The words my dad used to convince me to retire (repost)

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  • Опубликовано: 23 янв 2025

Комментарии • 69

  • @KerryFieber
    @KerryFieber 6 дней назад +5

    I retired today at age 53. I am looking forward to doing whatever the heck I want without the pressures of worrying about when I need to work.

    • @jimrinard1969
      @jimrinard1969  6 дней назад +2

      That is fantastic! Congratulations

  • @NX8T-JIM
    @NX8T-JIM 9 дней назад +9

    Good advice..in my eyes you already won the lottery, you still have both your parents...I would give anything to be able to ask my Dad for his advice. Blessings to you and your family. ENJOY RETIREMENT!!!

  • @TimothyStclair-v4p
    @TimothyStclair-v4p 10 дней назад +18

    70 now, retired at 62, single, have always lived frugal but bought things for the house, etc, since I'm a homebody. Never regretted it. New employees rather suck up to supervision than work and supervision rather have their ego stroked than make money for the company's prosperity. We now see the results of that as massive layoffs are going on and companies go out of business or shift production off shore. My life is peaceful and the dog and I go for 1 mile walks everyday, even in snow if the roads/sidewalks are clear. No regreats. P.S., I was never a water cooler gossiper like my coworkers. Never lived the DRAMA life.

  • @papasmurf9146
    @papasmurf9146 9 дней назад +15

    It's not just life expectancy to consider; it's how many more years will you be physically fit enough to do what you want to do in retirement. Don't wait until the only thing you can do is watch TV until you die.

  • @robertdittus1312
    @robertdittus1312 8 дней назад +4

    Great advice! I am weighing that same decision now and was leaning a certain way. Your Dad's advice helps to support the way I am leaning.

  • @benjaminjohnson1693
    @benjaminjohnson1693 12 дней назад +5

    Great video. We can never get the time back. Time is probably our most valuable commodity. As we age, it becomes increasingly scarce. Thank you for sharing.

    • @jimrinard1969
      @jimrinard1969  12 дней назад +2

      Thank you. I appreciate that. Thank you for watching.

  • @edlane1883
    @edlane1883 9 дней назад +11

    As someone who works in hospice care, many of my patients aren’t elderly. Some are my age and younger. Really been a wake up call for me. I’m 63 and looking for a way out. No company truly cares about the individual employee anymore. I’d simply be replaced by another warm body and the company would continue on.

    • @jimrinard1969
      @jimrinard1969  9 дней назад +2

      Good points. Thank you for watching.

  • @Kevscancave
    @Kevscancave 4 дня назад +2

    Great advice 👍💯👍

  • @theinfinitepassportTV
    @theinfinitepassportTV 10 дней назад +13

    About to turn 62, single, house and car paid for, decent amount of money saved...gonna take SS now and life my life.

  • @gregkloe
    @gregkloe 8 дней назад +2

    I made a similar decision and retired the 20th of December. Glad I did it. BTW, I like the concrete pad your shed sits on!

    • @jimrinard1969
      @jimrinard1969  8 дней назад +1

      Thanks! The pad and shed was here when we moved in but I do like it.

  • @user-xl2st4xk5w
    @user-xl2st4xk5w 8 дней назад +5

    If you start thinking about retirement, then it's time to retire. Good video

  • @jarvisskooge8602
    @jarvisskooge8602 9 дней назад +7

    Remember kids…no one gets out of this game alive.

  • @Catfish5577
    @Catfish5577 8 дней назад +6

    In 2014, I was 53 years old. In June of that year I had a heart attack while on the job. Eight months later I had a stroke. I was able to go back to work four months later, not 100%. The doctor wanted me to stop working, but I enjoyed working. It did take me longer to do things at work but the boss said not to worry. So I worked until I was 62, and said I'm done. It was the best thing I have ever done. Now I call work fishing, cutting grass, or a walk around the the block. Life is too short to work every minute of every day. Take your retirement and enjoy your life with family and friends. Much love from the retirement community. Stay safe

    • @jimrinard1969
      @jimrinard1969  8 дней назад +1

      Awesome! Congratulations!

