finally I got this better explanation of the SPA. the loan officer is so unclear about how will I obtain it. I agree with you, always use the longer term specially if you're renting it out. Here in the US, you can get a 30yr loan fixed rate regardless of your age. Just don't look on how much the interest is because your rent is paying it anyway and not your own pocket, great video !
I really appreciate all your vlogs...you have answered a lot of my questions na hindi nasasagot ng mga agents na nagha-handle ng purchases ko....You enlighten me to many queries...Thank you so much.
Madami talaga hindi nadidiscuss yung mga agents pati pa ung loan agents ng bank. Thank you for this video sir. Tapos nako sa DP now pa-apply na sa bank financing kaso sobrang laki nang magiging monthly kaya I am very worried about it.
nice content. was skeptical nung una kasi parang too good to be true ang condo investments but thanks for the comprehensive breakdown with numbers. very good din siya for laymen like us
ThankYou! Ask lang po ako advise ex. Kumuha ako ng condo TCP nya 2.7M tapos upon turn over na bayaran mo yung 2M yung balance ko is 700k tapos nag kataon na wala na work abroad posible po na e allow po ako SMDC na maka loan sa inhouse financing nila kahit wala na ako work abroad at yung e promise mo na payment is yung payment sa rental ng unit mo sir?
Salamat Will nagkaroon ako ng idea for rentals. Nasa stage pa ako na nag start magbayad sa down payments ng 3 houses and 3 condos in Panglao, Bohol at 2 condos in Cebu. Subaybayan pa kita dahil ang isang bahay pa ang ina apply ko ngayon sa banko antagal mag approve eh. Btw kakapanood ko palang ng vlogs mo today nasa USA ako just subscribed. Keep it up. Nag iisip din ako mag develop ng airBnb sa isang town.
Naku, iyan ang mga kasalukuyan kong ginagawa...mga requirements ng BDO for my SMDC Air Residences unit with turn-over this July...magpapa-notarize/consularize na ko sa June 18. Magbabayad nga ako ng mahigit 108k pesos for BDO bank fees...Salamat sa mga vlogs mo.
New subscriber ako sir here in Riyadh Saudi Arabia at thank you kahit papanu nagkaroon ako ng basic na idea kung papanu ang magiging sistema kasi kakakuha ko lang ng unit sa Gold Residence ,aabangan ko ulit ang iba nyo pang video sir,More power God Bless!
I started watching your videos po. 4th video ko na to nag binge watch ako dahil sobrang informative. mag sisimula akong mag invest to real estate hopefully I can get a good condo unit. Thanks!
Kung inipun mo lang ang sobra 23K from rent na 50k at ibabayad lahat after 5years. Why not ibayad mo na lang buo na 50k monthly. In 5 years meron ka ng nabayaran na 3M. Bababa pa ang interes at magkano na lang ang remaining balance mo? 800K pwede mo ng ipay off. Kesa inipon mo yung 23K na sobra you come up only 1.3M after 5years, malaki pa ang aabunuhan mo kung gusto mo ipayoff.
Thank you for this vlog. Very informative and I’m hoping for my first condo purchase. I want to have a passive in come, and planning for my retirement. I’m still young and probably have 10 to 15 years before retirement. But maybe retire a little early.
Ganda mejo malalim natong natutunan ko about bank financing, kumuha kami sir ng misis ko studio type sa manila just to try investing in a condo 4 yrs to pay po ang down payment, so ang best option pala sir is kunin namin Yung 20 yrs to pay para bumaba ang monthly amortization namin, while renting it out diba po. Then sa rental kami possible kumita kahit papano habang may amortization monthly, salamat ng marami sa knowledge sir God bless.
