LIC Jeevan Utsav 2023 Explained |10% Guarantee Return ఇస్తున్న LIC Jeevan Utsav Policy లో నిజం ఎంత?

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  • Опубликовано: 29 окт 2024

Комментарии • 891

  • @MoneyPurse
    @MoneyPurse  11 месяцев назад +21

    You can compare Term Insurance here 👉 bit.ly/46hsSJA
    You can compare Health Insurance here 👉 tinyurl.com/pgc9dcxc
    TELEGRAM: telegram.openinapp.co/money-purse

    • @srikanth-sf3ng
      @srikanth-sf3ng 11 месяцев назад

      Sai gaaru... Suggest best index fund... please 😊

    • @vijayababukasukurthi7474
      @vijayababukasukurthi7474 11 месяцев назад

      Sir, what is the plan selected in Policy bazar

    • @crazycharan9814
      @crazycharan9814 11 месяцев назад

      d

    • @phanitekuru
      @phanitekuru 11 месяцев назад +1

      If you select and buy this plan that commission goes to MP Team.. without links no video will share... because they need money...

    • @rajeshwarreddy9908
      @rajeshwarreddy9908 11 месяцев назад

      Looks like Sai garu has missed two important points.
      1. He is not aware that you can get 10% rebate on your premium if you take policy online.
      2. Looks like he has not understood the importance of words - GARUNTEED RETURNS. Indian index funds providing 10% returns for next 65 years. Are you kidding me.
      Just to discuss. No other intention.

  • @telugutubetalks
    @telugutubetalks 11 месяцев назад +26

    LIC లో పాలసి తీసుకుంటే ఏది BEST POLICY సాయి గారు చెప్పండి
    కుదిరితే వీడియో చేయండి

  • @chenchukrishnamachari4868
    @chenchukrishnamachari4868 11 месяцев назад +70

    Sai garu goes into aggressive mode after IRR calculation 😄. Thanks for the efforts Sai garu.

  • @aravindv770
    @aravindv770 11 месяцев назад +5

    Sai garu, edaina plan explain chesinappudu full fledged ga explain cheste baguntadhi,
    1st option gurinchi chepparu
    2nd option flexi benefit, 5.5% compounding last varaku unte, dani IRR explain cheyaledhu ,
    E policy term plan tho kakunda, annuity plan's tho compare cheste, e product unna annuity plans lo ela undi....
    Andariki index funds, equity idea undav, ippudu unna generation, financial knowledge unnavalaki tappithey, andulonu proper ga ardam cheskovali, common people ki tagattu alochiste vallaki proper idea enti....

  • @phanitekuru
    @phanitekuru 11 месяцев назад +2

    Iam from middle class family i dint trust share market i trust govt products only.. which help my family... Please please Don't compare investment products to share market..meku Dandam swami...

  • @Gireesh-V
    @Gireesh-V 11 месяцев назад +17

    Hello Sai garu, ఈ video చూసిన తరువాత LIC agents కి రాత్రి నిద్ర పట్టదు. వాళ్ళ గుండెల్లో గుబులు start అవుతాది.
    I will share this video all to my friends and relatives.
    Thank you Sai Anna. ❤

    • @chsanthikrishna465
      @chsanthikrishna465 11 месяцев назад +1

      ఇలాంటి వాళ్ళను చాలామందిని చూసాం lic వాళ్ళం. LIC ప్రజల జీవనాడి దేశాభివృద్ధికి అంకితమైనది. ఎలా హాఫ్ knowledge తొ మాట్లాడే వాళ్ళు మాకు ఎదురుపాడుతూనే వుంటారు

    • @donimran8351
      @donimran8351 11 месяцев назад +1

      ​@@chsanthikrishna465vammo sare reality edho oka video chese pettu bro memu chustham

    • @kishanreddythumma7582
      @kishanreddythumma7582 11 месяцев назад

      He didn't studied about the product in full....and more so he has to know what's investment and insurance..

    • @manojcheerla3314
      @manojcheerla3314 10 месяцев назад

      ​@@donimran8351Mari mutual funds lic laga guarantee na

  • @chinnamgarisureshbabu2125
    @chinnamgarisureshbabu2125 10 месяцев назад +17

    Sir poor people middle class people దృష్టి లో పెట్టుకొని నిజం సత్యం గ చెప్పండి

    • @kannayam9641
      @kannayam9641 3 месяца назад

      Don't trust these guys ...it is good policy....I invested ......if something goes wrong our family safe

    • @Quantinvestor1
      @Quantinvestor1 2 месяца назад

      😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂good joke​@@kannayam9641

  • @yoomr.whitee2841
    @yoomr.whitee2841 11 месяцев назад +207

    GOLDEN RULE - NEVER COMBINE INSURANCE AND INVESTMENT

    • @MoneyPurse
      @MoneyPurse  11 месяцев назад +22

      Very true

    • @ca.sairam
      @ca.sairam 11 месяцев назад +5

      Insurance coverage is received for 50L....The illustration is to show how the excess premium paid can be used for investment. If I dont want to mix, then take only Term for 50L instead of this policy which is offering 10L for much higher amount

    • @donimran8351
      @donimran8351 11 месяцев назад

      ​@@sreekanthk8772information chusa ke ga vachi dhi bro

    • @sillas8639
      @sillas8639 11 месяцев назад +1

      Very much agreed

    • @sathvik6851
      @sathvik6851 11 месяцев назад +3

      Agreed people who make more income better to take term insurance and investment in mutual funds. But people have low income which they don’t get term policy they don’t have option need to go for lic policy… every product is good but we need to select which is right for us..

