Best Credit Cards 2024 || Best Credit Cards - Category Wise

Поделиться
HTML-код
  • Опубликовано: 29 дек 2023
  • Join India's #1 Finance Community : bekifaayati.co/
    ===============================================================================
    Follow our channels (bekifaayati) on
    Instagram: / bekifaayati ​​
    Facebook: / kifaayati​​
    Linkedin: /
    Twitter: / bekifaayati​
    #bestcreditcard2024 #bestcreditcard #bestcreditcards
    ===============================================================================
    We Simply the World of Personal Finance!
    Subscribe Our Channel to Uncomplicate Your Financial Life
    / bekifaayati

Комментарии • 255

  • @EFAEducationforAll
    @EFAEducationforAll 6 месяцев назад +227

    I thought you guys were planning to quit youtube

  • @kautilyapratapsingh
    @kautilyapratapsingh 6 месяцев назад +13

    I think Axis atlas is better travel card in terms of rewards as edge miles

  • @poojathakur3056
    @poojathakur3056 5 месяцев назад +1

    Amazing work & Amazing video 👏👏.

  • @harshboghawala9691
    @harshboghawala9691 6 месяцев назад +6

    Where can we get the excel model to get personalised card suggestion?

  • @asgaralisiddiqui4047
    @asgaralisiddiqui4047 6 месяцев назад +2

    Fantastic fabulous 😍🤩😍🤩 and outstanding performance 💪💪😎👍

  • @mr.chaubey
    @mr.chaubey 6 месяцев назад +17

    Can you please share the excel sheet

  • @chakshu_d1
    @chakshu_d1 6 месяцев назад +2

    Great Information! Is it possible to get the excel model?

  • @kaustuvity
    @kaustuvity 6 месяцев назад +19

    SBI employees themselves have said that this card is just a marketing tool and that they are not giving this to anyone anymore. This was said to me last December 2022

    • @agnivdebnath6584
      @agnivdebnath6584 5 месяцев назад +1

      😂 I'm using it for 1 year 4months ... still now my favourite

  • @soumabhabasu5429
    @soumabhabasu5429 6 месяцев назад +3

    Wait.a bit of misleading info.Where did you get the annual fee equivalent voucher information for axis magnus? Only welcome benefit that is on joining fees.This card is absolutely senseless on a 25lpa spend criteria for annual fee waiver.Changes the whole equation and benefits.

  • @KaushikManani
    @KaushikManani 5 месяцев назад +1

    Thanks for sharing this information. Much appreciated ❤

  • @dec0yofficial457
    @dec0yofficial457 6 месяцев назад +17

    IDFC First select or wealth cc is very hard to get than amazon pay icici cc, but in general spends amazon pay icici have better cashback. Except for SBI Cashback, all other cards are of premium category.

    • @Mr_Reminder
      @Mr_Reminder 6 месяцев назад

      Icci Amazon cc me normal spend me kitna reward points ata hai

    • @agnivdebnath6584
      @agnivdebnath6584 5 месяцев назад

      Rs 1 ​@@Mr_Reminder

    • @agnivdebnath6584
      @agnivdebnath6584 5 месяцев назад

      1% cashback as Amazon pay balance

    • @chirag11142
      @chirag11142 5 месяцев назад +1

      Free me Mila select 😂

    • @dec0yofficial457
      @dec0yofficial457 5 месяцев назад

      Congratulations@@chirag11142

  • @devops_scholar
    @devops_scholar 5 месяцев назад +2

    @bekifaayati - you not specifying about the UPI card - which are lifetime free & comes with nice cashback & UPI facility -which is too good - example Yesbank UPI card & other UPI card

  • @satishpatro
    @satishpatro 4 месяца назад +1

    SBI cashback CC doesn't give rewards for flight booking. So, many hidden charges. For few payment gateway category in IRCTC don't give cashback. Too complex

  • @aidenseiyth
    @aidenseiyth 4 месяца назад

    That was really informative, Thanks but , but i have seen you before, And why Aashish name come in my mind when i see you ? 🤔

  • @makofficial7730
    @makofficial7730 5 месяцев назад

    Hi, is there any ICICI credit card for under 21 years old individual?....also a salaried employ?

