I begged my Daddy to cosign with me when I was like 18 for this black 300z. He refused and instead hooked me up with the family's '95 Aerostar van, that had a loose belt so it always sounded like birds whistling and harmonizing under the hood together...LOUDLY. 😭 I swore back then that when I became a Mom, I would NEVER humiliate my children with an awful car!! Having said this, we just bought a street-legal Golf Cart today and I've already told our oldest son (13) that when he starts to drive, he'll be driving in the Golf Cart.🤣 Worst part? IT'S PINK. (We bought it for his sisters).
Had a customer yesterday with a 400 credit score. We got him approve for Chevy Silverado 2015, I asked him for 3k down and he said it was too much. 🤦♂️🤦♂️🤦♂️
@@rambozzle4706 i cant because just checking is another 5 point hit on credit.. i cant afford that unless i know for sure. My credit is 526. Just looking for opinions. For lets say a 2014 tundra. About 150k miles. Private, non official dealership like toyota.
@@dbdnrbdb here’s something to do to bring your credit score up 1. Send me your cash app….jk, I hate those fuckers. Real talk, go to your bank and take out a small personal loan ($250 to $1000). Don’t spend the money, not one cent. Pay the bank back in a few months(6-9 months) with their own money and a few your dollars and your score will go up. Repeat often but only take small amounts until you feel comfortable with larger amounts. 🗣DONT SPEND THE MONEY.
I used to sell cars for a little while. Do the customer with bad credit but makes money, I remember I sold a car to a young guy who’s credit score was 570 across all three credit bureau’s but he made $88k a year. I sold him the car and in 5 months he came back to me with the title in hand car paid off and wanted another car. 😂😂😂
This is why we need personal finance classes in highschools (so long as the financial system is structured this way). 😁 Some kids hit age 18 without even thinking about their credit score, interest rates, and how that'll impact their financial deals.
@@sachidb3350 Well, yeah, duh. It's like how we can Google the order of operations, but we still take math classes as kids for algebra so we can actually drill it into our skill set since it's important for us to know basics of math. Personal finances is also important and not everything about personal finances can be learned in a "quick Google search." Plus, I'd highly recommend it in America since a lot of Americans tend to have personal finance issues.
@@gbioabngd 'And the point is still invalid because it doesn't work statistically. The whole method is just a waste of time, money, resources, and it's more traumatizing and embarrassing for the kids.
@@pointless132 Well, growing up I noticed there were kids who would push themselves in school and get good grades, meanwhile others weren't motivated. Kid aren't all the same and they all have their own reasons. Some kid in a class can get A's while another isn't really paying attention. As for kids who don't pay attention in class, usually there's something going on back at home, something with their mentality, motivation, or emotions, and that should be handled by the parents in the best possible way, even if it means reaching out for help. Kids could really grow from a little extra attention and if they need professionals to talk to, then that might need to happen. Work ethics and grades is just the surface... It's much deeper than that for some. I do still think that personal finance is important for kids to be educated on. Economics class isn't one of those mandatory classes, and it isn't exactly the same as personal finance. If I remember correctly, it's extracurricular, so not all kids are educated on economics even.
"Once again you are giving kids too much credit. When I was young, all I wanted to do was play videogames." @@pointless132 Ok, you're one person. Like I said, you aren't all other kids, and kids are all different. My best friends in highschool got good grades and one even got into AP algebra classes, yet we were going to the same school, with the same teachers. It's different for all kids. What part of that don't you understand? Y'know, I think you're *projecting* too much. What I mean by that is you're projecting your experience and feelings as a kid onto other kids these days with a generalized attitude, without acknowledging the fact that they're not all like you and some are motivated to get money, and know what to do with it and how to handle it. That's what personal finances is about. 💲💰 Again, *they're not all like you.* 😬 I'm not even gonna read the rest of this because it seems like me arguing with generalized statements is a waste of time.
you got to peep the the way his body functions between the low credit and high credit videos. when the credit is low, feels like an old Man and he can barely bend at the knees when it's good. he's jumping for joy 😂😂😂
that's the wildest thing to me. Having bad credit just means you end up having to pay way more, usually with higher monthlies and multiple refinances, meaning your credit gets worse even though you're paying more than someone with better credit would be.
