BDO Gold Visa vs BDO Diner's Club: What to activate? | Credit card application tips & hacks (PART 3)

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  • Опубликовано: 13 сен 2024

Комментарии • 120

  • @JordieAndes
    @JordieAndes Год назад +2

    RUclipsr din here. I love watching your videos. Though, carded na din ako with 3 different banks, amazed pa din ako sa mga contents like these. More of credit card contents, please. KUDOS. Dadami din ang subscribers mo. God bless!

    • @RicsWil
      @RicsWil  Год назад

      Aw thank you for your kind words! Yes, I have more cc videos to come, stay tuned! 💗

  • @OnlineDiary-pb7lg
    @OnlineDiary-pb7lg Год назад

    Wow ang informative naman po nito mam. I will check on my bdo kung anong card ang meron ako.

    • @RicsWil
      @RicsWil  Год назад

      Thank you hehe. Yes, check nyo na po! Baka may card offer kayo hehe

  • @katambaltv-vq9kz
    @katambaltv-vq9kz Год назад

    Galing nyo Mam mag explain. Habang nakikinig ako sa inyo pakiramdam ko teacher ang nag eexplain❤

  • @ninjaabbykhaliltv
    @ninjaabbykhaliltv Год назад

    Very informative, daming matutunan ung mga viewers

  • @melvinnngalvezzz
    @melvinnngalvezzz Год назад

    Buti po gumawa kayo ng video ng may step by step na thankyou po for sharing.

    • @RicsWil
      @RicsWil  Год назад

      Yes! The goal is to help others who are clueless and going through the same process. Thank you po for watching! ☺

  • @pinoykantahan90
    @pinoykantahan90 Год назад

    Maraming salamat po sa pag share , mas malinaw at madaling intindihin .. keep sharing po ☺️

    • @RicsWil
      @RicsWil  Год назад

      Aww salamat po! Thanks for watching! 💗

  • @animewarrior7
    @animewarrior7 9 месяцев назад

    So helpful, thanks for sharing 😊

  • @user-vg6yz9ly5j
    @user-vg6yz9ly5j Год назад +2

    Every time travel ako sa ibang bansa lagi 3 visa card dala ko pero pagdating sa hotel yung 2 iniiwan ko sa safety deposit box.

    • @RicsWil
      @RicsWil  Год назад

      Iba talaga pag Visa! 😁 Ang gandang travel tip nun, thanks po for sharing! ☺️

  • @DhaneChanVlogs
    @DhaneChanVlogs Год назад +1

    W0w malaking tulong to para sa iba sana damihan mo pa pag share ng video katulad nito keep safe po and GodBless sending my full support 💌

    • @RicsWil
      @RicsWil  Год назад

      Aw thank you! 💗 We have more videos like this coming soon, stay tuned!

  • @nokpopnolifeu8166
    @nokpopnolifeu8166 Год назад

    ganda talaga ng content niyo po.. napapanahon! kudos po!

    • @RicsWil
      @RicsWil  Год назад

      Thanks for watching! 💗

  • @RaKEnRolTV
    @RaKEnRolTV Год назад

    Salamat po sa mga tips... Makakatulong to for me in the future

    • @RicsWil
      @RicsWil  Год назад

      You're welcome! Glad to know we could help! 😊

  • @zhescatv3096
    @zhescatv3096 Год назад

    Ang galing Salamat sa pag share good information

  • @MarielPendulas
    @MarielPendulas Год назад

    Thank you po sa info, very helpful to!

  • @ValWan-fb5ne
    @ValWan-fb5ne Год назад

    thank you for sharing this... it's very informative.

    • @RicsWil
      @RicsWil  Год назад

      Thank you for watching! 💗

  • @AllAboutKidsChannel
    @AllAboutKidsChannel Год назад

    very informative.. thank you for sharing..

