Quick Win & Passports | Weekly Cash Stuff | Cash Stuffing | Budgeting | Debt Journey

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  • Опубликовано: 16 ноя 2024

Комментарии • 90

  • @layeredluxepapercraft5105
    @layeredluxepapercraft5105 2 месяца назад +4

    Knock, knock!
    Who’s there?
    Cash.
    Cash who…?
    No thanks, I prefer almonds…hehe xoxo

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      🤣🤣🤣🤣🤣 Literally the best! I’m pinning this 🤣🤣🤣🤣🤣

  • @lovesgoodstories2551
    @lovesgoodstories2551 2 месяца назад +3

    Don’t you dare give up on the lipo option!! You guys did so well with the debt pay off that you can get this done as well. Sit down with Ben (and Oscar if it’s appropriate for your family dynamics) and come up with a plan together to get it done in an acceptable time frame. You feeling happy in your appearance and mobility will follow through into every other aspect of your life.

  • @kayvandermeer8994
    @kayvandermeer8994 2 месяца назад +11

    You would think the lipo would be covered due to it having a medical cause. I know you would never ask for this yourself, but I was thinking if all your subscribers bought you a coffee, you would be there. I don't know how many actually watch on a weekly basis, but I would happily miss out on a coffee to contribute. You are very worthy of having this done.

    • @budgetsdreams
      @budgetsdreams  2 месяца назад +1

      Aw Kay, that’s so sweet 🥹 But you’re right, I would never and could never ask people to do that. But I really appreciate the thought xxx Sadly the NHS need more evidence that lipo is an appropriate treatment before they can offer it more widely. They say they’ll do it in extreme cases but thankfully I am no where near that xx

  • @Sarawhiting
    @Sarawhiting 2 месяца назад +10

    Think freedom should come back for the lipo fund 😊

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      That’s a very popular opinion haha! I’ll give it some thought 💛💛💛

  • @piapedersen
    @piapedersen 2 месяца назад +8

    You saved to pay off the debts and did that successfully. I think Ben is right. Don't give up on this.

    • @budgetsdreams
      @budgetsdreams  2 месяца назад +1

      Aw thanks 🥰 The sticking point is we want to save to buy a house so I’m stuck on how I justify 25% of potential deposit savings on myself 😔 I’m sure after some more thought and when we get stuck into savings next year it’ll figure itself out. Time will tell xx

    • @piapedersen
      @piapedersen 2 месяца назад

      ​@@budgetsdreamsI understand that, I'd feel the same, but I hope you all work it out. Your happiness in yourself is important to your family, I'm sure. You seem like such a lovely family 🎉 I'll shut up now 😊

    • @budgetsdreams
      @budgetsdreams  2 месяца назад +1

      @@piapedersen Aw, that’s really sweet 🥰 Thank you. You don’t need to shut up lol although I get it, I say that all the time haha!

  • @layeredluxepapercraft5105
    @layeredluxepapercraft5105 2 месяца назад +1

    I’m sorry about your liposuction quote but I agree a second look is always worth a shot or maybe see if they do a deposit and monthly payment scheme/ discount possibly available to you. Thank you so much for your videos they’re so much fun, and please don’t apologise for talking I love your stories. I hope to be able to do the same one day too xoxo

  • @Rallya1
    @Rallya1 2 месяца назад +1

    Loved the video❤ sorry to hear about your consultation.❤
    You asked for a joke: What do you call a cat that eats a duck? A duck filled fattypuss 😂

  • @vickiuridge3375
    @vickiuridge3375 Месяц назад +1

    Hi Jen 👋 loved your video as always 💜 The affirmation was really inspiring. Omg I can't believe how much the liposuction quote was . Don't give up, maybe bring the freedom binder back. You so deserve this 💓 xx 🫂 💜

    • @budgetsdreams
      @budgetsdreams  Месяц назад +1

      Ah thanks 💛 I still have a lot of thinking to do about the lipo but I’m not going to write it off completely. But I think I want to get us all set up for the future properly and then maybe I’ll allow myself to be “selfish” (it’s how I feel, no one has said as such) and save for lipo… maybe.

