Unfortunately this seems like the worst investing period. Started investing recently when the market prices were a bit high, today I am more than 60% down!
@@toyko7200 You should have used a Robo-investing platform or copy-traded Charles Matthew Alsip or any other regulated pro. As a complete beginner myself, I have made over $30K in less than 5 months of copying him.
@@toyko7200 Sadly, if you're down that much you didn't do very much research. Being down a few percent right now is fine due to the market, but 60% is crazy! Watch different vids before investing in any other thing, go for low risk index funds or better still, try out charles matthew alsip he is good. I can see people have suggested already.
@@yardenifrachhaimovich8172 I've recently added QQQM, but I have stocks that aren't in SCHD. At some point you become diversified enough. Can always own VTI if you want to diversify though the whole US Stock Market.
You can put every dollar you ever invest in your whole life into voo and more than likely you will be beat 99% of other equity investments in your lifetime
@@GrandPrix46 I buy fractional shares, despite what you may think that everybody's Rich a lot of people buy fractional shares, it adds up quicker than you think
@@flypimpinogflypimp2126 I don't assume anything about anyone, but anybody who has $375+ to drop on a single share of an ETF is definitely doing well. Mine is $38 a share, in comparison. I hadn't heard of buying fractions of shares, just got into this investing stuff less than a month ago after stumbling onto Whiteboard Finance's channel. Lots of stuff to learn, that's for sure.
Anything with tech and AI is going to go up long term. It's the way the world is moving. With a World War possibly looming I'd say industry will go up a lot too
First time visitor here. Like your advice. I have 3 ETF’s, QQQ, Another that follows ARK innovation fund and an ETF that follows Bitcoin. I have two stocks. 2/3 of my portfolio is a long hold on Tesla. Also I have B stocks in Berkely Hathaway.
SCHD and QQQ (QQQM) are great. The rest are subpar. VOO can be replaced with any large cap growth ETF for at least 75 points additional growth. The other ETFs you said are trash. Please revise!
Instead of an ETF, I buy into the S&P 500 with SWPPX in my accounts. I also like the Schwab 1000 SNXFX. You can buy into the biggest companies with just a few dollars at a time. These are for buy and hold for a long time low cost solutions. But with VOO and other ETF's I think you have a higher minimum buy in. I usually put my remainder values into those two Schwab funds when I have like $40 left over after buy a block of stocks.
Would like to add another "ETF": Berkshire Hathaway. The company of Warren Buffett and Charlie Munger. And a conglomerate of about 60 companies that are all doing very well. That has everything to do with the choice for value investing. Berkshire has outperformed all ETFs in the past 50 years. And they don't pay dividends. All profits are reinvested.
im not seeing the description below. As i am very new to this and trying to absorb some information. Can you please send the description data you speak of in the video?
I don’t understand why you would choose FPRO over VNQ. VNQ has a higher dividend, lower expense by about 5 times relative to FPRO. Why would you even look at FPRO for REIT
I really liked your video! Thanks for breaking it all down, it was a big help. I am going with SCHD for sure but am totally torn between QQQ and VOO. I like QQQ for its higher profit potential but not for its higher volatility. VOO may be a better option for that reason. I am trying to decide now so I don't have to take the hit on taxes by selling one to switch to the other at some Point.
I started investing in Vanguard ETF's about 2 years ago and have put in about 13,000. Over the past 2 years I have received a total of about 220 in dividends. I was expecting more than that. Maybe I'm missing something but I was expecting more. Would anyone have any info on this ?
Depends on which ETFs you purchased and what their dividend is, you should do your research on them. If you take (220/13 000)x100=1.69%, you made 1.69% of profit in dividends. VOO currently has a yield of 1.59%, so you're actually a bit higher than that. You'd have to calculate the weight of the ETFs in your portfolio and then the yield by weight to then workout the actual dividend yield you should be receiving. But just looking at the popular vanguard ETFs; VOO 1.59%, VIG 1.9% and VYM 2.95%. I'm assuming you have a mix of those that is more heavily weighted to VOO.
@@ACM86 seems like a low return for what i put in. if the average return is about 7% for a mutual fund then why are these ETF's getting a low return ?
@@nicholasbrassard3512 seems like a low return for what i put in. if the average return is about 7% for a mutual fund then why are these ETF's getting a low return ?
Instead of a large cap growth I use a small cap value. I might not be right but it just seems except for three years, large cap growth didn't really grow any more than large cap blend for years. I use SCHD also. I put no more than 10 percent for my Small cap value fund cause my VTI has small cap in it. But I have only been doing it for a few years so I wouldn't want anyone to follow me on this.
actively managed is garbage just means they will be charignig more, and not necessary given other options available. This takes away from why you should be buying ETFS over mutual funds
Hey Ryan, I have been a follower of your channel for a very long time. You were someone I watched before I started my own channel, and you were really an inspiration to me. I'd love to get in contact with you. If you see this, what's the best way I could?
