NOVEMBER BUDGET REPORT || UNEXPECTED EXPENSES & EXTRA INCOME
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- Опубликовано: 14 дек 2024
- This is my budget close out for November of 2024. We are a single-income family of 5 who has been working on paying off 6-fiure debt for the past couple of years. We are loosely following The Financial Order of Operations to accomplish this. Each month I make a budget to tell our money where to go so we can accomplish all of our financial goals while enjoying life a little, too. This video closes out our budget for November so you can see how we allocated our income. I hope you enjoy the video!
Disclaimer:
I am NOT a financial advisor, and this is not financial advice. I am just sharing my personal experience with you.
#budgeting #debtfreecommunity #debtpayoff #financialorderofoperations #budgetwithme #finances #financialgoals
So one person you happened to get a screenshot from and the only one that sent you information different than how it was requested won? You realize how that looks?
100%! That’s what I said in this video. I said it’s not really fair to those who tried to comment and their comments were blocked. And that’s why I’m doing another one! I honestly feel terrible. I’m going to completely do it over with three new winners though, so the only person losing out is me because I’ll be paying more than I originally planned. I tried to change the comment filters on that video, but it did not do anything. This is also why I don’t ask anyone to subscribe or anything like that in order to enter. I’m honestly just trying to say thank you and give back to this community because everyone has helped me so much.
Sorry that your kind gesture didn’t work - but kudos to you for trying again! Great progress on your goals and healing thoughts for your sons!
Thank you so much!
Great closeout Katie! Im sorry to hear Owen is so sick, praying he gets better soon!
Thank you! He’s feeling a lot better now. Antibiotics have helped so much. Now I’m just hoping the other two boys don’t get it 😫
Awesome budget report katie! I love that even though you went over on some things in expenses, you still overall came out under budget! 🙌🏽🙌🏽🙌🏽 Definitely a win!! ❤❤❤
Thank you! I don’t like going over at all, but I don’t mind as much if I’m under in other places. It balances out ☺️
Good morning Katie! ❤😊
"Highlander is now public enemy n°1" GOT THAT RIGHT 👊👊 😂😂😂
Yes! Let’s kick it out of here! 😂
Good morning Katie. Hope the boys get feeling better soon.
Thank you, Dee! Liam is much better and went back to school. Owen is getting there! The antibiotics are definitively helping ☺️
Hi Katie! I hope your boys are feeling better ❤ yay for paying off fed loan 5! 🥳
Thank you so much, Lina! They are feeling so much better now 🥰
Great ❤ video
Thank you, Heather!
Sending positive vibes for speedy recovery. Great November 😊❤😊
Thank you, Cat ❤️
For vaca last week I drove down to San Diego, back to SF, hung with brothers & I only spent around $320. Budget King👈.
Heck yeah! That’s pretty awesome 🙌🏼
It's okay to make mistakes. ❤
Thank you 🥰
Great update!!! I’m already finished with Christmas gifts which is great!!
That is great! Now you can just relax and enjoy the season!
Good job!!!
Thank you, Thomas ☺️
YES my kids always pick up germs on the holiday/break and are sick the week after break. It never fails!!
Ugh, it’s just that time of year I guess 😅
I'm sorry to hear the little guy is sick yet again. He has had it rough. Congrats on paying your loan off!! So exciting!!!
Thank you, Allison!! 😃🎉
Another great video!! Hope the kids feel better soon!❤🙏❤
Thank you so much, Mary! We’re trying to rest and drink lots of fluids over here ☺️
Another great month. We went over on our groceries and dining out. Everything is getting so expensive. Great monthly update! You are crushing it. We use progressive as well. Geico was too expensive for us as well.
Yes, everything is more expensive now, and sometimes we don't adjust as well as we should :) Thank you so much for watching!
👍🏻👍🏻👍🏻
Thanks for watching!
Great video Katie! Hope the kids feel better. Keep the videos coming!
Thank you!! ☺️
I’m so sorry the giveaway went ‘kapoof’. Your November budget summary was pretty good. Ah, colds they just hit when unexpected. I missed a few of your videos while on vacation.
Thank you, Debra! How was your vacation? :)
@ it was fabulous family time in Hawaii. Time with grandsons, great weather, and water just like a fantasy.
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Great recap ❤ too bad about the other video and spam filter
Thanks, Sara! Lesson learned for me! 😅
It seems as if Thanksgiving starts a week or season of illness. Folks from all over hang arpund a tsble in warm, cramped quarters then go forth on a variety of activity adequate to ignore any kind of symptoms until they simply cant be ignored. Between Sunday's winddown and Tuesday morning whst's csught catches on while being the type of gift that keeps on giving. Some years it wanders into the compkete week after in a lot of schools and workplaces.