  • @MrSuresh423
    @MrSuresh423 11 месяцев назад +12

    Sai garu, 90days valla policy IRR kuda meru calculate chesi 90days-35yrs compare cheyalsindhi andi.
    Note: I am not lic agent😅

  • @ANJAIAHSamadhi-ku8zh
    @ANJAIAHSamadhi-ku8zh 10 месяцев назад +4

    Sai Garu..
    I'm a Great follower of You.. but ఎక్కడో ఓ చోట మీరు కూడా చాలా కమర్షియల్ అనిపించింది .. ఈ వీడియో చూసాక...
    ఎందుకంటే..
    మీరు చాలా convenient గా మీ మేధావితనాన్ని చూపించారు.
    Flexi Income Benefit Explain చెయ్యండి... అందులో 5.5% Compounding Yearly ఉంది కదా in addition to 10% of Regular Benefit.. ..
    Explain that one also with IRR..
    Sir, You are choosing as per your Convenience .
    Kindly do the Flexi Benefit options also...
    And what aout Capital gain 10% at the end of the MF maturity...
    మీరు మీ వీడియో లో అది కూడా చెప్పాలి కదా Sir,
    Educate చెయ్యాలనుకుంటే మొత్తం చెప్పండి..
    మీకు ఎంతవరకు Convenience. ఉంటే అంతవరకు మాత్రమే చెప్తే ఎలా sir.
    Kindly do another presentation with Flexi benefit option for 100 years.
    🙏

    • @rayachotirevadala3545
      @rayachotirevadala3545 10 месяцев назад

      Yes, flexiy option miss chesaru and death benifit chepaledu
      And amount stocks lo invest cheyamni suggest chesaru which is no guarantee of fixed returns
      But LIC will give fixed income without any link with stocks

    • @VijayaLakshmi-lu7bl
      @VijayaLakshmi-lu7bl 10 месяцев назад

      100% true andi sir complete information ivva ledu.

  • @saradhinv6811
    @saradhinv6811 10 месяцев назад +2

    మీరు చెప్తున్న టర్మ్ ఇన్సూరెన్స్ లో ఉన్న exclusions ఎందుకు highlight చేయటంలేదు..

  • @manojsreepathi191
    @manojsreepathi191 9 месяцев назад +1

    Great video , thanks i have stopped my tata policy which has less IRR . Learned very much from this video

  • @rajudxn1
    @rajudxn1 3 месяца назад +2

    Term పాలసీకి income proofs కావాలి..share market లో invest చేస్తే రిస్క్ ఎక్కువ ఉంటుంది కదా 😢

  • @shReddy215
    @shReddy215 11 месяцев назад +2

    మీరు సమాజాన్ని ఉద్దరొంచడాని వచ్చారు LIC Govt కాబట్టి చెప్తున్నారు
    ప్రైవేట్ కంపెనీలలో ఇ లాంటి policy లు చాలా సంవత్సారాలు క్రితం వచ్చి నాఈ వాటిగురించి ఎoడుకు vedio చేయలేదు sai garu
    ప్రైవేట్ కంపెనీ లంటే బయమ భక్తా

    • @MoneyPurse
      @MoneyPurse  11 месяцев назад

      Here is it for you, this video we have uploaded 3 years back HDFC Sanchay Plus Policy కన్నా, Guarantee తో Better Return & Insurance Cover ఇచ్చే Product ఏది?
      ruclips.net/video/YyueOV5fG48/видео.html . No bias towards anyone.

  • @licsatish
    @licsatish 11 месяцев назад +3

    Sir meeru index funds antunnaru but please explain more where to invest exactly and what is the exact process, every one saying that invest in mutual funds but there are lot mutual funds and don't know where to invest exactly. Maybe this is the cause most of the customers are doing lic because they are just paying a fixed amount yearly at one place and the company simply telling that some bulk amount will get at the end of the policy tenure. So please suggest us about the mutual funds like reveal some company name . Thank you

  • @srujansanela5472
    @srujansanela5472 11 месяцев назад +3

    Hi Anna,
    In the comparison which created corpus of 48cr till 99yrs we need to pay ippud unna situation lo appati dhaka earn cheyadam kastame ga, I think meer chesna comparison correct kadhu m o, as per LIC policy we need to pay only for 10yrs tarwatha antha earning a, meer comparison lo 99yrs pay chesthune undali payer meedha chala stress padthadhi
    Can you explain us the best comparative where we have to pay for only 10yrs and returns us more than 10% till we live and extra death benefit.
    E policy tho manam better way lo kuda use cheyochu, from our example every year 1lac vasthundho dhani mana needs ki ana use cheskovachu need ledhu ante dhani Index funds lo or manaki vache 1lac ni SIP ga convert chesna big corpus create aythadhi plus point nti ante e SIP pay cheyadanki manam job cheyadam avasaram ledhu LIC nunchi manaki vache 1lac payout tho kattukovach
    Correct me if I'm wrong anna

