How to Get Health Insurance When Self-Employed

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  • Опубликовано: 24 ноя 2024

Комментарии • 97

  • @JakeManson-fv3nu
    @JakeManson-fv3nu 8 месяцев назад +3

    I am an independent agent who is licensed in 40 states. I can go over all these options that Rachel goes over depending on what’s available in your state! Let me know if you need coverage!!

  • @noahcollin9532
    @noahcollin9532 2 года назад +61

    The American health "system" is a disgrace. The existing system needs to be completely overhauled.

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey Noah, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

    • @noahcollin9532
      @noahcollin9532 2 года назад +6

      @@combinedinsurancesolutions no thank you

    • @peggycantrell1262
      @peggycantrell1262 3 месяца назад

      Lifeinsurance

  • @juliekeeney1538
    @juliekeeney1538 2 года назад +22

    1700 a month? Thought I was doing all right being self employed until you dropped that number. I’d have to make at least twice what I do to afford that and still be able to have a life that consisted of doing more than working to pay my insurance.

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey Julie, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

    • @off_lineofficial
      @off_lineofficial 9 дней назад

      So wouldn't going without health insurance and paying off your medical bills if something were to happen, be cheaper? Lol

  • @properdoe3414
    @properdoe3414 2 года назад +41

    Noone can afford Cobra!!!! It’s astronomically expensive. Rachel I suggest you look deeper into this before you suggest this as an option for the average middle class person/family. It is not an option for anyone it’s an absolute joke.

    • @jonathanarras1281
      @jonathanarras1281 2 года назад

      They are republicans so you need to be responsible for yourself and if you go to the government for healthcare you are a scourge on our society

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey Proper, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

    • @jhonatanmogollon2453
      @jhonatanmogollon2453 9 месяцев назад +1

      You can always get insurance through the marketplace many people do it

    • @phillipvaughn3669
      @phillipvaughn3669 7 месяцев назад

      Did you even listen to what she said about Cobra in her video?

  • @stephaniek5433
    @stephaniek5433 2 года назад +24

    what are your thoughts when the average family is $1700.00 a month plus a $12,000 deductible. That's $32,000 before coverage- how is this affordable for a self-employed family?

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад +1

      Hey Stephanie, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

    • @ryanprejean6919
      @ryanprejean6919 2 года назад +1

      I’m reaching out to you Stephen… in hopes of finding something affordable for me and my husband.. if not then just my husband. I’m fairly young and healthy but my husband needs major surgery on his neck and we’re self employed

    • @user-he7sh3nd5t
      @user-he7sh3nd5t Год назад +1

      How is that affordable for ANYONE?!!’

  • @nancydickson7699
    @nancydickson7699 2 года назад +24

    *WITH THE CURRENT DIP,I SERIOUSLY NEED SUGGESTION ON HOW TO DIVERSITY MY PORTFOLIO* 😪

    • @jeffmatt7086
      @jeffmatt7086 2 года назад

      Starting early is the best way of getting ahead to build wealth,investing remains the priority. Forex trading has plenty of opportunities to earn a decent payout,with the right skills and proper understanding of how the market works

    • @jeffmatt7086
      @jeffmatt7086 2 года назад

      Talking about being successful! I know am blessed because if not I wouldn't have met someone who is as spectacular as expert Mrs Blossom Jefferson

    • @maxfade7106
      @maxfade7106 2 года назад

      This is really helpful for my situation,please how can I get intouch with her?

    • @dennissamantha1097
      @dennissamantha1097 2 года назад

      Demanding for her contact details? 👇

    • @dennissamantha1097
      @dennissamantha1097 2 года назад

      米国+𝟭92941𝟵𝟭𝟯𝟭𝟲米国

  • @mahendragoyal8313
    @mahendragoyal8313 2 года назад +14

    438$ 🤔 I pay 821₹ (11$) a month for a 10 million ₹ ( $1,33,000)comprehensive health insurance policy. With this money I can have a brain surgery, a heart transplant and can be Treated for cancer in the best hospital in my country i.e. India. And before someone say, it's India, top indian hospitals are as good as any European/american hospitals. I guess American healthcare system as they say is truly broken.

    • @kathryntubridypakenham2743
      @kathryntubridypakenham2743 2 года назад

      Yeah that’s nuts, I don’t even both with health insurance in Canada because everything I need is covered through our universal system

  • @AC-tz3pk
    @AC-tz3pk Год назад +1

    Started my LLC a few weeks ago and just signed up for private insurance for 2024. It’s not HSA-eligible because it’s a PPO, but the deductible is $7,500. This whole HSA concept was started to help with high deductibles, so I don’t see why it matters whether it’s a PPO/HDHP/HMO/whatever. My deductible is HIGH, I should be allowed to contribute to an HSA.

  • @jennifermiller1508
    @jennifermiller1508 2 года назад +6

    I'm self-employed and use Christian Healthcare Ministries.

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey Jennifer, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

    • @hokie9910
      @hokie9910 28 дней назад

      I am looking at CHM as I may become self employed down the road. Are you happy with CHM and have you had to utilize their services?

  • @tearosita8869
    @tearosita8869 2 года назад +7

    Been thinking about this a lot recently, and google wasn’t helping. Thank you!

    • @stevenporter863
      @stevenporter863 2 года назад +1

      Not having insurance (or it being materially more expensive) is just one of the drawbacks of not working for a boss and a company. Nothing wrong either way but saying the knife cuts both ways - good with the bad.

