How To Manage Your Money (50/30/20 Rule)
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- Опубликовано: 11 июн 2024
- In this video I present a high level overview on how to manage your money using the 50/30/20 Rule.
Money management is 90% discipline and 10% knowledge. The 50/30/20 rule will force you to create a budget and understand where every single one of your after-tax dollars is going.
50% of your budget should be spent on needs which are are things that are essential to life and that you literally cannot live without.
30% should be spent on wants which could be classified as things that bring you joy and happiness, but are NOT essential to living. (Dining out, entertainment, hobbies, etc.)
The final 20% should be spent on savings, paying off debt, and retirement planning.
I feel like a lot of people confuse wants for needs, and we know the difference deep down, but we really want the one that we don't have the self-discipline to say no.
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ABOUT ME 👇
My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos are a reflection of my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur.
This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience.
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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.
One lesson I've learnt from millionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $130k of my savings in stocks this year, and I hope I make profits.
I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
Very true, I diversified my portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across growth stocks, dividend stocks & ETFs.
Your advisor seems competent. Could you share how I can reach out to them? I've recently sold some property and i am interested in investing in stocks.
I'm cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "KRISTIN AMBER LANDIS" I've worked with her for years and highly recommend her. Check if she meets your criteria.
'Kristin Amber Landis' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
It's quite shocking how few people know about the forbidden book: Making money your reality
Well that literally flies directly in the face of what Jesus taught, and if we’re going to talk about how it’s shocking people don’t make money their reality, we should be willing to look at the exact reason why they don’t do that.
Christianity and Catholicism have been the largest religions in the Western World for hundreds of years. It’s what has driven us to become what we are today.
Jesus said “You cannot serve two masters. You cannot serve God and Money. You will either love one and hate the other, or respect one and despise the other.”
So that’s why people in the West are so abhorrent to the idea of “Making money their reality.” Because to do that is to go against the very religions that have controlled our societies for a long time.
.
Meanwhile, the ones who run these religions are the ones with the most money and the most power in the physical world. It’s a vicious cycle.
Where can i find this book? When im looking online i cant seem to
The job of finance experts has expanded more than ever, and it is now essential to have a strategic outlook, industry-ready financial knowledge, and caution to help boost firm profitability and expansion.
As the stock market continues to expand, there are plenty of opportunities to work with international clients and manage foreign investments.
This can be a great way to diversify your portfolio and gain valuable experience in different global markets.
Investment management offers global opportunities.
As long as you have basic knowledge of the stock market and a desire to learn more about investing, you can quickly get started in the field by getting an expert financial advisor like Bianca Harley Doran for the purpose of achieving great investment returns.
It is an intellectually stimulating career.
if the idea is to build an income stream to use as complement for retirement, or at any given point if needed, then building a dividend growth portfolio always buying adding to it could be a good and peaceful path. On the long run consistency and perseverance could guaranty the desired income stream goal with little worries
the idea is to Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions.
Well said, with the help of the an investment advi-sor, I diversified my 62K portfolio across many markets and in a matter of months, I was able to produce over 356K in net profit from high dividend yield equities, bonds, and exchange-traded funds (ETFs).
wow massive gains! my partner recently hinted on going same direction.. what did you invest in, and who is your investment advisr please, if you dont mind me asking? in dire need of asset allocation
She goes by 'Rachel Sarah Parrish'. I choose to delegate my excesses to her because of her great expertise. I suggest you look her up. To be honest, almost didn't buy the idea of letting someone handle growing my finances, but so glad I did!!!
I appreciate this share. I set up a call with her and I am keen on getting to talk to her particularly.
My supervisor who makes way more than me said she needs a place to live because her landlord is selling. Should've seen the look on her face when I told her I had a vacancy at one of my rentals.
E Rodriguez you’re 4 the ppl 🙏🏽
Is she hott?? Lol
Love it!
E Rodriguez 🤣! Love it!
E Rodriguez it's not how much you it's how much you keep
50/50 is how i roll, i was in debt never again, im addicting to saving money now. i'll never be poor again!
Like ur attitude!
I save 60% i decided to move back home after college and save up a bunch. Graduated debt free too!
gaaaaay. live life a little
Same here although I'm more like 70%. I will never be in debt again, I don't like to be owned by some institution or person.
@john gaynor good point, must invest.
I have 35% of my capital investments in an IRA, 25% in index funds, and the balance spread across other investment accts totalling over $250k. I took a big hit in Q2, 2023. Right now i am just looking for ways to recover in 2024.
There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
this is all new to me, where do I find a fiduciary, can you recommend any?
'Rachel Sarah Parrish' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 67% profit in 18 months
I subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
Sonya Lee Mitchell is a renowned figure in her line of work. I recommend researching her credentials further.
she actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing
I don't know why this stuff isn't taught in grade school.
I have a hunch...
It makes you more difficult to control if your finances are stable.
Some of it is. (Not exactly this) in Florida a economics class is an elective in HIgh School
They want you go to school to get a job. That's it. Not get rich.
They want you to go into debt as USA is a consumer economy. This type of stuff is only learned at home or individuals that seek it out.
I currently have 60% going to savings. Just graduated college with 0 debt too!
That's awesome, keep it up!
Congratulations
Jim Bob well you must be rich
I like that 👍
Keep it up”
I support you.
Is what I have to do:)
I’m working on it👍
Exactly, did the same, i have saved the amount people have in dept out of college. Screw pride lets go with common sense, i save on rent, while paying the parents half of what rent alone would be so they save on their mortgage, it's win-win
With a keen interest in investing, I often ponder the strategies that propel top investors to millionaire status through their investments. Having recently sold my home and acquired $545K in equity, I'm uncertain about my next move. Should I invest in stocks now, or should I wait for a better opportunity?
diversifying your investments is the safest way to handle it. One way to lessen the effects of a market crisis is to distribute investments over a variety of asset classes, such as international equities, bonds, and real estate. It's critical to look for expert advice.
