Great video! I've been a bit glum after getting a heat pump quote for the new house, but since we already have a mortgage with Nationwide, interest free could make it much more doable.
Good stuff! Another commenter has noted that since this video was made, Nationwide may have updated some of their figures to make the scheme more generous.
I had a Heat Pump install done by Octopus and had £2,000 back from Barclays - install ended up costing me noting :) The cost to YOU needs to be over £2,000 otherwise you get nothing back.
@@davidcampbell3519 That's right David... the cashback process was very easy, said it takes up to a month to get the money back but only took me a few days.
I tried eco 4 and failed as I already had loft insulation. I asked about internal wall insulation and storage heaters and all the wanted to do was put in heat pumps which can not be done in my flat. Solar panels are also not an option. I hope a more flexible scheme is implemented soon with the new government.
@ thanks, so I am waiting for a response from the management agency on that one as the most efficient ones have a heat pump on the outside wall which will make a small noise. My understanding is that air to air is not covered by eco 4. Very happy to be informed otherwise.
Yeah, I tripped up on the TrustMark piece as Octopus weren't able to provide and I went with a Heat Geek - great system and very happy with the install but no trustmark, and so no money from Barclays.... 😞
@@tonyfeasby1437 Always worth playing the game to try and beat the system. The penalty to get out of 4 years left on my 5 year deal was definitely not worth it, also the fact that my 2% deal is now a 5% deal since Liz Truss!
Totally depends on the property in question. Typically an A2A system will cost less but not qualify for the same funding so the total cost to the home owner can be more in some cases.
@@UpsideDownFork strange as so far I’ve found their proposed costs to be under what other quotes I’ve been getting. Heatable and a few local installers were all over what Octopus offered. Any suggestions on where else to look?
ECO4 is means tested, but don’t forget that if you have someone vulnerable with a health condition then ECO4 flex is health rather than means tested. We moved sick and elderly parents in with us, rather than putting in care and we qualified for ECO 4 flex which is £10K, BUT the grant needs to move you up 2 EPC grades and the grant be used in the elevation process. Check your council as some do this scheme and some don’t.
Great video once again. I'm going to look into this! Just a thought - could you borrow the money for an installation from Nationwide and also claim the cashback from Barclays?
How are solar prices still going up! Everything is cheaper that it ever has been. Eon with its 12 panel system "from just" £7,003! 😂 For a quick look at package pricing, cityplumbing now have solar packages. So a 12 panel system (item number 138118) with panels, inverter, rail system, cables, export meter, everything you need is £1582.32 (ex VAT price) and this is at retail. So Eon are charging about £5.5k for the scaffolding and the install. So after scaffolding costs they are charging you about £200 an hour per person (based on a 3 person install). At that rate Eon should be supplying you with the tea and biscuits! 😂 A 5kw system should be no more than £5k and not £7k. There is no such thing as a free lunch (0% finance) its all built into the price.... and then some. 😔
Indeed, in fact most systems I see specced are less than £1k/kW, some larger domestic systems as low as £0.75k/kW and they’re not last years less efficient panels either, 22-23%. At only £160/kW for the panels (and that’s at the higher end) some quotes from utilities (and installers) are outrageous.
My guess is that there's a lot of demand and a shortage of installers. It's only been a couple of years since electricity prices doubled and the MCS makes it hard for new companies to get started.
I have two ground mount arrays, all they needed was £200 worth of Octposts and a few lengths of treated off-saw, admittedly I have a large garden. However panels are so cheap if you can install them vertically on a fence, as a roof of a garden shed, pergola, etc, it doesn't matter if the performance isn't 100%
There's a government mandate for the lenders to improve the avg EPC rating for the homes on their books. So there's "green mortgages" deals like this for green stuff
Lenders offer green loans and mortgages for a variety of reasons, including: Reduced risk Lenders view energy-efficient properties as less risky investments because they are more likely to hold their value and cost less to run. This means that borrowers are more likely to be able to repay their loans. Environmental impact Lenders can help reduce their financed emissions by investing in eco-friendly projects. ESG reporting Green loans can help lenders demonstrate their commitment to sustainability in their ESG reports. Last but not least. Consumer sentiment & optics. The figures discussed in this video are chump change to these companies and the schemes are tokenism at best.
Again the 1/4 of people who have flats get nothing. Privilidged house owners get more incentives and freebies. Electric heating only too in my flat to kick me even further.
