Differences between NEFT, RTGS & IMPS in Tamil | Best fund transfer methods | payment systems

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  • Опубликовано: 8 сен 2024

Комментарии • 92

  • @ramesht1707
    @ramesht1707 2 года назад +5

    Excellent explain,congratulations brother.

  • @kanchanan8283
    @kanchanan8283 Год назад +3

    Superb Explanation bro

    • @SMEDUTALK
      @SMEDUTALK  Год назад

      Thank you so much Sis🙂

  • @Habibulla.M
    @Habibulla.M 2 года назад +3

    மிகவும் பயனுள்ள பதிவு

    • @SMEDUTALK
      @SMEDUTALK  2 года назад +2

      உங்களுக்கு பயன்பட்டதில் மகிழ்ச்சி!

  • @vinothsuper5402
    @vinothsuper5402 7 месяцев назад +1

    நன்றிகள் தோழா.

    • @SMEDUTALK
      @SMEDUTALK  7 месяцев назад

      மகிழ்ச்சி!

  • @thangapandiyan4017
    @thangapandiyan4017 2 месяца назад

    Semma Explanation 👍

  • @pavithiranpn9667
    @pavithiranpn9667 2 года назад +2

    Vera level bro neenga

  • @RevolutionofTamilnadu.
    @RevolutionofTamilnadu. Год назад

    Very super sir excellent. Thankyou sir. Great job.

  • @GanesanSeetharaman-w3u
    @GanesanSeetharaman-w3u Месяц назад

    Thanks

  • @vishwanathanvishwanathan1224
    @vishwanathanvishwanathan1224 Год назад

    Very nice explanation sir. Thank you.

  • @gsa910_
    @gsa910_ 3 месяца назад

    Super detailed explan

    • @SMEDUTALK
      @SMEDUTALK  3 месяца назад

      Glad you liked it

  • @arulsamy9767
    @arulsamy9767 Год назад +1

    excellent.

  • @dinaa7984
    @dinaa7984 4 месяца назад

    Super Nanba

  • @deepakkumar-dd7kv
    @deepakkumar-dd7kv 2 года назад +1

    Nice bro

  • @kavithadinesh7103
    @kavithadinesh7103 2 года назад

    Super explanation 🙏

  • @sakthivigneshp7506
    @sakthivigneshp7506 Год назад +1

    Super

  • @jokerlee7584
    @jokerlee7584 2 года назад

    Great Job👏👏👏

  • @rajasenthilkumarrsk7899
    @rajasenthilkumarrsk7899 11 месяцев назад

    Nice

  • @pankajam.rramalingam3865
    @pankajam.rramalingam3865 2 года назад +1

    Even for online fund transfer banks charge some 11 rupees or so

    • @SMEDUTALK
      @SMEDUTALK  2 года назад

      I told this in the video itself. We shall either complain or wait for the transition period to make it free completely.

  • @veeramani.r3060
    @veeramani.r3060 Год назад

    NEFT RTGS very slow 5 hours aguthu salary credit aahavery very slow

  • @Meditation003
    @Meditation003 Год назад

    super.bro

  • @whynot7786
    @whynot7786 2 года назад +1

    RTGS vandhu same branch of bank ku mattum dhaan money transfer panamudouma ...!!! BRO ..
    Another bank ku money transfer panamudouma...????

    • @whynot7786
      @whynot7786 2 года назад

      Please reply meee

    • @SMEDUTALK
      @SMEDUTALK  2 года назад

      RTGS allows a person to transfer money from one account to another within the same bank or in a different bank, provided both banks are RTGS-enabled.

  • @g.prakashgp6917
    @g.prakashgp6917 2 года назад +1

    NEFT இதன் மூலம் 24 மணி நேரமும் ட்ரான்ஸ்லேஷன் செய்ய முடியுமா அல்லது டைமிங் காலை முதல் மாலை வரை

    • @SMEDUTALK
      @SMEDUTALK  2 года назад +1

      You can do NEFT transaction 24x7.

    • @dubbakar6147
      @dubbakar6147 2 года назад

      On line la transtion charge unda 10000

  • @seshadrinadadur1071
    @seshadrinadadur1071 23 дня назад

    what is GST AMOUNT FOR TRANFER 5000/- TO ANOTHER PERSON AND ANOTHER BANK

    • @SMEDUTALK
      @SMEDUTALK  23 дня назад

      Please watch the video around 5 min.

