Hi Bro, who I dare to call friend. YOU DON'T HAVE TO JUSTIFY THE WAY YOU MANAGE YOUR FINANCES OR YOUR LIFE!!! That is none of nobody's bizzness. I'm 66 years old now. I always been fucking unhappy with my jobs and my life because I didn't dare to do what I loved, to live up to my aspirations. Do whatever you want with the following... You choose to live your dreams... So live them the most you can. Don't give a shit about people concerns, even if they say it because they care... DON'T BE LIKE ME... DON'T BE SOMEONE WHO COULD HAVE BEEN HAPPY BUT NEVER WAS. Live Bro! Live your own life, be fucking happy with what you live, what you do and most of all, whit who you are. Love the others, love yourself and be happy. NOTHING is more important that that... HAPPINESS!!!!! Sorry for the emotional tone but it poured out like that.
I'm not a religious man, but I believe in a kind of person or entity or thing which you may call god. So I thank you for your good words and the blessings you asked for me.
I would love to see a 100,000 mile Lambo on the road and in great shape. I'm sure this RUclips channel will more than pay off the car very soon. Also of interest in this journey would be the total maintenance cost for a 100k mile Gallardo. Stradman do the tour around the US you were talking about.
onagoodday627 I read an article about a guy with a supercar driving school and has a murcielago with roughly 250,000 miles. don't quote me on it but I know it's over 200k miles
+Jarred Monaco.....Gonna have to wait a long time....Its a SuperCar....Its got SuperPowers......They just reincarnate into something else and go faster.....
Till this day , I click back just to watch this video !!! Two years ago I watch this video , and you’ve inspired me so much ! I still watch every single video you post to date . The channel has grown so well and without a doubt , you’re the best RUclipsr there is ! Keep up the great work James ! All the way from Chicago ! -Danny :)
Finance and Accounting are two different disciplines. Accounting deals with recording assets and liabilities. Finance deals with money management and investing. Accounting documents (e.g. balance sheets, income statements, and so forth) are used to make financial decisions. He said he is not an expert with making financial decisions, managing money, or investing. Finance looks to maximize Return on Investment (profit). One can argue his investment strategy is extremely risky. The other benefits he gets (meeting people in certain circles, travel, assuming he has friends in numerous countries who are subs, and so forth) only have perceived value. If he gets no income from RUclips (demonetized videos for whatever reason, like many RUclipsrs experience today), and he continues to spend savings on tune ups, repairs, and such, he will likely lose more money than gained (considering depreciation and miles tacked on the Lamborghini). Bankruptcy is a thing one should never want to go through. His strategy is EXTREMELY risky. There's a RUclipsr (James Kingston) who climbs crane booms at the tops of skyscrapers. This guy is doing what James does, but is more a financial daredevil (and less entertaining). 285,000 subs is nothing. There's a drag queen (Jefree Star) with over 4 million subs, invests less money, and makes MUCH more than this guy. There are MANY better ideas to gain subs.
@7:40 " I would say 90-95% of supercar owners have their cars financed" - I remember this quote from about a year ago but didn't remember which video it was from...so funny this quote really stuck with me since then and cemented the whole premise and concept of rich people use other peoples money to build wealth. Granted, buying a supercar doesn't exactly build wealth but it just connected a lot of dots and in a weird way has helped me financially since. Keep killing the game, James - you make the NW proud!
I think you´re the most hardworking car you tuber by far...and what I like the most is that you´re a humble guy! Never forget where you came from! Nice work and nice video guy...One love brother
I just read that comment and realised I was unsubbed as well. not sure why. no wonder your Vids weren't coming up in my feed. I just resubbed. love your Vids Stradman.
Could you do a video on how financing works? With your background I'm sure you could explain it. I'm looking to buy a SRT Viper and wanna know how I'd go about doing that.
Alien OrSutin seems to me he is very young so I don't see him getting a 2.9% APR. My guess is 5%-18% depending on how old he is and if he's ever had a loan before.
most banks and credit union use risk base financing, better credit score better rate and worse score, worse rate. So always pay your bills on time, that is so important to getting great credit
Just watching this on 27/6/2021 You have a gtr,Corvette,6x6 gladiator,Tesla model 3, aventador, aventador roadster widebody ( in loving memory of papa strad ❤) a Lamborghini murcielago, Bugatti veyron And a new urus from post Malone Man you're dedication is on top Living in an Audi TT , recording some super cars on the streets, you made it made and you've a lot more to achieve. Love from India#stadfam❤
Agreed, do what makes you happy. I get a lot of people trying to tell me what I should do to my cars so I say when I build one for you I'll do it how you like it!
James, I found you thru watching car videos. BUT, I keep watching because it comes thru in your vids, just what a great kid you are. (well you're a "kid" to me, my son is 28) What you're doing is working so like we said in the 80's Rage Hard & Range Wide.Best part of this video is when you gave "props" to your parents. Excellent. Huge thumbs up!!!
this is probably the greatest video I've ever seen, such a great tactic i really appreciate your honesty and i hope you grow more and buy more cars to use them for view.RESPECT
Hey Stradman! My name is Nic and I've been watching you on your channel ever since you made the video talking about how you are a young guy with a Lamborghini, and basically what you do for a living to own it. I'm 15 years old and trying to already trying to get involved as much as I can in business. My RUclips channel really is helping with this process as well. Anyways, I'd love to make a video about you! I had the idea today to talk about essentially who you are, what you do, and how you made a full business out of your car. It's really a unique thing you are doing and I've never really seen it done before. If I made a video about you, do you give me your permission to use some of your content in your videos? It will pretty much just be your videos playing in the background with my commentary over it, as well as around 2 minutes total of just you talking about what you do. Let me know how this sounds! Thanks
I have spent thousands of dollar on my old jeep liberty with 238 thousand miles on it. I just love it my so much it my fist car and had it for 3 years .
