ML, I appreciate your content and authenticity. Keep speaking your mind and being yourself, sharing your experiences and insights. I agree that parents are the most important; don’t wait until it’s too late - 子欲养而亲不待.
Wise words. Being late thirties we feel you as well. Also adopted intermittent fasting for a year and shed several kgs. Never easy but like you say, once you make it a routine, it happens naturally.
wah joyful jie jie late 30s ah, i thought u all late 20s or early 30s wor kekekeke yeah good that you sticking to the routine bless u all good health and good wealth always huat ah
Hello hello master and farmer labubu... Very insightful video again... I repeat watch some of your kopi with ML videos esp those on life experiences and life wisdoms.
Thanks for sharing ML. ❤It’s true we need to be kind to family and I strongly encourage youngster to hug and kiss their parents like when they were a child. Parents love are unconditional.
There is a saying, you can have thousand of problems, but when you have a health problem, you only have 1 problem. We need to survive yes and we need money yes, but it's about learning to be contented. I wish you good health always ML. I visit my parents and my in laws every week, it's a routine!
Wua another power video. Your videos have been getting more n more interesting. Initially thought u siao one, anyhow talk. But then again thats how guys really talk in the copitiam, no act act prim and proper. 1million hit liao, end up will chase the next million. Its never ending. That being said, still must chase to achieve some sense of security lah. Then hor dun say borrow money from friend. Lend friend money also jialat, dunno how to take back when they buey zi dong. Keep up the real and unsanitised videos, totally appreciate that u dun act act pro type.
actually its true master is siao one, i share ma the crazy story of master leong hahahaha i think every youtuber got their style and different audience, i realize to just be myself and let nature flow lol thanks a lot for the support master will continue sharing ^_^
Wealth, Family, Health. (WFH) sounds like Work From Home. ML thanks for sharing this side of you, I agree with you totally and there's this self contentment that not many can achieve. Whoever achieved it, congrats to you as well! good job!
ML, another gift you have is comedy, i laugh 😅your action about joining yoga to meet girls.. Kopi with ML, pls continue, very entertaining 😂 n also informative! 👍
Hi ML, some years back i go those CC de yoga, ya walao entire class all zharbo… all the zharbo are all taitai one… weekday, morning, nothing to do, no job, go for yoga class..
Happiness cant be measured in money, clicks or fame. Life is a constant struggle and if me make the right choices we might experience moments of happiness. It's good to have a sound finacial foundation but everything more doesn't give you more, I am speaking out of experience. The investing game is a game and you should see it like this otherwise you get emotional attached to money and you will sell low. We worry about our health when we are sick and realise how important it is and when we feel ok we worry about nonsense . "I've had a lot of worries in my life. Most of which never happened!" - Mark Twain
With regards to taking care of parents, many don’t get it. Whether filial piety truly comes from your heart or not, take care of them well. Because for practical reasons, if their health and/or wellbeing go down, it will affect you directly or indirectly as well. And it can be very costly, both financially and emotionally.
ya nowadays the medical cost really no joke, i bring my dad go hospital do minor procedure for the eye do 1 eye day surgery 6k liao... 2k medisave 4k cash very pain pain but bo bian have to do
ML good you are positive to carry your sharing unlike those so called millionaires RUclipsr influencer is aiming at the poor people money and promise them the impossible like so easy
One thing that I still practice is 修身齐家治国平天下, which mean Cultivate one self, manage your family/ country well, and only then can one conquer the world.
the CEO of Providend also downgrade from Condo to HDB liao... its what sort of lifestyle you want. I believe if you want a certain lifestyle you chase for it go for it. I chased before all the consumer trends all no use. And the young ones go do internship my jaw drop man many now during Uni do more than 2 internships, some 3-4 liao... i dont know whats going on of late all chasing dunno what. need to do a video on this also. damn jialat the hustle culture.
ya lor nowadays the young keep chasing blindly for the top jobs like work in bank or big tech, do so many internship to make the resume good look without thinking about picking up skills example public speaking salesmanship presentation soft skills that can use for life now i see youtube the financial youtubers all making same video... how to make 1 mil, why u get first 100k its easier to grow your money, how to FIRE... all keep riding on the trend and say the same thing lol
ML good you are positive to carry your sharing unlike those so called millionaires RUclipsr influencer is aiming at the poor people money and promise that impossible.
