I think the monthly expenditures are badly mis-tracked/reported.... what about Maid? Phone/Broadband/Dish/OTT/Electricity bills? Petrol/Cab? Meds/Supplements? Toiletries/detergents/make-up? I think easily 30%-40% expenditure is not counted through these items
I like watching the show to know how much people are making. For the most part it feels like a show to brag about how much one is making and less about investment and financial goals. I like it nevertheless
@@thedaydreamer6437 ye mota yahi kr rha h bhai.. In chutiyo ko dekh lo.. 3 lakh per month kama rha h per ghar dekho unka bc.. Our family income is not even 1 lakh per month but I am living better life than this stupid IT labours in Bangalore..
As a couple who earns a Fixed salary of 25 LPA + 25LPA = 50LPA doesn't translate into 3L per month. My wife and i put together pay around 10L Tax . And there is also PF that gets cut. In-hand is around only 2.9L types. The most important killer is tax as you start earning more.
I agree the statement of getting 3l in hand us farce. Tax and pf will easily chunk off 65-75k then pf another 15-18k that sets the in hand to around 2.1 to 2.3lkhs pm
Bro my father and mother both are govt officers and earning total 40 lpa . Still they get almost same in hand salary than yours . Because most of the tax is absorbed by PSU co. Itself And almost 35% of ctc which are perks , lease accommodation, free medical care,etc are tax free for employees .
Please do a video on non traditional households,like siblings staying together or single parents living alone. Also, lets start thinking of wedding and marriage as a financial decision.
This guy geniunely knows what he is talking about. Especially his advice on NCD's. NCD are lowest order debt obligation's without any backing from any collateral. In case of the NCD issuer going bust you will loose the entire invested amount and the company will loose only their brand reputation. that's why NCD pay significantly highrer rate of return than Current market rate to offset the risk and attract investors.
I understand marriage is big thing in Indian society but not spending huge amount and using some of that money for small vacation/ honey moon and investing the rest will be better decision
Hey Anshuman, Why dont you do a series of where people are after 1 year of getting the advice on "Fix your finance" . This will give us a glimpse of whether people really follow advices or they also need other things e.g a regular mentor etc . Also how are they doing now in term sof finance improvement or decay etc ? I think this will be a great insight .Hope my message reaches you.
If you want to buy a car, buy through Commercial lease vehicle agreement with your company ( only certain higher bands people eligible). Here whatever EMI for car will be directly deducted from your salary which makes your taxable income less.. Buy I would say don't increase your lifestyle expenses proportional to your growth in salary.. Salary can not grow forever. Their is certain phase of your life when you get stagnates. Once you increase your lifestyle by increasing expenses then it is very difficult to adjust back to past lifestyle for bad situation. So increase the lifestyle in conservative manner....
Roti kapda makaan are the basic needs , youth today is not realising the importance of "makaan" they will but after crossing best years of their life. We r going towards a low interest (home rates) regime like in the US, Inflation is always gonna be there, real estate is also gonna sky rocket in coming 5 years. One can go for premium brands (godrej properties, lodha,etc) and start buying under construction properties, dont go for "bada" ghar buy according to ur capacity, use leverage from the bank to build multiple properties..
Ahh this channel has been very helpful for me , im an undergraduate and this channel helps me understand a lot of things and make my plans for when i will be earning . Really grateful to anshuman and also featured people for setting example through which people like me learn . :)
why people are so fascinated with marriage and its spendings, i know it sounds almost off the world to say marriage is about the two person not about feeding 1000 people, lala party.... it can be accomplished with only family and friends whom you are surrounded ... which is almost minimal...(frugally under 200thousand max) ... so I feel we practically dont need to plan for a financial steps for million rupee wedding 😅
ur videos are nice - we learn so many things from this couple series - plz take interview of business couples too than only salary people - so we ca see complete different story of investing expenses
A salary of 2.16k per month as a fresh grad converts to 1.62k in hand only. Would be better if you start asking the take home components too else all the math you’re doing makes no sense. PS: I know it’ll never be the same for everyone but it’s always better to have an idea.
I didn't save or invest money at the initial years. I travelled a lot, bought a house of my own. At the time of marriage, since I didn't save money for the wedding, and it was Covid time, I went for a simple one without taking help from anyone and fixed it under 50k.I know, I earn less and have started investing only four years back, while I am in 10 th year of my job, still I have no regret. You don't need to be a conjus in daily expenses like this couple does to save money for one beautiful yet simple day of your life. Moreover, I shall not have kid, so, I don't need to save money for their future too. So, little investment, more reading and travelling, a simple house of my own and car is enough for a comfortable life.
