Cfpb isn’t as magical anymore. Bureaus are ignoring them sometimes also. Can you make a DIY process video for court/litigation pursuit if all else fails?
Don’t forget to request an ‘early exclusion’ from TU, EX and EQ which means you can remove it as early as 6 months from TU, 3 months from EX, & 1 month from EQ before it’s scheduled to fall off your credit report.
It seems to me the only time an original creditor will send a 1099C is when they’ve charged off the account, zeroed out the account in their records and didn’t sell it to a collection agency. In my experience, that doesn’t happen very often.
TOOK YOUR ADVICE CALLED THE CREDITOR SPOKE TO THEM PERSONALLY IT SEEMS IF YOU HAVE A CHARGE OFF FROM NAVY FEDERAL THEY DONT GIVE OUT 1099 C BECAUSE THEY ARE NOT RQUIRED TO BECAUSE THEY ARE NON PROFIT AND THEY ARE GOVERNMENT BASED...... SO WHAT DO I DO NOW???????
I was a victim of the breach and I'm disputing 7 accounts totaling (12) letters (affidavit) . Is there any way to add multiple accounts to (1) affidavit? For instance, I would have 12 letters to notarize individually. Im sure I can manually enter other accounts into the affidavit but was hoping the software could do it for me. Thanks.
For credit inquiries due to the new YT glitch, take ur concerns and refer them over there & In order to view the whole comment, you have to move from top to the newest in the comment, so simply tap the newest comment and locate your comment to fully view...
I want my charge-offs removed, but I can't. Having charge-offs sucks. I still have to wait for my charge-offs to be removed for years. I still have charge-offs because the cryptocurrency scammers controlled me, but the banks blacklisted me to open new bank accounts and get new bank cards since April 2022.
Just because a Charge off Occurs doesn’t mean you still don’t own it. They can and will Sue you and get a Judgment against you. Including a wage Garnishment. Judgements can be valid up to 20 years. Also ,The Judgement can instruct a Sheriff to Seize and Sell off your Property to satisfy the Judgement. This is called Writ of Execution.
@@colbybrown9096 Wrong. A Texas Judgement is valid for 10 years from the Date it is signed by the Judge. After the expiration of 10 years the Judgment is dormant for two years. Only during that two year period of dormancy the judgment cannot be enforced. But , during the two year dormancy period the Creditors can revive the Judgment by filling a motion with any Texas court. Then the Judgment starts all over again and is Valid for another 10 years. All of this is done by the Creditor serving writs of execution against Debtor.
@@sarasimmons3423 . They can sue you for $5 if you own them that and don’t pay . Which with interest and penalties and Lawyers fees can amount to Hundreds. If you agree to any part of the loan document which has in inserted We may take any and all Legal Action against you to recover your account to include Lawsuits against you, Attorneys Fee , Late Fees etc. This happens to lots of people and is the main reason for Bankruptcy Proceedings. The Credit Card Companies know people don’t read the contract when they agree to the Card. Nothing is worse, than having your Wages Garnished and sometimes not finding out until payday comes around. Most of the time you will receive a Letter in the mail from a LawFirm hired by the Credit Card Company to Sue You. The letter will include a time to pay the entire amount with interest and penalties before the Suit by a certain date. If not then they will proceed with Legal Action against you. If Credit Card Debt is overwhelming, and medical debt is too along with others and it is keeping you up at night consider contacting a Bankruptcy Attorney. I am not a Lawyer. Just someone who has been there . God Bless Sara 🙏🇺🇸.
Wrong I’ve owed 13,000 on a charge off loan and they never contacted me. Never sent it to Collections never sent me a 1099C. I’ll just wait three years and it will fall off besides I’m 65 on Social Security and they can’t garnish that so I have no income or assets to seize 😉
I have a question I hired a company to do my credit and I’m not sure what they froze. I have to charge offs that I know are longer than 7 yrs but I’m pretty sure the date has been changed. I guess I will start with nexus
Hello, i am getting wage garnishment from debt from 1997. They found me last year because i did not work to take care of my 3 kids. The name is Worldwide Asset Purchasing. Can i stop them? How? Thank you’
Hello Sharon, Thank you for commenting! due to privacy reasons and basically because of RUclips’s new policy, fwd your concerns to my, e - mail right away.
I had a collection(medical) removed but i have a stubborn collection(electric company) that won't be removed for some stupid reason, Messed up part is that I NEVER signed up for the electric company at hand, they bout-out my original electric company's contract WITHOUT MY APPROVAL.
Couldnt i just call the credit bureau myself and dispute a charge to have them remove it since its pass the 7 years its for a school loan. That sounds easier.
Hi.could you guide me how to remove timeshare foreclosure and maintenance fees. It's one year since they scammed me into this situation. I requested them to cancel but they refused to cancel and i decided to stop the payments. They keep sending me a letter that how much i owed and if i don't pay soon, they 'll send to the thrid party for collection...... please help, how to start. Thank you very much!