@@willblanza-realtytv yes ang galing talaga nun, if I may ask po sir for about 10yrs investing in real estate or condos to be specific, Naka ilang condo units napo kayo sir =) care to share naman po, ofw po ako and of course wondering na someday makauwi na for good because of pure passive income ng rentals or other long term investments =)
Hi Ms Joan, right now I have 4 condo units that were being rented. Average monthly income 120K per month.. 3 of those fully paid from the bank.. 1 still under bank loan, planning to fully paid next year. But I still have 5 more condo units waiting to be turnover this year.
@@willblanza-realtytv wow that's nice to know po, usually po sir sa mga units nyo po na for rental, ano ano po ang inyong target market para ma maintain yung mga tenance nyo po regularly, salamat po ng marami sa info.
i have to ask because the situation is different now, rentals have gone down. and the Chinese tenants who usually occupied most of the MOA complex condos who left - they were the one who can afford that 50-55k rate. how do you handle this situation?
In this situation you have to be prepared, you need to an emergency fund.. as I always advise, apply for the longest payment term so that youll have a low monthly amortization.. And make a time frame to pay off ur loans in 5-8years time.. in my situation, I fully paid most of my loans.. Even rentals gone down, I still have a solid source of income.. P25,000 per month passive income still a lot of money.. Compare to other businesses that went bankrupt.
Hi! Love your videos. Can you please make a video for WFH/freelancers who want to invest in real estate? They actually earn a lot but they have a lot of questions with regards to financing because they usually lack requirements/ have problems on getting approved. Really hope you’d consider. Thanks!
Ito ang hindrance sa aking pangarap kahit gustong gusto kong magka roon ng Condo unit. Dahil sa asawa kong may kabit na kinakasama na sa bahay ko Sir need ba talaga ng cooperation ng asawa khit sumakabilang bahay na.? Grabe sagabal sa aking pangarap. Yan yung sana ay mabago sa mga requirements lalo sa kagaya kong OFW na gusto talagang ianagat ang sariling buhay kahit nag iisa .
Hi Will, I find your vlog very informative. Very profitable ang condo rental. Can you discuss how to get or ways in finding a tenant. thank you and more power
Grabe, when I was presented with the opportunity to buy my sibling's condo this year at a really good rate (presell price pa nung 2016-2017 sa Ortigas) lol na excite ako. Kaso the more I researched and looked at how big of a commitment it is talaga, nakakatakot - para bang I don't feel ready YET. :(
Please I'm a Nigerian 🇳🇬 I just bought a 1bedroom unit with smdc, if I'm done with my down-payment can I lend a loan from a bank in Philippines 🇵🇭 that's my worries now...
Maceda Law will prevail. Worst case you get 50% of what you pay as refund provided you have paid for at least 2 years. If not, you only get 60 days grace period.
Hello Will, Bumababa ba ang presyo ng condo sa ngayon? Musta ang bentahan? Ano condo ang pre-selling sa ngayon ng SMDC o DMCI. Hindi kaya ang BGC. Pls advice...
Hi Elaine, ang pwede mo gamitin collateral is un property na hinuhulugan mo sa Developer. We can help you sa Bank Loan application mo, pls message us thru Viber/Whatsapp +639176320059
Tanong ko Lang ano ang expenses mg isang condo unit. ELECTRICTY ,WATER, MAINTENANCE EARTHQUAKE INSURANCE, PERSONAL BELONGING LOSS INSDIE THE UNIT INSURANCE, Association fee. May nakausap na ako and ill turn down the offer Kasi the more nyang binabaaan ang monthly ko the more humahaba ang terms of payments .
Saan po ba ung mean office ni smdc para doon nlng direct ang monthly remittance ko auntie ko nlng pupunta kc po ofw ako tapos ang sakin lng nman po is Iwas scam po ...alam nio napo sa panahon ngayon katakot ..mag tiwala kya ma's OK na kung direct sa mean office tlga
Want to invest in Condo? Pls msg us.
WhatsApp/Viber/ iMessage +639176320059
Facebook: Will Blanza
Email: willblanza@gmail.com
FB Page: facebook.com/wbrealtyphilippines/
Napakaliwanag po sir. Salamat at nagka-idea na ako about sa ganitong mga bagay.
