Evan’s team has helped me find an amazing place in Cebu City. I know not the top choices but proximity to amazing diving spots was a priority for me. Their assistance made it so stress free! I'm so happy to finally have arrived in the Philippines! 🎉
@@TheSavvyExpat If you live at the Shangra-La at the Fort, and wear a Rolex in BGC, is that really a big deal? I live in Miami Beach, BGC, seems like Downtown Miami. They even have a Lambo dealer, Prada/Gucci stores, every luxury item/service you can think of.
Great video and advice...would like to see a video of the 5 - 7K lifestyle budget breakdown from housing / apartment options through services...married here and not looking for anything other than friendship cookouts or dinners.
This is fortuitous. RUclips dropped this in my suggested videos while I was researching spots to expatriate to. I'm still checking out some spots but if I settle on the Philippines, I'm definitely putting Evan in front to pave the way. Going to have to check the BGC videos since I had only researched Makati and the provinces. My old Senior Chief lives in Dumaguete so of course, that's what he recommends.
Love the vids, I'm actually FilAm myself. I actually saw you in BGC last time I went to see my family. But I was caught up with my nieces and nephews so I couldn't say hi.
We chose to buy a house in Cavite in a country club community, basically so I can play a lot of golf. I feel like I live around peers because my Filipino neighbors are doing very well. BTW I saw you at St Louis restaurant last night didn’t want to bother you because it looked like you were on a date. Love your content.
In the context of someone looking to live a “lavish” lifestyle, these cities I mentioned have more western amenities, convenience, cleanliness, and infrastructure than Cebu. I do see Cebu however a solid option for those looking to save money.
My oceanfront rent El Nido is $3655 a month US. My jet fuel for helicopter is $3000 US. My security is $2000 US. My pocket change is $8000 US. Yes we see the Philippines different than you will.
If you have let’s say $7000 and up in retirement income, which places would be best that offer western convenience and high quality medical. Would it be better to buy a house, buy a condo or rent a house?
I feel and hope Cebu will catch up to the medical 🏥 conditions when I hope to go full time like 7 years. I want simple living and just travel around and relax 🧘 Hopefully will be working online in a few years too. But cost are going up in the Philippines 🇵🇭 too. I been to Cebu a few times.
This is all misleading. Prices of real estate and land have far inflated any benefit with exchange rates. Imports are risen substantially. Mazda has increased their cars several thousand US dollars. Land in Nuvali is now 50,000+ a square meter. So there really isn’t going to be any massive lifestyle changes when moving to the Philippines. Your only option is to rent condos or houses which is no security at all and be responsible for repairs. If you marry, make sure your asawa has no living parents or child, for they will inherit any property she owns with you. Make sure you take title as the Filipina married to the foreigner and his complete name to show on the certificate of title. Plus an annotated lease with Registered of Deeds back to the foreigner. Also an annotated joint declaration the certificate of title is being held in a foreigners safe deposit box. Then you might be ok with jointly owning any property.
Stay away from buying a condo unless it's in a heavy traffic area with low competition. Otherwise say goodbye to your $$. Remember, this is not like US where you can just sell your property online and get an offer same day. It could take months or years to sell it. Do heavy research before committing. Just rent.
My only concerns are that due to the existing poverty in the Philippines there are many people who may resent foreigners living large in their country. This can entice criminals to target foreigners for kidnapping, scams, robbery and even murder. So my advice for foreigners is to not attract much attention by behaving like a tourist. Being loud, extravagant, disrespectful, or flaunting wealth only makes you a target.
Thats why Evan stressed to not be so open about your financial resources like wearing expensive jewelry all over the place, counting cash in public etc but getting maid, driver, assistant services is private( no one is watching your maid clean your house or what you are saying to your assistant and people are driving cars everywhere.
