maine bhut se video dekhi par bhut confusion hai har jagah par maine aapki credit card se rerelated videos dekhi jo clarity aapke videos me hai wo kahin nhi hai or aapke explanation se bhut kuch sikhne ko milta hai
Raat ke 2 baje hain aur ye video dekh kar mera gol gappe khane ka man ho gay, Rupay ka credit card hote hue bhi ab mujhe man maar ke sona pad raha hai😂😂
Some important thing he missed. 1. You can't use UPI of Rupay card to any type of bank account transaction. 2. Can't use for small vendor or who doesnt fall under Merchant category. 3. Only available for shopping center like jio mart, more reatails or merchant website and bill pay 4. Better to apply any govt Bank rupay card if you have savings account with the same bank. They will not change fee for card
As long as vendor has QR code card, the payment can be made. I have paid to the vegetable thela and the tailor by icici coral credit card with bhim upi.
ye normal chote shops me chalega? jaise ki jaise ki mere yaha desi bar hai aur wo beer bhi bechta hai to usko mai UPI credit card se payment kar sakta hu?
Tata har jagah product delivered nhi karta aur jyada product waha out of stock aur not delivered rahte hai par aapne jo UPI information di thank you bhai
Desh ko toh fayda hai but Citizens ko nuksan hai.. Due to more usages of Credit cards via UPI, it also causes more Debt Trap to people 😅... Log karz leke jada karcha krege but payment time pe pay nai kiya toh nuksaan hi hai.. Govt are making payment system more easy but earning system more difficult... 😅😅
Bhai, the detailed explanation you provide is mind blowing! I understand most of the present generation humans lack patience in a digital world which is moving at a very fast pace, also consider educational content as boring. However, you keep continue to give deep knowledge and NOT the surface knowledge. Thank you, appreciate your work and post similar informative videos even if it’s lengthy.
आप हर बात को बहुत अच्छे से समझाते हैं। आप की यही बात मुझे अच्छी लगती है। कि आप पूरी जानकारी अच्छे से देते हैं। जो कोई नहीं बताता इसलिए मुझे आपकी लम्बी वीडियो से कोई शिकायत नहीं है। और न ही मैं आपकी लम्बी वीडियो से बोर होता हूं।
UPI credit card payments cannot be used on small vendors. So paying for golgappas and vegetables not possible. Only possible on big shops/merchants. RBI will soon add MC and visa on UPI network. Also this low Rupay MDR caused a loss of around 5000 crore to the government. Payment council of India adviced government to roll back this low MDR fee. After sometime UPI will become chargeable. They already started charging 1.1% to select merchants. Currently taxpayers are paying for the loses.
@@tanayvijay4556 i don't know but it's an RBI rule. Can't Transferring money to small merchants under P2PM category (Small merchants with an expected inward UPI transaction less than or equal to Rs 50,000 per month are categorised as 'P2PM' by NPCI). This would include a large number of small street vendors/shops - vegetable vendors, street food vendors, chaiwallahs, etc. Also can't transfer to individual accounts using UPI credit, for example transferring to friends and family. And can't use it to make payments to any other credit card-UPI handles too. Essentially, this means that you can’t pay into some one else’s credit card via UPI using your own credit card.
Hota hai small merchants ko bhi bas unka kyc complete hona chahiye...mai abhi mere yaha chote se kirana dukan pe milk ke 27 pay krke aaya hu upi rupay credit card se.
@@shaorong2020 KYC se koi link nahi hai uska. Tumhare us kirana store wale ke paas current account hoga aur uska monthly UPI collection 50k se jyada hoga. Government website pe jakar iska guidelines pad lo khud hi.
Tks Bro, you are putting in a. lot of effort for the detailed explanation. No problems go ahead explain the way you want it. only those who skip the videos or complain about the long videos are at a loss. Good explanation. Appreciate your efforts. Thank you very much.
Mene phone pay se mechant ko payment kiya but mrchant ko 2% charge laga gaya aur wo mere se demand kar Raha hai aur age se online pmt accept nahi karega. Iska solution kya hai?
Ap knowledge dete rahiye long video hoga toh koi baat nehi hum dekhenge aj k logo ko koi dheriya nehi hai short video k piche padhe rehte hai.. isiliye scammers humlogose scam kar jate hai kam knowledge k wahjah se...
Deciplined and self control logo ke liye best hota hai credit card Puri duniya ka financial system aur banking system credit per hi chalta hai usi ki vajah se chalta hai And one more thing bro that you are explaining things the way it should be explained..... Let the video be of few hours but every minute of video is worth giving our data and time Appreciate you
आप कौन सी बैंक का कौन सा कार्ड अच्छा है और कौन सा रुपए कार्ड अच्छा है वह पूरी जानकारी दे रहे हो, लेकिन साथ में यह तो बताओ कौन सा कार्ड कितना लिमिट दे रहा है ...