Why are we privileged? Myself and my wife (she once rented a flat) have worked very hard to get where we are, yes we are in our fifties, but I also know much younger people who also work very hard, and own their own houses. I would often work a five or 6 day week, then work all weekend renovating our house. I've never wasted money out partying or on expensive leased cars and £50 mobile contracts to have the latest and greatest, always saved then bought stuff, not rent, rent, rent. The people that get the real freebies are those on benefits, cheap rent, mobility cars, free handouts, all paid for out of others hard earned money as tax. You chose your flat, that's down to you, just typical of people to blame it on someone else!
Solar panels and heat pumps can be wall or balcony mounted, there are also heat pumps that can be fitted indoors and they draw air from outside then blow it out again. Also no reason why a battery can't be installed in a flat.
All is not what it seems thought. I was offered a free heat pump installation under the Governments scheme that included a full system with 10 solar panels all fitted and working and worth over 16k for free. But could not do it. Why? Microbore. My house built in the 1980's has 8mm microbore pipework and the 16k budget would go on replacing all pipework with 15mm. And this is the point people who are pro heat pumps forget. 90% of the UK housing stock cannot fit heat pumps without major changes to the property infrastucture. If your a new build or have 15mm pipework then wonderful but most houses were not built for modern heating systems. Friends who have heat pumps say its more expensive to run than gas as electric costs more and the different heat output makes it colder unless you turn it right up or run it year around to keep the building at a constant heat. Thus costing more to run. I am on LPG gas as well meaning it cost twice as much to buy gas for my house yet its still cheaper than a heat pump. I would love a heat pump set up but it would be far too expensive for me to fit even free.
Garbage. Don't spread this misinformation. 1. 10mm microbore here. Absolutely fine. SCOP over 4. 8mm microbore can deliver 750 watts of heat energy from a heat pump to any single radiator in your property, without any modifications needed. Fitting a buffer tank could allow up to 2kW to be passed through that same pipework due to hydraulic separation. 90% unsuitable? Rubbish. 10% may be unsuitable. Homework for you: ruclips.net/video/dEDitJnRgz4/видео.html 2. Anyone who measures their actual consumption and cost has clear data that running a heat pump is in most cases cheaper than any boiler. LPG cheaper than running a heat pump? Nope, not by a country mile. Homework: ruclips.net/video/GM2MCaYyaHE/видео.html 3. Comfort? Pah, not even in the same league. Low and slow running of a heat pump means less convection currents, more thermal mass and MUCH greater comfort. The truth is the exact opposite of what you are claiming, without having any first hand experience or knowledge. 4. Why are you saying you'd love a heat pump after everything else you've just said? Is it because you don't believe the misinformation you're spreading?
@@UpsideDownFork The assessment for me was done by so called heat pump specialists who have access to Government budgets to install these systems and told me all that I wrote here. Therefore I cannot get the money from Government to do the installation to the free 16K being offered. I was also told by this survey team (2 men) that 90% of UK housing cannot benefit as stated. The fact that you disagree is fine but exactly how many systems have you installed and in which houses. How did it all go? Why is the physical industry installing these systems giving different information that you are giving? I am someone who wanrts a heat pump but cannot get one for the reasosn given to me.
@@UpsideDownFork Further to my last. Lets throw down a challenge. I invite you to come to my house, do a full heat pump installation for the 16K Government grant with 10 solar panels and feed in tariff on 8mm microbore, get it all working and if you do this within the budget etc. that you claim, I will give you the name of the installers who claimed it couldn't be done so you can discredit them on your channel. So are you going to put your comments to the test?
@@witsend236 So one bad installer now represents the whole industry? Give me a break. As with any work, a minimum of 3 quotes should always be obtained.
Free, what nonsense, any grant from the government means someone else's taxes are paying for it. And don't believe that by so doing you are helping the environment, that's false.
Oxford dictionary. Free Adverb 1. without cost or payment. Although 99% of the video is not related to any government schemes, the first one I mentioned does have some government involvement. ECO4 stands for energy company obligation, 4th iteration. Yes, the government pays a small part but the energy companies foot most of the bill. The government has been giving massive handouts to big corporations for decades, not a few thousand here or there but millions and in some industries, billions of pounds every single year. This is chump change. I'd much rather that people who receive some sort of benefits live in warmer, more comfortable homes with more manageable bills, no matter what you choose to believe about the environment or climate. Especially if we can get the greedy profiteering corporations to pay for it. ✌️ Peace
@@UpsideDownFork No the government doesn't give millions as you claim to corpoarations. A grammatical definition of free does not cover the complexities. Ultimately, however, it is the tax payer that provides this grant money. Heat pumps are expensive and will need maintence which can be expensive as they age. If they were significantly better then they would not need grants they would sell them selves.
