First-Time Homebuyer: What Credit Score Do I Need To Buy A House!? 🏡🤔
HTML-код
- Опубликовано: 19 окт 2024
- #credit #creditscore #buyingahome2022
Have mortgage questions? Call Me 707-478-0637
Need a mortgage? www.zerostressmortgage.com Text me if you apply online at 707-478-0637 with your name;)
Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 48 states for purchase and refinances. Here is how to contact me:
1) Book a call with me: calendly.com/j...
2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637
3) Call me 707-478-0637
TikTok @jenniferbeeston
Instagram - jenbeeston
Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2021
What Is A Fully Underwritten Preapproval: • Why You Want a Fully U...
www.zerostressmortgage.com
NMLS #247743 Guaranteed Rate NMLS 2611
www.guaranteed...
www.guaranteed...
Equal Housing Lender - www.nmlsconsumeraccess.org
State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.
All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.
Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
help buying a home,jennifer beeston,top mortgage originators,Guaranteed rate,mortgage lending,mortgage house buying,first time home buyer,real estate,pre approved letter,pre approval letter,pre approval letter for mortgage,how to get a pre approval letter,understanding pre approval letter,mortgage pre approval letter,what is a pre approval letter,fha pre approval letter,pre approval mortgage,pre-approval letter,home loan, loan declined, home loan declined, declined mortgage
I really want to buy me and my 3 a 🏠....imma definitely follow for more tips!!!
Thank you so much for this! This give us home to be homeowners ❤️❤️❤️
:)
@@JenniferBeeston I will definitely going to call you one of this days😅 ❤️
Just gave me some hope hehe ima pay down some debt then me and my wife definitely calling your company
Thanks for what you do!
You can do it! Looking forward to hearing from you two! (:
I need help. I really don't even know where to start. And every time I attempt to handle this by myself I keep hitting a brick wall. I'm getting older and this is becoming a scary venture🙏🏽❤️
give me a call and lets talk it out 707-478-0637. If you get my VM just specify Jen Beeston to call back
How many revolving lines of credit does someone need to have on their credit .. what’s the minimum amount of revolving lines of credit and how long do they need to have those cards open for? Thank you!
But also the mortage amount might not be what ud expect.. like 620 will probably be 130k loan and in ohio that is like not a lot of options(housing market wise) ugh lol
Good to know!
Yeah but I keep hearing I need 640 or higher to qualify for first time home buyer grants, then I get lenders that don’t want to work with grants because the process is too long and involved. I feel stuck in between.
The key to getting a down payment program or grant is working with a lender that specialize in that specific grant. They are thousands across the country and you really need a specialist.
@@JenniferBeeston it’s tricky finding a lender specializing in grants or maybe I just don’t know where to start. Is there somewhere I can search available grants for my purchase area?
Va home loan requires 620. I know *because I got denied for having a 617*
That is wrong. VA does not have a credit score requirement. Lenders have credit credit score rules. We go to 550 so give me a call Tuesday 707-478-0637
I was told to do a conventional I’d need a 720, and to avoid condos
conventional is 620 and above. Condos just like houses can have issues and it just depends which ones you are looking at
Avoid condos because they’re hard to sell and the HOAs aren’t worth it
Is that a 620 from a Fico ? Or where do you guys pull from?
Experian, equifax and transunion and then we use the lowest middle score.
Its the Fico 5 4 & 2 and they are very harsh graders. Im learning the hard way
Are you a broker
Direct lender.
I mean won’t the 660 be better for terms than a 620 tho so??
Depends on loan type
How about history I just started 6 months ago and I want to get a home already
If you have credit scores showing up 6 months can be enough for many loan programs. If you want us to check I need you to fill out an app and yes we do hard credit pulls
Www.zerostressmortgage.com
Higher the score better the rates. You can rush the process and pay more in the long run. That person spent a year building there credit and probably saved them thousands of dollars.
The higher the score better the rate is not accurate anymore expect in jumbo loans.
@@JenniferBeeston they did instate this new thing that bumps up people with higher credit score rates to cover people with lower credit scores but you still save more in the long run compared to people with bare minimum. It’s just easier for people to get in the market now.
What if your credit is up and you only have a student loan?
Totally fine
Well can u help me purchase with a 620 😅
Both FHA and conventional allow 620. Happy to look at 707-478-0637
But when you go in with 660 instead of 640, you get a better rate. Payless in the long run.
Now question is are you really helping people or just being greedy and getting sales
I’m 24 and have a 714 now what?
Check out this video I did. It covers the 3 keys to qualifying ruclips.net/video/jE925R9oLuY/видео.htmlsi=qZ4-2t-4B4ZrDzoH
If you want to put together a plan grab a time on the calendar (its free) calendly.com/jennifer-beeston/preapproval-q-a
Are you married? Let's go to Vegas this weekend...I'm bored. You seem precious
Happily Married
What is your the number to call?
707-478-0637 off till Monday but then back:)