The significance of advisors often goes unrecognized until emotions cloud judgment. I remember a couple of summers ago, during a challenging divorce, when I needed significant assistance to sustain my business. Turning to licensed advisors, I discovered someone highly qualified. Despite inflation, she played a crucial role in boosting my reserves from $275k to $850k.
What strategies can I employ to pursue this opportunity? I am wholeheartedly dedicated to securing my financial future and am enthusiastic about getting involved.
My chosen licensed advisor is Laurelyn Gross Pohlmeier. It is advisable to conduct research on her name to gather the relevant information needed to set up a meeting.
I searched for her complete name on the internet and located her page. I then sent an email and scheduled a meeting to converse with her; now, I'm awaiting her response.
There is potential for considerable wealth increase with the correct strategy. I want to know; How can one take advantage of compound interest and potentially grow your retirement savings/net-worth to about $3M over time?
I agree. Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
Natalie Marie Tuttle is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I'm looking at this dudes handwriting like, yup he's definitely a teacher
LOL!
Or a doctor 🤣
@@joshvb9484 lmao
he is
@pïnned by Tan Choudhurry. 🖕🏿
As a 15 year old I'm taking advantage of not having "needs". Saving money, working
I was terrible with money at your age. One better breakdown to get to someday is 40%needs 20% wants 40% savings.
Monty W lol I would say it’s 100% dependent on your individual circumstances
Dude I kept saying that and always had a problem, im 20 now and still having trouble.. Make sure you spend your money wisely buddy
@@troylinkjr5535 I will
Same:)
The financial system has been artificially pumped for over a decade to ensure big pockets were lined; and now those same hands will make a fortune in the largest transfer of wealth in human history by shorting it on the way down. Inflation does have a roll, but that's to keep everyone panicked, and focused on their bills and expenses, rather than focus on the capital crimes of politicians and corporations,I'm still at a crossroads deciding if to liquidate my $338k stock portfolio, what’s the best way to take advantage of this bear market?
Find stocks with yields that exceed the market and stocks that, at the very least, follow the long-term market trend. However, you should get guidance from a financial advisor if you want to create a successful long-term plan...
Nowadays, buying trending stocks is really simple; the challenge is knowing when to sell or hold. I've accumulated over $337k from an initially stagnant reserve of $148K all within 18 months, which is where my advisor comes in to help me with entry and exit points....
Having an advisor is essential for portfolio diversification. My advisor is “Kaitlin Rose Sternberg” who is easily searchable and has extensive knowledge of the financial markets.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
@@hunter-bourke21 Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.
Much credit goes to *Camille Alicia Garcia* for her significant contributions. She maintains an online presence, making it easy to locate her. While other advisors might pose challenges to find, Julia has proven to be an excellent mentor throughout the year.
It is really incredible!!!! because I'm just shocked that someone mentioned and recommended Camille Alicia Garcia. I thought people didn't know her... She's really great!
Heard someone say the best season for a fin.ancial breakthrough is now, especially with inflation running at a four-decade high. I have approximately $250k stagnant in my port_folio that needs growth. What is the best way to take advantage of this downturn?
@David Anderson Boston Couldn’t agree more David, I've been in constant touch with a fiinancial-analyst since covid . These days, it's really easy to buy into trending stock's, but the task is determining when to buy or sell. My advisorr decides entry and exit commands on my portfoliio, I've accrued over $550k from an initially stagnant reserve of $150K
@David harkins
Credits to 'Julianna Dawn Morales' she has a web presence, so you can simply just searrch for her.
@@dianarabbanii2 Thank you Diana for this pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a calI session with her.
I'm 16 and I just started to think about my future, and this helped so much. I know my future self is going to thank me so much for watching this video.
china is about to go to war with us
Global warming
Just don't wait like me, I was 16 too and knew all this but never did anything. Not I'm 20 and I could have been WAAAYYY more ahead rn. Dont wait! Do it NOW. This goes for anyone too, but push things onto tomorrow.
Me too! My 16th bday was yesterday and this is v important
Me too buddy
invstors need to act cautiously but remain vigilant in monitoring the market landscape for opportunities to pick up high-quality assets at discounted prices. These are difficult environments, but they also coincide with the best opportunities.
Working with a Financial Advisor to help guide you on your wealth-building journey if you're just starting out is a wonderful way to get started . They helps to manage investment overall risk profile , prevent permanent loss of capital consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal
This is why being informed pays off. I see any market condition as an opportunity, so far i just dollar cost average. I've accrued $321k so far in 2022 as raw profits under the guidance of my Financial-Advisor "Eileen Ruth Sparks"I don't pay attention to the day to day movements, Returns have been good. Not retiring any time soon so who cares what happens today?
@@checkforme234 Glad to have stumbled on this conversation.I'm a typical late 40's, working class mom concerned for the future in all aspects of where we all going, in this breath finances. Please can you leave the info of your Financial-Advisor here? I’m in dire need of one
You can easily look her up, she has years of financial market experience.
The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.
The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.
@@Stanleytucci819 Please can you leave the info of your investment advisor here? I’m in dire need for one.
my financial advisor is DIANA LUISE HINES. A middle aged lady from USA who really knows her stuff
@@Stanleytucci819 Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals, and scheduled a call
Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets.
Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $650K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.
I always consult a financial advisor before investing. During the pandemic, I used their strategies to minimize risks and maximize profits, generating around $3 million in three years with my advisor, Stacey Lee Decker.
I'm intrigued by the idea of investing with an analyst, it seems like a wise choice in today's market. Could you provide me with some guidance on how to get in touch with her?