    • @MoneyPurse
      @MoneyPurse  10 месяцев назад

      In the calculation shown you will invest only for 10 years as it is in the policy. After that you don't have to pay anything from your pocket

    • @srujansanela5472
      @srujansanela5472 10 месяцев назад

      @@MoneyPurse Can you share the Excel file anna

  • @Dr.Nagulmeeravali
    @Dr.Nagulmeeravali 11 месяцев назад +5

    సార్ టర్మ్ పాలసీ లో incom proof లేకుండా ( Self employed) 50లక్షల పాలసీ వుంటే చెప్పండి please ..

    • @sk-sm5zg
      @sk-sm5zg 11 месяцев назад

      Take 25+25

  • @athilisiva7716
    @athilisiva7716 8 месяцев назад +2

    కొంచెం సామాన్యులకు అర్దం అయ్యేలా simple terminology వాడండి sai gaaru..... మరీ financiel terminology like cash flow లాంటివి వాడితే మాలాంటి వాళ్ళకి అర్దం కాదు.....

  • @raginiindla7352
    @raginiindla7352 10 месяцев назад +3

    Hi andi very informative video. Can you please share your views on LIC life umang policy also. Thanks

    • @Soldier_AD
      @Soldier_AD 8 месяцев назад

      It would be interesting to see this comparison with UMANG

  • @Vinodagriculture.
    @Vinodagriculture. 6 месяцев назад

    Super Chepparu sir Good job,నిజాన్ని నిర్భయంగా చెప్పారు.

  • @sakkubabu5933
    @sakkubabu5933 10 месяцев назад +4

    Sir lic returns పైన tax లేదు కదా..... Fund house returns పైన 15% tax పోతుంది కదా అలాంటప్పుడు ఎది better కొంచెం వివరించండి sir please.....

    • @ravikirankattamuri3909
      @ravikirankattamuri3909 10 месяцев назад +1

      అంత అమౌంట్ పాలసీ తీసుకునే కేపబిలిటి ఉండే ఆదాయం వాళ్ళకి 1.5 లక్షల 80C కోసం, పిల్లల స్కూల్ ఫీజులతో హోం లోన్ ప్రిన్సిపాల్ కాంపోనెంట్ తో చాలు..

    • @Pranikacharminggirl
      @Pranikacharminggirl 6 месяцев назад

      What about who don't have children's and who don't want to take loan ​@@ravikirankattamuri3909

  • @Me2we9
    @Me2we9 10 месяцев назад +3

    LIC of India clearly announced in the policy 10% of SA is paid as Income Benefit per year & 5.5% cumulative interest will be payable on F.I. B.,
    1 . as per product knowledge & explanation is great & perfect. 2. But you are spreading false alegations & hatred statements on LIC & LIC sales persons, not this video only, no of videos on Life insurance comparison with MF,SIP & other Fin. investments. 3. Half knowledge is more dangerous. 4. practical knowlege is always greater than book knowledge 5. for EX : if you are a vegitable vendor, you like potatos only. So you prefer all public to purchase potatos only, not other vegitables. Every vegitable has its own strength, quality, structure, benefits, special benefits. just like Life Insurance 6. entire LIC of india public statement on the JEEVAN UTSAV, you have manupulated, hide main benefits & spread misleading statements. 7. Pls don't compare the skills of Elephant, horse, snake & fish, it is foolish comparision , just life insurance also. 8. As per your statement in this video entire I.R.D.A., L.I.C., Acturials & Financial Ministry are cheaters & looters of public money ????? 9. Nagative spreads more faster then positive...... you are successful on this issue. 10. you are ignorent & not analising the facts, Indians, B.P.L families, agriculture, rural people awareness. 11. lacs LIC of Employees & Agents working day and night for the indian public to safe guarding their money from private players like Sahara, Deepika, Peerless, etc., 12. No. of bank customers committed sucide before Banks (MUMBAI) as they are not able to vwithdraw his deposit from the Bank (PMC Bank ) 13. Crores of money looted and defaulters to the banks. 14. Government to infuse Rs 20,000 crore in India's state-run banks. 15. LIC since its inception 1956 , has supported Indian Economy, profit shown organisation, which is shared to indian government and indian public only. 16. if you are a paid youtuber to create this type of ( on surrender value also ) hatred, false vidoes with half knowledge & with hatred comments, Its not right. Pls Use your skills, knowledge in a genuine way & think once again.
    Pls don’t think my statement on negative mood, try to understand the facts & realise.