  • @sty-o3r
    @sty-o3r Год назад

    Online transaction kum charges applicable..For all payment mode

  • @jamesbond-go2yx
    @jamesbond-go2yx 2 года назад

    Bro enga vidu adamanathala iruku engaluku therinjavanga kitta vechitu irukom adhu muzhuga pothu antha patharam vera engayachu vechi antha kadana adaika mudiyuma sollunga emergency

    • @SMEDUTALK
      @SMEDUTALK  2 года назад +1

      வீட்டுப்பத்திரம் உங்கள் கையில் இருந்து, எந்த வில்லங்கமும் இல்லாமல் இருந்தால், அதை வங்கியில் வைத்து அடமானக் கடன் (MORTGAGE LOAN) வாங்கலாம்.

  • @saisaranya1819
    @saisaranya1819 2 года назад +1

    Imps method la ore time la tha, transcation pannanuma sago, or minimum eavlo time transcation panlam

    • @SMEDUTALK
      @SMEDUTALK  2 года назад +1

      There is no transaction limit per day for IMPS transactions.

    • @munuswamy2716
      @munuswamy2716 6 месяцев назад

      Can we able to transfer 5 lakh above in IMPS?? It will differ from bank to bank???? Pls ans me

  • @saranvlog5810
    @saranvlog5810 Год назад

    Bro i need to transfer 1lak in imps means how much GST Applicable???? I saw 18% but if 18%of 1lak means it's around 18k it's too much bro...plz help me to get clarity about this...plz reply.. waiting for Reply soon bro

    • @SMEDUTALK
      @SMEDUTALK  Год назад

      Banks levy the charge for customers using IMPS transactions. However, certain banks offer IMPS free of cost depending on the type of account held by the customers or using IMPS via Internet banking.
      GST is levied for the service charge, not for the amount you transfer.
      For example, If Rs.4 service charge (as per SBI) is charged for Rs.1,00,000, then its GST (18%) is 18% of Rs.4, not 18% of Rs.1,00,000.

  • @Mahasandyyyy
    @Mahasandyyyy Год назад

    Bro ennaku some amount credit agiruku. Check panni patha neft kamikuthu.
    Enna bro pandrathu use pannalama

    • @SMEDUTALK
      @SMEDUTALK  Год назад

      அது தவறாக CREDIT செய்யப்பட்ட பணமாக இருந்தால், வங்கி அதிகாரிகள் உங்களிடம் இருந்து பணத்தை திருப்பி கேட்பார்கள்.

  • @biggbosstamil5702
    @biggbosstamil5702 Год назад +1

    Adhaar and bank account link pandrathuku evlo naal mam aagum???

    • @SMEDUTALK
      @SMEDUTALK  Год назад

      Account holders can link Aadhaar card with bank accounts both online and offline. You can link your Aadhaar Card to your bank account online within few minutes either through the bank’s mobile application or through internet banking.

    • @biggbosstamil5702
      @biggbosstamil5702 Год назад

      @@SMEDUTALK naa pona monday(6.2.23) annaki IOB bank la poitu adhaar card bank account kuda link panna bro
      Ippo uidai website la poi patha your bank your aadhar is not linked to a bank nu kattuthu..

    • @SMEDUTALK
      @SMEDUTALK  Год назад

      @@biggbosstamil5702 Ask your bank. They might not have linked.

  • @karthickm4222
    @karthickm4222 Год назад

    How to create IMPS number. Pls reply bro

    • @SMEDUTALK
      @SMEDUTALK  Год назад

      IMPS is not like UPI. It doesn't have any number. You have to transfer the amount by Net banking in IMPS.

  • @sivadass6838
    @sivadass6838 9 месяцев назад

    Bro, naa 2 days ku munnadi net banking open pannunen beneficiary add panni 1 day ku melaum agitu ipo naa imps use panni 2 Lakhs amount send panna mudiuma

    • @SMEDUTALK
      @SMEDUTALK  9 месяцев назад

      சாத்தியம். ஆனால், பல வங்கிகள் IMPS மூலம் முதல் முறையாக 2 லட்சத்திற்கு பரிவர்த்தனை செய்ய அனுமதிப்பதில்லை. எனவே, உங்களுடைய வங்கி அனுமதிக்கிறதா என்பதை சரிபார்க்கவும்.