@@iareid8255 Are you serious? PPE scandal. Tax relief on domestic oil and gas production. Frank Hester winning contracts that were never put out for tender to anyone else. Homes England awarding "affordable housing funds" exclusively to tory donors. Frankly, the corruption is so rife and public that it's become normalised. Nepotism, what nepotism? We're not really talking about millions of pounds, this extends into 40 billion+ pounds in the last decade that is already public knowledge. You're still not grasping the point of this video. I doubt you even watched it. Banks, building societies and other lenders are stumping up cash to assist real people here. A small group of people will be eligible for ECO4 funding. The majority of that money comes from the energy companies, not from the public purse. If you want a debate on the BUS grant then that's a different matter that is not part of this video whatsoever. Here's just one point. Heat pumps are used to great effect across the rest of the world. Why are we such slow adopters? Because of the merit order. As soon as the price of gas stops determining what we pay for electricity, we would all have much cheaper energy costs and even inefficient heat pumps will be many times more cost effective to run than any gas boiler.
@@iareid8255, "If they were significantly better, then they would not need grants; they would sell them selves." Surely nobody is this naive? That or you're paid for by the fossil fuel industry. There are plenty of examples in history of older and worse tech still having market dominance, purely because of their dominance in the market. One great example is IE6. Alternatives were free and easy to switch to, they were also better (by quite a significant margin at one point). IE6 stuck around solely on it's market dominance, there was no campaign for sticking to IE6, nor an Anti-Firefox (nor later an Anti-Chrome) campaign. It took a lot of intervention, including popular sites dropping support for IE6, and even eventually from Microsoft themselves to get people moved away from IE6. Now imagine that kind of market dominance, where there is a desire and a huge bankroll to campaign to keep it relevant.
Great video! I've been a bit glum after getting a heat pump quote for the new house, but since we already have a mortgage with Nationwide, interest free could make it much more doable.
Good stuff! Another commenter has noted that since this video was made, Nationwide may have updated some of their figures to make the scheme more generous.
Good to know! I just checked and I can't get any of them, but it was worth five minutes of my time!
Definitely worth checking.
Nationwide increased their green loan last week, now up to £20k!
Nice! Thanks for the update.
I had a Heat Pump install done by Octopus and had £2,000 back from Barclays - install ended up costing me noting :)
The cost to YOU needs to be over £2,000 otherwise you get nothing back.
Well played!!
My octopus heat pump install is scheduled for the 18th Nov.
Zero cost!
@@David-bl1bt You will not regret getting a heat pump
Hi, I assume you paid Octopus and claimed the £2000 back from Barclays. What was the cashback process like? Thanks David
@@davidcampbell3519 That's right David... the cashback process was very easy, said it takes up to a month to get the money back but only took me a few days.
Great video , working in the mortgage industry it was well presented
Thanks for watching and commenting!
Great video and brilliant info didn't even know about this 👍
Glad it was helpful!
I tried eco 4 and failed as I already had loft insulation. I asked about internal wall insulation and storage heaters and all the wanted to do was put in heat pumps which can not be done in my flat. Solar panels are also not an option.
I hope a more flexible scheme is implemented soon with the new government.
Would an air to air heat pump be suitable for your property?
@ thanks, so I am waiting for a response from the management agency on that one as the most efficient ones have a heat pump on the outside wall which will make a small noise.
My understanding is that air to air is not covered by eco 4. Very happy to be informed otherwise.
@@kevindruce8915 I know very little about ECO4 but I may do some investigation for a future video.
@ many thanks. There are a lot of restrictions. Eg. They would not put in internal insulation into a 1 st level flat due to impact to the flat below.
Yeah, I tripped up on the TrustMark piece as Octopus weren't able to provide and I went with a Heat Geek - great system and very happy with the install but no trustmark, and so no money from Barclays.... 😞
Ouch, that must sting.
