How to budget LESS & hit bigger financial goals in 2024

Budgeting is OUT in 2024 - and probably not for the reason you might think!
I've been budgeting and diligently tracking my spending for YEARS now in my 20s and I have no plans of stopping those money habits in 2024. BUT what's "out" in 2024 is spending all of your time budgeting (making a "plan" for your money) and not leaving any time to track what's ACTUALLY going on with your spending. Focusing on your spending is the one thing that's going to allow you to actually make financial progress and hit your financial goals this year.
So if you're looking to know how to budget in 2024 in a way that's efficient and not time consuming, this video breaks down 3 steps to budgeting LESS and making more progress this year.
Here is my budget template that allows you to focus only 10% of your time on creating your budget and 70% of your time on tracking your spending:
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My favorite credit card, the Bilt Rewards Card:
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With this credit card you can pay your rent with your credit card without the convenience fee to help you earn travel points for paying your rent!
Start your downpayment savings with a Foyer Savings account:
www.foyersavings.com/lp/erin-...
Budgeting to save for your first home downpayment can be overwhelming but I use Foyer to help me save!
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