SPYI, JEPI , vs SCHD is apples to oranges. SPYI are options so they do have way more risk, they are your sword. SCHD is your shield, at this time I don't have enough of anything to hide it behind a shield, full out offensive is all I can afford to get a chance to make some sort of ding in my lower middle class bars. If I make it , it will be a nice place to put some of my holdings in one day.
For growth investors, I agree with you that SCHD would be a good choice. But for income investing, 4% QDI isn’t nearly enough - $1M of SCHD would generate just $40k annually, so as with all growth investing, you would need to sell shares in order to live comfortably. I prefer the 10%+ distributions of CEFs and CC funds - $1M of SPYI would generate over $100k+ annually, tax efficient, and no need to sell shares.
Yeah but spyi hasnt survived a bear market. People like you said the same about ryld qyld xyld 3 years ago during a bull market and were new. Then a 1 year bear turned there 1 mil into 739k capital and 100k yearly to 73k annual dividend. Spyi will see the same results. When the bear comes to town again.
I’ve never owned or been a fan of QYLD, but I do own SPYI, QQQI, and IWMI. However, I’m mostly invested in CEFs, and there are many CEFs that have been successfully using CC and other income strategies for decades. For instance, SPXX has been around since 2005, has $325M AUM, mgmt fees of 82bps, ca 90% ROC distribution (tax efficient type, not destructive) of ca 7.5%, and a 12mo total return of 25.39%. Because it’s a CEF and pays quarterly, so not a lot of attention is paid to it RUclips, but it’s very competitive as a CC income strategy.
@@JJason406 No it isn't. $100k/yr in the U.S. $8,333/month. If you want to live well in Thailand you'll need $2k/month. Any less than that and you'll start living a minimal lifestyle.
SCHD only makes sense if you can hold it for at least 5 years and allow the dividend yield to increase; the current 3.5% yield would be 6% in 5 years and over 10% in 10 years plus the capital appreciation in more defensive stocks with less volatility. If you need immediate income, probably best to go with SPYI.
Another key thing in favor of SCHD for dividend investors. It’s still important to diversify, and SCHD specifically excludes investments dividend investors may focus on (again, REITs, MLPs, etc.) whilst still adding growth and dividends to the portfolio. It acts as both a hedge and contributor to yields at the same time
Excellent video discussing the virtues of owning SCHD as a dividend investor. IMHO I think SCHD is an excellent foundation ETF for any serious dividend income portfolio investor. I use it as my base and add higher yielding stocks that I feel are undervalued around it. IMO it should be strongly considered by any dividend investor looking to have a well rounded dividend portfolio. Thanks for the video!
Thanks for the update, keep up the good work.< Learned a lot from my market journey, especially the importance of living within one's means. With Loraine Souvenir’s guidance, my nest egg has grown to a 7-figure sum. My advice - get an analyst for better financial trade decisions and peace of mind
Having access to reliable information is crucial for us as investors to succeed both financially and in life. This is valuable, I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this
Surprised to see her mentioned here! She tailors trading courses to suit beginners’ needs and really knows her stuff. Her advice has been invaluable to my trading journey-definitely worth it!
Wealth building and financial freedom are attainable with the right knowledge and tools. Using proper financial strategies and products is essential to growing and sustaining long-term wealth.. glad to know you want others to succeed
It's truly refreshing to see a comment about Loraine Souvenir. I've also had the pleasure of working with her for several months after discovering more about her online. She has a knack for simplifying complex issues, whether it's a market surge or decline. Her approach consistently keeps you ahead of the curve. I'd call her a guru, for sure
Thank you for sharing your experience. She’s helped grow my reserve, despite inflation, from $87k to $246k as of today..Her insights and daily siignals are worth following.
SCHD is about 20% of the income port, 3 years+ in and while I do love my high yielders I’m uo double digit % on my cost basis so that 3.6% 30 day yield it’s closer to 4% yield on cost…I can’t wait to watch it grow even further over time
My 401k is broad market, my ROTH is growth ETFs, and my taxable account is 50/50 of SCHD/DGRO. Will gradually convert my accounts to SCHD and DGRO when I retire.
