Good News! You Can Buy Your OWN House In UK If You Are On VISA | House Buying Process UK

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  • Опубликовано: 24 дек 2024

Комментарии • 198

  • @rohithreddy5042
    @rohithreddy5042 11 месяцев назад +3

    My brother and I are in the process of buying a new build house in Newcastle. We both are on skilled worker visa with a validity less than a year. We received mortgage offer from Barclays for 10% deposit. I guess with an excellent credit score and financial stability proven throughout your time in the UK should get you mortgage without any hassle.

    • @AhmedAli-dj7br
      @AhmedAli-dj7br 10 месяцев назад

      Can you please share for how long you and your brother are living in the UK? Does it matter to live for couples of years in the UK on skilled worker visa to get mortgage from Barclay's on 10% deposit?

    • @rohithreddy5042
      @rohithreddy5042 10 месяцев назад

      @@AhmedAli-dj7br 3 years, one year on student visa and 2+ on skilled worker visa

    • @rohithreddy5042
      @rohithreddy5042 10 месяцев назад

      @AndPigsCanFly-ku6ku why would they despise on us?

    • @sekhar2050
      @sekhar2050 Месяц назад

      May be you would have salary more than 40k per annum

  • @ankitmaheshwari3412
    @ankitmaheshwari3412 11 месяцев назад +5

    I have a different view in regards to buying property in UK. I live in a high rise in London near Canary wharf and I was looking to buy a flat in my building(a 2 bhk for now). I checked on multiple homes available for sale(in my building) and could see that the property rates have not changed significantly from the time it was build(2008) till date. Many 2 bhks that were sold at around 450K at that time are listed at around 520K currently i.e. a appreciation of 70K in 15 years.
    Say, I go ahead and buy a flat for 520k and deposit 20% i.e. around 104k and finance rest from bank. The EMI that I will pay would be same as rent so that would not make much of a difference on me financially.
    Now the 104k that I paid from my pocket(not even considering other fee), I can invest in some other asset class and I am pretty confident that in 15years, I can grow it to atleast 280K i.e. a profit of around 180K(being conservative and considering return of only 7% per year).
    Buying your own place have attached emotional values but in my opinion if someone is not sure if they want to settle here, please do consider this before deciding on to either buy or rent.
    **This calculation might not hold true for all properties but it is the case for few areas that I am looking into.

    • @venkateshgiri1
      @venkateshgiri1 11 месяцев назад

      Pretty much in the same boat. Live in London in a high rise and 2BHK properties that we are looking in our area in Zone 4, Riverside is around 750-780k.
      We are looking to live here for prolly another decade. In our case we may end up paying a little more than rent and even the luxury home build quality is not all that fantastic and things start breaking down after a year or 2 or less than it. And in the name of service tax collected by the estate agents is ridiculous & is a highway robbery! Current owners had an increase of service charge by 170% .. ROFL ...
      For now it looks like we'll be on rent for few years as it'll give us flexibility to change homes every 2-3 years and go to a new build or move out of London (if NHS posting happens elsewhere for one us)
      Properties appreciate in London (and UK) not more 3% at the best case? Don't quote me on this :D
      Fantastic video for people who are looking to buy elsewhere in London. But buying properties for the sake of investment and making a profit is a terrible idea in here or so it seems to some of us. Totally agree with Ankit and his investment strargery.

  • @IndianArchitectinUK
    @IndianArchitectinUK 11 месяцев назад

    Hello Gaurav Bhai first of all I would like to thank you for greeting me so well when you were in the car with uncle. I met you at the regent street lights leamington, but unfortunately aap traffic mei the to zada baat nhi ho paayi. My friend was telling you recently visited Kadak Chai, hope firse apse milna ho. I also wanted to tell you ki you are doing an amazing work coz me n my wife were planning for buying a house but we were not sure at all and this video was just what we wanted. Love you guys and a huge round of applause for your hard work and efforts.

  • @HemantKumar-su1qt
    @HemantKumar-su1qt 11 месяцев назад +1

    ..and my next curiosity is about why UK companies do not provide Scale Up Worker Visa. Kindly help us to know about reality.