Great video...I feel better now going into a new 4x4 truck....which I will finance and use as a platform to make tons of videos based on. The car can be a business investment. Got it!!!
@TheStradman This is one of the best videos you've ever created. You're smart man, and most people don't know how to be that. Most people are completely clueless about extremely common concepts. You just did every viewer a massive favor by exposing them to the ideas you put forward in this video.
Dude, I've been randomly watching your videos since your Lotus times, and found out that you seem to be one of the nicest youtube car-guys. I like it how you make your videos fun and easy to follow, you know how to place your words. You're genuine, you know how to actually follow your dreams, you love what you do and then you make your money out of it! I think a lot of us actually might have something to learn from you :) If you ever visit Finland, stop by to say hi hehe.
You go man, you are awesome at what you do and I hope God blesses you immensely! I am 27 with a beach front property and a '17 Focus ST. I got my money, changing jobs, moving outta my confort zone, sacrificing a lot and God gracing me with blessings and now I am in a happy place. Life is what you make out of it bro. Much respect Stradman!
Much respect my man. I came across your channel from your "how I own a Lamborghini at 26" video. The Lamborghini was a drawing force but I stay for your videos even if you only had a Huffy bike.
Last I checked you have great friends, go on amazing trips, and have the most fun... if that's ruining your life, sign me up!! lol Don't listen to the haters, they're just jelly. Cheers!!! xoxo
Yeah, but currently studying Dental Medicine for 6 years. And after that I'mma buy a Lamborghini then I'm going to be in an accident and lose my hand so my career as a doctor of dental medicine is over. Like Doctor Strange.
You are Truly an Inspiration. Way to grab life by the steering wheel & drive in the direction YOU want it to go. I sit here typing this at my 6-6, 12hr job at the 130kyr Nuclear Plant Job & in the morning I'll drive my POS 99 F150 (paid for though) home, & you will be on some Extravagent Adventure in a Lambo................................Dam. The different choices I could of made. Good Luck Bud, & God Bless
TBH, the orange Lambo was what got me to subscribe and after watching a few videos, I was like, this dudes pretty cool! I'm twice your age but I had a very similar life when I was your age, so I can relate. Nowadays your cool content is what keeps me coming back for more. After 19+ years with the same company only to have them lay me off, I decided to follow my passion and do what I wanted to do and it was the best decision I could have made. Stradman knows what he's talking about... follow your passion folks and do what you love & you'll never "work" another day in your life! Keep up the good work bro!
You should do more financial advice videos when you are finding it hard to create content. I find your financial perspective interesting and to be quite honest really informative. Good luck man!
half these people don't know what finance even means, so don't let these chums get to your head. never tell anyone your plans, show them your results in stead. **drops mic**
I really like his videos. They're pretty interesting and he doesn't use some fake over the top personality like 99% of other RUclipsrs. Keep doing your thing man
I live in Europe and 5000$ is pretty enough because there are always offers how to travel around for less bucks and food and supplies aren't that expensive. Fuel is expensive, 1l of gasoline is around 1,30 € and when I went to LA you pay 1,xx $ for 3.9 L so yes, I hope I helped you a little bit out with your question.
I'm 64, retired, love my family and grandchildren. My house is paid off (finally) but you walk a different line and it works for you; and you have found your way at such a young age. I as a senior am so happy for you and wish you only the best.
It doesn't hurt. Millionaires without college degrees are few and far between (and getting more and more rare). I'm well on my way to becoming one and I have multiple degrees.
its been like this for a long time. There's a music producer in my local town called "Superstar_O" and he doesn't even have a highschool diploma but yet makes a shit ton. I mean he just bought a $90k watch and doesn't even faze him. He has 2 supercars and a very very nice house.
thank you for being completely honest and real. I think another reason people watch ur videos is because u are simply real and realistic. awsome man thank you ☺
I am crying just looking at this video lol because I get so emotional and passionate when I see people in their craft something you clearly do not see everyday. Proud of you Stradman !!!!!!!!
I just came across your channel recently and I have spent days and night watching you. You inspire me a lot. I am amazed at how you have the same philosophy in life like I do. You are living my dream and you become my goal and role model. Please keep it up and never doubt yourself. Go Stradman!
I don't care what anyone says, the top trunk looks amazing and fits the car well. Not exactly sure if I'd do it if I owned such a car, but hey, guy's doing what makes him happy and I respect that alot. Way to live life man!
I adopted a little boy from China who is blind. he has a very very small amount of vision in his left eye. with that vision she has become a car fanatic at 8 years old. his favorite car is a Lambo. he has been here in America two and a half years and has under gone 20 under anesthesia procedures at Primary Children's Hospital. They have completely reconstructed his totally blind eye hoping to get a little vision. This has allowed him to only view blue. He knows he cannot drive and said the bumper cars at Lagoon may be all he can drive but that is ok. I would love to have him be able to take a ride in his favorite car of all time if you could see this dream come true. He is an amazing child who is brilliant and even though blind wants to be an engineer and make things. He will make changes in this world.