This is a philosophical question - What is the purpose of life. So, how you spend your life depends on how you answer that question. To me there is one purpose that nature had for me - procreate to keep the genetic link alive, and ensure the offsprint survives & thrives. The second purpose is not of nature, but of nurture - i.e. A purpose as told by parents and society - To do your best in life. i.e. Enjoy while contributing to society - by learning, working improving the overall standard of living - which may result in improvement of society in general. I guess most people thrive to do the 2nd, but many people now a days do not want to do the purpose nature had for us.. :)
What would @Anshuman recommend for the amount you receive from one of your parent retirement fund, where should you park the money so that you receive monthly regular income. Pls recommend some instrument for the same. Btw, loved the format of this show. I am looking forward to see such videos.
In relationship being on the same side of finance equation is very important, I am very frugal and minimalist thought finding a partner like me is next to impossible but by watching these 2 now i have hope.
When I used to live in Bangalore, I had a Nepali cook and he used to make very healthy food and it was so tasty. Just a random memory popped in my head.
I planned my marriage with 10 lakh with own saving tht too disciplined. For marriage you need to prepared financially far early so that you don’t have to take loan
What third party service do this couple use for creating a portfolio? I also have a similar family income (family of 2) can you please suggest any service.
@@greeshmapillai4048 this can't be further from the truth, your basic needs/expenses are not going to increase as exponentially as your salary would, hence naturally your expenses as a percentage of income would come down over the years, this doesn't mean they are living frugally
20k mein shopping, hang out and food. Too frugal wrt Banglore's life. Thoda toh enjoy krlo yaar life ko😅 I think they aren't counting other expenses like maid, petrol, travel, etc
@@anchiit bro even if they are working from home this isn't realistic as per my opinion. Big bazar ya koi bhi supermarket jao 1k-2k aise hi chala jata h. Banglore mein toh cab bhi 300-500 tk aata h.
Bhaiya mjhe ek help chaiye, Mjhe PFcontribution nahi dena , 80c me vese hi ELSS acha lagta h best option h for saving tax Mai PF contribution kese band krau apna . Aur ek scene h thoda mere first job me basic salary 15k se kam thi to PF me Mera EPS ( employee pension scheme) bhi deduct hota h , and EPS me to interest bhi earn nahi krte 🥲🥲 Sochiye har mahine paise invest kree h eps me jisme kuch interest na mile for 30+ yrs , to bura lagta h EPS ko bhi band Krna h kese possible h Mene pata Kara to pata laga EPS to band nahi ho skta Pura PF band hoga tabhi EPS band hoga Aap mere scene pe ek video bnaiye kyuki kafi log h jo PF contribution krte h but after being finance savvy , vo Krna nahi chahte to kya kre vo ... Koi creator is topic ko cover nahi krte
They shall also start divorce funds individually. Start planning & preparing for your divorce even before you think of marriage. All the best to the couple.
They have just started making so much in the last one year. So they might not have enough savings to fund their entire wedding. Weddings are expensive in India bro
Itna kamana enough nhi hai bangalore m, everything is super expensive. Its not tier 2 city jis m 1-2 lak kamana is good enough. Flat cost is min 1 crore. I bought a normal mask everywhere it's 5 rupees but in bangalore people are selling for 10. This city give and takes back money
More than half of the people commenting doesn't have clue about how taxes are deducted, what effect does higher basic pay has on in hand and tax burden, how are they being robbed by give very less basic pay as %of total cash salary and getting so small in PF whose returns are similar to tax adjusted equity MF return of 10%...before boasting about salary to know the avenues to optimise in hand and improve future savings
I wish you guys would stay married for a lifetime, but it's also appropriate to have a prenuptial agreement. Jim Rohn had said, spend your money 70% Savings, 20% Investment, 10% Donation. Regarding buying property, go for it if you can afford it. Best of luck 🤞
recession s bchne ka sirf ek raasta h government job. i am 24 soon going to be group B officer in Central Secretariat Service. Yes package will be less including everything it will be 11lpa. it will grow by 4-5 k every year i know hike is not great but peace of mind is important
Hey Anushman , can you please add subtitles 😢. I don’t understand Hindi well and it’s real difficult to make sense of everything you guys speak. I really want to watch more and more videos but subtitles pls😢
Both are earning couples and spend something what your wish also...if you savings and later children and growing..children when you can enjoy small things..better to fulfill your wish also
I really dont think only 50k expenditure with 30k rent for this couple is practical. In bangalore, traveling in ola/ your own vehicle is 500rs easily. I mean even a weekend getway is 10k. I think they have not expressed all expenses. The estimation is not accurate
I think the monthly expenditures are badly mis-tracked/reported.... what about Maid? Phone/Broadband/Dish/OTT/Electricity bills? Petrol/Cab? Meds/Supplements? Toiletries/detergents/make-up? I think easily 30%-40% expenditure is not counted through these items
Amen
@@zforzebr4 chaomeen
I like watching the show to know how much people are making. For the most part it feels like a show to brag about how much one is making and less about investment and financial goals. I like it nevertheless
@@thedaydreamer6437 ye mota yahi kr rha h bhai..
