December 25th, 2021, I sat my siblings down and explained how things had been for me, and how they could see for themselves how I've fared since they began living with me. Over time, I had to let them know that the best way we could progress as a family and support each other was for each person to HONE and MONETIZE their strongest skillets. Of course, I would take responsibility as God enabled me, but they had to be working on their craft simultaneously. Thankfully, this is what is taking place, and I am no longer the only one sending money home. My siblings are attending a private university and one of them raised 90% of his acceptance fees by himself. All three of us are raising the school fees outside of our parents, because they no longer have the resources like before.
Pasteeeeeey, thanks so for sharing this revelation. I am having serious issues with my family members now. Usually, I exhausted my salary the same day it comes in, in one week max, the salary is gone. And then their expenses keeps coming. I was under this burden and it started affecting my productivity. I started to get freedom when a friend told me, “I cannot save the world and I should stop being emotionally black mailed or guilt tripped”. So I can boldly say that, the quote is valid, “All that I can do is all that I can do, and all the I can do is enough “. More grace sir
Usually, for me, there's a percentage for everything; from airtime to data plans to offering to charity to personal development (books & courses). I learned from the principle of tithe; If Dad asked for a portion by percentage, why not apportion the rest of my income by percentages? So, I have a percent for transport to work and church. It means I must wake early when transport fare fits my budget. If it doesn't, I'll have to trek a bit, but nothing tampers with the percent. It's the same for everything else; it has to fit my budget, not that my budget has to fit it.
Thank you, Pastey! I really like the point about not buying what you can't afford. I have a principle that if I can't buy the item twice at that moment, then I don't have the money for it.
It's nonetheless dependent on the demands! You can't choose not to eat because you can't buy the meal twice, you may need the food like Elijah to travel far and earn more. I like it, but I trust you're flexible with it.
Thank you for this session Pastey. Being able to distinguish between what you can afford and what you can’t is very important. One thing I do is, if there’s something beyond my income I want to get, (say a pair of sneakers), I divide the big cost into smaller bits and save for it over a period of time. So, instead of removing such a large amount at once and going broke after😂, I just use the “little drops make an ocean” principle. It does take you not allowing the pressure of “why don’t you have this thing now?” get to you.
Learnt this from SMW, some CCI sermons, and applying things in my own life. Still have a long way to go with actually applying everything, but at least. first step - Budget. 2nd step - have a "brain reset" note that will help me when I look at it. 3rd: baby steps... 4th: if you fall off the wagon, GET BACK ON!! *Separate wants from needs * What are your triggers? (I.e. for impulse buying, or impulse giving or over-spending). Know them to avoid them. (Things that may help •When going shopping, have a CLEAR budget •Withdraw weekly spending funds •Be clear on giving budget and stick to it (and now, be clear on WHO to give to)) With budgeting: - Have a budget you replicate every month (i.e. percentage of income) then calculate the exact amount for each spending category - WRITE THEM DOWN - "Prioritize your ""wants"" and align them to your budget" - Your bank statement must reflect your goals •God •work/education •family •fitness - ALWAYS have savings - Strictly define emergencies - Do NOT increase consumption to match your income "Each month, check what your statement is, check that you didn't overspend, check your ""carried over"" balance" - Plan ahead (e.g. salary comes in last week of the month. I should have written down my percentages already, and when it comes in, I need to calculate each category) My categories- - God (tithes, offerings, church rent, dues, etc) - Living expenses(I. bills, etc ii. food/groceries/toiletries iii. to send to family (developed over time) - Transportation - Savings (courses, car repairs, hair, laptop, flight tickets, etc) - Investment (👀) - Giving and Debts - Selfcare - Emergency fund - Giving/Debts They're so many to prevent me from looking for trouble and make it easier...Still building the discipline to stick to it well. And to start investing This video was a good reminder for me tbh.