  • @karan-in-london
    @karan-in-london 11 месяцев назад +1

    Hi Gaurav, thank you for sharing such a helpful video. Just to add that you can get the mortgage by 5.5 times. There are many lenders who consider 5.5 times on skilled worker visa. I just got mine :) also it is not mandatory at all you must have 2 years on your visa expiry date, My current skilled worker visa is expiring in July 2025 and I just got my mortgage approved.

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад +1

      Thanks for sharing 👍🏻 afterall it all depends on individual’s salary, expenses and visa status so as I mentioned a certified financial advisor would be able to check and calculate accurate affordability.. but thanks again for sharing your info. 🙌🏼❤️

    • @meenahoney3923
      @meenahoney3923 10 месяцев назад

      Hi Karan. Can you please let me know which lender offered you for mortgage? Is 10% down payment your deposit? Thanks

    • @ramandeepkaur-7315
      @ramandeepkaur-7315 10 месяцев назад

      Hi bro..could please reply of my comment. Me and my husband came uk in 2022 may as a student spouse visa and now me on skill worker and he has dependent visa. We both have full time job and one year pay slips as well as 25% deposit. We tried to buy house from last 6 months via agency but they always said they are unable to find landers. Could you please tell me when we are able to buy house.

    • @samsungdisc52x
      @samsungdisc52x 10 месяцев назад

      Which bank offers

  • @sashankthag12
    @sashankthag12 19 дней назад

    can you recommend your solicitor and mortgage advisor please

  • @constanciopereira6231
    @constanciopereira6231 10 месяцев назад

    Thank you much your advice, sir. now i feel to buy my own house 🙏

  • @पियूषवर्मा-फ5व
    @पियूषवर्मा-फ5व 9 месяцев назад

    As a Trader hum kaise buy kare home direct jese apne bataya 4 cror ka ghar ajaega bina instalments ke.
    Trader kis category me ayenge ? As a business person or worker ?

  • @usedclothestraders3787
    @usedclothestraders3787 3 месяца назад

    sir agr uk mei kisne apna bussisness pr bhi ek video bndo ji

  • @Naazpreet-p4h
    @Naazpreet-p4h 9 месяцев назад

    HI FRIENDS PLEASE MUJHAY BATAOGE AGAR SKILED WORKER KI KAHI JOB CHALE JAATI HAI COMPANY KE SAATH NAHI REHTE TO KAYA FIR APNA GHAR SEL KAR SAKTE HAI HUN PLEASE BATAAO JA FIR KOI AUR SOLUTION NIKAL SAKTA HAI ?

  • @kamlesh6290
    @kamlesh6290 4 месяца назад

    You got one more subscriber. Thanks for sharing this information on the mortgage.

  • @madhavarora1641
    @madhavarora1641 11 месяцев назад

    Along with 10% down payment, and solicitors/mortgage advisor fee, we need to keep money for stamp duty also for houses above £425,000

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад

      Yes but if you don't have that money then better buy house under £425,000. Remember first thing is to get up the property ladder. Generally first home buyers buy under £425000 so they don't have to pay stamp duty.

    • @madhavarora1641
      @madhavarora1641 11 месяцев назад

      @@HumTumInEngland That's True. 🤞🤞 All the very best to new home buyers in the UK.

  • @nj4392
    @nj4392 11 месяцев назад

    Been following you guys since 2/3 years now…… very informative and too the point ….. thanks and more power to u both

  • @princessjaam457
    @princessjaam457 23 дня назад

    Very informative can you guide which is good to buy home new or old??

  • @shwethaprabhakar2854
    @shwethaprabhakar2854 11 месяцев назад +1

    In visa it is mentioned "No access to public funds". What exactly does it mean. Can we avail child benefit or daycare hours. Please make video on this topic.

  • @jibransualeh3361
    @jibransualeh3361 11 месяцев назад

    Your calculation for household income is before or after tax?
    Also, please explain how to receive gift money from your own bank account in your home country, no tax on that? Also, if you buy a house, is there any property tax?

  • @vipulrabari3530
    @vipulrabari3530 11 месяцев назад

    council tax or band kaise dekhe new house buy krte vakt ??

