Bank Financing for your Condo Unit | How to get approved and what are the requirements?
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- Опубликовано: 29 фев 2020
- #bdoloans #bankfinancing #homeloan #condoloan
Bank Financing for your Condo Unit | How to get approved and what are the requirements?
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Want to invest in Condo? Pls msg us.
WhatsApp/Viber/ iMessage +639176320059
Facebook: Will Blanza
Email: willblanza@gmail.com
FB Page: facebook.com/wbrealtyphilippines/
I really appreciate all your vlogs...you have answered a lot of my questions na hindi nasasagot ng mga agents na nagha-handle ng purchases ko....You enlighten me to many queries...Thank you so much.
New subscriber ako sir here in Riyadh Saudi Arabia at thank you kahit papanu nagkaroon ako ng basic na idea kung papanu ang magiging sistema kasi kakakuha ko lang ng unit sa Gold Residence ,aabangan ko ulit ang iba nyo pang video sir,More power God Bless!
Sana all my million.😅😊🙏 Gling niyo po mag explain sir.Congrats!
Very Informative Bro! Walang Pasakalye. Direct to the point! Thank you sir and God bless !
🙂
very informative. Know I have the better understanding how bank loan works.
Thank you so much sir. Rektang paliwanag. Swabe walang arte.
Keep it up!
thank you again sir very clear super helpful nasagot lahat ng tanong sa isip ko 😊
finally I got this better explanation of the SPA. the loan officer is so unclear about how will I obtain it. I agree with you, always use the longer term specially if you're renting it out. Here in the US, you can get a 30yr loan fixed rate regardless of your age. Just don't look on how much the interest is because your rent is paying it anyway and not your own pocket, great video !
Thank you very much for watching our video! Please don't forget to like and subscribe to the channel. 😀❤
Thank u for sharing,learned a lot.Godbless u🙏
So glad, i found your channel.
Hi Sir Will! I started my condo investment in September 2019 and I'm learning more from you! Salamat Sir very helpful yung mga videos niyo
Thank you 🙂
Thanks very helpful and well explained and very inspiring
nice content. was skeptical nung una kasi parang too good to be true ang condo investments but thanks for the comprehensive breakdown with numbers. very good din siya for laymen like us
🙂😊
Napakagaling at liwanag ng explanation. 👏
Very informative... I have never seen any other agents explaining in details like this...thank you so much.
ThankYou! Ask lang po ako advise ex. Kumuha ako ng condo TCP nya 2.7M tapos upon turn over na bayaran mo yung 2M yung balance ko is 700k tapos nag kataon na wala na work abroad posible po na e allow po ako SMDC na maka loan sa inhouse financing nila kahit wala na ako work abroad at yung e promise mo na payment is yung payment sa rental ng unit mo sir?
Thank you sobrang informative at detailed po ng presentation mo sir god bless po
Youre welcome 🙂
Very informative 😊 First time ko po mag invest ng condo under smdc Lane Residence sa davao. Sobrang nakakatulong yung vlog nyu po Sir. 😊
Thank u for the thorough explaination sir i was able to get some tips and salary range that is required in doing bank financing😊
Welcome 🙂
Thank you! Been trying to learn about investing in condos and your channel have been the most informative so far!
Thank you for watching and dont forget to share my videos 🙂😊
Very informative! Planning to purchase a condo in Manila hopefully in not so distant future and this clarifies few questions I have in mind. If I may ask what is your opinion of DMCI Prisma residences in Pasig?
You explain very well , 👏 thank you 😊
Hi Will, I find your vlog very informative. Very profitable ang condo rental. Can you discuss how to get or ways in finding a tenant. thank you and more power
Excellent explanation 👏👏👏good job !
Thank you 🙂
Very informative. Thank you Sir Will.
Youre welcome 🙂
I started watching your videos po. 4th video ko na to nag binge watch ako dahil sobrang informative. mag sisimula akong mag invest to real estate hopefully I can get a good condo unit. Thanks!
Thank you.. If youre planning to invest, pls msg us in Facebook.
BiG help sir Wil .thank yoh for idea nice keep it up .same here Real estate Agent
🙂
Thank you sir sobramg clear ng explanation.
Thank you very informative.
Very informative. Thanks for this video
Thank you for sharing the Knowledge. Very helpful po. More power!
Thank you 🙂
Thank you 🙂
New Subscriber here...balak kong mag invest this month sa condo...and Im learning a lot from you...👏
For Inquiries:
Mobile/Viber/ WhatsApp: +63 917 6320059
Email: willblanza@gmail.com
Facebook Msgr: Will Blanza
Facebook Page: facebook.com/wbrealtyphilippines/
Thank you for this vlog. Very informative and I’m hoping for my first condo purchase. I want to have a passive in come, and planning for my retirement. I’m still young and probably have 10 to 15 years before retirement. But maybe retire a little early.
