Sir ninga ulip plan yedukkurathu thappu illa but fund la ninga bond fund 50% & equati la 50%nu invest panni irukkanum appo than ungalukku lapam so yentha fund la poduranganu podunga sir.athavida mutual fund romba risk sir yenna oru company la mattum invest pannuvanga.but insurance appadi kidaiyathu multiple company la investment panni tharuvanga ithula oru santhosamana visayam yennana 10 times insurance cover family kku security
Oru mannum kidaiyaathu.naan sbi life retire smart la invest panni irukaen.i was cheated by bank manager then i wentto deposit and fd.i asked him if it's ulip he said no,i asked him if annuity is compulsory,he said it's flexible .only now iam repenting .money is locked in the brochure they have written I can commute 60%but when asked they say they will give only 67%.whst a cheating ihave alsonpaid fir four years now fifth year I don't know what yo do
Thank you so much! Just came across this plan from one of the sbi agency manager.. he was in a hurry to take my proofs.. just got the policy name and came to youtube and lucky me found this video.. 😄😄 thanks for the video!! The policy name is smart wealth builder..
Same I also did foolish mistake because of bank manager. I want to hide money from my husband side and now I deposited in SBI smart wealth builder series L3. I opened last year. How can I cancel it?
Don't worry mam these kind of influencers always compare the one year of mutual fund risk with 5 years of ulip plans that's provide a stable growth came with insurance. There's a propaganda going around insurance companies are bad and mutual funds are good. One thing that clears everything End of the day if your investment in mutual fund is vanished it's your responsibility. But your investment in insurance companies fund is vanished it's government responsibility. You have your freedom to choose your investment type
7 years term kattanum 15 th year sonna amount kidikkum puriyutha brother.... One year two year there year kattivittu evara mathiri allunga vedio pathuttu cancel pannuna sbi kuthaan Labam.. Namakku Ella..
Your slides are correct. But your guidance is wrong about ULIP. ULIP is a market linked investment, so checking just 1 year point in time performance isn't correct. Customers who are good at market, go with SIP.Your term insurance advice is correct. Thanks
Sir smart wealth builders பாலிசியில் 200000*3 வருடங்கள் கட்டியுள்ளேன்.இப்போது அவசர தேவைக்காக பாலிசையை close பண்ண முடியுமா? (அவர்கள் 5 வருடம் முடிந்த பின்னர் தான் எடுக்க முடியும் என்கிறார்கள்.)
Brother, neega Sonna charges ellam correct, But neega 4 years payment pannitu close panna sonnathu Ramba thappu, pagan antha customer 1. Ippo Equity value 125Rs sonniga, but 5 year before evlove therium 2. After 5 years appurama charges maximum low aakirum, yan na customer premium pay panna theva ella. 3. Neega sollura FD apart other investment la Ethey risk irruku 4. Customer Good return kedikanum tha 5 years locking period atha purechukonga brother 5. Ather than customer can stop the payment after 3 years, 6. Fund switching options irruku So oru product review pannum poothu positive and negative solluga, summa IRDA approval kuduga maatanga
I paid 1 lakh per year for last 6 years in this policy. It's giving good returns for me. Nothing looking to be worried. No truth in this video in my experience
@@SmartAndFoolishstarted 2017. I paid 1lakh per year. Total 5 lakhs..now my policy account showing 6.7 lakhs now. It's looking good instead whatever charges maybe.
@@JoshvaP ok. But this large cap fund. Low risk. And tax free returns. Its having Life insurance cover also. Its enough for me. I don't want to take risk in high risk mid and small cap funds
Wealth builder yarukku?? Customer ka?? Ella bankers ka?? Semma question brother! Insurer never tell the hidden charges and risk. They always want to cover it with key features
Bro, In ULIP there is an advantage. Based on tenure.. you can get the reimbursement for the expenses what you had explained now. Why you didn't mention that.
நன்றி சார் தாங்கள் வீடியோவை பார்க்க வில்லை என்றால் நானும் ஏமாற்றம் அடைந்து இருப்பேன் நல்ல வேலை என்னை காப்பாற்றி உள்ளீர்கள் ஏதாவது இன்டரஸ் அதிகமாக கிடைக்க கூடிய பிளான் சொல்லுங்கள் சார்
Similarly kotak guaranteed growth fund (ulip) is worst. Their 1st year charges are 70%. During may 2020, when market deadly low, they sold all stocks foolishly, kept all the cash idly, given much loss to investors. IRDA has taken no action. The scheme given guaranteed growth to kotak life insurance only and not to investors
Sir ninga ulip plan yedukkurathu thappu illa but fund la ninga bond fund 50% & equati la 50%nu invest panni irukkanum appo than ungalukku lapam so yentha fund la poduranganu podunga sir.athavida mutual fund romba risk sir yenna oru company la mattum invest pannuvanga.but insurance appadi kidaiyathu multiple company la investment panni tharuvanga ithula oru santhosamana visayam yennana 10 times insurance cover family kku security
Super
Oru mannum kidaiyaathu.naan sbi life retire smart la invest panni irukaen.i was cheated by bank manager then i wentto deposit and fd.i asked him if it's ulip he said no,i asked him if annuity is compulsory,he said it's flexible .only now iam repenting .money is locked in the brochure they have written I can commute 60%but when asked they say they will give only 67%.whst a cheating ihave alsonpaid fir four years now fifth year I don't know what yo do
Ulip naala e cheat cheat and cheat please be very careful i am repenting
Thank you so much! Just came across this plan from one of the sbi agency manager.. he was in a hurry to take my proofs.. just got the policy name and came to youtube and lucky me found this video.. 😄😄 thanks for the video!! The policy name is smart wealth builder..