With the help of google you can book an appointment. She has a wealth of experience in the financial market gained over several years.
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time .
Talking about success, I know I am blessed if not I wouldn't have met someone who is as spectacular as *ROCHELLE DUNGCA-SCHREIBER*
*ROCHELLE DUNGCA-SCHREIBER* is also my portfolio-coach, I found her on Bloomberg where she was featured, I looked up her name on the internet. Fortunately I came across her site and reached out to her, you can verify her yourself.
Thank you for the kind wish!
I must say you are an inspiration because I started up investing and trading as a scared investor who doesn’t want to lose money, glad to say I’m very profitable now and bought my first house through it
Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all. I was able to increase my portfolio by $289k in months. You have to seek for help in the right places.
@Rayner Teo how can reach her cause I'm interested
I think I'm going to message her too thanks so much 😂
@@Marycain-wx2xs she's active on Facebk too
Victoria E. Klein
I've been involved in stocks and crypto investments for some time now, but I haven't seen the positive results I was hoping for. What could I be doing wrong? Please, any help would be greatly appreciated. Thank you🙏
Staying current with market updates and keeping up with news sources such as CNBC could help out
Consider getting advice from someone who knows their way around, if you're not familiar with the market. Look for a seasoned pro. Their services have greatly contributed to the success of my investments for years.
Any good recommendations?
I highly recommend Margaret Burwell
A lot of folks have been talking about her lately. She must be pretty good at what she does.
Kiyosaki as my late husband would say have achieved an incredible feat in the stock market. He turned thousands to billions, and have made a lot of people wealthy in the process. I really saw the potential of the stock market by reading Berkshire's annual letters. I recently sold my $674k apartment in the Bel Air area and I'm hoping to throw it into the stock market. I just don't want to lose everything.
For the average Joe, however, I think it is just best to invest and just wait, which is reliable, albeit extremely long-- lots of years. Or just use a professional analyst and speed up wealth creation. Most people underestimate the power of the latter.
I agree with you, it has been so much of a hassle since the pandemic. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000. The role of analyst can't be denied.
I think this is exactly what i should do now before i retire in 3years. Please let me know your investment adviser's name and how i can reach he/she? Does she work for foreigners? I live in Quebec, Canada.
I have "EILEEN RUTH SPARKS" as my investment advisor. She has a solid reputation in her field and is a true genius when it comes to diversified portfolios, which help portfolios be less vulnerable to market downturns. She may be a name you are already familiar with; a Newsweek piece helped me to do so. She's a Google-able person.
The markets are still doubtful that the Federal Reserve will keep to its plan to raise interest rates until inflation is under control, even if bond yields are rising while stock prices are falling. What is the greatest method to profit from the current bear market while I'm still deciding whether to sell my $401,000 worth of stocks?
Developing a solid financial portfolio is more difficult, therefore I suggest you seek expert assistance. The ideas you receive after that can be tailored to your long-term goals and financial desires.
You're not doing anything incorrectly; you simply lack the expertise to capitalize in a down market. Professionals with extensive expertise who must have witnessed the 2008 crisis are the only ones who may profit significantly during turbulent times like this.
@@oscarjiron6974 I require suggestions on how to restore my portfolio and create more effective strategies in light of the huge declines. Where can I locate this instructor?
@@AnthonyHart34 You may locate "sharon lee casey" using a search engine, of course. But I'm not sure if I have authorization to talk about this. She received a lot of media attention in 2020. She manages my portfolio and serves as my mentor.
@@oscarjiron6974 Fascinated to know, Her credentials are undoubtedly excellent,
Sharon appears to be very knowledgeable. I discovered her online profile and read through her resume, educational background, and qualifications, which were all very impressive. She is a fiduciary, so I scheduled a session with her.
America is done. All signs suggest that 2023 will be a year of severe economic pain all over the nation. Put those money to work now to make it grow. I knew I had to invest. I didn't think a few hundred dollars a month would add up. But it is. From 2020 to date, I have made around $600,000.
Congrats. The real financial unlock comes when you understand and know the technique needed to manage investment overall risk profile , prevent permanent loss of capital. Having a strategy to take profits when they happen is key
@@chris-pj7rk Good reason why you need the hands of a fiduciary-counselor when you're starting out, unless you're ready to crash and burn. As their entire skillset is built around going long and short at the same time, using a profit-driven strategy based on individual risk appetite
@@oneiljerry9460 Absolutely, Fiduciary-counselor have exclusive information and data paths that are not disclosed to the public.. I've made north of $260k in raw profits from Q2-Q3 of 2022 under the guidance of my Fiduciary-counselor HEATHER ANN CHRISTENSEN. I hope to get more
@@johnlennon232 How can I count with Heather, is she verifiable, do you think she can help me, I live in Canada?
question for anyone to answer: What percentage is reasonable to plan for housing? Since my home is paid for, 50% could be reduced, and directed to investing or education.-----editing: answered my own question - increase tithing/spiritual gifts.
Dont gamble with your money working alone. reach to a pro.
@Helen Marie Champagne thank you. i found her website and i am dropping a message.
I don’t like my job,I don’t like working for other people,I want to be my own boss. so I stay there and endure because it’s motivation for me to get my ish together so I never ever ever have to seek approval to take a vacation again.
@Nelson Harry That’s very correct Nelson multiple streams of income is the actually key to financial freedom
I still want to invest but I will be needing the help of a professional any recommendations please?
@Nelson Harry I sent your mentor a message on What’s app he replied me and I’m still textin with him tho he sounds professional well I think I will give his platform a try with an investment of $25k
What field you want to become a boss in?
Look into truck driving, it's not for everyone but you're almost your own boss. You still work under companies until you get your own truck and can become contracted and eventually your own boss.