Thank you Pastey. We must also be committed to savings/investment as much as we are committed to Tithing. When your income comes in, the first in rank should be your Tithe (I mind less any controversy or theology about this- those who argue tithe never give, and some after benefiting the fruits of Tithing became darkened in their mind to perverse truth and mislead others; if the New Testament demands All, which I believe also, then tithing is a journey...) Secondly, before any expenditure, savings/Investment, that should rank next. Then, Recurrent expenditure including projects in Church comes next (I know some don't like to hear this, but yea); the only exception where this ranks above any other are that- a. God instructed you to... b. You made a commitment to God to... And a quota for Assistance for that Month. Once, the Money for help don exhaust, abeg, you better listen to Pastey. Don't ever borrow to help! Don't liquidate to help (there are very serious/important exceptions sha, but ensure you seek serious counsel before you embark on your exceptions). Remember, God gives seed to the sower and bread to the eater; don't ever eat your seed as bread even for the sake of generosity. If you say No! No be say you no care, but na Big Tree you dey culture wey be say many go benefit, even the 'Noee' go come chop belleful for future. YOU ARE NOT EL-SHADDAI Don't come and die ABBA alone is EL-SHADDAI. If you can't help, encourage them, pray with them, talk to God about them, check on them to get update, you could also talk to people on their behalf, but keep your financial policy Disciplined. Thank you.
Omo...🙆♂️🙆♂️🙆♂️ I really needed this, generousity without wisdom na die ó. Wisdom is profitable to direct. This is a powerful wisdom and revelation for me sir. I've been receiving this and I think this is a comfirmation to adjust and restructure everything and balance my finances. Thank you Pastor, more anointing sir. God bless you. 🙏 Shalom!!!
Thank you Pastey, all you’ve said is true, hearing this at the start of my career is an added advantage!, I laughed so loud when Pastey talked about Smelling Good, 🤣🤣🤣 I endorse this message 😂😇❤️🙏🏼, God bless you Sir.
Thank you Pastor... This is really very familiar ... Very very familiar and I got Value... Funny enough let's not overdo and expect Jehovah overdo to do what is not willing to do and boom we are disappointed that giving doesn't pay off ... thank You Sir
Holy spirit let this message get my fiancé youtube and cause him to listen. Let the entrance of the word bring him life and deliver him from wasteful spending. Amen!
God continues to grant you wisdom sir. A very timely discussion...I've shared with friends in my circle. My question: It would be great to know more about the concept of emergency funds. At what point does it become a "Fear Fund"? I have friends who consider it an expression of fear. Listening to your roller coaster story has really helped...it's an appreciation of what is at stake.
Thank you, Pastey! Productivity series 🔥. For recurrent expenditure, the principle of planning what to spend the money on before it arrives also helps greatly.
Thank you Pastey PIE🙌🙌 Black Tax is an expression of gratitude....I think it's important to know who is a beneficiary of black Tax.....In the African set up, it seems anyone and everyone thats related to you feels entitled to it. We must and we will honour our parents and immediate family with our income, it's pleasurable and fulfilling but for that distant uncle that hasn't been in contact with us for more than a decade, we will have to check our budget to see if allows us to give
Thanks so much, I've lately been affected by these a lot. So last year and now I do a Google sheet where I created a daily log of my life expenses and income
I can share a format with you of how I have been doing it but one challenge I had been having with it is, let's say the amount I had set out for charity is finished and most of the time people keep asking me for stuffs and I have been an impulse giver, cutting down on my other areas just to keep people going and it has not been making me have the best of experience so thanks pastor.
Thank you Pastey this video came at the right time. I've been battling with this issue for a long time, i end up giving to people till i have nothing left for myself some people tend to prey on my generosity because they know i hardly say No.
Thank you so much for this Pasteyy, thanks a lot sir. Concerning savings, I learnt from a book - The Richest man in Babylon, that you should save at least 10% of any of your income. To practice this even better, the moment you get an income you can lock up 10% immediately. I figured if we keep waiting to sort our expenses before saving, we might end up saving nothing at all.
Isaiah 30:20-21 Just happened to me now..I was clueless and worried on what to do with the money in my account.. .I just received light and direction on what next to do with the money..Thank you Jesus...Thank you Pastey
I listened to a sermon by Apostle Femi Lazarus and he spoke on solutions for black tax sometimes giving men a ladder is better than saying no eg investing in people that can work is a better solution
Ave learned not to lend money that I can't let go. No matter how much promise the person gives you. No matter the story, if you leave them they will find a way out. Most times their problem is not that serious, it's just that you're that rich friend that comes to their mind first.
