These 5 Habits Kept Me Living Paycheck to Paycheck

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  • Опубликовано: 26 фев 2024
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Комментарии • 333

  • @ayhanagaines5994
    @ayhanagaines5994 3 месяца назад +47

    I don’t want to ever live paycheck to paycheck again!

  • @mheninger99
    @mheninger99 3 месяца назад +48

    Summary, To stop living paycheck to paycheck:
    1. Pay yourself first(figure out a system to get $ to yourself)
    2. Dont wait to start investing into 401k or hi interest savings to generate $ for your future- knowledge to grow income , hsa to help pay for medical bills
    3. Save $ b4 you spend it ! Save up for things you need to cover. Ie emergencies. Hi yield savings account! 3-6mos emergency fund... Position yourself to be ready! Jobs are lost, tires pop...
    4. Dont get comfy with debt! Pay it off so you can use your income for what you want!
    5. Make sure you dont overpay the irs ! They are borrowing your money interest free till you get your refund :(

  • @thesbg92
    @thesbg92 3 месяца назад +67

    Don't be upset with yourself. You can't change the past. You learned from your mistakes, and now you are teaching the people how to become financially free.

    • @SC-es6nj
      @SC-es6nj 3 месяца назад +2

      Amen

    • @tammi67able
      @tammi67able 3 месяца назад +1

      Amen ❤

    • @lajuanaadams9816
      @lajuanaadams9816 Месяц назад +1

      Thank u so very much I signed up for your seminar with teri

  • @LarryShipeWorld
    @LarryShipeWorld 3 месяца назад +29

    If there were financial Pastors, you would be him 💯

  • @bessiewright2235
    @bessiewright2235 3 месяца назад +23

    Paying myself first was a game changer; however, it was a process changing my mindset. As of TODAY I’m first.

  • @wendysounoumensah4121
    @wendysounoumensah4121 3 месяца назад +11

    I wish I knew you in my 20s but thankful I'm here now.

  • @patriciavelez2053
    @patriciavelez2053 3 месяца назад +33

    THIS WAS 🔥!!!! THANK YOU!! it's hard to admit that I'm almost 50 and JUST learning these things! Tough pill to swallow. Thank you my brother for looking out for us!!

    • @tishstripletsthenewadditio575
      @tishstripletsthenewadditio575 3 месяца назад

      Same here. I’m 50 but it’s never too late & we’re here taking notes. I had to google the 529 & ROI. Bless my heart🫢🤫Now let’s see what we’re going to do with AO’s great information💪🏽

    • @lajuanaadams9816
      @lajuanaadams9816 Месяц назад

      Thank u Anthony they don't teach this in school

  • @jasonlewis3875
    @jasonlewis3875 3 месяца назад +8

    I’m tired of living from pay check to paycheck

  • @jaxell4832
    @jaxell4832 3 месяца назад +2

    Come on sir!!! 👏. Talk to us sir. You are definitely a great blessing. I'm a Christian too and all my life I've been taught to give, give, give but never how to save! No one ever said anything about how to save in order to GIVE. I was only taught that money was evil and not to "chase money". I bless God for people like you who are showing us all (not just Christians) the basic principles of saving money and also teaching us that money isn't in fact evil but it's depending on how you manage your money.🎉

  • @KBTV904
    @KBTV904 3 месяца назад +4

    The FIRST 5 minutes I subscribed. Yesss Lord we have to pay the Lord ❤ this is the first rule to becoming financially free 🎉

  • @dc1741
    @dc1741 2 месяца назад +1

    Great message, young man. Just turned 63 and retired unexpectedly 15 mos ago (best 15 mos of my life so far). I didn’t really start the "pay yourself first" mode until my mid 30s. The savings portion came directly out of my monthly check and went directly into my 401k. Never saw it, so in essence, didn't miss it. 4-6% is a good start; up it a % every 1-2 yrs. I like the Roth option because there are no more taxes to contend with when you start withdrawing.