But my step father makes upwards of 5-6k a week, were he an owner operator he would make double that and be contracted under a company, making him in charge of his own schedule. Plus, most truck driving jobs are you just driving from point a to b and dropping off cargo.
🙏
Mine looks like this:
Savings - 30%
Emergency Fund - 10%
Investment Fund - 10%
Wants - 10%
Needs - 40%
I like this one
This one's cool👍
Great Video Mav! Maybe make a video on potential investments in this current market that would fetch substantial profit, been coming across articles on bloomberg, business insider etc about folks raking in $200K averagely in 6weeks using some sophisticated strategy and I'd love to know how.
Well , i think It all depends on how long you're willing to hold for and your strategies, stocks might likely tank further , but making serious gains in this downtrend shouldn't be a problem if you're a pro
I noticed , a lot of folks are making huge 6figure killings in this downtrend, only just that such technques are mostly successfully executed by folks with indepth mrkt knowledge .
The US-Stock Mrkt had been on it’s longest bull-run in history , so the mass hysteria and panic is relatable , considering we’re not accustomed to such troubled mrkts, but there are avenues lurking around if you know where to look , I’ve netted over $850k in the past 10months and it wasn't some rocket-science strat. I applied , I just knew I needed a firm and reliable technque to navigate better in these times, so I hired a portfoilo advlsor .
@@jaunemalan ....Impressive! can you share more info?...
@@hermanramos7092 She is an Advisor I found through a Newsweek report; Janet karson hardy, you can google her for more info....
No apologies for short videos bro! i prefer to listen short, real information rather than hours of BS. keep up the good work, thank you for aducating us.
Thanks
Educating*
I can’t tell if the aducating was a joke or not
Children as young as five are now being injected with these chemical poisons, which accumulate in the liver and cause, you guessed it: hepatitis.
I'm retired and 5 months away from "debt free". Single, house & cars paid for, etc. Net income is $38K. My needs are 1/3 net and my wants are nearly nothing these days. I feel positively rich!
Sounds like a dream! Congrats
@@jaym.9275 Thank you! Arrived at "debt free" last month and it feels wonderful.
Congratulations 🙏happu bfor u
You said your wants are nearly none. Maybe you should start having some fun with your money
@@jovanhayes7597 I read books (non fiction), watch old Westerns on TV,
have hobbies, work in the yard, have grandchildren, enjoy charitable giving, have lived in 4 states and visited dozens of countries earlier in the Navy. I am not wrapped up in materialism, nor
keeping up with anyone else. When in the mood, I take my toy, a 2013 Dodge Challenger R/T out for fun. I don't have to be spending money to entertain myself and I no longer have a wife who couldn't be happy unless she was constantly spending. I feel blessed, having all I need and more. I'm rich.
If you're holding cash, you have 100% chance of losing money yearly due to inflation. If you"re holding stocks for 2.5+ years, there is a 100% chance you won't lose money. So where is the real risk?
Misinformation and lack of financial education leads to negative thinking..Have an investment strategy.
Banks will pay you 0.1% on your savings account, but pay their shareholders a dividend yield of 3.5%....Now tell me savers are winners
if you are not on the Fin markt space now you are making a huge mistake, i get it can be due ignorance but if you want to make your money work for you, to prevent inflation from eroding your savings, to build generational wealth and to cultivate good habit and financial knowledge
@@joesphcu8975 I was really into stacking until i met '' *Ingrid Cecilia Raad* '' this coach was who advised me to give the market a try, buy making me understand that a bearish market is where the 10x can be made buying accumulating when everybody is panicking, with her entry and exit strategies i have been able to grow my bag tremendously. It’s never about how fast but about how well.
@@alexyoung3126 how can i reach this person because i am in need for better investment approach.
*Unfortunately, no one can live this life without MONEY. We are forced to work and chase after Money to pay rent and bills. May GOD bless everyone with enough money and relieve us of money anxiety. Amen*
Getting money is an issue that everyone has needs in order to live a better and luxurious life. Life was difficult for me until i began trading,and I'm now earning a lot of money even with the current crash happening in the trading market. I still make gains using a better strategies....
Being earning $2,900 on every $200 lnvested in the space of 7trading days
Amen to this prayer.
🙏🙏🙏🙏🙏
@@robinsonjon8632 Not only that.
“If you don’t budget your spending
you’ll spend your budget”
Am really disappointed at myself. I just turned 30 and I don’t have savings.. watching this video has really changed my mind set. I hope I can keep you.. 20 to 30 years from now.. I’ll look back and smile.. great video
fantastic video Everybody wants to be financially independent and live a better life. With savvy investing, an inexpensive lifestyle, and diligent budgeting, this is not difficult to do. I'm glad I realized early on that achieving financial freedom requires hard work.
My belief is that making a wise investment is a fantastic way to save money for the future as well as a way to generate passive income. Those who make poor mistakes early in life regret them later in life. But, if done alone, investing may be challenging and risky. For this reason, I suggest consulting experts for advice (financial advisors). The difficulty lies in effectively employing it, not just watching videos and reading investing books.
@@Brittany-reeds Sincerely, I'm genuinely moved by what you said. I have a sizable amount of money that I am willing to invest if given the appropriate knowledge and I am highly interested in investing. My greatest concern is losing money on a bad investment. I'm open to hearing your advice on how to make sensible investments as a result.
@@Victoriataylor5668 As an OAP with extensive experience, I firmly think that having the appropriate information is essential to the success of any investment. Regardless of what others may say, do whatever you set your mind to. Warren Buffer frequently advises, "Be fearful when others are greedy, and greedy when others are fearful." The secret to succeeding even while others fail is undoubtedly this. Working with financial advisor ALICE ELAINE HAYHURST, I earned $100,000. So far, working with her has been a promising experience.
