कैसे पाएं सबसे बढ़िया मासिक आय रिटायरमेंट में? Best Regular Income Investments for retirement income
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- Опубликовано: 8 сен 2024
- Best regular income schemes in which you can invest to generate monthly income which is both safe and reliable in retirement years.
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Good Morning ji very very nice, interested idea or suggestions you are going to showing,i appreciate your way giving such ideas for my side I wish you all the best for coming Life to give everyone,Go on Thanks Regards
Mera plan
15 lakh pmvvy
15 lakh scss
9 lakh pomis ( joint account)
10 lakh hdfc bank fd ( joint account)
10 lakh sbi fd ( joint account )
10 lakh axis bank fd ( joint account)
10 lakh icici bank fd ( joint account)
10 lakh Rbi floating bond interest rate
Monthly 50000 income approx and safe
Lmao that's too less I can give you 50k monthly on investment of 50lac
TOP 05 ETF Investment 2022,
ruclips.net/video/HScG9Em_YBg/видео.html
ETF mai Safe investment, अब कोई डर नहीं मार्केट से,
ruclips.net/video/kaJQIxbSgtU/видео.html
कैसे करे निवेश शेयर मार्केट, कितना पैसा लगाना है शेयर बाजार में,
ruclips.net/video/rTzEwi6Cs8Y/видео.html
शेयर मार्केट मै कैसे करे सेफ़ इन्वेस्टमेंट, Niftybees, Bankbees, explained🚩
ruclips.net/video/TZpV5tRhGU4/видео.html
शेयर मार्केट को कैसे समझे,
ruclips.net/video/HOl6mUPt-E8/видео.html
NPS IS BEST GIVING INTEREST RATE AROUND 10% 2. PPF IS MUCH BETTER AND SAFE RETURN IS AROUND 7.1 OPT EARLY...
One disadvantage is in SCSS and PMVVY is in pre-mature closure. Locking period are 5 and 10 yrs. respectively. If u r in need of money in urgent then penalty is imposed 1.5 to 2 %. I request to PM to remove penalty for sr.citizen if U value the Senior.
Otherwise they wont be able to pay out the marginally high interest!
Very nice demand , but Modi government is only to lootmar to poor and middle class public . For e g cooking gas/ petroleum products .no reason to hike the cost, but in the name of nations development , forwarding the benefit to only 2 industrialist , by waiving their lone.😊
The guarantee of 5 lakh is there but the payment return back time is not guaranteed. Another mental agony. FM is the latest budget is trying to make it time bound. Those who are young can go for small new banks. For Sr Citizen having limited shelf life better avoid.
Its better to buy only 1000 shares by investment of 47000 in the idfc first bank and forget for 8 to 10 years to see this amount grow and give returns of 18 lacks in next 8 to 10 years. If not believe must see the chart of indusind bank and kotak and icici bank of 2009 to 2018. See if in the age group of 20 to 40 it best investment plan . On 1lacks investment in fixed deposits never give retuns like this. The 1 lack become near to 40 lacks in the next 10 years and if not become 40 lacks its sure to see your money is triple to 4 times in next 2 years than can switch. the small buy in sip in this share also beneficial . i also added on every day 25 to 100 shares for the next 365 days after buy of 2000 shares and now added 25,50or 100 on every dip.
Nmskar Sir.. Age 33 salary 15000 tow kitna EPF jma kren ki 60 saal mai bda corpus mile aur pension bhi Achchhi mile...
You should invest in icici gift plan which is guaranteed income..and tax free return
@@masoomtembhurne8166 No
In the revised PMVVY scheme there is a term:Reset Clause. There are mixed interpretation on this. Even the opinions of the LIC agents differ. Some say that govt. can reset/ change the interest rate even during the tenor of the scheme. The interest rate do not remain the same, at which the amount was initially invested.
PLEASE CLARIFY ON THIS.
Better start investing in dynamic asset allocation MF scheme of ICICI MF or any other MF house. Suitable for Sr Citizen also. These are market driven economy days and forget about guarantee d high return. Have a mix of SCSC, PMVVY, Post office MIS and balance in equity MF. For further security buy some gold also.