Sir ji mein eek student credit score mera generate to ho gaya hai lekin mujhe cc chahiye Bina fd ke koi credit card recommend kijiye sirf credit score ke basis mein Bina income proof ke
Hello sir. The way you explain about the credit cards, benefits and disadvantages is so terrific. Very very helpful in managing my finances. Keep up the good work and many many thanks.
11:03 - The actual video starts here, if you already know RuPay & UPI..🙃
Feedback: You explain well but you drag a lot with a lot of examples..😴
thanks bro
Thank you
Thanks bro
2X Speed mai dekho bhai
Thanks❤
maine bhut se video dekhi par bhut confusion hai har jagah par maine aapki credit card se rerelated videos dekhi jo clarity aapke videos me hai wo kahin nhi hai or aapke explanation se bhut kuch sikhne ko milta hai
We are with you sir , aap bahut acche se samjhate ho , time ka no tention
Aap ke samjhaane ka andaaz jabardust hai bhai Excellent main bayaan nahi karsaktaaa 👍👍👍
Raat ke 2 baje hain aur ye video dekh kar mera gol gappe khane ka man ho gay, Rupay ka credit card hote hue bhi ab mujhe man maar ke sona pad raha hai😂😂
😂
Some important thing he missed.
1. You can't use UPI of Rupay card to any type of bank account transaction.
2. Can't use for small vendor or who doesnt fall under Merchant category.
3. Only available for shopping center like jio mart, more reatails or merchant website and bill pay
4. Better to apply any govt Bank rupay card if you have savings account with the same bank. They will not change fee for card
How do i know sir whether the opponent has a merchant account or not when i transfer him money?
As long as vendor has QR code card, the payment can be made. I have paid to the vegetable thela and the tailor by icici coral credit card with bhim upi.
@@keshshar so i won't be charged anything for doing payment to QR codes ?
ye normal chote shops me chalega? jaise ki jaise ki mere yaha desi bar hai aur wo beer bhi bechta hai to usko mai UPI credit card se payment kar sakta hu?
@@krishnav891 You can't pay to any QR through Credit card - -UPI but only requirement is that QR code holder should be a registered merchant .
अति उत्तम ज्ञान वितरण प्रतिभा श्रीमान,, धन्यवाद
Small correction Sir 1.15 Rupay visa are networks and not payment gateway
Gateway eg : payu billdesk etc
Correct
Tata har jagah product delivered nhi karta aur jyada product waha out of stock aur not delivered rahte hai par aapne jo UPI information di thank you bhai
Ekdam shi ho aap, detail mai he samjhaya karo tbhi acche se smjh mai aata h. And thank you so much
Literally one of the best video by xy axis education on Rupay credit cards topic. He explained in a very detailed way.
Desh ko toh fayda hai but Citizens ko nuksan hai.. Due to more usages of Credit cards via UPI, it also causes more Debt Trap to people 😅... Log karz leke jada karcha krege but payment time pe pay nai kiya toh nuksaan hi hai.. Govt are making payment system more easy but earning system more difficult... 😅😅
But only 2% are those or 2% of banks money only get defaulted
Well said harshit
Toh usme govt ki galati hai ya citizen ki?
Bhai itna bhi control nahi h to card lo hi mat na..
Card aise hi nahi issue ho jata bhaai🤡
First of all ur voice clarity is very transparent & easy to make understand.....2nd it's long but knowledgeable.....keep it up
Bhai, the detailed explanation you provide is mind blowing! I understand most of the present generation humans lack patience in a digital world which is moving at a very fast pace, also consider educational content as boring. However, you keep continue to give deep knowledge and NOT the surface knowledge. Thank you, appreciate your work and post similar informative videos even if it’s lengthy.
Yeah, truly appreciate the efforts he has taken🔥
Excellent information shared with full details.. Thanks brother 👍
Bahut mast sir aapne 100% sahi jankari di hain as a banking experience
Itna to pta chala sir ko gol gappe bhut pasnd hai😂
🙏please sir bahut hi achha explain karte hai thank you ❤ 👍
Aapki vidios bahut shandar hoti hai ❤❤❤❤❤
आप हर बात को बहुत अच्छे से समझाते हैं। आप की यही बात मुझे अच्छी लगती है। कि आप पूरी जानकारी अच्छे से देते हैं। जो कोई नहीं बताता इसलिए मुझे आपकी लम्बी वीडियो से कोई शिकायत नहीं है। और न ही मैं आपकी लम्बी वीडियो से बोर होता हूं।
Bhai aap video ki length badate ho par puri andar tak ki detail dete ho aese hi karte raho best hai
App ka knowledge bahut acha hay we will coperate sir 😊
Sirji aap toh kamal hi bta diye....maine 4 videoes dekhne ke baaad yaha aakr aapka effort dekha hai 👌😂
Topic starts at 11:05
Thanks
Thanks
😂
Never mind what people say about the purview of your video. Kuchh toh log kahenge. You keep doing your duty of increasing our financial knowledge.