If anybody is watching this first time, don't think of dividends as something so great like it's free money. It's taxed as capital gains. It will cost you to have them. Not saying they are bad, but there is a place for them.
![KSI - Dirty [Official Visualiser]](http://i.ytimg.com/vi/VoDh1h1dPUE/mqdefault.jpg)
I have VOO and SCHD which I will add to. I Think qqq will go up a lot . These 3 Etfs are keepers, I hope.
Unfortunately this seems like the worst investing period. Started investing recently when the market prices were a bit high, today I am more than 60% down!
@@toyko7200 You should have used a Robo-investing platform or copy-traded Charles Matthew Alsip or any other regulated pro. As a complete beginner myself, I have made over $30K in less than 5 months of copying him.
@@toyko7200 Sadly, if you're down that much you didn't do very much research. Being down a few percent right now is fine due to the market, but 60% is crazy! Watch different vids before investing in any other thing, go for low risk index funds or better still, try out charles matthew alsip he is good. I can see people have suggested already.
@@polinaivanova6610 sorry but all the YT invest in MEmE stuff
@@toyko7200dont matter if youre holding till retirement
Thanks!
SCHD is my current favorite. It's the only one in my personal portfolio.
hi! wouldn't you rather diversify with more etf's instead of putting all your money on one?
@@yardenifrachhaimovich8172 I've recently added QQQM, but I have stocks that aren't in SCHD. At some point you become diversified enough. Can always own VTI if you want to diversify though the whole US Stock Market.
You can put every dollar you ever invest in your whole life into voo and more than likely you will be beat 99% of other equity investments in your lifetime
$375 a share though, dayum.
@@GrandPrix46 Consider before its downturn it was about 430 a share. Trust its growth and get your avg cost down on it now while you can.
@@TheMetaFactor dollar cost averaging😉
@@GrandPrix46 I buy fractional shares, despite what you may think that everybody's Rich a lot of people buy fractional shares, it adds up quicker than you think
@@flypimpinogflypimp2126 I don't assume anything about anyone, but anybody who has $375+ to drop on a single share of an ETF is definitely doing well. Mine is $38 a share, in comparison. I hadn't heard of buying fractions of shares, just got into this investing stuff less than a month ago after stumbling onto Whiteboard Finance's channel. Lots of stuff to learn, that's for sure.
I am mixed, I own stocks, mutual funds and bonds, will currently invest in ETFs and reits soon.
just wondering why you select FPRO ?
VOO and QQQM for a lower expense ratio than QQQ
SCHD all the way 🤑
It sounds like you are promoting Fidelity's highly cost ETFs.
However, VOO, QQQ, and SCHD all great ETFs.
Nah, he's riding the recent innovation of active non-transparent ETFs -- a happy medium between ETFs and mutual funds.
I don't think he's promoting one over the other.
Anything with tech and AI is going to go up long term. It's the way the world is moving. With a World War possibly looming I'd say industry will go up a lot too
VOO and SCHD for life!
I actually currently have 10% SCHD, and the rest single stocks. Used to have QQQ and VOO, and was thinking of buying VOO again.
First time visitor here. Like your advice. I have 3 ETF’s, QQQ, Another that follows ARK innovation fund and an ETF that follows Bitcoin. I have two stocks. 2/3 of my portfolio is a long hold on Tesla. Also I have B stocks in Berkely Hathaway.
SCHD and QQQ (QQQM) are great. The rest are subpar. VOO can be replaced with any large cap growth ETF for at least 75 points additional growth. The other ETFs you said are trash. Please revise!
i've been looking for ETFs to invest in for my IRA i'm gonna open soon --- thx for posting
All investings should start with INVESTING on YOURSELF first, self education is the key to getting RICH....
Stock pickers won’t beat the market after a 10 year period
All US…. What about emerging Markets?
Instead of an ETF, I buy into the S&P 500 with SWPPX in my accounts. I also like the Schwab 1000 SNXFX. You can buy into the biggest companies with just a few dollars at a time. These are for buy and hold for a long time low cost solutions. But with VOO and other ETF's I think you have a higher minimum buy in. I usually put my remainder values into those two Schwab funds when I have like $40 left over after buy a block of stocks.
Do both. 🤓.