@@anyadni Please let me know how to contact your financial planner.
@@cliftondippolito Do a short web search to find a place where you can contact her, and conduct your research using her complete names.
Nice video as always but here is my problem I have been making losses trying to make profit tradng. I thought tradng demo account is just like tradng the real market... can anyone help me out or at least advise me on what to do?
Simple way-to make lot's of mo_ney in crypt0 is to trade with an expert
@shanawazansire6927 I stumbled upon one of his clients testimonies and decided to try him out.. i'm expecting my third cashout in 2days
@Teraji James That shouldn't bother you because someone has already dropped his contact info on above comment
Good to see how you guys came up here to show keen appreciation to Henne Nate this how i got recommendation about Exprt Henne Nate, At first I was a bit scared
I'm from CANADA, I and two other of my friends tried him immediately we testified, he's performing wonders. I know he can't see this right now but he is changing people's lives
Tithing 10 %of my income is a need for my spiritual well-being.
Jasper Etale. We are under the new covenant. So tithing as in 10percent isn't applicable for today. Many pastors are still preaching this and its awful. If you want to give, give based on what you can afford and with a joyful heart. Not. What your pastor is telling you to do. The only person getting benefit from your tithe is your pastor
@@yasmindavidson5171 not all. Thithing reprehends demons that only come out through thithing. The Pastor doesn’t need your money. This is to pay for your churchs bills, the missions, and any utility for the church. Obviously some Pastors steal but they will pay pay dearly for that.
These are the types of things kids should be learning around high school. Really getting a grasp on basic personal finance early on saves years of struggle and problems later. Wish I had learned even a fraction of this stuff before journeying into the real world. Thanks for the great content, really enjoy your videos!
Thanks for watching
True
So true
Children as young as five are now being injected with these chemical poisons, which accumulate in the liver and cause, you guessed it: hepatitis.
Accounting and finance should be taught in high school… it would help give kids a perspective of life before they start taking out massive loans
When you invest, you're buying a day you don't have to work
Assets that can make you rich 👇
Crypto
Stocks
Real estate
@@joshnorton4918 you're right Sir, it's obvious a lot of people remain poor due to ignorance
@@joshnorton4918 it's better to take risks and make sacrifices than to remain poor
@@kelvinpeter8640 it's not ignorance but due to some unprofessional advisor in the market
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too,
investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $486k in the last six month. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently….
wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio
The adviser I'm in touch with is Helene Claire Johnson. She was interviewed on CNBC Television. You can use something else, for me her strategy works hence my result. She provides entry and exit point for the securities I focus on.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Successful people don't become that way overnight. What most people see at a glance wealth, a great career, purpose is the result hard work and hustle over time. I pray that anyone who reads this will be successful in life
You are right Sir
Most people don't invest due to ignorance
Speaking of Investing, forex trading is the best business in the world right now I know a couple of friends that make a lot money weekly trading with the financial markets
People are scared of Investing because of high rate scammers on the market
But of a truth there are scammers but real brokers are out there too waiting for investors
you want to build a portfolio that beats the market, you've generally got to be willing to put in the work, take risks, research investing, and be willing to hold for the long run, even if prices don't go your way for a while.
There's nothing like receiving some extra income every month.
Dividend stocks are an excellent source of supplemental income at all times, most people just wanna buy any growth stock they hear about.
Most stocks has underperformed lately.
With so much volatility in key stocks, it’s kinda hard knowing which stocks will do great or enhance ones portfolio.
@@billnolan5375 There are great stocks in the market with big room for growth, you gotta be a consistent investors with a steady approach, you should be able to seize opportunities created by the uncertainty.
reality strikes when i try to compute my expenses and savings. need to focus to decreasing wants.
This is great!
I learned the "1, 2. 3, 4" budget.
(10, 20, 30, and 40%)
10% savings (retirement, emergency "rainy day" fund . . .)
20% wants (cable/online subscriptions, gym and other memberships, entertainment, hobbies/"toys", vacation saving . . . )
30% needs (variable expenses) seasonal utilities, food, gas/ transit, auto and home repair.
40% needs (fixed expenses) rent, unchanging utilities, insurance, land tax, debt repayment.
Thank you! Im almost 40 and I never knew how to budget and that is why I never have money. I need the basics. I appreciate this video to help me get started growing my money.
There is no one size fits all solution when it comes to budgeting, and the right time to start is now. When it comes to budgeting, my goal has always been to have enough saved up in an emergency fund/nest egg, that lets me sleep peacefully at night. That just has to be your step 1. Everything else, eg. investing, comes after that.
This video helped me realize something I'm 15 and I'm spending more money on wants than needs even though I'm trying to get a car and geting a car isn't a want it's a need scince I need to travel to work because I can't walk there it's a 2 hour walk but a 30 minute drive so this is going to help me in the long run.
Thanks marko, every 20 year should learn about this.
Great video however I would say that your 20% savings/debt should be higher that your wants especially if u have debt. When u have debt your wants have to decrease.
Whoever is reading this I hope you will have a successful and meaningful 2019!
MindGrit by Dr. Rey Fremista how about a 2020?
2020 for me, I'm watching this now. 😀
I'm getting better.
i am
Fuck off
I admire the financial independence of people, But you can live better if you work a little more. After watching this I think there are people out there, on the extreme, who plan to die early just to be able to retire early. To each their own but to me, retirement isn't just about not having to work, it's about having the freedom to do whatever you might reasonably want, such as travel, buying things, enjoying life, etc. I don't think I could retire with less than $3m in income-generating investments, maybe $2m at the very minimum. I plan to work until I'm at least 45
Nobody knows anything, you need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving
@@MaryPatricia-wr3wj Having an investment adviser is the best way to go about the market right now, especially for near-retirees, I've been in touch with a coach for a while now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I netted over $220K during this dip, that made it clear there's more to the market that we avg joes don't know
@@ThomasWilliam-sw8ms Please, how do I connect with your financial planner?
