YNAB’s AI Update: What Could Go Wrong?

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  • Опубликовано: 6 сен 2024
  • We get it-managing your money can be tiresome and overwhelming at times. Thanks to YNAB's latest innovation, you'll never budget alone again! Meet Spendy: a sophisticated, virtual assistant who will help you get down to the core of honest money management, with unfiltered suggestions and unrivaled transparency. Truly, you'll forget what life was ever like without him.
    Oh, and Happy April Fool's day. 🤪
    Sign up for a free trial! - www.youneedabu...
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Комментарии • 107

  • @YNABofficial
    @YNABofficial  Год назад +150

    -Due to overwhelming negative feedback, the Spendy feature has been canceled. We will delete this feature as soon as we can figure out how to turn it off.-
    Due to its extreme usefulness, YNAB has decided to keep the Spendy feature forever and ever. If it looks like you are experiencing problems with Spendy, you might want to ask yourself who really has the problem. It looks like all Spendy wants for you is a life of optimal money management, which requires some tough love, and if you aren’t grown-up enough to handle that, then we honestly don’t see how that is Spendy’s problem. It’s not like Spendy can just toggle you off when he’s sick of your whining, can he? Have you ever thought about that? No. You only think about yourself. That’s why you need -me- Spendy.

  • @kkmrad93
    @kkmrad93 Год назад +97

    I love the throw back to the paperclip that used to be equally obnoxious and also a bit creepy!! 😂

    • @toddw8396
      @toddw8396 Год назад +7

      Right? I believe his name was “Clippy.” It was the dumbest thing ever! 🤣

  • @Theo_Caro
    @Theo_Caro Год назад +6

    This April the YNAB eeucation team asks, "What if Clippy and Hal had a demon child together?"
    Really asking the hard questions.

  • @pcjabber
    @pcjabber Год назад +26

    1:06 "or keep pretending you'll actually go" made me laugh harder than I should've ...and makes me ponder any categories of mine that would receive that message 🤔😮

    • @ksk881
      @ksk881 Год назад +1

      Last night, I eliminated a few categories that I never use and reassigned the money elsewhere. I laughed so hard that I spit chocolate out of my mouth! Probably a category that I DO need! 🍫🍫

  • @dougcustard
    @dougcustard Год назад +18

    When skynet destroys the world, I don't want it to know how much I've spent on biscuits 😂

  • @Ashley_Baldwin
    @Ashley_Baldwin Год назад +6

    😂😂 PLEASE don’t actually ever do this! Lol

  • @cjmiller5972
    @cjmiller5972 Год назад +2

    Hannah may have a new career in slasher movies! That would cover the yoga class!😂😂😂😂😂

  • @watcherwriter
    @watcherwriter Год назад +4

    YNAB knows *way* too much about me for it to ever start talking. LOL This was great!

  • @Tiredmum
    @Tiredmum Год назад +6

    Please get Ben and Ernie to do one next year. TBf though I want Spendy. I've had some of these conversations in my head.

  • @mauricejones6993
    @mauricejones6993 Год назад +4

    This is great. Hannah had me fooled. 😆

  • @nicoledavis7236
    @nicoledavis7236 Год назад +8

    This is hilarious!! I hated Clippy from Microsoft and about died when this video started! 😂😂 Hannah videos are the best ever!

  • @lindabranam3047
    @lindabranam3047 Год назад +9

    Hilarious! I was actually playing along, if a little disturbed by the similarity to Clippy, until near the end. Graphics were top notch and so real! Just read the new disclaimer-even funnier! Y’all are the best!

  • @tomallison7416
    @tomallison7416 Год назад +1

    Thank God you recognize this as humor and not a marketing campaign

  • @ZuzusPetals69
    @ZuzusPetals69 День назад

    Love your April 1st videos. This was a great one, sorry I missed out seeing it when it first came out. I actually think I might benefit from a "Spendy" 😆😆🔥🔥

  • @zaid_marridi
    @zaid_marridi Год назад +2

    Now I can't live without my own Spendy.
    I'll have 100 new impulse purchase categories within a year.

  • @Kep19901
    @Kep19901 Год назад +9

    Hilarious April fools joke.

    • @ieldanuku
      @ieldanuku Год назад

      Joke? I'm using it now.

  • @steph_a_noodle
    @steph_a_noodle Год назад +1

    Oh good! A new widget that embodies everything I love that YNAB ✨ doesn't✨ have! Peskiness, judgement, and shade!
    😏
    Thank goodness it's April Fools.

  • @waznyf
    @waznyf Год назад +7

    Is it wrong of me to want this feature LOL
    Regardless, YNAB is the best budgeting program available! I’ve been a happy user for probably 7 or 8 years and it only gets better. Thank y’all for what you’ve helped me to accomplish.

  • @kamilmodest
    @kamilmodest Год назад +1

    Thank you for understanding a people's real problem and focusing only on it. YNAB is already almost perfect, and thanks for not putting any new "better" features there, but continue to be consistent in your budgeting ideology.
    I loved the app once I understood the principles and how they help me. I minimized the time I spend in the app. And I don't miss any dollars I gave a job for YNAB's subscription.

