@@johannthomas6085 yeah I enjoy this guys content but if college students had any other options for college they wouldn't even consider loans in the first place
My Dad's military benefits fully cover my tuition, we didn't know until a month ago (starting college this fall) but I also worked my ass off and got a $10,000 local scholarship. Military benefits are nice but still don't cover everything and definitely don't prevent loan needs. My scholarships cover about as much as my benefits.
That’s not at all what was going on in the video though.... The example you’re thinking of would work if he asked about advice for people who ALREADY HAVE loans
Me: Zero debt. Also Me: Dad invested in a pre-paid program and mom worked for a state hospital which granted 50% off tuition for any state college. Both combined paid for all credits - including my brother's college as well.
@@chucksclouds its public comment, not personal dm. No one minds their own business here, not even you🏜️ Shame you cant prove me wrong so you choose to change the topic ❤️💯
Here's legit advice from someone who was on their college panel for scholarships: Prioritize scholarships issued from your own college as you only have to compete with classmates and not a whole state, or nation. Read up on the scholarship itself and what the donors prioritize. Don't go for scholarships that don't match your interests 1 to 1 because chances are there is someone else that's a better match and will be picked over you. If you're a minority or the government declares your family low income, use that to your advantage. Mention your struggles in your letter and how that affects your studying/life/opportunities and how much better you would be if you had that money. Fill out your FASFA and any other documents as that sometimes disqualifies you from the scholarship. Good luck.
It was pretty easy for me, I just looked up non academic scholarships and raked in 2.1 million dollars, and if I'm being honest I didn't work hard to get them. Lot's of Wikipedia stealing lmao xD
@@roon66568 General rule of thumb is that public colleges will have less tuition costs and some will offer scholarships packaged into your admission depending on how good your transcript is. As for private colleges, they usually have a web page dedicated to any scholarships they may offer. I'd also look into any state wide financial assistance programs in addition to your FASFA. Illinois has MAP and Pell grants that absolutely helped. Even scholarships that may seem small monetarily like less than a thousand, can add up if you get multiple.
Yep every bit helps, there’s nothing wrong with asking your father’s help through his career he built. She didn’t solely rely on her daddy’s connections is the main point though. She was smart and worked hard to receive scholarships. She wasn’t a lazy or dumb freeloader. Cuz it sounds like you are reducing her to someone who only relied on her dad’s connection to be successful. Lets celebrate she doesn’t have this American debt trap of a loan.
it’s not connections it’s usually disabilities that occurred in the military. they risk their lives so a scholarship for their children is lowkey the least they can do
I was an international student(keep in mind that international students pay doubly or more) in college but since I had good GPA in community college, I got in-state plus some more in scholarships. I worked 30-40 hrs a week and more than that during summer and winter breaks. I didn’t have the typical “college experience” like going to parties and stuff but I did graduate with no debt. It took me a 4.5 years but it was all worth it.
"bro, fuck I'm homeless now" "just buy a house lol" In all seriousness, while it's nice she graduated because of scholarships and goes to show that she's smart, persevering and deserving, I personally find it a bit annoying how she made sound like it's the easiest thing to do. She literally said she dad in the military had a huge part in it.
But my family is just a bunch of immigrants with no roots here and I graduated without debt entirely through scholarships. In fact, I got to keep my left over scholarship money at the end, so I actually profited almost 10k after 2 years. I’ve basically been paid to study.
@@chad_b I know that feeling, but I mean income inequality is getting worse and worse shit in America is getting worse and worse, if somebody is eating a 5 course meal while I’m fucking starving best believe I’m going to feel a certain way
I hated when peoples advice was always to get scholarships as if I have done that already lol getting scholarships is not easy and you’d probably have better luck gambling
You’re really not wrong, I was a 4.0 student going into my junior year of college. I work as a writing tutor, so my writing is exceptional. I didn’t get any scholarships again, so I forced my way into a meeting with the dean. Which then I was finally given some internal scholarships through the university. Even though it’s hard, initiative and hard work does tend to payoff!!
Honestly yea like this other guy said, you basically have to force yourself into getting scholarships, you'd be surprised how much funding is available if you just ask, because 9 times out of 10 you won't find much info on good scholarships/ grants online
@@r.a.l.27 funding is never the problem!!! Since most schools are non profits in nature, the deans/chancellors get the funding in bonuses or pensions… although I’m not 100% sure, I assume something like this goes on in the background
Getting many scholarships isn’t easy, but some are easier than you think. My university has hundreds of thousands of dollars in scholarships that aren’t used. It’s mostly because of a lack of advertising. Look for scholarship from your college, area of study, extracurriculars, etc
Chances are she didn't use it if she still had to get other scholarships, there is however limited funding for children of military parents as well as military family related scholarships. Regardless, it's not free and still requires work. The military just opened a couple extra doors.
@@technikal270 nah bro GI Bill covers 100% Tuition, up to about 24K per year for 36 months. They also get a housing stipend that is substantial (2100/month here in florida)
@@drjones-sk6cq either the soldier uses it or they pass it down to their kids if they served at least 10 years. Both don’t get it, it’s one or the other.
As a former university Professor, I'd recommend getting your Gen Ed requirements done at a community College, get good grades, and apply for scholarships when you transfer to a 4-year school for your major.
I’m a first generation college student, I did community college and graduated with a 3.8 GPA, since transferring to uni my grades tanked a bit now 2.8 GPA, accounting major, I never tried scholarships because too busy working full time and studying and figured I might not get anything… but now I will give it a try!
I got my degree and just looked for a job. Been poor my whole life and exhausted and depressed from being broke so I figured, just get a degree and find a job and suck it up for the pay. Working for passion is something done on the side after work. Being rich is way more fun than being broke.
