FILIPINO UTANG - Getting a Loan In Small Town Philippines (Davao Province, Mindanao)
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- Опубликовано: 11 авг 2020
- GETTING A LOAN IN THE PHILIPPINES? Here there is something called "Utang" and on this day in Cateel, Davao Oriental... that is exactly what I needed to do.
Another raw day along the coast of Mindanao. We head into town to pick up supplies for our fence and lot. But, I didn't bring enough money! Yikes! Luckily, here in the Province it is common to do something called "Utang", or basically loaning. Utang is something you can see happening everyday here. It is basically getting whatever you need from a store, and then having to pay back in the future.
In this video, we also explore the new snack shop that just opened up in our Barangay!
and get a sneaky TAHOOOOO!!! :)
Power On!
*** FOR MORE STORIES AND ADVENTURES CHECK OUT MY FACEBOOK PAGE: #BecomingFilipino
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You reminded me, I need to pay my utang at the store again 🤣
Daot na!
Impas! Haha hi kumander! 😂
BayBay Store!
Kumander D Palautang🤣
@@juanmotovlogs3654 palautang 🤣🤣🤣
Was actually very lucky that "Utang" exists here. There is only one ATM in Cateel, and it was broken this morning. Utang provided on this day! :)
BecomingFilipino you are now a certified filipino Kulas, you have utang hehehe.. Power on👍🏽💙🇵🇭
Oh my God utangan naka Kulas!🤪🤪🤪
What!!! No Johndy's joke at the end of your vlog. Why?!😁😂
There's nothing wrong with Utang Kyle "Kulas" as long as you won't forget to pay for it😁😄Take care always😊💕
Better to withdraw enough next time buddy so that when those stuff happens like broken ATM then you have more than enough until it gets fixed lol.
The Philippines is so beautiful 😍
🤣🤣🤣firstime in my entire life seing a person being so happy because of having a utang!! Hahaha power on kulas..
the children in your back on that monument are blessed to have the wide space to run and play, they have no gadgets to play but they have awesome nature 👍🏻 Power on💪🏻
That is so Filipino 🤣🤣🤣 you’re learning how Filipinos will bend backwards to help other people.
It also means the community trust you... and you sincerely absorbing the sense of community in the country. Congratulations!
Yes indeed!
You know, there was one thing that stood out in my mind about staying in the mountain province that the natural environment caused a positive change in my daily routine. The 12 hrs of light and 12 hours of night. At first, to my surprise most people went to bed around 7:30 PM and most of the lights were out around 8:30 PM. So evidently I learned to go to bed when the locals did even though it seemed much too early for me. But you know what... Every morning I woke up feeling refreshed like I have never felt before at around 4:30-5:00 AM. And then shortly after waking up I could hear the Pandalesal guy down in the valley touting his horn, making he way up the mountain on his motor, delivering that tasty Pandalesal. About a half hour later he would stop right outside our door with fresh, warm Pandalesal... Yum! Two boys next door that became my little buddies soon learned that I liked to share my Pandalesal early in the morning before the sun came up and we would have what the Hobbits refer to first breakfast. Then around 7:00-7:30 AM was second breakfast which included more bread, rice, and coffee. What good memories those times where. :)
it is pandesal = pan (bread) de sal (with salt)
Good to know you enjoy your stay here at the Philippines. Damn, i can imagine the view and the quiet you experience ever morning that must be very very refreshing
Never been there and had no idea that it's nice there. Utang in small stores in the Philippines is just based on trust - a word of promise or word of honor to pay the loan. There are no legal documents to bind and record the loan. The store owners will just make notes for them to remember. It's a good system in a small community- kind of sharing and part of the culture. If you break your word of honor, trust and relationship will be hurt as well.
i remember my mom used to send me to our neighbors and friends for utang..she would send me a small pieces of paper noting how much we want to utang..and now im supporting my parents para dili na mangutang.. :D)
Good for: (papel) 😊
Pwd rin sa tindahan nyahaha lista sardinas, noodles, kapebar ibp 🤣
Utang is an honour system. You trust your debtor that he will pay in another day.