  • @sourabhagrawal8942
    @sourabhagrawal8942 4 месяца назад

    Brilliant video. However, you should cover Lifetime ISA as well. That would be helpful for others.

    • @HumTumInEngland
      @HumTumInEngland  4 месяца назад

      Thanks we have covered that in another video 👍🏻

  • @livewithleisure2060
    @livewithleisure2060 11 месяцев назад +7

    Sorry bhai, but i contacted bank and they said you can have mortgage even if you are on PSW but the deposit will be 25% minimum and good household income

    • @work5843
      @work5843 4 месяца назад +1

      Beta illegal ho tab bhi ghar mil jayega, dega 100% payment ?

    • @maheshkumarpatil9679
      @maheshkumarpatil9679 Месяц назад

      Konsa maal tha bhai …. Strong lag raha hai

    • @fatimaraza4
      @fatimaraza4 15 дней назад

      which is difficult, or u should come as a millionaire from back home

  • @AhmedAli-dj7br
    @AhmedAli-dj7br 10 месяцев назад

    Could you please guide us which lenders give mortgage on 10% deposit?

  • @khushikalps
    @khushikalps 11 месяцев назад

    As usual a very informative and helpful video. Keep up the good job Gaurav and Avi.

  • @asitkumarmohanty2579
    @asitkumarmohanty2579 8 месяцев назад

    Ye to motivational video ho gya. Now i want to buy a house.
    Mene abhi tak credit score build ni kiya 2 saal me. Unfortunately!!
    Agar next 1 yr credit score build karta hu to kitna percent interest pe loan milega approximately? Any idea?

  • @rakshandajabeen8281
    @rakshandajabeen8281 2 месяца назад

    Which area is better where indian or Pakistani communities are residing please and affordable in London I don’t like because only 1 washroom and not airy houses

  • @abhisheksharma8330
    @abhisheksharma8330 11 месяцев назад +1

    Hi Gaurav ... Fantastic video. These informative videos are really helpful to new comers to UK, who do not know a thing (like me)! These videos are a great source of trustworthy and guiding info...Keep it up !
    One question (also could be your next video idea!) : Tax relaxation on House mortgage. Does UK government offers any tax deduction or tax relief for buyers like Indian government?
    Thanks !

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад

      thanks mate 🙌🏼 only Stamp Duty relief as far as I know for first home buyer

  • @r.k.7325
    @r.k.7325 11 месяцев назад

    thank you gaurav bhai for this genuine information.we are also looking for our own House.keep it up brothers.make more informative videos like this and also make a video about freehold,leasehold and shared ownership property ..

  • @swetarani6124
    @swetarani6124 2 месяца назад

    Thank you gaurav this is so much helpful

  • @himanipatel4727
    @himanipatel4727 10 месяцев назад

    Thank you very much ye video important tha....thank you for this video bro🎉

  • @KMILIND
    @KMILIND 7 месяцев назад

    How to protect from getting into fraudulent transactions while looking for new property? Thanks

    • @HumTumInEngland
      @HumTumInEngland  7 месяцев назад

      go with good estate agents and solicitors

  • @rush2shuchi
    @rush2shuchi 8 месяцев назад

    Can you talk about the stamp duty charges here and what is the best path to follow for that as it is quite high

    • @HumTumInEngland
      @HumTumInEngland  8 месяцев назад

      Stamp duty is mandatory to pay but first time buyers are exempt from paying it

  • @arslanjaved5234
    @arslanjaved5234 Месяц назад

    I just got my skill worker visa this. Month but i’ve been in uk since 4 years can i apply for mortgage ??

  • @PAIGHAM01
    @PAIGHAM01 10 месяцев назад +1

    Can we get a house on mortgage and rent it to pay the emi monthly with the rent

    • @HumTumInEngland
      @HumTumInEngland  10 месяцев назад +1

      It’s called Buy to let property.. you can google it and read about it

  • @kcdewani
    @kcdewani 11 месяцев назад

    Thank you guys.. information at its best.. very helpful… keep up the good work❤

  • @ramandeepkaur-7315
    @ramandeepkaur-7315 10 месяцев назад

    Hi avi..could please reply of my comment. Me and my husband came uk in 2022 may as a student spouse visa and now me on skill worker and he has dependent visa. We both have full time job and one year pay slips as well as 25% deposit. We tried to buy house from last 6 months via agency but they always said they are unable to find landers. Could you please tell me when we are able to buy house.

