5 Online SCAMS Targeting the OVER 50s: How SCAMMERS Use AI to STEAL Your MONEY

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  • Опубликовано: 5 фев 2025

Комментарии • 122

  • @Approaching60
    @Approaching60 4 месяца назад +11

    What a great video, Monique! This is such valuable and helpful information. (& hearing those stories really emphasises the importance of this).

    • @MoniQuest55
      @MoniQuest55  4 месяца назад +3

      Thank you Sue - it's quite scary these days!

  • @andycain4924
    @andycain4924 2 месяца назад +7

    This is why i believe the internet is the worst thing to happen to the human race in my lifetime. I'm 57

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +3

      I sometimes feel that too but I think there is good and bad in everything. The best thing we can do is educate ourselves and others of the dangers.

    • @gazza2933
      @gazza2933 2 месяца назад +1

      I think it was a good idea at the time.

  • @bromptinowner763
    @bromptinowner763 2 месяца назад +15

    If you're called out of the blue - at the mention of refunds or bank details - hang up !!

  • @macforme
    @macforme 2 месяца назад +8

    I've been getting texts that just have one word "Hello". I know these people are wanting me to answer: Hello, who is this? Not a chance. Another text I've gotten is : Thank you for joining (company name.) They are expect me to answer : but I didn't join. Another time I got a PHONE CALL and my number was in the call ID... nobody was on the line. THAT was really disturbing. Thanks for a fabulous public service video for EVERYONE! ( The down votes are from the scammers 😂)

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +1

      Well done for being so vigilant! And thank you so much for your lovely comment. I had the same thought process as you regarding the thumbs down! Those scammers are not going to like it!

    • @Deirdre-v7r
      @Deirdre-v7r 2 месяца назад

      @@macforme Those Hello texts are Chinese pig slaughterers. Never reply to text. Or sometimes you get Nigerians cat fishing. Their English is appalling.

    • @ZergRadio
      @ZergRadio 2 месяца назад +2

      My mobile number is not registered in any public lookup site. So if someone want to send me a message or call, it is by random number selection.
      Anywho, I have Telegram and every now and then I get a message similar to yours "Hello" or maybe a bit more in Swedish.
      If the massager as a photo (Telegram) they are all images of Female persuasion.
      If I do not know the caller or messenger, they get blocked immediately!
      And should it be an old friend that "found" my number and all they say is "Hi, it has been a long time" and do not say who they are. To bad, they get blocked.

    • @macforme
      @macforme 2 месяца назад

      @@ZergRadio That's a good way to handle the people who can't bother to tell you who they are....
      it's baiting and they are trolling to see who will bite. 🙄 *Or very, very lonely.* 😂

  • @duncanmac2195
    @duncanmac2195 2 месяца назад +15

    I'm lucky. I don't have any money to steal.

    • @MoniQuest55
      @MoniQuest55  2 месяца назад

      I like your positive way of looking at this :)

    • @duncanmac2195
      @duncanmac2195 2 месяца назад

      @MoniQuest55 minus 3. very hard to take.

    • @JugglinJellyTake01
      @JugglinJellyTake01 2 месяца назад +2

      You don't need money to steel if credit can be taken out in your name or you can be pushed into a unauthorised overdraft from ID fraud.

  • @ElizabethPienaar-tx9lh
    @ElizabethPienaar-tx9lh 2 месяца назад +6

    Thank you for the upload and your advice. My kids, grandkids and I have a password. Plus, we talk Afrikaans - something AI can't duplicate at this stage. You have beautiful hair!

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +2

      It's a great idea to have a password between the members of your family and speaking in Afrikaans is a great idea as I imagine AI would be focusing on more widely spoken languages at the moment. Thank you so much for the compliment - you're very kind :) x

  • @bartonseagrave9605
    @bartonseagrave9605 2 месяца назад +7

    Remember, if you have a suspect phone call always disconnect your phone from the telephone line and then reconnect .

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +1

      Thank you :)

    • @myredpencil
      @myredpencil 2 месяца назад

      Landline is what I assume you mean. I'm not sure why that would help, but go ahead.

  • @LANCSKID
    @LANCSKID 2 месяца назад +6

    All good advice, thanks. Regarding the phoney HMRC Scam, the call, text or mail will also advise you that you are due for a tax refund. Working on the basis that you will welcome this news, the scammers will then ask you to provide bank details in order for you to receive ‘the refund’ which, is of course, non-existent. Beware!