OLIVIA MORRIS bruh stop tripping, we can see your Minecraft playlist on your channel and your one upload, oh yeah and ur shitty grammar, and is your "child" a boy or a girl? People like you disgust me because you have to fake sad things to get attention. Sickening
Hey man, this is the first of the videos I have seen of yours, and I not only have a vast amount of respect for your car, but for you as well. You driving your car in the snow, and sharing your beliefs on car people, and the value of a car to its owner is simply awesome. Your beliefs coincide very closely with my business's mission statement, and I would love to send you an apparel pack.
I've unsubscribed to salomondrin (I loved those guys) because they forgot about car people but I keep subscribed to you because of your passion for what you do and your life choices, you are a real car person and an inspiration
Great video, car looks awesome with the camo and without it :-) love the fact you now end your video's by saying you are out! Live your life with passion and then that passion will let you live the life of your dreams. I subscribe to several of the UK youtube guys yet you are my favourite because you keep it real. When some of the guys over here have 4 or more dream cars (you know who i mean) i stop watching and may even unsubscribe. Keep up the great work!
Invested over the amount of years he owns the car and has the loan it is. He can keep the money he would have put a lumpsum into the car for, and invest it in other things such as his RUclips channel and stocks- meanwhile the money that is sitting there is gaining interest every month from the bank. Your thinking is why you are questioning his position.
It all comes down to risk tolerance, he could stick it all in stocks and we could have a 2008 situation. We enter a recession, the only thing that will fall harder than stocks are used exotics like oh a high mileage gallardo. So he has stocks that have lost value and a car worth half as much. Before you know it, the repo man is at your home. There is no free lunch.
It doesn't matter if you can get a rate of return higher than 3% with the same money. For example assume you get 10% return10%-3%=7% net return. It would be foolish not to invest that money earning 10% and paying just 3% instead of buying the car in full.
Thanks for adding that small insight to how your business/life/perspective works financially. I would not have been asking you about it in the first place, but it was very interesting to hear, regardless.
i subscribed to you because of the Lamborghini , i stayed because you seem like a cool guy i would like to hang around with :) greetings from Sweden :)
A Gallardo is around $200k when new. I'm assuming you got yours used or whatever, so maybe it was a hair over 100k? If so with a channel that has 200k subs if you're getting good money from RUclips and live with parents/roommates/whoever to keep expenses down, it's not unreasonable to be able to afford a Gallardo "without going bankrupt" as you say. Very, very skewed priorities perhaps, but not impossible to do.
Skewed priorities? Can you see the future or something? How do you know these cars and his RUclips popularity aren't netting him some powerful friends and contacts. Just knowing the right people and being on the right place at the right time can get one a fortune. You can keep your 'sensible' priorities to yourself, work a day job and live a life of conservation and nothing special while the few non sensible people seek to take life by the reins and seize the day....
A few notes: -Your improving in the camera department. -filming is much better than ever. - wrap is pretty wicked. -a lot of people don't understand that these cars (almost all exotics) are fairly liquid and can be sold quickly if need be. I think the more popular option is trading between another owner. This is making a trend lately. Question: Why don't you explain the exotic car market? Or show an "example " of how you afforded the car. I for one would love to see how that worked out. What down payment? Etc. I think there are so many people how would love to see that this is possible for them. Also you point on renting is excellent, if the intention is to be "liquid " and highly mobile. Again excellent video.
U r so real, so amazing, carry on your work one day ur be number one, very soon, I have a same life style as u I'm from a middle class family but following my dreams, and more over I love watching u speak rather than ur Lamborghini. Love u brother
From a financial standpoint wouldn't it make more sense to pay off the car as soon as possible? Even though your APR is low, you're still paying interest on it in the long run, which is the bank's profit on the loan. Now you're making payments on the car every month for 3+ years when that money could have gone toward your RUclips expenses. There are alot of successful RUclipsrs who do not make their car or house a focal point because their personality sells. It's nice that everything is a write off, but I hope you're not paying too much in self employment taxes. Also, try refinancing your car with a credit union. The APR rate may drop to 2.69% depending on your credit score.
The miles that he puts on it count as a tax write off as well, since he set it up such that the Lamborghini is his business' asset. Depending on how many miles he is putting on it, the car could be paying for itself.
He literally explained why he's not paying it off. He needs captial to invest into his business which is making him money. Aka RUclips. It'd be the dumbest financial decision paying it off early with all of his savings. Keep in mind he only financed around $25k at the time of purchase.
He never once said he was unemployed. Banks dont care about your marital status. Probably the best advice to young people with regards to financing and loans is GET A CREDIT CARD AND DONT ABUSE IT. Use it just like it was your bank account and pay it off every month. Not only will you get perks from the credit card company, but you will also build your credit rating. Also another bit of advice, banks care more about the security of your job rather then the amount you make. Yes the amount will play some role, but a job you've held for the last 6 years means a lot more to a bank then a job you started 2 months ago that may earn twice as much.
Dude keep doing what you do, you inspire a lot of you followers. I enjoy your channel not just for the hype of all the super cars but also for the information you proved.
Videos like this are why I originally subscribed to your channel Stradman! You are absolutely right in financing your car, and not paying it off. It's good financial sense to not pay off low-interest loans like yours (2.something %), when you can average more on maxing out your 401k, or investing into your business. Keep living your life and bringing us good content!
Dude, the car and the wrap are sick. If you can do what you do and still make off a living from having fun, All the power to you dude. I love watching you travel and check out all those sexy cars. Keep up the fun life man!!!