    • @RicsWil
      @RicsWil  Год назад

      You're welcome! Thanks for watching! 💗

  • @PinoyNurseTV
    @PinoyNurseTV Год назад

    Interesting information, thanks for sharing❤

  • @Kaforehead
    @Kaforehead Год назад

    Magkano po ba ang credit limit ng gold waiting ako sa card ko sis hehehe

    • @RicsWil
      @RicsWil  Год назад

      Hi sis thanks for watching! 💗 Depende kasi sya eh. Pag may reference card ka, usually tatapatan or hihigitan nila yun. If first card, si bank na magdedecide hehe. Pag Gold, usually nasa 50k and up (in my experience).

  • @KrizzaAnao
    @KrizzaAnao 2 месяца назад

    Hello! I just received my BDO Diner’s Club CC, wondering if where I can use it since some of the merchants doesn’t accept Diner’s Club CC. Thank you!😊

  • @finecariagachannel
    @finecariagachannel Год назад

    informative content thanks for sharing

  • @kingharveycoralde-rh1pt
    @kingharveycoralde-rh1pt Год назад

    thanks for sharing 😊

    • @RicsWil
      @RicsWil  Год назад

      You're welcome! Thank you for watching! 💗

  • @CrishamaeAncheta-jk2rn
    @CrishamaeAncheta-jk2rn Год назад

    Thank you sa pag share po

    • @RicsWil
      @RicsWil  Год назад

      You're welcome! Thanks for watching! 💗

  • @emmanmalabayabas9698
    @emmanmalabayabas9698 Год назад

    Yes, number 1 si BDO na bank sa philippines 2nd lang si BPI, ewan lang this 2023

    • @RicsWil
      @RicsWil  Год назад

      Thank you for the info and for watching the video! 💗

  • @johnpeterfababeir-ck2ti
    @johnpeterfababeir-ck2ti Год назад

    Tñx for sharing

  • @SeLynnAdventures
    @SeLynnAdventures Год назад

    Very informative ☺️☺️

  • @Alvinryandlc
    @Alvinryandlc Год назад

    Nice info

    • @RicsWil
      @RicsWil  Год назад

      Thanks for watching! 💗💗

  • @anncalot8101
    @anncalot8101 Год назад +1

    Good day po ask lamg po tumatawag po ba si courier/delivery man for delivery thank you

    • @RicsWil
      @RicsWil  Год назад

      Hello! Walang tawag, wala ring tracking reference na binigay si BDO. Dumating lang sya agad hehe 😁

  • @LiwayVLOG8706
    @LiwayVLOG8706 2 месяца назад

    I would like to ask about the BDO Visa Gold. Kase nung ng open ako ng banking online ko nag appear ung BDO visa gold sa Manage Card kaya ngtaka ako na need daw active card. Kaso niremoved ko sya kase natakot ako baka mahack bank ko. Yung Visa Gold ba kusa nila na ipapacourier yan sayo maam?

    • @RicsWil
      @RicsWil  2 месяца назад

      Yes. Nasa terms & conditions kasi ni BDO na they can issue you cc even di ka nag-apply. Mas maganda siguro na nasa mobile banking mo para namomonitor mo rin.

  • @HOWONFTNGG
    @HOWONFTNGG Год назад

    PAANO PO BABAYARAN ANG VIRTUAL CARD? AT PAANO PO ICHECK ANG REMAINING BALANCE?SALAMAT PO.

    • @RicsWil
      @RicsWil  Год назад

      Hi po! Same lang po ng statement of account ang card nyo at virtual card. Check nyo po sa website ng bank anu ano ang mga payment channels nila. Halos lahat ng banks or e-wallets now pwede na magbayad ng cc :)

  • @kylekyle2610
    @kylekyle2610 11 месяцев назад

    ask lang po. Pag active bdo holder ka. Mataas ba chance ma approve pag nag apply tayo ng credit card nila?