Actually yes and no. unlike you and me who love to go out and walk hike run, a lot of older folks all eat our hawker food all cannot walk of late when they get older. All lacking protein which our hawker food feeds the average folks but long term not enough. I dont wish to sit around do nothing thats what i am saying, even if i live very long. case in point? my mum and MIL all cannot walk liao and they only in their 60s, all refuse to eat chicken and meat sia.... sibei jialat.
@@ASingaporeChipmunk ya lor think maybe need to see eat what hawker food also my dad like to eat laksa, fried kway teow, satay bee hoon... all those very oily and salty no good for body i feel now his body a lot of problem need bring him go see specialist gg i often eat caipeng 1 steam egg 1 stir fried vegetable 1 curry chicken, very balance riao my height 165cm 55kg BMI about 20 all the way just nice already blood sugar, cholesterol, blood pressure so far so good hope can maintain kekekeke
@@MasterLeong888 👍 nice dishes you have very healthy , yes I agreed your dad choices of food affected his health. Must be tough on you to look after him now...i eat pumpkin, bitter gourd, hard boil eggs every day for cai fan and
Hi Master Leong, a 30 year old with FIRE aspirations here. To be honest, don't all those aspirations you listed out depend on how much money I make? I need time to spend with my family, to cook and buy healthy food, and to keep myself in good health? If I don't have sufficient wealth, wouldn't I end up working till I die? Personally I would rather die earlier than living in this terrible existence where employers treat you like dirt.
I only sharing my experience, in the end see how one wants to balance out between wealth health family... everyone's situation is different some people born as elon musk's son no need to worry about money some people born handicapped cannot walk we can only try to make the most out of the situation we have take care and all the best!
@MasterLeong888 Hi master leong, I don't mean to come across as being disparaging. I just want to share my own perspective as well. Thank you for replying and I wish you good health as well.
I do not like hospitality reits (hotel assets) as they are very cyclical in nature during recessions the DPU can easily crash 50% due to sharp drop of tourist booking hotels best to avoid shopping/office/industrial should be your core assets that are much stable good or bad times ppl still go nearby mall eat, tuition, cut hair
yes all those big companies huat big big selling those snacks and canned food, you see the Americans all become highly addicted to those junk food and become super fat fat
I used to work in private banking, my client they dca into the 3 banks give me the order 1.5mil... 500k dca into dbs ocbc uob each lol in singapore got people with 0000 or 00000 more wealth than us, so i learnt to be content with what I have now lead simple life and be happy with gf can riao kekekekeke
There are poor people who will smash the last finger to claim workmen injury money and is very little money because it is the small finger. I worked in construction firm before and came across poor foreign workers who did that.
😂 liked the optimistic ML with labubu. Agree with wise words said: ‘Family very important.’ I also stay with parents, even though I’m still single, nearing 40. It’s really blessing to stay with them.
last time got vietnam gf for 4 years i cook daily cause 2 ppl, we stay together ma my current gf doesnt live with me, one person lazy cook.. i just da bao outside easier
Actually, nowadays more process food and human are living longer. Maybe eating longer lasting bread human also last longer. Just saying though, correlation does not mean causation 😂
Master Leong. Really like this kopi sessions which share life lessons with the viewers. Keep it up!
thank you glad u all like my style that is different from the typical personal finance youtuber in sg kekekeke
jiak kekekekeke
Jia kekekeke
ML, I appreciate your content and authenticity. Keep speaking your mind and being yourself, sharing your experiences and insights. I agree that parents are the most important; don’t wait until it’s too late - 子欲养而亲不待.
thanks for support ^^
Wise words. Being late thirties we feel you as well. Also adopted intermittent fasting for a year and shed several kgs. Never easy but like you say, once you make it a routine, it happens naturally.
wah joyful jie jie late 30s ah, i thought u all late 20s or early 30s wor kekekeke
yeah good that you sticking to the routine bless u all good health and good wealth always huat ah
@ only 1 late 20s. Rest late 30s 😄
Hello hello master and farmer labubu... Very insightful video again... I repeat watch some of your kopi with ML videos esp those on life experiences and life wisdoms.
glad that u like farmer labubu and our experience sharing, hope that its relatable to u all and we can learn from each other ^_^
Thanks for sharing ML. ❤It’s true we need to be kind to family and I strongly encourage youngster to hug and kiss their parents like when they were a child. Parents love are unconditional.
yes well said!