  • @lakshaykumar1427
    @lakshaykumar1427 6 месяцев назад

    Please make a video on PHYSICAL / PLASTIC CARD and VIRTUAL CARD (CREDIT CARD)

  • @amritlal1434
    @amritlal1434 6 месяцев назад

    Thanks Mam this information

  • @gouthamr
    @gouthamr 5 месяцев назад +7

    SBI cashback provides very low limit compared to all other cards

  • @letstechin5687
    @letstechin5687 5 месяцев назад +1

    You didn't tell Fee/charges for the HDFC Infnina Credit card?

  • @rdb7390
    @rdb7390 2 месяца назад

    Best credit card for rent payment. Can you please suggest?

  • @danushuy
    @danushuy 5 месяцев назад

    Idfc has also added a minimum amount spend to avail lounge access 😮

  • @atharva5757
    @atharva5757 6 месяцев назад

    I was early looking for this video

  • @sahilsethii
    @sahilsethii 6 месяцев назад

    You're the best❤️🥳

  • @jigjagraj
    @jigjagraj 6 месяцев назад +1

    hi
    please suggest a best cashback card
    mostly spending is offline (like groceries at departmental stores, merchant POS swipes, upi payments, and bills and online recharges, online train tickets, movie tickets)
    suggest only one card for all of above spends.
    not possible suggest two specific cards
    Thank you...!

    • @agnivdebnath6584
      @agnivdebnath6584 5 месяцев назад

      If you say only one card then I'll say axis ace only

  • @manishsharma1834
    @manishsharma1834 6 месяцев назад +3

    I have HDFC Infinia credit card but to upgrade it to metal is costly as annual fees is high in metal where existing Infinia is free of cost to me..?

    • @mikes3637
      @mikes3637 3 месяца назад

      Kaise mila bhai! meri you salary bhi hai eligible but fir bhi nai milea

    • @manishsharma1834
      @manishsharma1834 3 месяца назад

      That's because I have been using hdfc entry level card many years ago and eventually get this by upgrading it every year. So

  • @mangaloreanvlogger
    @mangaloreanvlogger 4 месяца назад +1

    2INR is debited for availing free airport lounge access with Visa credit card. What is the amount deductible on availing free lounge access using Master Card, American Express, and Rupay credit cards?

    • @zeeshansheikh7296
      @zeeshansheikh7296 4 месяца назад +2

      25 on mastercard and 2 on rupay all are refundable

  • @GvVv-vl9fc
    @GvVv-vl9fc 6 месяцев назад

    nice atm card 👍and you also😎

  • @RPS-iw4ci
    @RPS-iw4ci 6 месяцев назад +2

    Very important video

  • @AdityaSharma-vn2cl
    @AdityaSharma-vn2cl 2 месяца назад

    Please also make a vedio on best premium debit cards available in India

  • @jayendraz1195
    @jayendraz1195 5 месяцев назад

    Idfc bank just collect data and do not issue card....i have very good credit rating bt they did not issue me card.....i have 3 top brand credit cards

  • @Kakashihae111
    @Kakashihae111 4 месяца назад

    500 voucher on 15000 spend
    thats like 0.033% percent cashback right on idfc ccs ?

  • @utsavsabharwal6744
    @utsavsabharwal6744 4 месяца назад +1

    HDFC Infinia - the best thing that even happened to human race.

  • @samsadalam12
    @samsadalam12 5 месяцев назад

    Excellent support

  • @diujay
    @diujay 6 месяцев назад

    Mutual fund expenses ratio kaise charge karta hai fund mein ? Agar 1 lac fund mein ho aur agar hum 50k nikal de te to charge kam ho jayega ?