    • @sudhakarreddy289
      @sudhakarreddy289 10 месяцев назад

      Excellent review Sir, these type cheaters always make public diverting to false suggestions

    • @guvvalaramakrishna6264
      @guvvalaramakrishna6264 10 месяцев назад

      Good reply sir thankyou sir

    • @Rkinsuranceacademy
      @Rkinsuranceacademy 10 месяцев назад

      Good information sir,
      మీరు చెప్పింది 100% నిజం.
      ఈ మనీ పర్స్ పబ్లిక్ సెక్టార్ పై విషం చిమ్ముతున్నారు.

  • @anilkumarkasa4478
    @anilkumarkasa4478 11 месяцев назад

    100 years evaru untaru sir.. Gattiga 65 to 70 years ee current generation.. Maximum 70 years untaru... Edi LIC baga advantage tesukuni 100 years antunnaru...
    Your last quotation is super sir... Name lo unna Ustavam policy lo ledu ani... Once again proved LIC returns less than inflation...

  • @tejeshpenta5498
    @tejeshpenta5498 11 месяцев назад +8

    Sir chala intelligent, 99 years varaku evaru brathakaru ani telisi kuda 99 years varaku calculate chesaru ..endukante fixed returns lo time perige koddi percentage taggutadi ,,equity lo percentage fix ga unchi time penchadam valla final value perugutadi ..ofcourse policy is not good kani meeru insurance(death benefit) veyyakunda ela calculate chesaru and 2nd option flexi lo enduku calculate cheyyaledu..we want more fair calculations sir ....also see my 1st comment

  • @kumarreddydiamond4272
    @kumarreddydiamond4272 9 месяцев назад +2

    Motaneki confused Chesaru Brother em tisukovalo ardam kavadamledu kane Baga Explain chesaru !!!!!👏🥰🙏🫡🥳🥺

  • @RAJESHMAMIDI-bu8fl
    @RAJESHMAMIDI-bu8fl 11 месяцев назад +6

    Hi Anna ..
    Can u please explain LIC Jeevan Umang product..

  • @seshasaipavankumarbhimavar6862
    @seshasaipavankumarbhimavar6862 11 месяцев назад +3

    SBI Mithra midha oka video cheyyandi??

  • @phanitekuru
    @phanitekuru 11 месяцев назад +1

    Super MP Team... You explained about Regular income...What About Flexi Income...? Why you not taking Hdfc Plan same like this plan...? Team policy As per eligibility they will give.. you don't fill IT RETURNS ¬ a company Salary...for them they not give term policy.. why you not thinking... Share market & mutual fund knowledge some people don't know how come you will tell...think middle class family...

  • @rajeswararaothota5658
    @rajeswararaothota5658 11 месяцев назад +3

    🌹 చాలా ఉపయోగకరం.. మంచి అవగాహన కలిగించారు.. ధన్యవాదాలు🙏

  • @srk7060
    @srk7060 11 месяцев назад +4

    Lic ki sovereign guarantee untundi whereas icici prudential or others ki sovereign guarantee undadu kada DICGC lantidi emaina untunda insurance sector lo……and moreover ……. Term life insurance claims are risky when compared to lic ani na feeling

    • @nagusrinivas8500
      @nagusrinivas8500 11 месяцев назад

      Of course you are right bro.. but Sai garu not suggested to take term insurance in private companies only.. and also said take same term policy LIC also.. I mean don't him wrongly as he covered all things in video..

    • @NaaBadi988
      @NaaBadi988 11 месяцев назад

      ​@@nagusrinivas8500No sir, he is promoting private insurance companies. In every video he mentioned link related Policy Bazaar in description. When we click the link and after taking policy, he will earn Commission not only first year but also tenure period. So he is promoting private sector. LIC never tieup with corporate sector like policy bazar. కానీ ఒక్కటి గుర్తు పెట్టుకోండి. మన మంచి కోసం మాత్రమే చెప్తున్నారు అనుకోవడం చాలా పొరపాటు.. ఈ లోకంలో ప్రతి ఒక్కరు స్వార్థపరులే.

  • @venkysmind
    @venkysmind Месяц назад +1

    Lic best... దీనికి గవర్నమెంట్ గ్యారెంటీ ఉంది. బయట ఇన్సూరెన్స్ కంపెనీలక లకు గ్యారెంటీ లేదు ఆ కంపెనీలు బ్రాంచ్లు ఎక్కడ ఉంటాయో కూడా తెలియదు ఎవరు సర్వీస్ అందిస్తారో కూడా తెలియదు.

  • @syamalarao7107
    @syamalarao7107 10 месяцев назад +1

    Sir
    Can you calculate IRR for the policy taken at 0 age. As longevity is more in that case naturally IRR will be more if I am true. This part you missed. And you have not explained the flexi income part and it's IRR impact. Under this option IRR will be more if I am true. Next death payment part.
    Further most of the insurance companies putting restrictions on term plans. Now they are not offering the plans on easy terms.
    Income tax returns alongwith qualification is must.
    Then how will you suggest the scheme in the absence of term insurance which is the most important element in the present scenario.
    Only one option you explained what about other option ( flexi income)
    When the product brochure is displayed in full in social media why the other option is left is the big question before us whether to misguide or not to purchase the product.
    Should have clear idea

  • @nivas856
    @nivas856 11 месяцев назад +1

    Thanks Sai Garu, please suggest me one good Term Insurance policy.