Like your humanity and humbleness, no fakeness or humble bragging, just the original ML. Always support u.
thanks for support ^^
There is a saying, you can have thousand of problems, but when you have a health problem, you only have 1 problem. We need to survive yes and we need money yes, but it's about learning to be contented. I wish you good health always ML. I visit my parents and my in laws every week, it's a routine!
yes well said, bless u good health and good wealth always ^^
Wua another power video. Your videos have been getting more n more interesting. Initially thought u siao one, anyhow talk. But then again thats how guys really talk in the copitiam, no act act prim and proper. 1million hit liao, end up will chase the next million. Its never ending. That being said, still must chase to achieve some sense of security lah. Then hor dun say borrow money from friend. Lend friend money also jialat, dunno how to take back when they buey zi dong. Keep up the real and unsanitised videos, totally appreciate that u dun act act pro type.
actually its true master is siao one, i share ma the crazy story of master leong hahahaha
i think every youtuber got their style and different audience, i realize to just be myself and let nature flow lol
thanks a lot for the support master will continue sharing ^_^
Wealth, Family, Health. (WFH) sounds like Work From Home.
ML thanks for sharing this side of you, I agree with you totally and there's this self contentment that not many can achieve. Whoever achieved it, congrats to you as well! good job!
nice WFH never thought of that, next time will use this WFH hahahahhaha
thanks for support huat ah!
I truly agreed with some of your opinions about life, family and friends....... 👍 Good health & Good wealth
thanks! bless u good health good wealth always ^_^
ML, another gift you have is comedy, i laugh 😅your action about joining yoga to meet girls.. Kopi with ML, pls continue, very entertaining 😂 n also informative! 👍
Master just a crazy uncle like to talk cock one hahaha 😂😂😂
Hi ML, some years back i go those CC de yoga, ya walao entire class all zharbo… all the zharbo are all taitai one… weekday, morning, nothing to do, no job, go for yoga class..
land of tai tai~ kekekeke
I love videos such as this, very funny and entertaining HHAHAHAHA have a good sunday
Thank you for supporrt ❤❤❤❤
One of the best 30min clips I have watched. Thanks.
Glad you enjoyed it! thanks a lot for support kekeke
Happiness cant be measured in money, clicks or fame. Life is a constant struggle and if me make the right choices we might experience moments of happiness. It's good to have a sound finacial foundation but everything more doesn't give you more, I am speaking out of experience. The investing game is a game and you should see it like this otherwise you get emotional attached to money and you will sell low. We worry about our health when we are sick and realise how important it is and when we feel ok we worry about nonsense .
"I've had a lot of worries in my life. Most of which never happened!"
- Mark Twain
Very well said ❤❤❤
todays’ video very valuable 😊
Glad it was helpful!❤❤❤
Totally agree with you ML. People need to Cheong less and focus on health and family more.
thanks for support ^^
With regards to taking care of parents, many don’t get it. Whether filial piety truly comes from your heart or not, take care of them well. Because for practical reasons, if their health and/or wellbeing go down, it will affect you directly or indirectly as well. And it can be very costly, both financially and emotionally.
ya nowadays the medical cost really no joke, i bring my dad go hospital do minor procedure for the eye
do 1 eye day surgery 6k liao... 2k medisave 4k cash very pain pain but bo bian have to do
ML good you are positive to carry your sharing unlike those so called millionaires RUclipsr influencer is aiming at the poor people money and promise them the impossible like so easy
One thing that I still practice is 修身齐家治国平天下, which mean Cultivate one self, manage your family/ country well, and only then can one conquer the world.
wow very deep and well said!
ML, as long as no debts, I think wealth will come along the way 🎉🎊🎈🥂
yes if kanna credit card debt very jialat one, i seen friends 50k or 100k credit card debt then parents bail them out gg
Welcome to today's episode of "Hard Truths - by Master Leong". A lot of very meaningful insights here, and bonus points for the regular meow videos.
glad its meaningful to u huat ah
meow meow become fa cai mao
Last time I look forward to Mr Loo live streams. Now Master Leong videos are the best. Coincidentally both are M L 😊
power of M and L hahahaaha
On the other side of the world got 2AK… (the other is Adam Koo)
the CEO of Providend also downgrade from Condo to HDB liao... its what sort of lifestyle you want. I believe if you want a certain lifestyle you chase for it go for it. I chased before all the consumer trends all no use.