    • @RicsWil
      @RicsWil  10 месяцев назад

      YES! Nasa T&C nila actually na pwede ka issuehan ng CC kahit di ka nag-apply :)

  • @wonderfulessang
    @wonderfulessang Год назад

    Pano po comontact sa costumer service maam ? Hindi po kasi ako makatawag sa kanila . Salamat po

    • @RicsWil
      @RicsWil  Год назад

      You can check their numbers & ways to contact them here: www.bdo.com.ph/contact-us :)

  • @sipepe_at_ang_kwento
    @sipepe_at_ang_kwento Год назад

    Pasabit nmn po sa CC lolz. My Metrocard CC ako hindi ko pa pinaAactivate panay offer n skin :))

    • @RicsWil
      @RicsWil  Год назад

      We will do a Metrobank video soon! Stay tuned and thanks for watching 💗

  • @lwwwwl
    @lwwwwl 9 месяцев назад

    海外だと銀行色が強いんだな 日本だとそうでもない前はCityで今は三井住友トラストだけど

  • @RogenParido-bi7ok
    @RogenParido-bi7ok 3 месяца назад

    Good day mam,
    Pinaldhan ako ng platinum cc.activate na po pero diko ginagamit ung cc , may monthly fee po ba? Dko kasi ginagamit first cc ko po, kesa mag bayad ako ng di ginagamit. Ano dapat gawin mam?

    • @RicsWil
      @RicsWil  3 месяца назад

      When I ask their CS about it, sabi possible na i-bill ng AF kahit di in-activate yung card. Kaya pinacut ko po yung Diner's Club kahit di ko sya in-activate.

  • @Rizalvic72
    @Rizalvic72 10 месяцев назад

    Hi mam maganda ba ang amex credit card? Ito kase pinadala ng bdo sa kin. Thnks

    • @RicsWil
      @RicsWil  10 месяцев назад

      Hi! Yan ang isa sa mga cc brands na wala pa ako and never ko pa na-try 😁 If ever na i-activate nyo po, balitaan nyo ko. Hehe. Would love to know your experience!

  • @JiffykylieDominguez
    @JiffykylieDominguez 9 месяцев назад

    Pag nag msg si bdo na
    "You have been approved for a BDO Credit Card based on the consent you provided to the bank. Etc etc
    Mag aantay nlang po ba ako nun? Thanks

    • @RicsWil
      @RicsWil  9 месяцев назад

      Yes :) You can also call them to follow up

  • @kjlazaro1835
    @kjlazaro1835 3 месяца назад

    hello po, ngpadala po si bdo sa akin ng bdo cc na visa gold at bdo cc unionpay ano po kaya mas maganda i activate?
    thanks po

    • @RicsWil
      @RicsWil  3 месяца назад +1

      Hi! Hindi pa ko nagkaron ng UnionPay cc eh. Best to read the card's perks and info. Check mo lang sa website nila. Tignan mo po anong mas magagamit mo and perfect for your lifestyle/spending habits. :)

  • @KimWong-e3v
    @KimWong-e3v 5 месяцев назад

    Maam bakit yung bdo credit gold ko walang nakasulat na VISA anong klaseng card kaya yun pang international kaya yun? Thank you po

    • @RicsWil
      @RicsWil  5 месяцев назад +1

      Hello! May mga card brands po kasi bukod sa Visa. May Mastercard, JCB, Diner's Club International, etc. Halos lahat naman nagagamit po internationally :)

  • @renalynmagtalasmacaraeg509
    @renalynmagtalasmacaraeg509 Месяц назад

    Mron po akong existing Bdo Visa then ngpdla po c bdo ng message n pwde ko iupgrade to Bdo Visa gold,inaccept ko,nreceived kon dn po ung Bdo visa Gold, pwde po bamg ipacancel kon ung Bdo Visa ko,since mron nkong Bdo Vis Gold.?possible po ba n dlwa dn mgging annual fee ko ?

    • @RicsWil
      @RicsWil  Месяц назад

      Hello! Pwede naman po magcancel ng cc anytime, just call their hotline. If hindi po NAFFL yung in-issue sa inyo, yes, you will pay po for two annual fees for the 2 cards.