  • @ramsagarreddy5861
    @ramsagarreddy5861 9 месяцев назад

    Till the policy explanation, you explained a lot. That's great. But when you started comparison with Investment it's gone not good. Here 2 points 1) there is no guarantee on 10% or 12% return 2) you explained a value in corpus without taking money back but where as in the LIC policy you showed calculation of money back.

  • @srinivaslicd.o.7053
    @srinivaslicd.o.7053 11 месяцев назад +9

    Good explanation but you did not focus on option 2 which is giving 5.5% interest rate compounding annually, which gives more returns after long period

    • @prasadkcvd
      @prasadkcvd 10 месяцев назад

      Bro 5.5% chala takkuva bro..fd loni ka ekkuva vastadi bro

    • @venkateswararaokolluri8937
      @venkateswararaokolluri8937 10 месяцев назад

      FD lo flat 5.5%,, ikkada compound 5/5%.

    • @prasadkcvd
      @prasadkcvd 10 месяцев назад

      @@venkateswararaokolluri8937 fd lo kuda compound interest vastundi..simple ani yavaru cheparu niku..

    • @krupasilas8104
      @krupasilas8104 10 месяцев назад

      Meeru guarantee evvagalara.. FD meedha life long oke rate ki estharu ani.. India is developing country. Interest rates in 1990 12% now its is around 6. Hereafter it may go to 2% also. But here lic is giving you Lifelong 5.5% compounding

  • @9966715278
    @9966715278 14 дней назад

    అతిగా ఆశ పడితే మొదటికే మోసం అని గుర్తు పెట్టుకోవాలి

  • @shekarp458
    @shekarp458 11 месяцев назад +2

    Sai garu
    Term insurance thesukovalante
    Compalusary 3 years Itr
    And degree kavaluntunnaru
    Kaman people yela thesukovali
    Shekar Hyderabad

  • @channakeshavareddycareddy
    @channakeshavareddycareddy 10 месяцев назад +6

    Really appreciate your efforts to bring these information to our Money purse Channel ❤️
    Thanks very much
    Please share us the excel sheet so that it can help us similar kind of calculation and return findings

  • @kingyogi2276
    @kingyogi2276 11 месяцев назад +2

    Sir very good explanation. But i have a doubt.. Meru endukani .. Flexi income mode option two compound interest.illustration table Explain cheyyaledhu..? N meru meru compare chesina plan ni + jeevan umang ki flex i mode ki explanation echi vunte.. Edhi best ah waste ah ani oka idea enka baga vachedi.. 😊 flex mode kuda explain chesi answer evvara pls.. 🤗😊

    • @MoneyPurse
      @MoneyPurse  11 месяцев назад

      Flexi Income mode lone clear ga undandi, if you don't take that year's income on that 5.5% will be added annually. Which indirectly they are saying that it will be around 5.5% only

    • @kingyogi2276
      @kingyogi2276 11 месяцев назад +1

      @@MoneyPurse sir compounding power tho adhi regular mode lo vache dani kanna.. Multiple times lo vasthundi kadha sir.

  • @kumark9364
    @kumark9364 11 месяцев назад +2

    Anna please suggest best term insurance policy with monthly premium

  • @pullepulic3278
    @pullepulic3278 10 месяцев назад +1

    After maturity 14 LAKH వస్తుంది మరియు LONGTERM share మార్కెట్లో ఎవరూ ఇన్వెస్ట్ చెయ్యరు. Anyway ఎవరిష్టం వారిదే😊

  • @Sandeesh_Srikantam
    @Sandeesh_Srikantam 10 месяцев назад

    Clever investor to the insurance agent: Eee policy ni exact ga reverse cheddam. Meeru 10 years ki yearly 1,11,050 nak pay cheyyandi, nen 13th year nunchi meeku 99 years vache varaku (or till your life ends, whichever is earlier) 1 lakh per year pay chestha. Kavali ante meeku 10 lakhs cover unde term insurance premium kuda nene pay chestha.
    Insurance agent shocks, Money Purse-ians rocks !

  • @kallavijayakumar3362
    @kallavijayakumar3362 11 месяцев назад +4

    MUTUAL FUND INVESTMENTS SUBJECT TO MARKET RISK LIKE LIC PLAN JEEVAN UTSAV IS A GUARENTEED RETURN WITH INSURANCE COVERAGE LIC PLAN INVESTMENT IS LIKE A PEACE OF MIND & SAFE INVESTMENT SIR

    • @ravikirankattamuri3909
      @ravikirankattamuri3909 10 месяцев назад

      మొత్తం ఎవరు పెట్ట మన్నారు? FD/RD లో సగం పెట్టండి, దానిలో కూడా 6% పైనే రిటర్న్ చూడచ్చు, mutual funds లో సగం పెట్టండి, రిస్క్ కోసం టర్మ్ పాలసీ తీసుకోండి..