In chutiyo ko dekh lo..
3 lakh per month kama rha h per ghar dekho unka bc..
Our family income is not even 1 lakh per month but I am living better life than this stupid IT labours in Bangalore..
yeah my first thought was if rent is 30k then every think is else is only under 20k. how?
As a couple who earns a Fixed salary of 25 LPA + 25LPA = 50LPA doesn't translate into 3L per month. My wife and i put together pay around 10L Tax . And there is also PF that gets cut. In-hand is around only 2.9L types. The most important killer is tax as you start earning more.
I agree the statement of getting 3l in hand us farce. Tax and pf will easily chunk off 65-75k then pf another 15-18k that sets the in hand to around 2.1 to 2.3lkhs pm
@@AmanSingh-cy6hw kaha se maths seekh ke aya h bhai tu
Bro my father and mother both are govt officers and earning total 40 lpa .
Still they get almost same in hand salary than yours .
Because most of the tax is absorbed by PSU co. Itself And almost 35% of ctc which are perks , lease accommodation, free medical care,etc are tax free for employees .
@@cpulse7873 😂
@@Learnsomethingnew3456 Sorry but 40Lpa ?😲 May i know in which department they're working if you don't mind ?
Please do a video on non traditional households,like siblings staying together or single parents living alone. Also, lets start thinking of wedding and marriage as a financial decision.
This guy geniunely knows what he is talking about. Especially his advice on NCD's. NCD are lowest order debt obligation's without any backing from any collateral. In case of the NCD issuer going bust you will loose the entire invested amount and the company will loose only their brand reputation. that's why NCD pay significantly highrer rate of return than Current market rate to offset the risk and attract investors.
No secured NCD's are backed. Even when DHFL busted the NCD holders got some money.
@@hahaheee7906 haan 1 lakh pe 5 hazar mila tha
This series reminds me of the series I used to watch of home makeovers in TLC channels 😊 except here it's about finances👍
I understand marriage is big thing in Indian society but not spending huge amount and using some of that money for small vacation/ honey moon and investing the rest will be better decision
This is an amazing format. Thanks Anshuman for bringing this format of videos. This deserve more view and more subscribers guys
Hey Anshuman,
Why dont you do a series of where people are after 1 year of getting the advice on "Fix your finance" .
This will give us a glimpse of whether people really follow advices or they also need other things e.g a regular mentor etc .
Also how are they doing now in term sof finance improvement or decay etc ?
I think this will be a great insight .Hope my message reaches you.
Love this series . Make some variations with different professions. Maybe you can ask Tanmay out for an episode. Kudos again.
This is the wonder couple of blore .Living in blore at 20k 😀 loved the cute explanation that they don't drink which cuts their expenses
HAHAHAHAH Cocktails are expensive in Bangalore
@@anshumanfinance OMR to the rescue
This series is what we all needed so much ♥️♥️
no
Me watching with 3lpa
Waqt sabka badalta hai ;)
Me too 🤣🤣 just graduated in month of may.
@@deepanshukhatri7099 Konso field se ho?
Same here bhai bhai
@@deepanshukhatri7099 upskill karo khudko bro aram se ho jayega 🫡
Really liked this type of finance content where you solve people's problems live.
Love this new series Anshuman! Keep it up!✨
Next episode should be of irresponsible bachelor , we don't need stories perfect people.
hahahahah I feel you 🤣
@@anshumanfinance we need stories of irresponsible couple too 😂
This series will be a great hit , Anshuman. Great going man !
I absolutely loved this. Very raw, very candid. Waiting for more such videos of such format
If you want to buy a car, buy through Commercial lease vehicle agreement with your company ( only certain higher bands people eligible). Here whatever EMI for car will be directly deducted from your salary which makes your taxable income less..