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +1

      Thank you for the information regarding the HMRC scam :) You can imagine how someone would feel when they think they're in line for a refund. They'd be keen to get the money as soon as possible and it would be easy to respond without thinking through first.

    • @Deirdre-v7r
      @Deirdre-v7r 2 месяца назад

      @@LANCSKID always remember government agencies don't call, they send letters. Your bank doesn't call or text either. When in doubt just call your bank on it's regular number. Never use a number provided in the text.

    • @paulhousden3825
      @paulhousden3825 2 месяца назад +1

      The tax office will never call you if its regarding a refund - always by post.

  • @jerryfacts9749
    @jerryfacts9749 4 месяца назад +7

    Very good advice. Best to have a secret code with other family members and friends so everyone can identify each other. My policy is to never open unsolicited email attachments, and to never cooperate with anyone who threatens me that I will lose a mentioned service I use, or who claims to be from my bank and etc.

    • @MoniQuest55
      @MoniQuest55  4 месяца назад

      Having a secret code is a great idea and will let you know immediately if something isn't right. And it's always best to be extra cautious.

    • @emirduratovic9954
      @emirduratovic9954 2 месяца назад

      Well done Sir!

  • @geoffreylee5199
    @geoffreylee5199 2 месяца назад +3

    Once got a call asking for me using my correct names. Said there was no one here by that name, they hung up. Another time a call came from eBey security department saying a new phone was purchased and they were advising me. I said send it and hung up. Having bits and pieces of other languages helps too.

  • @MoniQuest55
    @MoniQuest55  4 месяца назад +8

    I hope this helps you avoid becoming the victim of one of these malicious scams. Please share with those you love to help them avoid becoming victims too.

    • @OhSoddit
      @OhSoddit 4 месяца назад

      I've lost over $100,000 to a VERY sophisticated SCAM. QFS Crypto? What SHOULD trigger immediate scepticism (yeah, just another crypto scam) is overcome by a groundswell of GOOD people that genuinely believe in it. Perhaps like doctors that promoted the "safe and effective", they're BLIND to all the information to the contrary - they cannot afford to realise they're on the wrong side of history. Victims still believe their investments are "safe and effective", and they're protecting granny's retirement. Oh well, at least I avoided the jibby jabs.

  • @freddiem8801
    @freddiem8801 3 месяца назад +2

    Brilliant video, very helpful. 😃😃😃

    • @MoniQuest55
      @MoniQuest55  3 месяца назад

      Thank you! I'm glad it helped :)

  • @casper1240
    @casper1240 2 месяца назад +1

    Thanks good advice i always thought voice recognition was safe just goes to show

  • @bobadams7654
    @bobadams7654 2 месяца назад +1

    Important message. Many thanks.

  • @vincecallagher7636
    @vincecallagher7636 Месяц назад +1

    Thanks

  • @roger-h2g5c
    @roger-h2g5c 2 месяца назад +1

    thanks for telling us about these scams....very useful for elderly people so that they don´t fall for them.

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +1

      Thank you for your comment :) This is my hope - that people will pass this on to their elderly relatives to help prevent them being caught by these horrible scams. They are most at risk and it's such an awful feeling to think vulnerable, innocent people are being targeted.

  • @bridiehanily9708
    @bridiehanily9708 2 месяца назад +2

    I tell my Grandchildren ,not to save Nana or Granny or Mum or Dad on their phones .

    • @MoniQuest55
      @MoniQuest55  2 месяца назад

      I hadn't thought of doing that but it will certainly stop them assuming it's someone they know just in case it's a scam :)

    • @myredpencil
      @myredpencil 2 месяца назад +1

      In case of emergency, paramedics will look for parents in their phone if they are unable to do so themselves. I cannot imagine how this is helpful, sorry.

    • @MoniQuest55
      @MoniQuest55  2 месяца назад

      @@myredpencil That's a very good point. Thank you.

  • @geoff0722
    @geoff0722 2 месяца назад +3

    I suppose it was inevitable but really sad that this has happened to such a powerful tool for good that the Internet is. How can we reclaim it from these low life?

    • @MoniQuest55
      @MoniQuest55  2 месяца назад

      Indeed it was. It can be used for both good and bad. I think the answer is to be as informed as possible and report scams when we come across them. However, this is an ongoing problem that is going to be one of those crimes we need to be vigilant of now unfortunately.