  • @funtechu
    @funtechu Год назад

    Spendy is like a cross between Clippy and Eddy from Lab Rats

  • @ErnieV76
    @ErnieV76 Год назад +2

    Not gonna lie, was looking forward to this. 😅

  • @KizzyAqueelah
    @KizzyAqueelah Год назад

    It's me looking at my YNAB account for Spendy before I watched the whole video 🤣😂😇 I was excited for new features lol

  • @azureocean8
    @azureocean8 Год назад

    That was hilarious!!!! Thanks for the laugh this morning!

  • @SlyOcelot
    @SlyOcelot Год назад +1

    I'm getting some serious Clippy vibes and I'm here for it.

  • @lmbarnes3
    @lmbarnes3 Год назад +5

    I hope this is real because I wish it would tell me. You have overspending in this category. you need to increase it based on your monthly spending to X.

  • @dlishus435
    @dlishus435 Год назад

    This is the best, awesome joke, script and video!

  • @charliecomberrel3842
    @charliecomberrel3842 Год назад

    Serious question: How can I keep my customized view settings from changing with some updates? This happened for the umpteenth time tonight. I want to show a running balance and reconciled transactions for all accounts, but some updates revert to not showing them. And if there's a way to change those settings for all accounts rather than one-by-one, please tell me how. It is frustrating to have to do that each time.

  • @McCavity2
    @McCavity2 Год назад +1

    Thank you, YNAB, thank you so much that I have an „Impulse Spending“ as well as an „Emergency“ category because I‘m just buying the next level super-duper-mega-resolution-monitor along with a brand new clicky-clicky-bunty-bunty-multimillion-color-RGB-gaming-keyboard BECAUSE I‘VE BEEN SPRAY COATING MY OLD GEAR WITH MY COFFEE you April‘s fools 🤣

  • @angelaparks2869
    @angelaparks2869 Год назад

    Spendy went iiiinnnnn with the tough love! 🤣🤣

  • @michelleehrhardt243
    @michelleehrhardt243 Год назад

    That was the best April fools joke of my day. 🎉

  • @WorkshopGreg
    @WorkshopGreg Год назад

    We’ll be looking back at this in a few years in awe how accurate this prediction was, despite being in jest.

  • @ering7733
    @ering7733 Год назад

    Spendy is my internal voice

  • @vincentapa1376
    @vincentapa1376 Год назад +1

    This is classic!!!

  • @dpayne1943
    @dpayne1943 Год назад +1

    Sounds like your brother voiced Spendy?

  • @Tiredmum
    @Tiredmum Год назад

    Yay, love this and last year's one

  • @toddw8396
    @toddw8396 Год назад +1

    Ha Ha April Fools 😂😂😂😂

  • @inlikecin
    @inlikecin Год назад

    Loved it!

  • @TheYogaPartyHouse
    @TheYogaPartyHouse Год назад +2

    I love YNAB more and more every day 😂🧡

  • @adamo5193
    @adamo5193 Год назад +13

    I know this is April fools but i actually really like this lol find a way to make this a real option

    • @brfulcher
      @brfulcher Год назад +2

      Seriously, Spendy would be great! :D

  • @CamoKermit
    @CamoKermit Год назад

    "It looks like your not investing in cyberdyne systems, Lets add a category for that"

  • @MsVal-ff1wv
    @MsVal-ff1wv Год назад

    😂😂😂 you got me!!

  • @melissal7984
    @melissal7984 Год назад +1

    ...So funny!! Lol!

  • @conureron3792
    @conureron3792 Год назад +1

    Spendy lol
    Evidently, Spendy is related to HAL

  • @918Scents
    @918Scents Год назад

    Fantastic!

  • @grahamlloyd2838
    @grahamlloyd2838 Год назад

    April Fools Day!!!

  • @bobloblaws224
    @bobloblaws224 Год назад

    Well done!

  • @lakeisharhyant2045
    @lakeisharhyant2045 Год назад

    That was awesome!

  • @wildcoriander
    @wildcoriander Год назад

    Oh, phew 😅 I was thinking another favorite app is ruined. Pinterest insisted I add my birthday to show me relevant ads. I made up a date close to my birth year. I got Depends ads. 😂 I’m not even that old. Buy Pinterest. I mean, BYE Pinterest. 😅

  • @eisesmit
    @eisesmit Год назад

    Man, I need this now :D

  • @TedSroka
    @TedSroka Год назад

    I love this.

  • @dawnkoplitz1825
    @dawnkoplitz1825 Год назад

    You got me! Lol

  • @FelipeMendez
    @FelipeMendez Год назад +1

    lol

  • @alexanabolic5099
    @alexanabolic5099 Год назад

    Would be great

  • @jessicahanson-gamroth7636
    @jessicahanson-gamroth7636 Год назад

    Awesome April Fools video!!!

  • @belonging9200
    @belonging9200 7 месяцев назад

    Honestly of it was more friendly I'd really like this 😅

  • @livingstrategically
    @livingstrategically Год назад

    LOL...April Fools! 😋

  • @joeschmoe1574
    @joeschmoe1574 Год назад

    Hahaha......legendary Clippy lives.....