    • @guyr7351
      @guyr7351 8 дней назад +1

      Well done I retired Nov 23 at 63 through redundancy it was 5 mo the earlier than I was planning.
      Was always on my mind that I want to be able to do stuff and enjoy life, granddaughter was born Dec 22 and my plans include seeing her 3-4 times a year as she is growing up. Don’t want to see her once a year etc.
      I love not working, still running around after family members etc but life not run to the company’s clock

    • @jimrinard1969
      @jimrinard1969  8 дней назад +1

      @guyr7351 congratulations

  • @joeysocks5718
    @joeysocks5718 10 дней назад +1

    Love this - looking forward to retiring in March! I can't wait to watch my grand kids grow up

  • @Peace2U-ec6es
    @Peace2U-ec6es 9 дней назад +4

    I retired last year at 67 still healthy, gainfully employed, and enjoying what I was doing. How did I know it was time? I knew because the younger employees and other people in my industry were actually interested in hearing what I had to say! 😂

  • @jimmyp6443
    @jimmyp6443 9 дней назад +3

    Retirement is like an old drum ,you can't beat it .

  • @ericalbrecht4161
    @ericalbrecht4161 10 дней назад +4

    Theophrastus, a student of Plato and Aristotle, is quoted as saying, "Time is the most valuable thing a man can spend".

  • @kennyhart2699
    @kennyhart2699 12 дней назад +3

    Yep, my feelings also and getting off swing shifts and the weekends that would probably shorten my life

    • @jimrinard1969
      @jimrinard1969  12 дней назад +1

      Agree. It gets more difficult the older we get. Thanks for watching.

  • @FailureatRetirement
    @FailureatRetirement 10 дней назад +6

    Time is your most valuable asset. It’s up to you how you use it and you certainly shouldn’t give it away without purpose.
    I’m always looking at “what moves the needle”, if it doesn’t move the financial needle then I question why it needs to be done. At some point selling your time to someone else no longer moves your needle.

  • @ptkthekid
    @ptkthekid 10 дней назад +7

    I hope you realize how lucky you are to have a father to discuss important issues with. My father left me so early in life that I don't remember him living with me. My mom and dad were married at one point. I think I have seen my father like 4 times in my entire life. 3 funerals and a wedding I think. He treated me like that neighbor across the street that you really didn't know but had to be pleasant because of the situation.

    • @jimrinard1969
      @jimrinard1969  10 дней назад +1

      I am sorry

    • @randymillhouse791
      @randymillhouse791 10 дней назад

      That was not your fault and is not representative of the person that you are. You are a child of the Planet no matter who birthed you, favored you, or messed with you.
      Alfred Adler: behave as if. Look him up. He was right and Freud was a jerk.

    • @williamkelly6034
      @williamkelly6034 9 дней назад +2

      I've seen a lot of coworkers retire and then come crawling back to their job when they realize the cost of healthcare.

    • @jimrinard1969
      @jimrinard1969  9 дней назад

      @williamkelly6034 wow. Sad they didn’t take that into consideration before retiring.

    • @ptkthekid
      @ptkthekid 9 дней назад

      @ Don't be. I'm not. I wouldn't be the man I am today if things were different. Old guy now. Did pretty good this life if I do say so myself. However, thank you for your kind words

  • @thehairygolfer
    @thehairygolfer 11 дней назад +7

    My Dad retired early at 57. He was part of our nuclear industry (UK) that got scrapped and had to go early. He died at 69 from cancer. He got 12 years. When I looked into it my Dad went at 69, his brother went at 60, his Dad went at 71 and my maternal granfather went at 77. That's not a good average. Not everyone has great genes and lives into their 80's.
    I looked into early retirement and found a little note in the companies pension fund. I could take a flexible retirement. This past year I have worked a 4 day week. From April I work a 3 day week and the following March 31st I retire fully. Just before my 62nd birthday. I think that has worked very well for me. The pension isn't great going before I'm 65 but I have a seperate pension on the side that will supplement it. I wonder how many years I will get? 8? 9? 10? Who knows. I don't have good genes. But yes, go as soon as you can and enjoy it. Cheers Simon

    • @jimrinard1969
      @jimrinard1969  11 дней назад +2

      I’m sorry about your dad. However it does seem like your pension benefits have helped you. I appreciate you watching.

    • @thehairygolfer
      @thehairygolfer 11 дней назад +1

      @@jimrinard1969 It will be interesting to see how we manage. On paper we have enough money but until you live it you never know. Thanks.

