Love the channel brother, I work in insolvency for over 20 years, I crunch numbers for a living, your plan works. No one knows where inflation is heading but it always reverts back to the norms. You said the key factors, no debt, paid off home and likely enough money invested that you'll only need to draw from the interest and likely on rare occasions draw some of your principal. If you can average about 5% return, you'll be on easy Street. I personally took a few years off from working altogether at the start of my 50's to truly experience life, we are all rooting for you Pete. Keep posting, your energy and positive vibes are contagious. Blessings to all.
Thank you for the positive feedback and a little bit of confirmation on my retirement goals and finances. I’m hoping to stay on easy Street and never fall off.
Hey Peter, don’t worry about the hater’s. Stay positive like always. It’s fun to see the reactions from people when you tell people you’re retiring in your 50’s most have jealous reactions. Have a wonderful retirement! Congratulations 🎉🍾
Hey Peter, you are a positive energy, laugh at the knuckleheads who don’t get it! Keep posting you are giving helpful guidance and helping others. I’ve been a lifetime frugal dude. We take cruises on what others spend on coffee!
Hello Peter! RUclips suggested your videos as ones that may be of interest to me. Man did they get it right! My husband and I are total fans! We are 58 and 57 respectively. Looking to retire in 4 short years. We are jealous as we can't retire just yet. We have just developed our initial plan. Starting to think about everything you have been sharing. Its such an exciting time! Thank you for displaying sincerity and authenticity in your videos. We love your content. We are new subscribers!
Thank you so much. I greatly appreciate the kind words and support. Glad to hear you enjoy my videos. Get your plan together and stick to it. You can do it we all can do it.
Totally agree. Being debt free with low expenses makes everything possible. Retirement has not been much of a lifestyle change as we had a pretty great life through our journey. I just do more of what I was already doing and those things have always been low cost. The little things stack to make a life worth living with joy.
We're happy for you Pete! You do you! You know how much to spend and what your budget is! Maybe do some videos while you're on your walk! That could be fun!
I could definitely do some videos while I’m walking in the morning or in the afternoon or the evening. Ha ha when I’m retired I can walk whenever I want. Thank you for your encouragement.
Congratulations on your upcoming retirement Peter! You seem enthusiastic about it. I’m happy for you. You seemed to plan well, and now you’re executing on what you’ve been planning. There will always be people that will criticize someone that goes against societal norms. You seem to have a positive attitude and have peace of mind with your decision and your lifestyle. That’s all that matters. I’m looking forward to continuing to follow your journey, as I too plan to have the option to fully retire in 4 years or less, at 59.5 years of age or before if I choose.
Great video Peter, thanks. Hope you had a great Christmas. I know the New Year will be great cause retirement is right around the corner for you! I'm somewhat frugal but my wife is a spender but we're doing okay. Debt free other than one car payment so not too bad. Take care and see you next week.
When I was married, my wife was the big spender as well. I don’t wanna put all the blame on her as she made double or triple the money I made so I never complained about her spending money but once we divorced, I knew I didn’t want to be in debt. Or keeping up with the Joneses. A frugal life is much less stressful. See you next week, my friend.
You take a common sense approach to life. Most people are out here trying to out-do each other on the socials which keeps them strapped on the hamster wheel.
I didn't even think about retiring until I was close to 60 and finally retired at 63. You are smart to get out early! Like you we retired with no debt, ACA cost us a little bit more than my work-provided insurance, and I had to start paying for internet. We have always lived below our means so no problem there. Happy New Year!
My ACA cost will be very minimal. Due to my minimal income for my 401(k). As long as I keep my income low, my health cash cost will remain low. Who knows what will happen with the ACA in the future but I can’t worry about what might happen just worry about what I can at the moment. Always live below my means and will continue to do so. Let’s hope for the best for both of us.
You really got your bills down 😃! Wow! We are both 65. We live on our combo Social Security- 2k a month. No water, health, or homeowners ins. costs. Take a public bus, E-Bike & drive our E-Car 1x a week. DIY Solar. $160 Prop Tax, $200 Car ins. tow, tires & tags. $15 Trash, RUclips $25, Tech $250, Propane $40, Food $700, Giving $150, Misc $200=$1740 Monthly Expenses. No debt. $150k savings.
That is awesome. I love how you know how much your expenses are each month. That’s how I live as well. Just about knowing my monthly expenses. You are doing great. Congratulations.