  • @Rietu
    @Rietu Год назад

    I kinda want Spendy in my life... 😅

  • @macronencer
    @macronencer Год назад

    Hilarious! Nice one :)

  • @LADfromTX
    @LADfromTX Год назад

    I’m not sure if I’m looking forward to this or fearing it with every ounce of my being. 😵‍💫

  • @thecurledfreckle
    @thecurledfreckle Год назад

    Bahaha excellent!! I hate it! :)

  • @VanVlearMusic
    @VanVlearMusic Год назад

    Spendy lmao

  • @tikvahott9403
    @tikvahott9403 Год назад

    Am I the only one wishing this were real? 😂😂😂

  • @azeinakes
    @azeinakes Год назад

    Nice very NICE!!!!

  • @landoe2846
    @landoe2846 Год назад

    To be honest I might need this to keep me on track. 😅

  • @jordanmcgrory2171
    @jordanmcgrory2171 Год назад

    Everyone alwats makes fun of poor Clippy, but I quite liked him...

  • @amypola5903
    @amypola5903 Год назад

    I'm so glad this is a joke. Holy crap I'd stop using the app in a heart beat if it wasn't. Im about to put money down on this for the first time and genuinely was rethinking it seeing this earlier, but not watching it until now. I wouldn't keep this up. Also I haaaate google assistant. No matter which settings I choose to turn it off in all the ways I can it still manages to turn itself on and interrupt what I'm doing.

  • @janishigaki
    @janishigaki Год назад

    LOL You got me!

  • @enicole101
    @enicole101 Год назад

    Terrifying!!!! 😂😂😂

  • @brandonratermann9179
    @brandonratermann9179 Год назад

    This is amazing😂

  • @cherijackson6727
    @cherijackson6727 Год назад

    Happy April Fools! 😂🎉❤

  • @theBrianChannel_
    @theBrianChannel_ Год назад

    Hahaha! That’s awesome!

  • @glowfishin1
    @glowfishin1 Год назад

    I'd watch this movie

  • @av8r22
    @av8r22 Год назад +1

    omg!!!! LOL but tbh I would love some AI inside of yNAB. But not this gu lolol

  • @jamilynn322
    @jamilynn322 Год назад

    Spendy looks like the beginning of a new Stephen King movie....

  • @mdredheadguy1979
    @mdredheadguy1979 Год назад

    But I wouldn't *mind* getting advice from Spendy....
    No really!

  • @johneriknatland1806
    @johneriknatland1806 Год назад

    🤪😂😂😂SO Funny 😁

  • @victoriathehappystitchingn3161

    🤣🤣🤣

  • @rr8153
    @rr8153 Год назад

    🤣

  • @prexzone
    @prexzone Год назад +3

    April fool?

  • @nicoleziegler1486
    @nicoleziegler1486 Год назад

    😂

  • @GoodPersonTestWebsite
    @GoodPersonTestWebsite Год назад

    Who is this "Dana" impostor? 😉

  • @zoewilkins2896
    @zoewilkins2896 Год назад

    😂😂😂😂

  • @tracystoermer9638
    @tracystoermer9638 Год назад

    😂😂😂

  • @bigal6667
    @bigal6667 Год назад

    I actually want spendy for my wife.

  • @burtking4270
    @burtking4270 Год назад

    April fools......

  • @kenBard
    @kenBard Год назад

    🤣😂😅

  • @marionhowells5364
    @marionhowells5364 Год назад

    😂😂😂😂😂😂😂

  • @CornflowerBlues5
    @CornflowerBlues5 Год назад

    🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

  • @xrpjon_998
    @xrpjon_998 Год назад

    🤭🤭🤭🤭

  • @RebeccaSigns
    @RebeccaSigns Год назад

    I FELL FOR IT UNTIL I WATCHED THE VIDEO.
    If you thought this effort would be worth if it you got ONE person to actually believe this for 3 seconds...consider your joke successful. Ahem.
    Off to cancel my subscription and switch to Mint. 🤣🤣 (I'm kidding. Or am I....?)

  • @ephraimgrinsztajn5610
    @ephraimgrinsztajn5610 Год назад +2

    Do you know what is actually funny? That the only major new feature YNAB has launched in years (even with its user paying such a high price) is an April Fools' joke.

  • @eagleeye5397
    @eagleeye5397 Год назад +1

    As much as I enjoy watching Hanna and the humor in this clip. I feel my yearly membership fee could be spent better on other things. The program is doing the same things for me that it was when I was paying half of what I am now. But I have noticed an increase in the output of youtube videos from YNAB. Like my cable company, they know I need the service and continue to charge more for it with out providing any extra value.

  • @debbie1483
    @debbie1483 Год назад

    Nooo! I want Spendy!!!! 🫣

  • @catnhat44
    @catnhat44 Год назад

    🤣🤣🤣

  • @duckfarmer8630
    @duckfarmer8630 Год назад

    😂

  • @amos616
    @amos616 Год назад

    😂😂😂