Exactly same here😂
Intha plan la 2 time my father invest panni irukaru nalla benifit vanthuruku.its good plan to invest
S it's good plan
Minimum evlo intrest kidaikum bro
Same I also did foolish mistake because of bank manager. I want to hide money from my husband side and now I deposited in SBI smart wealth builder series L3. I opened last year. How can I cancel it?
Don't worry mam
these kind of influencers always compare the one year of mutual fund risk with 5 years of ulip plans that's provide a stable growth came with insurance.
There's a propaganda going around insurance companies are bad and mutual funds are good.
One thing that clears everything
End of the day if your investment in mutual fund is vanished it's your responsibility.
But your investment in insurance companies fund is vanished it's government responsibility.
You have your freedom to choose your investment type
Thank god.... Until I saw this vedio I'm looking forward to invest on smart wealth builder plan.... finally you open my third eye👁️🙏
Yes bro I have call me manager in SBI the assignment god is great
12 yer plan and 7yers pay term sir
9And 12 withdrawal end of policy minimum 10% confirm sir
Growth of witing period
Same for me.. sbi manager forced me to take this
Sir I am suganya.s...2019 la 100000 sbi life wealth builder policy la potten....2019 to 2023 varaikkum yearly 1 lalh totala 5lakhs pay panniten
How do discontinue from ulip, I am already paid monthly Rs.10,000/-, 8month complte, 10 year plan (continue ? (or) discontinue continue?)
Wrong info SBI life equity fund 2018 NAV 89 Rs now 2021 NAV is 140rs nearly 60% Returns..pay ur premium and wait for another 5yrs double your money
Sir, i am already monthly
Rs. 10,000/- pay ULIP plan, 8 month complete , discontinue options
7 years term kattanum 15 th year sonna amount kidikkum puriyutha brother.... One year two year there year kattivittu evara mathiri allunga vedio pathuttu cancel pannuna sbi kuthaan Labam.. Namakku Ella..
Your slides are correct. But your guidance is wrong about ULIP. ULIP is a market linked investment, so checking just 1 year point in time performance isn't correct. Customers who are good at market, go with SIP.Your term insurance advice is correct. Thanks
Sir smart wealth builders பாலிசியில் 200000*3 வருடங்கள் கட்டியுள்ளேன்.இப்போது அவசர தேவைக்காக பாலிசையை close பண்ண முடியுமா?
(அவர்கள் 5 வருடம் முடிந்த பின்னர் தான் எடுக்க முடியும் என்கிறார்கள்.)
Yes, we can't take out the money within 5 years. That's a major issue with such policies.
Brother, neega Sonna charges ellam correct, But neega 4 years payment pannitu close panna sonnathu Ramba thappu, pagan antha customer
1. Ippo Equity value 125Rs sonniga, but 5 year before evlove therium
2. After 5 years appurama charges maximum low aakirum, yan na customer premium pay panna theva ella.
3. Neega sollura FD apart other investment la Ethey risk irruku
4. Customer Good return kedikanum tha 5 years locking period atha purechukonga brother
5. Ather than customer can stop the payment after 3 years,
6. Fund switching options irruku
So oru product review pannum poothu positive and negative solluga, summa IRDA approval kuduga maatanga
Correct sister
Money safe ah unsafe ah
Wrong info. It was under valued during 2020 May . But it's grown very well and I am having good returns every month
Thank you friend I planned to purchase
Will our govt do something and ban these ulips
ப்ரோ யூ லிப் planla long term invest pannu na than profit 4 years pannuna loss thaan bro plan ah pathi தெரியாம வீடியோ போடாதே
Sir, You invest 50% in Equity and 50%in Market Cap
Helo sbi smart wealth Bulider ( Pure fund) invest pannitayn Continue pannalama illa Close pannalama
Good plan you may care on👍
TATA AIA LIFE INSURANCE investment pannalama, fortune guarante plus plan
Please answer sir
Athaaa perulayeaa irukea. SBI wealth builder... SBI ku than wealth build aaguthu.
Y apdi
Pe ratio pathi pesunga sir
Lic ulip plan siip explain sir.....