@@Cash4Fruit My whole goal throughout college was to just save enough to retire comfortably one day. Chose a job strictly for money and that's it so I can save an invest. No regrets. I knew at 22 I didn't want to work the rest of my life. Money is the name of the game and retirement and being happy spending your paychecks before you die is what it's all about.
Since her dads military she likely qualifies for Chapter 35 VA benefits. So she receives at least 1500 per month, and it increases based on the SS Cost of Living. Additionally some schools have even more scholarships for Dependents of military veterans that covers the full cost of tuition and fees So pretty much hit the birth lottery is the message here.
"my dads in the military and i have scholarships" so your dad gave you his GI bill (which covers ALL tuition) and you got scholarships on top of that? definition of daddy's money right there... at least you might get a white collar job with the degree, god knows she wouldn't survive a single day working blue collar
Indian students can't relate to that. We don't have student loans nor we can make one. But if you're smart you can study in a government university if you clear entrance exam. Otherwise if your parents don't have money you can't study to any colleges or university.
A middle class Indian will not even let their child work part time, having our own money and getting student loans are far away thoughts. Though educational loans are available in India.
I agree imagine doing a part time job while you're in college it's nearly impossible. And if you study medical or engineering you won't even have time to eat or sleep.
She then went on to explain one way to avoid loans by getting scholarships. If you're serious about it and treat getting them like a job, you'll be able to get a few. Like seriously, spend at least 20 hours a week applying for scholarships and Grants, focusing on local and school specific ones first, and you'll get there. She is correct that trying to get scholarships is worth it. Consider it your job while in college since it is paying you in a round about way.
"Dad's military" She likely qualifies for Chapter 33 or the Fry Scholarship. Both of them fully pay for four years of schooling and give the recipient a monthly basic housing allowance, typically around $2k. Really, the only advice here is to get lucky lol
Live with your parents, have a job while in college, and going to a "fancy" school isn't necessary. If any of these are possible for you, definitely consider it, it will allow you to save money to put towards college.
Exactly. People go out of state use loans to cover school and every single living expense because they want “the college experience” aka party for four years plus then expect someone else to pick up the tab
I did all this and still have student debt. School is just so expensive now. But I do have some regrets. There are definitely ways to have saved more money. And I should have definitely applied for more scholarships. They really need to teach you about these things in highschool. They just push us towards these expensive colleges with no knowledge of how much it's going to cost and how we are going to pay for it.
Heard and heard. Yep, definitely hard times. Yeah, everyone situation is different and definitely agree with it being taught a younger age. Many things they should teach in high school to prepare you for adulthood.
I took her advice and tried not to have debt. It changed my life. I now own a Bank and in the position to loan others money. If you want to be successful, you need to not be unsuccessful.
@@potato1084 nah if you pick right, the GI Bill benefits can literally cover your entire tuition for undergrad. You don’t get much money via scholarships anymore, even academically.
Her dad is military which means she’s probably using his post 911 GI bill. That pays for 100% of tuition and a monthly allowance for room, board and books.
Actually yes. There are alternative options like tuition reimbursement offered by quite a bit of companies out there. Resources are out there, you just need to ask/look for them.
How is that misleading? She made it clear as a bell that her dad’s military service was helping pay. It’s obviously a smart way to get through college debt free, along with the scholarships she mentions too.
@@PatrickGotHands Lol I have a full ride so I’d rather not join the military. It’s also not my cup of tea but there is absolutely no problem with having the military cover you so I’m not “big mad”. If you’re parents worked for it then it’s deserved.
@@PatrickGotHands If only it were that simple. The military can’t just take on anyone that wants to join. Wanting to join us one thing, but actually qualifying is another. There are various ways one can be disqualified. Examples: having a mood disorder where you are taking medication and can’t go without it. Being in a wheelchair. Being autistic. The list goes on.
I didn't go to Emerson, but I got a TA job that paid my head school tuition and a monthly stipend that was enough for cheap rent and careful food budgeting.
Yeah that whole “dad in the military” bit was a big help. Even if he didn’t give her his GI bill the sheer number of scholarships for military kids is staggering.
Ultimately, she's only trying to tell people to try to not consider student loans. If there's an option for you to not get loans, literally everyone would choose not to.
Not really. The question was "what would you suggest to people *considering* getting a student loan?" And her answer was "Don't." She's not talking about people who already have loans.
I killed my ego and didn’t go to an expensive school - stayed in my parents home while attending a 4 year school - and applied to as many scholarships as I could. My loan ended up being $11,000.
@@elichaparo-lil_e2652 no. It's rather good imo. The average debt is 30k but more prestigious schools and paying for room and board will make the cost skyrocket
@@elichaparo-lil_e2652 no - I’m saying it’s good. I didn’t rack up loans when I could. I recall going into dormitories and seeing students having the “time of their lives” and back then I was sort of envious of them. But decided to forgo it and instead live with my parents. So $11,000 for a 4 year college was a great deal
I graduated with 250k in debt. Doctorate degree. It was the worst decision of my life. Sadly, when I graduated (2014) 250k wasn’t bad for a doctorate degree and a BS degree. Now, most schools are 30-60k a year for just a 4 year degree. You’ll never pay those loans off. Join the military or learn a trade
“So what did you do to get your scholarships?” “‘My dads military” props to this girl for having no debt but her dad paying for her college through the GI bill is why she doesn’t. I had over 10k in scholarships going into my freshman year and I still had a lot to pay outta pocket. Her dads covering whatever her academic scholarships don’t.
Good for her that she had her father’s military status to help her out but not everyone has that option. Plus academic scholarships aren’t always guaranteed. She’s also going to grad to get her Masters in Speech Language Pathology which is expensive and she will most likely have debt. People who typically have large amounts of debt get them from grad school.