  • @ratnaraosv
    @ratnaraosv 11 месяцев назад +1

    Meru cheppe stockmarket fund high lo vunnappudu withdraw Cheste labam ala cheyyali ani andariki teleyadu.meru lic meda chesina 2 video లు lic image ni tagginchalevu.

  • @Gunasekhar2403
    @Gunasekhar2403 11 месяцев назад +5

    One Rule...LIC's any endowment or moneyback or any product you check...the maximum CAGR is 6.5% maximum...you check all the LIC plans...you will realise.

  • @m097
    @m097 10 месяцев назад +2

    You can take jeevan umang for insurance coverage
    Meeru cheppina icici plan guaranteed returns aa

  • @nagarajuaddagulla
    @nagarajuaddagulla 11 месяцев назад

    I would suggest people to use this simple strategy, Term insurance and remaining in safe MF.

  • @chekkalarajkumar2556
    @chekkalarajkumar2556 6 месяцев назад

    ఈ ప్రేవేట్ కంపెనీలు అన్ని బాగున్నప్పుడు అధిక రిటర్న్స్ ఇస్తాయి. కానీ ఇప్పుడు ప్రపంచ యుద్దాల ప్రమాదంలో, ఆర్ధిక మాంద్యం పరిస్థితుల్లో ఎన్ని సంవత్సరాలు నిలబడతాయో తెలియని గందరగోళం ఉంది. 2008 ఫైనాన్షియల్ క్రైసిస్ లో అమెరికా ప్రజల ఆస్తులను పూర్తిగా తుడిచెలిపెట్టేసి ఇండియాకి వచ్చాయి. ఇన్సూరెన్స్ తీసుకున్న అమెరికా ప్రజలు కార్లలో కాపురాలు చేసే పరిస్థితికి నెట్టబడ్డారని తెలిసింది

  • @vvsdineshraja3946
    @vvsdineshraja3946 11 месяцев назад +7

    Hi Sai Anna
    Maa relative oka athanu LIC agent edhoka policy teesukomani intlo vallu pressure chestunnaru relation paduavvakoodadhu ani.Unna LIC policies lo term insurance(Naku already term insurance undi and amount kuda naa present income ki 20x undi) kakunda vere policies best returns endulo istayo konchem cheppagalara please

  • @ranibangaram
    @ranibangaram 6 месяцев назад

    Plz say which lic policy is best for parents

  • @n.sivakarthik5956
    @n.sivakarthik5956 11 месяцев назад +1

    Aa last punch bagundi bro perulo utsavam product lo ledu 😂😂

  • @talamarlaravi9403
    @talamarlaravi9403 11 месяцев назад +10

    Excellent analysis Sai garu. Thank you very much. 🌹🌹🌹 ఓ 10 ఏళ్ల క్రితం ఎవరైనా ఇలా సలహా ఇచ్చి ఉంటే ఎంతో బాగుండేది. మీ కృషి అభినందనీయం 🙏🙏🙏

  • @naravarimanju
    @naravarimanju 11 месяцев назад

    Unfortunately I am paying one LIC policy from last 8years, and after getting the knowledge that I took term insurance in 2022 march.

  • @balakrishnach
    @balakrishnach 11 месяцев назад

    All is good Sai garu .if a person who took policy .but died in 3rd year..so LIC has to pay sum assured.. that point also there for LIC to bare such pain.

  • @sajjendrakishore2354
    @sajjendrakishore2354 9 месяцев назад

    I appreciate your kind words. My monthly salary is Rs 140,000, and I currently have two home loans. The first home loan is for Rs 45,00,000, with a tenure of 20 years, an EMI of Rs 41,000, and an interest rate of 8.75%. This loan commenced in January. The second home loan is for Rs 16,00,000, with a tenure of 10 years, an EMI of Rs 22,000, and an interest rate of 9.15%.
    As of now, I have Rs 5 lakhs. I'm living in a leased property in Bangalore that is of Rs 900,000. I receive a total rent of Rs 28,000 from both of my houses. Additionally, I'm investing Rs 10,000 monthly in NPS, accumulating to Rs 60,000, and Rs 10,000 as a SIP for my child's education.
    Given this financial scenario, I am seeking advice on whether to prioritize repayment of one of the home loans. Any guidance on this matter would be greatly appreciated.

  • @ravikirankattamuri3909
    @ravikirankattamuri3909 11 месяцев назад +1

    ఇన్సూరెన్స్ లో ఎన్ని రకాల డాన్సులు కట్టినా, ఏ పేరు పెట్టినా గట్టిగా వచ్చేది 5 నుండి 6 లోపే తప్ప అంతకు మించి రాదు..😂

  • @saiganeshae9794
    @saiganeshae9794 11 месяцев назад +2

    #Moneypurse
    Sai garu pl do a video on Jeevan umang Lic policy also🙏

  • @commonman-20
    @commonman-20 11 месяцев назад +1

    Sai Garu, what is the best way to invest my retirement amount. I need regular monthly income for my monthly expences. Please advice.