Buy I would say don't increase your lifestyle expenses proportional to your growth in salary..
Salary can not grow forever. Their is certain phase of your life when you get stagnates.
Once you increase your lifestyle by increasing expenses then it is very difficult to adjust back to past lifestyle for bad situation.
So increase the lifestyle in conservative manner....
Another conservative investment one can do is in REIT's..which is one of the best options out there used by very few people but decisive people
Title me Living on a 40L package to aise likha hai jaise 2 time ka khana bhi mushkil se manage hota hoga 40 lakh me 😂😂
💀😂😂😂
Amazing concept man 🙌🙌
Thankyou for creating this
This is something new on youtube i have seen in finance kudos bro loved the series
Roti kapda makaan are the basic needs , youth today is not realising the importance of "makaan" they will but after crossing best years of their life.
We r going towards a low interest (home rates) regime like in the US, Inflation is always gonna be there, real estate is also gonna sky rocket in coming 5 years.
One can go for premium brands (godrej properties, lodha,etc) and start buying under construction properties, dont go for "bada" ghar buy according to ur capacity, use leverage from the bank to build multiple properties..
loved the session, waiting for the next episode!
really love this show `flex your finances`
Wow what a great concept it is. 🥳🥳 Would like to watch more of such videos.
Bdw how's gym going bro 😄
Ahh this channel has been very helpful for me , im an undergraduate and this channel helps me understand a lot of things and make my plans for when i will be earning . Really grateful to anshuman and also featured people for setting example through which people like me learn . :)
Marriage should be a financial decision,if my parents pay for it ,good ,which i know they can't,else I am doing a court marriage.
42 k ctc pe impossible to get more than 32 in hand, so pm is 2.6
They can save upto 10-12 months of salary and have an amazing wedding. I don't know where's the problem? Savings bhi toh hongi.
why people are so fascinated with marriage and its spendings, i know it sounds almost off the world to say marriage is about the two person not about feeding 1000 people, lala party.... it can be accomplished with only family and friends whom you are surrounded ... which is almost minimal...(frugally under 200thousand max) ... so I feel we practically dont need to plan for a financial steps for million rupee wedding 😅
Quick suggestion for this couple - Stop using word 'like'.
Looking forward to more such videos!
Remembered puskar sir's lines.If you cannot buy a product three times u cannot afford it.
2nd-Your expenses should not be more than 30%of your income.
Nice and unique concept...
@Anshuman Sharma Great episode and your energy next level. 👌👍
Subscribed. looking forward to learn a lot.
ur videos are nice - we learn so many things from this couple series - plz take interview of business couples too than only salary people - so we ca see complete different story of investing expenses
I love how goofy you are while talking about something so serious.
A salary of 2.16k per month as a fresh grad converts to 1.62k in hand only. Would be better if you start asking the take home components too else all the math you’re doing makes no sense.
PS: I know it’ll never be the same for everyone but it’s always better to have an idea.
Just found this channel a couple of days back. Very unique
I am a student right now (22), my goal is to call Anshuman home after 4-5 years
heyy, just a very tiny suggestion, please lower the music volume as vishal was not too loud while speaking
Series is great ,make vedios on different profession than it and diff ranve
I didn't save or invest money at the initial years. I travelled a lot, bought a house of my own. At the time of marriage, since I didn't save money for the wedding, and it was Covid time, I went for a simple one without taking help from anyone and fixed it under 50k.I know, I earn less and have started investing only four years back, while I am in 10 th year of my job, still I have no regret. You don't need to be a conjus in daily expenses like this couple does to save money for one beautiful yet simple day of your life. Moreover, I shall not have kid, so, I don't need to save money for their future too. So, little investment, more reading and travelling, a simple house of my own and car is enough for a comfortable life.
I agree ☝️
This is a philosophical question - What is the purpose of life. So, how you spend your life depends on how you answer that question. To me there is one purpose that nature had for me - procreate to keep the genetic link alive, and ensure the offsprint survives & thrives. The second purpose is not of nature, but of nurture - i.e. A purpose as told by parents and society - To do your best in life. i.e. Enjoy while contributing to society - by learning, working improving the overall standard of living - which may result in improvement of society in general. I guess most people thrive to do the 2nd, but many people now a days do not want to do the purpose nature had for us.. :)
not having kids whether of your own / adopted feels like running away from responsibilities.
Though I don't like to comment over financial matters but here I am tempted to do so. Stay disciplined with money.