Peek under the hood of this ETF and you’ll some real gems…but you’ll also find a lot of bank stocks, as well as stocks of companies that depend on the health of the consumer to survive, as well as some high-yield stocks with little growth
compare total return with DIVO and they are pretty much the same, with the difference that DIVO gives monthly and a bit higher dividends if that is your preference.
Time horizon is everything. If you have time to let it grow over many years, sure it's a great investment. But if you DON'T have that time and need higher income now it's not so great.
Options income and dividend income (especially dividend growth) are completely separate and shouldn't be compared. I think they serve completely different purposes in a portfolio
Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
My CFA, Carol Vivian Constable is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
would argue that SCHG has had better growth but SCHG is also solidly focused only on growth and has really no dividend to speak of, of dividend growth investment SCHD is pretty solid (was curious of your opinion on IWMI, its the NEOs Rusell 2000 income etf)
Dividends got me into investing in the stock market. In my opinion, if you're investing and have income other than dividends, you can live on dividends without selling. That means you can pass this on to your kids to give them a head start in life. I have over $600,000 in my portfolio which include some covered call etfs for dividends and other etf`s for growth; (SCHD, DVY, VIG, SDY & JEPI)
Investing in REITs and high-dividend-paying companies long-term is a simple strategy for creating intergenerational wealth. It's surprising that over 98% of billionaires are stock investors, expanding their billion-dollar portfolios. The rich do what the poor fear!
Unfortunately When it comes to investing, most people seems to be ignorant and nonchalant towards it, when investments should be the best thing anybody can do for themselves. till today my profits in stocks and crypto continue to impact my wealth greatly. Therefore i don't feel any urge to solely depend on my salary or wait for the market to enter a bull run.
I'm glad I stumbled across this discussion. If you don't mind, could you tell me how to reach this financial adviser who helps you with your investments?
Man they've been stoking fear about "social security isn't gonna be around when you're ready to collect it" since my mom was a kid in the 60s. I've heard that shit my whole life
There really are no competitors, not sure why. I allocate 50% of my Div growth portfolio to Schd. And when I pick a winner out of the rest or they cycle to decent gains, like a 60% 1 year return on RTX, I sell off, reinvest the initial in another opportunity but buy more SCHD with the profits. Not the most tax efficient method, but works for me.
I’m super curious on an updated opinion on specific higher yielding covered call strategies. For example a further elaboration into IWMY, YMAX(I know you’ve done this one a bit), and other defiance/yield max type funds. -just an idea! 💡 I just net a few $ gain from IWMY over past few months
Not necessary. Europeans can buy SCHD as well. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).
Too many Americans rely on Social Security for 100% of their retirement income. It would be political cyanide for ruling class politicians for it to "not be around in a couple years". Worst case scenario they reduce benefits. But the solution is obvious: get rid of the income cap. But it's not going anywhere.
Convinced me to look again and almost added it to my all-ETF account. Yield is too low for me to use it for current income. Decided again against it because I don't want to invest in all the companies in the fund, like Blackrock and Chevron.
What do you all think about U.S. stocks being the most expensive vs emerging markets? I'm asking because I love SCHD and I'm eyeballing SCHY which is now a quarterly payer and follows the same formula as SCHD.
Unfortunately SCHD is blocked by my broker due to do some EU directive where if an ETF can't deliver a fact sheet of their holdings or something like that, they won't let you buy them anymore. If I have hold any SCHD by July 10th 2024 I was allowed to hold them until I sold them but I wouldn't be able to buy more. I think DGRO is an exception which I might look into. I don't have any real alternative other than a broker in Ireland but the fees for transferring money to and from that broker is quite large.
Change your broker. So simple. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).
Why? You could invest in SCHD as well. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).
Sure you can in Europe as well. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).
Naw, SVOL is king. Simple facts. SCHD has barely appreciated in three years. It was at around $27.00 a share in 1/22, and now three years later it's around $28.00 a share. It depends on the market constantly going up and doing well, and when the market doesn't it takes a giant dump. It's quarterly dividends are only okay. It's simple math, compare 10,000 shares of SCHD to 10,000 shares of SVOL over the last two years. SVOL wins easily because it holds it's value while paying you a higher monthly dividend.