  • @nathalie7516
    @nathalie7516 2 месяца назад +3

    How do you get Pikachu on a bus? Pokémon! It's not silly to dream Jen, it's what keeps us going 😊

    • @budgetsdreams
      @budgetsdreams  2 месяца назад +1

      🤣🤣🤣🤣 That’s just what I needed 🤣 Thanks Nathalie xx

  • @RoseAngella
    @RoseAngella 2 месяца назад +2

    A joke: Where do Polar bears keep their money?
    ⬇️
    ⬇️
    ⬇️
    In a Snowbank. 😁💜

    • @budgetsdreams
      @budgetsdreams  2 месяца назад +1

      🤣🤣🤣🤣 Thank you!!!! Xx

  • @tinaspencer3509
    @tinaspencer3509 2 месяца назад +1

    Lovely video ❤ and loved the choose your own adventure story...can't wait to hear what happens next 😊
    I'm sorry to hear your lipo is so expensive. I wouldn't give up on it... you paid off an amazing amount of debt in under 3 years....I know you sacrificed a lot in order to do that, but if you managed that, then you CAN do this... Believe in yourself and remember doing something for you is not being selfish. In the long run, it will make your life so much easier and therefore, in some ways, so much happier as doing simple tasks won't require as much effort. You wouldn't need to save it all up in such a short amount of time. You could make it a longer-term goal, but I believe you can do it ❤❤

    • @budgetsdreams
      @budgetsdreams  2 месяца назад +1

      Tina, thank you so much! I have a lot to think about with it all but I will remember all you’ve just said. Thank you 💛

  • @ruthfayter2460
    @ruthfayter2460 2 месяца назад +1

    Still here definitely don't give up on saving for both your new home and your lipo, think of saving for your health and happiness and enjoy saving for it as much as you do for your son, as you did with your debt break it into smaller goals.
    Why do bees fly with their legs crossed?..........
    They can't wait to get to the BP station 😂😂😂😂

  • @keishabell7820
    @keishabell7820 2 месяца назад

    Love your rambling and accent!!!😊

  • @SimpleBudgets
    @SimpleBudgets 2 месяца назад

    Ive missed watching your videos ❤ im sorry to hear that the cost for the lipo is so much! I definitely think its something you could achieve, youve already shown great determination and dedication with what you have already achieved 👏 💜💜💜

  • @Skintmums
    @Skintmums 2 месяца назад +2

    I love your affirmations. Have a good week thank you for the video

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      Ah thank you 🥰 I hope you have a lovely weekend xx

  • @charleysgoodies290
    @charleysgoodies290 2 месяца назад

    really enjoy your videos, I can’t wait to join you in the cash stuffing world. X

    • @budgetsdreams
      @budgetsdreams  Месяц назад

      Ah thanks lovely 😊 The cash stuffing world is the best! Empowering, uplifting, supportive and all round the best community of people ever! Xx

  • @meghanhonohanacra
    @meghanhonohanacra 2 месяца назад +2

    I got a quote to fix all my teeth (from damage due to meds over the years) and my dr said it would be $40k us (broke my heart) I know you can save up the monies!! You paid off all your debt successfully
    I

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      Oh Meghan, that must have been devastating 😢 Have you managed to have any treatment at all? I really feel for you xx

    • @meghanhonohanacra
      @meghanhonohanacra 2 месяца назад

      @@budgetsdreams i paid 8,500 to have the really bad ones removed
      I was a premie baby so when my adult teeth started to come in they had no enamel on them (something to do with that I’m told)
      I’m gonna slowly save and replace the ones that effect my smile the most

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      @@meghanhonohanacraAw Meghan, sounds like you have a bit of a journey with it all! Did you feel better after getting the initial work done?

  • @tracyclose8313
    @tracyclose8313 2 месяца назад +2

    I really do enjoy your videos they really cheer me up and make my weekend xx 😊❤

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      Yay 😊💛 That makes me very happy! I really do appreciate you Tracy. You’re a legend xx

  • @layeredluxepapercraft5105
    @layeredluxepapercraft5105 2 месяца назад

    Hello Jen, still here with you xoxo

  • @melanielanedavis9522
    @melanielanedavis9522 2 месяца назад

    I'm from Southern US, and my accent always seems to be there. It's all good makes you unique.