    • @HumTumInEngland
      @HumTumInEngland  10 месяцев назад

      Hi book a meeting with a good reputed estate agent in your area and their financial advisor.. it all depends on your salaries as well and the budget.. but if you have minimum 2 years left on skilled visa and completed atleast 1 yr then you should be able to get mortgage.. also with 25% deposit you shouldn’t have any problem..

    • @ramandeepkaur-7315
      @ramandeepkaur-7315 10 месяцев назад

      Ok.. i’ve three years skilled worker visa and on skill worker visa one year will be completed on April. one more thing i’ve fixed salary which is good and my husband also have good salary. But may be due to short time period we are facing to find landers. When One year will be completed then we’ll be tried again .

  • @MandeepKaur-n2x
    @MandeepKaur-n2x Месяц назад

    Very informative video

  • @jannatulneela5868
    @jannatulneela5868 7 месяцев назад

    What about settlement visa. I’m eligible to buy a house with mortgage?

  • @vivanth176
    @vivanth176 10 месяцев назад

    Indian bank se pese transfer krke le skte h kya ?

  • @VinothkumarRaviSankar
    @VinothkumarRaviSankar 7 месяцев назад

    Thanks, video is informative!

  • @prashantharego5796
    @prashantharego5796 4 месяца назад

    Thank you sir for the information

  • @sandeshkhillare7478
    @sandeshkhillare7478 3 месяца назад

    what if someone does"nt have a spouse but meets all the criteria?

    • @HumTumInEngland
      @HumTumInEngland  3 месяца назад

      You don't need to have a spouse to own a house in the UK. If you fulfill all the requirements then you can buy a house in the UK.

  • @HarishKumar-yi5gb
    @HarishKumar-yi5gb 11 месяцев назад

    bhai ghar lene ke baad main agar main applicant ka visa cancel ho jaye toh ghar ka kya hoga?

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад

      if you can’t find another job then sell the house otherwise you have to make the mortgage payments from your pocket..

  • @TravellUnravelleD
    @TravellUnravelleD 11 месяцев назад +1

    Rent or EMI amount me approx Kitna difference Aaega???we have completed one year here… but do not have around 10% deposit amount with us for now….can you help?

  • @qaishanif2857
    @qaishanif2857 11 месяцев назад

    Excellent informative video

  • @sonyjohn7084
    @sonyjohn7084 11 месяцев назад

    Thank You Gaurav. This was very helpful. 🙂

  • @dr.w.r.gajdhar1673
    @dr.w.r.gajdhar1673 10 месяцев назад

    Hi Gavrav
    My son is working as doctor in wrexham.on skilled worker visa.He is planning to buy home. He is having property in India on his name. What will be stamp duty in his case?

  • @rosysharma2872
    @rosysharma2872 11 месяцев назад

    Hlo bro..agar single person aye yaha pe skilled work visa pe kya tabh bhi le skte h hmm house uk main??

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад +1

      yes why not! based on your salary see what you can afford 👍🏻

  • @patelhimanshu3987
    @patelhimanshu3987 11 месяцев назад

    Gaurav bhai kya shared ownership pay Ghar lene ka kya benifit or drawback he

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад +1

      will make a video on this soon 👍🏻

  • @madhurisreshty4233
    @madhurisreshty4233 3 месяца назад

    Is the mortgage calculated on inhand salary or the salary before tax ?

  • @HemantKumar-su1qt
    @HemantKumar-su1qt 11 месяцев назад +1

    Hello! Bhaisahab! I have a curiosity about IT jobs in the UK. Hey! Could you please let me know if some IT jobs such as- Software Developer/ Web Developer / Software Engineer are available for a guy who is having 5-7 years of experience with great learnings but, not having a degree/certificate in Computer Science or Computer Engineering or any kind of degree in especially in Engineering background? Rather, he is having a simple graduate degree in Bachelor of Arts from a reputed college of a University like Delhi's.....