@TotallyRegWhatelse At the beginning of those three years SVOL was brand new' it's price hadn't settled, and it's dividend was all over the place for it's first six months. EVERY new investment product goes through this, you don't know how well your strategy will work, and the you have no idea how the market will price your product, this is why I would never buy a brand new product. Let the dust settle first. The track record for SVOL since it started paying it's .30 dividend is pretty good.
When it is said that "100% of the SCHD's dividends are qualified dividends, meaning you don't have to pay taxes on them in a non-retirement account up to a certain amount." Can anyone clarify and expand on this? Does this mean any dividends earned from SCHD are not taxable (up to a certain amount) like the earnings from T-bills? What is this amount? $1000 a month?
You pay long-term capital gain tax on the dividends earned from shares held in a taxable, US-based account. 15% for most of us. This also depends if you have other income.
Same, I met Elizabeth stark last year for the first time at a conference in Wilshire, after then my Life has changed for good.God bless Elizabeth stark
Sure for you in Europe as well. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).
Why do you care about stock price returns if you aren’t going to sell shares for income? Isn’t this the whole argument for dividend investing vs S&P 500 and selling 4%?
@@jpsantosss I care about price returns and income. I own plenty of income investments in my portfolio, FDVV is one of my largest holdings up 65% plus dividends. Its another tool in the toolbox.
I own both SCHD and FDVV. I also own JEPQ and SVOL, among other investments. At this stage of my life, I need more diversification of holdings with some cushion to the downside. SCHD and FDVV have different underlying holdings and, consequently, perform differently. And since FDVV has much greater tech exposure, still a hot sector, relative to SCHD, which holds many defensive stocks, FDVV is, naturally, performing better at this time. However, experience has taught me not to be exclusively in the hot momentum investments and that contrarian (out-of-favor) stocks and sectors help me build wealth while I develop and build a reliable cash flow stream via dividends and distributions.
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.
There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
My CFA Stacy Lynn Staples, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
122 shares of SCHD paid $32.47… JEPQ pays that in just 22 shares.. even my Ares Capital pays better dividends than SCHD.. there’s a lot of influencers pushing SChD but when I look at a 20 yr dividend calculation JEPQ beats it.. same with Ares..
Social Security will definitely be around. Social Security taxes cover about 77% of projected Social Security benefits. We may get 77% of what was promised but we will definitely get something.
If you're not trying to grow your wealth get schd. I had 74k in schg for less than 3 months and made over 8k. I had 112k in schd for the exact same time period and lost almost 1k not counting the dividend payment of eight hundred and something right after my original investment and the next dividend i will receive monday of nine hundred and some. If i had that 112k in schg over that time it would have made over 10k. I just moved all 112k out of schd and into schg. The tech bull run is far from over and unless you are just preserveing wealth you shouldn't be in schd in this market.
Sure you can. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).
No. Counterbalancing a portfolio of single tech stocks, getting price appretiation plus distributions on top. NVDA, AAPL, MSFT, AMZN, GOOG, META, NFLX... SCHD is a perfect match if tech stocks drop.
Unless you bought only once in Q1 of 2022 or in the last 90 days, I don’t see how this could be true. It’s not going to 2x in a month. Check a 1, 2 or 5 year chart, DCA is your friend, my friend.
One of my favorites!
SCHD is 50% of my ROTH. Future looking good 👍
SPYI, JEPI , vs SCHD is apples to oranges. SPYI are options so they do have way more risk, they are your sword. SCHD is your shield, at this time I don't have enough of anything to hide it behind a shield, full out offensive is all I can afford to get a chance to make some sort of ding in my lower middle class bars. If I make it , it will be a nice place to put some of my holdings in one day.
I have quite a few shares. Looking forward to growing dividend. Owned for maybe 4 years now.
For growth investors, I agree with you that SCHD would be a good choice. But for income investing, 4% QDI isn’t nearly enough - $1M of SCHD would generate just $40k annually, so as with all growth investing, you would need to sell shares in order to live comfortably.