    • @budgetsdreams
      @budgetsdreams  Месяц назад

      Ah thanks lovely 😊 Weirdly, I was watching a video the other day of a southern lady listening to “west country” accents (which is where I’m from) and she said they sounded so similar. She could understand the really thick west country accent better than I could haha!

  • @TceeBudgetsUk
    @TceeBudgetsUk 2 месяца назад

    Hi Jen, enjoyed your video, great savings ❤❤

  • @MUSICLOVER72
    @MUSICLOVER72 2 месяца назад +3

    A great video Jen. Considering you said you felt discombobulated, it was a clear, steady and informative video.
    Glad to hear the liposuction appointment went well, but really sorry and shocked to hear the cost!! Bless you.
    Well done on getting the passports and car insurance sorted, and Oscars uniform etc too.
    Take care Jen 💛xx
    PS I'm struggling at the minute. Missing my wife so much, plus Sept 21st is our wedding anniversary, and Sept 26th will be 2 years since I lost her 😥💔

    • @budgetsdreams
      @budgetsdreams  2 месяца назад +1

      Thanks Chris xx I’m sorry to hear you are struggling, it must be so so difficult for you. In time it will become less painful but I know that means nothing right now. Be sure to do something nice for yourself 💛

    • @MUSICLOVER72
      @MUSICLOVER72 2 месяца назад

      @@budgetsdreams thank you Jen💛

  • @MakeMoneySaveMoney111
    @MakeMoneySaveMoney111 2 месяца назад

    Hey Jen, new subbie...looking forward to watching your content.

  • @budgiebudgets
    @budgiebudgets 2 месяца назад +2

    Great video Jen. I’m so sorry about the cost of the lipo, I would have been devastated too. Definitely something worth saving for, but I can understand your reluctance. Loving the choose your own adventure ❤

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      Thanks Freya 💛 It was tough news but nothings’s changed, I’m not in any worse a position and I’m wondering if it might make me re-evaluate my attitude towards it a little bit anyway. Less woe is me and more fight! Lol

  • @Derys2001
    @Derys2001 2 месяца назад

    Great video! 🥰

  • @kimberwright565
    @kimberwright565 2 месяца назад +1

    The book is amazing. I can imagine paying the money and then reading it as a bedtime story.

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      You will not believe the restraint I’m exercising in not just reading the whole thing! Lol

  • @LeLaBudgets
    @LeLaBudgets 2 месяца назад +2

    Great video! Don’t feel sad about the lipo - think how far you’ve come. You paid off all that debt, you can save for the lipo xx

    • @budgetsdreams
      @budgetsdreams  2 месяца назад +1

      Thanks lovely 🥰🥹💛 Everyone has so much faith in me to do that! Maybe I should listen xx

    • @LeLaBudgets
      @LeLaBudgets 2 месяца назад

      @@budgetsdreams Jen you can 100% do it if you want to. Treat it like you did the debt and you’ll have it in next to no time.
      If it’s going to make your life better (health, confidence etc) then I think you should go after it

  • @TheBudgetDragon
    @TheBudgetDragon 4 дня назад +1

    Congrats on completing passports and car insurance! 👏🏻 Great idea to focus on one car fund at a time so you complete one quicker. Also, I know this is super late I so have no idea of your current thoughts, but don’t give up hope about the liposuction - think how far you and your sister have come with Italy, after nearly abandoning the idea because it seemed unreachable? Same principle, just a bigger number… also, you paid off all that debt in just a couple of years (which is incredible!) so it’s definitely possible to save for other big things, even if it takes longer so you’re not being so intense with the budget 💜
    Anyway, here’s a joke: What does a storm cloud wear under his raincoat? Thunderwear! 🤭

    • @budgetsdreams
      @budgetsdreams  2 дня назад

      Haha!!! Not heard that one before, lobe it!
      And thank you 😊 You’re right about the lipo. I’m still trying not to think about it too much but I have started to think that when I re-open Etsy I might pop it all to one side in investments and then one day… who knows! 💛💛