@@MaryPatricia-wr3wj credits to KRISTIN GAIL CUNNINGHAM, one of the best portfolio managers out there. she's well known, you should look her up
@@ThomasWilliam-sw8ms Thank you, I just checked her out and I have sent her an email. I hope she gets back to me soon.
What a beautiful and simplified video , tks for this info
Another way to budget that I learned from another finance RUclipsr is to use 50% for living expenses, 30% for investments and 20% for savings. After you have an emergency fund saved for minimum of 6 month and have no dept then you can use the 20% savings for wants.
Investments! Nice. That hopefully creates cash flow so the money isn't just being saved it's coming in like money is being printed because that doesn't stop so why stop touching more Money.
Nadjib Zaoui MM😉
Very well articulated; I wish I had more time for trial and error, but I'll be 56 in August and I need ideas and advice on what investments to make to set myself up for retirement, especially with the looming inflation and recession; my goal is to have at least $1 million by the age of 60.
@Finest Bear Hug Yes, I've used such expert, an investment adviser at that, and she really worked magic on my portfolio, initially I was always in and out of the market, selling at a complete loss but for the past 2years I've been mostly in the green, earning steady profit irrespective of market movement thus gaining over $850k+ in the past 2years
@@chrisbluebird5037 Sweet! how'd you go about getting a proper investment-adviser like that, I've had plans to touch base with one, I'm just not sure how to go about it, I don't mind looking up this one that guides you.
@@legacymedia8468 The Investment-adviser is actually quite known, Wendy Helene Bennett, she has a wide presence on the web, you can just search her.
@@chrisbluebird5037 Thank you, I researched Wendy Helene Bennett and I went over her site and qualifications, she seems pretty tight and I've scheduled a call.
I have a 50/40/10 rule. I use 50% to put on bills I have, 40% I give to my sister and I keep 10% for myself!
What I do is invest into stocks and other financial assets online but stocks is most effective for good monthly thanks to my coach
Stocks is a great investment and way to create multiple income sources from the proceeds, I have been in the market years now and I have made my fair share of wealth over and over
@Bennel cross my coach name is Benjamin ravies so you can check him up
Im on 90% needs 😭
95% in 2024 😂
When you invest you're buying a day you don't have to work
😢😢My wants always pours over to my needs. I am aware of the flaw now. Discipline and committing to my budget is where I fail dismally. 😞
I HAVE INCURRED SO MUCH LOSSES TRADING ON MY OWN... TRADE WELL ON DEMO But I THINK THE REAL MARKET IS MANIPULATED... CAN ANYONE HELP ME OUT OR AT LEAST TELL ME WHAT I'M DOING WRONG ?
Trading is actually profitable if you get the right expert to trade
I don't advice newbies to invest on their own
I will advice you should stop trading on your own if you keep losing and start trading with Jennifer Allen trading services
@@christianacruse3129 Wow I'm just shock you
mentioned and recommended Expert Jennifer Allen I thought I'm the only trading with her
@@jacksonfame2271 You don't need to be shock because I'm also a huge beneficiary of expert Jennifer Allen
Thank you for teaching me how to save money God bless you
It's very interesting seeing people make good profits from trading, I wish I could but I always end up losing after my trading
I will advise you to seek the help of a professional because it’s really hard to create a strong professional portfolio. This will help you to achieve your goals and long term financial objectives.
That's true,. Its really needful for beginners not to settle for videos alone or they will see themselves losing all their money just like me when I newly started trading with this videos here on RUclips.
Many won't accept this truth but allow them, they'll understand when they become bankrupt as a result of unavoidable losses trading from mere RUclips videos.
Living with fear really stops us from taking risks,definitely if you don’t go all out you’ll never get out of any financial situation.
Expert Emily Jason is really the best person to contact and ask for help in trading without fear of making losses than trading yourself or lossing funds to scammers.
Im 17 and this vud really assisted me to draft the 50 30 20 rule in my book. Made a world of a difference
It seems basic but I'm very glad you made it cause I needed a reminder
Marko, thank you for being well-groomed in your video. It adds credibility to your message.
Thank you lol
I agree. The people in hoodies I bypassed when looking for a video. I came to him because of the “look” and stayed because of the message.
Don't you think we are supposed to be taught all this in school? investment is part of a great idea though
You must be right.i invested and earn $20.000 every 7 days.i risked it and made it this far
Trading crypto would be wise but trading without a professional is way out of it.i tried and lost everything until I started trading with David Louis.
I have heard a lot about investments with David Louis and how good he is, please how safe are the profits?
This dude.Been seeing a lot of good comments about him on several places.i feel very much confident investing with him.his good work been just everywhere.
Wow😮 It is really refreshing to see comments about David. i got a chance to benefit from their services a few months ago and it has been a very smooth experience it amazing how accurate their market analysis are,and how good and patient they are with beginners and newbies..
i just got a job (im 15) and realized how easy it is to blow through money and this really helped thank you so much
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
I subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your adviser
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $485k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?
Wow, that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
I'm in college, Its paid for and I still live with my parents. I'm working as well, don't have anything I need to pay for until I get a car, so 100% savings. Not really, but mostly haha.
nice!
@@WhiteBoardFinance Indeed!
Saving in the bank is resourceful but have you tried to let your money work twice as hard for you? Crypto investment are the best deals atm I started of with $2k and in 2 weeks I got a return of $14k. How did it happen? Crypto investment.