Well, yeah, people with bad credit have bad credit for a reason. They have charge offs or repos on their report... First time buyers have no history to go off of so they're also a high risk. Banks give higher APRs to offset the risk of a person not paying their payments. People with great history aren't a high risk, so they don't need to offset the chances of not getting paid with a high APR
![[Special Clip] ATEEZ(에이티즈) 홍중 'Why Do You Love'](http://i.ytimg.com/vi/I6XYXQKN_pY/mqdefault.jpg)
Don't forget to Subscribe🙏
Tito you're gonna make it
Lowkey 🤣
Should post a vid about how 85% aren't subscribed and can't get no hellcat lol
"So we can get you in a car today.."
"Hellcat, right?"
"Hell no" 🤣🤣🤣
😭😭😭😭😭
Huh?
HMM?
@Chad ok karen
@Chad its actually “ hell naw “ if you’re gonna be lame and correct someone , at least do it right you bi*tch made wuss
Lies again? Bet Clic
That 300ZX be clean as hell with the 30% APR 🤣
Z chassis the best
Truuuuu id take that over a hellcat
At 30% APR?👀
@@Laserduckyz 😬 I mean I respect it. But that is a bit much over a Hellcat
I’ll take the z over the hellcat haha
Timmy: "So you happen to know what my interest rate will be?"
F&I: "Yes. I can roll you at 0% with 100% down."
😂🤣
😂
My manager said yesterday “he’s going to have to put down $15k and look for a $10-15k car” lol
Lmaoooo
he so broke they question his cash
I love how all his customers come in to purchase a hellcat red key 😂
Ghetto ass people trying to get a shit car
That or a scat pack
Hell yeah
Bcuz it’s the most irresponsible car u can BUY LoL…great car tho, fast asf!
@@Brew1dCity uses up so much Gas I thought there was a hole in my gas tank
I spit my drink when he said "Do you have any paystub?" And he said "I can make some." 🤣
Facts.
What's a paystub?
@@Sohelanthropus What you get after working for a company. Where are you from?
That part hit me hard.
And I'm the credit analyst at my job
And if you notice his face became sus once he said that. Cuz that's sus af 🤨
The facial expressions 😂
Kills me every time 😂
Exactly
🤭🤭
😂 exactly
I'd actually rather have the 300ZX anyway lol.
Not at no 30% APR
Shit probably salvage title and auto.
Yoo saaame
Absolutely
Why tho?? We talking bout a cat daddy!
Sounds like he needs a Dodge Neon and you can spray paint the key red. LOL
^ Best comment! 🤣
😂😂😂😂
OH. MY. WORD. 🤣🤣🤣😭☠️
Do they even still make the Neons?? If not, my guy could definitely hook Timmy up with a Dodge Dart.
@@housewifeuntilheaven1593They don't make either now. Both were unreliable garbage vehicles. 😂
@@thundergato84I've had two neons, and now I drive a dart. Why you gotta attack me. Ha.
That disappearing run is to slick for me !!!
🤣😂🤣😂🤣😂🤣😂
🏃🏃🏃🏃🏃🏃
breaks me everytime
That 300 Z has always been my dream car since I was a teen. Still looks badass decades later.
I begged my Daddy to cosign with me when I was like 18 for this black 300z. He refused and instead hooked me up with the family's '95 Aerostar van, that had a loose belt so it always sounded like birds whistling and harmonizing under the hood together...LOUDLY. 😭 I swore back then that when I became a Mom, I would NEVER humiliate my children with an awful car!! Having said this, we just bought a street-legal Golf Cart today and I've already told our oldest son (13) that when he starts to drive, he'll be driving in the Golf Cart.🤣 Worst part? IT'S PINK. (We bought it for his sisters).
GET PREQUALIFIED WITH A BANK BEFORE YOU HIT THE DEALERSHIP 🗣😂😂
Or if you actually have good credit domt gotta worry I walk in and they let me take it home see if I like it I’m not rich just never missed a bill
@@BillyBob-im7og or just pay it cash if you really have it like that
@@BillyBob-im7og
Even better, just buy cash
@@BillyBob-im7og Well I'm not an idiot so I go through the bank
The run off after the finesse tho 🤣🤣🤣🤣🤣🤣
I love how every time he sees some hope it's followed by utter disappointment. 😂😂
That blown away look when dude said "Hell Cat red key"😆...then at the end when he frolics away like a fawn in the meadows🤣
I need a video of what happens when a customer has perfect finances but is cheap/indecisive on buying a car lol
Me😅😅
@@Qweenk23 me on the cheap part :/
@@christians131 me rn
"That costs a little, maybe a lot less" 😂😂
hey he got him a 300z, put some big twins on it and it will take on everyone lol
Better than nothing I suppose 🤣
I'll take the 300Z over the current model..
