Capital One 360 Review 2024 - One of the Best Bank Accounts?

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  • Опубликовано: 21 окт 2024

Комментарии • 67

  • @UncleDavesKitchen
    @UncleDavesKitchen 9 месяцев назад +83

    Another thing about Capitol One is you can have up to either 10 or 15 savings accounts for free for sinking funds. Thanks for not adding annoying background music to your video.

    • @designthedays
      @designthedays 5 месяцев назад +2

      You can have up to 25 savings accounts with Capital One!

    • @E39M5SPEED
      @E39M5SPEED 5 месяцев назад +6

      Why would you need so many savings accounts?

    • @ItsJasmynMarie
      @ItsJasmynMarie 4 месяца назад

      Possibly to seperate what you're saving for like rainy day fund, college fund, regular savings, trip savings, fun money, etc. But that's just my guess. ​@E39M5SPEED

    • @jcnot9712
      @jcnot9712 3 месяца назад +1

      How would having that many savings accounts help?

    • @UncleDavesKitchen
      @UncleDavesKitchen 3 месяца назад

      @@jcnot9712 sinking funds

  • @Rebecca-zr3lu
    @Rebecca-zr3lu 6 месяцев назад +22

    His grace is sufficient enough for me. Amen 🙏

  • @autobotdiva9268
    @autobotdiva9268 9 месяцев назад +31

    their visual account info is wonderful for adhd

  • @sandimclaurin
    @sandimclaurin 7 месяцев назад +9

    Great video, been with Cap1 360, for years checking and savings, Awesome bank

  • @nenca3827
    @nenca3827 8 месяцев назад +16

    Careful with their CDs. I lost money due to penalty early withdrawal. I earned 86 dollars and penalized with 117 dollars. Lost 31 dollars. Be careful.

    • @justme8649
      @justme8649 8 месяцев назад

      How long was the CD for?

    • @TheSkiMaskReviewer
      @TheSkiMaskReviewer 8 месяцев назад +23

      All banks do that.

    • @justme8649
      @justme8649 8 месяцев назад +7

      @@TheSkiMaskReviewer Exactly, which is why I was wondering if it was a 2/6/9 or 12 month CD. It's clearly expressed before purchasing any CD that's there's a penalty fee for early withdrawal at any bank. An emergency withdrawal does present a problem which is why the purchasing of CD's should only be used with money that won't be touched for the duration. The longer the duration, the more difficult to not withdraw.

    • @bonanzatime
      @bonanzatime 8 месяцев назад +22

      In other words, don't be stupid😂

    • @954Onebite
      @954Onebite 5 месяцев назад +2

      All banks

  • @v3ronzo
    @v3ronzo 7 месяцев назад +4

    What about SoFi vs NavyFed

  • @34Katdaddy
    @34Katdaddy 8 месяцев назад +8

    🤔...Thinking about setting up direct deposit with my job. How early does your deposit hits your account? I'm currently with Sofi but wanting to switch to Capital One 360!

    • @LouThaEnergy
      @LouThaEnergy 8 месяцев назад +5

      Two days early!

    • @GreaterThanEnough
      @GreaterThanEnough  8 месяцев назад

      Both should pay the same day. Why would you want to switch to Capital One?

    • @34Katdaddy
      @34Katdaddy 8 месяцев назад +6

      @@GreaterThanEnough I already have a Credit card with them and I just moved around the corner from a Capital One Bank.

    • @bonanzatime
      @bonanzatime 8 месяцев назад +3

      ​@34Katdaddy a physical location is more important than an extra .50% interest.

    • @Rxckstarrrr
      @Rxckstarrrr 6 месяцев назад +1

      Did u do it

  • @Okay_Oscar
    @Okay_Oscar 9 месяцев назад +10

    Just opened one a few days ago. Whats the difference between available balance & current balance ? I deposited 100 but its in the current balance. Do I need to make a checking account or a credit card with them ? I only have a savings account

    • @gabl9692
      @gabl9692 9 месяцев назад +12

      Current means the bank is holding the money but it’s yours still. Available means the hold is lifted off the money and now you can spend it.

    • @romancedennis290
      @romancedennis290 9 месяцев назад

      How did you open one

    • @Okay_Oscar
      @Okay_Oscar 9 месяцев назад +3

      I just went online in my phone and clicked on open account & answered their questions. In less than 10 minutes I had opened one

    • @Okay_Oscar
      @Okay_Oscar 9 месяцев назад +1

      Then I just downloaded the app after making the account

    • @ShahzadAhmed-v7f
      @ShahzadAhmed-v7f 6 месяцев назад

      Have you opened saving account? And how you feel about that?