Thank you
Maraming salamat po sa maliwanag na information malaking tulong po ito sa akin
Aspiring real estate property investor po ako, 22 yr old medical employee, just want to say n thank u very much Sr, laki tulong nyo sakin.
Thank you 🙂
Thank you so much sir. Rektang paliwanag. Swabe walang arte.
Keep it up!
Very informative po Sir nasagot yun mga questions na d na discuss ng agent ng SMDC.
Thank you 🙏
Thank you sir sobramg clear ng explanation.
finally I got this better explanation of the SPA. the loan officer is so unclear about how will I obtain it. I agree with you, always use the longer term specially if you're renting it out. Here in the US, you can get a 30yr loan fixed rate regardless of your age. Just don't look on how much the interest is because your rent is paying it anyway and not your own pocket, great video !
Thank you very much for watching our video! Please don't forget to like and subscribe to the channel. 😀❤
You explain very well , 👏 thank you 😊
Thanks for sharing, very helpful and informative.
I really appreciate all your vlogs...you have answered a lot of my questions na hindi nasasagot ng mga agents na nagha-handle ng purchases ko....You enlighten me to many queries...Thank you so much.
Ngaun ko lang boss nakita an channel mu. OFW po ako marami ako natutunan sau. Sna maging kagaya mu ako oneday kht sa pinas ka lng stable kna
So glad, i found your channel.
Madami talaga hindi nadidiscuss yung mga agents pati pa ung loan agents ng bank. Thank you for this video sir. Tapos nako sa DP now pa-apply na sa bank financing kaso sobrang laki nang magiging monthly kaya I am very worried about it.
Thanks for sharing your knowledge.
nice content. was skeptical nung una kasi parang too good to be true ang condo investments but thanks for the comprehensive breakdown with numbers. very good din siya for laymen like us
🙂😊
Very informative 😊 First time ko po mag invest ng condo under smdc Lane Residence sa davao. Sobrang nakakatulong yung vlog nyu po Sir. 😊
Very informative... I have never seen any other agents explaining in details like this...thank you so much.
ThankYou! Ask lang po ako advise ex. Kumuha ako ng condo TCP nya 2.7M tapos upon turn over na bayaran mo yung 2M yung balance ko is 700k tapos nag kataon na wala na work abroad posible po na e allow po ako SMDC na maka loan sa inhouse financing nila kahit wala na ako work abroad at yung e promise mo na payment is yung payment sa rental ng unit mo sir?
Brilliant idea❤.
Salamat po sir
Thank you for your comment. Please like our video and subscribe to our youtube channel! ❤😀
salamat po sa pagshare sobrang linaw at dami ko natutunan..
❤️
Salamat bro sa idea❤❤❤
Salamat Will nagkaroon ako ng idea for rentals. Nasa stage pa ako na nag start magbayad sa down payments ng 3 houses and 3 condos in Panglao, Bohol at 2 condos in Cebu. Subaybayan pa kita dahil ang isang bahay pa ang ina apply ko ngayon sa banko antagal mag approve eh. Btw kakapanood ko palang ng vlogs mo today nasa USA ako just subscribed. Keep it up.
Nag iisip din ako mag develop ng airBnb sa isang town.
Welcome po 🙏❤️
Naku, iyan ang mga kasalukuyan kong ginagawa...mga requirements ng BDO for my SMDC Air Residences unit with turn-over this July...magpapa-notarize/consularize na ko sa June 18. Magbabayad nga ako ng mahigit 108k pesos for BDO bank fees...Salamat sa mga vlogs mo.
Welcome po 🙂
@@willblanza-realtytv Eventually I will message you on facebook on my day off....thank you very much.
New subscriber ako sir here in Riyadh Saudi Arabia at thank you kahit papanu nagkaroon ako ng basic na idea kung papanu ang magiging sistema kasi kakakuha ko lang ng unit sa Gold Residence ,aabangan ko ulit ang iba nyo pang video sir,More power God Bless!