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад +1

      Absolutely! there are so many roles available that don't require a degree in the same field if you have good experience and can clear the technical interviews

    • @HemantKumar-su1qt
      @HemantKumar-su1qt 11 месяцев назад

      Thank you so much for letting me know. 🙏✨

    • @akbarad1932
      @akbarad1932 4 месяца назад

      Apply for graduate roles

  • @ManpreetKaur-dt4yc
    @ManpreetKaur-dt4yc 10 месяцев назад

    Hi , thank for information Paji doing good job I have some questions about buying property in the uk how I can contact with you

  • @ounmuhammad9156
    @ounmuhammad9156 10 месяцев назад

    Hi Bro really informative can you make one video on doing 2 jobs one as primary (employed) second as a side hustle job (self-employed)how much TAX and NI insurance monthly our yearly you have to pay to HRMC kindly make it Briefly. Thanks Bro 🙏

    • @HumTumInEngland
      @HumTumInEngland  10 месяцев назад

      Tax will be deducted through PAYE for primary job and for self employed you have to fill self assessment for any Earning minus expenses: whatever the profit you pay tax on it.. better to check with CA so you do it correctly

    • @ounmuhammad9156
      @ounmuhammad9156 10 месяцев назад

      @@HumTumInEngland If you can make one elaborate video on this topic that will be great 🙏

  • @sunilchander8885
    @sunilchander8885 11 месяцев назад

    Thanks bro, I also saw ur old details videos in this subject. Let me know how can we call u if we want. I m in the UK and following u from last 2 years.

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад

      brother for any financial advise pls speak to financial advisor we are not certified advisors

  • @anitaaswal2302
    @anitaaswal2302 11 месяцев назад

    Nice video brother

  • @nagrajkumar44
    @nagrajkumar44 11 месяцев назад

    Thanks for sharing this info ℹ️!!

  • @trishasarkar5147
    @trishasarkar5147 11 месяцев назад

    Thanks for this informative video..very well explained. 👏🏻
    Can you please make a video on whats leasehold,freehold and shared ownership?
    Also difference between the different types of houses?
    Is a flat in a building better or an independent house? Whats the difference?

  • @pshah9696
    @pshah9696 11 месяцев назад

    Thanks a lot Gauravbhai

  • @neelamsam1571
    @neelamsam1571 11 месяцев назад

    What about dependent spouse ghar la sakta hi

  • @IrfanKhan-lf4im
    @IrfanKhan-lf4im 11 месяцев назад

    on 315000.00 pound loan what will be the monthly instalment. and who much rent can be earn from the same.

  • @nikitachauhan4566
    @nikitachauhan4566 11 месяцев назад

    Hi Gaurav
    Very informative video
    If possible can make same video on about shared ownership houses please

  • @sujitivs8880
    @sujitivs8880 11 месяцев назад

    Hello Sir
    1 % down payment me Kuch aa rha h kar ke kuch ho to plz clear karna

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад

      Not possible sir

    • @sujitivs8880
      @sujitivs8880 11 месяцев назад

      @@HumTumInEngland Nhi sir this march me Uk govt ki side se Karen ke liye suns h sir

    • @sujitivs8880
      @sujitivs8880 11 месяцев назад

      Can I talk to u plz

  • @sambawa9214
    @sambawa9214 11 месяцев назад

    Gorav ji aap or avee bhut achi lagte ho mujhe m jb uk auge na apko jrur miluge aap mil loge na ❤❤

  • @WalesIndia
    @WalesIndia 11 месяцев назад

    Please jo single h aur skilled work visa pe h wo ghar buy kar skte h.

  • @PreetTarka_
    @PreetTarka_ 5 месяцев назад

    Hi Gaurav, is it worth arranging an independent surveyor?

  • @tajindersingh9219
    @tajindersingh9219 11 месяцев назад

    Good job👍👍👍👍
    I really appreciate 🇬🇧🇬🇧🇬🇧

  • @khimlal3006
    @khimlal3006 10 месяцев назад

    Hi, very informative video, I was about to invest in property last year and I've asked one morgage advisor about it but he told me that after 2 years only I can get mortage on 10% deposit and now I've 1.5 years remaining on my 3 year skill visa. So, Can I go with this 10% deposit scheme now or need to wait more for next visa renewal. Please advise me I need your guidance here.