  • @ratnaraosv
    @ratnaraosv 11 месяцев назад

    Share market Paranga mee analysis correct avva vachu bullish trend lo market vunnappudu

  • @Saisree36
    @Saisree36 3 месяца назад

    35 yrs age vaallu minimum 60 yrs varaku vunna 13L returns vasthavi and after death benefit kuda వస్తవి.

  • @Sandeesh_Srikantam
    @Sandeesh_Srikantam 11 месяцев назад +2

    Starting lo unna alert Telugu lo kuda ivvandi sir, because some might miss that English alert.

    • @MoneyPurse
      @MoneyPurse  11 месяцев назад +1

      Noted

    • @bullip4
      @bullip4 11 месяцев назад +1

      Yes Good idea

  • @m097
    @m097 10 месяцев назад +4

    Lic policy ni ala explain chesaroo
    Same alaney aa icici plan with document tho explain cheyandii
    Daanilo vunnavi anni andhariki thelusthayi kadha

  • @jaganrym1
    @jaganrym1 11 месяцев назад +1

    16:14 - అసలు mattar ఇక్కడ start avutadi

  • @ramanjaneyar4679
    @ramanjaneyar4679 8 месяцев назад

    In Lic policies there is PWB rider Premium waiver benefit. If you made policy on our child who is minor if anything risk happened to proposer who is paying Premium. Then the child need not pay any amount to lic but policy will continue by lic.

  • @mohdalipasha3191
    @mohdalipasha3191 3 месяца назад

    Sir meeru baga chepparu term insurance tisukondi ani ok, but remaining amount investment cheyali ante andariki index bse nse
    Stocks knowledge undadu kada sir
    Televanivallu invest chesthe loss avutharu kada
    Please don't invest money if don't have knowledge on index other markets

  • @katuriramakrishna8884
    @katuriramakrishna8884 10 месяцев назад

    Andaru market lo invest cheyyaleru,invest cheyyakunda unte aa money elagola kharchu ayipotadi.many people ki jarigedi ide

  • @malliahsettyh2056
    @malliahsettyh2056 11 месяцев назад

    SUPER EXPLAIN SIRJI THANKS JAI SRI RAM

  • @nationfirst8405
    @nationfirst8405 9 месяцев назад

    Hi Sai Garu, Are you providingpersonal Financial advicer services to individuals?

  • @narlakrishnakishore6924
    @narlakrishnakishore6924 10 месяцев назад

    My humble request dont take insurance online
    Please take term insurance Through direct agents
    If you take through online service will be difficult
    You can compare here and take policy through agents 😊

  • @dr.srikanthgatadi515
    @dr.srikanthgatadi515 11 месяцев назад

    Thank u sai garu. Meru chalamandini LIC nundi kapaduthunnaru.

  • @sandhyan3273
    @sandhyan3273 11 месяцев назад

    Explained very well about LIC policy

  • @jagannadhsahuvaddikanchari7130
    @jagannadhsahuvaddikanchari7130 2 месяца назад

    Sir kotak Life maximizer గురించి తెలుగులో వివరించండి.... దాని గురించి మ్యాటర్ దొరకటం లేదు

  • @lsrconstructions2122
    @lsrconstructions2122 11 месяцев назад +3

    Sir please explain about LIC jeevan umang policy please

  • @harishk1557
    @harishk1557 13 дней назад

    Hi Sai Anna, I also argue with my friends same way. But one questions always comes to me. Term insurance need medical tests, As current term insurance are medical test mandatory. So if a guy with obese or diabetes term insurance is not provided. What to do in that case? Suggest some term insurances without medicals or share some other plans which can help in these cases. I hope this reaches you.

  • @AnemUday
    @AnemUday 10 месяцев назад +2

    Sai gaaru, why did you add 1L from 13 year onwards to index fund? So 1st 13 years are you suggesting invest both options (2.32l)? 1.16L in LIC and 22k for term insurance+index fund?

  • @Suresh-454
    @Suresh-454 11 месяцев назад

    It is better polacy for the people who are not investing in Real estate or eqvity....
    It is bettervthan bank FD.
    now bank fd rates around 7% at today is high intrest rate time...
    If we consider recnt bank FD on avre we will get 6% . In future there are ample chancess of reduced to less than 5%...
    Note: it only for who are not investing in eqvity or real estate

  • @ramgirishreddykarri1731
    @ramgirishreddykarri1731 11 месяцев назад +2

    You forgot to add 14 lakhs at 99th year. I mean sum assured+bonus at the end of 99th year

  • @laxminarayanachunduri9744
    @laxminarayanachunduri9744 11 месяцев назад +1

    I Saw this Video at right time . Can you suggest which plan is good when compared with Jeevan umang

  • @Ranga_Reddy
    @Ranga_Reddy 10 месяцев назад +3

    Ilanti information cheppalanate chala guts undali .... great anna meeru......meeru society ki chese work simply fantastic

  • @rameshgundepalli9539
    @rameshgundepalli9539 11 месяцев назад +1

    Sir, Pramerica Life rakshak smart ee plan kuda konchem similar ga vundi ee plan baguntada mi opinion cheppandi please.....