I prefer the 10%+ distributions of CEFs and CC funds - $1M of SPYI would generate over $100k+ annually, tax efficient, and no need to sell shares.
Yeah but spyi hasnt survived a bear market. People like you said the same about ryld qyld xyld 3 years ago during a bull market and were new. Then a 1 year bear turned there 1 mil into 739k capital and 100k yearly to 73k annual dividend. Spyi will see the same results. When the bear comes to town again.
I’ve never owned or been a fan of QYLD, but I do own SPYI, QQQI, and IWMI. However, I’m mostly invested in CEFs, and there are many CEFs that have been successfully using CC and other income strategies for decades. For instance, SPXX has been around since 2005, has $325M AUM, mgmt fees of 82bps, ca 90% ROC distribution (tax efficient type, not destructive) of ca 7.5%, and a 12mo total return of 25.39%. Because it’s a CEF and pays quarterly, so not a lot of attention is paid to it RUclips, but it’s very competitive as a CC income strategy.
1,000 a month in Vietnam, thailand or the philippines is better than 100k a year in the United States
@@JJason406 No it isn't. $100k/yr in the U.S. $8,333/month. If you want to live well in Thailand you'll need $2k/month. Any less than that and you'll start living a minimal lifestyle.
@@MMT_Rod covered calls on closed end funds?
SCHD only makes sense if you can hold it for at least 5 years and allow the dividend yield to increase; the current 3.5% yield would be 6% in 5 years and over 10% in 10 years plus the capital appreciation in more defensive stocks with less volatility. If you need immediate income, probably best to go with SPYI.
❤ Fully agree. SCHD for the long-haul (25+ yrs), SPYI for monthly extra cash - now.
Another key thing in favor of SCHD for dividend investors. It’s still important to diversify, and SCHD specifically excludes investments dividend investors may focus on (again, REITs, MLPs, etc.) whilst still adding growth and dividends to the portfolio. It acts as both a hedge and contributor to yields at the same time
SCHD is on my list to add to my holdings
Divb check that one also
I’m using my YMAX/YMAG distributions to buy SCHD. I’m buying 2 shares a day. I’m very excited to grow this position.
if you have 20-30 years.... The dividends gets real juicy projecting out.
Excellent video discussing the virtues of owning SCHD as a dividend investor. IMHO I think SCHD is an excellent foundation ETF for any serious dividend income portfolio investor. I use it as my base and add higher yielding stocks that I feel are undervalued around it. IMO it should be strongly considered by any dividend investor looking to have a well rounded dividend portfolio. Thanks for the video!
I buy schd and Jepq weekly
35% SCHD in my portfolio currently.
Thanks for the update, keep up the good work.< Learned a lot from my market journey, especially the importance of living within one's means. With Loraine Souvenir’s guidance, my nest egg has grown to a 7-figure sum. My advice - get an analyst for better financial trade decisions and peace of mind
Having access to reliable information is crucial for us as investors to succeed both financially and in life. This is valuable, I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this
Surprised to see her mentioned here! She tailors trading courses to suit beginners’ needs and really knows her stuff. Her advice has been invaluable to my trading journey-definitely worth it!
Wealth building and financial freedom are attainable with the right knowledge and tools. Using proper financial strategies and products is essential to growing and sustaining long-term wealth.. glad to know you want others to succeed
It's truly refreshing to see a comment about Loraine Souvenir. I've also had the pleasure of working with her for several months after discovering more about her online. She has a knack for simplifying complex issues, whether it's a market surge or decline. Her approach consistently keeps you ahead of the curve. I'd call her a guru, for sure
Thank you for sharing your experience. She’s helped grow my reserve, despite inflation, from $87k to $246k as of today..Her insights and daily siignals are worth following.
DCA DGRO and SCHD
SCHD is about 20% of the income port, 3 years+ in and while I do love my high yielders I’m uo double digit % on my cost basis so that 3.6% 30 day yield it’s closer to 4% yield on cost…I can’t wait to watch it grow even further over time
My 401k is broad market, my ROTH is growth ETFs, and my taxable account is 50/50 of SCHD/DGRO. Will gradually convert my accounts to SCHD and DGRO when I retire.