So true! We are around so many people that we are bound to pick up new germs! I still love Thanksgiving though ❤️
Are you able to upload the Christmas budget video again? I didn’t get to see it
Yes! It will be up again soon ☺️ thank you for asking!
If you have a Ross nearby I’ve seen a collection of the marvel superheroes action figures as a set. Think you get at least 8 of them for like $40.
Good to know! I’ll keep an eye out. Thank you!
Amazing as always. I was very excited to see this. I kept checking yesterday thinking u might've posted on Monday. I was curious to know if u make a principal only payment to the highlander or do u just make one payment for the month?
I usually do post on Mondays, but my schedule was off a little this week. Sorry you had to wait 😆 at first for the Highlander I would just make regular payments, but now I’m technically “ahead” in their site, so they don’t have a payment due until April, so I just make principal only payments now. I think that makes the most sense ☺️
Hope by time you are reading the kids are over what they had. If he had Strep, antibiotics will make him feel better in 24 hours, but of course take the full regiment. Now a couple of comments. Food: Given you are doing so well on debt, perhaps you reward yourself by increasing the food budget a little. Personally I would think you could keep the $1200, but after moving I recognized food budgets need to be regional, as those in NE are futunate to have the Market Basket chain that really helps there. I think my budget for food, needs to go up at least 15% for many things, even by changing to purchasing in both a Wegmans, and a Costco. Second, I have to laugh, and remind you about my accountant comment. Nothing really changed where you money has gone. All hat changed is how you categorize stuff. BTW, if you do beleive you can do the payoff of the car in less than 12, I dont think I would go through the hassle of the 403b loan and pay off the Toyota one. Just make those monster accelerated payments. And make sure that Toyota applies to pricncipal.
Thank you, Jon! I agree with you that food prices probably vary so much depending on where you live. Here in GA we also have tax on food, and I know few states do that 😫
I am definitely optimistic about having the Highlander paid off in 2025. I’m hoping by October…we’ll see!
I was thinking when I wrote my email to do at instead of the at sign that may have worked😂
Maybe it was the at sign! I am so frustrated with it 😩 we’ll get another one going soon though! ❤️
Sorry the boys are sick… we are fighting it over here.. mixture between sinus pressure headache and common cold..😔🌸🌺💖
Oh no, I’m sorry Paula! I hope you guys feel better soon 😩
Ugh, so much nasty crap going around. My head cold has been hanging on for weeks. I hope your boys are better and back to school soon.
It’s that time of year I guess! I love the holidays, but I hate how everyone gets sick. I hope you can shake your cold soon 😫
Everyone is sick around here too something going around.
It’s the season! 😩
I hope you guys feel better soon!
What? You didnt have unbudgeted income from "Other" too!? November was another golden month all the way around.
Haha technically I’ve been counting baby sitting as other but there’s another “other” just in case there is something else that comes up 😂
@@KatieoftheHouse yeah, ypuve got an income line item that did not go above what was budgeted. I would keep Other and Babysitting separate at this point though. For the time being, you can pretty much guarantee getting at least 1 hour per month of babysitting; it is a consistent income stream.
Posting your email in RUclips comments sounds like a really bad idea. Am I not picturing this right? Seems like people could get scammed to reveal their addresses and other information if someone just pretended to be Katie and that they won.
Yeah that’s a good point! It was just a mess all around.
@@KatieoftheHouse hey! random unsoiliicited advice, but if you wanted to collect emails for a giveway you could create a google form, leave the link in the description, and then close entries at whatever time. All the entries would go to a google spreadsheet, and then you can do a spinner or a random number generator to randomly pick a row from that sheet with the email to pick a winner.
This was my first video of yours to come across my recommended, super cool how transparent you are. And happy to help with any other small technical things too, keep up the good work!
Oh bless you, Nate! That’s genius! I’ve been so stressed out about this, and this sounds like the solution that I needed. Now I just have to figure out how to do it 😂 I’m terrible with technology things, but I really think this will work. Thanks so much for the advice!
I swear this time of year it just goes around!
Looks like a great month! 🎉
I always panic over our emergency fund 🫣
Yeah this time of year is the worst for sickness 😩
Hi! I was one of the commenters requesting to email you with my entry but I couldn’t see the email address to send it to since the video was deleted fyi!
I’m so sorry! I just made a huge mess with this. I’ll have another giveaway up soon, probably this Thursday! My goal is to basically just have a fresh start so that everyone who wanted to enter can still do so.
@ no problem. I understand, thanks for the helpful content and videos
@@Pointschaser1 thank you for being understanding! ❤️