  • @ryuyasakura1925
    @ryuyasakura1925 Год назад +1

    Ayaw ko ng credit card. . Lumobo na utang ko.

    • @RicsWil
      @RicsWil  Год назад

      Hehe. Need lang po ng tamang pagmamanage. Marami pong perks and advanatages rin ang pagkakaroon ng credit card 😇

  • @carmelarosee
    @carmelarosee 2 месяца назад

    possible kaya ipa.cancel ko na yung visa cc ko 1yr na sya next month, gusto ko sana mag upgrade to visa gold cc

    • @RicsWil
      @RicsWil  Месяц назад

      Yes, just call their CS

  • @almiratorres5761
    @almiratorres5761 6 месяцев назад

    pag di po ba inactivate ok lng po ba ? hindi n po mgaanual fee ?

    • @RicsWil
      @RicsWil  6 месяцев назад

      Hi Almira! Tinanong ko ito sa CS nila, ang sagot sa kin, possible raw na i-bill. So ang ginawa ko, pina-cut ko na direcho yung di ko in-activate na card. Contact their CS to be sure :)

  • @mohainalendimasangkay7765
    @mohainalendimasangkay7765 11 месяцев назад

    paano po maka apply ng virtual card? need ko po para sa CC ko

    • @RicsWil
      @RicsWil  11 месяцев назад

      Hi, Mohainalen! Depends sa bank. Sa BDO, pinapadala na rin sya sayo. Di ko lang sure if nagbago na now. Not sure din if lahat ng BDO cards may virtual card. Yung BDO Diner's Club ko, walang kasama eh.
      Sa RCBC, irerequest mo pa sa kanila. Di rin lahat ng banks may virtual card. Sa Citi parang wala. Best to check their website :)

  • @jetreyes6132
    @jetreyes6132 10 месяцев назад

    Hi Rica. Your videos are very informative. I have a question. I applied for a BDO Gold Visa via BDO CC agents. After 2 days, I received a call from BDO. Had a long interview over the phone. Tapos there was a recording that I have to listen to and at the end I replied yes. After the voiced clip another session with the agent and replied yes for all the questions. After that he told me that it will take 14 banking days to process and additional 5-7 days for the delivery. I got cc from SBC & Citibank as well. With all the fuss, approved na kaya yung application ko. Hope to hear from you.

    • @RicsWil
      @RicsWil  10 месяцев назад

      Hi Jet, that's almost the exact same experience I had so I hope you got approved too! :) I received updates via SMS and email (check your spam folder as well). You can follow up via their hotline kapag lampas na sa binigay nilang processing days. In my experience, approval process ni BDO pinakamatagal compared with other cc banks I have.

    • @jetreyes6132
      @jetreyes6132 10 месяцев назад

      Great! Thanks for the quick response. Looking forward for the update from BDO.

    • @learnwithoscar9846
      @learnwithoscar9846 9 месяцев назад

      @@jetreyes6132 hello po. Same experience po. May I ask po if naapproved na po ba kyo? Thank you

  • @joysimare1342
    @joysimare1342 7 месяцев назад

    hi may I know mgkano annual fee ng Visa gold? I have the same pinadalhan ako. I am ofw kasi

    • @RicsWil
      @RicsWil  7 месяцев назад

      200/month po :) as per their website: www.bdo.com.ph/jp/personal/credit-cards/bdo-visa

  • @emmanuelmagon4159
    @emmanuelmagon4159 Год назад

    Hi po. Ask ko lang po if na pa convert nyo po yung monthly na pagbayad ng fee to annual fee? I also have po the gold visa and prefer ko din sana na annual yung pagbayad ng fee. Thank you po

    • @RicsWil
      @RicsWil  Год назад

      Hi, thanks for watching! 💗 Hindi pa. Sabi ng CS need muna ma-bill yung membership before maprocess to annual. So need ko pang antayin mag 1 year 😅

    • @emmanuelmagon4159
      @emmanuelmagon4159 Год назад

      Ah okay po. Thank you so much po sa info. Napaka helpful po ng videos nyo. God Bless po 😊

    • @RicsWil
      @RicsWil  Год назад

      Aw thank you, Emmanuel! Glad to be of help 💗

  • @delacruzrichardjohn6819
    @delacruzrichardjohn6819 11 месяцев назад

    Madam.. hm daw Po Ang Monthly or Annual Fee sa Card? Thanks And God Bless Po..