Str8 fax
Had a customer yesterday with a 400 credit score. We got him approve for Chevy Silverado 2015, I asked him for 3k down and he said it was too much.
🤦♂️🤦♂️🤦♂️
Can i get approved with 500 and a repo with like 5k down? Does that sound realistic bro. In general.
@@dbdnrbdb depending where you go and how they work. 5,000 does sound realistic, it might be less depending on what vehicle you’re looking for.
@@dbdnrbdb bro why you asking in youtube comments go ask your car dealer instead
@@rambozzle4706 i cant because just checking is another 5 point hit on credit.. i cant afford that unless i know for sure. My credit is 526. Just looking for opinions. For lets say a 2014 tundra. About 150k miles. Private, non official dealership like toyota.
@@dbdnrbdb here’s something to do to bring your credit score up
1. Send me your cash app….jk, I hate those fuckers. Real talk, go to your bank and take out a small personal loan ($250 to $1000). Don’t spend the money, not one cent. Pay the bank back in a few months(6-9 months) with their own money and a few your dollars and your score will go up. Repeat often but only take small amounts until you feel comfortable with larger amounts. 🗣DONT SPEND THE MONEY.
People who actually think that the interest rate is higher the better 😂
No one thinks that lmao but anyone who does is not paying off that car
Higher interest rate means it’s more interesting duh
@@raydead2670 Probably why this fictional character's credit is so bad.
@@OrganicDolphin Ya the higher it is, the more people are interested in getting it.
That run 😂🤣🤣🤣
That run he does kills me every time 💀😂
Why is it so funny?
A 300ZX is not that bad…until you factor in the interest 💀💀
Highest the state allows
It's the run 🏃♀️ for me at the end. "Where'd he go!"🤣 🤣 🤣
I love your expressions you make throughout the video, they kill me .
If a salesman ever looked at me like that I would be deceased
That run always gets me man 🤣
Boy you funny ash😂😂
That hellcat right? Hellnah
Omgggg that look he gave him at 20 seconds in🤣🤣🤣🤣
He still got a 300zx tho
“A little , MAYBE A LOT LESS “ had me
Hellcat “red key” is about the stupidest thing I’ve ever heard
When he said I can go make some pay stubs 🤣🤣 I know plenty of niggas who did that 🤣🤣
The higher the better 🤣🤣🤣🤣
His faces be having me dead
That hellcat right? Hell NO! 🤣
I used to sell cars for a little while. Do the customer with bad credit but makes money, I remember I sold a car to a young guy who’s credit score was 570 across all three credit bureau’s but he made $88k a year. I sold him the car and in 5 months he came back to me with the title in hand car paid off and wanted another car. 😂😂😂
Loved reading this!
He got you in a 300zx, you should be greatful😤🤣
Grateful
0:18 haha man that look was epic
Big tech is censoring truckers and farmers in Ottawa Canada. Love the vid's Tito
“A lil, maybe a LOT less” 😂
That dealer ship not even gonna get the first payment
We gone see if you been paying them folks back like you said 🤣🤣🤣 He says shit we are all thinking During the credit app
“A little...maybe a lot less” 😭
What would be better is if he put him in a challenger with the hellcat badges/stickers and then he turns it on and it’s a V6 😂😂😂
This video was funny as Hell! It motivated me to Keep my credit score Up! Lol!🤣🤣😆😆
See that run he was doing just killed me 🤣😂👌
Lol he should have handed him a real cat.. 😂
The hellcat? Hell no 🤣
The facial expressions always get me HAHA
That you Tito. I was diagnosed with HIV and Hep C and your videos have brought the light back into my life :)
watching your videos makes me happy😂😂
Him bracing after every question 😂😂
“Red key” lol that sht kills me
The face responses tho
😂😂Do one that’s like “ when the customer have no credit but they have a good job and down payment “
Lmaooo those facial expressions
Yeaa imagine a car sells man showing me one of my favorite cars after saying I got bad credit 😂😂
Shiiii I’ll take that 300z over a hellcat anyday 😂
Hell yeah better than goin broke with that Hellkitty brand with interest maintenance high insurance and high quality gasoline ⛽️ pumped 3x a week😐
Dude I found you on Facebook, I just love your videos! Your facial expressions are priceless 🤣 😭
300ZX probably an upgrade let's be honest
Fool said the higher the better 😂😂
HAAAAAAAAAAAAAAAAA!!!!! That run kills me!!!! 😂😂😂😂😂
00:41 did he just call him Houdini right there? 😂
Ah yes, the legal way to scam people... high interest rates.