And the young ones go do internship my jaw drop man many now during Uni do more than 2 internships, some 3-4 liao...
i dont know whats going on of late all chasing dunno what.
need to do a video on this also. damn jialat the hustle culture.
ya lor nowadays the young keep chasing blindly for the top jobs like work in bank or big tech, do so many internship to make the resume good look without thinking about picking up skills example public speaking salesmanship presentation soft skills that can use for life
now i see youtube the financial youtubers all making same video... how to make 1 mil, why u get first 100k its easier to grow your money, how to FIRE... all keep riding on the trend and say the same thing lol
Some of the intern I know they want to be rich in a short period maybe they see too many RUclips influencer talk.
ML good you are positive to carry your sharing unlike those so called millionaires RUclipsr influencer is aiming at the poor people money and promise that impossible.
ya la, some personal finance youtuber say wanna help their followers yet try to sell them courses to earn money lol
Strongly agree with you
Thanks for support ❤❤❤
"We all must suffer one of two
païns: the pain of discipline or
the pain of regret."
Jim Rohn
Very powerful quote ❤❤❤
My late parents is lucky to have my late eldest brother always bring my late parents for the celebration of their birthday
wow very good!
"Poor People Eat Cai Peng And Live Very Long" - ML
Actually yes and no. unlike you and me who love to go out and walk hike run, a lot of older folks all eat our hawker food all cannot walk of late when they get older. All lacking protein which our hawker food feeds the average folks but long term not enough.
I dont wish to sit around do nothing thats what i am saying, even if i live very long.
case in point? my mum and MIL all cannot walk liao and they only in their 60s, all refuse to eat chicken and meat sia.... sibei jialat.
@@ASingaporeChipmunk ya lor think maybe need to see eat what hawker food also
my dad like to eat laksa, fried kway teow, satay bee hoon... all those very oily and salty no good for body i feel
now his body a lot of problem need bring him go see specialist gg
i often eat caipeng 1 steam egg 1 stir fried vegetable 1 curry chicken, very balance riao
my height 165cm 55kg BMI about 20 all the way just nice already
blood sugar, cholesterol, blood pressure so far so good hope can maintain kekekeke
@@MasterLeong888 👍 nice dishes you have very healthy , yes I agreed your dad choices of food affected his health. Must be tough on you to look after him now...i eat pumpkin, bitter gourd, hard boil eggs every day for cai fan and
@@liudaniel6656 wow u eat one very healthy sia
@@MasterLeong888 my best friend passed away very early cancer & tumour. So very motivated to eat healthy
Hi Master Leong, a 30 year old with FIRE aspirations here. To be honest, don't all those aspirations you listed out depend on how much money I make?
I need time to spend with my family, to cook and buy healthy food, and to keep myself in good health?
If I don't have sufficient wealth, wouldn't I end up working till I die? Personally I would rather die earlier than living in this terrible existence where employers treat you like dirt.
I only sharing my experience, in the end see how one wants to balance out between wealth health family... everyone's situation is different
some people born as elon musk's son no need to worry about money
some people born handicapped cannot walk
we can only try to make the most out of the situation we have
take care and all the best!
@MasterLeong888 Hi master leong, I don't mean to come across as being disparaging. I just want to share my own perspective as well. Thank you for replying and I wish you good health as well.
Hi Master leong. How do u find capland ascott trust? It is one of the 10 blue reits?
I do not like hospitality reits (hotel assets) as they are very cyclical in nature
during recessions the DPU can easily crash 50% due to sharp drop of tourist booking hotels
best to avoid
shopping/office/industrial should be your core assets that are much stable
good or bad times ppl still go nearby mall eat, tuition, cut hair
@MasterLeong888 thank u sir
@MasterLeong888
For discount to book value less than 1.0, does it apply to business trusts? M I correct to say it does not apply to non reits?