    • @RicsWil
      @RicsWil  11 месяцев назад

      Hi Richard, you can check all the annual/monthly fees here: www.bdo.com.ph/content/dam/bdounibank/en-ph/cbg-marketing/cards/credit-cards/fees-and-charges/FC-CORE.pdf

    • @bebebastybellalow
      @bebebastybellalow 10 месяцев назад

      need po ba ng password s credit card

    • @RicsWil
      @RicsWil  9 месяцев назад

      @@bebebastybellalow Hello po! Ano pong ibig sabihin nyo sa password sa credit card? Sa online banking po, meron. :)

  • @shirleygacusan7768
    @shirleygacusan7768 9 месяцев назад

    Pano po PG hindi ko inactivate Yun Visa cards ko gusto ko npo ipa cancel

    • @RicsWil
      @RicsWil  9 месяцев назад

      You can call the hotline po para ipa-cut. :)

  • @lancebulao
    @lancebulao 7 месяцев назад

    Magkanu po annual fee ng bdo gold visa? Salamat po ❤

    • @RicsWil
      @RicsWil  7 месяцев назад

      200/month :) You can double check it on their website. Nandun lahat ng annual fees ng cc's nila

  • @suhoshannonexo7337
    @suhoshannonexo7337 4 месяца назад

    Hi ate paano po magpalit ng address sa bdo? Ayaw po sa online bankimg and di ko matawagan si bdo and walang nasagot sa email nila. Nasa cavite na po kasi ako now and nagpagawa ako ng card sa laspiñas and nagpapadala si bdo ng CC sa old address ko sa laspiñas kaya ang hassle since di na ako taga doon. Want ko sana makuha si cc pero how po? Need ko ba palitan ang address? Baka hingiian po kasi ako ng id na sa cavite na ako residence e mga id ko po yung old address ko pa din and ang hassle palitan nun.

    • @RicsWil
      @RicsWil  4 месяца назад

      In my experience, they will ask for proof that you are really residing in your current address like proof of billing. Best to reach BDO CS. Tho marami nga nagsasabi, unresponsive raw. Try calling their Manila hotline.

    • @suhoshannonexo7337
      @suhoshannonexo7337 4 месяца назад

      @@RicsWil pwede po ba id for na galing sa university? Since ayun lang po ang proof na nasa cavite ako now nakatira since nangungupahan lang po kami and ang names na nasa bills e sa may ari po ng house.

  • @user-ns9eg6jn8x
    @user-ns9eg6jn8x Год назад

    Malinaw po
    Galing mo mag explain 👏

    • @RicsWil
      @RicsWil  Год назад

      Thanks po hehe 💗

  • @geselrase9407
    @geselrase9407 Год назад

    Ask lang po tinawagan po ako ni bdo regarding sa application ko po explain na po yung regarding sa cc terms and condition recorded undertaking.. possible po ba na approved na po iyon? Tinanong na din po yung home address ko po kung saan idedeliver salamat po sa sagot😊

    • @RicsWil
      @RicsWil  Год назад +1

      Yes! If di mo pa po nawatch yung Part 1, diniscuss ko dun yung mga signs if approved ka na: ruclips.net/video/ltv41h-mwdI/видео.html Congrats in advance & thanks for watching! 🎉💗