@@UpsideDownFork Not half as much as having to tell the wife! (joke - no TikToks we hurt in this cock-up)
I think e-on offered 20 p / kWh export on their installation too. And you can get that 20 p for 2 years
A great bonus!
Good vid. Real shame Santander arent doing the same.
That's who I'm with. I hear they used to but dropped it.
@UpsideDownFork there might be the need for some tactical mortgage moves at next deal renewal!
@@tonyfeasby1437 Always worth playing the game to try and beat the system. The penalty to get out of 4 years left on my 5 year deal was definitely not worth it, also the fact that my 2% deal is now a 5% deal since Liz Truss!
@UpsideDownFork Santander offer £500 cash back if you use one of their partners
Thanks.
@@ianhamilton3113 you're welcome 👍
Sorry, think I missed it, which is cheaper air to water heat pump or air to air?
Totally depends on the property in question. Typically an A2A system will cost less but not qualify for the same funding so the total cost to the home owner can be more in some cases.
V useful vid. Thanks for this and the other great content. More please!
Thank you for commenting 😊
And if in Scotland 0% loans available to cover some costs for insulation & renewables via Home Energy Scotland.
Thanks for sharing. Always in my blind spot, sadly.
Full grants are available for eligible households with the correct benefits, also through Home Energy Scotland.
@@Biggest-dh1vr
Full grants are also available to all U.K home owners irrespective of benefits status.
@@_DougaldogI am referring to the Warmer Homes Scotland scheme, which has grants for those on passport benefits (not the BUS)
I think the Barclays one finished last year.
It's still showing on their website?
@@UpsideDownFork I better get looking again? - one did think that this was all over wrt Barclays😆
No it didn't - I had it a month or so ago.
Excellent news well done
Thanks for commenting.
A very very useful video. Thank you very much for this.
Thanks for watching!
Octopus told me over the phone they are about to roll out 0% on their solar installs. Said their team was told on Monday about it.
@@SoftHighlights1 I have heard this rumour before. It still wouldn't make their installations close to competitive on overall cost.
@@UpsideDownFork strange as so far I’ve found their proposed costs to be under what other quotes I’ve been getting. Heatable and a few local installers were all over what Octopus offered.
Any suggestions on where else to look?
@UpsideDownFork did a video on his install where he also had quotes from OVO and Otovo (who seemingly are not currently installing?). EON too ?
Great video
Thanks! 😊
What was the allocation from the budget? Thought the gov were handing out 30k green incentives?
Not to my knowledge. Got any hints where I can find more info on that as Google is turning up nothing?
ECO4 is means tested, but don’t forget that if you have someone vulnerable with a health condition then ECO4 flex is health rather than means tested. We moved sick and elderly parents in with us, rather than putting in care and we qualified for ECO 4 flex which is £10K, BUT the grant needs to move you up 2 EPC grades and the grant be used in the elevation process. Check your council as some do this scheme and some don’t.
Thanks for contributing!
Great video once again. I'm going to look into this! Just a thought - could you borrow the money for an installation from Nationwide and also claim the cashback from Barclays?
@@harveyschofield4619 nope. Afraid not. In most circumstances you can only get the finance from your mortgage lender.
Thank you
You're welcome.
Ocpitus go tariff export 15p kwh
@@HenryOwens-py3ur yes it is. About time!
@UpsideDownFork That'll pay for running the ev next winter
Not sure what the import is tho, you'll have to wieghit up
They could pay me £1 per KWh I haven’t seen the sun for about 2 weeks now?!
@@Yorkshireasaurus Has anybody? Terrible month so far, my averages this month are what I'd expect in December.
So nothing from the National Westminster! Time to switch my account to Barclays or Halifax....
Got to have the mortgage with them..which is a shame
Send them a request!
How are solar prices still going up! Everything is cheaper that it ever has been.
Eon with its 12 panel system "from just" £7,003! 😂
For a quick look at package pricing, cityplumbing now have solar packages. So a 12 panel system (item number 138118) with panels, inverter, rail system, cables, export meter, everything you need is £1582.32 (ex VAT price) and this is at retail. So Eon are charging about £5.5k for the scaffolding and the install. So after scaffolding costs they are charging you about £200 an hour per person (based on a 3 person install).
At that rate Eon should be supplying you with the tea and biscuits! 😂
A 5kw system should be no more than £5k and not £7k.
There is no such thing as a free lunch (0% finance) its all built into the price.... and then some. 😔
Good point.