I never use the library but my Mom does. So once I retire I’m going to go and check out some books. I enjoy reading and I’ll have lots of time to fill. Not sure if they have new books or not but I’ll find out. Thank you for the suggestion 👍🏻👍🏻
I'm pulling for you. Hoping to do it around 55 myself. I'll have everything paid off, I just worry about long term care one day. I'm introverted and keep to myself and have no kids and hate relying on anyone. I'm going to be looking into long term care insurance to see if it's worth it (seems like a lot of bad info out there on this). Happy New Year and Retirement to you!
I’m a little bit of an introvert and extrovert. No kids either. Ex-wife. Just myself to worry about. Makes retirement a little bit easier just having to worry about myself and my own expenses. I’m hoping you get everything down tight and able to retire when you want to Happy new year to you as well thank you.
I just get the feeling you are too determined to fail. You'll adjust if something comes up. You are single, frugal, smart and a planner. Everyone has different lifestyles. Those that hate are wishing they had your life, your freedom. Best wishes for you and keep posting.
I have been retired for six years and my expenses are ALOT less than when I was working. Get out of debt and stay out of debt and your life will be much happier. Stop owing anybody else.
Hi Peter. I just realized my comment on your last video didn't get posted - maybe because I put a youtube link to another video...?? I like your straight forward, honest presentation. The video I linked to was a TED talk by Riley Moynes about the stages of retirement. It's only 13 minutes and highly recommended. You mentioned last video that you didn't really have a plan... That is OK. The first stage of retirement is like a vacation - enjoy. Be aware that in the second stage there can be depression - that's when you want to start with your plan (purpose) if you haven't already. Best of luck to you. Dave
I will check out that TED talk. Correct. No plan at this point. Just relax. I think depression can creep in if you don’t have good friends and companions as long as you have that human interaction should keep depression at a minimum.
January 1-31, I will not be purchasing non-necessities, just as a reset. Giving notice the first Monday of Feb. I do plan to enjoy experiences just as travel.
I watch every video. Love your positive videos taking in all the small nuggets of information. So happy you’re really close to retirement. I do have a question, have you budgeted for a car just in case something happens to yours in retirement?
At this point, my car is a 2013. With only 76,000 miles. I figure I should get another solid five years out of this car. If not more. I’ll be driving even less than retirement. And yes, overall I have that in my budget as I know, I’ll need new brakes or new tires or a new water pump or any other thing. I am lucky where I have a couple of friends who work on cars that will save me a little bit of money. I also hope for the best ha ha
Forgive me if you’ve already answered this in a previous video. I’m kind of new here. I’ve seen a few videos, and I think they’re great. But my question is you said that you’re turning 54 years old, but you’re going to be using the 401(k) rule of 55 to withdraw From without penalty. am I not understanding this correctly but don’t you need to be 55 for that rule to take place? If you turn 54 and retire at that age, won’t you still get the penalty? Happy new year
@davidstrauss8646 Its not exactly the age of 55. It’s anytime in the calendar year you turn 55. I turn 55 next august, so as long as I’m employed with the company I’m taking my 401k withdrawals from on January 1st (the calendar year) I can take my 401k without the 10% penalty. I did a video on The Rule of 55 a few months ago as well. Here is what’s written in my 401k documentation… However, the 10% penalty tax will not apply to a distribution made before age 59% if it is: Paid to you after you separate from service with your employer during or after the year you reach age 55. I hope that helps 👍🏻👍🏻
No. I just learned how to live frugal myself. I never wanted to be in debt. Or live paycheck to paycheck. Even when I was making very little. I really try to not spend above my means.
Peter, are you considering working a few months into the New Year so that you can max out retirement for 2025.? You can also model not having a paycheck if you fund 90% going directly into retirement for 2025. Then you can still use the money later this year but you would be using the money you funded into your plan for 2025. Hope that makes sense. Otherwise I do agree that your plan is awesome. Just think you should take advantage of the 2025 401K contributions. Plus it’s another year you’re adding some to your social security. When I retire (likely 2026), definitely going to max out my retirement, and model not having a pay check before my paycheck ends. Want to take advantage of another year of contributing max to my retirement. Overall it’s healthcare cost in the future is my biggest concern. I’ve seen family and friends family health care cost go through the roof as they age. Things like needing at home care. But definitely agree you’ll be more than fine with current budget assuming no health surprises come up. Figure a little extra buffer could go a long way, god forbid a scary health issue comes up. But the unknowns of health care costs of what we need as we age that don’t want us to be blindsided. But then again you’re a smart and interesting guy so your YT channel will blow up soon. Wish you all the best. Love the videos.