I didn’t like makati, Manila all that much. Don’t get me wrong the people are great but I’m not for cities. I grew up in the country and don’t care for any city life. If it was Tokyo I would consider it but from what I see in the Philippines I say it’s a big no
Please do some research online. Exchange rate has nothing to do with affordability in any country. It has nothing to do with why a Westerner can afford more in the Philippines relative to the USA. $1 is equal to 25,000 Vietnamese dong! Does that mean I can live 1000 times better in Vietnam than Philippines? Because the currency is almost 1,000 times less? No! Exchange rate has nothing to do with it because things can be priced commensurate. People earn more in the west relative to Phil because USA workers are more productive. And I'm sorry but BGC food and condos are not competitive relative to anywhere else in Asia, Europe or USA. Even the latest lux condos in BGC are crap decor, crap design, crap quality. Get a few years under your belt and you will be back in the USA. People, relationships and family is the ONLY reason the Philippines is worthwhile. Everything else about the country is substandard.
The subject is about retiring in the Philippines. U CAN NOT AFFORD to live comfortably in the U.S with ur Social Security & even if ur fortunate to retire from the government agencies W/ pension plans. Cost of living here is too ridiculously high. Many here in the U.S. will not retire even when they have all these benefits I mentioned above. Payments for house, bills etc… and yes even just receiving social security u can retire in the Philippines comfortably though not lavishly. With my SS, retirement from government agency & pension plan I can live lavishly there then I can ever do here. There is a reason why almost all retirees leave this country . Yes, exchange rate is a big factor why they r leaving. It becomes more affordable & cheaper retiring outside U.S. Yes, do ur research please & start off by asking people why they left the country to retire elsewhere. It will always be affordability.
@@mojoajinomoto5256 If you're retirement is only around $2K monthly, you're better off retiring in any undeveloped country. Housing & food is cheap. Medical expenses wiil be your problem as you get older cuz it's very expensive. Everything will come out of your pocket. You have to chose between your health or your housing & food.
I bring $5,200 monthly to the table. We live a stealth lifestyle in a camouflaged house ( dated gated subdivision that is showing its age). We do not flaunt our money, and a hospital is a half hour away by cab or ambulance. As long as you do not flaunt your money, you will be fine.
We have heard of many families interviewed, when they moved from US (like NYC) to Philippines they experienced a 50% lower cost of living. So a $5K lifestyle in PH is a $10K lifestyle in the US, not lavish by any means. Middle class in the US, and lower-middle class in larger US cities.
For me, living in a luxury high-rise condo in Cebu with its Mactan airport (avoiding NAIA) with direct flights to Singapore as my gate to Europe works perfectly 😊✌️ PS: Consider the toll the air quality in Manila could have on your health…
From my own perspective here are the criteria’s if you want live in a comfortable lavish like a king/queen , sustainability and financial security : investments ,business, and be a minimalist ! In Manila alone these are a must in order for you to survive! Period! Just straight forward talking! If they don’t have these mentón aspects they will struggles a paycheck to paycheck cyles! Well good luck to you savvy expat!
This is noted John, will get that fixed on the next video 🙏 Our service fee is completely dependent upon each expat’s wants & needs as our packages are custom tailored to each client.
@@TheSavvyExpat 'm sorry, I did not want to sound like a troll, just wanted to give artistic suggestion, and great, I did not know your services are free thanks for letting me know, I want to vacation for 30 days in CEBU to see what its like, then maybe consider moving their in my soon retirement next year or so, thanks and please accept my apologies, I,m an artist in many areas including video and sound and I notice things in the details
BGC is cool, but nasty outside of it. Traffic, pollution, congestion. I like Nuvali which is an up and coming built by … Ayala. Think of it like BGC or Alabang without high rises, no spaghetti wires, traffic is ok. Lots of new schools moving there and couple of good hospitals. Mostly single family homes with a few condominium buildings. 60 minutes to Manila, 45 minutes to Tagaytay, 60 minutes to the great beaches of Batangas. Cooler and green.
@@jetd9716 - yeah, just an option for people who don’t need the in Manila but close enough for convenience. Nuvali has quite a number of work opportunities there also. There is some technology hubs sprouting there and a few other big companies are there too. Lots of western restaurants popping up left and right. I drove from Nuvali to Alabang and took me 20 minutes during off peak traffic..not bad. I just like the slower pace and greenery of the area. They will have a bike path / golf driving range. It’s a massive Ayala project. There is also an SM yulo premiere that is being built next to Nuvali and convenient short drive to couple of golf courses. My newly built house is in Greenfield city just next door to Nuvali Solenad malls.