Hey bro, I am not a big fan of your channel, but saw this title and figured I would give it a listen. I got to say well done! This is the best explanation I have ever heard for doing what you want and what you love. Most people don't understand how business works, you do. Well done!
I come from a rich kinda family my dad had a Porsche when he was 26 and my car is a Shelby gt350 I'm 18 and have a gt350 it's pretty crazy my fathers current car is a Lamborgini hurician spyder(I can't spell sorry) and nothing's from the bank but I see what you mean by doing it by the bank it's pretty much and investment
I did click on one of your videos and then subscribed because of the cars, I have to admit. It was the video where you wound up getting to drive around in several other supercars one day when you weren't expecting it. Your enthusiasm and knowledge about supercars, however, are what kept me here. And I, at least, like your car... I definitely like your car.
Hi Bro, who I dare to call friend. YOU DON'T HAVE TO JUSTIFY THE WAY YOU MANAGE YOUR FINANCES OR YOUR LIFE!!! That is none of nobody's bizzness. I'm 66 years old now. I always been fucking unhappy with my jobs and my life because I didn't dare to do what I loved, to live up to my aspirations. Do whatever you want with the following... You choose to live your dreams... So live them the most you can. Don't give a shit about people concerns, even if they say it because they care... DON'T BE LIKE ME... DON'T BE SOMEONE WHO COULD HAVE BEEN HAPPY BUT NEVER WAS. Live Bro! Live your own life, be fucking happy with what you live, what you do and most of all, whit who you are. Love the others, love yourself and be happy. NOTHING is more important that that... HAPPINESS!!!!! Sorry for the emotional tone but it poured out like that.
Alain Lavoie ^^wise words
Alain Lavoie amen to that man, god bless.
Thank whoever you may be, kind people... If I can be a kind of push to happiness, so be it.
I'm not a religious man, but I believe in a kind of person or entity or thing which you may call god. So I thank you for your good words and the blessings you asked for me.
Alain Lavoie you'r welcome. Greets from Amsterdam.
I want to see you keep the lambo until it dies. See how many miles you can get out of it. To me that would be something to watch.
Same
I would love to see a 100,000 mile Lambo on the road and in great shape. I'm sure this RUclips channel will more than pay off the car very soon. Also of interest in this journey would be the total maintenance cost for a 100k mile Gallardo. Stradman do the tour around the US you were talking about.
onagoodday627 I read an article about a guy with a supercar driving school and has a murcielago with roughly 250,000 miles. don't quote me on it but I know it's over 200k miles
It was a Murcielago that got wrecked at about 250k miles
+Jarred Monaco.....Gonna have to wait a long time....Its a SuperCar....Its got SuperPowers......They just reincarnate into something else and go faster.....
Till this day , I click back just to watch this video !!!
Two years ago I watch this video , and you’ve inspired me so much !
I still watch every single video you post to date .
The channel has grown so well and without a doubt , you’re the best RUclipsr there is !
Keep up the great work James !
All the way from Chicago !
-Danny :)
same
2017 “RUclips is not a career for me”...
2020: owns a zillion purple super cars and working on building a new mansion because of RUclips
Micah Morrell seriously tho
Micah Morrell seriously 😳
The passion is REAL. You do you James. Love what your doing 👍
Hey docta
Nice profile
Now he owns a buggati #RESPECT
"I'm not a financial guru" dude you're a trained qualified accountant haha
Designandrew i thought that was funny too lmao
If qualified accountants were financial gurus they'd all be billionaires ;)
+Arvin Peopleinlove jhg
lol!!! what about your CPA down the block?
Finance and Accounting are two different disciplines. Accounting deals with recording assets and liabilities. Finance deals with money management and investing. Accounting documents (e.g. balance sheets, income statements, and so forth) are used to make financial decisions. He said he is not an expert with making financial decisions, managing money, or investing. Finance looks to maximize Return on Investment (profit). One can argue his investment strategy is extremely risky. The other benefits he gets (meeting people in certain circles, travel, assuming he has friends in numerous countries who are subs, and so forth) only have perceived value. If he gets no income from RUclips (demonetized videos for whatever reason, like many RUclipsrs experience today), and he continues to spend savings on tune ups, repairs, and such, he will likely lose more money than gained (considering depreciation and miles tacked on the Lamborghini). Bankruptcy is a thing one should never want to go through. His strategy is EXTREMELY risky. There's a RUclipsr (James Kingston) who climbs crane booms at the tops of skyscrapers. This guy is doing what James does, but is more a financial daredevil (and less entertaining). 285,000 subs is nothing. There's a drag queen (Jefree Star) with over 4 million subs, invests less money, and makes MUCH more than this guy. There are MANY better ideas to gain subs.
dont worry strad 95% of youtube haters dont have cars or apartments so ur doing great
Yep or have a studio w/ a modded 12 year old civic
CodeineBuyer that's a huge percent that percent is so large would definitely have to include yourself
I've 3 cars & a house, still I envy him. coz none of it is a lambo.
Renaldo Nelson 🤣😅
No need to justify your dream car! You work hard for something you get it!
True
@7:40 " I would say 90-95% of supercar owners have their cars financed" - I remember this quote from about a year ago but didn't remember which video it was from...so funny this quote really stuck with me since then and cemented the whole premise and concept of rich people use other peoples money to build wealth. Granted, buying a supercar doesn't exactly build wealth but it just connected a lot of dots and in a weird way has helped me financially since. Keep killing the game, James - you make the NW proud!
Validation right here.
Keep kicking ass Stradman! Ignore the haters. It's your life, love it.