  • @brandimilliken841
    @brandimilliken841 3 месяца назад +7

    I want to not live paycheck to paycheck with everything in me. Debt is not our friend but we sometimes have to go through it to learn life’s lessons

  • @SHALYTA31
    @SHALYTA31 3 месяца назад +2

    ❤ I didn’t pay myself first, but I spent on myself first.😂 that kept me broke in late with bills, but satisfied

  • @Blessedmom24
    @Blessedmom24 3 месяца назад +7

    Thank you for this video!! I’m tired of living paycheck to paycheck!!

  • @noraweetoadamu8447
    @noraweetoadamu8447 3 месяца назад +12

    How do you pay yourself first when you have only enough to pay the bills

    • @jacquelinebenjamin6317
      @jacquelinebenjamin6317 3 месяца назад +3

      At times not enough to pay all the bills. I'm tired.

    • @SoloHittzMusic
      @SoloHittzMusic 3 месяца назад +4

      Side hustle 😎

    • @pamelalima5401
      @pamelalima5401 3 месяца назад +6

      Cut expenses and make some extra money even is selling things you don’t use anymore

  • @RosasResources
    @RosasResources 3 месяца назад

    Ty for this help.

  • @nicolelockhart6056
    @nicolelockhart6056 3 месяца назад +1

    I’m ready!!!

  • @nicolewimbish3253
    @nicolewimbish3253 3 месяца назад +1

    Thank you. Anthony.

  • @CKdubM901904
    @CKdubM901904 3 месяца назад +1

    I'M READY!

  • @nicolelockhart6056
    @nicolelockhart6056 3 месяца назад +1

    Watching replay from Birmingham, AL!!!

  • @user-lm9sy9jp8c
    @user-lm9sy9jp8c 3 месяца назад +2

    Watching from TN

  • @kelleikellei9313
    @kelleikellei9313 3 месяца назад +1

    Watching from Huntsville, Al.

  • @sdg4883
    @sdg4883 3 месяца назад

    I'm ready.

  • @candacejohnson5908
    @candacejohnson5908 3 месяца назад +4

    You are speaking my love language. I am here for what you say, Mr. O'Neal.

  • @prettydiamonds2343
    @prettydiamonds2343 2 месяца назад

    I haven't gotten anything back but owed for the past 2 years, small amounts but still. I have gotten raises, praise God. My check goes
    IRS
    TITHES
    MORTGAGE, EVERYONE ELSE, THEN ME...😢
    Now its IRS, cant help that, TITHES, ME then everything else.
    SO GRATEFUL YOU'RE WALKING IN YOUR PURPOSE AND DIDN'T END THINGS ✝️🙏🏿💜

  • @nourtoday
    @nourtoday 3 месяца назад +1

    I'm so thankful for you. your are honest. I look forward to learning from you. again thanks so much ❤

  • @johnnieking9459
    @johnnieking9459 3 месяца назад

    Preach AOb. Amen

  • @andreaowens5631
    @andreaowens5631 3 месяца назад +7

    Wow this is good teaching. Thank you so much, you are so right.

  • @irismartin6905
    @irismartin6905 3 месяца назад +2

    Yes this the video right here.

  • @dgranger9288
    @dgranger9288 3 месяца назад +11

    Thank you for your honest take on finance and being open about your past mistakes God Bless you👍

  • @juanitahaizlip2916
    @juanitahaizlip2916 3 месяца назад +4

    Great information. Fear will no longer hold me in bondage of learning, accepting and putting action into me getting my finances in order. I am so glad I found your channel.

  • @msnkjm9048
    @msnkjm9048 3 месяца назад

    Watching from San Diego

  • @latoyasmith8022
    @latoyasmith8022 3 месяца назад

    Im ready

  • @synamonm6371
    @synamonm6371 3 месяца назад +2

    San Antonio TX!

  • @amyduhon6978
    @amyduhon6978 3 месяца назад +5

    I hit the thumbs up 👍 before I started listening to your video. So glad you did not take your life. God Bless You! 🙏🏾👍🙌

  • @savedwomen_
    @savedwomen_ 3 месяца назад +2

    I needed to hear this. Thank you so much for being effective and diligent in your work.

  • @larettaadams1866
    @larettaadams1866 3 месяца назад +2

    You are sharing valuable information. THANK YOU. THANK YOU!!!!!