Sir. I couldn't be able to send email to you because the email address is not correct. Please let me know how can I be able to contact you directly. Thank you!
This happened to me. I just let them close the account I stopped making payments. They close the account they send it to collections and now that I know how to remove the collections. I had the Collection remove removed.
I’ll explain but for privacy reasons and basically because of RUclips’s new policy, fwd this comment to my, e - mail right away. We can chop it up from there.
Yeah , for inquiries or queries on credit due to the new YT glitch, you can take them over there, but In order to view the whole comment, you have to move from top to the newest in the comment, so simply tap the newest comment and locate your comment to fully view...
Cfpb isn’t as magical anymore. Bureaus are ignoring them sometimes also.
Can you make a DIY process video for court/litigation pursuit if all else fails?
Correct! I’ve sent several complaints to CFPB to no avail!🤷🏻♀️
GmalL
Ccqdisputekit
For privacy reasons and basically because of RUclips’s new policy, fwd your questions to my, e - mail
GmaiI
Ccqdisputekit
I have a personal loan charge off $13,000 from four years ago. No 1099c and no collections. I’ll just stay quiet three more years until it falls off.
Don’t forget to request an ‘early exclusion’ from TU, EX and EQ which means you can remove it as early as 6 months from TU, 3 months from EX, & 1 month from EQ before it’s scheduled to fall off your credit report.
It seems to me the only time an original creditor will send a 1099C is when they’ve charged off the account, zeroed out the account in their records and didn’t sell it to a collection agency. In my experience, that doesn’t happen very often.
Do you do repair if so how can I tap inn
Due to privacy reasons you will need to foward this comment over there
GmalL
Ccqdisputekit
What if they refuses to give you the 1099C form?
Due to privacy reasons you will need to foward this comment over there
GmaiI
Ccqdisputekit
This works it 😅it updated last night and I’m like wtf 😮
TOOK YOUR ADVICE CALLED THE CREDITOR SPOKE TO THEM PERSONALLY IT SEEMS IF YOU HAVE A CHARGE OFF FROM NAVY FEDERAL THEY DONT GIVE OUT 1099 C BECAUSE THEY ARE NOT RQUIRED TO BECAUSE THEY ARE NON PROFIT AND THEY ARE GOVERNMENT BASED...... SO WHAT DO I DO NOW???????
For privacy reasons and basically because of RUclips’s new policy, fwd your questions to my, e - mail
GmaiI
-ccqdisputekit
I’m having a issue w c/o also that I paid to N.F heard they are hard to get removed
I was a victim of the breach and I'm disputing 7 accounts totaling (12) letters (affidavit) . Is there any way to add multiple accounts to (1) affidavit? For instance, I would have 12 letters to notarize individually. Im sure I can manually enter other accounts into the affidavit but was hoping the software could do it for me. Thanks.
Which breach?
None of the companies will give you a 1099-c if there are still seeking repayment of the debt.
For credit inquiries due to the new YT glitch, take ur concerns and refer them over there & In order to view the whole comment, you have to move from top to the newest in the comment, so simply tap the newest comment and locate your comment to fully view...
GmaiI
-creditapprove30
Disclaimer: abiding to RUclips’s algorithm this is normal.
Than you get smart & file a 1099A/B on your taxes! It’s literally considered income, which should NOT be reported on your credit!
I want my charge-offs removed, but I can't. Having charge-offs sucks. I still have to wait for my charge-offs to be removed for years. I still have charge-offs because the cryptocurrency scammers controlled me, but the banks blacklisted me to open new bank accounts and get new bank cards since April 2022.
For privacy reasons and basically because of RUclips’s new policy, fwd your questions to my, e - mail
GmalL
Ccqdisputekit
Do you do this for people because I be super busy
So what about a PAID CHARGE OFF I did settlement..on my credit report it says paid but I wanna actually have it removed
Alright Michael, for privacy reasons and basically because of RUclips’s new policy, fwd your questions to my, e - mail
There↑.
I have the same issue as well. It's already paid but want it removed
They only give out a 1099c when the debt is over $600 but what if it’s under $600 and it’s charged off then what ?
For privacy reasons and basically because of RUclips’s new policy, fwd your questions to my, e - mail
GmaiI
-ccqdisputekit
Just because a Charge off Occurs doesn’t mean you still don’t own it. They can and will Sue you and get a Judgment against you. Including a wage Garnishment. Judgements can be valid up to 20 years. Also ,The Judgement can instruct a Sheriff to Seize and Sell off your Property to satisfy the Judgement. This is called Writ of Execution.
depending on which state you are in. not in texas
@@colbybrown9096 Wrong. A Texas Judgement is valid for 10 years from the Date it is signed by the Judge. After the expiration of 10 years the Judgment is dormant for two years. Only during that two year period of dormancy the judgment cannot be enforced. But , during the two year dormancy period the Creditors can revive the Judgment by filling a motion with any Texas court. Then the Judgment starts all over again and is Valid for another 10 years. All of this is done by the Creditor serving writs of execution against Debtor.