SO true! I learnt this as well back in secondary school when a relative advised me to most times lend books that I don't mind not getting back or not being cared for by others like I would have cause the stress with chasing people somethings ehnnn... and it translates to other valuables as well as we get older.
People are just terrible,sometimes they lied what they wanted to use the money for.After getting the money,and it’s time to return the money.They stop talking your calls. I can’t borrow money I can’t let go.period!
Wow! Thank you Pastey for this. I am learning a lot under your tutelage about finances and excellence! I am also putting all of this into practice. Thank you sir 🙌 God bless you abundantly Apostle sir.
Pastey!! Thank you so much for this session. As busy as you are, you still make time for us. You are strengthened sir. These are all very profound points sir. It’s “Iya my kitchen” from today o😭
Thank you so much for this, my apostle. This was very educative and enlightening!!! Thank you sir!! Omo, I learned alot. Once you do all you can, all you can do is enough. I will be practising these tips. I look forward tot he entire series
Speaking of savings, what if you're a student no business, no extra source of income just getting what you get to get by school. Is savings still required?
please i have a question. i live live 3 other people as my housemates, we are all student. We do things together and share together, at times some dont have and the rest would have to cover for the ones that dont have. in this case saving becomes difficult, please what can i do?
keep a journal to know how much you contribute, its hard but personally I would try not to always contribute more than others: if I notice others drop stuffs worth 2k I will do same, if my journal shows I have been contributing more I would reduce contributing, if it means we will not eat as often as we should then so be it.
@@Faithful.Oluwagbemi I try sometimes, some days aren't possible because I have abundance of data... And I really want to be a part of the Celebration Family, actively serving.
What if your mom is a widow, yet still earns above 300k monthly from pension but still demands heavily from you everytime. How do you handle this situation? PS, your monthly salary is not even up to 200k
Tell your mother that you're dealing with a lot of expenses, but while you feel like you'd love to take care of her, you're not there yet and would love to save some money while starting your life. She'll complain etc, but you would have set your boundaries and she has to respect it. Then every now and then buy something nice as a gift for her, or send her airtime.
Your mom will always be fine . Just plan to save and invest at least 40% of your income non negotiable. You can live on the remaining 50% and decide how much you can conveniently give her which will not affect your monthly expenses. Family demand can be draining if you don't know how to say No.
December 25th, 2021, I sat my siblings down and explained how things had been for me, and how they could see for themselves how I've fared since they began living with me. Over time, I had to let them know that the best way we could progress as a family and support each other was for each person to HONE and MONETIZE their strongest skillets. Of course, I would take responsibility as God enabled me, but they had to be working on their craft simultaneously. Thankfully, this is what is taking place, and I am no longer the only one sending money home. My siblings are attending a private university and one of them raised 90% of his acceptance fees by himself. All three of us are raising the school fees outside of our parents, because they no longer have the resources like before.
You are a wise person
This is a very wise one.
Pasteeeeeey, thanks so for sharing this revelation. I am having serious issues with my family members now. Usually, I exhausted my salary the same day it comes in, in one week max, the salary is gone. And then their expenses keeps coming. I was under this burden and it started affecting my productivity. I started to get freedom when a friend told me, “I cannot save the world and I should stop being emotionally black mailed or guilt tripped”. So I can boldly say that, the quote is valid, “All that I can do is all that I can do, and all the I can do is enough “. More grace sir
Anyone who tries to be El Shaddai shall die
Usually, for me, there's a percentage for everything; from airtime to data plans to offering to charity to personal development (books & courses).
I learned from the principle of tithe; If Dad asked for a portion by percentage, why not apportion the rest of my income by percentages?
So, I have a percent for transport to work and church. It means I must wake early when transport fare fits my budget. If it doesn't, I'll have to trek a bit, but nothing tampers with the percent.
It's the same for everything else; it has to fit my budget, not that my budget has to fit it.
Thank you, Pastey! I really like the point about not buying what you can't afford. I have a principle that if I can't buy the item twice at that moment, then I don't have the money for it.
Wow...crazy discipline this will require!
What if it is actually a need... an actual need, that may even be urgent
Gbam! This one hit me.
But, uhm!
No be where children dey oh.
I will however adopt this too, it's wisdom.
Thank you.
It's nonetheless dependent on the demands!
You can't choose not to eat because you can't buy the meal twice, you may need the food like Elijah to travel far and earn more.