Great
You made my day Kulas! Actually, it's my birthday today.
Keep on inspiring people!🤩
Kulas don’t worry about having “utang” ...Everyone did it or have one..My family during our younger years we live throughout utang,bcuz my Mama was a single mother of 3 & we got good neighbors who lend my Mama money she paid them at the end of the month..You even paid your “utang” at the end of the day...Good for you!!!
" Utang " is fine as long as you pay when it's due.That's how you establish your credibility as a person with word of honor!
Yeah you’re right
Right, it's just like credit card, if you don't pay then you mess up your credit. then if you get a loan you will get a higher interest rate ( this is the case in the US).
Honestly sir kulas gwapo pala ni sir jondi at sir kumar!no joke as in u guys are good looking and ur friendship is real!
You have to bring that piece of paper when you pay the loan and have it counter signed and marked paid. That will serve as a receipt.
utang is somewhat like a normal style in the philippines because of culture. Filipinos are very understanding when it comes to being 'gipit' short of monetary needs.
Always waiting and watching new video. and support you. Kulas kumar and jundee nice bonding..super apir✋
That's pretty awesome you've met the artist of that monument.
He is really amazing!
Another 20 minute-worth of smiles and happiness.. ❤️ thank you guys!
Utang is part of Filipino life to get by and keep going and survive. Some have long lists and at the end of the week or month just pay it and you start again a new utang. I become popular in our village as each time they knock on my door for payment I'm always away.
I always watch the vlog of kulas,,AND I DON'T SKIP THE ADS,it will help
Cateel The Next Siargao! Thank to Kulas and team!!! MABUHAY
It’s funny that you experienced the typical Filipino way to have “utang”! That adds to you “becoming Filipino ! I actually did the same thing when I was vacationing in Camiguin. I had to utang my lunch from the small cafeteria nearby the place I stayed cause I ran out of Pesos and the owner trusted me. Only in the Philippines! 😉♥️
Sari sari stores are really a big help. You can really make "utang" and pay when you're already capable. That's how filipinos help each other.
Utang and Food Trip is life 😊👍💕
If we strive to understand another person's struggles, we are more likely to empathize rather than to criticize. Love Cateel! 💕🌴😊
Agreed. Understanding is key
That goes to show that the local folks of Cateel trust you, Kumar and Jon D.
Power on with lots of good vibes.
That's a good and great sign that you are indeed Becoming FiLipino 🤓🤭 Sometimes it is fun that way bcuz it proved one thing, KuLas is a Superman in Honesty. I Like that, KuLas bcuz of Your sincerity, the Möre FiLipinos wiLL LoVe Your Being True that soften Our Hearts On KuLas 🤩🥰 You hit the naiL right on the head. Stay Safe😷
you and your gang are growing on me, you, finn and bret are the good vloggers for me. thanks man
Its okay to have utang Kulas,!!! What's important is we have to pay and be thankful,, Amping diha!!! Apir!😍😍😍
I'm becoming fan of yours.,bcoz of your very good character towards all my kababayan. My GOD be with you always, bro.
Haha .. now experiencing "utang" or borrowing money or making a loan in our friendly people.. you have really become a Filipino ..
So happy ro be back watching you. More power to your lovely vlog!!!
Im always looking forward for your vlog.. It makes me smile specially when im at my down moment. And weird thing, everytime your videos end, it makes me sad cause i want it longer or if possible no ending stories😁. It's fun and adventure seeing you guys, You, Kumar, Johndy, Kumander Daot, your Cateel family, Bret and Boding and the rest of the fighter boys!! Salamuch!! For sharing your videos!! Stay safe to all of you guys!! 👍🏻❤️🙏🏻
You’re a true Filipino now with your utang! I never saw anyone in the Phil. so happy that has utang except u!
