The Most Popular Dividend ETF | SCHD ETF Review
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- Опубликовано: 15 сен 2024
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SCHD is a quality dividend-focused ETF beloved by dividend investors. On the Dividends subreddit, which has over 300,000 members, it seems like that’s all anyone can talk about. It’s on almost every post. Even if it’s off-topic from the conversation, SCHD will be in the comments. It’s so popular that there are posts like “Why is SCHD so popular here?” and “Turn this sub around….stop just saying SCHD….”. The SCHD army did not take well to that. So what is it about SCHD that has taken the dividends subreddit by storm? In today’s video, I’m going to fully analyze the SCHD ETF, explain whether I think it’s a good investment, and share my thoughts more generally on investing in ETFs.
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Schwab should change the ticker symbol of SCHD to GOAT! 💪🏻🚀
I love this ETF. I’ve had it since late 2019. Just one big snowball of dividends.
⛄️
I’d love to see your snowball of it! I can’t wait to see where I’m at 3 years later with it
And 12% growth in the last decade
@@504cesarBoyz It’s not huge by any means, as I started in the end of the year 2019 and don’t have huge amounts invested. But it’s the journey of watching it overtime, which brings me joy.
@@jorlowsky469 Hell yea!
Have 944 shares of SCHD. I should hit 1,000 this year.
Congratulations that's awesome.
Damm
My guy, you should do a Top 3 Dividend Growth Stocks : by Sector. I frequently find diversity to be my biggest challenge as I end up picking mostly by financial health, div growth/sustainability and current yield on cost. I'm interested in good picks outside of tech/semiconductors/financials and REITs
Agreed, I am a 1 (rarely 2) stock per sector type investor. I have my researched and chosen ~13 stocks touching each sector for the most part once, and consistently invest every month or every other while looking out for more than 15% dips to buy more and lower my cost basis.
I'm new to investing but I feel that SCHD is more cost effective than buying 20+ individual stocks. I currently invest $500/ month for now and looking to do more in the future.
Awesome! I did a breakdown on SCHD a couple weeks ago too! I never thought I’d waiver from VOO 🎉😂
I have fidelity s and p
Fxaix
And now bought schd in 401k
Still the best intro on YT
💪
SCHD and VOO are my biggest holdings. I invest the exact amount in these two ETF’s. The only difference is the dividend payouts. Currently SCHD is up. Although down, holdings are a little over 11k each
Same here! I'm 60% VOO and 40% SCHD on my Roth IRA
Am I missing something, it's distribution yield is only 3.26%! So, what's so great about that? According to this video, it only netted $281.52 dollars annually on an outlay of $7,427 to buy the ETF.
I like SCHD. I have about 130 shares of it.
That's wonderful l have 5
SCHD is a great overall performer. It can easily serve as a core position.
I sold my motorcycle on Friday, Will be opening a position in SCHD this week, hopefully can put $3k in, this week. Excited. Very timely video. I was between VYM or SCHD. but I think schd is a clear winner.
Make sure you open it in a roth ira for long term.
I am buying 10k of stocks every week for the next 11 weeks. 4 weeks are completed, and SCHD is 5k of my weekly purchase. I love it since it can pace the growth of the S&P 500 while providing double the dividend. WIN-WIN.
If you’re buying $10K of stocks a week, you’re not going to need to do it long before you’re FI! SCHD is an excellent choice.
@@CalmerThanYouAre1 that's the idea! I just uploaded a video of my 10k buy this morning to my channel if you want to follow the journey.
I have some SCHD, but I'm getting near my retirement years, I've been thinking about converting more of my cash to SCHD, but it just takes so much CASH to make a little dividend, I'd rather have something with more yield, preferably a monthly payer. I know I can divvy up the quarterly into monthly payments, but it just feels better seeing that monthly div. I have several monthly ETFs and some quarterly, I'll probably add more to the monthlies as I get closer to retirement. QYLD, DIVO, RYLD, XYLD, JEPI, (not putting any more in NUSI). Also have, QQQ, SCHD, MALOX, HLMIX, PTTRX, POSKX, PIREX, SWPPX, VTSNX, VWENX. Some company stock and investment real estate.
Those are some great picks I’ve been buying UTG BST PDI MPW SCHD JEPI and VOO
@@Dividendsmattertoo Looking into some of those is also on my list, I forgot I also have VT 😄
I love SCHD, along with some individual dividend aristocrats!
SCHD is king 👑 SCHD army unite!
“Even if I don’t outperform SCHD, I’ll have a greater understanding in what I’m investing in”
We don’t invest for understanding, we invest to make money. Your lack of following an index will likely cost you more than the expense ratio. Great video just a difference of opinion, best of luck!
I'm in! Funny, I was just researching this ETF this weekend. Dividend Data, you always have my back when I need you the most
I love this ETF although I don't have it yet but I learned about it when I opened my brokerage account with yes Schwab. my dad introduced me to investing and had me open up an account with them since he's been using them for years from his 401Ks to IRAs and when he told me about it I just fell in love with Schwab. I am a fanboy I love there customer service.