  • @markeden5747
    @markeden5747 4 месяца назад +10

    Not seen Max Headroom style for ages thanks

    • @MoniQuest55
      @MoniQuest55  4 месяца назад +2

      It wasn't intentional... 🤣🤣🤣🤣🤣

  • @gusdogbrownlab435
    @gusdogbrownlab435 2 месяца назад +1

    I currently have 22000 emails which I haven't read. If you're a scammer you may be in for a long wait!

  • @mcmkerr-peterson1329
    @mcmkerr-peterson1329 4 месяца назад +2

    New one I had yesterday was a PCN charge urging me to pay a reduced fine and gave a web address. I checked with HMRC online and they DO NOT TEXT such notices. (Did not drive on the day shown either) . Please beware.

    • @MoniQuest55
      @MoniQuest55  4 месяца назад

      Thank you for sharing this. There are so many different scams around we need to be so careful.

    • @jonh7054
      @jonh7054 4 месяца назад +1

      I also got a PCN Charge text notice yesterday and was informed by my daughter it was a scam.

    • @mcmkerr-peterson1329
      @mcmkerr-peterson1329 4 месяца назад

      @@jonh7054 she is right.

    • @MoniQuest55
      @MoniQuest55  2 месяца назад

      @@jonh7054 I'm glad you found out before it was too late :)

  • @conanthelib1
    @conanthelib1 Месяц назад +1

    Give your relatives and friends a code. If they cant tell you the code its proberly a scam. We regulary check they have rememered the code. Simple but effective.

  • @Babyboffa2018
    @Babyboffa2018 2 месяца назад +4

    I don't answer my phone. I only communicate with my family via FaceTime

  • @gbee8888
    @gbee8888 2 месяца назад +3

    Good content but feel like watching the Matrix with those video cuts every few seconds.

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +1

      Thank you for your comment! It saves me leaving in all the umms and bloopers but I realise there are a lot of cuts in this one. I’m still getting the hang of speaking to a camera, and I know I have room for improvement. I’m making it my mission to improve with each video. :)

  • @elizabethhansen6984
    @elizabethhansen6984 2 месяца назад +2

    How did the scammers get the sons voice to clone it ? (1st case on video).

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +1

      It was most likely cloned by phoning him or it could have been from a video he posted online, for instance on social media or youtube.

  • @stephenspreckley8219
    @stephenspreckley8219 3 месяца назад +3

    Thank you Monique, by the way , you don't look like you're a day over 27... xx Lol!Greetings from Australia. I have been scammed by romance thieves and others but now I'm well ahead of these scumbags.

    • @MoniQuest55
      @MoniQuest55  3 месяца назад +2

      Thank you so much - you're very kind and it's lovely to know I have people watching from as far afield as Australia! I'm so sorry to hear that you've been a victim of a scam. At least you are one step ahead of them now and hopefully it won't happen to you again.

  • @frankdillon6127
    @frankdillon6127 4 месяца назад +2

    bottom line if i never give personal information can they still cause me trouble?

    • @MoniQuest55
      @MoniQuest55  4 месяца назад +1

      It depends on the scam - in emails, just clicking a link or downloading a file can be enough to cause you trouble.

  • @maryroseperez9540
    @maryroseperez9540 2 месяца назад +1

    Do they call on landline or mobile

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +1

      It can be either landline or mobile so be careful with whatever you use.

  • @Richard.HistoryLit
    @Richard.HistoryLit 2 месяца назад +1

    Hadn't heard about the first one! Voice recognition...

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +1

      That one is quite frightening. It's so easy for someone to be tricked into believing they’re talking to a friend or relative. AI is advancing quickly, becoming more accessible and smarter, but sadly, it’s being used for both good and bad purposes.

    • @Richard.HistoryLit
      @Richard.HistoryLit 2 месяца назад +1

      @@MoniQuest55 Sounds like smart motorways, no doubt self-driving cars, whensoever... but we know all this, so to speak.

  • @prankman49
    @prankman49 2 месяца назад +1

    How do the scammers know what the persons loved one sounds like in the first place?

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +1

      They can clone the voice using phone calls or from videos that may have been posted online on social media for example.

  • @kennethausten
    @kennethausten 2 месяца назад +1

    I said dinner weeks ago this could happen. Get a voice sample and AI could create your brother's voice. It's frightening.