  • @mariajohnson6400
    @mariajohnson6400 2 месяца назад +1

    ❤ Super video,I had a verly decent week, didn't get much done as not feeling motivated enough 😮 hopefully next week I can get in the mood 😅

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      Oh no! I totally get that! I think the last time I was motivated to do anything was when I was 12 🤣

  • @rachelsmith6194
    @rachelsmith6194 2 месяца назад +1

    I get the needing the win. Our budget has adjusted a bit and I'm no longer able to save as much towards savings challenges that are larger. I've adjusted what I'm going to do (with things on order) to do smaller savings challenges that will filter into the larger challenges to make a larger payment. I'm looking forward to starting that in a few days!

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      Ah amazing! I think that’s the way I’ll go in the New Year once these big things are done. The plan this year is: Christmas £1k, Car Main £1k, Emergency £1k. I’ll feel so at ease once they’re done, just wish it was more exciting lol

  • @melanielanedavis9522
    @melanielanedavis9522 2 месяца назад

    Never give up hope! Yes, it is a long shot, but it might happen.

    • @budgetsdreams
      @budgetsdreams  Месяц назад

      Thanks 💛 I really appreciate that xx

  • @BudgetwithVee
    @BudgetwithVee 2 месяца назад +1

    Aw I’m sorry to hear that you can’t get the lipo yet but I believe in you to get it one day ❤

  • @DeidresBudgetingJourney
    @DeidresBudgetingJourney 2 месяца назад +1

    Yay for funding passports 🎉 Glad to hear you had a good consultation with the doctor, just sucks that it cost so much. Great video as always Jen 💕

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      Thanks lovely 🥰 Yeah, it was quite a blow but hey-ho, I’ve not lost anything (other than the £100 consult fee but… worth it really as I now I know!) and life goes on xx

  • @thebudgetevolution
    @thebudgetevolution 2 месяца назад +1

    Hi Jen 👋 great video 😊🩵

  • @Lucyluxor
    @Lucyluxor 2 месяца назад

    Gosh it's a lot of money but if it improves your life save that money and get it done ❤❤❤

  • @50somethingbudgets
    @50somethingbudgets 2 месяца назад +1

    Can you use your freedom binder to start saving for the surgery? It’s tough when you have competing goals and dreams to know what to do first

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      I might 💛 I’ve been going back and forth with what I might or might not do but I have no idea anymore. It would take a lot for me to justify the spend and it would mean stalling our future home ownership. I have a lot to think about xx

  • @adayfullofbudgets
    @adayfullofbudgets 2 месяца назад +1

    I am absolutely rubbish at jokes so none from me 😂
    So happy passports have been completed you can work on the holiday now sun ☀️
    Sorry the costs are so high. Don’t give up hope though. What’s that say ‘Where there is a will there is a way’ at some point, some how 💕

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      Thanks Nat! I hope you’re legs are doing OK and the run went well 😃 I think you should try a joke… go on…

  • @Chloe299XxX
    @Chloe299XxX 2 месяца назад +1

    Yay congrats on passport completion!!! So happy your consultation went well.
    The fees are the worst. I've one coming up soon. Gyno issues . I've often thought I'm in the wrong job. 10 mins chat. €200 please 😂

    • @budgetsdreams
      @budgetsdreams  2 месяца назад +1

      The costs are scary huge aren’t they? And haha!

  • @forensic2010mnr
    @forensic2010mnr 2 месяца назад +1

    Congrats on finishing passports!! That's so exciting!
    I don't know how insurance works in the UK, but couldn't the liposuction for lipedema be considered a medical necessity, therefore covered? I saw a lot of interesting suggestions in the comments. I know you have goals for this year, but maybe in the new year when you rework your budget?

    • @budgetsdreams
      @budgetsdreams  2 месяца назад +1

      Thanks lovely 💛 Sadly the NHS don’t cover it other than in very rare cases and the private cover I have through work won’t cover chronic conditions. I’ve not done any research into any other providers but I’m sure they’d all be the same. It’s no considered a medical necessity and as they are yet to confirm through studies that lipo and early treatment is the right approach the NHS won’t budge. Hardly any doctors know anything about it anyway… which is a frustration. Hopefully in the future more research can be done and future generations of women won’t need to suffer as much.