Correct dear
Well said
Calculated amount is quite good but you have not shown Income tax to be paid against such schemes as per the scheme T&C and the yearly deducted as TDS!
So you should subtract income tax amount
Old interest rates videos update with new interest rate scenarios.
It will be very nice of you if you can make a Vedio on the income tax liability on this interest also
better to keep money in idfc/bandhan bank savings account
Why, how much is rate
Fantastic knowledge video thanks for it
Capital guarantee plan & debt fund is a perfect strategy.
Libya lic ka jeevan shanti plan Gov. Secure hai?
Agar 6o lakh pension ke
Liye koie risk hai kya?
Per month 40 k needs
Hdfc balance advantage fund dividend option se 8%return mil raha hai mujhe
5 lakhs small finance banks FD trick is awesome 🙏 Even for non senior citizens 🙏
रिटायर्ड के पैसे को कहां लगाये जिससे regular income पाये
Please make video on Systematic withdrawal plan
Suryodaya bank has reduced roi to 8% wef 15 sept 20
Swp is also best for monthly income.
Good
Very helpful sir. Thank u
Thank you Sir for the precious video.
Very good analysis. Thxs for this illustration and your effort
Get it right please. Playing with the lives of people with money is definitely not the way forward. Let the Pre Minister sit with a pen and paper and work out a decent cash flow that he would have liked to survive a decent life as tea seller in the streets of Gujrat. Then let a minimum amount be set up for such a living standard below which nobody should be allowed to face. This talk of money, money, money will get Indians no where. Clean up your act. Charity begins at home and this time in CM's own house.
Sir pleSe reply karna jaise ki aapne ye sari sceme batai hai agar suppose agar ham ye sari sceme ek hi bank mee kar dete hai to kya tds katega ya nahi?sgar yehi sari seceme ham alg alg banko me karvate hai kya tabhi tds katega plesea clear the doubt🙏🙏
Thq 🙏
Sir, my age 54 years my monthly income 70000,please guide me for maximum monthly income source
Bahut badiya jankari
Kya main Amway business kersakta hoon finecial freedom ke liye
Nri ka investment plan batana
Mai pension araaahu so monthly income cha yee best kunsa hai
Very good nice, planing
5L kai scheme bataoo jismay hamai har bank mahinai ki pension dai. ya guide karo gauranteed mahinai ki pension secure ho.
When guarantee insurance is for Bank & RBI how the guaranty arises on investors ? Why the investor will take burden of mis management in the part of bankers ? So the clause inserted is misleading and if it is true it to be corrected immediately
Aap mis post office ki scheme bhul gaye usse bhi add kr sakta hai.4950 ki income 9lakh deposit par mil jayega
Goog morning sir
Kya SIP karwana chaiye kyo?
Best SIP plan please suggest.
2 crore ki FD krwani hai kya 2 lakh monthly interest mil sakta hai with government security ?
How
Sir Bank fd krne pr agar Bank diwalia ho jata h. To fd ka paisa Return milta h kya plz tell sir plz
Please let me know if IDFC Bank is covered under this scheme.
In small finance bank you should invest less than 5lakh
Because principal and interest up to 5 lakh is guaranteed only. So investment of up to maximum 4 lakhs In five years it may become 5lakhs.
वीडियो अच्छा है।
Bahut aacha vedio hai
55k ko dugna kaisai karain har mahinai jitnai bhi bankon mai hum esai chacha jee, Yaar hum aapsai kaisai sampark karain. sabhi bankon ki schemain ek hi video mai comparison aur unkai plans kai naam aur sarai bharat mai jo bank hein kya woh banks jaisai dilli mai nahi hein, hamai sr citizen bujurg ladies need to know.
Very useful information 👍👍
If we put 5 lakh FD each in four different Different small finance bank so all our FD's are secured in under Gov't policy?
Yes
No
@@ArthaChakra govt will give u only 5lakh
My dear friend please do some research and study the subject before commenting aimlessly on any topic under the sky. Read the answer by DICGC
7. Can deposit insurance be increased by depositing funds into several different accounts all at the same bank?
All funds held in the same type of ownership at the same bank are added together before deposit insurance is determined. If the funds are in different types of ownership or are deposited into separate banks they would then be separately insured.