Comment for the most trusted sites for investments
I save 75% of my salary and i've made it a strict priority
I make about $900-$1200 every two weeks and go broke in about 6 days. This video better save me from my compulsive ways 😭
Only you have the key 🔑 is best you decide
Taking $1000 dollars as your avg income, You need to save about 200$ every week. To do that habitually you can contact your bank manager and ask him/her to open a recurring deposit(RD) account which would automatically deduct $200 every two weeks from your account and will put it in your RD a/c. The interest on a RD a/c is a grade higher than a normal savings account. I used to have the same problem but then these small decisions helped to reach my goals. Happy Financial freedom to you :)
ps - Have a strict control over your temptations. Try avoiding the trap of impressing people with materials
I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks (with the help of my Financial Advisor of course) and made about 246k, but guess what? I put it all back and traded with her again and now I'm rounding up close to a million.
@Victoria Arhth
What is your advice for a new beginner like myself, I have been trying to practice using a demo accounts, but I am scared that I don't know enough to start trading all by myself. What to do next.
You I'll have to reach out to her,. Her availability is on Whats@App 👇.... 👇
⬜⬜⬜, 👇
🌑🌑🌑
┼①⑤③⓪③③①⓪⑨③①🌑🌑🌑
@@marcuswalkerjr.2756
Thanks a lot, 🙏🙏I'll definitely ensure to do that
@Emi Pelham
Wow that a really big congrats
This model is great for the average salary but I earn $400k and I can definitely keep my 'needs' below $30k. I can save 10 times my needs if I wanted to. Great video by the way :)
thanks
Lemme have 20k lol😂😂😂
Would you like to be a great person and pay my college tuition?
lmao are u by chance a sugar daddy
Where is the “investment” area? Poor people save, wealth people invest.
Thank you😊 for this video, do you offer account management or have any recommendations?
Any specific guide?
Ever since I lost my job with the ministry, I have been surviving through my investment with Miss Victoria, I'm so glad I invested when I did.
@Harry Micheals I invested with her after I got a loan from a friend and now after receiving profit, I paid my friend and reinvested over and over again. I must say she's a very transparent and honest personality
Learn and trade under a guide I do same and I hardly make losses in the market
@@millerwoods1343 I don't usually do reviews but Earning three times of my monthly salary from miss Wilson is
overwhelming
It's never to late to learn . I really want to start saving money
This is how mine goes:
19% to business Im creating online
19% into needs
62% savings / debts
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I dont even talk about money with people. Because I always hear about people with bad spending habits, bitching but then I'm the bad guy if I tell them that they have piss poor budgeting.
I know a guy that bitched about bringing home $4200 In a week. I don't care who you are or what your situation or like story is. If you are bitching because you "only" brought home $4200 In a week , then you really have some bad spending habits.
I guess it's possible in LA or Manhattan perhaps...if you're anywhere with reasonable living expenses than I agree 200K+ is MORE than enough.
xSayPleasex man hatten or la is expensive as hell, but you can still do fine with bringing home $4k a week over there. I still wouldn't live in places like that though. I bring home home at least $2k a week, and I put away 50% of my net. And I'm still doing fine. People just wanna buy shit they don't need to impress people they don't like. I go out with some $6 gym shorts I got from walmart, and a fruit of the loom t-shirt from Wal-Mart as well. I drive a beater 2004 Saturn car. And most of my food comes from Costcos. Cost of living home up, but a lot of people still wanna overspend on useless shit
Miguel Robb it’s good to see that there are people out there like you that are frugal with money. i’m the same way. Consumption is a huge problem and like the person said above, that’s unfortunately how a lot of people think
Everyone knows what to do, but not everyone does what they know..Remember long lasting results come from steady and consistently applied effort.
@Mark Anderson that's right,I own Bitcoins, it is a store of value,a distrusted ledger, it is a great place to put assets, government currency does not hold value.
@@annarodriguez8798 you are right my friend, a lot of people are too ignorant to understand that Bitcoin is the future.
Trading has not been going well for me, I have invested lots of times and failed, I trade on my own and each time I keep losing money.
@Rev Micha How can I get a real broker there are lots of fake and I don't want to loose my money to any scammer.
@@ruthsaddy6187 w**s**pp👉+ 1 3 1 9 4 3 2 7 3 8 5
Great video, I've been interested in investing ever since I came across articles of people making up to $150,000 and more in this period, thanks for the video but is it really possible for a retail investor to achieve this in months?
I've purchased numerous stocks in individual firms. Because there are so many stocks that will skyrocket in the long run, it is currently safe to buy in on ETF and ride it out. Due to fud, I sold out early, but then retraced my ways and re-invested $350,000 with a financial advisor who manages my account. I received an 82% return last year and will see where it goes this year.
that's quite impressive, you surely made a good bit of money. I myself invested in warren's BRK-A stock quite pricey but totally worth it.
I just started a few months back, I'm going for long term, I'm still trying to wrap my head around it, who’s this advisor you work with ?
Vivian Carol Gioia is the coach that guides me. She’s a verified coach and she helped me see that returns can be made in both bull and bear markets. She covers things like investing, insurance, making sure retirement is well funded and looking at ways to have a volatility buffer for investment risk, lots of things like that.
thanks for sharing this, I am in conversations with your advisor, and she really has substance, having interviewed her properly and reviewed her model, I am hoping she takes me on quite seriously too
Having a wife can help you become rich or poor. The latter is true for me.😔😞
You are not alone brother! Soon an ultimatum will happen I assume.
Divorce
Right choice can lead you to riches.. Wrong one Yoh.. U ll b broke
Having a right partner can make you rich or poor
I should have given my prospective mates a math test. If you fail, you’ll be just for fun. Pass and you get to meet my parents.