I am such a fan boi that I've gone as far as having everything with them. My brokerage, Savings Checking, IRA, 401K and so the AMEX Schwab platinum card. And I love transferring these AMEX points into my Schwab brokerage account to buy more dividends.
Just picked up shares of SPHD and WKLY. I haven't been much for the high cost relatively low dividend type but having that stable or slightly growing price is enticing to help my portfolio grow
Ew
25 percent voo/15 percent schd/10 percent divo/ 5 percent into 10 different stocks. Perfect dividend portfolio.
Yes, this is the video I was waiting for. Individual purchases is fine if you can manage your own account but I like comparing schd, dgro and vig for example
The Average Joe investor channel did a comparison and SCHD beat them. You can also check on ETF Battles.
the intro is so badass gives me retro vibes
I bought $SCHD 3 weeks ago and have seen a lot of commotion since buying in. I will keep adding to my position and leave it in an account for my kid
You should do a review ETF VIG and compare the two.
While 3M is in law suits and VZ in debt, SCHD covers them but don’t go down, that’s what I like
Lawsuits*
Mother of all dividends is JEPI. Between .35 to .60 a shares per month consistently.
What do you think of IIPR
SCHD has been on my watchlist forever😍
Fucking love SCHD, Used to hold VYM but traded to SCHD in December 2021. 861 shares strong and grabbing 15 more this Friday.
@WhatsApp±165𝟿𝟸𝟷𝟼𝟽𝟿08 Dividend Data Why?
Would you be comfortable putting $1,000,000 in SCHD and just holding it long term?
@@tirevelation777 yes lol. The time I save just buying it instead of doing research on 100 individual stocks and keeping up with them is worth the 0.06% expense.
@@Coldshowers17899 why not own both VYM and SCHD.
@@Morbidzero I already own VTI for diversity and schd performs way better
Would it be good to buy SCHD using Roth IRA? Please explain a bit more. Thanks.
YES it will protect you from taxes. I just bought 163 shares and they're in my Roth IRA.
@@earlwilliams5473 Thanks. And Jepi too?
any EU equivalent for SCHD? because we can’t buy it.
VDIGX from Vanguard is another great dividend fund that's been around since 1992. I have 5 dividend funds plus some individual stocks, I like to be diversified.
I am curious if you will do a video on DRIP for beginners or experts?
Schd dividend day just hit different. Love it ❤
Solid video, my go to fund is VTI covering the whole market from large to mid and small caps with a solid balanced mixture of growth and value...
It's too bad, I would like to invest in it but it's not available here in Europe. I invest in WQDV in place of it
Does anybody know the math? If I invest every month 200$ how much am I expected to have in 20 years?
I prefer Investco's SPHD over SCHD. SPHD pays monthly instead of quarterly & the dividend distribution yield is higher at 3.76%...not too bad capital appreciation too. IMO for a retiree, monthly payout is better to manage $$ and pay bills. JEPI & DIVO are also fantastic.
My main knock on SCHD is the quarterly dividend payout.
For retired folks yes. For younger people, SCHD is way better because of the growth aspect.
Sphd has a very low dividend growth rate.
Your capital stays stagnant. SCHD pays out and grows over time. Just manage your expenses better and the quarterly payments are a non issue.
You should rethink your entire investment philosophy. You’re leaving a lot of money on the table chasing monthly payers. Look for market beating/matching total return with less volatility.
None of these funds have beaten SCHD or the market over any meaningful period of time. Your goal should be to find the lowest-volatility, highest-growth 5% withdrawal rate you can get. Doesn’t get much better than SCHD.
JEPI and DIVO are good funds, but they are both going to underperform VTI and SCHD in the long run.
If you test quarterly vs monthly distributions it is not even noticeable even over 20 years. Almost 0 benefits unless you are retired and can not budget money. In that case monthly payers would be a good way to budget.
What do you think of JEPI?
3M update?
VOO/SCHD/VIG and ✌🏼
Watching for the intro
Thought on 3mmm
What’s the equivalent for the uk?
Great ETF
SCHD and MO.
Wait mate are u on the Subreddit???
Quick glance at SCHD's holdings explains why it's so popular
my top holding !!
Great vid!
I only buy $mo
Yes, exactly. This video. SCHD and some other ETFs are indeed great. But controlling what you invest in is key, why have 100 tiny pieces of pie when you can pick the 1 pie with slices you want. This allows you to diversify your portfolio, but at the same time concentrate your capital into dividend stocks you picked. Then just sit back, enable DRIP, consistently invest (what you can afford) and just sit back and watch the snowball work.
Why are you putting so much emphasis on the H?
What would be a similar to schd in Europe? Or is it worth buying schd from UK?
It's the same thing mate
Thanks.
Intro is too long bro. Otherwise great channel 🎉
Your voice so good 👍👍
Thanks for content
Thanks for watching!
Is SCHD as safe or safer than a S&P 500 etf as a core holding?