What a peaceful and beautiful sunset. Big fan of your videos because you are so respectful and grateful to be in Phil...........
Moangay gyud ko sa imong vlog Kay versatile, fun and very creative in your ideas. You have very interesting topics each day😊👍❤️
Goodmorning Kulas! You're on time. Im about to eat my breakfast and your video is here. It was a daily routine to have your videos along with my breakfast. Power On! 😊💪♥️
the only person so happy to have his 1st utang😅 u just gave me a good laugh this morning kulas😅 thanks for the good vibes👊❤
Same... pgkabasa ko palang ng title natawa na agad ako🤣
Hello Kulas! Shoutout naman jan! Kudos to all 51talk Home-based teachers. Teacher Christina Holm here.
Another wonderful day in cateel,. becoming a part of this town, and i love it,. thanks kylle, and the gang Godbless
So happy to see my Uncle & Auntie in the video😀 the one you made your 1st utang with 😁🤪
Thank you Kulas for showing the typhoon Pablo monument. It reminded us how strong we are. We lost our house & my siblings' houses too during that typhoon, but most importantly, we lost our relative & trusted caretaker. He saved the kalabaw but lost his life instead.
Life goes on, gained experiences & coping with our losses. Power On!
Kulas, now you are truly becoming a Filipino because now you learn how to make utang. Just keep safe and be happy always.
Always positive thoughts ! Power on !
She never even has irate to say Yes when you ask for UTANG ! Wow Amazing and God bless her . And also lami diay ikaon ug UTANG ....hahaha ... KUMAR and I think the same .
Love the place... I wish I could visit Cateel soon and meet Kyle, Kumander, Jondie and Kumar. Very serene and peaceful place.
UTANG IS NOT BAD AS LONG AS YOU PAY IT ON TIME. KULAS YOU'RE JUST HONEST AND GOOD LUCK , STAY SAFE AND HEALTHY. REGARDS TO MAMA ROSE AND THE GANG. STAY SAFE.
our home is 20 mins from cateel, seems like your enjoying the town that made us happy also everytime we watched your videos. Keep it up and more good luck...
Power on! 😊 So happy can watch you everyday😊
SMILE :)
Power on!Good morning Kulas...so happy watching your vlog today.keep safe
Thank you again kulas for your vlogs for the day. Amping!!!
You guys are in a very friendly area with lots of natural way to explore.
Here in Central Florida, I get to enjoy a lot too. Hopefully you and kumar will be able to visit one day.
So hilarious seeing someone very happy to have "utang" loaned from someone😁😁😁😁 power on kulas n friends!!
Kulas utang is good as long as you pay on the date you promised to pay. That's part of pinoy culture. Mabuhay ka kulas!
This video is hilarious and entertaining. Hi Kulas and the gang 👋
Your property is coming along so well. Can’t wait to see more developments to the end. Thanks Kyle for sharing. What a beautiful place. I’m jealous but of course happy for you and Kumar.
I love you all keep it up.. the spirit of common Filipinos is very much living through you and because you are doing this using videos, this spirit will echo through years.. salute to you guys GOD bless you all
Happy to see you guys sharing a strong friendship. Nice one kulas, kabalo na ka mangutang. Thanks to jandee , ana diay secrete kung mag buy “taho”.
Mura pod ko naka soroy sa cateel, nice video and salamat guys!
Goodmorning kulas.. Power on.. Start a day with your good vibes.
Salamat kay maaga ka ng upload ng video mo... Power on
The friendship you have made.wonderful...
Yes Sir Kulas..utang is ok..its an amazing support when cash is not yet available.."UTANGpamore"just be happy Sir Khyle..
Don’t get used to it! Lol! I’m watching from Reno Nevada , I’m originally from Baganga, I’m building a house there so when the COVID19 is over , I’m going to Baganga for a vacation, hope to meet you ! Been watching your vlog daily but my first comment
You are amazing you even look back of what the history asround your area mentioning the people of what happen when they incounter desaster you given them respect thats what who kind you are as a person amping kamo diha.