    • @gemsfactz
      @gemsfactz 6 месяцев назад +1

      it charges around 0.1-2% per annum on your AUM which is deducted at everyday market close. So, suppose you have invested 100 rupees and fund's expense is 1%. They will deduct (1/365) everyday from your capital

  • @amit99911
    @amit99911 6 месяцев назад +2

    Please share the Excel

  • @AyushGupta-mr8ip
    @AyushGupta-mr8ip 6 месяцев назад

    Plz make a video on best regular savings account

    • @bekifaayati
      @bekifaayati  6 месяцев назад

      Sure, we will try to cover this in our future videos.

  • @StayAware9
    @StayAware9 6 месяцев назад +1

    Date pe apko le jane ka SOP kya hai?

  • @Radhe_krishna_121
    @Radhe_krishna_121 5 месяцев назад +1

    Don't go with icici worsted experience.
    I am in loss of 55,000 someone use my card but card was in my hand and the transaction was don in hong kong I don't know how. Even i didn't receive any otp for transition and after that i vist icici bank and ask for help they said this transaction is real and it doesn't require any otp wtf... After that i block my card and never use any credit card.
    Worst bank icici and its services. 😢

  • @George__Costanza
    @George__Costanza 6 месяцев назад

    Which credit card would give me cashback or reward points on digital subscriptions like Netflix? Kindly mention only confirmed cards! Thanks!

    • @agnivdebnath6584
      @agnivdebnath6584 5 месяцев назад +2

      No one😂 i have total 13 cards but no one for Netflix

  • @ragavv8990
    @ragavv8990 6 месяцев назад

    I don't think axis magnus gives renewal benefit. I also checked in axis Bank portal. There is no mention about renewal benefit. They only give welcome benefit. And annuall charges are waived off on 25 lakhs spends

    • @soumabhabasu5429
      @soumabhabasu5429 6 месяцев назад

      Yes.that's correct.The newly launched yes marquee is a game changer

  • @amit299kmph
    @amit299kmph 6 месяцев назад +3

    I think photo is of platinum charge card not of platinum travel credit card 🤔🤔

    • @Tell-a-Tales
      @Tell-a-Tales 4 месяца назад

      Yups thts platinum charge card which is ultra premium card

  • @pravingaikwad07
    @pravingaikwad07 4 месяца назад

    Thanks

  • @pankajkanwar8415
    @pankajkanwar8415 6 месяцев назад

    Not good compared as today every merchant prefer Rupay on their shop

  • @amankumarmishra
    @amankumarmishra 6 месяцев назад

    Best Travel Card is by IDFC Multicurrency Forex Card

  • @thevillager003
    @thevillager003 6 месяцев назад +3

    मेरा csc center है, और मुझे online payment बहुत करनी होती है, जैसे बिल भरना, फीस भरना, तो ऐसा कोई क्रेडिट कार्ड बताए जिसमें rewards मिल सके

    • @LokeshCrackerZone
      @LokeshCrackerZone 6 месяцев назад

      Axis Bank freecharge plus credit card and axis bank Airtel credit card

    • @anilkumar1653
      @anilkumar1653 3 месяца назад

      These card surely help you

  • @akks5861
    @akks5861 5 месяцев назад +1

    3:15 the screen says 2.5 LPA while you are saying 2.5 L/ month, which one is true?

    • @nilanjanray9037
      @nilanjanray9037 4 месяца назад

      2.5 lakhs per annum means if your monthly salary ₹20000 above then you are eligible

  • @user-nx7oq3qe2g
    @user-nx7oq3qe2g 6 месяцев назад

    Thanks mam

  • @AyurvedicUpchar2
    @AyurvedicUpchar2 6 месяцев назад

    Please higher pension scheme pe review video bna do is it good or would should opt it

    • @bekifaayati
      @bekifaayati  6 месяцев назад

      Sure, we will try to cover this in our future videos.

  • @SD_003
    @SD_003 5 месяцев назад

    3:10 - you mention for IDFC wealth monthly salary should be 2.5LPM but your snapshot says 2.5LPA. Which one is it?

    • @priyamroy2032
      @priyamroy2032 5 месяцев назад

      I think 2.5 lpm is true. When I applied for it my CTC was around 9 lpa. They told my CTC is below their cutoff so declined.