Thank you. I prefer BRK. Double total return and I don’t want to pay taxes until I need it
I started to add this one back in my portfolio. Build to 1000 shares goal
Peek under the hood of this ETF and you’ll some real gems…but you’ll also find a lot of bank stocks, as well as stocks of companies that depend on the health of the consumer to survive, as well as some high-yield stocks with little growth
I always wanted to buy some shares back when it was selling for over 70 dollars. So now I am loading up on it.
compare total return with DIVO and they are pretty much the same, with the difference that DIVO gives monthly and a bit higher dividends if that is your preference.
Time horizon is everything. If you have time to let it grow over many years, sure it's a great investment. But if you DON'T have that time and need higher income now it's not so great.
What about JEPI and JEPQ?
Options income and dividend income (especially dividend growth) are completely separate and shouldn't be compared. I think they serve completely different purposes in a portfolio
Big shoutout to the guy in the comments who recommended Elizzarda to me-you really helped me out. Thanks a ton 🤝🤝🤝
I’ve been adding daily
Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
I find your situation fascinating. Would you be willing to suggest someone trusted you've worked with?
My CFA, Carol Vivian Constable is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
would argue that SCHG has had better growth but SCHG is also solidly focused only on growth and has really no dividend to speak of, of dividend growth investment SCHD is pretty solid (was curious of your opinion on IWMI, its the NEOs Rusell 2000 income etf)
Dividends got me into investing in the stock market. In my opinion, if you're investing and have income other than dividends, you can live on dividends without selling. That means you can pass this on to your kids to give them a head start in life. I have over $600,000 in my portfolio which include some covered call etfs for dividends and other etf`s for growth; (SCHD, DVY, VIG, SDY & JEPI)
Investing in REITs and high-dividend-paying companies long-term is a simple strategy for creating intergenerational wealth. It's surprising that over 98% of billionaires are stock investors, expanding their billion-dollar portfolios. The rich do what the poor fear!
Unfortunately When it comes to investing, most people seems to be ignorant and nonchalant towards it, when investments should be the best thing anybody can do for themselves. till today my profits in stocks and crypto continue to impact my wealth greatly. Therefore i don't feel any urge to solely depend on my salary or wait for the market to enter a bull run.
I'm glad I stumbled across this discussion. If you don't mind, could you tell me how to reach this financial adviser who helps you with your investments?
Melissa Elise Robinson is the CFA I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.
Man they've been stoking fear about "social security isn't gonna be around when you're ready to collect it" since my mom was a kid in the 60s. I've heard that shit my whole life
The govt will just print more money to cover it
It’s always been a scare tactic the dems used.
Thoughts on coupling schd with divb? Trying to learn more about the share buyback strategy
There really are no competitors, not sure why. I allocate 50% of my Div growth portfolio to Schd. And when I pick a winner out of the rest or they cycle to decent gains, like a 60% 1 year return on RTX, I sell off, reinvest the initial in another opportunity but buy more SCHD with the profits. Not the most tax efficient method, but works for me.
The only ETF I would consider and its not available on my continent.
I’m super curious on an updated opinion on specific higher yielding covered call strategies. For example a further elaboration into IWMY, YMAX(I know you’ve done this one a bit), and other defiance/yield max type funds. -just an idea! 💡 I just net a few $ gain from IWMY over past few months
I would absolutely love to invest in SCHD, but I live in Europe. Please tell them to bring SCHD to Europe.
Not necessary. Europeans can buy SCHD as well. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).
Not for Europeans...
😂😂😂😂😂😂
yes😢 sooo sad 😢😢
Firstrade offers accounts for quite a few European residents, also if you have like 25k$ you can open account in Charles schwab international
I live in switzerland and bought it
I'm 1/2 European, does that count? 😂
i think i rather pick the dow jone stocks myself
I'm a bit late to the game, but going to build this up slowly. :)
Too many Americans rely on Social Security for 100% of their retirement income. It would be political cyanide for ruling class politicians for it to "not be around in a couple years". Worst case scenario they reduce benefits. But the solution is obvious: get rid of the income cap. But it's not going anywhere.