Grabe, galing! Fully informed...
Thank you for your support in our channel! Please don't forget to like and subscribe.❤😀
Hi Sir Will! I started my condo investment in September 2019 and I'm learning more from you! Salamat Sir very helpful yung mga videos niyo
Thank you 🙂
I started watching your videos po. 4th video ko na to nag binge watch ako dahil sobrang informative. mag sisimula akong mag invest to real estate hopefully I can get a good condo unit. Thanks!
Thank you.. If youre planning to invest, pls msg us in Facebook.
kaso ang rentahan now is nasa 20k monthly nalang po.layo sa expected na 50k up.kaya laki abono
There's no red ribboned consularized docs in the northeast of USA anymore. I had mine apostilled as per Phil Consulate.
I think that will do 🙂
Good idea Po sir. Magkaruon Ako idea
❤️
Hi Will Blanza!
Hi po do a vlog naman po about foreclosed properties. Thankyou
Master very informative info...
Napakagaling at liwanag ng explanation. 👏
Thank you nkakuha ako idea
Thank you! Been trying to learn about investing in condos and your channel have been the most informative so far!
Thank you for watching and dont forget to share my videos 🙂😊
Kung inipun mo lang ang sobra 23K from rent na 50k at ibabayad lahat after 5years. Why not ibayad mo na lang buo na 50k monthly. In 5 years meron ka ng nabayaran na 3M. Bababa pa ang interes at magkano na lang ang remaining balance mo? 800K pwede mo ng ipay off. Kesa inipon mo yung 23K na sobra you come up only 1.3M after 5years, malaki pa ang aabunuhan mo kung gusto mo ipayoff.
true!!! masydo focus sa income but ung interest sa bank ung lumalaki
hello ganun ba talaga ka laki rent sa shore? nakikita ko lang sa mga post usually 20-15k usual rates now eh.
Hindi totoo ang sinasabi niya at kulang kulang sa impormasyon nangangapa pa rin siya
Very informative. Thank you Sir Will.
Youre welcome 🙂
Hi sobrang salamat at nakita ko tong vlog mo, turn over yun unit ko sa June 30 daw, SMDC MOA need ko help mo, Paano kita makausap
Hi sir thanks for the info. Pls more for tips
Thank you for your comment. Please like our video and subscribe to our youtube channel!
Thank you for sharing ideas sir.
Miss u idol
Hi sir Will, very informative po ng video mo. Sana may video ka rin comparing bank financing vs pag-ibig financing. thank you po
Thank you for your video suggestion! Know that we will be updating on that soon.
Thank you po sir Will
Excellent explanation 👏👏👏good job !
Thank you 🙂
New Subscriber here...balak kong mag invest this month sa condo...and Im learning a lot from you...👏
For Inquiries:
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The amount of rental is 25k when you search.... Kamusta ka na po ngayon?
How about Building and Fire insurances?..
Theres is a Fire Insurance in your own condo since it was under bank financing.
Very Informative Bro! Walang Pasakalye. Direct to the point! Thank you sir and God bless !
🙂
Hi Sir, Maraming salamat po. Very informative yung mga videos mo. More power and GodSpeed!
Thank u 🙂
Will Blanza - Realty TV hi Sir, yng AIF poba pwedeng yng agent namin sa condo?
Mr Will need to pre qualify the client before buying the condo for OFW para Hindi masayang and investment naming
Yes tama po.. Thats what my Team do with our own clients.
Sana all my million.😅😊🙏 Gling niyo po mag explain sir.Congrats!
Very informative. Thanks for this video
Thank u for sharing,learned a lot.Godbless u🙏
BiG help sir Wil .thank yoh for idea nice keep it up .same here Real estate Agent
🙂
Thank you sir! Klarong klaro.
Welcome 🙂
Thanks very helpful and well explained and very inspiring
very informative. Know I have the better understanding how bank loan works.
