The NEW Wells Fargo Credit Card Lineup (Better Than Chase?)
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- Опубликовано: 5 июл 2024
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Hey guys, in this livestream, @TheCreditFrog and I discussed the NEW Wells Fargo credit cards LIVE! Wells Fargo has recently released the Wells Fargo Autograph Journey and Wells Fargo Signify Business Cash cards to compete with the other top lenders in the space. We not only reviewed each of the new cards, but we discussed exactly how they combine most optimally, compared the new Wells Fargo setup vs. the Chase Trifecta, evaluated whether or not we'll be applying for these cards, and much more. If you've been wondering if the new Wells Fargo credit cards are worth it, whether or not the Wells Fargo Autograph Journey is truly a Chase Sapphire Preferred killer, or anything similar, you're in the right place.
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📚 Chapters:
00:00 The Gameplan
00:47 Autograph Journey: Welcome Offer & Earning Categories
03:16 Who Is The Wells Fargo Autograph Journey For?
07:30 Autograph Journey: Additional Benefits
09:07 How I Choose What Card To Use Where
10:27 Autograph Journey vs. Chase Sapphire Preferred
14:46 Comparing Transfer Partners
17:30 Signify Business Cash: Welcome Offer & Earning Categories
20:13 Signify Business Cash: Secret Terms & Conditions
22:25 Signify Business Cash: Priority Pass Access
24:30 Which Card Has The BEST Airport Lounge Access?
26:30 The New Wells Fargo Lineup
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#wellsfargo #newcreditcards #creditcards
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Looking forward to seeing what new things WF will be coming up with in the pipeline! These cards are ok, but there's certainly a lot more work to do if WF wants to be competitive with the big players. Was fun doing this impromptu live stream with you Spencer 👍!
Same here man! Hopefully they bring in some partners that give them a competitive advantage soon. I had a blast in this live man.. excited to do more! 👊🏼
Just now got around to watching this! Thanks for the cameo, Stan & Spencer!!! 😎🤓😎🚗
Absolutely man! You're killing it!
Who do you have your hysa with?
Thanks for the info + video!
Thanks for watching Jimmy!
The autograph journey has a much better signup bonus that more than pays for the AF in year 1. Can't understand recommending regular autograph over it. Get the journey and try to product change to the autograph after 1 year.
I have always thought of the Autograph as more of a Savor/Premier competitor and that the multiple 3x category card was a space Chase was staying out of.
That's a good way to look at it!
I think The Wells Fargo business essential and elite are just the old Wells Fargo visa business cards converted over to a Mastercard. My old Wells Fargo business visa is now the essential.
Thanks for the DP! Hopefully they'll revamp those with the release of this new business card. We'll see though!
Digging the longer videos. 👍
Love to hear it!!
totally agree on the lack of transfer partners for me to want to start yet another ecosystem. While I have the itch to add more cards and have some work spend soon that could get me a new welcome offer, I am kind of in a nice setup right now that covers the majority of my needs with my 13 current cards. Grocery is my only gap right now which currently goes to my Hilton Surpass.
Hopefully they add some more partners soon! But I'm in the same boat as you where I really don't need any more cards right now, but for the welcome offers over time I plan on adding the WF cards and who knows, maybe I'll start using them more at that point.
Solid cards, I was denied for the WF Business Signify for too many inquiries hahahaha. Earlier before I was approved for an Amex Business Gold lol, WF is strict and at the end of the day for folks with a collection of cards an easy pass. We know who want’s folks business and is relationship based, Amex is the Cadillac every card strives to be. ✊💳
You win some you lose some I guess. At least you gave it a shot! And I get where you're coming from with Amex, but we've seen them be less loving than they used to be in the past year or so, so it could be time for someone else to come in and earn that reputation!
No foreign fees on both earning cards, and 3X Travel ...WF. Autograph & Journey.
Just give me a few more Transfer Partners... I know you will.
Can we get a video on the Amex Cobalt?
I've heard good things about the card, but since it's a Canadian card it's not one that my audience relates to super heavily considering my audience is about 80% based in the US. If you have questions on it, feel free to DM me on IG and I could look into it for you!
I checked in their terms and conditions and they dont cover lost phones, only damaged or stolen phones
Or "involuntary parting" so if you drop it off the balcony it should be eligible
@@Adiscretefirm but in that case it would be a damaged phone so yeah it would be covered
@@grogu_2003 depending on where it lands it may not be recoverable, in a tree, into water, etc
The "involuntary parting" section is what other cell phone insurances don't usually cover, so that's the coverage for lost phones we were discussing.
Man i love you
💜
First part 3
Hahah love it 🥉
👍🏻
🫡
First
Big time race on this one. Good work brotha 👑
First 👀
Sorry CJ, better luck next time 😅
@@AhmadKhwajazada you’re disqualified 🤷🏾♂️ 😅
Close one brotha! 🥈
Chase still has better transfer partners.
Imo Chase is carried by Hyatt
That's definitely true for the way I travel! It's all based on preference of course.
I'll be honest, you sound pretty biased and I wont even say towards which one. I dont even think I have to say it.
Ppl sleep on citi transfer partner Choice hotels 2:1
1:2
Getting 2 Choice points for every Citi point is definitely one of their competitive advantages!
@@SpencerJohnsonOfficial I wonder why more creators don’t talk about it. Could be a good alternative to Hyatt. In a way, they both yield 2cpp.
I just got an email giving me an extra 1.5x on my freedom unlimited for gas for the 2nd qtr.
That's awesome!!
Just can't bring myself to do business with Wells Fargo. I don't believe this company has improved their ethics.
Honestly if you think any bank has ethics then please just don’t
@@theholt2ic219 I suppose it's a spectrum to some extent.
? This is just a replay?
Did you not watch the first 40. Seconds of the video
It's a more condensed version of the live cutting out all of the questions/topics we covered outside of the WF cards as explained in the intro!
I have to listen to 30 minutes of BS to compare a couple of cards. These guys are the masters of BS.