If your planning to buy a condo, pls msg me in my facebook, its Will Blanza. 🙂
Will Blanza - Realty TV yes I am planning
THANK YOU SO MUCH FOR THIS
Hi Sir, Maraming salamat po. Very informative yung mga videos mo. More power and GodSpeed!
Thank u 🙂
Will Blanza - Realty TV hi Sir, yng AIF poba pwedeng yng agent namin sa condo?
Malinaw , detalyado ! Thanks sa infos !
Hi po! Sino po ang dapat pinagtatanungan ng ongoing rental rates sa isang condo project (eg. SMDC)? Realtor po ba or kailangan icontact yung leasing department? Thank you!
Napakaliwanag po sir. Salamat at nagka-idea na ako about sa ganitong mga bagay.
Thank you
Hi! Your video is informative. I like to know what will happen if I already deposited for the condo, however late on my bank loan is not approved. Will the deposited amount I gave be refunded? Thank you.
Another informative video!
Thanks for sharing your knowledge.
Hi sobrang salamat at nakita ko tong vlog mo, turn over yun unit ko sa June 30 daw, SMDC MOA need ko help mo, Paano kita makausap
New subscribr boss, tnx s info..
Thank you for sharing ideas sir.
sir can you elaborate rent to own and bank financing? And why they are offering as first option when im inquiring? Is rent to own and bank financing the same? Thank you boss
Master very informative info...
There's no red ribboned consularized docs in the northeast of USA anymore. I had mine apostilled as per Phil Consulate.
I think that will do 🙂
Ngaun ko lang boss nakita an channel mu. OFW po ako marami ako natutunan sau. Sna maging kagaya mu ako oneday kht sa pinas ka lng stable kna
Grabe, galing! Fully informed...
Thank you for your support in our channel! Please don't forget to like and subscribe.❤😀
Brilliant idea❤.
Hi po do a vlog naman po about foreclosed properties. Thankyou
very informative 👌
How does that work po if you’re going to loan din yung bank fees? Hindi po ba madadagdag sa interest yun?
very helpful and well explained...thank you.
Thank you
Thank you for watching and dont forget to share my videos 🙂😊
Hello sir. Paano po yung condo po pag naturn-over na? Gumastos din po ba kayo sa pag-decorate at paglagay ng mga furnitures and equipments? O si tenant na bahala doon? Kase another expenses din po yun di po ba?
Sir will, pwede po bang magtanong? I hope masagot po ninyo kase nagbabalak po akong mag invest sa condos, wala pakong experience pero the way na inexplain nyo naiintndhan ko sya, ang problema ko lang sir. Makakapag loan po ba ako sa bangko kung halimbawa wala akong credit cards pra macheck nila ung credit history ko. And self employed po ako sir, fish dealer po ang business nmen. Kumikita ako ng 80k to 100k a month. Pwde na po bang maging basehan ni bangko un para pautangin nya kahit wala pa akong good credit history?
Can you proceed with bank financing even if you still haven’t paid off the 15% down payment?
Hello sir. May continuation na po ba nitong blog?
Hi there ! What bank do you think I should choose if I want to buy house in Malaysia? Thanks
Salamat daming natutunan talaga sir 🥰
Thank you 🙂
Do you invest also on parking lot? And how is it affect your rental pricing?
Thank u for sharing this video
What is the chances for Buyer that will turn 63 years old by the time of turnover - will there be a chance to get a bank financing?
U gave me best idea...
Do I need to be dual citizen in order to avail condo loan from BDO or other banks?
Sir, RFO po ako for SMDC. Hindi ako na-approve pero ok daw ako for casp. Let's say tapos ko na bayaran yung equity, ma-help po ba ako ng agent mag apply ng loan?
salamat po sa pagshare sobrang linaw at dami ko natutunan..
❤️
Hi bro. Can you do a new video because most condos nowadays don’t start at 4.5 mil
Hi sir , any continuation po sa vlog nyo about bank financing , paano po kung hindi maaprove?
pag ofw po ba sir, worth it ba mag bayad sa property management services if plan mu iparent yung condo? and anu po masasabi nyo sa mga foreclosed na condo unit ?
Thanks sa info.
does the agent help u getting a tenant? is studio type best for renting? and lastly, hindi ba mahirap ang paghanap ng tenant? salamat po
boss..asan po yung vlog nyo na kung sakaling na maaprobahan ni bank yung loan??yung mga dapat gawin..salamat po..☺️😊
Hi sir! Pwede po ba kayo mag talk about ur work po. If i’m not mistaken po u were working as property consultant. I’m interested po kasi sa field. Thanks po!
Boss tanong ko lang.example po nag down ka na ng 15% tapos nka pay ka nrin ng mga 10months(di pa fully pai/ current’y paying monthly). Pwede mo ba ibenta yung condo or di pwede. If pwede ibenta ano mga needed/requirements?