There is a clear example under Question number 10. Please read that too at the following link www.dicgc.org.in/FD_FAQs.html#q7
Advice - Please be careful and do some research before countering somebody.
@@ArthaChakra Thanks a lot... sir
सर मैं दिसम्बर 2021 को रिटायर हो जाऊंगा । मेरी यक छोटी बच्ची और दो वेट है । सभी बच्चे पढ़ रहे हैं। मैं अपनी मासिक आय बढ़ाना चाहता हु। पेंसन लगभग 15 हजार मिलेगी जिससे खर्चा चल नही पाए गा। कृप्या मार्ग दर्शन करे।
You should update immediately yearly
Suryodiya bank nahi de raha he 8.5 percent bhai mere.
Sir A Bird 🐦 in a hand is much more secure than two bird 🐦 🐦 in the Bush 😂🙂🤠🙂☺️🙂🤣🤣😂😂😂😂🤣😂
Rbi bond kaha se kharidu, icici bank ki site pe dwkha to 6.6 % hi de raha he
How much tax we need to pay monthly
2020 me kiya rate Kiya hai
Sbi mutual fund a 1Lac joma. Korla 20years good or bad , pl
Many of retired employe getting maximum EPS Pension 3000 pm
Yes it's true.. Years of service and basic salary is important (10% of basic) so more basic more investment + 14% govt contribution (up^).. Time of retirement is also equally important.. That's one of the drawback.. If you compare nps with ops.. Then ops obviously far better..
TOP 05 ETF Investment 2022,
ruclips.net/video/HScG9Em_YBg/видео.html
ETF mai Safe investment, अब कोई डर नहीं मार्केट से,
ruclips.net/video/kaJQIxbSgtU/видео.html
कैसे करे निवेश शेयर मार्केट, कितना पैसा लगाना है शेयर बाजार में,
ruclips.net/video/rTzEwi6Cs8Y/видео.html
शेयर मार्केट मै कैसे करे सेफ़ इन्वेस्टमेंट, Niftybees, Bankbees, explained🚩
ruclips.net/video/TZpV5tRhGU4/видео.html
शेयर मार्केट को कैसे समझे,
ruclips.net/video/HOl6mUPt-E8/видео.html
Please ap small business karne wala agar 60yeat ke bad retire hona chata hai to use monthly income ke liye safe investment ke liye nahi bataya
Sir retired person ke liye bataye
Tell me sbi perpetual bond
सर जी मरी fd 2019 की fd hai 6 % ki अब कम हो गया है तो mathurity aaj के डेट मे 5 % मे देगा ना वो
निवेश करने से पहले ऐसेही लुभावना बोलते है बांधणे परतताना पडता है.
Suppose, if I deposit 5 lakhs in 5 small finance Banks, all 5 small finance banks comes under deposit insurance?
Yes
If I do an fd for 5 lakh this week than which bnk do I go for 8.5 interest so
Mam no any bank now a days is giving 8.5
Ya... no one
I only made one question whether this amount want to invested for own purpose or for the future of children. If its for children future than buy and gift the share of idfc first bank which grow and give multiple returns. This is history of last 100 years that neither bank deposits nor mutual fund give the big returns and average is 12% but share of good bank give returns of 4000% and its prove by three banks. If we think on lower side returns so in the next 3 years the minimum returns and 5 lacks becomes in idfc first bank near to 15 to 18 lacks before investment can consult your investment adviser because share bazar only give big returns when investment horizon is long term. i never suggested to any one invest big money in one time . Its also suggested first add 1000 to 2000 shares and therafter start SIP to buy on every dip for the next 2 years than earn big returns.
My age 51y, how i get surakhshith pension after 3yrs atleast if not after 2yrs onky
ARTHA CHAKRA TV CHANNEL NAMASKAAR .
WHAT IS THE DIFFERENCE BETWEEN THE SCHEME
VAYO VANDANA YOJNA PENSION SCHEME AND
SENIOR CITIZENS SAVING SCHEME ? .
PLEASE CLARIFY .
DHANYA VAAD , JAIHIND .
Rupees hoie to return avanuj chai
rbi k floating saving bond kha se milte hai sir ye bhi bta do with branch canara and sbi ki plz tell
Small bank kitna Din me paisa lekar bhagega.iska ap agent hai.koi bhai small bank me paisa nahi jama kijiyega . Apka pension yelog loot lega .