And here I am because of that Reddit lol
@10:20 gotcha. Pretty much SCHD has the same dividend yield, and doesn't have the cyclical issues that energy and Disney has.
i think its good to hedge individual companies with individual picks. i would prefer investing in something with thousands of stocks vs 100 from schd tho. a bit too concentrated for me
1000 stocks? Thats spread everything wayyyy too far.
@@darrendent8288 better to just buy those 100 stocks yourself i feel. no need to buy the etf for such little diversification
@@G00Btastic 100 stocks is WAYYYY too much to track by itself. Unless your actually a full time fund manager. If your working a full-time job its hella stressful to track.
@@darrendent8288 yeah i have a lot of downtime between patients now so its not as bad as when i was in corporate healthcare. i guess its to each their own. i would just rather own thousands of stocks if i couldnt put the time in myself
Smh lost. Buying thousands of stocks? How would you have the time to research thousands of companies properly?
ive had SPHD and its been doing good for me too
I also have Investco's SPHD & really like it better than SCHD. I prefer monthy payout vs quarterly & the dividend yield is higher.
Just keep in mind SPHD has a much higher exspense ratio.... .30 so 30$ for every 10,000$ but that might not matter to some
Wooow, only yesterday saw this ETF and was thinking about investing in it
Divideds
Sadly due to stupid EU politicians, we are not allowed to buy SCHD from EU countries.
Too bad where im from, i have to pay 42% yearly tax on my gains from etfs ):
Where do you live?
@@sdavidleigh6642 Denmark, also dividend taxes betwen 27% and 42%
@@mads.toftgaard That is not nice. Canada here. We get dinged 25% but if it is in a Registered Savings Plan RSP which is recognized by IRS as a retirement plan I believe they do not tax it.. Do you have a tax treaty with the US.
@@sdavidleigh6642 Yeah I believe so, from my American dividend stocks I firstly pay 15% because it's from the USA and then I pay 27 to 42%. In a normal retirement plan, it's 15,3% yearly taxes on the return, dividends, and all that. It's really stupid rules, because investing is a major role in a growing economy, and Denmark is punishing investors with these taxes...
@@mads.toftgaard at least you have health care and other social programs so the taxes are worth a lot. The US is lacking in many social programs. The US is a great place if you are wealthy / rich.
Cant buy it from my UK broker, so annoying!
Can u buy VTI/VOO?
SPYD is about the same expense ratio with more of a dividend and less volatility. No brainer IMO
i would love to have it in my portfolio if it werent for trading 212 and other brokers valuting it as a CFD :(
I’m on the same boat. Anything equivalent we have access to?
Schd is solid as hell unfortunately I had to sell it all before the bear winter and buy stocks near 52 week lows.
Lol bad move
@@crohmer I am green for the year schd isnt its a good place to park money not make money its slow later dude
Lol! Stocks aren’t low, they’re barely fairly priced! Definitely a bad move!
I'm assuming you bought stocks for the past few years and they are much cheaper today. Why wouldn't you buy the same product thats on sale. Lol at that.
Buy Intel now 📈
I have been buying lately
So have i
Me too just hit 250 shares...
🇺🇸
Without Intro video. I don’t watch the video.
This has the intro video
@@DividendData i mean i like your videos because of introduction video
Ghhhh
I like your ~23 stocks more than this fund.
No dividends are safe right now. Sell everything, hold cash.
Lol no
Lol no
@@Metal_Stacking okay than stack metals, such as steel, lead, and brass.
No
Never sell everything. Buy and hold forever. You won't time the market perfectly and will miss big up days.
Over hyped and filled to the brim in value traps . Maybe a buy if world ending crash happens . This environment is for stock picking
lol wow, yet its outperforming VOO, SPY, QQQ, ARKK, etc. this year. SCHD > Portfolio
SCHD does pick stocks based on the quality metrics of its underlying index... it has between 40-60% turnover annually. However, since it's an ETF, it can move in and out of those positions tax free. In short, SCHD does pick stocks, and over a long time period it's highly likely to do so better than you or me.
Just because it follows an ETF follows a "passive" index, does not mean the index itself is by any means passive. The underlying index aggressively moves in and out of stocks based on its quality metrics like lowest leverage and 5 year dividend CAGR. SCHD picks stocks for me, produces a superior yield, dividend CAGR, and total return since inception while doing so.
I'm not interested in picking individual stocks to try and squeeze a few more drops of blood from the stone of returns. People hyper focus on what their returns are (trying to pick stocks and get a couple % more), and undefocus on how much money they actually throw in the market, imo. The latter is much more important to long term success than the former.
Focusing on my career and making more money to invest is a vastly better use of my time than stock picking, and probably is for most average investors. ETFs are superior in all market conditions to me.
It's a dividend strategy, not underlying stock price strategy. If one falls out another fills in, you buy one and are immediately diversified.
Depends on where u at and what you want. For me Jepi and Jepq in an IRA have been great. 100 shares pays enough monthly dividends to buy a share every month, growing hidden in a tax free account
@@dstripedape978 jepi will always fail to achieve what schd has been doing.