  • @shubhamupadhyay4801
    @shubhamupadhyay4801 6 месяцев назад +8

    IDFC first wealth credit eligibility is 36LPA and not 2.5+LPA, which is showing on their website.

    • @bekifaayati
      @bekifaayati  6 месяцев назад +1

      In the video we said 2in hand salary of 2.5 L per month 😀

    • @rahuldp2094
      @rahuldp2094 6 месяцев назад

      Go Back and recheck.... Video clearly shows 2.5+LPA(Lakhs per annum) and a good credit score@@bekifaayati

    • @amitroshan7682
      @amitroshan7682 6 месяцев назад

      It's not hard n fast rule... One of my colleague got wealth credit card with net in hand salary of 65000 per month.

  • @jmdvermaji
    @jmdvermaji 6 месяцев назад

    Nice info

  • @gyanendramaurya1796
    @gyanendramaurya1796 4 месяца назад +1

    jo bhi ye dekh raha hai chup chaap se icici amazon pay ya hdfc millenia lelo. baaki sab faaltu giri hai. and if u are that rich u would probably already know the card for you

  • @aartisaran
    @aartisaran Месяц назад

    American express platinum travel credit card redemption rate for Taj Hotel vouchers is not correct... Marriott redemption information is correct. Best is to convert to Marriott points only.

  • @santosh008i
    @santosh008i 4 месяца назад

    Which one I have to choose HDFC TATA nue plus or HDFC Business money back .

    • @nagupdates
      @nagupdates 3 месяца назад

      Business money back

  • @abheetpandey3041
    @abheetpandey3041 3 месяца назад +1

    SBI Cashback is no longer being given to customers. Most Employees of SBI have confirmed this.

    • @lazy_mrinal
      @lazy_mrinal 2 месяца назад

      Nope you're wrong. I have been asked by bank if I want to switch to SBI cashback.

  • @mukeshkumarbarnwal2011
    @mukeshkumarbarnwal2011 6 месяцев назад

    For NPS payment, which is the best one?

    • @shris1480
      @shris1480 3 месяца назад

      Icici amazon pay 1% cashback i think

  • @darshan4216
    @darshan4216 6 месяцев назад

    for me AU BANK lit card is the best

  • @praghadeeshssk
    @praghadeeshssk 3 месяца назад

    i am not able to apply for amazon icici credit card. I have been waiting for so long and still it says Im not eligible

  • @rajatmehndiratta6192
    @rajatmehndiratta6192 5 месяцев назад

    Where's the excel sheet link?????
    I couldn't find it :(

  • @diujay
    @diujay 6 месяцев назад

    Weekly SIP best or Monthly SIP best in mutual fund?
    Please make video on this topic sir

    • @bekifaayati
      @bekifaayati  6 месяцев назад +1

      Sure, we will try to cover this in our future videos

    • @diujay
      @diujay 6 месяцев назад

      @@bekifaayati thanks a lot

    • @diujay
      @diujay 6 месяцев назад

      ​@@bekifaayati also I want to know..
      Mutual fund expenses ratio kaise charge karta hai fund mein ? Agar 1 lac fund mein ho aur agar hum 50k nikal de te to charge kam ho jayega ?

    • @gemsfactz
      @gemsfactz 6 месяцев назад +1

      As per the backtest done, there is no significant difference in return in weekly or monthly SIP. Also, if you ask which date of the month is the best for SIP, there's also no difference in return in different dates

    • @diujay
      @diujay 6 месяцев назад

      @@gemsfactz thanks

  • @chikulord747
    @chikulord747 6 месяцев назад +1

    Hi I have using hdfc freedom card since 8 months with 25k limit and till now I have used 180k from it but also no upgrade offer is coming so can you help 😢

    • @bekifaayati
      @bekifaayati  6 месяцев назад

      You can wait for some more time.