You be that daddy for your children. That was my goal and maybe it was her dad’s too. It feels amazing having the money to pay your kids’ college. Stop the generational debt.
"Just get scholarships!" This is one short step away from Paris Hilton wearing a Tshirt that says, "STOP BEING POOR!" (And yes. I'm aware that was photoshopped, but let's be honest, it's EXACTLY the sort of thing she would say!)
@@TheEPICGAMINGS True, the one who got scholarship usually is the one with so many contribution/partake in society. Smart if you use it for yourself, then what does the foundation get from giving you a scholarship?
@@mti4601 great publicity especially if the foundation gives it to a minority heck poor + minority instant great publicity and checks off on the diversity list
I also had a scholarship, but I'm not going to pretend everyone can easily get a substantial amount. So definitely explore different options such as community college or online courses if you don't have access to daddy money or scholarships. You can take classes and transfer your credits. You'll also figure out what you like. Even if you get a tutor, community college will be much cheaper.
I say study a foreign language and go to a country that speaks that language and study there, most degrees in Europe are easily transferable to the United States and if you become integrated into that country most likely you’ll have a better work/life balance than in the United States
she’s a communication sciences AND disorders major, she’s either going to be a speech pathologist (speech therapist) or an audiologist: both really helpful careers to have for helping people who have a communication disorder or need help hearing. It’s definitely a credible career path for sure.
I see many people complaining about loans. Nobody is forcing you to get loans. I have 2 advices for you: 1. Save money while working BEFORE you go to college and 2. Apply for FAFSA and TAP scholarships (only in USA). Saving money is the key and stop complaining about loans. Stop wasting your money in parties, games, expensive coffees.
Did yall not hear her when she said she already had A YEAR OF COLLEGE done in high-school and applied for scholarships every year? You know how many highschoolers even qualify to take that many college credit in hs? Not many. Her dad worked hard and so did she. Some of yall insecure af.
Wait a second....are you telling me that studying hard in school, getting good grades, searching out scholarships, and making good decisions pay off ? SAY WHAT ?!?!?? On a serious note, good for her !
I applied to scholarships every year and didn't get any (I have a 4.0 GPA). You can't get scholarships just because you want them. Student loans are sometimes the only pathway to higher education for lower income students.
She's in this situation mostly because of her dad. His GI Bill can transfer to his spouse or kids. Otherwise the scholarships wouldn't have covered anything. Make sure to peel the onion and see how they did it. There is more to meet the eye than that. And also I hate how people judge others because they were born on third base and just happened to have family who got lucky.
@@urloudandwrong yea her credit is fucking tanked. And she had a warrant on her for like 10 years. But nothing ever happened. And yea they basically just dropped everything 😂. Idk if that’s normal or what, but she’s getting a new credit card to build her credit agn
@@urloudandwrong It's definitely not something you want on your record, it is permanent even through death and her children will be considered the main default to pay back the loan. The federal government has taken people to jail over less.
Florida is rlly easy to get scholarships lol. If your not brisndesd you get 75% covered tution then if you wanna just study a little bit you can get 100%
Ok! I’m in a fairly similar situation to her-came in with some of my college already finished, academic scholarship, dad in military, and I should also be graduating debt-free because of this. And while I worked hard for my academic scholarship, it’s not what is paying for the majority of my education, the military is. So yes, do what you can to avoid debt, BUT i hate the narrative that if you just work hard for scholarships, you’ll be covered because that is NOT the reality of this situation, nor is it the reality of MOST situations. I will say, it happens (rarely) and that’s great, but I just hate when messages like this get pushed because they aren’t fair to everyone who works hard and doesn’t have a built-in advantage (like military coverage).
Double majored in STEM and my 60K worth of student debt was paid off in two years. Student debt isn’t a problem if you have any sense of plan going into college. It’s people who go “just to go” and get a worthless degree that complain about student debt. Not everyone needs to go to college. Nor should they.
I agree. The issue is that we have too many students going, dropping out, accumulating debt, or otherwise getting worthless degrees. Guaranteed loans are also a massive problem.
2 things to add here: 1. Student loans suck, but can be used to your advantage since they act as essentially a free and cheap credit builder since for whatever reason you get bonus credit multipliers for paying back the government 2. If you really want to avoid loans and endure 4 years of suffering a full time job can pay for in state tuition as long as your college isn’t ultra prestigious Besides that, I find it laughable to say “get scholarships”, since the people I know who got full rides more often than not lived on the privileged side (see this video) and had time to build up a great resume because they didn’t ya know, have to work in high school so their family could get by. Don’t feel like using loans is a failure on your part. the system is broken and we’re all trying to work with the hands we’re dealt
It's really simple either you qualify for academic scholarships that make a college degree worth it You pick a major that has high paying job prospects that can justify the debt think STEM fields we all have Google for average starting salaries for a given major at a given school calculate the debt vs the payoff Or go to a trade school out of high school it's cheaper and trades are in high demand Never take out loans for a program that will never give you a return on investment don't do it its a trap
People aren’t used to getting help from their parents and so they project… parents are supposed to put their children in a position to be more successful. Because most people don’t have that privilege, it’s seen as an issue when that’s how it’s supposed to be in the first place.
Well, she had the advantage of the military connection and scholarships are not always an option or available for everyone, plus her degree doesn't sound all that useful, but she clearly had some ideas how to navigate the system, the importance of speed and not wasting time, and clear awareness that loans are ultimately bad. Even if you must take out student loans, having an attitude like hers won't hurt you. Way too many people enter college with too little focus, drag it out too long, stack up more loans than absolutely required, and don't early appreciate that those loans are a problem.