It's super interesting hearing about the financial aspects of owning a car. You definitely have a unique perspective!
+Eric Borthistle that's what I was hoping! I figured most people would find the information interesting.
I think you´re the most hardworking car you tuber by far...and what I like the most is that you´re a humble guy! Never forget where you came from! Nice work and nice video guy...One love brother
I just read that comment and realised I was unsubbed as well. not sure why. no wonder your Vids weren't coming up in my feed. I just resubbed. love your Vids Stradman.
ME TOO!!!! Even not living in US.
Could you do a video on how financing works? With your background I'm sure you could explain it. I'm looking to buy a SRT Viper and wanna know how I'd go about doing that.
Bank gives you the money in one lump, you pay it back in small lumps with a 2.9% tip for their inconvenience.
Alien OrSutin seems to me he is very young so I don't see him getting a 2.9% APR. My guess is 5%-18% depending on how old he is and if he's ever had a loan before.
most banks and credit union use risk base financing, better credit score better rate and worse score, worse rate. So always pay your bills on time, that is so important to getting great credit
I am younger than him and I got a 1.9% loan for my car
so its basically a credit?
You can live in a car but you can't race a house.....
+JackScooter17 amen brother 😂😂😂
can you wrap your car in ice white and put those camps again??
yet you can sell your house couple of years down the road and make threefold! Don't believe me? come check out Vancouver!
I respect your honesty, unlike most RUclipsrs saying that their wealth coming from other resources. you're an inspiration...
Just watching this on 27/6/2021
You have a gtr,Corvette,6x6 gladiator,Tesla model 3, aventador, aventador roadster widebody ( in loving memory of papa strad ❤) a Lamborghini murcielago, Bugatti veyron And a new urus from post Malone
Man you're dedication is on top
Living in an Audi TT , recording some super cars on the streets, you made it made and you've a lot more to achieve.
Love from India#stadfam❤
Boy do your thing
you don't need to explain jealous people how you want to live your life
Amen
Amen
Amen
Amen
My favorite video you have ever done! You give some good tips to people and you explain your reasoning well :))
So after 14 minutes I've come to the conclusion that...YOU ARE JUST DOING THE ACCOUNTING FOR DADDY'S MONEY
effspot Stradman is cool
effspot love your comments man always sarcasm 😂 also get a better mic! Would enjoy your videos so much more with a proper mic.
This guy! XD
LOl Eff your LOL car series is hilarious man. Loved the car museum that was full of.....not cars xD
Hm I should. Actually I do have one but it performs so shit with wind noise. Will look into other options!
Agreed, do what makes you happy. I get a lot of people trying to tell me what I should do to my cars so I say when I build one for you I'll do it how you like it!
James, I found you thru watching car videos. BUT, I keep watching because it comes thru in your vids, just what a great kid you are. (well you're a "kid" to me, my son is 28) What you're doing is working so like we said in the 80's Rage Hard & Range Wide.Best part of this video is when you gave "props" to your parents. Excellent. Huge thumbs up!!!
this is probably the greatest video I've ever seen, such a great tactic i really appreciate your honesty and i hope you grow more and buy more cars to use them for view.RESPECT
He is an honest individual. That's what I like about him. Has the right mindset to be successful as well.
Hey Stradman! My name is Nic and I've been watching you on your channel ever since you made the video talking about how you are a young guy with a Lamborghini, and basically what you do for a living to own it. I'm 15 years old and trying to already trying to get involved as much as I can in business. My RUclips channel really is helping with this process as well. Anyways, I'd love to make a video about you! I had the idea today to talk about essentially who you are, what you do, and how you made a full business out of your car. It's really a unique thing you are doing and I've never really seen it done before. If I made a video about you, do you give me your permission to use some of your content in your videos? It will pretty much just be your videos playing in the background with my commentary over it, as well as around 2 minutes total of just you talking about what you do. Let me know how this sounds! Thanks
This guy made it right here! 4.4 mil subs
This is crazy 👏
I like how you don't edit out your pauses, you sound honest and are honest. No ums, ahhs, your well spoken. Good work on these videos.
I have spent thousands of dollar on my old jeep liberty with 238 thousand miles on it. I just love it my so much it my fist car and had it for 3 years .
I'll admit i found you because of your orange lambo, but now I stay for the content and your personality. Keep up the quality content Strad
did he fuckin say "two-point-three" kids? XD
2 kids + 1 dog
Ever watched that show 2 and a half men?
+BIG STIG +rep this guy know shit
one kid will be a midget
That's the average amount of children per household. He's making the point that he was always taught to be average and do what was expected of people
Great video...I feel better now going into a new 4x4 truck....which I will finance and use as a platform to make tons of videos based on. The car can be a business investment. Got it!!!
I love this guy! He talks straight from the heart! I think my British friends call this "wearing your heart on your sleeves" or something like that.
@TheStradman This is one of the best videos you've ever created. You're smart man, and most people don't know how to be that. Most people are completely clueless about extremely common concepts. You just did every viewer a massive favor by exposing them to the ideas you put forward in this video.
Ever read the book "Rich Dad, Poor Dad"?
NextTimeTech overhyped, to be honest. An important one that everyone should read though.
Look at the man now it was an investment in his business
Dude, I've been randomly watching your videos since your Lotus times, and found out that you seem to be one of the nicest youtube car-guys. I like it how you make your videos fun and easy to follow, you know how to place your words. You're genuine, you know how to actually follow your dreams, you love what you do and then you make your money out of it! I think a lot of us actually might have something to learn from you :) If you ever visit Finland, stop by to say hi hehe.
ps. that camo wrap is badass - kinda ties up together the wheels, the ski box rack and tinted windows.