Convinced me to look again and almost added it to my all-ETF account. Yield is too low for me to use it for current income. Decided again against it because I don't want to invest in all the companies in the fund, like Blackrock and Chevron.
PLEASE PROVIDE AN EQUIVALLENT FOR US EUROPEANS :(
No Europe sucks 😂
Yes hopefully!
@@ChrisHorse-c8eRules and regulations will bring the EU down eventually
@wimkok5046 hope so 🙏 Europe use to be cool just lame now
Schd
I am new to SCHD. Very good Q4 dividend payout announced this week. Why would the stock price drop? Trying to figure this out.
What's the play to make this work for income investors? Use the quarterly payout to add more shares of your monthly payers?
What do you all think about U.S. stocks being the most expensive vs emerging markets? I'm asking because I love SCHD and I'm eyeballing SCHY which is now a quarterly payer and follows the same formula as SCHD.
Unfortunately SCHD is blocked by my broker due to do some EU directive where if an ETF can't deliver a fact sheet of their holdings or something like that, they won't let you buy them anymore.
If I have hold any SCHD by July 10th 2024 I was allowed to hold them until I sold them but I wouldn't be able to buy more.
I think DGRO is an exception which I might look into.
I don't have any real alternative other than a broker in Ireland but the fees for transferring money to and from that broker is quite large.
Change your broker. So simple. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).
Cries in European
Why? You could invest in SCHD as well. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).
we cant in europe and it piss me off, some brokers only have schd as CFD without leverage.....
hopefully next year they bring this ETF also for us in Europe
Hope so.. Pure EU protectionism. It is my money and I decide what to do with it.
Sure you can in Europe as well. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).
Naw, SVOL is king. Simple facts.
SCHD has barely appreciated in three years. It was at around $27.00 a share in 1/22, and now three years later it's around $28.00 a share. It depends on the market constantly going up and doing well, and when the market doesn't it takes a giant dump. It's quarterly dividends are only okay.
It's simple math, compare 10,000 shares of SCHD to 10,000 shares of SVOL over the last two years. SVOL wins easily because it holds it's value while paying you a higher monthly dividend.
You know they did a split right?
@@brucesmith8285 That's retroactively applied to the charts. You know that right?
Why not comparing over the last 3 yrs? Well, then SVOL doesn't look that good... 😂
@TotallyRegWhatelse At the beginning of those three years SVOL was brand new' it's price hadn't settled, and it's dividend was all over the place for it's first six months. EVERY new investment product goes through this, you don't know how well your strategy will work, and the you have no idea how the market will price your product, this is why I would never buy a brand new product. Let the dust settle first. The track record for SVOL since it started paying it's .30 dividend is pretty good.
@@BuceGar SVOL and 30c distribution? 28c ... 27c. Will come down further. Due to less interest rates of the fixed income holdings.
Does anyone know of a European equivalent to SCHD?
LONG SCHD,KEEP ADD VERY DIP!~
There are so many out there that pay a better dividend percentage, no thanks,
When it is said that "100% of the SCHD's dividends are qualified dividends, meaning you don't have to pay taxes on them in a non-retirement account up to a certain amount." Can anyone clarify and expand on this? Does this mean any dividends earned from SCHD are not taxable (up to a certain amount) like the earnings from T-bills? What is this amount? $1000 a month?
About 50k if single, and 100k if married. For the exact amount, look up qualified dividend tax brackets 2024.
You pay long-term capital gain tax on the dividends earned from shares held in a taxable, US-based account.
15% for most of us. This also depends if you have other income.
Thank you Lord Jesus for the gift of life and blessings to me and my family $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!!🙏❤️❤️
I'm 37 and have been looking for ways to be successful, please how??
Elizabeth stark
Same, I met Elizabeth stark last year for the first time at a conference in Wilshire, after then my Life has changed for good.God bless Elizabeth stark
😱Sounds familiar, I have heard her name on several occasions.. and both her success stories in the wall Street journal!
Though I started with as low as $5,000 actually because it was my tirst time and it Was successful, She's is a great personality in the state
not for us in Europe😢
Good
Well, there is a way actually. I personally own shares of SCHD.