  • @UzmaPathan-c7x
    @UzmaPathan-c7x 11 месяцев назад

    Hiii Gaurav Muje 2 questions puchne he 1) Jo aapne bataya husband or wife ki income 70,000 hona chahiye yearly or monthly?
    2) Uk me Ghar lene k baad PR mil sakta he? It’s true?

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад

      1. apne galat samjha.. Honi nahi chaiye.. it’s just an example agar ho to! jitni bhi income ho household uske hisab se aapki affordability banegi 2. No buying a house in UK won’t give you PR

  • @shivangikapoor2282
    @shivangikapoor2282 11 месяцев назад

    Thank you for sharing... U r doing great job by providing such useful information.. Thanks alot!! Keep doing good work! 😊

  • @mawramalik1324
    @mawramalik1324 10 месяцев назад

    Health care visa walay ly sktay own house??

  • @sohailkhan-kh2vb
    @sohailkhan-kh2vb 9 месяцев назад

    Can a visitor buy property in uk in cash without bank mortgage

  • @anillpatel009
    @anillpatel009 10 месяцев назад

    Hello..
    What do you think about the shared ownership house ?
    Is it good or bad ?

    • @HumTumInEngland
      @HumTumInEngland  10 месяцев назад

      I have made a video on this topic please check

    • @anillpatel009
      @anillpatel009 10 месяцев назад

      @@HumTumInEngland thank you..

  • @malikahmad8245
    @malikahmad8245 11 месяцев назад

    Bro, please also make a video on shared ownership

  • @padminichatterjee9205
    @padminichatterjee9205 11 месяцев назад

    Very very helpful video

  • @indterroryt1954
    @indterroryt1954 10 месяцев назад

    What if pay all in cash .." Student trading money 😊

  • @user-KD1982
    @user-KD1982 11 месяцев назад

    Informative video... Thank you so much 🙏🏽

  • @PRONABMONDAL-z5r
    @PRONABMONDAL-z5r 4 месяца назад

    All benefits given to aslyum seeker or illegal, those who are legally from years ,we struggle in all ways 😢

  • @Manassahu180192
    @Manassahu180192 11 месяцев назад +1

    Informative

  • @neilmanisharma6992
    @neilmanisharma6992 11 месяцев назад

    Hi Gaurav! Thanks for the amazing video.
    I would like to inquire about the taxation implications in India regarding parents sending money to us as a gift, as you mentioned earlier. Has the transfer of money from India been subjected to a 20% tax since last year?

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад

      Hello mate, I believe as it’s gift money so no tax but I would advise you to check with a CA first

  • @nbkbif3
    @nbkbif3 11 месяцев назад

    Can you get a mortgage if you get a skilled worker visa for 5 years recently?

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад

      if you recently got skilled visa then if you have 25% deposit then you have a chance 👍🏻

  • @Imrankhann.1
    @Imrankhann.1 5 месяцев назад

    Can we buy house on cash.. ? On study visa ? Or skill visa ? Or as business reg llc

  • @sunitajitiya3485
    @sunitajitiya3485 5 месяцев назад

    Hello sir
    The salary net or gross

  • @tanushreepareek8208
    @tanushreepareek8208 11 месяцев назад

    Very useful info,we are about to have PR, how much deposit we need to pay?

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад

      depends on various factors, house cost, your salary, affordability etc.. its better to get the PR first you have better mortgage offers from banks

  • @puneetkalra5765
    @puneetkalra5765 11 месяцев назад

    Useful video as always. Do you have an opinion if its okay to buy a flat instead? Being in London, the home prices are super expensive.