CTC not equal to Salary. Atleast that's what I knew
Hey Anshuman, it would be great if you could do the entire video in English, since a small chunk of people like me doesn't understand Hindi!
Shutup
💯👍
Learn this is the opportunity
Bhai Anshuman.... Voluntary provident fund and EPS95 ke baare mein eek vedio banade dost...
What would @Anshuman recommend for the amount you receive from one of your parent retirement fund, where should you park the money so that you receive monthly regular income. Pls recommend some instrument for the same. Btw, loved the format of this show. I am looking forward to see such videos.
Invest a chunk of the retirement corpus in real estate & rest you can plan for STP .
You can look for some pension plans, basic investing into index funds, look for tax free returns.
In relationship being on the same side of finance equation is very important, I am very frugal and minimalist thought finding a partner like me is next to impossible but by watching these 2 now i have hope.
When I used to live in Bangalore, I had a Nepali cook and he used to make very healthy food and it was so tasty. Just a random memory popped in my head.
I planned my marriage with 10 lakh with own saving tht too disciplined. For marriage you need to prepared financially far early so that you don’t have to take loan
Desi CNBC make it. Yahi to chahiye thi. Thanks for making these videos.
Fab series ♥️
Good point he put .. can u afford 3x of same.. at same time without breaking the bank
Thanks Anshuman!
I guess this gonna be a great series
Badhiyaa
please do not add background music 😢 while conversation
Amazing bro
What third party service do this couple use for creating a portfolio?
I also have a similar family income (family of 2) can you please suggest any service.
This is what we call living life frugaly
How 50 k expenditure is frugal
Spending, as a percentage of their income, is very low. Rent itself is 30,000. They are indeed living frugally
@@greeshmapillai4048 this can't be further from the truth, your basic needs/expenses are not going to increase as exponentially as your salary would, hence naturally your expenses as a percentage of income would come down over the years, this doesn't mean they are living frugally
Bro our monthly income is 4 lakh rupees but our expenses are almost 3 lakhs on shopping food etc!
Bhai 25+17 mai take home monthly 3lakhs, tax nai dete kya?
Ek acha CA hire krdo
Unhone pura ctc nhi btaya bas takehome btaya hain jo unhone btaya hain that is already after all the deductions and taxes
@@samarthsharma4615 how tf they're getting paid so much at the age of 27. One could only wish to accomplish such a package.
@@Kkohli there are people making 50 lpa at 26
@@bindutiwari4263 Those are maybe 0.5% or even lesser.
20k mein shopping, hang out and food. Too frugal wrt Banglore's life. Thoda toh enjoy krlo yaar life ko😅
I think they aren't counting other expenses like maid, petrol, travel, etc
Everything is included
Maybe both have WFH
@@anchiit bro even if they are working from home this isn't realistic as per my opinion. Big bazar ya koi bhi supermarket jao 1k-2k aise hi chala jata h. Banglore mein toh cab bhi 300-500 tk aata h.
@@anshumanfinance Next time thoda realistic lao na bro. If they are spending this less then inko kya hi advice chaiye rahega.
@@aytida2370 In your opinion what amount Per Month or PA is considered rich in city like Bangalore?
Bhaiya mjhe ek help chaiye,
Mjhe PFcontribution nahi dena , 80c me vese hi ELSS acha lagta h best option h for saving tax
Mai PF contribution kese band krau apna .
Aur ek scene h thoda mere first job me basic salary 15k se kam thi to PF me Mera EPS ( employee pension scheme) bhi deduct hota h , and EPS me to interest bhi earn nahi krte 🥲🥲
Sochiye har mahine paise invest kree h eps me jisme kuch interest na mile for 30+ yrs , to bura lagta h
EPS ko bhi band Krna h kese possible h
Mene pata Kara to pata laga EPS to band nahi ho skta
Pura PF band hoga tabhi EPS band hoga
Aap mere scene pe ek video bnaiye kyuki kafi log h jo PF contribution krte h but after being finance savvy , vo Krna nahi chahte to kya kre vo ...
Koi creator is topic ko cover nahi krte
They shall also start divorce funds individually.
Start planning & preparing for your divorce even before you think of marriage.
All the best to the couple.
😂
Ggs 😂
You must be unemployed nibba
They are non official couple.. Still managed to see their dreams ahead..
Sorry but seems so scripted.