  • @jackieferrarimusic
    @jackieferrarimusic 3 месяца назад

    I’m loving these more raw and unedited videos!

  • @alesiasled4253
    @alesiasled4253 3 месяца назад +1

    Go Ahead

  • @lilianalorck5266
    @lilianalorck5266 3 месяца назад

    By the way, I love all your videos! You are so wonderful to share your experience n knowledge. It’s greatly appreciated! May God continue to bless you. 😊

  • @grayandislay7863
    @grayandislay7863 2 месяца назад

    You're talking right, Anthony. I do not plan on being a burden on my son.🙏🏽🙏🏽🙏🏽

  • @bessiewright2235
    @bessiewright2235 3 месяца назад

    Great content!!!

  • @michaelbryant3434
    @michaelbryant3434 3 месяца назад +1

    Real talk.

  • @yogavibeswithjessie4433
    @yogavibeswithjessie4433 2 месяца назад

    Thank you for your message. I wish you success and nothing less

  • @AllWayzAwn
    @AllWayzAwn 3 месяца назад

    READY

  • @deloreswilliams3429
    @deloreswilliams3429 3 месяца назад

    Chi town. Ready.

  • @arienfox
    @arienfox 3 месяца назад

    Keep teaching the TRUTH Anthony I'm proud of You 👏🎉

  • @user-bl8cu6in2b
    @user-bl8cu6in2b 3 месяца назад +1

    Maaaan you opened my head of all the nothing 💩 I've been buying just to feel lil better than when I didn't have these things I THANK YOU FOR YOU TIME OF WORDS YOU'VE SHARED. IM SEARCHING ALL THIS TALK YOUR SHARING CAUSE I NEED THIS CONVERSATION YOUR SPEAKING IM TIRED OF GOING IN CIRCLES WITH NO FINANCIAL FUTURE GROWTH. PLEASE HELP ME INVEST CORRECTLY?

  • @bernardedwards5604
    @bernardedwards5604 3 месяца назад

    Anthony Anthony Anthony between the eyes!!!!!😢 thx

  • @esthervanderpuye5465
    @esthervanderpuye5465 3 месяца назад +3

    High yield savings the best compound interest 👍👍👍

  • @marlansmith5670
    @marlansmith5670 2 месяца назад

    Good information

  • @darlenelogan9368
    @darlenelogan9368 3 месяца назад

    Tune in from NC Darlene

  • @jeanettewilliams4448
    @jeanettewilliams4448 3 месяца назад

    Amen Anthony just did my taxes I'm not sure how it happened for me but I got back exactly what you said without realizing it I got back $146 from Federal and State so I was getting throughout the year. God was looking out for me because I've been trying to get it down to this for years.

  • @lynnrussell8582
    @lynnrussell8582 3 месяца назад

    Ready

  • @perfectlymprfct
    @perfectlymprfct 3 месяца назад

    San Antonio Texas ❤

  • @SC-es6nj
    @SC-es6nj 3 месяца назад

    I’m working on Financial freedom
    Thank you

  • @pamelalima5401
    @pamelalima5401 3 месяца назад +1

    Be a godly man is your best asset

  • @SC-es6nj
    @SC-es6nj 3 месяца назад

    No
    I’m working on it

  • @laurajohnson8489
    @laurajohnson8489 3 месяца назад

    Ready!

  • @carolynjones6896
    @carolynjones6896 3 месяца назад

    Ready NC

  • @lisamagruder8672
    @lisamagruder8672 3 месяца назад

    Making too much sense! And the crazy part is I used to feel validated because I would say well at least my bills are paid I'm broke, but my bills are paid that is absolute craziness. Now I pay myself first and everybody's second.

  • @memyselfirenejones9397
    @memyselfirenejones9397 3 месяца назад

    You told no lies 💯

  • @sunrise973
    @sunrise973 3 месяца назад

    Yes, it make since.

  • @bnepaul9268
    @bnepaul9268 2 месяца назад

    It make a lot of sense to me

  • @josephlindsay7874
    @josephlindsay7874 2 месяца назад +1

    👍🏾 this is 💯

  • @missnya4368
    @missnya4368 2 месяца назад

    I am tired of not having financial freedom!!