    • @MoniQuest55
      @MoniQuest55  2 месяца назад

      I agree, it is getting quite worrying. Some people think it's scaremongering but I believe it's important for people to be informed so they are more likely to be vigilant for these kinds of scams.

  • @jacobheinz8236
    @jacobheinz8236 2 месяца назад +1

    From our experience if we get a call with a caller who has an Indian accent, we would be very suspicious of the caller.

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +2

      I think you might be referring to the call centres. But these scam calls could be anyone from anywhere so we need to be careful with any calls that are unexpected and not give away any of our personal or financial details.

    • @susangrande8142
      @susangrande8142 2 месяца назад

      Years ago I received a scam phone call (when I had a land line, lol) from a man claiming to be from the IRS, and he had what sounded like a Thai accent. And he claimed his name was something very Anglo, like “Robert Jones.” Yeah, sure; as the kids would say, “Sounds legit…” 😜

  • @guineapiglady2841
    @guineapiglady2841 2 месяца назад +3

    When I get a robot on the other end, I go, "You are a stupid robot."

    • @MoniQuest55
      @MoniQuest55  2 месяца назад +1

      I'm glad you recognise them as one. Mind you many of them are quite obvious. However, AI is getting more intelligent and you may not always realise you're talking to a bot.

  • @stevenmitchell7830
    @stevenmitchell7830 4 месяца назад +4

    You need to highlight how AI video can impersonate realistic real time video of your love ones. You think you are looking at your granddaughter that sounds and looks 100% real and is coming from what appears to be their phone, but it is actually some low-life in Pakistan typing prompts into their keyboard to get you to hand over your life savings. My grandfather lost $18K at 93 years old.
    I wish I could meet that scum bag in person and use a little Aussie Pub Reasoning to quickly explain why this was inappropriate.

    • @MoniQuest55
      @MoniQuest55  4 месяца назад +1

      I'm so sorry to hear this. What a horrible thing to do to an elderly gentleman and that's putting it mildly. I'm planning on doing more videos like this and real-life examples like yours will be helpful in getting the message across. If this happened to one of my elderly relatives or anyone for that matter, I would feel exactly the same as you. Thank you for sharing.

  • @Ilkleyscot
    @Ilkleyscot 2 месяца назад

    Why would you sent money out of the blue to someone you have never met it’s well advertised not too !!

    • @MoniQuest55
      @MoniQuest55  2 месяца назад

      Some people are very trusting and kind and if they think someone needs money, they may want to help. We're all different :)

  • @violetlightburst
    @violetlightburst 3 месяца назад +1

    Bee Keeper movie

    • @MoniQuest55
      @MoniQuest55  3 месяца назад

      Thank you for your comment

  • @kathybrem880
    @kathybrem880 3 месяца назад +2

    I never believe any of this nonsense!!

    • @MoniQuest55
      @MoniQuest55  3 месяца назад +1

      They're becoming increasingly clever. We all need to stay vigilant. Even those of us who are aware of these threats can be caught off guard, especially when we're tired or not thinking as clearly as usual.

    • @scarlettspear7447
      @scarlettspear7447 3 месяца назад +1

      @@MoniQuest55, you are so right! It nearly happened to me when I was distracted. Luckily, I came to my senses when they asked for my bank details to send me a pound for a trial run, supposedly to see if they had the correct information! I woke up fast!! Thanks Monique

    • @Childfree334
      @Childfree334 2 месяца назад

      Exactly. I don't believe anything that anyone says, and I get scam calls and texts all day, every day. I just play along with them. If I did not initiate a call with my financial institution, I know it's a scam. Scammers spoof the numbers of local businesses in my area all the time; when they call me, I just play along with them for a few minutes, then I laugh at them and hang up. There is no scamming ME because I know everything is a scam to try and get at my bank account. I don't have any children or grandchildren, so those threats would not work with me. If anyone else in my family was in trouble, they know not to call me anyway. They got themselves into trouble, so not my problem.
      People who get scammed are those who have a trusting nature, are lonely for company or attention, are desperate to win something to get out of poverty, are not tech or business savvy, and those who are distracted by multiple things going on around them and not paying attention.

  • @violetlightburst
    @violetlightburst 3 месяца назад

    Too many political calls.

    • @MoniQuest55
      @MoniQuest55  3 месяца назад +1

      Thank you for your comment.