I like it, but I trust you're flexible with it.
Awwwwwn another angle ❤️❤️❤️❤️❤️❤️
Thank you for this session Pastey. Being able to distinguish between what you can afford and what you can’t is very important.
One thing I do is, if there’s something beyond my income I want to get, (say a pair of sneakers), I divide the big cost into smaller bits and save for it over a period of time. So, instead of removing such a large amount at once and going broke after😂, I just use the “little drops make an ocean” principle.
It does take you not allowing the pressure of “why don’t you have this thing now?” get to you.
Learnt this from SMW, some CCI sermons, and applying things in my own life. Still have a long way to go with actually applying everything, but at least. first step - Budget. 2nd step - have a "brain reset" note that will help me when I look at it.
3rd: baby steps... 4th: if you fall off the wagon, GET BACK ON!!
*Separate wants from needs
* What are your triggers? (I.e. for impulse buying, or impulse giving or over-spending). Know them to avoid them.
(Things that may help •When going shopping, have a CLEAR budget •Withdraw weekly spending funds •Be clear on giving budget and stick to it (and now, be clear on WHO to give to))
With budgeting:
- Have a budget you replicate every month (i.e. percentage of income) then calculate the exact amount for each spending category
- WRITE THEM DOWN
- "Prioritize your ""wants"" and align them to your budget"
- Your bank statement must reflect your goals •God •work/education •family •fitness
- ALWAYS have savings
- Strictly define emergencies
- Do NOT increase consumption to match your income
"Each month, check what your statement is, check that you didn't overspend, check your ""carried over"" balance"
- Plan ahead (e.g. salary comes in last week of the month. I should have written down my percentages already, and when it comes in, I need to calculate each category)
My categories-
- God (tithes, offerings, church rent, dues, etc)
- Living expenses(I. bills, etc ii. food/groceries/toiletries iii. to send to family (developed over time)
- Transportation
- Savings (courses, car repairs, hair, laptop, flight tickets, etc)
- Investment (👀)
- Giving and Debts
- Selfcare
- Emergency fund
- Giving/Debts
They're so many to prevent me from looking for trouble and make it easier...Still building the discipline to stick to it well. And to start investing
This video was a good reminder for me tbh.
Thanks for the summary
Thank you Pastey.
We must also be committed to savings/investment as much as we are committed to Tithing.
When your income comes in, the first in rank should be your Tithe (I mind less any controversy or theology about this- those who argue tithe never give, and some after benefiting the fruits of Tithing became darkened in their mind to perverse truth and mislead others; if the New Testament demands All, which I believe also, then tithing is a journey...)
Secondly, before any expenditure, savings/Investment, that should rank next.
Then, Recurrent expenditure including projects in Church comes next (I know some don't like to hear this, but yea); the only exception where this ranks above any other are that-
a. God instructed you to...
b. You made a commitment to God to...
And a quota for Assistance for that Month.
Once, the Money for help don exhaust, abeg, you better listen to Pastey.
Don't ever borrow to help!
Don't liquidate to help (there are very serious/important exceptions sha, but ensure you seek serious counsel before you embark on your exceptions).
Remember, God gives seed to the sower and bread to the eater; don't ever eat your seed as bread even for the sake of generosity.
If you say No! No be say you no care, but na Big Tree you dey culture wey be say many go benefit, even the 'Noee' go come chop belleful for future.
YOU ARE NOT EL-SHADDAI
Don't come and die
ABBA alone is EL-SHADDAI.
If you can't help, encourage them, pray with them, talk to God about them, check on them to get update, you could also talk to people on their behalf, but keep your financial policy Disciplined.
Thank you.
Thank you so much, Apostle. This was so timely and appropriate. Before we’ll go and finish spending ‘money year’ money 🙆🏾♂️🙆🏾♂️🙆🏾♂️
Grandma Swallowed blade 😂 we need to buy anti blade. 😂😂😂
Thank you Pastey!
Omo...🙆♂️🙆♂️🙆♂️ I really needed this, generousity without wisdom na die ó. Wisdom is profitable to direct. This is a powerful wisdom and revelation for me sir. I've been receiving this and I think this is a comfirmation to adjust and restructure everything and balance my finances. Thank you Pastor, more anointing sir. God bless you. 🙏 Shalom!!!