I just discovered you, and just watched one year after lay off, awesome presentation. I like how you are so down to earth and genuine. Keep it up!
You go man, you are awesome at what you do and I hope God blesses you immensely! I am 27 with a beach front property and a '17 Focus ST. I got my money, changing jobs, moving outta my confort zone, sacrificing a lot and God gracing me with blessings and now I am in a happy place. Life is what you make out of it bro. Much respect Stradman!
Much respect my man. I came across your channel from your "how I own a Lamborghini at 26" video. The Lamborghini was a drawing force but I stay for your videos even if you only had a Huffy bike.
Last I checked you have great friends, go on amazing trips, and have the most fun... if that's ruining your life, sign me up!! lol Don't listen to the haters, they're just jelly. Cheers!!! xoxo
Defenetly the right choice man, congrats your work is paying !! Thank's for your honesty ;)
Anybody else watching this so you can have hopes for the future?
Yeah, but currently studying Dental Medicine for 6 years. And after that I'mma buy a Lamborghini then I'm going to be in an accident and lose my hand so my career as a doctor of dental medicine is over. Like Doctor Strange.
You are Truly an Inspiration. Way to grab life by the steering wheel & drive in the direction YOU want it to go. I sit here typing this at my 6-6, 12hr job at the 130kyr Nuclear Plant Job & in the morning I'll drive my POS 99 F150 (paid for though) home, & you will be on some Extravagent Adventure in a Lambo................................Dam. The different choices I could of made. Good Luck Bud, & God Bless
TBH, the orange Lambo was what got me to subscribe and after watching a few videos, I was like, this dudes pretty cool! I'm twice your age but I had a very similar life when I was your age, so I can relate. Nowadays your cool content is what keeps me coming back for more. After 19+ years with the same company only to have them lay me off, I decided to follow my passion and do what I wanted to do and it was the best decision I could have made. Stradman knows what he's talking about... follow your passion folks and do what you love & you'll never "work" another day in your life! Keep up the good work bro!
Tax right offs on all of your trips, your car and it's maintenance... that's justification enough ...
You should do more financial advice videos when you are finding it hard to create content. I find your financial perspective interesting and to be quite honest really informative. Good luck man!
half these people don't know what finance even means, so don't let these chums get to your head. never tell anyone your plans, show them your results in stead. **drops mic**
I really like his videos. They're pretty interesting and he doesn't use some fake over the top personality like 99% of other RUclipsrs. Keep doing your thing man
Glad it makes you happy! It doesn't matter what anyone else thinks! That's what holds most people back!!
one of your best vlogs! Really happy you found "the loophole" ... keep on making great content.
Now, I wanna know how you spent 6 weeks in Europe for $5,000....?
I live in Europe and 5000$ is pretty enough because there are always offers how to travel around for less bucks and food and supplies aren't that expensive. Fuel is expensive, 1l of gasoline is around 1,30 € and when I went to LA you pay 1,xx $ for 3.9 L so yes, I hope I helped you a little bit out with your question.
I stayed in northern Sweden for three months for about $5,000 and even with $1,000 unexpected hospital charges.
I spent 3 months living in Tokyo on even less :D It was one of the best experiences of my entire life and I would love to do it again :D
In macedonia you can live a full year with 5000$
Gawel nie przesadzaj, ale rok spokojnie wyzyjesz za tyle:)
I appreciate the insight and transparency.
Youre doing great. Look at this video and see how far youve come
I'm 64, retired, love my family and grandchildren. My house is paid off (finally) but you walk a different line and it works for you; and you have found your way at such a young age. I as a senior am so happy for you and wish you only the best.
Half of my savings has gone to Chinese buffets.
College degrees don't make millionaires.
True words
southbeach09 they usually make slaves to the system
It doesn't hurt. Millionaires without college degrees are few and far between (and getting more and more rare). I'm well on my way to becoming one and I have multiple degrees.
Agreed, thank you. Finally someone smart.
its been like this for a long time. There's a music producer in my local town called "Superstar_O" and he doesn't even have a highschool diploma but yet makes a shit ton. I mean he just bought a $90k watch and doesn't even faze him. He has 2 supercars and a very very nice house.
Your car looks a lot better with the new graphics you should keep it on for a while
thank you for being completely honest and real. I think another reason people watch ur videos is because u are simply real and realistic. awsome man thank you ☺
I am crying just looking at this video lol because I get so emotional and passionate when I see people in their craft something you clearly do not see everyday. Proud of you Stradman !!!!!!!!
Why Are so many hating on his lambo? If youre fucking jealous then dont watch
Get the updated front bumper the car would look so much better
Reno Vasquez i would look like a horrible kit car if it doesn't have the updated lights.
Gijs de Groot Agreed. It's cheap to do something like that.
James, I applaud you young sir. Keep up the good work!!!
I just came across your channel recently and I have spent days and night watching you. You inspire me a lot. I am amazed at how you have the same philosophy in life like I do. You are living my dream and you become my goal and role model. Please keep it up and never doubt yourself. Go Stradman!
I don't care what anyone says, the top trunk looks amazing and fits the car well. Not exactly sure if I'd do it if I owned such a car, but hey, guy's doing what makes him happy and I respect that alot. Way to live life man!