App sahi bole sir sahi lambi ho BT puri jankari miti ha ❤👍
Thanks bhai❣️ bohot bdhiya explanation hai🔥🔥🔥
Truly bhai..you are explaining something out of topic or subjects. If summary your full video within specific topics and subject that will be better..
Apka vedio is best for other comparison utiber
Aapki video dekhne me maja ata hai knowledge bhi badhti hai aese video banate raho
Excellent video, liked it,,Keep it up
Awesome explanation sir
4:11 koi bat nahi hum apki vdo he isliye dekhte. Ki full details mile ❤
Well defined specially... Extra knowledge related to topic .
Aapka samjhane ka tarika itna kargar hai ki video🎥 me jan dal deta hai sir🎉
UPI credit card payments cannot be used on small vendors. So paying for golgappas and vegetables not possible. Only possible on big shops/merchants.
RBI will soon add MC and visa on UPI network.
Also this low Rupay MDR caused a loss of around 5000 crore to the government. Payment council of India adviced government to roll back this low MDR fee. After sometime UPI will become chargeable. They already started charging 1.1% to select merchants. Currently taxpayers are paying for the loses.
why we cannot pay to small vendors ?
@@tanayvijay4556 i don't know but it's an RBI rule. Can't Transferring money to small merchants under P2PM category (Small merchants with an expected inward UPI transaction less than or equal to Rs 50,000 per month are categorised as 'P2PM' by NPCI). This would include a large number of small street vendors/shops - vegetable vendors, street food vendors, chaiwallahs, etc.
Also can't transfer to individual accounts using UPI credit, for example transferring to friends and family. And can't use it to make payments to any other credit card-UPI handles too. Essentially, this means that you can’t pay into some one else’s credit card via UPI using your own credit card.
Hota hai small merchants ko bhi bas unka kyc complete hona chahiye...mai abhi mere yaha chote se kirana dukan pe milk ke 27 pay krke aaya hu upi rupay credit card se.
@@shaorong2020 KYC se koi link nahi hai uska. Tumhare us kirana store wale ke paas current account hoga aur uska monthly UPI collection 50k se jyada hoga. Government website pe jakar iska guidelines pad lo khud hi.
@@shaorong2020 Ha sahi kaha,
Maine bhi ice cream wale ko pay kiya tha
Thanks man, huge respect for the additional info.Great effort, Please keep going. Thanks
Bhai ko gol gappe bahot pasand he 😂 nice information
Bhai first level ka samjhate ho aap❤❤❤👌🏻👌🏻👌🏻
Thanku for sharing these EXTRA info. Loved it. Thanks
Bhai bhut use full video❤
Very nice video bhai aap bhut hi achhe se samjhte hain. ...😅
Tks Bro, you are putting in a. lot of effort for the detailed explanation. No problems go ahead explain the way you want it. only those who skip the videos or complain about the long videos are at a loss. Good explanation. Appreciate your efforts. Thank you very much.
bhai aap bhaut achi knowladge dete ho lage rahe ho app
Can I do fund transfer from RuPay Credit card to my landlord’s bank account using any UPI enabled app?
4:04 🤣😅Are bs bs....Hu sir ji yahi pr....Aaram se samjhao aap! video Ki length hi dekhkr aaya hu Detail me samajhne 👌🤙😂
Bilkul shi bat h aapka samjhane ka tarika best h
From "Why I got the rupay, I wanted visa mastercard amex"
To "Dena hai toh rupay dena "
Indians changed a lot 🤣
Brilliant dost, nice analysis, Rupay is best
No 1 mind blowing ideas live best
Mene phone pay se mechant ko payment kiya but mrchant ko 2% charge laga gaya aur wo mere se demand kar Raha hai aur age se online pmt accept nahi karega. Iska solution kya hai?
