10 THINGS I AM STILL SPENDING MONEY ON WHILE I AM UNEMPLOYED | Contrary to popular opinion

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  • Опубликовано: 8 ноя 2024

Комментарии • 112

  • @stephaniemartin9760
    @stephaniemartin9760 Месяц назад +21

    Your faith, obedience, discipline serve you well. You are GLOWING! Great video!

  • @aprilbreon9992
    @aprilbreon9992 Месяц назад +30

    Well this may be the end of my vehicle. Who knows. But it's severely overheated, almost caught fire.
    .
    Also, my husband lost his job last week.
    .
    Life is dealing us some terrible blows. Please join me in prayer for wisdom.

    • @Cocacabanabudgets
      @Cocacabanabudgets Месяц назад +1

      I hear u!! I’ve been going thru alot as well and my husband is going through multiple rounds of layoffs throughout the balance of the year. We will weather the storm 🙏🏻

    • @deborahsimpson2732
      @deborahsimpson2732 Месяц назад +2

      Oh my goodness. I winced when I read your comment. I am so sorry. We know what that feels like. Wisdom is the perfect request. May God send you comfort and direction very very soon.

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад

      for sure praying for you!...Life...it does life...and things have been tough

  • @scamphound1892
    @scamphound1892 Месяц назад +19

    You have to look good and feel good! Severe deprivation never works.

  • @rebeccahubbard3817
    @rebeccahubbard3817 Месяц назад +16

    I think your list is very reasonable. You're a smart cookie...you know what to do!!❤

  • @teresahicks8152
    @teresahicks8152 Месяц назад +10

    I love your realness. Im happy you are still taking care of yourself.

  • @_shannons
    @_shannons Месяц назад +10

    Ok but about the books, I love books, but consider finding a new love and appreciation for the public library system (I'm assuming USA). You already pay for it with your taxes. You can save So Much Money using the library. They even do ILL (inter-library-loans) usually for Free where if your local branch doesn't have an item, they'll ship it from whatever branch that does. I've gotten books shipped from across the world for my sheer convenience to borrow for free. A lot of libraries even have non-book things like music and media and electronic books and local event tickets and seeds (like vegetable and flower seeds).

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +3

      Hey Bestie! I did think about the library. The only thing is that I like to highlight and mark up my books. Now if I ever read a book for pleasure, that may work for sure. I also was afraid of being late because I used to be late all of the time and I would have late fees 😊

    • @KatiePifer-r7w
      @KatiePifer-r7w Месяц назад

      @@BudgetTreasures I agree! I take notes and highlight. What I like to do though is always buy books second hand. They are way cheaper and it is better for the enviroment as well as most leadership books are donated to be resold without even being opened. My sister and I take a day every couple of months to go find used books. It is such a fun day.

  • @effiepatricia3610
    @effiepatricia3610 Месяц назад +4

    I never get tired watching your content. Thank you for your work. Great personality!!!

  • @_shannons
    @_shannons Месяц назад +5

    Myself, I will still spend money on gifts too. And even though I love and use my public library, I will still spend money on owning very select books that I know will earn their keep in my collection, especially if I can find them used or on sale. I found a copy of a reference book I'd been wanting for months for $1 used and it made my day.

  • @terryhenderson424
    @terryhenderson424 Месяц назад +7

    If you are unemployed, what work load is keeping you away from home such that you need to eat out?

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +2

      Great question. I am still working/creating for RUclips, creating new BT products, social media, volunteering more now for my church, babysitting. Seems like I’m busier for some reason….

    • @terryhenderson424
      @terryhenderson424 Месяц назад

      @@BudgetTreasures Remember this experience when you retire. So, so many folks speak of being busier and in part/ large part it is because others know that you now have "all that free time".

