In primary school in Australia (SA) we were encouraged to save. We had a saving culture in the 1970s and it gradually became less prominent as we became a nation of spenders. In high school in Australia (WA) there were courses that talked about budgeting and some basic accounting knowledge. In university I never did any finance courses. However my financial education improved when I started working by reading books by good financial gurus. However it can be fraught with peril, because some are fraudsters. I can give good recommendations for Australian financial gurus, but not all the knowledge may be applicable to overseas.
Ok then. I would suggest 1. Scott Pape aka the Barefoot investor - basic stuff here, but what I like from reading his works is that he makes you consider the question "do you really need that stuff." If you do, sure get it, but if you don't then save the money. To elaborate, he was still driving a second hand car from his teenage years even when he was working as a stock broker, because a flashy car wasn't that important to him. 2. Noel Whittaker - making money made simple. Goes through compounding and various forms of investments including property and shares. The property bit might not necessarily be relevant to Finland since a lot of Australians want to buy their own home (its called the Australian dream) while my impression is that a lot of Finns live in apartments and own a summer home which is only visited for holidays.
Improving Finnish education system? But you already have one of the highest education levels in Finland! :D Anyway, I will play this game and fill the survey later :) I love your Finnish lessons BTW :D Greetings from Poland
Good luck with the apartment, I don't feel you can really regard yourself as a grown-up without having your own place and being responsible for yourself (the budgeting). You've provided enough entertaining videos to have earned a favour back, and trying to help kids learn life-skills is an admirable cause. Played it through and put some feedback.
Wow that's awesome to hear! I'm so grateful for kind people like yourself. Really thank you so much. And yeah, definitely feeling super adultey and not sure how I feel about it xD
I will get the game, because I love your personality Kat. Anywhere I can reach out to you directly? Discord, personal FB, Skype? Also, could I translate the game in French and Bulgarian and suggest it for incorporation in Bulgaria?
I have a degree in Finance, never had any personal finance education. The important thing that is hard to teach without having skin in the game is cash flow. Also the Finnish education system should teach American English, a kid I tutor in Riihimaki showed me his book and I couldn't stop laughing
Jari Satta again I disagree, one thing I've learned is that the keys to understanding life is in grasping the paradoxes. For example, the answer to complex problems is simplicity, the answers to simply problems turns out to be the most complex to solve. Here is where the topic at hand is to be found .... The skill set needed to survive is antithetical to the skill set need to thrive
Congratulations on your home! Plus, I also lacked any education on that issue, we had abstract "economics" classes, but nothing about personal money management. I would download the app, sadly I am using only my PC for internetting.
Thank you ^-^ That's perfectly fine it's the thought that matters ;) Hmm interesting, I never even had any economics classes which was a bit of a shame
Hello, I loved the video. There's something I would like to ask, and you can consider it. I would like to also hear things you say in Finnish, but because my finnish is very bad, trasncript would be very helpful, so maybe you can add Finnish subtitles. But don't do it if it is too much work.
Aw thank you so much! And yeah, I've realized it would be extremely helpful to have both English AND Finnish subtitles you're absolutely right! And the moment I have enough time to edit both of them in I'll 100% make them! :)
![University Life ● Vloggausta Suomeksi | KatChats [EngSub]](http://i.ytimg.com/vi/oclb9ulKQKg/mqdefault.jpg)
![University Life ● Vloggausta Suomeksi | KatChats [EngSub]](/img/tr.png)
![TULIN TAKAS SUOMEEN | KatChats [EngSub]](/img/1.gif)
:･ﾟ☆✧ All links are in the description box + English translations are available for the Finnish part ✧☆･ﾟ:
I've been studying Finnish for the past 2 months. Very pleased to see how much I understand 😊 still so much to learn though!
+Onika Wow thats awesome !!
No we never got this kind of financial education here in Australia.
I think you are right, it should be part of any school curriculum.😊
In primary school in Australia (SA) we were encouraged to save. We had a saving culture in the 1970s and it gradually became less prominent as we became a nation of spenders.
In high school in Australia (WA) there were courses that talked about budgeting and some basic accounting knowledge.
In university I never did any finance courses. However my financial education improved when I started working by reading books by good financial gurus. However it can be fraught with peril, because some are fraudsters. I can give good recommendations for Australian financial gurus, but not all the knowledge may be applicable to overseas.
I would definitely be interested in hearing about them even if they may not be applicable to Finland directly xD
Ok then.
I would suggest
1. Scott Pape aka the Barefoot investor - basic stuff here, but what I like from reading his works is that he makes you consider the question "do you really need that stuff." If you do, sure get it, but if you don't then save the money. To elaborate, he was still driving a second hand car from his teenage years even when he was working as a stock broker, because a flashy car wasn't that important to him.
2. Noel Whittaker - making money made simple. Goes through compounding and various forms of investments including property and shares. The property bit might not necessarily be relevant to Finland since a lot of Australians want to buy their own home (its called the Australian dream) while my impression is that a lot of Finns live in apartments and own a summer home which is only visited for holidays.
Improving Finnish education system? But you already have one of the highest education levels in Finland! :D
Anyway, I will play this game and fill the survey later :)
I love your Finnish lessons BTW :D
Greetings from Poland
+Drago Nero Always room to improve ;) Hahaha thank you so much that means loads to me :)
Good luck with the apartment, I don't feel you can really regard yourself as a grown-up without having your own place and being responsible for yourself (the budgeting).
You've provided enough entertaining videos to have earned a favour back, and trying to help kids learn life-skills is an admirable cause. Played it through and put some feedback.