Thank you for this vlog. Very informative and I’m hoping for my first condo purchase. I want to have a passive in come, and planning for my retirement. I’m still young and probably have 10 to 15 years before retirement. But maybe retire a little early.
If your planning to buy a condo, pls msg me in my facebook, its Will Blanza. 🙂
Will Blanza - Realty TV yes I am planning
Thx bro s info
very well said...satisfied...
Thank you 🙂
thank you again sir very clear super helpful nasagot lahat ng tanong sa isip ko 😊
Thank you sobrang informative at detailed po ng presentation mo sir god bless po
Youre welcome 🙂
Hello sir. May continuation na po ba nitong blog?
How'such the 1 bed.condo in Paranaque accros NIA
Pls msg us in our Facebook Page
THANK YOU SO MUCH FOR THIS
Pano po malalaman kung magkano na ang value ng nabili mong property in year 2024? May unit po kasi ako sa Mandaluyong, Light Residences.
very helpful and well explained...thank you.
Thank you
Thank you for watching and dont forget to share my videos 🙂😊
Kapag clean title n condo n i loan ku .ang hinihingi po sakin ng may ari ng smdc condo is 3m ..
Thank You
Thank u for sharing this video
New subscribr boss, tnx s info..
Ganda mejo malalim natong natutunan ko about bank financing, kumuha kami sir ng misis ko studio type sa manila just to try investing in a condo 4 yrs to pay po ang down payment, so ang best option pala sir is kunin namin Yung 20 yrs to pay para bumaba ang monthly amortization namin, while renting it out diba po. Then sa rental kami possible kumita kahit papano habang may amortization monthly, salamat ng marami sa knowledge sir God bless.
Yes, mas ramdam mo Rental income kapag maliit lang hulog mo sa Bank. So 20’years term will do the trick.
@@willblanza-realtytv yes ang galing talaga nun, if I may ask po sir for about 10yrs investing in real estate or condos to be specific, Naka ilang condo units napo kayo sir =) care to share naman po, ofw po ako and of course wondering na someday makauwi na for good because of pure passive income ng rentals or other long term investments =)
Hi Ms Joan, right now I have 4 condo units that were being rented. Average monthly income 120K per month.. 3 of those fully paid from the bank.. 1 still under bank loan, planning to fully paid next year. But I still have 5 more condo units waiting to be turnover this year.
@@willblanza-realtytv wow that's nice to know po, usually po sir sa mga units nyo po na for rental, ano ano po ang inyong target market para ma maintain yung mga tenance nyo po regularly, salamat po ng marami sa info.
Thank you very informative.
Thank you for sharing the Knowledge. Very helpful po. More power!
Thank you 🙂
Thank you 🙂
U gave me best idea...
i have to ask because the situation is different now, rentals have gone down. and the Chinese tenants who usually occupied most of the MOA complex condos who left - they were the one who can afford that 50-55k rate. how do you handle this situation?
In this situation you have to be prepared, you need to an emergency fund.. as I always advise, apply for the longest payment term so that youll have a low monthly amortization.. And make a time frame to pay off ur loans in 5-8years time.. in my situation, I fully paid most of my loans.. Even rentals gone down, I still have a solid source of income.. P25,000 per month passive income still a lot of money.. Compare to other businesses that went bankrupt.
Hi! Love your videos. Can you please make a video for WFH/freelancers who want to invest in real estate? They actually earn a lot but they have a lot of questions with regards to financing because they usually lack requirements/ have problems on getting approved. Really hope you’d consider. Thanks!
Thank you for watching 🙂 pls dont forget to subscribe. Thank you for the suggsstions, will try to make a video for that. 🙂
@@willblanza-realtytv up
Up
up
Hiring pa po kayo sa freelancer?