  • @kam3215
    @kam3215 Месяц назад +2

    Hair I will always agree… as a single woman scraping to get by I sacrifice so much.. if I can be happy with some self care I will.. I deserve at least that. 😊

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад

      You put it well!!!! I agree! We sacrifice soooo much

  • @marthab255
    @marthab255 Месяц назад +21

    Isn’t the hair and nails costing about 500.00? That is a lot. Girl you are not broke. I can’t afford any of that stuff. I just spent 20.00 today for a budget book.

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +12

      Oh nooo...Not for me

    • @sewmeonekenobi639
      @sewmeonekenobi639 Месяц назад +30

      Jazmine is unemployed, not broke. She never said she was broke. She is very good with her finances. She is spending her money wisely. She needs to look good for her job search, not to mention looking good makes her feel good about herself. Everyone deserves to look good and feel good about themselves. She’s making conscious decisions about what to spend and not spend her money on. Like we all do, right?

    • @marthab255
      @marthab255 Месяц назад

      @@sewmeonekenobi639 is that why she put her cash app info out there? She was thanking people for blessing her. Some people were doing without to bless her because she lost her job.

  • @Samantha2B
    @Samantha2B Месяц назад

    I am so sorry. Happy belated birthday wishes 🎉❤ Hope you had a wonderful birthday.
    You also give so good and honest tips. You learn us so much.

  • @lifeofknk77
    @lifeofknk77 Месяц назад +2

    I don’t usually comment. But this was a great video. The messages in this video….I needed them. Thank you.

  • @marydawkins2673
    @marydawkins2673 Месяц назад

    Hey Bestie 👋 I totally agree with you on your list of things you will still spend your money on. May God continue to bless you richly❤🙏

  • @terryhenderson424
    @terryhenderson424 Месяц назад +1

    Wewe t through a oeriodnof significant lesn and in the process ended up creating 3 different bare bones budgets; each time we were bare, we figured a way tor get leaner yet. Our primary goal was to save the house. We discovered that a lot of things were less important in our journey.

  • @terryhenderson424
    @terryhenderson424 Месяц назад +5

    Towards hair and nails, first consider a lower maintenance and cost style on bothmif you continue to be unemployed.

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад

      Yes, I do not get my nails done often...especially my hair....Definitely low maintenance but I will not cut it out completely.

  • @rachellejohnson8443
    @rachellejohnson8443 Месяц назад

    HAPPY BIRTHDAY AND I PRAY THAT IT WAS BLESSED

  • @ezraglenn8439
    @ezraglenn8439 Месяц назад

    You always look so good and put together!

  • @Cocacabanabudgets
    @Cocacabanabudgets Месяц назад +1

    Great video ma’am! I don’t disagree at all. We cannot forget u will eventually be looking for new work. Need to keep feeling urself 😌

  • @jan854
    @jan854 Месяц назад

    Hey there! So true if you can still spend a bit to keep your life style going do it! I was laid off on July and I gave myself an allowance of $300 bucks to do whateve I want with it! If I want to have a nice lunch or see a movie it gives me the opportunity to enjoy this time while looking for work. LOL, I can do all my other services but not my hair. I get my professional to do it 😄. LOVE that you reminded me of my Tithe and paying off debt. I took this time to do a through dive into my finances and checked every nook and cranny. I even negotiated my CC interest rate which saved me $100 bucks a month!

  • @CordersOnTheDollar3232
    @CordersOnTheDollar3232 Месяц назад

    I totally understand the hair part! When I was a teenager, I did my own hair. My hair grows well but it still needs some professional help 😅

  • @jenniferrosenthal7731
    @jenniferrosenthal7731 Месяц назад +3

    Thank you for the video

  • @_shannons
    @_shannons Месяц назад +4

    I know for sure, aesthetics is no place to sacrifice quality. No point in spending any amount of money on aesthetics that don't meet your standard. And we wish we lived in a society where you could move through the world equally with or without aesthetics but especially for women, we know that's just not how it is. So spend what you feel you need to and what you can on your hair and your nails and your skin care without guilt.