Why not to go with SBI for senior citizens.
I want to know plan for 80,000/month..
Thanks.
Sir ji jab jaroorat paday hamay loan milega ki nahin?
Ye plan jo bataya vo Senior citizens ke liye hai par jo pehle retirement le 40ki age me to kaha investment kar sakte hai
What will be return EPS Corpus to nominee after death of penson holder.
Sir,aisi b koi scheem he kya isme 60 year ki umra me ek baar me bada amount yadi fix jama kr de,to 25 saal tk hame interest aur hamara mooldhan milakr monthly hame itna amount mil jaye,jisse hamara jama kiya amount 25 saal baad zero ho jaye,yani jaise hm home loan karate he bank se,hm kist bharte he,uska ulta ho jaye,yani bank hame kist de
Nice video.. But these schems are mostly for Sr. citizens. What if someone working in a private company and wants early retirement at 40 years? What options do we have? Like I am planning to retire at 40 and now I am 37 years. I am investing in MFs and I would be able to generate 50 lacks by the time I would reach 40 years even if I get 10℅ annual return on my investment. So if I want to take a monthly pention from that 50 lacks then what options do I have? I have checked few short term and ultra short term mfs which are giving 7/8 percent consistently since 10;years..Please advice if that is a good option or do we have anything else in the market?
As you are comfortable with equity you will need a strategy that is a little different. You will have to divide your investment into fixed and variable part. Keep 40-50% in fixed and rest in Mutual Fund.
For the fixed part you can invest in RBI Floating Rate Bond (7.15% currently) which is also available for general public and has no restriction on the amount that you can invest. You can use 30% of your corpus with this floating rate bonds as it will ensure you get the best of fixed income investment as the rate will always be 0.35% higher than NSC rate which is always known to offer higher rate.
Rest 10-20% of the corpus, you can invest into Small Finance Bank FDs of Rs 5 lakh.
Remaining 40%-50% of the corpus can be invested into a Balanced Mutual Fund with Systematic Withdrawal Plan (SWP). Make sure your withdrawal rate is 4% each each year. This will make sure that your corpus keeps growing and you always get inflation adjusted 4% return during retirement.
Keep investing in Atal Pension Yojana both for self and for spouse (around Rs 2500 per month for both) till the age of 60 as it will help you boost your guaranteed income at the age of 60 years.
You can also join the senior citizen special scheme once you reach that age.
Hope this helps .
For latest updates and discussions please like our Facebook Page facebook.com/ArthaChakraIndia
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@@ArthaChakra thank you for responding.. Sent request to join your FB page
@@ArthaChakra Thanx for valuable guidance. In this pandemic era secured income in pvt. sector employee is almost nil. So alternative source to meet monthly expense as on date around Rs.25000 for non Sr. Citizen what corpus required to invest and where secured way like PO MIS, PPF, GOI BOND etc. for a tenure of at least 10 yrs.
Don't run for this vulnerable take one day these banks elopes from your site, u will be on where in empty hand
Eps pension abhi tak 7500 minimum accounce Hua nahi ,
Is FD in PNB H.F.L. Also comes under govt security.??
No, it is not a bank FD.
60 lakh is huge amount har kise k pass yetne paise nahe hote bhai? Nahe jo state government employees ha use Itne paisa nahe milta wb government to da tak nahe de raha hai momta banerjee ki government.... 60 lakh swapna ha bai
55हजार माह के मीलने लिए कितने ईन्वेस्ट करना पड़ेगा
60 lakh aayege tab
Nice to hear from you
TOP 05 ETF Investment 2022,
ruclips.net/video/HScG9Em_YBg/видео.html
ETF mai Safe investment, अब कोई डर नहीं मार्केट से,
ruclips.net/video/kaJQIxbSgtU/видео.html
कैसे करे निवेश शेयर मार्केट, कितना पैसा लगाना है शेयर बाजार में,
ruclips.net/video/rTzEwi6Cs8Y/видео.html
शेयर मार्केट मै कैसे करे सेफ़ इन्वेस्टमेंट, Niftybees, Bankbees, explained🚩
ruclips.net/video/TZpV5tRhGU4/видео.html
शेयर मार्केट को कैसे समझे,
ruclips.net/video/HOl6mUPt-E8/видео.html
Sir will there be any effect to PMVVY if Government Changes will they keep this or scrap..?
