One Card Credit Card Review After 1 Year || Is One Card Still Worth It?
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- Опубликовано: 25 авг 2023
- One Card Credit Card Review After 1 Year || Is One Card Still Worth It?
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In this video, we dive into the key features, benefits, and drawbacks we've encountered during our 1-year journey with the card. Whether you're a frequent traveler, a cashback enthusiast, or someone looking to build their credit, we'll cover how the One Card has performed in these areas over the past year.
Stick around to get the real scoop on its rewards program, customer service, and any surprises that came up along the way. By the end of this video, you'll have a clearer picture of whether the One Card Credit Card is the right fit for your financial goals.
If you find this review helpful, don't forget to like, comment, and subscribe for more insightful content on personal finance and credit cards. Let's jump right into the review!
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Guys I'm a dumb guy who took one card without reading terms and conditions as this I couldn't find anywhere. Major flaw is they say 1 reward point for every 50 rupees spent but 1 reward point is equal to 10 paise and for 100 rupees spent it's 20 paise but other cards provide 1 to 1.5 reward points for every 100 rupees spent which is 1-1.5 rupees Same as reward points. One card buy such reviewers but this lady is okay. Read this for yourself in their terms and conditions. Their category is like nonsense as their top 2 spends but in a specific category. Guys best credit card is Flipkart Axis Bank and ICICI Amazon credit cards. I took when there was no annual or joining fees. Guys stay away from one card for peaceful life. Don't take it and you will thank me.
Bhai detail bhar dee per abb Maan nahi kar rha aage badhne ka apka comment dekh aab kya karu.....???? 😢
@@MrAbhi-ox2ul Stay away from this one card. You will be happy. Better take some other credit cards as these days all the cards are free for lifetime with no joining fees. Also read the terms and conditions and reward point value of every card properly. 1 reward point should be atleast 1 rupee or almost equal to 1 rupee. Not like one card which is 10 paisa. Totally waste. No offers as such either. I don't know why I was so dumb not to read terms and conditions and saw youtubers and ads and fell for their trap and took this card. Totally unhappy.
@@ajeethkumaryadavy6375honestly I've took OneCard just to build up a credit score as I'm a new new user. No enrollment charges and no annual fee. I think OneCard is a good card for beginners
@@ajeethkumaryadavy6375if it is life time free what is wrong with ?only rewards?i have amazon card with less limit, I don't hav any income should i go for one card?
Thanks man for providing your details
One more thing, when you buy gift card from one card, the GC will be only used to buy products, we can't use it for recharge, bill payment, tickets n all.
Full detail want we need l, that reason why I following you ❤
Which credit card to buy pls suggest I'm not a very heavy user of credit card??
Mam please share some information regarding key entered transaction and rules regarding it in India in contrast to rbi it will be so helpful to us.
be happy of what you are getting ..... in the near future we might not even get much or no rewards.....
Di mujhe Flipkart se 10000 ki shopping krne h emi pe toh mujhe 10000 he card ki limit rkhne parege ya fir mai 5000 ki bhi limit rkh skte hun kya .
can you make video on
FD based secure credit cards
bank-wise and FD amount wise
like bank A FD 1lac this is best offering by A
bank B FD 2lacs best offering this by B
Kaunsa card apply karne k baad turant mil jayega ? Jis mei hidden charges na ho or acxha ho koi bata do plz ....
Medam mere pas 4 credit card he unsourced Par ab muje one card chahiye par unsecured nahi mil raha he kya karu
Onecard credit card se HDFC credit card me payment kr skte hain ...plz confirm
They are giving milestone offers for me , for example . In the month of may and june , if i spend 1L they gave me 4000rs cashback on top of regular 1% cashback , so its 5% cashback. Now in august i recieved exact same offer again , where i should be spending 1L and will get 5000rs cashback.
How you spend this much????
@@MrMalik-lk5nn not every month I spend 1L , whenever there are milestone offers then I will look at all my expenses and do it with that card. For example , I paid clg fee of both mine and my friend , that's 2.5L , which I split into 2-3 cards according to offers.
Maine one card fd pe chalu kiya tha ab band krwa rha wo reply nhi kr rhe mails ka aur call lg nahi rhi h q ki mai unka customer hu nahi.... please help how could i get my FD amount back
Can you also make a video over what to focus on while buying health insurance
checkout health insurance video from labour law advisor they have made a detailed video on thaf
Thank you for good information
Ye card EMI ke liye use ho jayega kya amazon pe agar kuch lena ho to
I have been asking from so many days to make a video on credit cards with their forex charges..