  • @thearbitrarylife
    @thearbitrarylife Месяц назад +1

    I find having a balance keeps me motivated to keep moving forward. I’m a low income and budget for coffee and debt payments.

  • @_shannons
    @_shannons Месяц назад +1

    Happy birthday!

  • @_shannons
    @_shannons Месяц назад +3

    Personally I believe that a Tithe of Time is just as valuable as a Tithe of Money (if not more). You have to follow your truest conscience.

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +1

      Thank you for sharing your thought 🩷 Yes. If I ever get to a point where I have no income coming in, that’s definitely a good replacement

  • @melodyspoor3127
    @melodyspoor3127 Месяц назад +2

    Great video. I know if I were in your place, I don't think I would be strong enough to do them. I love your faith. God certainly is your way maker.

  • @user-ty8ps9qe4i
    @user-ty8ps9qe4i Месяц назад +1

    Jazmine I have been trying to figure your posting schedule. Thanks!

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +2

      My schedule is Sundays, Tuesdays, and Thursdays at 5pm PST

  • @deborahsimpson2732
    @deborahsimpson2732 Месяц назад +2

    Physical self-care is extremely important. In other words, I can't go around lookin' crazy; hahahaha. You lookin' good. Tithes are vital to evidence of trust in The Lord. Good job girl. Unfortunately, our biggest expense is car repairs. Ugh.

  • @LindaPotts-t7o
    @LindaPotts-t7o Месяц назад +1

    Agree!!

  • @TBubblez786
    @TBubblez786 Месяц назад +2

    I would defer the mortgage and vehicle loan and hoard cash as much as possible while focusing on the higher interest loan debt and utility payments etc.

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +1

      This is good

    • @LDPLadyLeader
      @LDPLadyLeader Месяц назад

      That is good advice- until you are able to find another full time position. Not sure about CA, but in MD positions are taking longer to fill. Good luck!

  • @tammymeek8930
    @tammymeek8930 Месяц назад +7

    I believe in God and believe he is great. But tithing goes to church not him. Homeless people can go to church and not give. You don't have to give money to church to get gods love

  • @BawsyCD
    @BawsyCD Месяц назад +1

    Hi Jasmine appreciate you girl

  • @fourdayhomestead2839
    @fourdayhomestead2839 Месяц назад

    In the professional world, hair, nails & timeless clothes are a necessity to stand out. Anything that gets more $$ in the long run. Increase of knowledge & basic happiness is key. Beautiful & happy people earn more 😊.

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +1

      Love this comment 🩷 because you are sooo right!

  • @deepick8345
    @deepick8345 Месяц назад

    Great video

  • @spf_500
    @spf_500 Месяц назад

    If I became unemployed today I definitely would keep my biweekly threading and quaertly eyebrow tinting. That makes me feel good!

  • @faithwoods4143
    @faithwoods4143 Месяц назад

    Tithing is so important! I do not want my finances cursed so I too believe in this 👍🏽 it’s a personal belief that I have tried and proven to be absolutely effective and true! The church, the kingdom of God needs finances like everything else does. People always wanna run to the church house for peace, the Word, christenings, weddings etc and never want to give to it. Giving to God’s house blesses MY house! Blessings ~~

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +1

      I am right there with you and have seen it to be TRUE!!!

  • @terryhenderson424
    @terryhenderson424 Месяц назад +1

    Are you talking a black jacket apparel item or a black jacket winter coat as a needed item? Have you checked out the thrift and consignment stores in your area yet? 😊

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад

      I am talking about a needed item...I do want to try thrift stores...I have been trying to find some in my area...