No. I’m done next month. No more work no more contributing to my 401(k). I’ve done enough. Gonna see how it goes and hope for the best. I’ve been maxing out my retirement for the last 10 years. Well at least putting in 20 to 22% With my low income from my 401(k) and my CDs. My healthcare cost will be very cheap. As long as I continue to keep my income low. I hope to continue to stay healthy. Continue to exercise and see what the future brings. You have a good plan yourself. Retire when you feel you’re ready.
If my RUclips channel blows up like you say, that would be nice. A little bit of extra income from RUclips will mean less money I need to pull from my 401(k). But RUclips money is definitely not something I’m gonna take for granted. It could all go away tomorrow.
@@retireearlywithmeYour expenses are super low. Plus you’re eating out affordably and avoid having to do dishes! You’ll easily fill up 40 hrs. Plus you mentioned possibly working part time - though I suspect you will not want to give up your freedom once you get it. Off season travel is great too ❤
Amazon orders keeps me out of the grocery stores! So, I figure I am saving money 💰 cause we all know the moment a person goes through the doors, you will buy more than you went there to buy. Just saying. 👍👍👍
I agree. I usually have a mission when I go to the store and only buy what I need. Once in a while, I might buy something extra to eat, but I never buy anything non-food related. Only the essentials.
I’ve been retired for 5 years. The key to my retiring at 55 yo was being debt free. I can’t say I’m am or have ever been frugal. However, I don’t spend money I don’t have. This past year my expenses have gone through the roof because I’m renovating my rental property which has been sitting for 4 years costing me money (from my investment account). It’ll be rented by March and I’ll be back on financial track. My goal is to spend only my pension minus 10%saving and don’t touch my investments unless I have something drastically changes in my life.
Luckily, my my new place is brand new. Paid off. Debt free. I should not have to worry about a new air conditioner or hot water heater or anything else for a solid 5 to 10 years. Since everything is brand new. As long as I stick to being frugal and only buying what I need, I should be OK. Obviously the stock market could take a dump, but I do have cash to hold me over. I just gotta be diligent in my spending. Seems like you have a good goal to set yourself going forward.
The problem is retirement can be expensive if you do things .. such as playing golf , fishing, traveling and driving around to visit museums, mountains, beaches etc.. A retiree in good health don't really want to stay home 24/7 and watch TV. I enjoy working out but even that will cost money, (Gym/ Pool Membership). You also have more time to shop and eat out which also costs money.
I’ve been busy living the same life for the past 20 years. And I really don’t see that changing bunch of time. Time will tell, but I’m hoping for the best.
Unfortunately not. I always wanted to, but never made it. Netherlands in Poland for my favorite places to go. I’ve been to both four or five times. Absolutely beautiful.
Love the channel brother, I work in insolvency for over 20 years, I crunch numbers for a living, your plan works. No one knows where inflation is heading but it always reverts back to the norms. You said the key factors, no debt, paid off home and likely enough money invested that you'll only need to draw from the interest and likely on rare occasions draw some of your principal. If you can average about 5% return, you'll be on easy Street. I personally took a few years off from working altogether at the start of my 50's to truly experience life, we are all rooting for you Pete. Keep posting, your energy and positive vibes are contagious. Blessings to all.
Thank you for the positive feedback and a little bit of confirmation on my retirement goals and finances. I’m hoping to stay on easy Street and never fall off.
I live frugally also. Don't listen to the negative comments, you got this!
It’s the only way I know to live. Thank you.
You’ll be fine. Live your life. Your positive attitude is refreshing.
Thank you so much for the kind words
I payed of my mortgage today, made that last payment, feels ready awesome
Congratulations 🎈🎉🎊
Way to go! Congratulations!
Yay🎉🎉🎉🎉🎉🎉
Whoo-Hooooo. Huge Congratulations 🎈🎊🎉🍾 Welcome to the Mortgage Free Family 👍🏻❤️
Congratulations!
Hey Peter, don’t worry about the hater’s. Stay positive like always. It’s fun to see the reactions from people when you tell people you’re retiring in your 50’s most have jealous reactions. Have a wonderful retirement! Congratulations 🎉🍾
So very true. A little bit of jealousy and a little bit of confusion. Ha ha thank you
Hey Peter, you are a positive energy, laugh at the knuckleheads who don’t get it! Keep posting you are giving helpful guidance and helping others.
I’ve been a lifetime frugal dude. We take cruises on what others spend on coffee!
Thank you for the positive feedback and comment. I agree. You can take mini vacations on a low budget and enjoy life thoroughly.
