【多倫多資訊🇨🇦】加拿大一個月支出要幾多錢?💸|省錢必備APP📱|點樣買餸最慳錢?😖|養車貴唔貴💰

Поделиться
HTML-код
  • Опубликовано: 11 сен 2024
  • 喺加拿大一個月嘅衣、食、住、行加埋其它洗費,總支出要幾多錢?呢條片話你知!
    **油價單位應該是「仙」,「元」為口誤🙏🏻多謝觀眾提醒🤣🤣
    Instagram:
    @chloeand012
    @hey.thisischloe
    @hey.thisis012
    Email: chloeand012@gmail.com
    #移民 #移居 #加拿大 #多倫多 #RoomTour #租樓 #移民加拿大 #Toronto #LGBT #Lesbian #Gay #Couple #Lescouple #vlog #情侶 #加拿大救生艇 #owp #StreamB #HongKong #香港 #TorontoLife #CanadaLife #TorontoDaily #同性戀 #同志 #女女情侶 #一個月支出 #養車

Комментарии • 84

  • @vincentchan8126
    @vincentchan8126 2 года назад +6

    您們收到的工資應該已經包含了25%的預扣稅,如果沒有的話,到明年報稅時,將會是一筆意外的開支。另外加拿大報稅比香港復雜,要了解自己該有的credits,可以令實際稅率降低。至於車保有三個方法可以減低保費:1)提高deductible; 2)購買家居保險從而得到multi products discount;3)某些保險公司有提供group insurance給不同界別人仕,比如某大學畢業生,某大機構員工等,有時會比個人車保平宜。至於汽車保養修理方面,找一個可靠的mechanic會比拿回代理平宜佷多。

  • @felixng8562
    @felixng8562 2 года назад +6

    BTW, since you have a car, "touch wood" X 3; if you have accident and need tow, please be smart and not to fall into any tow truck scam. Call your insurance company or use the tow truck company recommended by your friends. The scammer always say they are called to come by police to trick you.

  • @kittypepperchan2298
    @kittypepperchan2298 2 года назад +4

    喜歡看你們的video,
    支持,廣告都睇埋。
    兩位年青人加油好好生活,與香港生活的style不同但這裡總有其較好及有趣之處。💪💪

  • @bbenli2245
    @bbenli2245 2 года назад +4

    精打細算,唔會洗脚唔抹脚,好快會草够錢,啡檔不遠矣,般若波羅密多……阿們!🤣🤣

    • @chloeand012
      @chloeand012  2 года назад

      承你貴言!希望快啲開到啦🤣🤣

  • @iphone4mak930
    @iphone4mak930 2 года назад +4

    有d大型超市可以做price match(eg. Walmart, Nofrills, Food basics),咁就唔使每間超市都去,但又可以用最平既價買嘢。

  • @smwk2017
    @smwk2017 2 года назад +5

    You will need to think about putting some money aside for retirement such as Registered Retirement Savings Plan (RRSP.) Canada Pension Plan (CPP) and Old Age Security (OAS) are not enough for retirement when you turn 65.

    • @TheJlee28
      @TheJlee28 2 года назад

      Not if you have lots of rental properties.

    • @dannydanny7512
      @dannydanny7512 2 года назад

      The RRSP is not for retirement, it's only good for tax reduction. You clearly make more than RRSP could give you, besides you need to pay a huge load before receiving its return value. Do buy the RRSP if you make more than $7000 before tax; if not, not worth to buy the RRSP at all. I would max out the TSFA, and use all the amount to buy KO(coca cola stock), it will surely grant you twice more than RRSP for 20 years.