I apply for new card they said they have stopped issuing new cards how to solve
Fd base credit card pr limit increases wala options nhi aa rhi hai??
unable to pay offline payment by one-card multiple times, pleas help
Badhiya update die h AAP LOG IS BAAR
Mem limit ancres nahi ho rahi he 2 sal ho gya he 20k par hi he abi tak to kya karne cahhiye
According to you which is best credit card
Dont go for onecard at all as they asking for FD to issue card. And the rate of interest is too low than other bank FD for same period.
When I got it and it was newly card ❤ they use to give rewards on fuel purchase and 100% surcharge waiver without a capping limit now it is not more giving rewards on fuel plus 400 upto surcharge
Kya ise lene ke baad use karana bhi jaruri hai kya
Mam onecard cibil pe show nehin kar raha hai
Federal bank ne mera one card approved kar diya one card valo ke pass konsa adhikar he card rejact karne ka
Is this card reflecting in cibil report??
Can anyone suggest best card for forex purpose of international travel
If I withdraw 100 rupees using it, how much should I pay back?
can we convert one card to rupay card
Thanks for making this video for us
Welcome 😊🙌
Kavi iske ware mai v charcha karo onecard mai jo *My Fix Deposit* wala option hai usmai apka original FD ammount ke sath interest to show kar rha hai per jab v click kar rhe ho app close ho jata hai 😢
Mere ko one card opt aaya h, koi fraud ho sakta h kya mere sath koi suggest karega please
Mujhe to bus Medicine aur Bike ka Insurance EMI pe lena hai isliye le rha hu one card becouse iam a Student kya sahi hoga mere liye main jyda kharcha nhi karta but kabhi kabhi kuch paiso ki jaroorat pad jati hai
Jitne ki hum fd karwayenge kya utna hi limit rehta h usage ka??
I am just using this for ⛽️ 100% fule surcharge waiver 😊
Credit card features to aade he correct batathi ho kam se kum wo survey toh dung ka daalo 150 characters se kamm enter karr raha hoon tabb b aapka survey link bathara ki more than 150 characters
Kya bakwaas
Today I completed the video KYC but it's still showing KYC under verification how much time it will take to approve😢
Hi can suggest me the credit card which gives cashback or rewards on EMI transactions
SBI cashback credit card😅😊
not receiving confirmation email
One card pe interest free period kitna hoga ya he hi nhi
Card charges and annual charges bhi nahi hai kya
Thanks for the information.. Ashish Sharma k reels me aapko dekhta aaya hu... Ye channel to first time dekha apka.. Great 👏
Welcome 😊🙌
Ma'am just wanted to correct one thing that IDFC First wow card also given 100% limit of your fixed Deposit and also 0 Markup fee. It's an advice Please check pears fact and figures before uploading the video. It's hampered your trust towards the subscriber and viewers Also. I am using wow card that's why I am able to say all those things. And one more thing IDFC First Bank credit card reward points comes with infinite expiry.
Kina sohna 🧚♀️ tenu rabb ne bnaya ❤️ kre dekhda rvaa 🥰🤗
I applied this card to build my cibil score 🙃
Kya 5000rs ka fd karne par 1 year me 6% interest ke sath milega kya 5348rs 😮😮
😂mai lene ka soch raha ta onecard but ab nhi 😂😂😂 3000 ka metal card 😂😂😂or band karwao 6months se pahle to 3000 😢😢😢 baap re
*It's been my constant request to Team Be कि to do a detailed video on Car Loan Rates comparison for over 2 months now...* 😐😢
We will try to cover this in our future videos.
@@bekifaayati Eagerly waiting 🍻
Bro you can compare it on paisa bazaar
Kavi iske ware mai v charcha karo onecard mai jo *My Fix Deposit* wala option hai usmai apka original FD ammount ke sath interest to show kar rha hai per jab v click kar rhe ho app close ho jata hai 😢@@bekifaayati
Hey i have seen u somewhere but i dont remember where
Ye card jiska Federal bank ka hai usko limit enhancement ka offer nhi milta jaldi.
Next year fd hone par card ki limit nahi badati
Kya hum card milne ke baad FD tod sakte hai ?
This Review Is The Best really Eyes Got Open on Not to Buy this Card ..... Thanx
Please make another best credit cards video for 2023. Please please... I am trying to look for a credit card... But there are so many, that it's absolutely messy. Please make a new best credit card video for 2023
ruclips.net/video/onVylodiIaQ/видео.htmlsi=VtMTmqn-vjPUunKb
Have covered it..!!