Your excitement is due to your happiness.
🎉 A successful retirement is happiness! Congratulations Peter!
Thank you so much for the kind words and support. It’s greatly appreciated.
Well, put. Totally agree.
Hello Peter! RUclips suggested your videos as ones that may be of interest to me. Man did they get it right! My husband and I are total fans! We are 58 and 57 respectively. Looking to retire in 4 short years. We are jealous as we can't retire just yet. We have just developed our initial plan. Starting to think about everything you have been sharing. Its such an exciting time! Thank you for displaying sincerity and authenticity in your videos. We love your content. We are new subscribers!
Thank you so much. I greatly appreciate the kind words and support. Glad to hear you enjoy my videos. Get your plan together and stick to it. You can do it we all can do it.
Totally agree. Being debt free with low expenses makes everything possible. Retirement has not been much of a lifestyle change as we had a pretty great life through our journey. I just do more of what I was already doing and those things have always been low cost. The little things stack to make a life worth living with joy.
Thanks for sharing David 👍🏻❤️💯
We're happy for you Pete! You do you! You know how much to spend and what your budget is! Maybe do some videos while you're on your walk! That could be fun!
I could definitely do some videos while I’m walking in the morning or in the afternoon or the evening. Ha ha when I’m retired I can walk whenever I want. Thank you for your encouragement.
Hello! Wishing you a Happy New Year and congratulations on the upcoming event! 🙂 Have a beer on me! 🙂
WOW!!!!!! 🤩 Thank you SO much for the beer 🍺 donation. That’s the coolest RUclips gift ever 👍🏻❤️💯 Greatly appreciated.
Congratulations on your upcoming retirement Peter! You seem enthusiastic about it. I’m happy for you.
You seemed to plan well, and now you’re executing on what you’ve been planning.
There will always be people that will criticize someone that goes against societal norms. You seem to have a positive attitude and have peace of mind with your decision and your lifestyle. That’s all that matters.
I’m looking forward to continuing to follow your journey, as I too plan to have the option to fully retire in 4 years or less, at 59.5 years of age or before if I choose.
Thank you so much for the support
Great video Peter, thanks. Hope you had a great Christmas. I know the New Year will be great cause retirement is right around the corner for you! I'm somewhat frugal but my wife is a spender but we're doing okay. Debt free other than one car payment so not too bad. Take care and see you next week.
Buzzes retirement garage his wife is the big spender 😮😅😮
When I was married, my wife was the big spender as well. I don’t wanna put all the blame on her as she made double or triple the money I made so I never complained about her spending money but once we divorced, I knew I didn’t want to be in debt. Or keeping up with the Joneses. A frugal life is much less stressful. See you next week, my friend.
😂😂😂
What up Pete?? I agree 1000% debt and controlled spending are the keys to an early retirement!!
I don’t know any Pete. I know a Peter 👍🏻💯 I agree!
You take a common sense approach to life. Most people are out here trying to out-do each other on the socials which keeps them strapped on the hamster wheel.
Very much common sense smart. Definitely not Booksmart. I’ll continue this into retirement.
I didn't even think about retiring until I was close to 60 and finally retired at 63. You are smart to get out early! Like you we retired with no debt, ACA cost us a little bit more than my work-provided insurance, and I had to start paying for internet. We have always lived below our means so no problem there. Happy New Year!
My ACA cost will be very minimal. Due to my minimal income for my 401(k). As long as I keep my income low, my health cash cost will remain low. Who knows what will happen with the ACA in the future but I can’t worry about what might happen just worry about what I can at the moment. Always live below my means and will continue to do so. Let’s hope for the best for both of us.
@retireearlywithme Cheap ACA is the way to go!
👍🏻👍🏻👍🏻👍🏻👍🏻
You really got your bills down 😃! Wow! We are both 65. We live on our combo Social Security- 2k a month. No water, health, or homeowners ins. costs. Take a public bus, E-Bike & drive our E-Car 1x a week. DIY Solar. $160 Prop Tax, $200 Car ins. tow, tires & tags. $15 Trash, RUclips $25, Tech $250, Propane $40, Food $700, Giving $150, Misc $200=$1740 Monthly Expenses. No debt. $150k savings.
That is awesome. I love how you know how much your expenses are each month. That’s how I live as well. Just about knowing my monthly expenses. You are doing great. Congratulations.
Hey Peter, do you ever use the library? Totally free and lots of books and movies available. Just another fun and frugal option in retirement.