I plan to retire at the end of 2022 at 57 after 36 years in Telecom as a sales engineer. My wife will retire in October 2022 and she' s loving life! But walking away from a good income stream and building the nest egg to living from the nest egg is a scary proposition, scary to stop saving and start spending.
God places great things on the other side of fear. My advice, don't wait till the end the year. I just attended a funeral of a guy that retired in December 2020 at the age of 62 -- Life is short. Live it on your terms. Take the time to learn about passive income via dividends & real estate, index funds, automating investments, budgeting, etc. you'll be very happy you did
@@mialangley2388 I’m thinking of investing into stocks esp index funds .When you invest into index funds you're essentially investing into the economy as a whole. Because you're choosing to own a little piece of all the most successful companies in the country/world but how are we going to achieve all that given that the market has being a mess most of the year?
@@willlategan7558 Having an invstment-adviser is the best way to go about the market right now, especially for newbies, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I netted over $220K during this dip, that made it clear there's more to the market that we average joes don't know. Credit to *Katherine Duffy Burke*
@@aubreymcgovern9467 How can I contact this adviser of yours? I'm seeking for a more effective investment approach. . 2 months i went heavy on some stocks listed by charlie chang, it went up real fast like 30+% in a few weeks and right now , i'm down by 70% and it keeps drowning
@@taylorcoggan2054 She's well renowned and has quite a following, so it shouldn't be a hassle to find her, just searchon her using her fullname
Thank you Marko, Great Stuff!
Great video. Thank you.
Having an expert money manager has been a blessing to my finances.
Oh yes!! they are lifesavers.
@Sergio Jozzy Melissatradeservice
Her success comes from years of trading experience coupled with meticulous market trend analysis
Melissatradeservice is totally the right expert I have worked with and I am very grateful for her assistance.
Making money is the plan and with Bitcoin Investment your plans can be fulfilled
Trading with an expert in the field is the best, have been making a huge returns from my investment since I met Elias Greyson Cooper one of the best in crypto currency investment.
Wow I just made my first withdrawal today, trading with expert Elias Greyson fx.
@steven jones Seeking for his contact details?
@steven jones + 1 ( 9 1 7 ) 3 4 1 - 4 2 7 8
eliasgreysoncooper @ gmail .com
Tell him I referred you 👆
Even after 3yrs, its still very helpful
Great formula I plan on implementing to budget and save money better.
Most people venture into crypto to be a millionaire, meanwhile, I just want to be debt free.
Assets that can make you wealthy
Gold
Crypto
Stock
Real estate and more
When you invest in crypto you are buying a day you don't need to work
Now is the best time to purchase and invest in bitcoin, stop procrastinating.
Fear is one of the factors that hinder most persons to invest into crypto, most persons say ignorance.
@@andersonwhales3312 Crypto is the future, investing in it will be the wisest thing to do especially with the current rise..
50% savings, 35% bills, 15%spending is my monthly budget worked out to.
i followed this guy’s advice for the past 2 years and now I own a ferrari fully paid. Thanks man!
With what I’ve learned over two decades in the stock market, given enough time, solid investments have the potential to double the initial principal amount, but many investors are instead attracted to the lure of high yields in short periods of time despite the possibility of unattractive losses before even getting out. So the onus is on newbies to beware.
How so? I’m interested but with close to no knowledge of how to go about it.
@@Ferocious923 Stock investing, when done well, is among the most effective ways to build long term wealth. I work with a fiduciary Levi Clemans, a renowned fiduciary. His guidance has given me an edge in the market. Here, reach him
Leviclemans,info
on his webpage you can look him up online, and connect with him.
@@jefferiesuenukuterangihoka3749 Did and I'm quite impressed with his portfolio. kicking off right away! Thanks and God bless.
I tell people to enjoy a comfortable financial future, investing is absolutely essential. It’s not even to be debated lol. As the coronavirus pandemic demonstrated, a seemingly stable economy can be quickly turned on its head, leaving those who weren’t prepared for tough times scrambling for income.
I really appreciate you taking the time to keep it simple and basic for anyone to understand!
Investing is considered a bedrock in making generational wealth. Most people don't know when, where or what to invest in. Fortunately, great investors of the past and present can provide us with guidance and ideas. Meaningful contributions are always welcomed.
Trading with an expert has been the best way of making huge returns from crypto currency.
The common mistake we newbies make is without help and legit guidance from a professional.
@@bobvan2201 Yes, you're right, it's not watching all videos wasting time on strategies, I was ignorant doing so till I met Rheagan Max Deplonty last year at a startup funding event in Washington DC.
He had some interesting things to say about the state of algorithmic trading today, obviously I'm seeing results, and my trading is going smoothly.
Job will pay your bills, business will make you rich but investments make and keep you wealthy, the future is inevitable.
thank you so much. I am really trying my best to be in good standing with my finances.
Those are great rules , good ideas .
Drop that *wants* category to 0% and then you will be in line with my Russian mom’s philosophy. What a coincidence.
Slavic moms are always right
Too funny, no more cloths for you 😲
My mother (now deceased) is also Russian.
Her philosophy was stop buying shit you don't need.
That's how my parents managed to place their three children through
expensive private school.
My mother would cycle to her job in a factory that manufactured light bulbs.
One day after work cycling home in the winter when it becomes dark by 17:00
she was stopped by Police because the Bicycle did not have functioning
lights on it. And that was because my Mom would not spend the money
to buy batteries for the lights.
My mom was always learning, reading and studying (as I also do) by the time
I was 13 my mom was a qualified QC Inspector in an aircraft factory, and at
which time I took an interest in aviation and was staking flying lessons,
earning a private Pilots license before reaching age 16.
I was able to fly but not old enough to qualify for a car drivers license.
Live ur life..!
Take advices but think a few about that, ok?
My mom’s philosophy was the same. And she is Russian too
Ty for this in-depth info