  • @sarathvelsakthivel4083
    @sarathvelsakthivel4083 2 года назад

    Bro what is the GST amount bro, if I'm transferring 5L in NEFT OR RTGS what is the service charges and also how much the GST cost ???

    • @SMEDUTALK
      @SMEDUTALK  2 года назад +1

      Approximately 25+5 (varies bank to bank).

    • @sibinantony1473
      @sibinantony1473 2 года назад

      Hi if we transfer 5 l in a days means any IT problems happen ?

    • @sarathvelsakthivel4083
      @sarathvelsakthivel4083 2 года назад

      @@SMEDUTALK ok thank bro. 🔥🔥

    • @SMEDUTALK
      @SMEDUTALK  2 года назад

      Whatever you transfer is accountable. So, no issues. But, if you deposit more than 10 lakhs as cash at a time, bank officials will ask you the source of fund.

    • @SMEDUTALK
      @SMEDUTALK  2 года назад

      @@sarathvelsakthivel4083 My pleasure

  • @munuswamy2716
    @munuswamy2716 6 месяцев назад

    Imps can b able to send 5 lakh above???? Pls reply me bro am in problem pls reply me immediately

    • @SMEDUTALK
      @SMEDUTALK  6 месяцев назад

      The maximum transfer limit of funds through IMPS is Rs. 5 lakh. However, it may vary from bank to bank. Please check your bank.

  • @lala_heart_nikkala
    @lala_heart_nikkala Год назад

    Neft la money namma account evlo neradhula credit aagum sir?? Mrng sent pannaga ennodo relation innum panam varala ketta bank la delay soldranga 24 hr la varum vera soldranga unmaiya varuma pls tell me??? Mrng send panni mid nit aachi adhan kekuren sir??

    • @SMEDUTALK
      @SMEDUTALK  Год назад

      Neft la money namma account evlo neradhula credit aagum sir??
      2 hours
      Mrng sent pannaga ennodo relation innum panam varala ketta bank la delay soldranga 24 hr la varum vera soldranga unmaiya varuma pls tell me??? Mrng send panni mid nit aachi adhan kekuren sir??
      It'll come, don't worry.

    • @lala_heart_nikkala
      @lala_heart_nikkala Год назад

      @@SMEDUTALK sunday money varadha sir??

    • @SMEDUTALK
      @SMEDUTALK  Год назад

      Sunday is also working day for NEFT.
      In case your account is not credited with the amounts, you can inform your concerned bank and they could take up the issue.
      If the account number is wrong, the amount is transferred to a person who belongs to that account number.
      It is important that you always check the IFSC Code before transferring. If there is a problem in the IFSC Code the amount would come unreturned.
      The other probability why the amount is not credited to the beneficiary would include reasons such as a case where a bank has froze the account for a variety of reasons. In case you have paid the bank they may proceed to also refund the charges. That however, you should check with the bank.
      In case the amount is not credited and there is a dispute you can always write to the Reserve Bank of India under the banking ombudsman. That can be done online, though there is unlikely to be any complaints of non crediting of NEFT as problems are generally resolved.

  • @ManjuManju-ni6di
    @ManjuManju-ni6di 6 месяцев назад

    Gst. Avlovu sar

  • @vigneshr693
    @vigneshr693 Год назад

    IMPS la how much charges in online transcation

    • @SMEDUTALK
      @SMEDUTALK  Год назад

      The charges are vary from bank to bank under various slabs. Watch the video for complete details.

  • @adhu765
    @adhu765 Год назад

    Hi sir oru doubt

  • @mithun2329
    @mithun2329 Год назад

    Neft transfer panna evalo days Sir agum namba account ku credit aga

    • @SMEDUTALK
      @SMEDUTALK  Год назад

      Max. 2 hours

    • @tharanim4061
      @tharanim4061 Год назад

      2 hours agium innum tranfer agalai ah eapdi check pannarathu

    • @SMEDUTALK
      @SMEDUTALK  Год назад

      @@tharanim4061 Check the account balance

  • @bharathi.r3183
    @bharathi.r3183 Год назад

    Any changes? Now update

  • @balugkkl6216
    @balugkkl6216 Год назад

    Thanks