Home savings account | Buying my first home in Finland
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- Опубликовано: 8 сен 2024
- The plan to start saving to buy a home in Finland began in 2019. At the time, I was not sure yet if I would be staying in Finland or not.
In this video, I share why I decided to open a home savings account in Finland and explain a little bit more about what exactly this account is and why you may consider having one too.
xx Jade
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Nowadays the savings account gives you 1% interest + 4% extra interest for the first calendar year and successive 5 calendar years of saving. The extra interest will only be realized when getting the home savings loan. So the extra interest will be 'invisibly' accrued in the background and won't be seen in your balance at any point. Nordea at least doesn't show the extra interest in any way!
Thank you for sharing this Tundral TV ❤ !! Yes, I actually don't remember the percentages exactly but they did seem higher than usual. I had my home savings account with S-Pankki and at least they did show the amount of interest you have accrued thanks to your savings - but just on a yearly basis (so at the end of every year they would deposit you that interest to your account and you would be able to see it) 😊
Good video. Nice to learn more about this topic. I didn't know these things, even though I'm Finnish 🙃
Omg thank youuu!!! ❤ It is so nice to see that there are always new things one can learn 😊 Sometimes when I go to Mexico I also learn new things that I guess people would otherwise know but I don't 😂 It's funny..
مرحبا هل انت فلندية ام مقيمة
Thank you for hearing you experience
You are very detailed and not boring. You should do a video on comparing politics in Finland and Mexico.
Diferencia abismal me imagino. 😂
Omg, thank you so so much Paul! 😊 I actually had never thought about making a politics video but now that you mentioned it... I did find A LOT to say!! I will definitely put it in my list of videos to do 👌
Thanks for great content and your effort to create this educational content about purchasing a home in Finland. I would like to add that in Finland you do not buy the home or house, instead you buy the shares to the housing company that is formed of all the home/unit owners. So, in otherwords, this is very typical to Finland only and the system here is not a condo comparable as you do not own anything physical, like the walls etc. nstead you own the right to occupy. When you sell your home/unit, you actually sell these shares of the housing company that gives you the right to occupy a certain unit.
Hola 👋😃 me gustó mucho tu video. Es toda la información que necesitaba. Muchas gracias
Saludos desde Turku 👋😃
This is a great Content
Thank you, I am happy you liked it!! 😊
@@Jadeziii still waiting for update on your new home or new content 👍
can we get a home or apartment in 30 to 50 thousand euros in Finland? like on cash no loan or mortgage?
How much is home price
The price depends on the area, type of house, the size of the house, the year of construction and the state of the renovations that have been done - so it is hard to tell. 😅
any real website for buying real estate in Finland
Is it TRUE that to Open ASP Account like Spanky. You should know how to speak in Finnish? Wat about you were just new say 3-6 months Expat.