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey Tea, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @jonhannula2022
    @jonhannula2022 2 года назад +2

    I'm so glad that I found this video, been praying for a wise decision as a single guy on long-term missions with YWAM . Thankful for honest information and realistic pricing, did not feel embarrassed but was able to start moving forward. Thank you Rachel for sharing. I have been listing to your dad, for over 8 years now!

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey Jon, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @AndrewKevin-o2x
    @AndrewKevin-o2x Год назад

    Found your post interesting to watch. I can't wait to see your new videos soon. Good Luck with the upcoming update. This RUclips channel is really very informative and effective.

  • @tylerbarnes209
    @tylerbarnes209 2 года назад +13

    Move to a country that actually valves it’s citizens?

  • @AislingBast
    @AislingBast 7 месяцев назад

    Thank you a lot for this video. This is very interesting and informative. Keep posting like those amazing videos, this is awesome.

  • @tegamicheal3222
    @tegamicheal3222 2 года назад +15

    ⚠️ *Stop* *wasting* *time* *and* *money* *on things that doesn't matter, invest it so you can have multiple streams of income*

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      @BIG_DREAM-pd6gb 2 года назад

      This season has been really great I’ve been making massive returns on my binary investment all thanks to my expert Mike Rodney

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      @winnerkent9491 2 года назад

      I also trade with Mike Rodney, his trade strategies helped me earn $18,500 after a successful investment of $2,500.

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      @mikerodney5581 2 года назад

      Having a strategy that ensures profit is the best you can do and that's not for novice, lost over $12k trading on my own

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      @ronaldchapman7379 2 года назад

      Having a strategy that ensures profit is the best you can do and that's not for novice, lost over $12k trading on my own

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      @bobbrown4998 2 года назад

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  • @MR3DDev
    @MR3DDev 2 года назад +2

    This is why I am waiting to become a citizen to go full freelance, you can't access the marketplace as a permanent resident.

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey Dev, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @cmg2143
    @cmg2143 4 месяца назад

    This video was informative. Thank you,

  • @ThaoTrangPhotography
    @ThaoTrangPhotography 2 года назад +2

    Rachel, can you please do more videos explaining about how health insurance work? Some terminology to be simplified please. Thankssss

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey Trang, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @andylee9973
    @andylee9973 5 месяцев назад

    Hi,
    Can I deduct my health insurance premiums with Cover California from my S Corporation payroll taxes?

  • @lauravan661
    @lauravan661 2 года назад +2

    Hi Rachel can you give me your thoughts on drop shipping as a side hustle? I was trying to find more info on it, but there is not a ton.

  • @CarolMcCormick-k8b
    @CarolMcCormick-k8b Год назад

    Great information! Thank you for breaking all this down.

  • @7Tcfisher
    @7Tcfisher 2 года назад +2

    You can also go with someone like myself a Health insurance agent that specializes in individuals/families/self employed/ small business owners. If you're relatively healthy and can be approved for these plans they offer low to no deductibles, nationwide PPO coverage that are tax deductible. Cheaper better and less of a headache in general.

  • @rachelmelendez9255
    @rachelmelendez9255 2 года назад +1

    Yes!!!! Thank you!!!!

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey Rachel, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @davidevans3175
    @davidevans3175 2 года назад +2

    A deeper dive into this video, it appears to be a commercial for Christian Healthcare Ministries and Ramsey Trusted Providers. Don't have confidence this is legitimate impartial info from an experienced pro.

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey David, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @jonathanarras1281
    @jonathanarras1281 2 года назад +6

    Hey thank god for Obamacare

    • @lukeav6097
      @lukeav6097 2 года назад

      she couldn'r say Obamacare

    • @sarahshanahan2222
      @sarahshanahan2222 2 года назад

      Interesting.. dave was furious when this program was created

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey Jonathan, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @ryanderrick2870
    @ryanderrick2870 2 года назад +1

    good info!

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey Ryan, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @listerinr
    @listerinr 2 года назад +13

    If you don't like having the government involved in your life, imagine having a religious group like christian ministries determining what healthcare costs they will cover.

    • @stevenporter863
      @stevenporter863 2 года назад +3

      Agreed, but that is what the options are someone chooses the independent contractor, etc route. Nothing wrong but it is part of the deal.

    • @kathryntubridypakenham2743
      @kathryntubridypakenham2743 2 года назад +5

      To me their slogan of “Christians sharing healthcare costs” just makes me think well why not share it with everyone by having universal healthcare? Universal is such a blessing

    • @listerinr
      @listerinr 2 года назад +1

      @@stevenporter863 I agree, but this "Christian" group is going to base what they cover on their personal religious beliefs regardless of the medical need.

    • @stevenporter863
      @stevenporter863 2 года назад +1

      @@listerinr True. The Christian Ministry plan just feels and sounds like a cult (although it isn't)😏

    • @terryhollinsworth6634
      @terryhollinsworth6634 2 года назад +1

      I like Obamacare it sets the standard

  • @GrahamBradley-mn8nt
    @GrahamBradley-mn8nt 6 месяцев назад

    wow!

  • @jacobchandter3434
    @jacobchandter3434 2 года назад +1

    wow

    • @combinedinsurancesolutions
      @combinedinsurancesolutions 2 года назад

      Hey Jacob, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @peteswenson6504
    @peteswenson6504 2 месяца назад

    dawg, this aint it.

  • @unnamedchannel1237
    @unnamedchannel1237 2 года назад

    She is attractive but kinda feel sorry for her husband cause it would be kind of like kissing half of dave Ramsey