"Try to not"
Well its not exactly my preference
Lmaooo
Poor girl lmao how tf is she supposed to answer that question
Tbf it was a dumb question from his side
@@orangeants Yeah I mean we can't really blame her outside of just joking
@@johannthomas6085 yeah I enjoy this guys content but if college students had any other options for college they wouldn't even consider loans in the first place
"Any advice?"
"Have you thought about sending your Dad to war?"
Underrated lolol
He will need a Navy Suit 🤔
WTF, it’s amazing it deserves more likes
Bro got me wheezing
a terrorist organization *
How to avoid Loans.
Simply don't have any😎
Same energy as
"If you are homeless, just buy a house"
Lol like
If u don't want to drown,
Don't go swimming.
If you are dying
Just live
such a blonde girl response 💀
@@prnkstrr7088 that is the point
"My dad's military."
So, she didn't choose to get a loan, she was told she didn't need it
My Dad's military benefits fully cover my tuition, we didn't know until a month ago (starting college this fall) but I also worked my ass off and got a $10,000 local scholarship. Military benefits are nice but still don't cover everything and definitely don't prevent loan needs. My scholarships cover about as much as my benefits.
A lot of scholarships are also geared towards spouses and children of military members and veterans.
Looks like US govt needs more soldiers. That's why they put up this scheme.
She should be required to serve.
@@ItsARealKey that's good, America first
“Hey bro, im thinking about quitting smoking. Do you have any advice?”
- Try to not.
💀
Smokin is an addiction though
Its more like “hey bro, how do i not get a smoking addiction? Do you have any advice”-Don’t consider smoking.
He asked if they were considering so its "Hey bro, I'm considering smoking, any advice?"
😂😂
That’s not at all what was going on in the video though.... The example you’re thinking of would work if he asked about advice for people who ALREADY HAVE loans
This girl reminds me of those memes that go like: "I don't understand why there are people starving...like...just eat"
*"If you're homeless, get a house"*
"just have decent parents that set you up for success and aren't constantly wreaking psychological terror on you!"
Lol
Right? Why don't they eat cake?
Exactly professional courses are too costly.
Me: Zero debt.
Also Me: Dad invested in a pre-paid program and mom worked for a state hospital which granted 50% off tuition for any state college. Both combined paid for all credits - including my brother's college as well.
Your parents are awesome 👌🏽
@@esmereldasnickles8056 Yours are not? Or maybe you are ungrateful?
@@servantofallah9425 mind ya own business.
@@chucksclouds fr 🤣🤣
@@chucksclouds its public comment, not personal dm. No one minds their own business here, not even you🏜️ Shame you cant prove me wrong so you choose to change the topic ❤️💯
"What advice would you give someone that is dying of cancer?"
"Try to not."
😂
😂😂😂
Lmfaooooo
Well she means don't get loans.
More like "should i get cancer? Do you have any advice?" Try to not 🤭
"Asking college seniors"
-*Asks one person* 💀
Well this is a short, I'm guessing it's just a clip from the original video
Here's legit advice from someone who was on their college panel for scholarships:
Prioritize scholarships issued from your own college as you only have to compete with classmates and not a whole state, or nation.
Read up on the scholarship itself and what the donors prioritize. Don't go for scholarships that don't match your interests 1 to 1 because chances are there is someone else that's a better match and will be picked over you.
If you're a minority or the government declares your family low income, use that to your advantage. Mention your struggles in your letter and how that affects your studying/life/opportunities and how much better you would be if you had that money.
Fill out your FASFA and any other documents as that sometimes disqualifies you from the scholarship. Good luck.
It was pretty easy for me, I just looked up non academic scholarships and raked in 2.1 million dollars, and if I'm being honest I didn't work hard to get them. Lot's of Wikipedia stealing lmao xD
Which foundations or unis you recommend applying for low income funds?
@@roon66568 General rule of thumb is that public colleges will have less tuition costs and some will offer scholarships packaged into your admission depending on how good your transcript is. As for private colleges, they usually have a web page dedicated to any scholarships they may offer. I'd also look into any state wide financial assistance programs in addition to your FASFA. Illinois has MAP and Pell grants that absolutely helped. Even scholarships that may seem small monetarily like less than a thousand, can add up if you get multiple.
I'm a poor minority that actually struggled and when I applied I just got ghosted.
@@edwinortiz1262 This girl: "Try to not be a poor minority"
Just have a dad with connections and in the military ez
You don’t need a dad with connections to get scholarships.
Yep every bit helps, there’s nothing wrong with asking your father’s help through his career he built. She didn’t solely rely on her daddy’s connections is the main point though. She was smart and worked hard to receive scholarships. She wasn’t a lazy or dumb freeloader. Cuz it sounds like you are reducing her to someone who only relied on her dad’s connection to be successful. Lets celebrate she doesn’t have this American debt trap of a loan.
it’s not connections it’s usually disabilities that occurred in the military. they risk their lives so a scholarship for their children is lowkey the least they can do
@@lexipeun593 she definitely used the GI Bill let’s be real
I was an international student(keep in mind that international students pay doubly or more) in college but since I had good GPA in community college, I got in-state plus some more in scholarships. I worked 30-40 hrs a week and more than that during summer and winter breaks. I didn’t have the typical “college experience” like going to parties and stuff but I did graduate with no debt. It took me a 4.5 years but it was all worth it.
"bro, fuck I'm homeless now"
"just buy a house lol"
In all seriousness, while it's nice she graduated because of scholarships and goes to show that she's smart, persevering and deserving, I personally find it a bit annoying how she made sound like it's the easiest thing to do. She literally said she dad in the military had a huge part in it.