Wa master... U same height and weight as me 😂
i 165cm 55kg. we same ah good lol
Master Leong gets sunlight (Vit. D) everyday. That's his secret to good health.
yeah i love to bathe in the sun, very refreshing kekekeke
Mr Loo also like walking as exercise. Maybe ML and Mr Loo can go hiking together. 😊👍🏼
double ML combo lol Mr Loo + Master Leong LOL LOL LOL
Wow Sunday also got video Huat ar
once a while sunday special huat ah!
Human nature. Never show your happiness or sadness with your friends. The only people you need to show gratitude to is your parents.
very well said!
Process food originated from highly profitable western countries
yes all those big companies huat big big selling those snacks and canned food, you see the Americans all become highly addicted to those junk food and become super fat fat
Food is no longer food now in the last 50 years. A lot of food becomes toxic now, the evil profit seeking manufacturers..
@MasterLeong888 yes then spend the rest of their time in hospital, taking regular pills... recurring income for pharmacy
You r cute lah. Nice dimple. 40+ oredi quickly get married. Don't let your gf wait too long. 😂
my gf dun want marry leh she say she still young at 24 she say 1-2 years later see how, will see her parents soon
When you hit 1m, you will think that, actually, not much... in Singapore... especially. Haha, my two cents, lah.
I used to work in private banking, my client they dca into the 3 banks give me the order 1.5mil... 500k dca into dbs ocbc uob each lol
in singapore got people with 0000 or 00000 more wealth than us, so i learnt to be content with what I have now
lead simple life and be happy with gf can riao kekekekeke
How long do you walk for each day? Any target steps?
yes I do 10k to 20k steps per day, nowdays because busy doing youtube so lower range of 10k
before i do youtube more towards 20k steps a day kekekeke
There are poor people who will smash the last finger to claim workmen injury money and is very little money because it is the small finger. I worked in construction firm before and came across poor foreign workers who did that.
yes the bangala will fake injury to get $$ that's how desperate they are
as a 40 y.o. i agree.
thanks for support ^_^
breadstory so nice also you never eat?
dunno leh i not a lover of bread, i mostly eat rice + vege or meat type aka cai peng common peasant meal lol
1,000,000 the 1 is you. Without it…no matter how many zero behind it are useless.
yeah well said !
ML, just recently saw a picture of labubu visited Moomoo 😂
wahhhh mega labubu! I wanna hug!
😂 liked the optimistic ML with labubu. Agree with wise words said: ‘Family very important.’
I also stay with parents, even though I’m still single, nearing 40. It’s really blessing to stay with them.
@@VirusKid good that u have a healthy relationship with your parents that one confirm something money cannot buy, huat ah
睡到自然醒 is my goal sia. But if I do that I won’t be in time for work alr GG
Outside food not enough nutrients
ok la tiagong cai peng can order 1 vege 1 meat 1 egg $5 just nice kekekeke
One million dollar is not even close to financial freedom
No but it's a good start. Depending what age you get 1milion can increase it easily with the power of compounding.
dunno leh nowadays i see social media so many young finfulencer talking about 1 mil by age 30 to FIRE
so i just share my view on this topic nia lol
@@nighteyes08 Agreed. I noticed that once you built the first 1 million, the next one will be much easier...
You don’t cook ?
last time got vietnam gf for 4 years i cook daily cause 2 ppl, we stay together ma
my current gf doesnt live with me, one person lazy cook.. i just da bao outside easier
Cai png also high salt and sugar 😂 best is cook yourself
ya see what you order, those very oily one i avoid
usually i get the steam egg + basic stir fried vege + curry chicken, very shiok liao
@MasterLeong888 hehe yeah i also can only afford basic cai png giam
Bro, u eat mcd everyweek😂
yes once a week 1 time eat macdonalds or kfc ok la hahaha its like a cheat day
other days i eat like cai peng, fish soup normlly rice + meat those lor
The cai PNG is cooked using the toxic oil.. corn oil, sunflower oil, seed oil, canola oil.. all toxic, Master.
@@MasterLeong888rice is not healthy, Master.
Just eat more veg and meat
Actually, nowadays more process food and human are living longer. Maybe eating longer lasting bread human also last longer. Just saying though, correlation does not mean causation 😂
Try not to use vulgar language.
paisei sometimes master cannot control hehehe
@@MasterLeong888 you want to known for master who does his homework n got substance not the one who swears… 😃😮😃