Would like to add another "ETF": Berkshire Hathaway. The company of Warren Buffett and Charlie Munger. And a conglomerate of about 60 companies that are all doing very well. That has everything to do with the choice for value investing. Berkshire has outperformed all ETFs in the past 50 years. And they don't pay dividends. All profits are reinvested.
Few can afford that stock
@@jakemf1 maybe the class B share for about 300 dollars…
Look into schb and itot
What’s the Vanguard equivalent to the QQQ ETF? They seem to do it better for less.
MGK
VUG
@@tigenesis7761 Nice. I think this will be what I go with.
VGT
im not seeing the description below. As i am very new to this and trying to absorb some information. Can you please send the description data you speak of in the video?
Thanks Ryan! I wasn't aware of most of these ETFs. It's good to know ones options for safer long term investing.
You’ve taught me so much so just thank you❤️❤️
I don’t understand why you would choose FPRO over VNQ. VNQ has a higher dividend, lower expense by about 5 times relative to FPRO. Why would you even look at FPRO for REIT
I like ETFs but most are market weighted so I pick the top stocks in ETFs I want instead
Make sense!
Smart guy
I do that in addition to the etfs.
I would add XLV for down side protection
Thanks for sharing!
QYLD is my favorite
nice dividend but no growth.
Schd , but right now I’d use UUP for hedging, and marine transportation,as well as Cocc and some high yield oil stocks
VOO is the most intriguing.
USOI, QYLD, RYLD, SLVO, so far.
😅😅😅I have tqqq Qyld jepi and divo😅😅going all in for the next 10 years
I really liked your video! Thanks for breaking it all down, it was a big help. I am going with SCHD for sure but am totally torn between QQQ and VOO. I like QQQ for its higher profit potential but not for its higher volatility. VOO may be a better option for that reason. I am trying to decide now so I don't have to take the hit on taxes by selling one to switch to the other at some Point.
VOO, QQQM, and SCHD is all you need for for IRA
What do you think of the ETF VTI?
Vti is As Good as voo ❤
I prefer $FTEC than QQQ ..
I started investing in Vanguard ETF's about 2 years ago and have put in about 13,000. Over the past 2 years I have received a total of about 220 in dividends. I was expecting more than that. Maybe I'm missing something but I was expecting more. Would anyone have any info on this ?
Depends on which ETFs you purchased and what their dividend is, you should do your research on them.
If you take (220/13 000)x100=1.69%, you made 1.69% of profit in dividends. VOO currently has a yield of 1.59%, so you're actually a bit higher than that.
You'd have to calculate the weight of the ETFs in your portfolio and then the yield by weight to then workout the actual dividend yield you should be receiving. But just looking at the popular vanguard ETFs; VOO 1.59%, VIG 1.9% and VYM 2.95%. I'm assuming you have a mix of those that is more heavily weighted to VOO.
@@nicholasbrassard3512he has half of 1,69 because its 2 years profit, so he has less than VOO (around 0,85% dividend year)
Sounds right. 1-2% of 13k is ~ 130-260 per year.
@@ACM86 seems like a low return for what i put in. if the average return is about 7% for a mutual fund then why are these ETF's getting a low return ?
@@nicholasbrassard3512 seems like a low return for what i put in. if the average return is about 7% for a mutual fund then why are these ETF's getting a low return ?
excellent information. thanks so much!
Nobody ever talks about QQQM, same as QQQ but lower fee
Niceo video!
Instead of a large cap growth I use a small cap value. I might not be right but it just seems except for three years, large cap growth didn't really grow any more than large cap blend for years. I use SCHD also. I put no more than 10 percent for my Small cap value fund cause my VTI has small cap in it. But I have only been doing it for a few years so I wouldn't want anyone to follow me on this.
Thanks for sharing!
Mannn Thank YOU
actively managed is garbage just means they will be charignig more, and not necessary given other options available. This takes away from why you should be buying ETFS over mutual funds
To make money you need money. A lot of money.
Gonna buy SCHD+VOO with %70 of my stock portfolio then sleep peacefully
Hey Ryan, I have been a follower of your channel for a very long time. You were someone I watched before I started my own channel, and you were really an inspiration to me. I'd love to get in contact with you. If you see this, what's the best way I could?
I buy s&p500etf and hold
There is only one ETF RUclipsr out there: Fen Felix.
This is just buy and hold advice which will leave a lot of profit on the table.
Rug pull coming
Probs
New to your channel.
missed 99% of the world with those etfs, not very diversified
Dude! Why are you shouting. Just because you are loud doesn't make you right.
If anybody is watching this first time, don't think of dividends as something so great like it's free money. It's taxed as capital gains. It will cost you to have them. Not saying they are bad, but there is a place for them.
Nicely done… much respect 🫡!