I'm dying in that interest rate the higher the better 😄 🤣 🤣🤣🤣🤣
This is why we need personal finance classes in highschools (so long as the financial system is structured this way). 😁
Some kids hit age 18 without even thinking about their credit score, interest rates, and how that'll impact their financial deals.
a quick google search is all you need for information like that
@@sachidb3350 Well, yeah, duh. It's like how we can Google the order of operations, but we still take math classes as kids for algebra so we can actually drill it into our skill set since it's important for us to know basics of math. Personal finances is also important and not everything about personal finances can be learned in a "quick Google search."
Plus, I'd highly recommend it in America since a lot of Americans tend to have personal finance issues.
@@gbioabngd 'And the point is still invalid because it doesn't work statistically. The whole method is just a waste of time, money, resources, and it's more traumatizing and embarrassing for the kids.
@@pointless132 Well, growing up I noticed there were kids who would push themselves in school and get good grades, meanwhile others weren't motivated. Kid aren't all the same and they all have their own reasons. Some kid in a class can get A's while another isn't really paying attention. As for kids who don't pay attention in class, usually there's something going on back at home, something with their mentality, motivation, or emotions, and that should be handled by the parents in the best possible way, even if it means reaching out for help. Kids could really grow from a little extra attention and if they need professionals to talk to, then that might need to happen. Work ethics and grades is just the surface... It's much deeper than that for some.
I do still think that personal finance is important for kids to be educated on. Economics class isn't one of those mandatory classes, and it isn't exactly the same as personal finance. If I remember correctly, it's extracurricular, so not all kids are educated on economics even.
"Once again you are giving kids too much credit. When I was young, all I wanted to do was play videogames." @@pointless132
Ok, you're one person. Like I said, you aren't all other kids, and kids are all different. My best friends in highschool got good grades and one even got into AP algebra classes, yet we were going to the same school, with the same teachers. It's different for all kids. What part of that don't you understand?
Y'know, I think you're *projecting* too much. What I mean by that is you're projecting your experience and feelings as a kid onto other kids these days with a generalized attitude, without acknowledging the fact that they're not all like you and some are motivated to get money, and know what to do with it and how to handle it. That's what personal finances is about. 💲💰 Again, *they're not all like you.* 😬
I'm not even gonna read the rest of this because it seems like me arguing with generalized statements is a waste of time.
man left him some junk and ran off! hahaha
“Hell cat…hell naw”😂😂😂
His face be killing me 😂😂😂🤣🤣
Something about when them salesman come back any they clicking the pen 🖊!!🤣🤣🤣🤣🤣🤣
mah boy never fails 😂
I can't wait for you to be famous bro. Keep grinding homie
Some would say it’s even better if you tune it right😂😂😂
bad credit= bad customer- a wise man once told me
They be hell bent on getting the most expensive car on the lot or right out the show room😩🤣🤣😭
Keep it up brother keep me laughing 😂
The salesman is supposed to wait until after the sun goes down before you give them the car.
The dealership game is a tug of war… your credit is your muscle for the most part lol
Lmao the “hell nah” got me.
you got to peep the the way his body functions between the low credit and high credit videos. when the credit is low, feels like an old Man and he can barely bend at the knees when it's good. he's jumping for joy 😂😂😂
Shiittttt I'll take that 300 anyways lol
Got to pull them credit up
These expressions are harlarious!
The looks are just on point i dont think anyone could do it as well
*That run off got me😂😂😂😂*
“Hell cat?”
“Hell naw”
🤣🤣🤣🤣
You have your pay stubs with you? “Yeah, I can go make them” 😂
"A little maybe a lot less..." 🤣😂😅
Oh yeah the Hellcat right?
HellNAW
Huh? 😂😂😂😂
Bring our carrr bakkkk 😂😂
dang, my guy can't even get in a dodge dart
The higher the rate, the better 🤣
that's the wildest thing to me. Having bad credit just means you end up having to pay way more, usually with higher monthlies and multiple refinances, meaning your credit gets worse even though you're paying more than someone with better credit would be.
Well, yeah, people with bad credit have bad credit for a reason. They have charge offs or repos on their report... First time buyers have no history to go off of so they're also a high risk. Banks give higher APRs to offset the risk of a person not paying their payments. People with great history aren't a high risk, so they don't need to offset the chances of not getting paid with a high APR
"That's not no Hellcat"
Definitely talks like someone with bad credit
why you do the 300ZX Like that tho that thing sick asf
the way that he runs away xD
That car fye tho😂🤷🏾
The pen click + the run = memes for dayz
There it goes right there 😂😂