    • @agnivdebnath6584
      @agnivdebnath6584 5 месяцев назад +1

      You can wait for 100 years but hdfc will not give you upgrade offer except business money back or hardly millennia (if salaried) that's it

    • @agnivdebnath6584
      @agnivdebnath6584 5 месяцев назад +1

      I'm using it for last 3 year with exact same limit of 25k

  • @sanjaykumarsahoo6384
    @sanjaykumarsahoo6384 6 месяцев назад +1

    Axis bank flipkart credit card is the best one

    • @agnivdebnath6584
      @agnivdebnath6584 5 месяцев назад

      😂😂😂 only flipkart 😂😂😂 nothing else

  • @Jit02
    @Jit02 5 месяцев назад

    which card is best for rent payment

    • @shris1480
      @shris1480 3 месяца назад

      Cashback on rent is not allowed on any card

  • @kousharg2747
    @kousharg2747 5 месяцев назад

    American express credit card send to bank account mam video banaa do konsa app use karna hai please me 💕💕💕💕

  • @zxy-xv2ct
    @zxy-xv2ct 5 месяцев назад

    Monthly salary 2.5 lack per month😢 3:12

  • @sudiptasarkar2681
    @sudiptasarkar2681 6 месяцев назад

    What is best credit card for utility bill payment?? Like rechrges electricity

    • @Yasirkhan-yj7ui
      @Yasirkhan-yj7ui 5 месяцев назад

      Airtel axis bank credit card . Upto 300 rs cash back on utilities per month.

    • @sudiptasarkar2681
      @sudiptasarkar2681 5 месяцев назад

      @@Yasirkhan-yj7ui usse jyda chaiye...like 1% v chalega lekin unlimitted chaiye

    • @PresenjeetBodh
      @PresenjeetBodh Месяц назад

      HDFC Credit card k par bill payment k liye autopay set kar do bhai .. then market me sabse credit card hai

  • @Samtabdivlogs
    @Samtabdivlogs 4 месяца назад

    Many places what you said and what is written on your presentation didn't match, so here the papa ki pari is clear winner 😅😂

  • @durshettiraghava4599
    @durshettiraghava4599 6 месяцев назад

    Please make video on AU small finance bank ltf credit card.

    • @bekifaayati
      @bekifaayati  6 месяцев назад

      Sure, we will try to cover this in our future videos

  • @prathamsoni90
    @prathamsoni90 Месяц назад

    IDFC FIRST WEALTH, you said 2-2.5+ per month, but wrote 2.5+ LPA. Please clarify its per month or per annum

  • @ayan.debnath
    @ayan.debnath 6 месяцев назад

    Pls suggest a Axis Credit Card for Online-Shopping (mostly) and Lounge Access (very few travel in a year)

  • @pratikvalera
    @pratikvalera 6 месяцев назад

    Mam please make video for best Rupay Credit Card

    • @bekifaayati
      @bekifaayati  6 месяцев назад

      ruclips.net/video/4Df-0esO2t0/видео.htmlsi=4-Ny1k9l-3S2Jxqa

  • @aryanshedge726
    @aryanshedge726 4 месяца назад

    Hi mam I want buy bike and I am search which best credit card bike worth is 70 k i am employee

  • @ntarunkumar5482
    @ntarunkumar5482 6 месяцев назад +2

    I want a credit card which is for utility bill payments

    • @amlankumardey
      @amlankumardey 3 месяца назад

      Axis Airtel hands down the best

  • @mihirclasher6307
    @mihirclasher6307 6 месяцев назад +1

    HDFC MILLENNIA LEFT THE CHAT😂

  • @hiteshnagar7847
    @hiteshnagar7847 6 месяцев назад

    Best travel card is scapia vy vy super card no joining no annual fees

  • @rohitsinghbagal2032
    @rohitsinghbagal2032 6 месяцев назад +1

    I have
    Tata neu+ RUPAY
    Hdfc iocl VISA
    SBI cashback VISA

  • @TheZackRulzzz
    @TheZackRulzzz 6 месяцев назад

    you start sentence with very high volume and then your voice go low..
    it hurt my ear.. keep your voice in straight line pls

  • @mruthyunjaya_m
    @mruthyunjaya_m 6 месяцев назад +1

    IDFC FIRST WEALTH Annual salary is 2.5+ laks not monthly salary.. 😅😅

    • @amitroshan7682
      @amitroshan7682 6 месяцев назад

      But mil jata hai luck based hai mere ek colleague ko mila last month with in hand salary of 65k

  • @vikassaini2176
    @vikassaini2176 6 месяцев назад

    You miss axis ace credit card

  • @parthh3963
    @parthh3963 4 месяца назад

    >2.5 LPA or LPM?