Me apke sab video 1.75x speed se dekhta hu😮
Aap Jo bol rahe ho bohut bariya hai 😊
Bhai aapki video best hai😊
Bhai aj asal mein mein credit card ko samjh paaya thanks
Bahut jabardast explain karte ho ap good
Rupay credit card information Dina ka liya thanks you so much sir
Sir UPI par capping bataya apne 500 Neo coins but mere card main capping nhi hain last month mere spend UPI se 76000 tha 760 Neo coins mile UPI se
@sush-qk8je apne hi merchent qr par paise sidhe bank main
With Multiple busssiness qr of different family member no issue bro
thank you for all your efforts. very educative video.
Sir,
Newly launched Paytm SBI rupay credit Card ke bare me kya feedback hai.
पर कई बार सर जी रूपए क्रेडिट कार्ड हर क्यूआर कोड को एक्सेप नही करता है तो थोड़ा संभल के इसके भरोसे से ना खर्च करे
Very helpful vedio thanks bro
Baaki sab toh thik h but sir ko gol gappe bht zyada pasand h 😂😂
Thank you for this video's ❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤
Sir aap aachi tarah se samjhate ho... Lambbi video aapki acchi lagti hai
Ap knowledge dete rahiye long video hoga toh koi baat nehi hum dekhenge aj k logo ko koi dheriya nehi hai short video k piche padhe rehte hai.. isiliye scammers humlogose scam kar jate hai kam knowledge k wahjah se...
Dude your videos of best quality and content. App ka youtube video making keliye kaunsa camera, mic, setup use karthey ho?
Very Intelligent 🤓 sir You very Easy Explain so good Job 👍🤝☺️😊
Bhai kya ham kotak mahindra bank ke branch se account open krate bhai to kya hame virtual sabit card milega
Please🙏🏻 ripley
Super 👌 sir nice information 👍 osam
Thanks for the detailed Video! 👌👍
Sir tata nou infinity ka Jo cradit he usme utility par kitna cash back Mila ga???? Plz sir reply ki jiye ga plzz
Aapka channal humne unhi subscribe nhi kiya hai.. jaisa vedio bna rhe Ho usi trh se bnaiye... good job
sir apki watch konsi co ki hai..and model kon sa hai ?????
Aapki video dekh kr mene tata neu or axis IOCL dono credit card bnwa liye ❤
Deciplined and self control logo ke liye best hota hai credit card
Puri duniya ka financial system aur banking system credit per hi chalta hai usi ki vajah se chalta hai
And one more thing bro that you are explaining things the way it should be explained.....
Let the video be of few hours but every minute of video is worth giving our data and time
Appreciate you
BS. UPI only works with merchants, your local chaiwala and panipura doesn’t have business account. They use normal savings account.
Im specialy hear becouse of your very detail information in video
Extra cheeg hameshaa bataaya karo. Isse knowledge badhta hai.
आप कौन सी बैंक का कौन सा कार्ड अच्छा है और कौन सा रुपए कार्ड अच्छा है वह पूरी जानकारी दे रहे हो, लेकिन साथ में यह तो बताओ कौन सा कार्ड कितना लिमिट दे रहा है ...
ap you tube main sab se achha video banate ho
Sahi bataya Bhai sabko knowledge dedo mast hai
Credit limit कौन सा कार्ड सबसे ज्यादा दे रहा है?
Han bhai bahut acche se samjhaya aapane Masha Allah❤
8:00 RBI aage ka kafi acha soch raha hai ❤👍🔥
Sorry to say but you are underrated sir you deserve more views
Please continue sharing depth knowledge, video length is good, no concern
Sir I am bigg fan of you
Please till about Bank of Maharashtra credit cards
Merchants now have started blocking upi through credit card. What's the solution.
Sir ji mein eek student credit score mera generate to ho gaya hai lekin mujhe cc chahiye Bina fd ke koi credit card recommend kijiye sirf credit score ke basis mein Bina income proof ke
Sir kya kotak 811 me 10000 se jyada funding me account freeze ho jata hai kya
Nhi Asa kuch nhi h
RUPAY debit card and credit card best ha 😊😊✨✨✨✨✨❤❤❤
Thanks a lot for the detailed explaination. I subscribed after watching this video.
Thanku .
Free ka SBI credit card ka hua waise he Bob, Boi n garmin bank of Baroda Rajasthan ka bhi hota hai kya please jara batayenge.
Hello sir. The way you explain about the credit cards, benefits and disadvantages is so terrific. Very very helpful in managing my finances. Keep up the good work and many many thanks.
Marchent account hone par hi credit card upi payment ho payega .... Golgappe wale aksar normal upi id qr rakhte hai.
Excellent video.... You are the best
Rupay CC ko upi se link karne ke baad upi se payment karte hai to kya ye chargeable hoga ?
Kitna maximum payment kar sakte hai ?
Video labi lage to
1.5x me dekh lo 😅
I have started using Hdfc Tata Neu Card for UPI transactions