    • @MoneyPurse
      @MoneyPurse  11 месяцев назад

      If you are looking for an investment product then neither of them stands good andi

  • @saradhinv6811
    @saradhinv6811 10 месяцев назад +1

    Utsav policy లో ఉన్న flexi option with 5.5% compounded గురించి ఎందుకు explain చెయ్యలేదు..

  • @khaleedmulla8027
    @khaleedmulla8027 8 месяцев назад

    Baal amrit plan gurunchi pros and cons explain cheyyande sir

  • @srinivaslicd.o.7053
    @srinivaslicd.o.7053 11 месяцев назад +1

    And utsav is giving gauranteed return where as in other investment we cant expect the same ROI for entire period

  • @nukalalikhit1580
    @nukalalikhit1580 11 месяцев назад +5

    Proud to be an your follower, after LIC launch this policy... I'm eagerly waiting for Sai anna"s analysis on this utshav ... Now finally one more blame box has been broken by Sai anna....
    Thanks a lot sai anna

  • @raghavendraoraghu3349
    @raghavendraoraghu3349 8 месяцев назад

    Term plan is mandatory every time says sai garu
    Super sir
    Jaihind

  • @pavansatheesh9066
    @pavansatheesh9066 10 месяцев назад

    Please make video on child investment plan other than Sukanya samruddi yojana

  • @sushna3757
    @sushna3757 11 месяцев назад

    LIC policies are the worst, I lost my money, I realized after learning few things like these channels

  • @veeraraghavaiahvuppu3778
    @veeraraghavaiahvuppu3778 10 месяцев назад

    మీరు 10% కాకుండా IRR 5.72 ప్రకారం caliculate చేయవచ్చుగా!

  • @psnsatyam4301
    @psnsatyam4301 11 месяцев назад +1

    Sir lic jeevan umang policy detailed explain cheigalara.

  • @boinasatish3149
    @boinasatish3149 10 месяцев назад +1

    మినిమం గ్యారెంటీ వున్న lic పాలసీ చాలు మాకు

  • @MrVinodkumar92
    @MrVinodkumar92 11 месяцев назад +1

    1year baby ki invest chesina Same irr eh vasthunda?

  • @Telugufun427
    @Telugufun427 11 месяцев назад

    E video chudakapote nenu invest chesevadni thank you bro

  • @chaitue21
    @chaitue21 10 месяцев назад

    Thank you sir. Chala helpful video. Someone approached me for this product.but before buying I thought of going through your video. Really saved me

  • @vishwaBGD
    @vishwaBGD 11 месяцев назад +2

    @moneypurse, what if we buy the policy for the kids , do they pay for kids until their age is 99rs. Kids age you can consider as 10 yrs or 15 yrs. If they pay for 99 yrs until. That might help the kids ever after parents demice ? Is it worth to think in this way.

  • @2anvesh
    @2anvesh 11 месяцев назад +1

    Sai anna am big fan of you and meru cheppedi chala bagumdi kuda but I have a doubt please clarify to me ekkada one lakh 10 years invest chestham LIC lo but meru cheppina process lo investment long period cheyalli kada edi correct na ledha nenu confuse aieyana please cheppamdi and one more thing index investment ante niftybees lo kuda invet cheyachu kada mari nifty bees ni manam shares la buy chesaka stocks dividend ni ela share chesthadi divided ni kuda re invest chesthey kada real alpha create avvuthumdi please tell me anna

    • @MoneyPurse
      @MoneyPurse  10 месяцев назад

      You have confused the investment is considered till the premium paying term only from there onwards nothing is added from your pocket

  • @ravikiranksnv9180
    @ravikiranksnv9180 9 месяцев назад

    General query. For LIC investments we will get tax benefits. Is the amount we receive after 11/12 yrs also tax free? . And what about the case in mutual funds/ term policy that was suggested ?. Is it tax free ? And maturity amount is also tax free. Please clarify.

  • @malyalaraviteja6247
    @malyalaraviteja6247 11 месяцев назад +1

    BRO Emanukokunda LIC UTSAV ki LIC UMANG ki difference enti and both tax exemption kinda chuyinchukovacha . please chepara bro

    • @gana_7258
      @gana_7258 10 месяцев назад

      Yes you can show tax exemption u/s 80C for both the products

  • @poornapalla871
    @poornapalla871 11 месяцев назад +3

    Sooooooooo Super Informational Video 👌👌👌👌👌👌👌👌 ThankYou So Much SaiSir and MP Team 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

  • @satyanarayanar9841
    @satyanarayanar9841 11 месяцев назад +4

    5.5% compounding

  • @Sarwesh-nd9hv
    @Sarwesh-nd9hv 9 месяцев назад

    Ppf tho compare chesunte bagundi, ante tenure peddadi but, risk free factor matters. Ippudu agents vochi, aa video lo ayina stock market antunnad, pothai antar dabbulu.