Indeed, in fact most systems I see specced are less than £1k/kW, some larger domestic systems as low as £0.75k/kW and they’re not last years less efficient panels either, 22-23%. At only £160/kW for the panels (and that’s at the higher end) some quotes from utilities (and installers) are outrageous.
My guess is that there's a lot of demand and a shortage of installers. It's only been a couple of years since electricity prices doubled and the MCS makes it hard for new companies to get started.
I have two ground mount arrays, all they needed was £200 worth of Octposts and a few lengths of treated off-saw, admittedly I have a large garden. However panels are so cheap if you can install them vertically on a fence, as a roof of a garden shed, pergola, etc, it doesn't matter if the performance isn't 100%
What if I don’t have a mortgage? Can I still get some free money?
Nope. The powers that be have deemed that you don't need it.
@@UpsideDownFork that’s sad. You spend your whole life doing the right thing, and there’s no reward lol.
Where did all the free money come from? Why are these banks offering these schemes?
There's a government mandate for the lenders to improve the avg EPC rating for the homes on their books.
So there's "green mortgages" deals like this for green stuff
Lenders offer green loans and mortgages for a variety of reasons, including:
Reduced risk
Lenders view energy-efficient properties as less risky investments because they are more likely to hold their value and cost less to run. This means that borrowers are more likely to be able to repay their loans.
Environmental impact
Lenders can help reduce their financed emissions by investing in eco-friendly projects.
ESG reporting
Green loans can help lenders demonstrate their commitment to sustainability in their ESG reports.
Last but not least.
Consumer sentiment & optics.
The figures discussed in this video are chump change to these companies and the schemes are tokenism at best.
Again the 1/4 of people who have flats get nothing. Privilidged house owners get more incentives and freebies. Electric heating only too in my flat to kick me even further.
Why are we privileged? Myself and my wife (she once rented a flat) have worked very hard to get where we are, yes we are in our fifties, but I also know much younger people who also work very hard, and own their own houses. I would often work a five or 6 day week, then work all weekend renovating our house. I've never wasted money out partying or on expensive leased cars and £50 mobile contracts to have the latest and greatest, always saved then bought stuff, not rent, rent, rent. The people that get the real freebies are those on benefits, cheap rent, mobility cars, free handouts, all paid for out of others hard earned money as tax. You chose your flat, that's down to you, just typical of people to blame it on someone else!
Solar panels and heat pumps can be wall or balcony mounted, there are also heat pumps that can be fitted indoors and they draw air from outside then blow it out again. Also no reason why a battery can't be installed in a flat.
As stated, you may be able to qualify for a battery system and it's worth investigating an air to air heat pump solution for your flat.
Good luck 🤞
All is not what it seems thought. I was offered a free heat pump installation under the Governments scheme that included a full system with 10 solar panels all fitted and working and worth over 16k for free. But could not do it.
Why? Microbore.
My house built in the 1980's has 8mm microbore pipework and the 16k budget would go on replacing all pipework with 15mm. And this is the point people who are pro heat pumps forget. 90% of the UK housing stock cannot fit heat pumps without major changes to the property infrastucture. If your a new build or have 15mm pipework then wonderful but most houses were not built for modern heating systems.
Friends who have heat pumps say its more expensive to run than gas as electric costs more and the different heat output makes it colder unless you turn it right up or run it year around to keep the building at a constant heat. Thus costing more to run. I am on LPG gas as well meaning it cost twice as much to buy gas for my house yet its still cheaper than a heat pump.
I would love a heat pump set up but it would be far too expensive for me to fit even free.
Garbage.
Don't spread this misinformation.
1. 10mm microbore here. Absolutely fine. SCOP over 4.
8mm microbore can deliver 750 watts of heat energy from a heat pump to any single radiator in your property, without any modifications needed. Fitting a buffer tank could allow up to 2kW to be passed through that same pipework due to hydraulic separation.
90% unsuitable? Rubbish. 10% may be unsuitable.
Homework for you: ruclips.net/video/dEDitJnRgz4/видео.html
2. Anyone who measures their actual consumption and cost has clear data that running a heat pump is in most cases cheaper than any boiler. LPG cheaper than running a heat pump? Nope, not by a country mile.