Wait, folks thought you were literally going bankrupt? That's amusing! Btw, you need to upgrade that drone to a Mavic pro :)
Big Elijah not to mention everyone said he couldn't even afford to eat. Poole can be shits.
DFWs Cars, Unreal! The fact that Stradman did a vid on this means folks must have been saying some nasty things.
well.. you can be a motivational speaker also... lol..
btw i pay 6k for my maintenance
What car
Carsen Gobber 2006 e55 amg
thnx, adding in the list of things to avoid
ChiLL`eR LOOOOL
It pretty much is.
I adopted a little boy from China who is blind. he has a very very small amount of vision in his left eye. with that vision she has become a car fanatic at 8 years old. his favorite car is a Lambo. he has been here in America two and a half years and has under gone 20 under anesthesia procedures at Primary Children's Hospital. They have completely reconstructed his totally blind eye hoping to get a little vision. This has allowed him to only view blue. He knows he cannot drive and said the bumper cars at Lagoon may be all he can drive but that is ok. I would love to have him be able to take a ride in his favorite car of all time if you could see this dream come true. He is an amazing child who is brilliant and even though blind wants to be an engineer and make things. He will make changes in this world.
Call me at 801-529-5460 if you would make his dream come true. You can video it too.
KaeL what the hell is wrong with you
*WHEN YOU SAY THAT ITS A SHE BUT THEN SAYS ITS A HE*
OLIVIA MORRIS you can adopt me if you want tho..
OLIVIA MORRIS bruh stop tripping, we can see your Minecraft playlist on your channel and your one upload, oh yeah and ur shitty grammar, and is your "child" a boy or a girl? People like you disgust me because you have to fake sad things to get attention. Sickening
Hey man, this is the first of the videos I have seen of yours, and I not only have a vast amount of respect for your car, but for you as well. You driving your car in the snow, and sharing your beliefs on car people, and the value of a car to its owner is simply awesome. Your beliefs coincide very closely with my business's mission statement, and I would love to send you an apparel pack.
I've unsubscribed to salomondrin (I loved those guys) because they forgot about car people but I keep subscribed to you because of your passion for what you do and your life choices, you are a real car person and an inspiration
When you talk about daddy's trust fund.
Except he isn't living off of a trust fund...
Next justify the horrible wrap, just kidding
Great video, car looks awesome with the camo and without it :-) love the fact you now end your video's by saying you are out!
Live your life with passion and then that passion will let you live the life of your dreams.
I subscribe to several of the UK youtube guys yet you are my favourite because you keep it real.
When some of the guys over here have 4 or more dream cars (you know who i mean) i stop watching and may even unsubscribe. Keep up the great work!
Love this guy! I can't believe people dislike you. you are like the nicest and real youtuber out here
Totally agreed,im happy for you man,i remember when i first saw your "owning a lambo at 26" you've grown so much in youtube.Keep up the good work.
3% on 110K is far from "free money"
Interims of interest that's pretty much free but depends how you look at it
Jason Burns and thoughts like that is why your don't have any money
Invested over the amount of years he owns the car and has the loan it is. He can keep the money he would have put a lumpsum into the car for, and invest it in other things such as his RUclips channel and stocks- meanwhile the money that is sitting there is gaining interest every month from the bank. Your thinking is why you are questioning his position.
It all comes down to risk tolerance, he could stick it all in stocks and we could have a 2008 situation. We enter a recession, the only thing that will fall harder than stocks are used exotics like oh a high mileage gallardo. So he has stocks that have lost value and a car worth half as much. Before you know it, the repo man is at your home. There is no free lunch.
It doesn't matter if you can get a rate of return higher than 3% with the same money. For example assume you get 10% return10%-3%=7% net return. It would be foolish not to invest that money earning 10% and paying just 3% instead of buying the car in full.
I love the wrap btw, Ur lambo has nvr looked so good 👍🏽
Its nobody's business what you do with your money its your business - you worked for it.
Love the wrap man, can't wait to see all the videos from the snowball rally between you and Damon I think some epic videos are for sure on the way.
Thanks for adding that small insight to how your business/life/perspective works financially. I would not have been asking you about it in the first place, but it was very interesting to hear, regardless.
i subscribed to you because of the Lamborghini , i stayed because you seem like a cool guy i would like to hang around with :) greetings from Sweden :)
Stradman how much you spend on Wrap?
Same
Jack Jhonson the wrap is done by Summit Auto Lab. may be they can get you a quote for your car.
A Gallardo is around $200k when new. I'm assuming you got yours used or whatever, so maybe it was a hair over 100k? If so with a channel that has 200k subs if you're getting good money from RUclips and live with parents/roommates/whoever to keep expenses down, it's not unreasonable to be able to afford a Gallardo "without going bankrupt" as you say. Very, very skewed priorities perhaps, but not impossible to do.
TheHvk hell no his lambo ugly no one gonna buy that shit
看我動 {EXPO} he took the wrap off, thank god
Skewed priorities? Can you see the future or something? How do you know these cars and his RUclips popularity aren't netting him some powerful friends and contacts. Just knowing the right people and being on the right place at the right time can get one a fortune. You can keep your 'sensible' priorities to yourself, work a day job and live a life of conservation and nothing special while the few non sensible people seek to take life by the reins and seize the day....
A few notes:
-Your improving in the camera department.
-filming is much better than ever.
- wrap is pretty wicked.
-a lot of people don't understand that these cars (almost all exotics) are fairly liquid and can be sold quickly if need be. I think the more popular option is trading between another owner. This is making a trend lately.