Kulas in the provinces UTANG is okay, pa lista then pay later, that's good. There is also UTANG kalimot or UTANG never paid, listed in air gone with the wind, that's BAD CREDIT. Kulas looked a bit embarrassed to eat the food of UTANG. LOL..No Joke of the day today from Johndy? I see it's Johndy's game of the day. my brothers and I used to play that while we sit high up on the aratiles tree..LOL..
Another inspiring video to beef up my day. Thank you Kulas. Your property has been extended to the Pacific ocean. :) :)
stay safe kulas !
Kulas
You are amazing, have adapted to our island life style . Your personality shines wherever you go. Stay safe , say hello to mama Rose and your friends. God bless.
Another successful day for the legends. Power on!
Utang Kalimutan!!🇮🇪🇵🇭😉
Greetings from Ireland!!
Congratulations on acquiring you own little spot in the Philippines meaning you are home!!
God Bless and continue doing what your doing dahil kaming mga nasa labas ng bansa ay parang at home na rin every time I watch your videos thank you...
Yes! Early notif! Excited always to see a new vid up! Good morning guys!🌄🌅
SMILE!!!! :)
@@BecomingFilipino yup! Your vids always make us smile! Continue to spoil us with almost daily vids Kulas..😊
you got one awesome place there dude! GANDA! God Bless you KULAS! Keep Safe!
Kumander doat has a lovely personality
I hope his channel grows 🙏🏻
You had a very great show..very interesting..you shown us how filipinos are surviving in this time of pandemica and as i watched your show its so refreshing to the mind and soul..it inspired us.bsan pobre o datu.ang kalipay nga gibati pareho lng...goodluck ug dghan salamat..
Muchas gracias.
Kudos for paying your utang at the end of the day. I, too, am not comfortable with the idea that you owe somebody something. Since it cannot be avoided though, i do try to settle loans as soon as possible. Love kumar's kungfu pose at the sea wall. also johndy's kungfu technique of getting rid of bugs. Filipino humor is lit.
SMILE!! Humor rules
@@BecomingFilipino thanks for the heart again. Btw, tie your hair in a man bun. I think therine tied your hair once and you looked good.
Super laugh 😂 Kulas! That’s life in case of emergency... break the rules! Woooooohooooo! Amping lang!
Always happy vibes, I love your vlogs, always informative, and full of feel-good vibes, great tunes, always uplifting, thank you for sharing
I envy your life guys! Your friendship is genuine! Keep it that way guys. Kulas & the rest is an inspiration. You have a beautiful place. Fresh foods, fresh fish, fresh air & the seaside is so clean.👍👍👍I wish I can go there.Take care guys, look after each other like what you do now!😘
Hi Kyle, I watched this on the day you posted it and this is going to be my first ever comment on RUclips. More specifically, utang means buying things on credit (instead of getting a loan) with a promise to pay at a later time. I haven't read the comments to check if somebody already mentioned that. I'm glad you are enjoying the Philippines. I was born in Jolo, Sulu, but now living in California.
True. Utang is common anywhere... Small to big utang..
Brad your place is so beautiful and peaceful you lucky to have a property in that place
I miss driving to small towns and just admiring the trees along the road..i miss looking out my window as I pass through the beaches here in the towns of Cebu...😩
#utang always saves us, as long as u will settle it on time , as long people trust you, Power On ... its morning habit @7am checking notif frm dis page , last sunday i keep on scrolling this page and awww there is no update ,, so i just watched previous fighter boys adventure i enjoyed it ... thank u kulas ...