Evan’s team has helped me find an amazing place in Cebu City. I know not the top choices but proximity to amazing diving spots was a priority for me. Their assistance made it so stress free! I'm so happy to finally have arrived in the Philippines! 🎉
Our pleasure Anthony 🤝 Glad you and you family had a safe flight out here and looking forward getting you situated in Cebu
@@TheSavvyExpat If you live at the Shangra-La at the Fort, and wear a Rolex in BGC, is that really a big deal? I live in Miami Beach, BGC, seems like Downtown Miami. They even have a Lambo dealer, Prada/Gucci stores, every luxury item/service you can think of.
Great video and advice...would like to see a video of the 5 - 7K lifestyle budget breakdown from housing / apartment options through services...married here and not looking for anything other than friendship cookouts or dinners.
Coming soon
Thank you for not sugar coating these wage/monthly incomes Evan. We appreciate your factual research 👍
Thanks Evan! Great advice as usual. I haven't forgotten about our 1 on 1. Still waiting on my new cell to replace the one I lost.
Can you make and vlog what you do in your day in your life :)
For sure 👍
I absolutely agree with you, Healthcare, islands is one hour and half like Boracay, living from the city.
This is fortuitous. RUclips dropped this in my suggested videos while I was researching spots to expatriate to. I'm still checking out some spots but if I settle on the Philippines, I'm definitely putting Evan in front to pave the way. Going to have to check the BGC videos since I had only researched Makati and the provinces. My old Senior Chief lives in Dumaguete so of course, that's what he recommends.
Love the vids, I'm actually FilAm myself. I actually saw you in BGC last time I went to see my family. But I was caught up with my nieces and nephews so I couldn't say hi.
Ah that’s too bad! Do say hi next time you’re in the area and we cross paths again 🤞
We chose to buy a house in Cavite in a country club community, basically so I can play a lot of golf. I feel like I live around peers because my Filipino neighbors are doing very well. BTW I saw you at St Louis restaurant last night didn’t want to bother you because
it looked like you were on a date. Love your content.
Great Video! @TheSavvyExpat, can you give the specific reasons Cebu calls short of your major cities list please.
In the context of someone looking to live a “lavish” lifestyle, these cities I mentioned have more western amenities, convenience, cleanliness, and infrastructure than Cebu. I do see Cebu however a solid option for those looking to save money.
Can you explain what's involved in hiring an on demand driver. Do I need to purchase the vehicle? How about insurance? Thanks for you videos.
great message. nice haircut.
Good video overall. Hilarious when you're real estate agent has to warn you about dating scams.
My oceanfront rent El Nido is $3655 a month US. My jet fuel for helicopter is $3000 US. My security is $2000 US. My pocket change is $8000 US. Yes we see the Philippines different than you will.
If you have let’s say $7000 and up in retirement income, which places would be best that offer western convenience and high quality medical. Would it be better to buy a house, buy a condo or rent a house?
I feel and hope Cebu will catch up to the medical 🏥 conditions when I hope to go full time like 7 years. I want simple living and just travel around and relax 🧘 Hopefully will be working online in a few years too. But cost are going up in the Philippines 🇵🇭 too. I been to Cebu a few times.
They don’t give you interest on that retirement visa $10,000-$20,000 I heard 😮
And tips for ppl make money :3 I mean you speak like everyone make so much money
Learn a high value skill, offer the marketplace value
Transportation and food (eating out) is expensive. Getting around using cab is way too much
Btw can you make and guid for young ppl so manny ppl tak about gen 1000year can you make video for ppl from 2000
This is all misleading. Prices of real estate and land have far inflated any benefit with exchange rates. Imports are risen substantially. Mazda has increased their cars several thousand US dollars. Land in Nuvali is now 50,000+ a square meter.
So there really isn’t going to be any massive lifestyle changes when moving to the Philippines.
Your only option is to rent condos or houses which is no security at all and be responsible for repairs.
If you marry, make sure your asawa has no living parents or child, for they will inherit any property she owns with you.
Make sure you take title as the Filipina married to the foreigner and his complete name to show on the certificate of title. Plus an annotated lease with Registered of Deeds back to the foreigner. Also an annotated joint declaration the certificate of title is being held in a foreigners safe deposit box. Then you might be ok with jointly owning any property.