Thank you Pastey, all you’ve said is true, hearing this at the start of my career is an added advantage!, I laughed so loud when Pastey talked about Smelling Good, 🤣🤣🤣 I endorse this message 😂😇❤️🙏🏼, God bless you Sir.
Once you have done all that you can do, all that you can do is enough
Thank you Pastor... This is really very familiar ... Very very familiar and I got Value...
Funny enough let's not overdo and expect Jehovah overdo to do what is not willing to do and boom we are disappointed that giving doesn't pay off ... thank You Sir
Wants are things that are not necessary but increase the quality of your life 💯💯💯💯
Holy spirit let this message get my fiancé youtube and cause him to listen. Let the entrance of the word bring him life and deliver him from wasteful spending. Amen!
😂
God continues to grant you wisdom sir. A very timely discussion...I've shared with friends in my circle.
My question: It would be great to know more about the concept of emergency funds. At what point does it become a "Fear Fund"?
I have friends who consider it an expression of fear. Listening to your roller coaster story has really helped...it's an appreciation of what is at stake.
Thank you, Pastey! Productivity series 🔥. For recurrent expenditure, the principle of planning what to spend the money on before it arrives also helps greatly.
Thank you Pastey PIE🙌🙌
Black Tax is an expression of gratitude....I think it's important to know who is a beneficiary of black Tax.....In the African set up, it seems anyone and everyone thats related to you feels entitled to it.
We must and we will honour our parents and immediate family with our income, it's pleasurable and fulfilling but for that distant uncle that hasn't been in contact with us for more than a decade, we will have to check our budget to see if allows us to give
Thanks so much, I've lately been affected by these a lot. So last year and now I do a Google sheet where I created a daily log of my life expenses and income
I can share a format with you of how I have been doing it but one challenge I had been having with it is, let's say the amount I had set out for charity is finished and most of the time people keep asking me for stuffs and I have been an impulse giver, cutting down on my other areas just to keep people going and it has not been making me have the best of experience so thanks pastor.
Thank you Pastey this video came at the right time. I've been battling with this issue for a long time, i end up giving to people till i have nothing left for myself some people tend to prey on my generosity because they know i hardly say No.
Thank you so much for this Pasteyy, thanks a lot sir. Concerning savings, I learnt from a book - The Richest man in Babylon, that you should save at least 10% of any of your income. To practice this even better, the moment you get an income you can lock up 10% immediately. I figured if we keep waiting to sort our expenses before saving, we might end up saving nothing at all.
Isaiah 30:20-21 Just happened to me now..I was clueless and worried on what to do with the money in my account.. .I just received light and direction on what next to do with the money..Thank you Jesus...Thank you Pastey
Thank you pasteyyyy🙇🙇🙇for allowing God to use you to change my mind concerning my finance ....
This is so profound. I really needed to hear this..... Thank you my Apostle 🙏🏾🙏🏾🙏🏾
This video right here is worth more than Gold!
I listened to a sermon by Apostle Femi Lazarus and he spoke on solutions for black tax sometimes giving men a ladder is better than saying no eg investing in people that can work is a better solution
But this truly blessed me in no small way as well. Thank you Pastey ❤
So much i learnt from this. I’m a better man forever
Ave learned not to lend money that I can't let go. No matter how much promise the person gives you.
No matter the story, if you leave them they will find a way out.
Most times their problem is not that serious, it's just that you're that rich friend that comes to their mind first.
SO true! I learnt this as well back in secondary school when a relative advised me to most times lend books that I don't mind not getting back or not being cared for by others like I would have cause the stress with chasing people somethings ehnnn... and it translates to other valuables as well as we get older.
People are just terrible,sometimes they lied what they wanted to use the money for.After getting the money,and it’s time to return the money.They stop talking your calls.
I can’t borrow money I can’t let go.period!
Thank you pastor.... this is just me in the picture. I have received wisdom
Came late but learned a lot thank you sir
API, your wardrobe ba???! Iyen le ma ri mi! 🙌
This video is so timely. Gosh. Thank you so much Pastey ❤️
Thanks pastor! This inspired me to be much more financially aware and budget properly
😭😭😭
God bless you sir
This is so timely
Wow! Thank you Pastey for this. I am learning a lot under your tutelage about finances and excellence!