    • @geselrase9407
      @geselrase9407 Год назад

      Actually po ilang beses ko na pong pinanood yung part 1 ng vlog nyo im not sure po kasi kung approved 😂 dahil sabi skin ng tumawag skn may tatawag pa daw po uli for confirmation if approved

    • @RicsWil
      @RicsWil  Год назад

      @@geselrase9407 Haha thanks for watching! Hopefully ma-approved na po kayo. If ever, ilang days na lang yan delivery na. Check your email rin po, magsesend sila nyan detailing if anong cards ang ipapadala and/or shared limit ba. 😊

    • @JordieAndes
      @JordieAndes Год назад

      more or less, may chance yan maapproved. Sa akin nga, walang tawag eh, pero 3 cards ko approved. Good luck.

  • @dezerrejoymanayan2343
    @dezerrejoymanayan2343 10 месяцев назад

    Mgkno ang ispend para mawave ung annual fee..di ata malinaw

    • @RicsWil
      @RicsWil  10 месяцев назад

      Hello, sa Customer Service po natin malalaman yun usually. Tawag po sa hotline to know. 😊

  • @sheilamarie1132
    @sheilamarie1132 Год назад

    Update po sana Kung na waive na po yung annual Fee?

    • @RicsWil
      @RicsWil  Год назад

      Hello, hindi pa! Haha. Need raw kasi i-bill muna ako bago ko mapa-convert to annual fee at bago ko mapa-waive. Antay pa ko haha

  • @lalaflandez6130
    @lalaflandez6130 11 месяцев назад

    Naka cash loan advance ka na ba dyan?

    • @RicsWil
      @RicsWil  11 месяцев назад

      Hi Lala! Naku never pa ko nag avail ng cash loans sa cc. Ayoko kasi nagbabayad ng interests sa cc as much as possible hehehe

  • @bibinggasol3111
    @bibinggasol3111 Год назад

    Maam paano e deactivate hnd kopa nagamit

    • @RicsWil
      @RicsWil  Год назад

      Hello! Tawag lang po kayo sa customer service para mapa-cut. :)

  • @mitcharugay9276
    @mitcharugay9276 Год назад

    How much annual fee ng diner's club?

    • @RicsWil
      @RicsWil  Год назад

      Hi! As per their website, P250/month. You can check it here: www.aem.bdo.com.ph/content/dam/cbg/marketing-services/channels/cards/pdf-files/FC-CORE.pdf

  • @kenbo480
    @kenbo480 Год назад

    Sayanag wala ako bdo 😊

    • @RicsWil
      @RicsWil  Год назад

      You can use this BDO application series in case you want to apply in the future! 😉

  • @user-hu4qh6zn1l
    @user-hu4qh6zn1l Год назад

    Thanks for sharing info❤❤

  • @KrizzaAnao
    @KrizzaAnao 2 месяца назад

    Hello! I just received my BDO Diner’s Club CC, wondering if where I can use it since some of the merchants doesn’t accept Diner’s Club CC. Thank you!😊

    • @RicsWil
      @RicsWil  2 месяца назад

      Based on my research, mostly terminals na BDO-owned, SM, at mga partners nila. Limited lang sya sa Pinas unlike Visa & MC.

  • @kylekyle2610
    @kylekyle2610 11 месяцев назад

    ask lang po. Pag active bdo holder ka. Mataas ba chance ma approve pag nag apply tayo ng credit card nila?

    • @RicsWil
      @RicsWil  11 месяцев назад

      YES! Actually yung iba na may savings, pinadalhan ng cc kahit di nag-apply. Read ka ng comments sa Part 1 or 2 videos. Marami nagshare dun ng experience nila hehe

    • @jessabelurgelles5255
      @jessabelurgelles5255 9 месяцев назад

      ​@@RicsWilsame pinadalhan ako Ng cc kahit Hindi ako nag apply .. ngayong araw ko Lang nareceived nagulat ako 😅

    • @RicsWil
      @RicsWil  9 месяцев назад

      @@jessabelurgelles5255 Congrats! Use it wisely 💳