I don't know any information about investment stock and other thing but i want to invest my money and get good returns better than FD so please can you tell me that index fund is good for sip and where i can buy this.
Sorry, we don't provide Individual consultations. But you can check out videos of the channel we have covered it there .
Isse credit score badta hai kya
Mam... In my video kyc agent said your name is different from app I paid 10000 for fd when will I get my refund
aapko refund hua h ya ni abhi tk please reply
Please Make a video on how students can earn money during their college days
ruclips.net/video/T5GQAME4tyA/видео.htmlsi=0CXrr0Bx0adkFjwW
You can refer to this video for more information.
SUPPORTING YOU SINCE 2021 ALL THE BEST DIDI 🤩👍
Didi 🤣🤣😂
Le Women 🤣🤣
@@dkcreationofficial4437Kavi iske ware mai v charcha karo onecard mai jo *My Fix Deposit* wala option hai usmai apka original FD ammount ke sath interest to show kar rha hai per jab v click kar rhe ho app close ho jata hai 😢
JiJi 😂
Waise mera approval agya hai, is credit card ka, par ab to bilkul bhi nahi lunga , apna sbi ka hi sahi hai😊😊par sachhi kahun, ap na mujhe bahut bahoooot pyari lagi , kya coffee par mil sakte hain, plz plz 😋🤗
IDFC FIRST Bank WOW! Credit Card is way better than One Card.
Be cautious while applying for OneCard as they provide Credit Limit equal to your FD amount. Suppose you did FD of 5K so you will get credit limit of 5K only. So what's the use then?
There is a hack to this as well. First when i installed the app they were willing to provide me credit limit against FD, so i uninstalled the app as it was not worth it..But after a few months since they had my details and credit score they provided me credit limit without any FD..I applied and got it without any hassles..
For EMIs on websites like Amazon and Flipkart
Jeh badiya tha golu bulldoze....
@@kishorekrishnan2268 so chomu hope you understood
Not everyone is required to do a fd for getting onecard
Fd backed card-idfc giving 100%
Mera cibil score 719 hay milega kaya without fd
Mujhe to yar tumhe dekh kar Aisa lga ,ki wish I could be hug you😊
I have this credit card since last week ... My question is Mh cibil is 624 now and i had taken this card by FD... Will my cibil increase by using this card ?
Use 30% every month for three months
Depends upon your usage stats..!!
Really liking your vlogs
Thank you
@@bekifaayati ❤️
ma'am konsa credit card 💳 lena chahiye.mare pass ek bhi nahi hai
Mt le bhai , faltu ki bt hai , debit is way better
Tabhi liyo jb annual income 20Lpa se zyada hai
Nhi to bt deke tereko debt me fsa denge
I also using one card from last 1 year and I'm fully happy with it because fuel ⛽ surcharge waiver program no capping minimum transaction value wich is compared to other bank credit card applying minimum transaction for 1% fuel ⛽ surcharge waiver minimum ₹400 fuel refilling when my bike 🏍 fuel tank in small just 3.4 L only so effectively I filling tank full maximum bill is always under ₹400 so I always prefer to use one card at fuel station.. Very much other things are too good offer I get and use all benefits like bill payment on cread 5% get maximum ₹50 cashback from last 4 month I got 2 time cashback and other Ecom offer 10%discount on MRP UPTO ₹1500 TO ₹2000 ONE time I got that benefits in last year so I'm fully satisfied just dispointed by reward program but it's OK bcz It's give life time free card no joining fees and amc fees even I got card without FD and 25k limits so I loved this card and I give 4/5
Great 👍
Hey I'm a student and i do video editing in a channel on a full time basis but i wanna a credit card this time but without FD is this possible to get onecard, I don't have any issue with offers and all and will i be able to withdraw that amount?
@@Infinitelove0143 wich amount about you talked to withdraw I don't get u sory
@@bekifaayati one card offers a feature around you which basically allows you to get extra 10%(min.) 25%(max.) off on groceries like dmart relince mart etc. plus discounts 12%(min.)upto 25% on McDonald's pizza hut subway which nobody else is giving
Mera one card fd wala unsecured show hota h cibil me
Kitne tk ki limit hoti h
Apko pta hai ki ap kitni pyari lagti ho ,bolte huye,, kitti cute ho baba,😍
5000 mang rhe hi fd k lie agar mai 5000 ki fd krva lu toh kya muje 1 October ko emi k lie eligible ho jao ga meant k aaj 26 hai agar aaj mai fd krva lu toh kya muje 1 October ko sale se mai phone emi pe le sakta hu k nhi
Bhai 5 hazar ka konsa phone hai
One card using every influencer to sell their card..