Homework: ruclips.net/video/GM2MCaYyaHE/видео.html
3. Comfort? Pah, not even in the same league. Low and slow running of a heat pump means less convection currents, more thermal mass and MUCH greater comfort. The truth is the exact opposite of what you are claiming, without having any first hand experience or knowledge.
4. Why are you saying you'd love a heat pump after everything else you've just said? Is it because you don't believe the misinformation you're spreading?
@@UpsideDownFork The assessment for me was done by so called heat pump specialists who have access to Government budgets to install these systems and told me all that I wrote here. Therefore I cannot get the money from Government to do the installation to the free 16K being offered. I was also told by this survey team (2 men) that 90% of UK housing cannot benefit as stated.
The fact that you disagree is fine but exactly how many systems have you installed and in which houses. How did it all go? Why is the physical industry installing these systems giving different information that you are giving? I am someone who wanrts a heat pump but cannot get one for the reasosn given to me.
@@UpsideDownFork Further to my last. Lets throw down a challenge. I invite you to come to my house, do a full heat pump installation for the 16K Government grant with 10 solar panels and feed in tariff on 8mm microbore, get it all working and if you do this within the budget etc. that you claim, I will give you the name of the installers who claimed it couldn't be done so you can discredit them on your channel.
So are you going to put your comments to the test?
@@witsend236 So one bad installer now represents the whole industry?
Give me a break.
As with any work, a minimum of 3 quotes should always be obtained.
@@witsend236 What figures are you using to work out that a LPG boiler is cheaper to run than a heat pump?
Free, what nonsense, any grant from the government means someone else's taxes are paying for it.
And don't believe that by so doing you are helping the environment, that's false.
So you didn't watch the video then? most of what he raises isn't from the government, but from banks, building societies and energy suppliers.
Oxford dictionary.
Free
Adverb
1. without cost or payment.
Although 99% of the video is not related to any government schemes, the first one I mentioned does have some government involvement. ECO4 stands for energy company obligation, 4th iteration.
Yes, the government pays a small part but the energy companies foot most of the bill.
The government has been giving massive handouts to big corporations for decades, not a few thousand here or there but millions and in some industries, billions of pounds every single year.
This is chump change.
I'd much rather that people who receive some sort of benefits live in warmer, more comfortable homes with more manageable bills, no matter what you choose to believe about the environment or climate.
Especially if we can get the greedy profiteering corporations to pay for it.
✌️ Peace
@@UpsideDownFork
No the government doesn't give millions as you claim to corpoarations.
A grammatical definition of free does not cover the complexities. Ultimately, however, it is the tax payer that provides this grant money.
Heat pumps are expensive and will need maintence which can be expensive as they age. If they were significantly better then they would not need grants they would sell them selves.
@@iareid8255 Are you serious?
PPE scandal.
Tax relief on domestic oil and gas production.
Frank Hester winning contracts that were never put out for tender to anyone else.
Homes England awarding "affordable housing funds" exclusively to tory donors.
Frankly, the corruption is so rife and public that it's become normalised. Nepotism, what nepotism?
We're not really talking about millions of pounds, this extends into 40 billion+ pounds in the last decade that is already public knowledge.
You're still not grasping the point of this video. I doubt you even watched it. Banks, building societies and other lenders are stumping up cash to assist real people here. A small group of people will be eligible for ECO4 funding. The majority of that money comes from the energy companies, not from the public purse.
If you want a debate on the BUS grant then that's a different matter that is not part of this video whatsoever.
Here's just one point. Heat pumps are used to great effect across the rest of the world. Why are we such slow adopters? Because of the merit order. As soon as the price of gas stops determining what we pay for electricity, we would all have much cheaper energy costs and even inefficient heat pumps will be many times more cost effective to run than any gas boiler.
@@iareid8255, "If they were significantly better, then they would not need grants; they would sell them selves." Surely nobody is this naive? That or you're paid for by the fossil fuel industry.
There are plenty of examples in history of older and worse tech still having market dominance, purely because of their dominance in the market.
One great example is IE6. Alternatives were free and easy to switch to, they were also better (by quite a significant margin at one point).
IE6 stuck around solely on it's market dominance, there was no campaign for sticking to IE6, nor an Anti-Firefox (nor later an Anti-Chrome) campaign. It took a lot of intervention, including popular sites dropping support for IE6, and even eventually from Microsoft themselves to get people moved away from IE6.
Now imagine that kind of market dominance, where there is a desire and a huge bankroll to campaign to keep it relevant.