Question:
Why don't you explain the exotic car market? Or show an "example " of how you afforded the car. I for one would love to see how that worked out. What down payment? Etc.
I think there are so many people how would love to see that this is possible for them.
Also you point on renting is excellent, if the intention is to be "liquid " and highly mobile.
Again excellent video.
U r so real, so amazing, carry on your work one day ur be number one, very soon, I have a same life style as u I'm from a middle class family but following my dreams, and more over I love watching u speak rather than ur Lamborghini. Love u brother
No need to explain yourself to a bunch of 14yr olds.
But I'm Not 14yrs
No need to explain yourself to a bunch of 12yr olds.
Fixed.
From a financial standpoint wouldn't it make more sense to pay off the car as soon as possible? Even though your APR is low, you're still paying interest on it in the long run, which is the bank's profit on the loan. Now you're making payments on the car every month for 3+ years when that money could have gone toward your RUclips expenses. There are alot of successful RUclipsrs who do not make their car or house a focal point because their personality sells. It's nice that everything is a write off, but I hope you're not paying too much in self employment taxes. Also, try refinancing your car with a credit union. The APR rate may drop to 2.69% depending on your credit score.
The miles that he puts on it count as a tax write off as well, since he set it up such that the Lamborghini is his business' asset. Depending on how many miles he is putting on it, the car could be paying for itself.
He literally explained why he's not paying it off. He needs captial to invest into his business which is making him money. Aka RUclips. It'd be the dumbest financial decision paying it off early with all of his savings. Keep in mind he only financed around $25k at the time of purchase.
what bank will finance a $100000+ sport car to a young unmarried male without a job? and with 2% interest ?:)) FUNNY
Eduard B didn't he pay less than 100k
Ed same question from my side :)
He never once said he was unemployed. Banks dont care about your marital status. Probably the best advice to young people with regards to financing and loans is GET A CREDIT CARD AND DONT ABUSE IT. Use it just like it was your bank account and pay it off every month. Not only will you get perks from the credit card company, but you will also build your credit rating.
Also another bit of advice, banks care more about the security of your job rather then the amount you make. Yes the amount will play some role, but a job you've held for the last 6 years means a lot more to a bank then a job you started 2 months ago that may earn twice as much.
Actually quite simple all you need is enough provable income and good credit.
He paid 70k down payment and has high credit
Dude keep doing what you do, you inspire a lot of you followers. I enjoy your channel not just for the hype of all the super cars but also for the information you proved.
This guy has one of the best lives on RUclips. He is living the dream, spending money how he feels, and making everyone butthurt.
You surely know how cashflow works :)
relax dog u can pickup the Gallardo for 80k
you can't pick up a drive-able Gallardo for 80k your going to get a piece of shit... decent one will run you 100k minimum
Shazy that supposed to be cheap dude? Lmao
TroyboyTv that's not true at all. Go to cars.com and you will see some great gallardo's for less than 100k
Your not making enough money from RUclips, so what's funding your lifestyle?
RUclips is funding my lifestyle 100%.
no way from a 200k sub channel
With this many subscribers, he should be making at least $15k a month, on youtube
I just had a video go viral. He's for sure making at least 10k a month from RUclips.
lol whatever... don't believe everything you read on the Internet
Stradman...so happy for you that you figured it all out at such a young age...awesome car and wrap choice...good advice to your viewers!
Videos like this are why I originally subscribed to your channel Stradman! You are absolutely right in financing your car, and not paying it off. It's good financial sense to not pay off low-interest loans like yours (2.something %), when you can average more on maxing out your 401k, or investing into your business. Keep living your life and bringing us good content!
Stradman reply to my comment.
+DjJokerr what's up man!
READ THIS no worries dude get a vasectomy go vegan and enjoy life
TheStradman reply please
+Julian Arzate what's up man! Thanks for watching the vids!
TheStradman Np are you going to the Lamborghini Newport beach car show
This was a recommended video from Doug DeMuro. This was cringeworthy.
Glad your living it Stradman!
Dude, the car and the wrap are sick. If you can do what you do and still make off a living from having fun, All the power to you dude. I love watching you travel and check out all those sexy cars. Keep up the fun life man!!!
Hey bro, I am not a big fan of your channel, but saw this title and figured I would give it a listen. I got to say well done! This is the best explanation I have ever heard for doing what you want and what you love. Most people don't understand how business works, you do. Well done!
I come from a rich kinda family my dad had a Porsche when he was 26 and my car is a Shelby gt350 I'm 18 and have a gt350 it's pretty crazy my fathers current car is a Lamborgini hurician spyder(I can't spell sorry) and nothing's from the bank but I see what you mean by doing it by the bank it's pretty much and investment
refuse to watch your videos unless you tell me EXACTLY how much money you have right now!
that's funny!
WHY WOULD IT MATTERS? HES HAPPY, LET HIM BE, LET HIM LIVE HIS OWN LIFE AND YOU ASWELL
it's a joke mate , chill
he still count on it bro
Jesus Christ this dude is sooooooo hard to like.
Why?
StrangeClouds exactly!
Shut up. Don't watch then.
Jesus Christ is like marmite.
I appreciate you taking the time out to explain this even though you didn't need to. I'll definitely try to support anyway I can.
I did click on one of your videos and then subscribed because of the cars, I have to admit. It was the video where you wound up getting to drive around in several other supercars one day when you weren't expecting it.
Your enthusiasm and knowledge about supercars, however, are what kept me here.
And I, at least, like your car... I definitely like your car.