  • @elijahjean8119
    @elijahjean8119 3 месяца назад

    IM TRIED!!!!!!!

  • @jenjenloves4558
    @jenjenloves4558 3 месяца назад

    Preach ❤

  • @aviswilson4037
    @aviswilson4037 3 месяца назад

    I'm ready

  • @kellypreston9366
    @kellypreston9366 3 месяца назад +1

    The reality is that most of us have to put ourselves last so we have a roof over your head/food on your table, keep your car so you can get to work.

  • @kishat24
    @kishat24 3 месяца назад +1

    Hi, where is the information on the high yielding savings account

  • @tinaphilt2228
    @tinaphilt2228 3 месяца назад +1

    100 yes

  • @quisrealtalk263
    @quisrealtalk263 3 месяца назад +1

    How much should we (percentage) should we look to pay ourselves first

  • @27neshawn
    @27neshawn 3 месяца назад

    Im ready & tired

  • @bessiewright2235
    @bessiewright2235 3 месяца назад +1

    Sunny 😎 SC

  • @lashundagreen3966
    @lashundagreen3966 3 месяца назад

    Yes

  • @kimberlieobanner7303
    @kimberlieobanner7303 2 месяца назад

    This makes sense

  • @torantiebigsharks8743
    @torantiebigsharks8743 3 месяца назад +1

    This live was rare my guy please bust this down into shorts

  • @michaelbryant3434
    @michaelbryant3434 3 месяца назад

    Mike from Ks.

  • @charmaine7268
    @charmaine7268 2 месяца назад

    Preach!

  • @RayRom1797
    @RayRom1797 3 месяца назад +1

    Where's the link to the High yield savings account?

  • @Luvbug0347
    @Luvbug0347 3 месяца назад

    Love from Key West! 🏝️
    Would you say investing in yourself would be 20% biweekly?

  • @andrewwilliama9216
    @andrewwilliama9216 3 месяца назад

    Bolton Ms

  • @mekj663
    @mekj663 2 месяца назад

    My grandma said pay yourself, give to God then pay everyone else from what is left. Then she learned about investing and she included that after God.

  • @jdsithole
    @jdsithole 3 месяца назад

    Currently set up $100 automatically twice per month I to SoFi. Will increase as I pay off other debt!!

  • @user-yv4yd5ks2z
    @user-yv4yd5ks2z 3 месяца назад +1

    how can we be grown enough to know better than to be thinking the way we be thinking?
    dont wait too long ,now that we know it becomes our fault if we dont listen, right?

  • @maritzadudley2365
    @maritzadudley2365 3 месяца назад

    I do what do you recommend

  • @abimbolasaka6173
    @abimbolasaka6173 3 месяца назад

    Yes, high savings accounts

  • @DIVERSEMUSICBRAND
    @DIVERSEMUSICBRAND 2 месяца назад

    PREACH 💪🏾💯🥂

  • @lisamitchell4575
    @lisamitchell4575 3 месяца назад +1

    I’m TIRED!

  • @shamicacoleman209
    @shamicacoleman209 3 месяца назад

    I’m not sure

  • @lynnrussell8582
    @lynnrussell8582 3 месяца назад

    Oh.

  • @aleciadaniels7375
    @aleciadaniels7375 3 месяца назад +1

    I'm tried

  • @janetgomez4145
    @janetgomez4145 Месяц назад

    I’m tired of living without goals 😢

  • @smoothblaze9563
    @smoothblaze9563 3 месяца назад

    No!

  • @allison9008
    @allison9008 3 месяца назад

    No Just regular savings

  • @victoriahudlun3536
    @victoriahudlun3536 3 месяца назад

    I AM BEYOND TIRED

  • @brendadeleveaux5600
    @brendadeleveaux5600 20 дней назад

    Do you offer to International clienrs.

  • @shandleeanderson8833
    @shandleeanderson8833 3 месяца назад

    Yes i'm tired i like the concept of paying myself

  • @lilianalorck5266
    @lilianalorck5266 3 месяца назад

    Anthony, I tried the link for the High Yield savings account ,received error message saying no longer valid check with person who referred. 🤷‍♀️