I am also putting all of this into practice. Thank you sir 🙌 God bless you abundantly Apostle sir.
I wish I could like this video 10times... Thanks a lot
This video has blessed me personally 🥹 Thank you Pastey!
Pastey!! Thank you so much for this session. As busy as you are, you still make time for us. You are strengthened sir.
These are all very profound points sir. It’s “Iya my kitchen” from today o😭
This is so timely for me. Thank you so much sir
Good day sir
Sir please can you recommend any book on finances?
Like a highly recommend book on finances
See einn ! I NEEDED THIS TEACHING ! Because ... Chaiiiii
Apostle of common sense. 🙌
Thank you Pastor. This is so timely.
Thank you so much for this, my apostle. This was very educative and enlightening!!! Thank you sir!! Omo, I learned alot. Once you do all you can, all you can do is enough. I will be practising these tips. I look forward tot he entire series
Dad 🎉i love you so much sir
Ah Pastey!! Thank you! You spoke my mind!
God bless you Pastor.
So timely and profound. Thank you so much Pastey!
Thank you so much Pastey for always being a blessing! This is such a timely message for me
God bless you Pastey, thank you very much sir.
Thank you so much for this Pastey
Thank you sir ❤ i watched this at the exact time🙏
This is wisdom, thank you sir
Thank you so much for this sir. God bless you real good.
This is a blessing. Thank you sir
This was very insightful. Thank you 💝
This was insightful. Thank you, Pastey.
WOW This is so helpful Thankyou Pasteyyy
Thank you sir ❤
Amazing!!! 🙌🏽🙌🏽
Thank you pastey.....
I learnt alotttt
Thank u so much for this Apostle.
Thank you so much for this Sir🙏
Please more content on this subject.
Thank you for this sir!
Thank you so much sir for this sir
Was so blessed
Thank you so much Pastey❤️
Thank you for this!
Thank you sir
Thanks Pastey!
God bless you my Pastey!! I'm really grateful!!
This is Me you’re talking to directly
Sapa decided to hold me cos I forgot the principles Pastey outlined here.. So I am back...
Speaking of savings, what if you're a student no business, no extra source of income just getting what you get to get by school. Is savings still required?
Use your laziness to your advantage
please i have a question. i live live 3 other people as my housemates, we are all student. We do things together and share together, at times some dont have and the rest would have to cover for the ones that dont have. in this case saving becomes difficult, please what can i do?
keep a journal to know how much you contribute, its hard but personally I would try not to always contribute more than others: if I notice others drop stuffs worth 2k I will do same, if my journal shows I have been contributing more I would reduce contributing, if it means we will not eat as often as we should then so be it.
The moment I begin to think that I am elshadai I shall die 🎉🎉
When is CCI coming to Benin City. I'm tired of religious churches... I'm wallowing in sin , I really need help
Hi Nazah. You can stream services in the meantime @ruclips.net/user/CelebrationChurchNG
@@Faithful.Oluwagbemi I try sometimes, some days aren't possible because I have abundance of data... And I really want to be a part of the Celebration Family, actively serving.
Why don't you first start by totally yielding your life to Christ. That is where your help comes from
Good news! CCI is coming to Benin on Sunday 🥹
Pastey pls can you talk about investment
😂😂😂 e Fe pa bro Jide ni😂😂😂
❤❤❤
Who sponsored the video biko, tag them
What if your mom is a widow, yet still earns above 300k monthly from pension but still demands heavily from you everytime. How do you handle this situation? PS, your monthly salary is not even up to 200k
Tell your mother that you're dealing with a lot of expenses, but while you feel like you'd love to take care of her, you're not there yet and would love to save some money while starting your life. She'll complain etc, but you would have set your boundaries and she has to respect it. Then every now and then buy something nice as a gift for her, or send her airtime.
Your mom will always be fine .
Just plan to save and invest at least 40% of your income non negotiable. You can live on the remaining 50% and decide how much you can conveniently give her which will not affect your monthly expenses.
Family demand can be draining if you don't know how to say No.
“I don’t have white, should I come or I shouldn’t come”😂😂😂😂
Needs - Necessities
Wants - Improve my lifestyle/ I can live without
Thank you sir