    • @forensic2010mnr
      @forensic2010mnr 2 месяца назад

      @@budgetsdreams that is absolute nonsense. On both the NHS and and your private cover. But that seems to be the case no matter where we are. I'm so sorry

  • @layeredluxepapercraft5105
    @layeredluxepapercraft5105 2 месяца назад +1

    Why did the businessman throw all his money in the river?
    He wanted to see his cash flow 😂

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      🤣🤣🤣🤣🤣🤣🤣🤣🤣

  • @eeya7019
    @eeya7019 2 месяца назад +1

    You should replace your freedom challenge and use it for a savings goal

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      So many people have said the same haha! I think I might have to! Thank you 💛💛

  • @laylaa9787
    @laylaa9787 2 месяца назад +1

    Great video. Sorry the lipo treatment will cost 17k. Have you looked into getting it done in other European countries? Ive heard the cost in Spain is more reasonable.

    • @budgetsdreams
      @budgetsdreams  2 месяца назад +1

      Thanks lovely 💛 Yes, I’m trying to get a consultation with Dr Burgos in Spain, they are the true experts at this but I think with travel, accomodation, food, post-op treatment it’d work out the same. My lymph nurse mentioned putting me in touch with a couple of her private patients who have gone to Germany and Greece to learn more about their journeys but she’s so busy bless her I’m not expecting that for a while. I have another appointment with her in a couple of weeks to hopefully get some compression garments that fit 🤞 and will remind her then xx

  • @elainhayter9144
    @elainhayter9144 2 месяца назад +1

    I had a great start to the week by winning £100 on this month's premium bonds 🤩. Do you save in premium bonds? You never know you might win the money towards the treatment 🤞 I get married next year and am determined to win enough to pay for our honeymoon 🤣 x

    • @budgetsdreams
      @budgetsdreams  2 месяца назад

      Ah that’s amazing! Congrats 🎉 I’m planning on putting Roll It Up into premium bonds and hadn’t even thought of that as a potential for lipo! I’ll be manifesting in that direction 👍💛🥰

  • @KrystalsKash
    @KrystalsKash 2 месяца назад +2

    Im so sorry you had such upsetting news about your lipo.
    Are the NHS not able to help at all or your GP? Its not exactly for a vanity reason, its effecting your life and mental health.
    I agree to maybe start a go fund me or such. I would happily donate to it. No different than if people were to buy you a coffee or get something off an amazon wish list 🤍😊
    We can legally go on a holiday 😂😂😂 that sent me. Congratulations on completing it!

    • @budgetsdreams
      @budgetsdreams  2 месяца назад +1

      Aw, thanks 💛💛 Sadly the NHS need more proof through studies that lipo is an affective treatment and hardly any GP’s know anything about it! It’s really frustrating. Every time I mention it in appointments it gets noted as lymphedema and the last time the nurse wrote ‘pedal oedema’! Which is literally the opposite as it doesn’t affect your feet lol
      My sister suggested a go fund me too bless her but no, I wouldn’t and couldn’t do that. Not when there’s so many other truly deserving causes in the world. I’ll figure it out. Just need a bit of time to deal with the disappointment. Your kindness truly means a lot though, thank you xx

  • @sarahcrombie4619
    @sarahcrombie4619 2 месяца назад

    Hello, am now 2 ur page, can I ask what huel is? 😅

    • @karinatuck2421
      @karinatuck2421 Месяц назад

      It’s a subscription that offers food supplements that Jens husband uses

  • @PatriciaHeywood-o6c
    @PatriciaHeywood-o6c 2 месяца назад +1

    Patricia
    Great video, you always make me smile. Such a pity about the high cost of treatment but we’d still all love you if you had four legs 😀

  • @Bekiisavesalatte
    @Bekiisavesalatte 2 месяца назад

    Please set up a go fund me or something 💜 I’m sure there will be a few of us subscribers who would love to help you out