What is your take between buying a condo vs renting?
Stay away from buying a condo unless it's in a heavy traffic area with low competition. Otherwise say goodbye to your $$. Remember, this is not like US where you can just sell your property online and get an offer same day. It could take months or years to sell it. Do heavy research before committing. Just rent.
Yeah I think renting is a better option, you always have that option to move around, esp I have commitment issues 😂
I like sardines, but I wouldn't be considering Zamboanga because it is the sardine capital. There must be something better to say about it! 🤔
My only concerns are that due to the existing poverty in the Philippines there are many people who may resent foreigners living large in their country. This can entice criminals to target foreigners for kidnapping, scams, robbery and even murder. So my advice for foreigners is to not attract much attention by behaving like a tourist. Being loud, extravagant, disrespectful, or flaunting wealth only makes you a target.
Thats why Evan stressed to not be so open about your financial resources like wearing expensive jewelry all over the place, counting cash in public etc but getting maid, driver, assistant services is private( no one is watching your maid clean your house or what you are saying to your assistant and people are driving cars everywhere.
No matter how much money you bring in, if you spend more than what you make - you'll be in deficit.
I didn’t like makati, Manila all that much. Don’t get me wrong the people are great but I’m not for cities. I grew up in the country and don’t care for any city life. If it was Tokyo I would consider it but from what I see in the Philippines I say it’s a big no
Evan, are you hitting puberty again?
Please do some research online. Exchange rate has nothing to do with affordability in any country. It has nothing to do with why a Westerner can afford more in the Philippines relative to the USA. $1 is equal to 25,000 Vietnamese dong! Does that mean I can live 1000 times better in Vietnam than Philippines? Because the currency is almost 1,000 times less? No! Exchange rate has nothing to do with it because things can be priced commensurate. People earn more in the west relative to Phil because USA workers are more productive. And I'm sorry but BGC food and condos are not competitive relative to anywhere else in Asia, Europe or USA. Even the latest lux condos in BGC are crap decor, crap design, crap quality. Get a few years under your belt and you will be back in the USA. People, relationships and family is the ONLY reason the Philippines is worthwhile. Everything else about the country is substandard.
BGC has no soul… it’s all about malls and restaurants…Filipinos can’t seem to be lifted from their dissipated appetites …
The subject is about retiring in the Philippines. U CAN NOT AFFORD to live comfortably in the U.S with ur Social Security & even if ur fortunate to retire from the government agencies W/ pension plans. Cost of living here is too ridiculously high. Many here in the U.S. will not retire even when they have all these benefits I mentioned above. Payments for house, bills etc… and yes even just receiving social security u can retire in the Philippines comfortably though not lavishly. With my SS, retirement from government agency & pension plan I can live lavishly there then I can ever do here. There is a reason why almost all retirees leave this country . Yes, exchange rate is a big factor why they r leaving. It becomes more affordable & cheaper retiring outside U.S. Yes, do ur research please & start off by asking people why they left the country to retire elsewhere. It will always be affordability.
@@mojoajinomoto5256 If you're retirement is only around $2K monthly, you're better off retiring in any undeveloped country. Housing & food is cheap. Medical expenses wiil be your problem as you get older cuz it's very expensive. Everything will come out of your pocket. You have to chose between your health or your housing & food.
Did you say 600.00 dollars a month for a driver? That's very expensive. Might as well call a Uber if there's one.
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I like how you put it - "arbitrage your lifestyle" - it's so true! Great video!
Good points Evan 👍 and I was glad to hear about the military SSRV 😊
I bring $5,200 monthly to the table. We live a stealth lifestyle in a camouflaged house ( dated gated subdivision that is showing its age). We do not flaunt our money, and a hospital is a half hour away by cab or ambulance. As long as you do not flaunt your money, you will be fine.
We have heard of many families interviewed, when they moved from US (like NYC) to Philippines they experienced a 50% lower cost of living. So a $5K lifestyle in PH is a $10K lifestyle in the US, not lavish by any means. Middle class in the US, and lower-middle class in larger US cities.