Yeah, I sometimes feel resentful for the privilege and opportunities others have
But my family is just a bunch of immigrants with no roots here and I graduated without debt entirely through scholarships. In fact, I got to keep my left over scholarship money at the end, so I actually profited almost 10k after 2 years. I’ve basically been paid to study.
@@Makiaveli01 yeah but when you're feeling resentful like that, just try not to
@@chad_b I know that feeling, but I mean income inequality is getting worse and worse shit in America is getting worse and worse, if somebody is eating a 5 course meal while I’m fucking starving best believe I’m going to feel a certain way
@@Makiaveli01 Yes I agree with you. I was just giving you her brilliant advice that she used for going in debt with student loans lol
I hated when peoples advice was always to get scholarships as if I have done that already lol getting scholarships is not easy and you’d probably have better luck gambling
You’re really not wrong, I was a 4.0 student going into my junior year of college. I work as a writing tutor, so my writing is exceptional. I didn’t get any scholarships again, so I forced my way into a meeting with the dean. Which then I was finally given some internal scholarships through the university. Even though it’s hard, initiative and hard work does tend to payoff!!
Honestly yea like this other guy said, you basically have to force yourself into getting scholarships, you'd be surprised how much funding is available if you just ask, because 9 times out of 10 you won't find much info on good scholarships/ grants online
@@r.a.l.27 funding is never the problem!!! Since most schools are non profits in nature, the deans/chancellors get the funding in bonuses or pensions… although I’m not 100% sure, I assume something like this goes on in the background
R. A.L. I already did that several times. There’s nothing left for me to do besides continue to apply for scholarships and hope I get it
Getting many scholarships isn’t easy, but some are easier than you think. My university has hundreds of thousands of dollars in scholarships that aren’t used. It’s mostly because of a lack of advertising. Look for scholarship from your college, area of study, extracurriculars, etc
Me: thinking she got a full ride
Her: “my dad’s military”
Me: ah yes, daddy’s GI Bill 😆
Chances are she didn't use it if she still had to get other scholarships, there is however limited funding for children of military parents as well as military family related scholarships. Regardless, it's not free and still requires work. The military just opened a couple extra doors.
@@technikal270 …chances are, daddy passed down his Post 9/11 GI Bill
@@technikal270 nah bro GI Bill covers 100% Tuition, up to about 24K per year for 36 months. They also get a housing stipend that is substantial (2100/month here in florida)
Only soldiers should get this , not their kids.
@@drjones-sk6cq either the soldier uses it or they pass it down to their kids if they served at least 10 years. Both don’t get it, it’s one or the other.
As a former university Professor, I'd recommend getting your Gen Ed requirements done at a community College, get good grades, and apply for scholarships when you transfer to a 4-year school for your major.
Or just finesse with connections lol
You don’t really need a 4 year for a decent job nowat
I’m a first generation college student, I did community college and graduated with a 3.8 GPA, since transferring to uni my grades tanked a bit now 2.8 GPA, accounting major, I never tried scholarships because too busy working full time and studying and figured I might not get anything… but now I will give it a try!
I got my degree and just looked for a job. Been poor my whole life and exhausted and depressed from being broke so I figured, just get a degree and find a job and suck it up for the pay. Working for passion is something done on the side after work. Being rich is way more fun than being broke.
@@Cash4Fruit My whole goal throughout college was to just save enough to retire comfortably one day. Chose a job strictly for money and that's it so I can save an invest. No regrets. I knew at 22 I didn't want to work the rest of my life. Money is the name of the game and retirement and being happy spending your paychecks before you die is what it's all about.
Since her dads military she likely qualifies for Chapter 35 VA benefits. So she receives at least 1500 per month, and it increases based on the SS Cost of Living.
Additionally some schools have even more scholarships for Dependents of military veterans that covers the full cost of tuition and fees
So pretty much hit the birth lottery is the message here.
You sound like someone who actually had to pay for school xD
Do your children still get this if you join the reserves?
I don't know why I felt proud of her... Like that's really cool
@💋 Rahma bro she is a girl what will she do if you spam this type of link 😂
@@flack4151 and that's a bot who probably will never see any replies to it 😂
@@flack4151 exactly 😂
@@tithisings I just hate yt bots fr duh!
You're weird.
"my dads in the military and i have scholarships"
so your dad gave you his GI bill (which covers ALL tuition) and you got scholarships on top of that?
definition of daddy's money right there... at least you might get a white collar job with the degree, god knows she wouldn't survive a single day working blue collar
How do you not have loans:
Yeah, my dada is in miltary
That’s not the only thing she said tho
She also worked for it
Doesn't matter her dad served the country definitely deserves it
@@Theactualstoic everyone in the military gets the GI bill money. If you don’t use it yourself it goes to your kids.
@@EricStewartFB ur sponsor has to allocate that time to you
Waaa waaaa it’s not fair 😫 she worked so hard for her academic scholarships for her education that’s all I heard Peliciasty
"Try to not"
No come on I love being in debt, it's part of who I am
🤣
Underrated.
Well you technically still chose to be in debt.
you go lindsey!
The wha-
Bring back dislikes
RUclips and I support you Lindsey!
@@shawna4740 My man!
How tf youtube know her name?!
Simple logic explanations and great job with the win! It was indeed a complete beginners guide. Thanks a lot! ☺☺☺
Hello from Latvia. This channel is so helpful for me. Does she offer mentorship tutorials?
I'm enjoying working under a platform that brings good returns every week without stress all in cryptocurrency,
Indian students can't relate to that.
We don't have student loans nor we can make one.
But if you're smart you can study in a government university if you clear entrance exam.
Otherwise if your parents don't have money you can't study to any colleges or university.
A middle class Indian will not even let their child work part time, having our own money and getting student loans are far away thoughts. Though educational loans are available in India.