    • @terryhenderson424
      @terryhenderson424 Месяц назад

      @@BudgetTreasures Goggle them with "thrift stores in ABC", "Goodwill in ABC" (Salvation Army, St Vincent de Paul, Deseret, Cancer Society, et al), and "consignment stores in ABC". Another place to search for are thrift stores associated with Children's Hospitals; sometimes a little more expensive and if so, often higher end brands. For the first visit to anyone location, take a SMALL amount of cash incase there is something completely irresistible but with a plan to simply check the place out. Realize however that the inventory stocked can vary tremendously from location to location even within the same chain. Goodwill across the countrynis stocking locations in what they perceive to be higher economic areas with better quality and lower economic areas with lesser quality.
      The way to shop a thrift stord is with a yard or garage sale mentality: keep your mindset open with respect to what you're looking for, if you like something immediately grab it up as you can always put it back, buy when you see it because there are no guarantees it will be there the next day, keep to a budget and estimate a maximum cost for each item, dont get caught up with all that glitters. A black jacket is probably common enough that you will find one in each store although it may not be the style which will work with your wardrobe amd tastes. Most thrift stores have a clearance cadence, sales cadence, and just plain sales to help move things along; read tje signs, ask clerks, amd ask fellow shoppers 'cause sometimes divulging reduced price opportunities is between discouraged and a fireable offense. Most consignment shops have some type of reduced pricing scheme too.

  • @ByCrystalWilliams
    @ByCrystalWilliams Месяц назад

    I was wondering why I haven’t seen your black puffer jacket in a minute lol

  • @Glammmahgotguts
    @Glammmahgotguts Месяц назад

    I’m still getting my nails done, 💅 I at least deserve this. 💜💜💜💜

  • @UghUgh1234
    @UghUgh1234 Месяц назад +10

    Donating to someone who gets their nails done is wild 😂

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +5

      Oop. 😂 thank you for your opinion

    • @marthab255
      @marthab255 Месяц назад

      Amen to that.

    • @kimvisser1985
      @kimvisser1985 Месяц назад +5

      making videos is also a job

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +1

      @@kimvisser1985 Sure is!!

    • @princesslamour1985
      @princesslamour1985 Месяц назад +1

      She takes time out of her life to make these vids. They don't make themselves magically

  • @conniekelly-hl5qr
    @conniekelly-hl5qr Месяц назад

    Hello Jazmine,

  • @howtoidoesit9851
    @howtoidoesit9851 21 день назад

    Jazmine, where do you get your braids done?

    • @BudgetTreasures
      @BudgetTreasures  21 день назад

      I get them done from a Braider at her house.

    • @howtoidoesit9851
      @howtoidoesit9851 21 день назад

      @@BudgetTreasures Do you know if she's taking new clients?

    • @BudgetTreasures
      @BudgetTreasures  21 день назад +1

      Good question. I am not sure. I can ask. Braiding isn’t her primary job so I’ll have to check

    • @howtoidoesit9851
      @howtoidoesit9851 21 день назад

      @BudgetTreasures Thank you! I'm so tired of doing my own hair, lol.

  • @babydollkincaid4584
    @babydollkincaid4584 Месяц назад

    Do you thrift shop? that's the best way to save on buying clothes.

  • @Taura-g1r
    @Taura-g1r Месяц назад

    This is off topic, but your palm in the background is beautiful! Is it real? If so, do you know the name?

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад +1

      Awee! Thank you...No it is not real...I stole it from my brother...LOL. He brought them to my house for some reason and I never gave them back...

  • @marthab255
    @marthab255 Месяц назад +4

    I have been a faithful fan and bought some of your digital content. Don’t put your cash app information out there unless you need food. My daughter said don’t follow anymore.

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад

      Thank you sooo much!💜🩷 This is something to consider for sure...

  • @jackieconway8095
    @jackieconway8095 Месяц назад

    🙌💪🙏

  • @lmanderson2012
    @lmanderson2012 Месяц назад +1

    Girl your hair and nails are probably tax right offs since you wear them for your channel. You should talk to a tax accountant about your options.

    • @BudgetTreasures
      @BudgetTreasures  Месяц назад

      Ahhhhh. You make a
      Great point. I will for sure talk to him. Thank you!!!