I'm not sure why you considered a relationship a vice. Could you explain that a little bit more?
Woman*
He didn't call a relationship a vice. He was referring to a 304 or multiple 304s at the same time. Along with other addictive behaviors.
For me, living in a luxury high-rise condo in Cebu with its Mactan airport (avoiding NAIA) with direct flights to Singapore as my gate to Europe works perfectly 😊✌️
PS: Consider the toll the air quality in Manila could have on your health…
How do you get an internet plan for home wifi without doing a 2 year contract and no ACR originally
News we can use, thanks and please continue to post. Looking forward to utilizing your services once I reach my retirement date.
Thank you! Will do!
Yes i catch your drift. Thank you friend. 🤩
Thanks for watching brother
Good explanation and its 100% true 👍🏿
Great detail for a good start with the life of leisure Thanks for sharing this time ✌️
Another great video Evan.
From my own perspective here are the criteria’s if you want live in a comfortable lavish like a king/queen , sustainability and financial security : investments ,business, and be a minimalist ! In Manila alone these are a must in order for you to survive! Period! Just straight forward talking! If they don’t have these mentón aspects they will struggles a paycheck to paycheck cyles! Well good luck to you savvy expat!
Never, "FLASH YOUR CASH" especially around women‼
Most men go there because they cant find a woman in he west. Living in comfort is a bonus
Crazy how my $220K in San diego, CA feels like nothing 😕 😞
8:05 I can hire a white maid and a white driver for these prices?! Hell yeah!
your background music could be lower to hear you more clearly, You don't list any price structures for your services?
This is noted John, will get that fixed on the next video 🙏 Our service fee is completely dependent upon each expat’s wants & needs as our packages are custom tailored to each client.
@@TheSavvyExpat 'm sorry, I did not want to sound like a troll, just wanted to give artistic suggestion, and great, I did not know your services are free thanks for letting me know, I want to vacation for 30 days in CEBU to see what its like, then maybe consider moving their in my soon retirement next year or so, thanks and please accept my apologies, I,m an artist in many areas including video and sound and I notice things in the details
@@johnstuart9965he didn’t say it was free, he said the fee( what the client payment will be)was based on each individual client requirements
BGC is cool, but nasty outside of it. Traffic, pollution, congestion. I like Nuvali which is an up and coming built by … Ayala. Think of it like BGC or Alabang without high rises, no spaghetti wires, traffic is ok. Lots of new schools moving there and couple of good hospitals. Mostly single family homes with a few condominium buildings.
60 minutes to Manila, 45 minutes to Tagaytay, 60 minutes to the great beaches of Batangas. Cooler and green.
But Nuvali is far out in the outlands, I need to get closer to Manila.
@@jetd9716 - yeah, just an option for people who don’t need the in Manila but close enough for convenience. Nuvali has quite a number of work opportunities there also. There is some technology hubs sprouting there and a few other big companies are there too. Lots of western restaurants popping up left and right. I drove from Nuvali to Alabang and took me 20 minutes during off peak traffic..not bad. I just like the slower pace and greenery of the area. They will have a bike path / golf driving range. It’s a massive Ayala project. There is also an SM yulo premiere that is being built next to Nuvali and convenient short drive to couple of golf courses. My newly built house is in Greenfield city just next door to Nuvali Solenad malls.
watching some RUclips videos about it, looks like a really nice small city to live in
👍
🙏
La Union is 3 hour drive from Manila. Bro you are joking right? It's 3hr to Angeles City. 3 hours to Baguio. 1.5hr to La Union.
surgeons in AMerica make 300,000 a year? You need to do your research better....
I would never want to live in a big city. I don’t like overcrowding or traffic. So I’m guessing the provincial life is for me.
I make about 1/3 the mean income in my city in the US. I would be rich in the Philippines
If you are prior military does the age still apply at 50?
If you marry a Filipina is a visa an issue anymore?
Pond… that’s a reference for the Atlantic 😊
I didn't catch your drift?🤔
My western amenities that the Philippines needs Evan Target Wal-Mart Spencers Hot Topic FYE and Bull Moose
lol target walmart home depot are the only place i go now days they killed most of all the mom and pop store around.
Never say arbitrage again.
Arbitrage