All insurance plans has a locking period of five yrs so what's the big deal
Please explain smart scholar scheme
As for as i know, maximum 2.5 lakhs can be invested in this plan, how he invested 3 lakhs? Please clarify me.
2.5kum melavae invest pannalasm.ive invested more than three.and iam a senior citizen.
@@seethaa8987 wealth builderl ya pannirukinga?
nice
we also taken this policy .still one year not finish .last mar2021 only i taken the policy. can u possible close
Speak about LIC also sir
What to do after four years
Thank you for your information 🙋🙋🙋🙏🙏
I paid 1 lakh per year for last 6 years in this policy. It's giving good returns for me. Nothing looking to be worried. No truth in this video in my experience
Do you know the amount of fees that you've paid?
@@SmartAndFoolishstarted 2017. I paid 1lakh per year. Total 5 lakhs..now my policy account showing 6.7 lakhs now. It's looking good instead whatever charges maybe.
@@subbaramr2549 It is Very low actually. You'll get higher if you invest in Direct MF or index funds
@@JoshvaP ok. But this large cap fund. Low risk. And tax free returns. Its having Life insurance cover also. Its enough for me. I don't want to take risk in high risk mid and small cap funds
@@subbaramr2549 hi sir can i get you contact no. I want to know about investment in share as insurance.
Wealth builder yarukku?? Customer ka?? Ella bankers ka??
Semma question brother!
Insurer never tell the hidden charges and risk. They always want to cover it with key features
Post office PLI schem எப்படி இருக்கு அண்ணா
Bro, In ULIP there is an advantage. Based on tenure.. you can get the reimbursement for the expenses what you had explained now. Why you didn't mention that.
How to close this policy, after close the policy do i need to wait 5 years
Say no to ulips.naan padum vedhanai yaarukum vara koodathu.sbinlife,hdfc life, etc all.be careful.
Your answer correct
It's fake news. Its not true. I've invested in this policy from 9 years back. Still in holding. It gives very good return for me.
How much inteste minimum
How to discontinue from ULIP ?
ULIP discontinuous panna ventam brothers, Amount hold pannuga, atleast 7 years
Is it good to invest in Kisan vikas patra?
Completely misleading and less informative.
Plan pathi theriyame ularathe this plan last year my son 1 lakh now 1,14.000 Recard erukku
Sir naan emmanthva solraen .unga nallathaku thaan
Contents are somewhat related to moneypechu channel...
Please explain about SBI Smart retirement plan.
U want that
Sir plz explain about sbi life retire smart. It is safe to invest or not
Already made a video about it
தெளிவான விளக்கம் sir
ur wat not to do talks are good and informative, but wat to do talks all episodes are misleading , less informative....
2018 enakkum ithu pola manager smart wealth policy pottu vittutar. One time mattum kattinen athukku piraku kattala ippa 5 year mutiya pokuthu 27.4.2023 enna panathu sir
Ippo evlo amount return ungaluku vandhuchu bro..becz I also invested as same as you
Can u please review SBI smart power insurance....
நன்றி சார்
தாங்கள் வீடியோவை பார்க்க வில்லை என்றால் நானும் ஏமாற்றம் அடைந்து இருப்பேன்
நல்ல வேலை என்னை காப்பாற்றி உள்ளீர்கள்
ஏதாவது இன்டரஸ் அதிகமாக கிடைக்க கூடிய பிளான் சொல்லுங்கள் சார்
Rong peach na 18 yrs SBI life Advisor
My custamer good return to this plan
No 1 plan
Onnum illa thambi Mutual funds agent avlo dhan 😂
Totally fale news you say, my policy is best growth, I paid 5 Years 2.5L still 3.60L your are most lyer
BANK ஒரு பைனான்ஸ் கம்பனி
சார் e welth policy பற்றி சொல்லுங்கள்
intha utube karan soldratha nambathinga...ivanuku oru miru theriythu...
SBI MONEY WEALTH BUILDER ulip scheme pathi sollunga ji
Already made one.
Same sbi my father put money in 2007 and person who sold is millionaire now. We got less money than invested
Oh no 😱
Good message
About PPF ACCOUNT video please
Similarly kotak guaranteed growth fund (ulip) is worst. Their 1st year charges are 70%. During may 2020, when market deadly low, they sold all stocks foolishly, kept all the cash idly, given much loss to investors. IRDA has taken no action. The scheme given guaranteed growth to kotak life insurance only and not to investors
சார் வணக்கம் நான் சைல்ட் ப்ளான் போட்டு உள்ளேன்
Me too. Did u get good returns now
அடெய் fund switch பன்னுடா குறைந்த பட்சம் 18% growth இருக்குடா! பிளானை பற்றி நல்லா தெரிந்து கொள்!
18% growth இருக்கிற fund name சொல்லுங்க
Equity midcap for my son
இதில என்ன காமெடி நா. SBI வெறும் பேரு தான் , நடத்துறது வேற யாரோ
I am also a victim in this
Completely misleading.....it is not understood, how it is possible......
bro unga number kodunga bro