  • @Brad1237202
    @Brad1237202 12 дней назад +2

    Well said Jim!!!

  • @PittwaterMowingAustralia
    @PittwaterMowingAustralia 8 дней назад +5

    Build a life you don’t need to retire from

    • @cynthiaivers1708
      @cynthiaivers1708 4 дня назад

      One is not retiring for "life." Merely retiring from a job.

  • @motocephalic
    @motocephalic 10 дней назад +3

    it's always about time/vs/money, both are finite, without time, your money holds no value.

  • @leejohnson7471
    @leejohnson7471 5 дней назад +1

    Good point❤

  • @leonardkellum6984
    @leonardkellum6984 11 дней назад +4

    Workplace abuse is'nt supposed to happen, but mgmt targets people to treat better or worse. Some get good assignments, or bad, after tolerating too much and not giving the excuse needed for discipline, I was told to stop tolerating the mistreatment, and the stress was too much, so I retired from the USPS. The mgmt there has friends and lovers they would prefer to give your job to.

    • @jimrinard1969
      @jimrinard1969  11 дней назад +1

      Typical at many places of employment. Thank you for watching.

  • @7SideWays
    @7SideWays 8 дней назад

    Thank you. I found the math easy, the work comes in purpose and social routine. -Early retiree

  • @danieldoucet8687
    @danieldoucet8687 10 дней назад +4

    Die With Zero by Bill Perkins covers this topic in an interesting way.

    • @joncooke9515
      @joncooke9515 9 дней назад +1

      Great book! It’s helped me too.

  • @RetiredLovingIt
    @RetiredLovingIt 12 дней назад +4

    That is a great reason to retire asap you can’t get time back!

  • @BUDS-172
    @BUDS-172 8 дней назад +1

    Good video sir. New viewer here on the same wavelength as you. May I ask how old you are.

  • @srmrlr
    @srmrlr 10 дней назад +1

    Time we have left... I chatted about that not too long ago. Friends are concerned about time running out. Me? I have the rest of my life ahead of me. I enjoy my job, but have an exit plan. That is a thought process in and of itself. I plan to retire 2 years before my girlfriend plans to. That will give me time to do a bunch of things she might not want to join me for. Unless, things work out otherwise. If a good opportunity presents itself to go early? Sure.
    Making the most of every day, every minute even, is the key. Making memories, experiences has become far more important now. I'm also trying to declutter things, as that will be easier on my kids later...
    My channel is a legacy for my friends, my family, grandkids and beyond. I'm not creative enough to make serious money at it. But I am improving as I go... I'm NOT counting on RUclips as a retirement income. But won't step away if it happens...

  • @dariogiannetti1452
    @dariogiannetti1452 9 дней назад +6

    Get off the hamster wheel . Congrats

  • @531c
    @531c 8 дней назад +2

    What if you dont have enough money? Some commentators on here not yet 60 talk as though theyre 80. Im 64. Still run and cycle, healthy. Why retire, to what? Most people that pack up work early are usually too unfit to carry on. The decision is made for them

    • @jimrinard1969
      @jimrinard1969  8 дней назад +1

      Thanks for watching

    • @cynthiaivers1708
      @cynthiaivers1708 4 дня назад

      Not true at all. Many people have creative passions, etc. that they want to explore full-time. Try not to generalize about millions of people by labeling them at "too unfit to carry on." That's just not true.

  • @tracyt4327
    @tracyt4327 9 дней назад +3

    You are where I was 11 years ago. I was 49 yo. Hated my work. Retired with just enough to"maybe" survive. Bought Bitcoin in 2016. Now 60 yo, I don't think I will ever need to work again.

  • @DonFonzarelli-uq9yx
    @DonFonzarelli-uq9yx 8 дней назад

    Yeah but what is wrong with working till you croak?
    Juat kidding, i know some people dont want to do that.
    To me retirement seems unachievable and maybe unsustainable. Especially with the inflation we have had in past couple years, and insane housing costs.

  • @Jfhelwig
    @Jfhelwig 9 дней назад +2

    I steer clear of financial advisors. They make money when your account grows. They'll usually say work longer

    • @wakan98
      @wakan98 9 дней назад +1

      Look for a financial advisor that is a fiduciary.

  • @motrock93b
    @motrock93b 8 дней назад

    Retirement blows, IMHO.