But nowadays students loans are becoming popular in India cos some courses like MBA from a reputed institution can burn a hole in your pocket
@@nutreation well that’s for those who have already graduated and have jobs. People with income can take loans
@@imlazyandiknowit4601 yes they are available but there's a lot of work to do to get that loan. It will take months.
I agree imagine doing a part time job while you're in college it's nearly impossible. And if you study medical or engineering you won't even have time to eat or sleep.
4.0 student one of the top students in my program. Got scholarships, but they cover maybe 10% of my total cost.
Depends where you go.
Where’d you go?
I think you should know that you must not have gotten the good scholarships…
If you're homeless just buy a house kind of energy
She then went on to explain one way to avoid loans by getting scholarships. If you're serious about it and treat getting them like a job, you'll be able to get a few. Like seriously, spend at least 20 hours a week applying for scholarships and Grants, focusing on local and school specific ones first, and you'll get there. She is correct that trying to get scholarships is worth it. Consider it your job while in college since it is paying you in a round about way.
@@17h127 It still seems like an easier ride for her since she’s got connections..
"Dad's military"
She likely qualifies for Chapter 33 or the Fry Scholarship. Both of them fully pay for four years of schooling and give the recipient a monthly basic housing allowance, typically around $2k. Really, the only advice here is to get lucky lol
Live with your parents, have a job while in college, and going to a "fancy" school isn't necessary. If any of these are possible for you, definitely consider it, it will allow you to save money to put towards college.
Exactly. People go out of state use loans to cover school and every single living expense because they want “the college experience” aka party for four years plus then expect someone else to pick up the tab
I did all this and still have student debt. School is just so expensive now. But I do have some regrets. There are definitely ways to have saved more money. And I should have definitely applied for more scholarships. They really need to teach you about these things in highschool. They just push us towards these expensive colleges with no knowledge of how much it's going to cost and how we are going to pay for it.
Heard and heard. Yep, definitely hard times. Yeah, everyone situation is different and definitely agree with it being taught a younger age. Many things they should teach in high school to prepare you for adulthood.
Today we’re asking 1 college senior who doesn’t have any loans about their advice on student loans
It’s easy. Do 4 years in the military, then college and housing is free with post 9/11 gi bill.
Believe now you only need three years
What if u get killed in those 4 years
@@RandomUser-tj3mg then join something related to logistics, sure it's boring but it's an honest work
@@RandomUser-tj3mg military is 10% combat other 90% is logistics, mechanics, etc etc
"How did you open your own business?"
"My rich dad gave me a million dollars"
"Oh"
A small loan of a Million Dollars
I took her advice and tried not to have debt. It changed my life. I now own a Bank and in the position to loan others money. If you want to be successful, you need to not be unsuccessful.
"try to not"
Welcome to one of the big reasons why men are dropping out of university.
Oof dad played a big role 😬
And her high grades
@@potato1084 nah if you pick right, the GI Bill benefits can literally cover your entire tuition for undergrad. You don’t get much money via scholarships anymore, even academically.
And that’s the point of having a father
Upset ?
Small loan of a million dollars
Her dad is military which means she’s probably using his post 911 GI bill. That pays for 100% of tuition and a monthly allowance for room, board and books.
You jelly?
@@thisguy8084 I am not. I have it too. That’s how I know how it works.
“Try not to” lmao y’all think we have a choice?
Actually yes. There are alternative options like tuition reimbursement offered by quite a bit of companies out there. Resources are out there, you just need to ask/look for them.
*Military Industrial Complex intensifies*
Ask med students about student debt....that will not be such a fun ride....but they will give you a realistic answer
And they will make a ton of money once they graduate.
“My dad is military” means she used his Gi bill sounds like. That’s a bit misleading
How is that misleading? She made it clear as a bell that her dad’s military service was helping pay. It’s obviously a smart way to get through college debt free, along with the scholarships she mentions too.
“My dad’s milit-“ yep that’ll do it.
there's still a cap on the benefits plus time limits- it's not surprising she still had to apply for scholarships
Then go to the military and get a scholarship why you big mad though
@@PatrickGotHands Lol I have a full ride so I’d rather not join the military. It’s also not my cup of tea but there is absolutely no problem with having the military cover you so I’m not “big mad”. If you’re parents worked for it then it’s deserved.
@@PatrickGotHands If only it were that simple. The military can’t just take on anyone that wants to join. Wanting to join us one thing, but actually qualifying is another. There are various ways one can be disqualified. Examples: having a mood disorder where you are taking medication and can’t go without it. Being in a wheelchair. Being autistic. The list goes on.
@@firebluewood4064Lol! then no use complaining about not having GI bill benefits.
So is she gonna pull out loans for Emerson tho? That's the real question.
I didn't go to Emerson, but I got a TA job that paid my head school tuition and a monthly stipend that was enough for cheap rent and careful food budgeting.
They're so much smart people like her. Love it
69 lesgoo
Clearly you're not one of them since you can't tell the difference between 'there are' (there's no there're either)and 'they're'.
@@piyushshedke9735 🤓
@@piyushshedke9735 I doubt that was their point. Also they used ‘much’ incorrectly to add to their mistakes.
@@piyushshedke9735 lmao okayy??
Step one: Have your parents pay for it.
Step two: Be pretentious.
Communication science: “try not to”.
Yeah Mr. White!
@Casual Weekday - YT shadowbangs U , so she had a plan...YEAH, SCIENCE!
Her dad didn't pay shit lol, the military covered for a portion of it and her scholarship paid for the rest.
How is she pretentious?
numbskull, do you know the meaning of pretentious?
“If you’re homeless, then just buy a home”
- Sun Tzu, Art of War
😆
-libary of _________
Her dad was military so, sounds like a GI Bill student. GI Bill is amazing
How do you think the military is able to recruit guys that aren't morons?