Please make video on lic Akshay 7...
He getting EPS Pension 2500 after 35years of his service. I know him. How will u make EPS pension amount 7500?
EPS 95 started in 1995 and so far this scheme has completed only 25 years so nobody at present can have 35 years of contribution in EPS 95. I was talking about employees who will retire in future.
@@ArthaChakra you do'ny know about EPS OR FPF. FPF had before EPS-95 which is same.
@@subhajitkumar5431 Little knowledge is a dangerous thing my dear friend. Please read the subject in detail before arguing. There is serious difference between how pension is calculated under EPS and FPS. Pension amount is completely based on service prior to 1995 and after 1995. Please read the entire mechanism at the link www.bemoneyaware.com/blog/how-much-eps-pension-will-you-get-with-eps-pension-calculator/#EPF_Pension_Calculator_if_you_joined_before_15_11_1995
You can also watch the video to understand it in details ruclips.net/video/qlO6Ts4H0Pw/видео.html
@@ArthaChakraagain i say that u do'nt know about FPF OR EPS. U need study about FPF OR EPS. FPF have attached with EPS. u should to do study.
Please read the links before commenting.
This video is only for person aged 25 years.
Multi state bank 12% per year deti hai
How bro ?
Excellent suggestions
Very useful
7.40 intereste kahan hai aaj kal
Your presentation is not the latest and invalid.
R kya haibifoting
Can u make video on lic Akshay 7?
What about MIS of post office
TOP 05 ETF Investment 2022,
ruclips.net/video/HScG9Em_YBg/видео.html
ETF mai Safe investment, अब कोई डर नहीं मार्केट से,
ruclips.net/video/kaJQIxbSgtU/видео.html
कैसे करे निवेश शेयर मार्केट, कितना पैसा लगाना है शेयर बाजार में,
ruclips.net/video/rTzEwi6Cs8Y/видео.html
शेयर मार्केट मै कैसे करे सेफ़ इन्वेस्टमेंट, Niftybees, Bankbees, explained🚩
ruclips.net/video/TZpV5tRhGU4/видео.html
शेयर मार्केट को कैसे समझे,
ruclips.net/video/HOl6mUPt-E8/видео.html
Can a one person at a time invest Rs. 15 lack each both post office scss & pmvvy schem
Yes
Sir I have NPS Total Balance 566785/- I want add top-up comlative Total 1000000/.How many penstion pl
Kay job thi tumhari 55lac h.
Ab to bhagwan bharose hi katega budhapa.... middle class ki to mitti palid hai😭😭😭
Sir pensio kaun si le age 40and income 50,ooo
Kaha Paisa invest kare ki achchi pension mile
We can give you 12% returns
Age 35 ya 36 plan batey
Try to invest in debt fund and hdfc balanced advantage dividend payout.with 100/: granted and no locking period sender Er Suresh retired person.
Is it under. TDS ?
TOP 05 ETF Investment 2022,
ruclips.net/video/HScG9Em_YBg/видео.html
ETF mai Safe investment, अब कोई डर नहीं मार्केट से,
ruclips.net/video/kaJQIxbSgtU/видео.html
कैसे करे निवेश शेयर मार्केट, कितना पैसा लगाना है शेयर बाजार में,
ruclips.net/video/rTzEwi6Cs8Y/видео.html
शेयर मार्केट मै कैसे करे सेफ़ इन्वेस्टमेंट, Niftybees, Bankbees, explained🚩
ruclips.net/video/TZpV5tRhGU4/видео.html
शेयर मार्केट को कैसे समझे,
ruclips.net/video/HOl6mUPt-E8/видео.html
Kuch samaj nhi aaya
मै तो मेरा रीटायरमेंट का पैसा सिर्फ और सिर्फ म्यूचीअलफंड में डालूंगा डालते से ही दुगना तीगना होना चालू हो जाएगा बाद सिर्फ़ नोट गीनो,,, सही है ना