  • @ericlai7095
    @ericlai7095 2 года назад +4

    Hello 你們好,你兩位小姐仔的數口咁精,邊夠你們算,衣食住行,我認為最大開支都是住和行,不過你兩個有工做都無問題的,加拿大唔會餓死人,知足常樂。

    • @chloeand012
      @chloeand012  Год назад

      Thank you!!! 第一年喺加拿大發展都真係純粹求個和,開到飯、間唔中有得出去周圍睇下玩下、又儲到時數申請PR達成目標已經好滿意🤣🤣

  • @yanisenty
    @yanisenty 2 года назад +1

    喺香港又完全冇諗過移民去加拿大 唔知點解睇晒😅😂 好多謝你分享 俾我認識加拿大

  • @kalaning
    @kalaning 2 года назад +3

    油價單位講錯了,應是「仙」而不是「蚊」,即最高峰是二百幾仙每升,現在回落到一百三十幾仙每升。

    • @chloeand012
      @chloeand012  2 года назад +1

      慣咗口🤣🤣🤣多謝提醒!即刻加返落description先

  • @Evoforus
    @Evoforus 2 года назад

    Enjoy your moment. 老咗會覺好 sweet

    • @chloeand012
      @chloeand012  Год назад

      Thank you!!🥰🥰依家有時睇返啲舊片都好開心

  • @tonyy4177
    @tonyy4177 2 года назад +2

    陽光笑容!👍

  • @TheJlee28
    @TheJlee28 2 года назад +1

    Just in case you’re interested. You can but a wheel lock from Canadian tire as extra protection. Once my keep Cherokee’s driver seat window was broken but they couldn’t start my car. Police told me to buy that and it detected car thief.

  • @2qrcsj8794
    @2qrcsj8794 2 года назад +3

    😂👍直情好似老華僑買餸咁
    Toyota Corolla 同 Honda civic 係車保最貴嘅兩個 model.....呢兩個models係最多人用嘅車, 所以燕梳公司選擇性謀取暴利😂😂

    • @tommywong3147
      @tommywong3147 2 года назад +1

      我都是買美國車。二手車價和保險便宜很多。我又不覺得美國車和日本車維修上差距那麼大。歐洲車維修就真系貴。

    • @chloeand012
      @chloeand012  2 года назад

      🤣🤣老華僑教我哋咁樣買餸

    • @chloeand012
      @chloeand012  2 года назад

      美國車用油會較多?012之前睇啲人話美國車偏重身

    • @tommywong3147
      @tommywong3147 2 года назад

      @@chloeand012 講真差不多如果同等級車。可能一年多一百蚊掛我不是開好多一年先開萬幾公里。但美國車真是安全好多.剛剛有個警察開住架accord被架Porsche撞當場死左。 架Porsche都無乜事。同埋美國車如果不是買pickup truck很少被人偷。

  • @rayl.6455
    @rayl.6455 2 года назад +3

    當你見到油站如果寫$150的話 = CAD$1.50 每公升。$150 會嚇死人😮😅

    • @chloeand012
      @chloeand012  2 года назад

      🤣🤣我哋慣咗口,已經加返落Description!!多謝提醒

  • @marcus7714
    @marcus7714 2 года назад +2

    好堅呀你地 加埋養車每個月都唔過4000 加油呀

  • @letgocan9131
    @letgocan9131 2 года назад +4

    FYI 8月4到步 lease到車 大約600一個月 連TAX audi 2023 Q3, Mazda CX5 大約4百左右,但最後無買 唔太記得

    • @jojo-dm5on
      @jojo-dm5on 2 года назад

      Thank you for sharing👍🏽Mazda cx5都幾吸引其實

    • @chloeand012
      @chloeand012  2 года назад

      👍🏽👍🏽👍🏽

    • @chloeand012
      @chloeand012  2 года назад

      CX5正👍🏽

  • @endykwong433
    @endykwong433 2 года назад +2

    冬天架車有套雪輪胎是緊要的。

    • @2qrcsj8794
      @2qrcsj8794 2 года назад +1

      👍👍係冬天雪地必品

    • @chloeand012
      @chloeand012  2 года назад

      要買返套靚雪輪!

  • @jason6525
    @jason6525 2 года назад +3

    like you guys, very postive。💪💪
    Reply

  • @chongz3342
    @chongz3342 2 года назад +2

    You will need winter tires soon

    • @chloeand012
      @chloeand012  2 года назад

      yes, we are finding the winter tires package now😂

  • @maymay-ms2ty
    @maymay-ms2ty Год назад

    我20号在法國回加拿大後,約出來飲咖啡好嗎?

  • @curling83
    @curling83 2 года назад +1

    👍👍

  • @maymay-ms2ty
    @maymay-ms2ty Год назад +1

    我女兒都是中大畢業,來了加拿大2年,希望可以跟你們做朋友。

    • @chloeand012
      @chloeand012  Год назад

      可以呀可以呀,我哋見多倫多都有唔少中大校友Group

  • @user-ht3il8eu5m
    @user-ht3il8eu5m 2 года назад

    一開始點都要交下學費……最近就快到冬天啦 可以去睇定大褸 有SALE平好多

    • @chloeand012
      @chloeand012  2 года назад +1

      好多都無晒碼!好彩我哋4、5月買咗件頂住先🤣🤣

  • @conniefung6350
    @conniefung6350 2 года назад

    謝謝分享

  • @libecky5088
    @libecky5088 2 года назад

    想知啲保鮮袋裝完肉之後你哋點樣處理啊?