Wow that's awesome to hear! I'm so grateful for kind people like yourself. Really thank you so much. And yeah, definitely feeling super adultey and not sure how I feel about it xD
@6:25 I'll be back to watch the Finnish part tomorrow.🙂
So nice to see you again in a new video. I guess I'm not a teenager anymore, being 31. Aaaahhh! :/
Hahahah...well neither am I :P
I will get the game, because I love your personality Kat. Anywhere I can reach out to you directly? Discord, personal FB, Skype?
Also, could I translate the game in French and Bulgarian and suggest it for incorporation in Bulgaria?
I have a degree in Finance, never had any personal finance education. The important thing that is hard to teach without having skin in the game is cash flow. Also the Finnish education system should teach American English, a kid I tutor in Riihimaki showed me his book and I couldn't stop laughing
Hahah that's true, I remember someone I know was learning the word "brolly" for umbrella xD
Finance, awesome
Wealth = small efforts producing large profits
Poverty = large efforts producing small profits
Jari Satta not at all, the difference between wealth and poverty is habits
Values - Beliefs - Expectations - Attitudes - Actions - Results - Habits - Lifestyle - (Legacy)
Everything begins with our _values_ When values are clear, decisions are easy.
Jari Satta again I disagree, one thing I've learned is that the keys to understanding life is in grasping the paradoxes. For example, the answer to complex problems is simplicity, the answers to simply problems turns out to be the most complex to solve. Here is where the topic at hand is to be found .... The skill set needed to survive is antithetical to the skill set need to thrive
Edinburghin arkkitehtuurista tulee mieleen Sydney (ja ehkä Brisbane), ehkä saman Kuningattaren alaisina rakennettuja rakennuksia. :)
I am downloading the App to give it a try
Höhe, videosta jonka nimi sanoo "vloggausat suomeksi" on 12 minuuttia pitkä ja siitä 5 minuuttia on englanniks
+Jonnet Titled + (PLUS) vloggausta suomeksi ;)
Kuulostaa ihanalta kun puhut suomee❤❤❤
+Jonna The Konna Kiitos ❤️
ur soo sweet and im downloading the app, will use n critic on the play store :p
Omg that's so awesome, you're the best D: 💖💖
Angel 😇
Congratulations on your home!
Plus, I also lacked any education on that issue, we had abstract "economics" classes, but nothing about personal money management.
I would download the app, sadly I am using only my PC for internetting.
Thank you ^-^ That's perfectly fine it's the thought that matters ;) Hmm interesting, I never even had any economics classes which was a bit of a shame
being independant it's really good but to much responsibility
Suomen kieli alottaa 6:27
What an exciting project! I will check it out
Hoooo que interesante 😃👍, buen video, saludos y sigue adelante 👍
Alltough she speaks English VERY well she said me and my sister instead of my sister and I.
Yes I used to make that mistake a lot
Oletko siis suomalainen?? Löysin sun kanavan aika vasta niin en oo oikein vielä perillä näistä jutuista💕 Are you finnish??
Olen joo xD
This was like the shortest survey that I've filled out. Thanks for being honest ahahah
+ihsan anıl Yedek Short, sweet and captures everything we would like to know xD Thank you so sooo so much for filling it out :))
Oon iloinen että osaan videon osa suomeksi :)
Kiva! :)
hi beautifull girl
Il play the app.. wish I knew Finnish:)
Aw thank you so much! Haha maybe one day ;)
Mukava tietää et en oo ainoa suomalais-amerikkalainen tääl XD
Money Expert here 🙋.
Yay!
KatChats honestly I was playing the game when you commented back 😂😂.
OMG no way, that timing haha!! Love it! :P Thank you so much ^-^
KatChats Yeah tell me about it 😂😂.
Oh so pretty today, good to see you again!
Thank you!
你好漂亮啊，皮肤很好
What a pretty smile!
:)
Thank you very much
:)
Mitä sä opiskelet? 😊
+Hanna MO psykologiaa haha
Suosittelen varomaan vähän ettei tolleen kodin ikkunasta kuvaamalla näytä liikaa ku ihmisille voi selvitä sun asuinpaikka ja sit voi alkaa häiriköinti
+Joel Lindqvist Joo kiitos :) Kuvasin tän kaks kuukautta sitten et en asuis siellä enään. Mut kiitos kauheasti :))
KatChats noniin no sitten ei mitään mutta kannattaa pitää mielessä!
Joel Lindqvist ehottomasti! :)
Hui pelästyin XDDD sul on ihan sama nimi ku mun luokkalaisel
Joel Lindqvist kannattaa varoo ettei näytä omaa nimee tai voi alkaa häiriköinti:)
I downloaded the game
+Orlando Cardenas wow thank you so much ! I genuinely appreciate it so much!! ^-^
KatChats I am also stuck in level 3
It's a hard one D:
Hello! I love this video😊❤️
Aww thank you so much 💖
KatChats your welcome I love All of your videos😘
+Junia Yoongi You're literally the sweetest 😍
KatChats Oh thank you😘😊❤️and also I am from Suomi😂😂
(Better NOT Crash & Burn! 😆💰 🙃
LOL xD
Hello, I loved the video. There's something I would like to ask, and you can consider it. I would like to also hear things you say in Finnish, but because my finnish is very bad, trasncript would be very helpful, so maybe you can add Finnish subtitles. But don't do it if it is too much work.
Aw thank you so much! And yeah, I've realized it would be extremely helpful to have both English AND Finnish subtitles you're absolutely right! And the moment I have enough time to edit both of them in I'll 100% make them! :)
You are extremely beatiful
Tbh.. I didn't understand anything in Finnish xD
Hahahah maybe one day xD
KatChats 08:08 Alcohol? :D
Hmm??
It sounded like you would say "alcohol"... :D
Haha r u sure you r “alone” “alone”😉😉😉😉😉
+Fan Du That is the real question isn't it ;))
KatChats I guess I missed the thesis of the video😆