  • @jakeb.1318
    @jakeb.1318 8 месяцев назад +10

    Can anyone speak on how it is transferring funds from another bank like Bank of America or chase?

    • @Oaktwn16
      @Oaktwn16 7 месяцев назад +1

      It takes like 3 days to do ach transfers

    • @SikeChick
      @SikeChick 5 месяцев назад +7

      I use Zelle to transfer funds between my Capital One account and my brick and mortar and also my Ally account. Takes only a few minutes.

  • @shiela_a1990
    @shiela_a1990 3 месяца назад +3

    Hi, does the 360 charge foreign transaction fees like dining/shopping?

    • @Taldanmus
      @Taldanmus 3 месяца назад +2

      no foreign transaction fee for purchases; a big reason I still use them😊

    • @tcdan-c2m
      @tcdan-c2m 2 месяца назад +1

      @@Taldanmus oh wow! That's great!

  • @johnmellyn2700
    @johnmellyn2700 Месяц назад

    Hi, I’m heading over to Thailand in a few months for the winter, if I open a capital 360 checking acct , will they send me an atm card and if I use that atm card in Thailand will I be charged a foreign exchange fee and will I be reimbursed for any atm fees?,,,, thank you !

  • @mima7230
    @mima7230 7 месяцев назад +3

    How do I open a savings and a checking account with them at the same time?

    • @Emily_CM
      @Emily_CM 2 месяца назад +1

      Easy! Download the app and look for the link. (Open an account) you have 60 days to make your first deposit.

  • @ToboeKey309
    @ToboeKey309 7 месяцев назад +4

    Or go to a capital one cafe that is near your city its a physical branch

  • @isailopez6597
    @isailopez6597 2 месяца назад +2

    Sounds like your only cons are due to advertisers/sponsored links

  • @isaiahsledge7665
    @isaiahsledge7665 Месяц назад

    Is it possible for me to make the apy 0% on my checking account?

  • @averageguy1261
    @averageguy1261 Месяц назад

    Does Capital One Banking offer 2FA?

  • @jorgecantu1000
    @jorgecantu1000 4 месяца назад

    how long can i have my money on the savings account for the apy ?

  • @cheriwilliams7001
    @cheriwilliams7001 2 месяца назад

    Thank you for the information. I would like to know if Capital One has outsourced its customer service department.

    • @Taldanmus
      @Taldanmus 2 месяца назад

      they seem to have outsourced their bill pay setup, which I find strange.

  • @betino705
    @betino705 6 месяцев назад +1

    apple savings account 4.5 %

  • @MrRealtalk1111
    @MrRealtalk1111 Месяц назад

    Does it work with Amazon cell? S e l l

  • @henrijones360
    @henrijones360 4 месяца назад

    Would pick Capital One over Bank Of America?

    • @somefoo6806
      @somefoo6806 4 месяца назад +1

      Fr I’m debating closing BoA for a capital one lol

    • @GreaterThanEnough
      @GreaterThanEnough  4 месяца назад +1

      Absolutely! What benefits do you see with having a Bank of America account?

    • @Taldanmus
      @Taldanmus 3 месяца назад

      @@GreaterThanEnough Well, it's not either-or. I appreciate having a brick n mortar outfit in the lineup. Especially for accessing no fee atm's in a large network. Not keen on going to CVS for bank transactions!

  • @愿无岁月可回首
    @愿无岁月可回首 9 месяцев назад +2

    If I apply from EU, is it a Dollar card or Euro card?

  • @CanYapan
    @CanYapan Месяц назад

    Who cares of you read the info we can find on the bank website. This us not a review it is an ad. Use it and tell us how the experience was! How good was the app, were you able to setup autopay on your bills, how was your experience with it. We don’t care the general intro!!!

    • @Laurenasmity
      @Laurenasmity 2 дня назад

      The app is clean and easy to use. You can setup auto pay for your bills. The times when I called them, they were helpful. I still have a chase account because I’m afraid of going fully online. My overall experience has been positive.

  • @eurlyswilsonfrometa2688
    @eurlyswilsonfrometa2688 9 месяцев назад +2

    Great vídeo

  • @mohamedqaray847
    @mohamedqaray847 2 месяца назад

    viking*❤£(Wcb)2 bullring-3ltd ppe24/25 elite(eagle-eyed)vstv.