I never use the library but my Mom does. So once I retire I’m going to go and check out some books. I enjoy reading and I’ll have lots of time to fill. Not sure if they have new books or not but I’ll find out. Thank you for the suggestion 👍🏻👍🏻
My expenses would also be low if it wasn't for the rising rent cost. You're doing great Peter!
Thank you
Great and very practical advise, thanks!
You are more than welcome
Yes post more videos after retirement!!
Thank you for the feedback
Debt free is the key
💯💯💯💯💯
I'm pulling for you. Hoping to do it around 55 myself. I'll have everything paid off, I just worry about long term care one day. I'm introverted and keep to myself and have no kids and hate relying on anyone. I'm going to be looking into long term care insurance to see if it's worth it (seems like a lot of bad info out there on this). Happy New Year and Retirement to you!
I’m a little bit of an introvert and extrovert. No kids either. Ex-wife. Just myself to worry about. Makes retirement a little bit easier just having to worry about myself and my own expenses. I’m hoping you get everything down tight and able to retire when you want to Happy new year to you as well thank you.
What suprised me when I retired was how my "nest egg" continues to grow.
I hope mine does as well
Totally understand your travel comments. If you have done it, you have done it.
👍🏻👍🏻👍🏻
I just get the feeling you are too determined to fail. You'll adjust if something comes up. You are single, frugal, smart and a planner.
Everyone has different lifestyles. Those that hate are wishing they had your life, your freedom. Best wishes for you and keep posting.
Thank you so much for the positive comment. I appreciate it more than you know.
I have been retired for six years and my expenses are ALOT less than when I was working. Get out of debt and stay out of debt and your life will be much happier. Stop owing anybody else.
I agree 100%. Congratulations on six years.
Hi Peter. I just realized my comment on your last video didn't get posted - maybe because I put a youtube link to another video...?? I like your straight forward, honest presentation. The video I linked to was a TED talk by Riley Moynes about the stages of retirement. It's only 13 minutes and highly recommended. You mentioned last video that you didn't really have a plan... That is OK. The first stage of retirement is like a vacation - enjoy. Be aware that in the second stage there can be depression - that's when you want to start with your plan (purpose) if you haven't already. Best of luck to you.
Dave
I will check out that TED talk. Correct. No plan at this point. Just relax. I think depression can creep in if you don’t have good friends and companions as long as you have that human interaction should keep depression at a minimum.
Is it a good idea to live on your retirement budget a few years before you retire?
Yes yes yes
January 1-31, I will not be purchasing non-necessities, just as a reset. Giving notice the first Monday of Feb. I do plan to enjoy experiences just as travel.
Congratulations very happy for you
Very good advice! 👍
Thanks for watching!
I watch every video. Love your positive videos taking in all the small nuggets of information. So happy you’re really close to retirement. I do have a question, have you budgeted for a car just in case something happens to yours in retirement?
At this point, my car is a 2013. With only 76,000 miles. I figure I should get another solid five years out of this car. If not more. I’ll be driving even less than retirement. And yes, overall I have that in my budget as I know, I’ll need new brakes or new tires or a new water pump or any other thing. I am lucky where I have a couple of friends who work on cars that will save me a little bit of money. I also hope for the best ha ha
No wife. No kids. I'm living a simple life.
💯💯💯
Dave Ramsey would be proud of you!
👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻
Forgive me if you’ve already answered this in a previous video. I’m kind of new here. I’ve seen a few videos, and I think they’re great. But my question is you said that you’re turning 54 years old, but you’re going to be using the 401(k) rule of 55 to withdraw From without penalty. am I not understanding this correctly but don’t you need to be 55 for that rule to take place? If you turn 54 and retire at that age, won’t you still get the penalty? Happy new year
@davidstrauss8646 Its not exactly the age of 55. It’s anytime in the calendar year you turn 55. I turn 55 next august, so as long as I’m employed with the company I’m taking my 401k withdrawals from on January 1st (the calendar year) I can take my 401k without the 10% penalty. I did a video on The Rule of 55 a few months ago as well. Here is what’s written in my 401k documentation…
However, the 10% penalty tax will not apply to a distribution made before age 59% if it is:
Paid to you after you separate from service with your employer during or after the year you reach age 55.
I hope that helps 👍🏻👍🏻
@ yes this is very helpful and I appreciate it. Thank you for the response.
Peter did anyone teach you how to budget?
No. I just learned how to live frugal myself. I never wanted to be in debt. Or live paycheck to paycheck. Even when I was making very little. I really try to not spend above my means.