Yeah that whole “dad in the military” bit was a big help. Even if he didn’t give her his GI bill the sheer number of scholarships for military kids is staggering.
GI bill probably covered most of it
This chick knows how to play the game, respect
Her: "Try to not."
People with $30K worth of debt: "That's the stupidest thing I have ever heard."
Ultimately, she's only trying to tell people to try to not consider student loans. If there's an option for you to not get loans, literally everyone would choose not to.
@@twit9129 That's kinda impossible in this day and age.
30K is what people pay for a decent car. Divide that out and pay it off in five years max.
She is the type of girl whose advice to Homeless people is to get homes. 😂
She really out here acting like Paris Hilton: “uR hOmELeSS? jUsT GEt a HOusE. uR hUnGRy? JUsT EaT.” 💀
Not really. The question was "what would you suggest to people *considering* getting a student loan?" And her answer was "Don't."
She's not talking about people who already have loans.
This girl has same vibes as the tik tok chick who said that "if you are homeless why not just get a house" 😑
I killed my ego and didn’t go to an expensive school - stayed in my parents home while attending a 4 year school - and applied to as many scholarships as I could. My loan ended up being $11,000.
Is $11k in loans bad???
@@elichaparo-lil_e2652 no. It's rather good imo. The average debt is 30k but more prestigious schools and paying for room and board will make the cost skyrocket
@@elichaparo-lil_e2652 no - I’m saying it’s good. I didn’t rack up loans when I could. I recall going into dormitories and seeing students having the “time of their lives” and back then I was sort of envious of them. But decided to forgo it and instead live with my parents. So $11,000 for a 4 year college was a great deal
@@michaelb9940 and now you see you could have lived it up and got those loans cancelled…
I graduated with 250k in debt. Doctorate degree. It was the worst decision of my life. Sadly, when I graduated (2014) 250k wasn’t bad for a doctorate degree and a BS degree. Now, most schools are 30-60k a year for just a 4 year degree.
You’ll never pay those loans off. Join the military or learn a trade
“So what did you do to get your scholarships?” “‘My dads military” props to this girl for having no debt but her dad paying for her college through the GI bill is why she doesn’t. I had over 10k in scholarships going into my freshman year and I still had a lot to pay outta pocket. Her dads covering whatever her academic scholarships don’t.
You picked an expensive school and/or probably lived in the dorms?
Good for her that she had her father’s military status to help her out but not everyone has that option. Plus academic scholarships aren’t always guaranteed. She’s also going to grad to get her Masters in Speech Language Pathology which is expensive and she will most likely have debt. People who typically have large amounts of debt get them from grad school.
“Daddy made sure I wouldn’t have any” epicccc thanks for the advice girly
You be that daddy for your children. That was my goal and maybe it was her dad’s too. It feels amazing having the money to pay your kids’ college. Stop the generational debt.
"Just get scholarships!"
This is one short step away from Paris Hilton wearing a Tshirt that says, "STOP BEING POOR!"
(And yes. I'm aware that was photoshopped, but let's be honest, it's EXACTLY the sort of thing she would say!)
i was going to say that lol, and the also famous alteration of "Just buy a house!"
They are pretty easy, and most of the time they just hand them out because no one else enters. I made bank off non-academic scholarships
Well no scholarships are made for really smart people but poor like if you're wealthy why would you want a scholarship
@@TheEPICGAMINGS True, the one who got scholarship usually is the one with so many contribution/partake in society. Smart if you use it for yourself, then what does the foundation get from giving you a scholarship?
@@mti4601 great publicity especially if the foundation gives it to a minority heck poor + minority instant great publicity and checks off on the diversity list
Student: "God I would kill to get rid of these loans."
Army/Marine recruiter: "You will?!"
My dad is military is the key word. That GI Bill covers a lot.
Ask her again when she's in grad school. Her answer will be "try to find a sugar daddy"
That is actually plausible
She capping,
she definitely was well taken care of by her daddy, and momma.
So she benefitted from her dad’s military service. Not many people have that 🤣🤣🤣. Student loans here I come!
She could have chose to do nothing about it too
She also used her grades to get a scholarship
She had scholarships which means her grades were great, probably took AP classes too since she came in with credit
How to actually avoid loans:
DON'T GO TO COLLEGE
I also had a scholarship, but I'm not going to pretend everyone can easily get a substantial amount.
So definitely explore different options such as community college or online courses if you don't have access to daddy money or scholarships. You can take classes and transfer your credits. You'll also figure out what you like. Even if you get a tutor, community college will be much cheaper.
She also went to school in Florida, and Florida has a lot more scholarship options (bright futures specifically).
I say study a foreign language and go to a country that speaks that language and study there, most degrees in Europe are easily transferable to the United States and if you become integrated into that country most likely you’ll have a better work/life balance than in the United States
well girlie lucky me i know 4 languages at 11
"Communication Sciences"? Really? So many non-science programs want the cache of credibility.
--A Geophysicist
she’s a communication sciences AND disorders major, she’s either going to be a speech pathologist (speech therapist) or an audiologist: both really helpful careers to have for helping people who have a communication disorder or need help hearing. It’s definitely a credible career path for sure.
“Boston, where everything is better…”
naur darnt mrake meer cri
Help from Daddy is how she has no loans.
How to avoid debt. You don’t go. Unless you have to. Doctor,nurse,lawyer
this right here
@@7eunice7 I mean why go to college if I can do the same thing without going to college…
Sounds like dad paid for her school lol
How to not get robbed?
Just don’t
Better to get scholarships vs. loans.
Any advice for someone trying to get rich?