Have a great day Liza!
wow!!! Kulas.... favorite jud ang tahooooo😀😍😍
Aww! They treat you like one of them Kulas. Isn't that nice❤️💕😊this a true Pinoy culture😊
That's indeed a beautiful monument❤️ and good job for trying to be ECO friendly❤️❤️❤️❤️❤️❤️❤️❤️ manang Maria here is all about Non-GMOs and Eco friendly🌏
Kulas, you are killing me with laughter this morning. I am bit lousy today because I have my "clean 9 program"-it's cleansing my body and it is a strict diet as well so I am really grumpy but watching this video, I suddenly become so happy. I love you all guys. I remember Mike because of that utang, bring Mike next time. Power on!
Thanks for being part of the good vibes. Hope you power through your program
3:24... AGREE to kumar..... LAMI jud basta utang.... (ug libre), hehehe
utang pa more 😁 mao na dha! 😊 god bless u kulas, amping.. power on 💪 ayaw kalimot bayad sa utang 😂✌️
Power On Kulas. Your first ever Utang. Smile 😊
Yes, UTANG helped me through college and at the same time paying off the monthly utilities. With 2 or more children going to school in the family, it is inevitable. Probably 80 to 90% of Pinoys have been going through this until now. Kudos to my parents who are "madiskarte". They always find someone who can help us. We survived because of that. I am surprised, you shared this to us coz it is something we would like to keep to ourselves (trying to survive at the same time "saving our face" from others). Thank you for this segment. It reminded me that without generous friends and relatives, we will not have survived growing up.
Hello Kulas! There’s a Bisdak saying that goes, “Inig utang, lipay-lipay, inig bayad, likay-likay dayun ma TY”.
What's the translation?
Hahahah Mao jud, naa pa jud tawon wala kabayad nako.
😆😆😆
😂😂😂😂😂😂
@@marktwain3387 borrow money, happy happy..pay, evade-evade..
Yes we do "utang", too, if we run out of cash .
Yes, 'utang' is common in the Philippines and part of the culture. It is bad, when people are not responsible enough to pay their "utang,' and when it becomes a habit. You"ll get by because sometimes it is unavoidable but be responsible and honest. Another thing I like about your vlog is the trivia or facts you share about the place where you are. A look into the history of the place. Cool! Be responsible and settle your 'utang' and do not make it into a habit. Thank you and Power On!
You 're so cool. I subscribed your channel as I enjoyed the first time i had watched your video. Stay cool and safe. Just enjoy your stay and make the most out of it.
Makatawa man ta ninyo Kulas,Kumar ug Jandee mga kalog gyud hay mga bisaya buangon sad usahay.Na miss na gyud namo buhay probinsya tawon kanindot ba mouli na oi.❤️❤️❤️👍👍👍
Nu way Lord those beaches really nice 💟💟
Thanks for sharing kyle!!💞😃
Brilliant! Common in the Philippines for everyday folk but I've never seen non-natives asking for utang... had me chuckling all day. You're becoming more filipino than me everyday.
Kulas/Kyle, Keep up that humble n courteous personality (your “amping”; “kumusta”; “salamat”; “ate/kuya”) or your simple “lowly/down to earth” gestures; makes/keeps/define your GREAT PERSONALITY!👌👏you’re a remarkable model to Filipinos n a Foreign National in our simple/3rd world country. Power On!🙏😊😇
Yeyy one if the first!!
Hahaha at UTANG” pinas style . Hahaha 😂 What a very nice place , enjoy Kulas and the gangs , ❤️hahaha count how many cars 🚗 bikes 🏍 on the road , watching from japan 🇯🇵 oi kalami sang foods Mayo ngawon Kulas Jondee Kumar .Stay safe Godbless everyone ❤️
3:47... PIRMA na si kulas sa "bale", hehehe
first utang, yay! Congratulations,,, you earned it 😁😁😁
I know a person who had a carinderia in Mandaluyong and her name is Olivia. She runs the place strictly in cash so she was better known as "OLIVIA NO UTANG DYAN", a play on "Olivia Newton John".
hahahah what a name!
Nice one :) : ) : ) : ):)