6 - 7L loan when savings are about 2.4 lpm. Am I missing something? 😕
😂
Maybe International destination wedding
Sab tax bachane ka tarika hai Babu Bhai 😁😁
Taja taja heavy salary pe lage hoenge na dono
They have just started making so much in the last one year. So they might not have enough savings to fund their entire wedding. Weddings are expensive in India bro
Itna kamana enough nhi hai bangalore m, everything is super expensive. Its not tier 2 city jis m 1-2 lak kamana is good enough. Flat cost is min 1 crore. I bought a normal mask everywhere it's 5 rupees but in bangalore people are selling for 10. This city give and takes back money
Hi anshuman , your series are really good. How to get connect with you to get advise for my finances
“I need not to take credit and it doesn’t hurt my bank balance”. WTF he just said😅
I liked this series, please do more offen like this.
I love this...need more engineer please also put their Linkedin link
40 lakh mere pure mohhele itna paisa Nehi hai, 30k for rent minimalist living achha joke hai 🤣🤣🤣
Exactly they can pay 30k rent , but grocery and food 10 K🙄 . 30k main thoda amount Mila do toh 1-2bhk sale bhi kar sakate hai.
Improve on audio quality bro. Its too low to hear it. Without headphones.
More than half of the people commenting doesn't have clue about how taxes are deducted, what effect does higher basic pay has on in hand and tax burden, how are they being robbed by give very less basic pay as %of total cash salary and getting so small in PF whose returns are similar to tax adjusted equity MF return of 10%...before boasting about salary to know the avenues to optimise in hand and improve future savings
I wish you guys would stay married for a lifetime, but it's also appropriate to have a prenuptial agreement.
Jim Rohn had said, spend your money 70% Savings, 20% Investment, 10% Donation. Regarding buying property, go for it if you can afford it. Best of luck 🤞
prenuptial agreement have no validity in India.
Wont hold in any court in case of any disputes.
I got married in COVID in under 3 lacs and then went to honeymoon for 20 lacs. Priorities set straight!
Brother which place u visited for your honeymoon in 20 lacs budget because 20 lacs is a huge amount for just one trip
@@vinayaksharma1517 yeah would be interesting to know
किधर गया था भाई 20 लाख में 😂
@@trendinginbihar4605 चांद पे गया था शायद
@@ajinkya3780 🤣
recession s bchne ka sirf ek raasta h government job. i am 24 soon going to be group B officer in Central Secretariat Service. Yes package will be less including everything it will be 11lpa. it will grow by 4-5 k every year i know hike is not great but peace of mind is important
RBI grade b exam Diya tha kya , I am college students , i am confusing cat mba vs preparation for gov job like RBI grade b
RBI grade b exam Diya tha kya , I am college students , i am confusing cat mba vs preparation for gov job like RBI grade b
What did you suggest
Hey Anushman , can you please add subtitles 😢. I don’t understand Hindi well and it’s real difficult to make sense of everything you guys speak. I really want to watch more and more videos but subtitles pls😢
Learn hindi
@@sadfghyt so only subs were requested than asked to make video in English
First thing, these guys pay 30k per month for this shitty flat and they want financial advice from.....
How to maintain and spend both husband and wife salary ?
Should we transfer to separate joint account or husband account and do spendings or how ?
Advising against term insurance 👍
Need discussion on term insurance and life insurance other than what company provides.
I felt you are too much worried about future - relax guys just enjoy life as per the ball comes. "Live Today ❤️"
Why do people earn when they dont want to spend? I mean earning 3 lacs and not having a good luxury life, not sure how good it is. We only live once.
Kabhi ek do lac per annum par bhi bana de, ye 40-50 lac to jarurat nahi is Gyan ki
Bhai India mai kitne log 40Lac kamatha hai?
Toda 5 Lac walo ka bhi video bana
"Yeh scheme apke liye nahi hai" 🤣
So truee
Why did i feel this couple just wanted to show off their income and how good they are at saving 😅
Both are earning couples and spend something what your wish also...if you savings and later children and growing..children when you can enjoy small things..better to fulfill your wish also
I really dont think only 50k expenditure with 30k rent for this couple is practical. In bangalore, traveling in ola/ your own vehicle is 500rs easily. I mean even a weekend getway is 10k. I think they have not expressed all expenses. The estimation is not accurate
Fek rahe hai ya to bahot bade waly kanjoos hai 😂
How about nps. With 75% equity and 25% debt. You save 30% upfront on tax with this salary.
That principle on 4.12 ✌️👍👍
Tax ?
Best of luck you all.
Copying from cnbc make it! Series.
What is IAS Akshat Jain doing here? 🤔