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад +1

      It comes with some disadvantage.. I’ll be explaining about it in upcoming video

  • @gautammoktan1
    @gautammoktan1 11 месяцев назад

    could u let me know best place to get new house London

  • @skywaygroup8430
    @skywaygroup8430 8 месяцев назад

    Sir meri daughter study ke liye UK aana chahti hai sir UK study ke liye kesa hai

  • @sadhanajadwani3508
    @sadhanajadwani3508 11 месяцев назад

    Thanku for information

  • @KusumLata-rp3bd
    @KusumLata-rp3bd 11 месяцев назад

    Good information

  • @Siddharthabhowmick-up9ft
    @Siddharthabhowmick-up9ft 11 месяцев назад

    Bro can you make a video on the income tax system and tax slab for Uk how to save on taxes and when and how to pay taxes please

  • @ajayparkashkhatri7094
    @ajayparkashkhatri7094 11 месяцев назад

    Thanks Gaurav for this. Are we still able to get mortgage if you are left with 1 year skilled worker visa and have already been 4 years in the UK on Skilled worker visa. Basically, left with 1 year to get PR. Thanks

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад

      Hello mate, as I mentioned it's free to book a call with financial advisor in the UK so get proper accurate advise based on your salary and circumstances. Just call your nearest estate agent and ask to book a meeting with their financial advisor to understand.. if you really want to buy a house in the UK

  • @kavitabhal5167
    @kavitabhal5167 11 месяцев назад +1

    Good 😊

  • @ProbaseAmra
    @ProbaseAmra 11 месяцев назад

    Thank you for this video ❤ do you suggest shared ownership property?

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад +1

      Nops better to buy whole house!

    • @ProbaseAmra
      @ProbaseAmra 11 месяцев назад

      @@HumTumInEngland thank you ❤️

  • @TabassumJahan-b8f
    @TabassumJahan-b8f 4 месяца назад

    What is the mortgage duration in uk?

    • @HumTumInEngland
      @HumTumInEngland  4 месяца назад

      it could be from 25-40 years depending on your age, deposit and other factors

  • @rohitshrivastava6111
    @rohitshrivastava6111 11 месяцев назад

    Can you explain about Lifetime ISA please?

  • @glenfernandes1049
    @glenfernandes1049 6 месяцев назад

    Can uk government know about property in india?

  • @princessjaam457
    @princessjaam457 4 месяца назад

    So can’t buy on pSW

  • @snehilagarwal523
    @snehilagarwal523 11 месяцев назад +1

    Which all bank generally give 90% mortgages??? Not sure about such bank, didn’t came across any of them

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад +1

      There are some book a free consultation with financial advisor as I mentioned in the video they will tell you..

    • @madhavarora1641
      @madhavarora1641 11 месяцев назад

      On skilled worker visa, Halifax is the only one option. But it's always good to reach out to Mortgage Advisor. He can check if you have got better banks

  • @Hazellobo14
    @Hazellobo14 11 месяцев назад

    Hi Gaurav can u suggest any good financial advisor who can provide free consultations?
    I’m really new to this process any heads up would be greatly appreciated 🙏🏻

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад +1

      better to call your nearest estate agents and they have their own advisors

    • @Hazellobo14
      @Hazellobo14 11 месяцев назад

      @@HumTumInEngland thank you ❤️

  • @neenapuri2182
    @neenapuri2182 11 месяцев назад

    Nice sir g

  • @manubhagat1687
    @manubhagat1687 7 месяцев назад

    Uk mai ghar Lena Shahi hai ya flat

  • @ManpreetKaur-iq5ep
    @ManpreetKaur-iq5ep 10 месяцев назад

    Hi
    Are there any chances to get house after spending two year in uk on skilled worker visa

    • @HumTumInEngland
      @HumTumInEngland  10 месяцев назад

      Yes, definitely! check with Financial advisor for your options

  • @Shivamurthy27
    @Shivamurthy27 11 месяцев назад

    Not sure we got house within one year we came to the UK that means we were in second year of visa and the visa was expiring the next year ..and got mortgage as well with 5% deposit ..in most cases nothing is generalized..bank was ready to provide as we have no kids so no dependents no existing loans and excellent credit score ..same thing with a existing car loan and even savings for 10% deposit my friend could not get it ..

    • @HumTumInEngland
      @HumTumInEngland  11 месяцев назад

      yes depends on case to case, household income, expenses, affordability, visa status etc so better to consult with certified financial advisor so they can check mortgage products based on above factors

  • @redentgamer.6023
    @redentgamer.6023 4 месяца назад

    I am Pakistani National and live in Pakistan. I want to buy a home in London... How I can buy it or may I buy on full cash or UK Bank will give me mortgage or not ?