Sure for you in Europe as well. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).
Lately a dead dog.
SCHD is solid but FDVV has performed far better
Why do you care about stock price returns if you aren’t going to sell shares for income? Isn’t this the whole argument for dividend investing vs S&P 500 and selling 4%?
@@jpsantosss I care about price returns and income. I own plenty of income investments in my portfolio, FDVV is one of my largest holdings up 65% plus dividends. Its another tool in the toolbox.
2.69% yield, .16 expense ratio, 74% qualified dividends. I don't think that's far better than SCHD's numbers.
I own both SCHD and FDVV. I also own JEPQ and SVOL, among other investments. At this stage of my life, I need more diversification of holdings with some cushion to the downside. SCHD and FDVV have different underlying holdings and, consequently, perform differently. And since FDVV has much greater tech exposure, still a hot sector, relative to SCHD, which holds many defensive stocks, FDVV is, naturally, performing better at this time. However, experience has taught me not to be exclusively in the hot momentum investments and that contrarian (out-of-favor) stocks and sectors help me build wealth while I develop and build a reliable cash flow stream via dividends and distributions.
Tell me more about 'performance' on the long-haul.
Not in my portfolio. I own 9 funds and 8 outperform SCHD.
SCHD is a perfect basis for the long-haul.
To bad i live in eu.
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.
There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
My CFA Stacy Lynn Staples, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks for the recommendation. I'll email her and hope to get in touch soon.
122 shares of SCHD paid $32.47… JEPQ pays that in just 22 shares.. even my Ares Capital pays better dividends than SCHD.. there’s a lot of influencers pushing SChD but when I look at a 20 yr dividend calculation JEPQ beats it.. same with Ares..
You don't know how to play SCHD. It's a pefect match to counterbalance tech stocks like mag7 or NFLX.
Social Security will definitely be around. Social Security taxes cover about 77% of projected Social Security benefits. We may get 77% of what was promised but we will definitely get something.
If you're not trying to grow your wealth get schd. I had 74k in schg for less than 3 months and made over 8k. I had 112k in schd for the exact same time period and lost almost 1k not counting the dividend payment of eight hundred and something right after my original investment and the next dividend i will receive monday of nine hundred and some. If i had that 112k in schg over that time it would have made over 10k. I just moved all 112k out of schd and into schg. The tech bull run is far from over and unless you are just preserveing wealth you shouldn't be in schd in this market.
Another ETF I can't buy as an European.
Sure you can. Get an account at a broker who gives you unlimited access to the US stock market. There are many. Just check all those 'introducing brokers' of IBKR (on their web site).
Schd has been trash lately. But I guess people are in it for the dividends
No. Counterbalancing a portfolio of single tech stocks, getting price appretiation plus distributions on top. NVDA, AAPL, MSFT, AMZN, GOOG, META, NFLX... SCHD is a perfect match if tech stocks drop.
SCHD is old school. Every three months there's a minimal distribution. New school is Yieldmax, Roundhill, Defiance, etc ETF's.
Particularly with the Roundhill funds. They are very stable.
I use my YieldMax dividends to buy SCHD
SCHD pays 3.75%. Get a CD while you can
SCHD is having some issues
Which? Did you watch the vid? No? 😂
SCHD is unbeatable. It is unbeatable in going down 70 cents in a week for me.
Only idiots rate an etf like SCHD on a weekly/monthly basis. 😂
Man this stock never moves I'm down on this stock 🗑️🗑️🗑️🗑️🗑️
Guess you had absolutely no idea why you bought SCHD. 😂
Unless you bought only once in Q1 of 2022 or in the last 90 days, I don’t see how this could be true. It’s not going to 2x in a month.
Check a 1, 2 or 5 year chart, DCA is your friend, my friend.
Why? The S&P 500 performs way better and pays a higher dividend.
😂
S&P 500 Pays maybe in your dreams more Dividends but Not in Reality. ( remember to Look at the Dividend yield)
Not available in the EU. Wage cage for us.
Schd is certainly not for high Income investors not sure wtf you are talking about🤦♂️