Lucky you ❤🎉
Very lucky 🍀
Peter, are you considering working a few months into the New Year so that you can max out retirement for 2025.? You can also model not having a paycheck if you fund 90% going directly into retirement for 2025. Then you can still use the money later this year but you would be using the money you funded into your plan for 2025. Hope that makes sense. Otherwise I do agree that your plan is awesome. Just think you should take advantage of the 2025 401K contributions. Plus it’s another year you’re adding some to your social security.
When I retire (likely 2026), definitely going to max out my retirement, and model not having a pay check before my paycheck ends. Want to take advantage of another year of contributing max to my retirement. Overall it’s healthcare cost in the future is my biggest concern. I’ve seen family and friends family health care cost go through the roof as they age. Things like needing at home care. But definitely agree you’ll be more than fine with current budget assuming no health surprises come up. Figure a little extra buffer could go a long way, god forbid a scary health issue comes up. But the unknowns of health care costs of what we need as we age that don’t want us to be blindsided. But then again you’re a smart and interesting guy so your YT channel will blow up soon. Wish you all the best. Love the videos.
No. I’m done next month. No more work no more contributing to my 401(k). I’ve done enough. Gonna see how it goes and hope for the best. I’ve been maxing out my retirement for the last 10 years. Well at least putting in 20 to 22% With my low income from my 401(k) and my CDs. My healthcare cost will be very cheap. As long as I continue to keep my income low. I hope to continue to stay healthy. Continue to exercise and see what the future brings. You have a good plan yourself. Retire when you feel you’re ready.
If my RUclips channel blows up like you say, that would be nice. A little bit of extra income from RUclips will mean less money I need to pull from my 401(k). But RUclips money is definitely not something I’m gonna take for granted. It could all go away tomorrow.
@@retireearlywithmeYour expenses are super low. Plus you’re eating out affordably and avoid having to do dishes! You’ll easily fill up 40 hrs. Plus you mentioned possibly working part time - though I suspect you will not want to give up your freedom once you get it. Off season travel is great too ❤
@ I’ll keep you updated 👍🏻
Amazon orders keeps me out of the grocery stores! So, I figure I am saving money 💰 cause we all know the moment a person goes through the doors, you will buy more than you went there to buy. Just saying. 👍👍👍
I agree. I usually have a mission when I go to the store and only buy what I need. Once in a while, I might buy something extra to eat, but I never buy anything non-food related. Only the essentials.
@@retireearlywithme you are like my husband. But, even men get side tracked. I am the worst going into a store and especially if I am hungry! lol
@ 👍🏻😂
I’ve been retired for 5 years. The key to my retiring at 55 yo was being debt free. I can’t say I’m am or have ever been frugal. However, I don’t spend money I don’t have. This past year my expenses have gone through the roof because I’m renovating my rental property which has been sitting for 4 years costing me money (from my investment account). It’ll be rented by March and I’ll be back on financial track. My goal is to spend only my pension minus 10%saving and don’t touch my investments unless I have something drastically changes in my life.
Luckily, my my new place is brand new. Paid off. Debt free. I should not have to worry about a new air conditioner or hot water heater or anything else for a solid 5 to 10 years. Since everything is brand new. As long as I stick to being frugal and only buying what I need, I should be OK. Obviously the stock market could take a dump, but I do have cash to hold me over. I just gotta be diligent in my spending. Seems like you have a good goal to set yourself going forward.
Jan 23rd my last day.....🤗
Whoo-Hoooo. Congratulations 👍🏻
The problem is retirement can be expensive if you do things .. such as playing golf , fishing, traveling and driving around to visit museums, mountains, beaches etc.. A retiree in good health don't really want to stay home 24/7 and watch TV. I enjoy working out but even that will cost money, (Gym/ Pool Membership). You also have more time to shop and eat out which also costs money.
I’ve been busy living the same life for the past 20 years. And I really don’t see that changing bunch of time. Time will tell, but I’m hoping for the best.
You’re doing great Peter! Keep it up!
So this is what Santa Claus does after Christmas is over.
🎅🏻😂🎅🏻😂🎅🏻😂
How much is your HOH fee?
$125. Averages out to the same as it was in my old place.
No Italy?😳🇮🇹😂
Unfortunately not. I always wanted to, but never made it. Netherlands in Poland for my favorite places to go. I’ve been to both four or five times. Absolutely beautiful.
You should visit H.R.I with all of your free time
They always had the best breakfast
Please shave you look really old
😂😂😂😂😂😂