Hi bro. Can you do a new video because most condos nowadays don’t start at 4.5 mil
Ito ang hindrance sa aking pangarap kahit gustong gusto kong magka roon ng Condo unit. Dahil sa asawa kong may kabit na kinakasama na sa bahay ko Sir need ba talaga ng cooperation ng asawa khit sumakabilang bahay na.? Grabe sagabal sa aking pangarap. Yan yung sana ay mabago sa mga requirements lalo sa kagaya kong OFW na gusto talagang ianagat ang sariling buhay kahit nag iisa .
Malinaw , detalyado ! Thanks sa infos !
Hi Will, I find your vlog very informative. Very profitable ang condo rental. Can you discuss how to get or ways in finding a tenant. thank you and more power
Thank u for the thorough explaination sir i was able to get some tips and salary range that is required in doing bank financing😊
Welcome 🙂
Pa preapprove muna kayo sa banko bago mag down. Dami nawala at nasayang lang down payment dahil deny ng bank.
Grabe, when I was presented with the opportunity to buy my sibling's condo this year at a really good rate (presell price pa nung 2016-2017 sa Ortigas) lol na excite ako. Kaso the more I researched and looked at how big of a commitment it is talaga, nakakatakot - para bang I don't feel ready YET. :(
??? Binigyan nga nya tayo ng tips kung paano kumita ng extra Php23k/month sa condo investment. Plano at tamang desiyon lang kelangan.
Sir and2 po ako sa japan,.. ngpaplano pong mg invest sa real estate,..
Another informative video!
Bdo ako nkapgbankfinancing sobra hirap dumaan ako sa butas ng karayum bgo naaprove
Pls make a vlog on how to attract potential people to rent the unit...
I also have a video for that po..
Salamat daming natutunan talaga sir 🥰
Thank you 🙂
Please I'm a Nigerian 🇳🇬 I just bought a 1bedroom unit with smdc, if I'm done with my down-payment can I lend a loan from a bank in Philippines 🇵🇭 that's my worries now...
Also what are the option if buyer cannot get a bank approval after paying the the downpayment ?
Maceda Law will prevail. Worst case you get 50% of what you pay as refund provided you have paid for at least 2 years. If not, you only get 60 days grace period.
How to apply maceda law po?
very informative 👌
Thanks sa info.
Hello Will, Bumababa ba ang presyo ng condo sa ngayon? Musta ang bentahan? Ano condo ang pre-selling sa ngayon ng SMDC o DMCI. Hindi kaya ang BGC. Pls advice...
Hi we have newly launch project.. Gold Residences in Paranaque
ano po mga possibilities na ma dis apporoved sa banko?? and paano po if walang sariling property ung mag loloan? this one palang if sakali? 😊..
Hi Elaine, ang pwede mo gamitin collateral is un property na hinuhulugan mo sa Developer. We can help you sa Bank Loan application mo, pls message us thru Viber/Whatsapp +639176320059
Tanong ko Lang ano ang expenses mg isang condo unit. ELECTRICTY ,WATER, MAINTENANCE EARTHQUAKE INSURANCE, PERSONAL BELONGING LOSS INSDIE THE UNIT INSURANCE, Association fee. May nakausap na ako and ill turn down the offer Kasi the more nyang binabaaan ang monthly ko the more humahaba ang terms of payments .
Hi, pls watch my other vlog, EXPENSES OF OWNING A CONDO...
Can u discuss pertaining to maximum age where the loan should be paid
BDO dapat di mag reach si borrower ng 70 at the time of loan maturity
Hi boss. Very informative vlogs! Curious lang ako. After mabayaran yung DP, pero di ka maapprove sa bank loan. What will happen?
hope he answers this im curious to know
Saan po ba ung mean office ni smdc para doon nlng direct ang monthly remittance ko auntie ko nlng pupunta kc po ofw ako tapos ang sakin lng nman po is Iwas scam po ...alam nio napo sa panahon ngayon katakot ..mag tiwala kya ma's OK na kung direct sa mean office tlga
Hi Marvs,
SMDC OFFICE
Ground floor, Two ECOM Building,
Mall of Asia Complex, Pasay City