Is it dependent on the amount you owe if they will sue?
@@sarasimmons3423 . They can sue you for $5 if you own them that and don’t pay . Which with interest and penalties and Lawyers fees can amount to Hundreds. If you agree to any part of the loan document which has in inserted We may take any and all Legal Action against you to recover your account to include Lawsuits against you, Attorneys Fee , Late Fees etc. This happens to lots of people and is the main reason for Bankruptcy Proceedings. The Credit Card Companies know people don’t read the contract when they agree to the Card. Nothing is worse, than having your Wages Garnished and sometimes not finding out until payday comes around. Most of the time you will receive a Letter in the mail from a LawFirm hired by the Credit Card Company to Sue You. The letter will include a time to pay the entire amount with interest and penalties before the Suit by a certain date. If not then they will proceed with Legal Action against you. If Credit Card Debt is overwhelming, and medical debt is too along with others and it is keeping you up at night consider contacting a Bankruptcy Attorney. I am not a Lawyer. Just someone who has been there . God Bless Sara 🙏🇺🇸.
Wrong I’ve owed 13,000 on a charge off loan and they never contacted me. Never sent it to Collections never sent me a 1099C. I’ll just wait three years and it will fall off besides I’m 65 on Social Security and they can’t garnish that so I have no income or assets to seize 😉
I have a question I hired a company to do my credit and I’m not sure what they froze. I have to charge offs that I know are longer than 7 yrs but I’m pretty sure the date has been changed. I guess I will start with nexus
Hello, i am getting wage garnishment from debt from 1997. They found me last year because i did not work to take care of my 3 kids. The name is Worldwide Asset Purchasing. Can i stop them? How? Thank you’
Check you state’s statue of limitations. If it’s past the timeframe, dispute it.
what if it isnt in the satue of limitations, like less than 2 years
I am 72 and need Help to Remove 2 Chargeoffs all my other Credit is Perfect. Thanks
Hello Sharon, Thank you for commenting! due to privacy reasons and basically because of RUclips’s new policy, fwd your concerns to my, e - mail right away.
GmaiI
-ccqdisputekit
I booked the 30 min session but never got any call
Thank you
I had a collection(medical) removed but i have a stubborn collection(electric company) that won't be removed for some stupid reason, Messed up part is that I NEVER signed up for the electric company at hand, they bout-out my original electric company's contract WITHOUT MY APPROVAL.
Never say never champ! Regarding your situation due to privacy reasons and basically because of RUclips’s new policy, fwd this comment to my, e - mail
GmalL
-ccdisputekit
Try clicking on the newest comment segment in order to see it if you can’t.
Couldnt i just call the credit bureau myself and dispute a charge to have them remove it since its pass the 7 years its for a school loan. That sounds easier.
School loans can’t be removed
Hi.could you guide me how to remove timeshare foreclosure and maintenance fees. It's one year since they scammed me into this situation. I requested them to cancel but they refused to cancel and i decided to stop the payments. They keep sending me a letter that how much i owed and if i don't pay soon, they 'll send to the thrid party for collection...... please help, how to start.
Thank you very much!
Ok, thank you, brother!
Sir. I couldn't be able to send email to you because the email address is not correct.
Please let me know how can I be able to contact you directly.
Thank you!
This happened to me. I just let them close the account I stopped making payments. They close the account they send it to collections and now that I know how to remove the collections. I had the Collection remove removed.
I’m going to send out a letter tomorrow
Do i have to wait until the CO pops up on my credit reports? Right now i just see it on my app credit card app
in that case disputing this letter by letter isnt best advisable …
I’ll explain but for privacy reasons and basically because of RUclips’s new policy, fwd this comment to my, e - mail right away. We can chop it up from there.
GmaiI
-ccqdisputekit
Hey Hey big brother how can I sit down with you in Htown
Hello. How much is the software?
Hey, it's $39.99 a month. Mycreditapprove.com
How accurate is this for removing charge offs and late payments?
t y so much. How can I contact direct with you. Thank you so much
Don’t work they just update the information
Alright now due to privacy reasons and basically because of RUclips’s new policy, fwd this comment to my, e - mail right away.
Disclaimer: abiding to RUclips’s algorithm this is normal
GmaiI
-ccqdisputekit
Can I email you?
Yeah , for inquiries or queries on credit due to the new YT glitch, you can take them over there, but In order to view the whole comment, you have to move from top to the newest in the comment, so simply tap the newest comment and locate your comment to fully view...
GmaiI
-creditapprove30
Disclaimer: abiding to RUclips’s algorithm this is normal