  • @SurendraKumar-jv1vt
    @SurendraKumar-jv1vt 6 месяцев назад +1

    Thanks mam.... you didn't left you tube

  • @rinkum4u
    @rinkum4u 6 месяцев назад

    y tata neu card is nt in the list

  • @rahulon001
    @rahulon001 5 месяцев назад

    I love my Infinia...

  • @IncognitoSahil
    @IncognitoSahil 6 месяцев назад +4

    Who are these self proclaimed experts?

  • @rajputclub2210
    @rajputclub2210 4 месяца назад

    What about RBL play credit cards

  • @pravingaikwad07
    @pravingaikwad07 4 месяца назад

    Can we get Excel sheet link ?

  • @ankurbhardwaj6398
    @ankurbhardwaj6398 6 месяцев назад

    Which is the best credit card for the online food and restaurant???

  • @kirthichinnu
    @kirthichinnu 6 месяцев назад

    Can You share that excel sheet

  • @maheshmp7339
    @maheshmp7339 4 месяца назад

    I would like to know how to redeem the cashback in sbi cashback credit card. I'm finding no option available to redeem it. Can you tell us how to redeem

    • @Vivek1Yt
      @Vivek1Yt 3 месяца назад

      Cashback amount will be adjusted for the payment of next credit card statement bill.

  • @myfamilyhouse9875
    @myfamilyhouse9875 5 месяцев назад

    Mera Aaj hi kyc Hui hai SBI pulse credit card de rahe hai

  • @aquabestindian
    @aquabestindian 6 месяцев назад

    If I book flight tickets for 30000 and hotels for 20000 from makemytrip, will I get 5% cashback (2500/-) from SBI cashback card?

    • @bekifaayati
      @bekifaayati  6 месяцев назад

      flat 10% off on booking domestic flights. This offer is only valid for SBI credit card holders. To avail this offer use coupon code MMTSBI. This offer is valid once per card per category per month

  • @irshadalam-vp2jn
    @irshadalam-vp2jn 6 месяцев назад

    What is the joining and annual fee for hdfc Infinia?

    • @bekifaayati
      @bekifaayati  6 месяцев назад

      Joining/Renewal Membership Fee - Rs. 12,500 + Applicable Taxes. On spending 10 lakhs or more in the preceding 12 months you can get renewal membership fee waived off for next year.

  • @KunalSwami
    @KunalSwami 6 месяцев назад

    Platinum Travel card ka bata rahi hai but Platinum Charge card ka photo laga hai 😕

  • @shofikulislam2552
    @shofikulislam2552 5 месяцев назад

    Aaap bohut beautiful hai pasand aaa gaya mereko 😘😘🤭🤭🤭🤭🤭🤭

  • @KoushikPaulliveandletlive
    @KoushikPaulliveandletlive 2 месяца назад

    Poor mic quality. Rest excellent.

  • @khanakbar9565
    @khanakbar9565 6 месяцев назад

    Jupiter ka new credit card ke bare mein Aapka kya Khyal hai

  • @traderzone1044
    @traderzone1044 6 месяцев назад

    First comment and like

  • @vishnuc2527
    @vishnuc2527 6 месяцев назад

    No credit card for middle class people?

  • @vardanananthu
    @vardanananthu 5 месяцев назад

    I was to check out that Xl sheet can anyone ping the link

  • @notagypsy
    @notagypsy 6 месяцев назад

    RPM acha milta hoga best credit cards par