    • @chloeand012
      @chloeand012  2 года назад +2

      放冰櫃先,要用前一日解凍,用完會洗返之後再用😆

  • @kaigirl0923
    @kaigirl0923 2 года назад +1

    你地有冇買家居保險呀?

    • @chloeand012
      @chloeand012  2 года назад

      有啊!但之前俾晒一年👍

  • @GAZERCHEUNG
    @GAZERCHEUNG 2 года назад +1

    油價好平...compare to 香港... 但保險又好貴... 所以打和.😆

  • @falconlin419
    @falconlin419 2 года назад +1

  • @pychannel412
    @pychannel412 2 года назад

    想知啲錢講緊係港幣定加幣?

  • @violalee3166
    @violalee3166 Год назад +1

    Costco買肉其實係貴的

    • @chloeand012
      @chloeand012  Год назад

      暫時見過比Costco嘅肉都比較唔新鮮🤣🤣有冇咩又平又新鮮嘅推薦?

    • @violalee3166
      @violalee3166 Год назад

      @@chloeand012 係呀!所以costco嘅肉質量好但唔平。我住响魁北克省唔知安省超市行情,我一般响中國人超市買,都係好新鮮,特價時仲會平好多 (例如雞槌,特價時$1.29一磅,排骨可以$3.49一磅甚至更平)。而且costco一買就要買好多,有時遇上減價就買唔到因為冰箱被上星期嘅貨爆咗

    • @2qrcsj8794
      @2qrcsj8794 Год назад

      Costco 牛肉多数係(算係高级) AAA 级, 貴一啲..
      普通级牛肉係Metro, Loblaws 減價時好平👍
      不過suggest 各位try whole beef tenderloin, 原條牛柳👍👍👍. 減價 Loblaws 通常可以減到10蚊磅..原價可以到25蚊磅. 一條減價会係40-60蚊, 番屋企切開 成一寸或寸半牛柳排, 成條可以切到20舊....
      包好入袋放冰箱冷藏. 可以食好耐

  • @lindada538
    @lindada538 Год назад

    Auto insurance car insurance 😂

  • @tonghung7213
    @tonghung7213 Год назад

    供6000基金啲錢攞唔攞得返出嚟

    • @chloeand012
      @chloeand012  Год назад

      可以,不過都要小心如果買股票果啲有風險

  • @wikycheng8500
    @wikycheng8500 2 года назад +1

    600 蚊咁少兩個人食一個月真係好癲

    • @chloeand012
      @chloeand012  2 года назад

      我哋兩個都偏細食😂

    • @verachan765
      @verachan765 2 года назад +1

      我哋都係倆個,在溫哥華連外出食飯起碼要1500元,很多時都係在家食,呢度生活費真係貴很多!

  • @guysam3242
    @guysam3242 2 года назад

    Great info and Thank QQQQQQQQQQQ...... What about electric Car Insurance in Canada??? Pls advice......

    • @chloeand012
      @chloeand012  2 года назад

      we don't know, maybe you can try TD bank online advice to check the price.

    • @guysam3242
      @guysam3242 2 года назад

      @@chloeand012 Also where would you find apartment for rent near you guys neighborhood. As we were at North York near Yung st... We love it...

  • @Stock12345
    @Stock12345 2 года назад

    我行路,唔需要供車,入油 haha

    • @chloeand012
      @chloeand012  2 года назад

      哈哈,唔洗養車平好多😆

  • @Stock12345
    @Stock12345 2 года назад

    Domino's 買一送一。低!

  • @Stock12345
    @Stock12345 2 года назад

    用 candle 咪唔需要交電費又可以去返19世紀😂

    • @chloeand012
      @chloeand012  2 года назад

      買candle 都要錢😂

    • @Stock12345
      @Stock12345 2 года назад

      @@chloeand012 aiya...你咁叻,自己賣加埋自己用!咪得囉

    • @Stock12345
      @Stock12345 2 года назад

      @@chloeand012 Chloe , 有冇男朋友?

  • @user-sl8mu7jr8z
    @user-sl8mu7jr8z 2 года назад +1