Salamat bro sa idea❤❤❤
Sir tanong ko po, ngapply na kmi ng loan sa Bdo tpos na decline xa dahil d dw enough yung sahod tas ngadd ako ng co-borrower mtgal ba process nyan? Nov pa ksi ako ngadd ng co-borrower hanggang ngayon wla pang response. Sabi lng processing pa for interview. Okey lng kaya na mgapply nlng ako sa ibang agent? Or ibang bank?March na ang due date extension na kasi xa. Hope you can help me sir. 🙏
Hi! Love your videos. Can you please make a video for WFH/freelancers who want to invest in real estate? They actually earn a lot but they have a lot of questions with regards to financing because they usually lack requirements/ have problems on getting approved. Really hope you’d consider. Thanks!
Thank you for watching 🙂 pls dont forget to subscribe. Thank you for the suggsstions, will try to make a video for that. 🙂
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Thank you sir! Klarong klaro.
Welcome 🙂
Madami talaga hindi nadidiscuss yung mga agents pati pa ung loan agents ng bank. Thank you for this video sir. Tapos nako sa DP now pa-apply na sa bank financing kaso sobrang laki nang magiging monthly kaya I am very worried about it.
sir asan po yung vlog about sa case na pag din inaprovabahan ng bangko yung loan..yung about sa pede ba ipasalo sa kakilala..thanks po
Hi Will Blanza!
Sir Will, May nabayad na KC akong reservation fee ,and this august 22 will be my first hulog for my DP.. but I was thinking to back out coz Mejo nahihinaan Ako sa agent ko and Mejo doubtful Ako Kung hanggang sa pag rent ma tutulungan nya Ako..is it possible po na magtransfer ng agent na Hindi ma forfeit ang reservation fee ko? Ất possible din ba ito?
Hi sir Will, very informative po ng video mo. Sana may video ka rin comparing bank financing vs pag-ibig financing. thank you po
Thank you for your video suggestion! Know that we will be updating on that soon.
Thank you po sir Will
Paano Ang process ka pag Ang client mo ay US Citizen, kailangan ba Mag Dual Citizen pa sya? Also, Kung wala syang representative sa PI anong option ni client?
Thank you nkakuha ako idea
Thanks for your vlog, Sir! Very informative po. Just want to ask Sir, just in case po ba after 2-3 yrs po ay nkaipon ka ng pambayad sa remaining balance or current oustanding s bank for a 10 yrs loan contract. May additional charge po ba bank dun or ung latest oustanding na lng po pay sa bank?
Theres no other Fees kapag nag full payment kana sa Bank.. Ang babayaran mo lng is un latest outstanding balance..
Hi Sir! I'm from the Insurance Industry. Licensed Financial Advisor. Can I request for a content regarding Mortgage Redeption Insurance?
Sir kunware may loan pa akong hindi nababayaran sa banko para sa condo investment ko, okay lang po ba mag invest ng ibang property?
Ang procedure po ba e hingi muna ng bank loan approval bago magtingin ng bahay? Or bago magbayad ng reservation fee.
What if I dont have work and I only do trading crypto? Paano mapapayag yung banko para makapagloan without being employed po sir? Sana po masagot thanks
Question po, pano pag kumukha kami condo kasi less than 1yr pa lang kami sa company namin, possible pa ma approve sa bank loan?
Sir ask ko lang if na approve kna po sa bank loans for example 20yers what if in the long run something happen to that person ano mangyayari?
Usually kelan nag apply for bank loan?
kasi 4months ko palang nag huhulog for the developer then kelan ka mag apply for bank loan? 54'months to pay kc yung sa developer ko
kaso ang rentahan now is nasa 20k monthly nalang po.layo sa expected na 50k up.kaya laki abono
Pano po pag Preselling. Wala pa sa bank finance, nasa developer kapalang nagbabayad ng downpayment tapos bigla kang namatay or nagkasakit DMCI po developer pano po un?
Hi sir pag matapos ba ang loan na less sa yr na kinuha mo ma less ba yung Interest
Thx bro s info
i have to ask because the situation is different now, rentals have gone down. and the Chinese tenants who usually occupied most of the MOA complex condos who left - they were the one who can afford that 50-55k rate. how do you handle this situation?
In this situation you have to be prepared, you need to an emergency fund.. as I always advise, apply for the longest payment term so that youll have a low monthly amortization.. And make a time frame to pay off ur loans in 5-8years time.. in my situation, I fully paid most of my loans.. Even rentals gone down, I still have a solid source of income.. P25,000 per month passive income still a lot of money.. Compare to other businesses that went bankrupt.
Please I'm a Nigerian 🇳🇬 I just bought a 1bedroom unit with smdc, if I'm done with my down-payment can I lend a loan from a bank in Philippines 🇵🇭 that's my worries now...