Her: get money
Try not to be poor
I see many people complaining about loans. Nobody is forcing you to get loans. I have 2 advices for you: 1. Save money while working BEFORE you go to college and 2. Apply for FAFSA and TAP scholarships (only in USA). Saving money is the key and stop complaining about loans. Stop wasting your money in parties, games, expensive coffees.
Lol sounds like Post 9/11 GI bill. Her father gave it to her. It covers nearly 100% of school.
Good for her but I think most of us were looking for a different answer than “try to not.”
And the irony that she's graduating in "communications", yet is terrible at communicating.
“How did you get scholarships?”
“Well my dad’s military…”
DAAAADDD!
Did yall not hear her when she said she already had A YEAR OF COLLEGE done in high-school and applied for scholarships every year? You know how many highschoolers even qualify to take that many college credit in hs? Not many. Her dad worked hard and so did she. Some of yall insecure af.
Very insecure at that xD
Wait a second....are you telling me that studying hard in school, getting good grades, searching out scholarships, and making good decisions pay off ? SAY WHAT ?!?!??
On a serious note, good for her !
Communications degree, I learned how to talk.
I applied to scholarships every year and didn't get any (I have a 4.0 GPA). You can't get scholarships just because you want them. Student loans are sometimes the only pathway to higher education for lower income students.
Don't need scholarships when the Army pays for you to go to school😎
She's in this situation mostly because of her dad. His GI Bill can transfer to his spouse or kids. Otherwise the scholarships wouldn't have covered anything. Make sure to peel the onion and see how they did it. There is more to meet the eye than that. And also I hate how people judge others because they were born on third base and just happened to have family who got lucky.
Some good advice but sounds like she also had the GI bill
Wait...in America you get money off Uni if your parents or guardians are military!? That's... interesting...
Bro my mom just didn’t pay them for like 20 years, so they just dropped the debt like a month ago 😂
wouldn't that ruin her credit and put a hard marker on her accounts? pls share with the class lol that's amazing
@@urloudandwrong yea her credit is fucking tanked. And she had a warrant on her for like 10 years. But nothing ever happened. And yea they basically just dropped everything 😂. Idk if that’s normal or what, but she’s getting a new credit card to build her credit agn
@@urloudandwrong It's definitely not something you want on your record, it is permanent even through death and her children will be considered the main default to pay back the loan. The federal government has taken people to jail over less.
Scholarship doesn't cover your tuition and living expenses. I have 4.0 GPA and it was still not enough. This interview is BS.
Well I guess that GI bill from her dad came in handy
Florida is rlly easy to get scholarships lol. If your not brisndesd you get 75% covered tution then if you wanna just study a little bit you can get 100%
Ok! I’m in a fairly similar situation to her-came in with some of my college already finished, academic scholarship, dad in military, and I should also be graduating debt-free because of this. And while I worked hard for my academic scholarship, it’s not what is paying for the majority of my education, the military is. So yes, do what you can to avoid debt, BUT i hate the narrative that if you just work hard for scholarships, you’ll be covered because that is NOT the reality of this situation, nor is it the reality of MOST situations. I will say, it happens (rarely) and that’s great, but I just hate when messages like this get pushed because they aren’t fair to everyone who works hard and doesn’t have a built-in advantage (like military coverage).
The problem is you have to have a perfect GPA above 3.9 and even then you might still struggle
they don't just give scholarships to average students
Double majored in STEM and my 60K worth of student debt was paid off in two years. Student debt isn’t a problem if you have any sense of plan going into college. It’s people who go “just to go” and get a worthless degree that complain about student debt. Not everyone needs to go to college. Nor should they.
I agree. The issue is that we have too many students going, dropping out, accumulating debt, or otherwise getting worthless degrees. Guaranteed loans are also a massive problem.
2 things to add here:
1. Student loans suck, but can be used to your advantage since they act as essentially a free and cheap credit builder since for whatever reason you get bonus credit multipliers for paying back the government
2. If you really want to avoid loans and endure 4 years of suffering a full time job can pay for in state tuition as long as your college isn’t ultra prestigious
Besides that, I find it laughable to say “get scholarships”, since the people I know who got full rides more often than not lived on the privileged side (see this video) and had time to build up a great resume because they didn’t ya know, have to work in high school so their family could get by.
Don’t feel like using loans is a failure on your part. the system is broken and we’re all trying to work with the hands we’re dealt
What do they study in communication science and disorder
Speech language pathology and audiology
^^A lot of them are aiming to become speech therapists, usually for kids with speech impediments or difficulty with language acquisition
It's really simple either you qualify for academic scholarships that make a college degree worth it
You pick a major that has high paying job prospects that can justify the debt think STEM fields we all have Google for average starting salaries for a given major at a given school calculate the debt vs the payoff
Or go to a trade school out of high school it's cheaper and trades are in high demand
Never take out loans for a program that will never give you a return on investment don't do it its a trap
What she didn't say, "Mum and daddy's wallets ensured I didn't need to take loans out."
People aren’t used to getting help from their parents and so they project… parents are supposed to put their children in a position to be more successful. Because most people don’t have that privilege, it’s seen as an issue when that’s how it’s supposed to be in the first place.
Well, she had the advantage of the military connection and scholarships are not always an option or available for everyone, plus her degree doesn't sound all that useful, but she clearly had some ideas how to navigate the system, the importance of speed and not wasting time, and clear awareness that loans are ultimately bad. Even if you must take out student loans, having an attitude like hers won't hurt you. Way too many people enter college with too little focus, drag it out too long, stack up more loans than absolutely required, and don't early appreciate that those loans are a problem.
“Try to not”. Why didn’t I think of that? No wonder she’s graduating early.
She could just say "my dad is military" and that's it. None other factor played bigger role for her to avoid student loans.