कभी आप one Card को apply kar lo bahut acha card hai esi video banate ho or abhi aap hi bol rhe ho hai Lena chahiye ja nhi arre Bhai kehna kya chahte ho 😅
I will still recommend to someone who needs credit card to build credit history without need of worrying annual fee. Credit card with annual fee is always pain and it is almost impossible to close credit card once received especially in India.
HDFC Mera asani se hi gaya. Wo mujhe baar baar call kiye magar maine haar bar no kiya.
Wo mujhe 100 baar call kiye hone😂
Thankyou 🎉
This card disgusts me, even looking at this card I feel a sense of bitter humiliation, I own credit cards with limits of 50k-1.50k but one card has given me 2.2k limit by FD and has refused to increase my limit😑 i haven been using this card since last 2 years. I'm just keeping this card because it's visa signature, buy one get one movie tickets, reward points sucks 0.2
what happens if you don't use credit card at all after getting it? does your credit score decrease ?
Metal card ke naam pe kuch bhi one card chep denge. I missed seeing RUclips and doing research and thought that one reward point is eqaul to 1 rupees like my other credit cards but its just 10 paisa. Geez. Im cancelling this card for 6months. Guys don't fall for the advertisement on RUclips and other platforms. This is just a rip off. Stay away from one card and you will be happy from the effort of cancelling this card after 6 months as before 6 months 3k penalty
Chor company hai bhai yeh haram ka chahiye is company ko
For me its showing KYC pending since last 20 days. Does it really take that much time.
No it shouldn't, their customer service is not that great
Is it necessary to make FD?
Credit card can be applied against Income, for that you have to give ITR or Salary slips. And the second way is against FD.
Kal 20raupay kam limit tha, mene check nhi kiya payment krdiya mereko 20rs k liye 400+71 total 471rs ka overlimit charge laga diya onecard ney😅
I have fi money can I take one card
Which card is best for Flipkart and amazon emi
Sbi. Wo bhi direct bank se loge toh. Third party se offer nehi milega.
Thank you.
Welcome 😊🙌
is it good idea to close this card how will it impact my credit score?
If you have any other card with vintage of 5+ years, then closing this card will have no impact on your credit score
@@bekifaayati actually this is the oldest credit card I own
I trust you kindly don't post any fake information please please
One card is just a Metal Card : a useless heavy card of no use, 1) No offers on online purchase 2) EMI conversion is not easy in this card etc. Its Metal Elephant of no use
Create a video no fd card
Mujhy one card liy hue 1 saal ho gaya. But ajj tak mera cibil score generate nhi kiya inhony. Customer care waly bus sir our team is working on it bol deti hai 1 saal se same response.
Fd kitna k karabaye ho?
Ye card soch rha tha fd par le lu but tumhara comment dekh kar nhi lunga..cibil increase nhi karega to lunga ku
Madam link is not in blue colur for searching🎉🎉🎉🎉😮😮😮😮😮😮
Please check once again
Idfc wow credit gives same 100% if limit
Nice. One down side no limit enhancement after long time to me. Other wise good.
Great
i have been using this card since 2 years only been assigned 15k limit and no offer for limit enhancement has been given
Mam ek baat samaj nhi aai.....agar log ko 5000rs ka items lena hoga tho fd karne se acha wo direct purchase hi karega na.............simple fb 5k ka karane pe 5k rs hi limit mili tho kya fayda
Mera bhi yahi oubt hai but shayad Emi 5k ka item 5 mehne Me 1k+ int karke clear hosakta hai?,plus cibil score build karneka
@@-_-Emperor-_- but 5 thousand plus interest kyu jyada de jab ki 5 thousand ka direct product ke sakte pay karke
20K FD karwa ke mene One Card liya or 18k spend kiya EMI pe per month interest+GST lgake ke jayda lete hai upar se One Credit CIBIL score me b show nhi krta 7-8 month hone pe mai ese band krdunga
One card se cibil increase me help nhi krta hai kya
OneCard is fooling people.
Mije 2 din mea 100 Aare hai bhai 🎉❤
Stable money review please
Good app but I have faced issue in withdrawal of FD from utkarsh small finance bank it too 1 week after placing withdrawal request...they were saying it's credited to your bank account check statement but it doesn't.... Finally after so many emails I got back my money ..
But my frnds doesn't faced any issues...
For FD purpose you can go with it