You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I prav that anvone who reads this will be successful in life.
YES!!! That's exactly her name (stephanie anne) so many people have recommended highly about her and am just starting with her from Northern Ireland 🇬🇧
The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.
I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
SCHD is a solid choice for dividend investors, especially in uncertain markets. With its consistent dividend growth and solid track record, it feels like a reliable long-term hold. I’m focusing on ETFs like SCHD to balance growth with stability, especially as we navigate the impacts of rising interest rates.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.
My CFA, ‘’Aileen Gertrude Tippy’’ is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
I believe investors should always put their cash to work, especially now that we're in 2025, as we'll start to see more market diversification. Given the recent performance of stocks, it's safe to say that the stock market is the smartest investment option available. I hope others agree.
Of course, you are not alone.. However, if you are investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. I have been making more with less risk since i started working with one
The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.
Talking about a financial market specialist, do you consider anyone worthy of recommendations? I have some money to test the waters now that large cap stocks are at a discount... Thanks
My CFA, Judith B. Richards, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thank you so much
I used to think it was just about buying stocks, but I didn’t realize there are strategies for managing risk and actually making a profit. Now I feel kinda stuck since I’m not seeing any gains in my portfolio. Do you have any recommendations on what I should consider? I’d really appreciate it!
It's not just about having money to invest in stocks; it's about knowing the right strategies for profit and managing risk. That's why working with an investment advisor is important-they have insights not available to everyone.
The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.
My CFA is Brenda Davies Clarke, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Josh is mad he didn't get a few more losers to buy non-dividend paying stocks to exit those when they did. Now it's those losers' fault for missing out on those delicious percentage points Josh is talking about
I agree with Brian Belski about the importance of dividends and dividend-growth stocks. I'm 72 and have created a dividend-growth portfolio since 2009, and now have a 6 digit annual income just from dividends and may never have to touch my "principal".
You would have had MORE money just simply buying a total market index fund, resulting in a higher portfolio value and higher withdrawals. On ex-dividend date, your stock or ETF drops in price by the exact amount of the dividend being paid. Exactly like selling shares. Whether you have 1 share worth $1000 or 10 shares worth $100, and get a 4% dividend or a 4% withdrawal, you still have the same value at the end of the transaction. How do people not understand this?
@@jpsantosss No that's not true. What is the value of YOUR portfolio vs. @davidwysocki? Don't want to show it? I didn't think so. Broke people shouldn't be trying to lecture others on their finances.
That's exactly what I'm doing now and have been the last several years. I'm 63 and my dividends and interest is now a bit under $73K. And to jpsantoss, you don't know what you're talking about. As folks get older, they can't be in all growth equities. As we all age, rebalancing is critical. I still have 42% of my retirement funds in an S&P500 index fund (growth), but the rest is split between div/div growth and fixed income. But still weighted towards div/div growth. It's a fallacy to think that div/div growth is worse than all growth. You probably never heard of the term "beta" and have no idea about correlation between asset classes.
It was a little cringe that he had nothing to say on dividend growth, when anyone working in this industry has seen some pretty insane dividend jumps especially in 2020-2022, alot of 8-12% dividend jumps out of nowhere. If you're going to be anti-dividend, a huge argument would be that that rate of change is not sustainable
Many investors especially those in retirement invest for dividends for retirement cash flows as their financial goals. Also qualified dividends are tax efficient outside of their IRA accounts. Beating the market indexes is not their goal. You can still get a very nice total return regardless. So different investors have different financial goals. As an advisor Mr. Brown should know this.
If the S&P 500 continues to march upward in a straight line in 2025, dividend stocks might again underperform on a relative basis. But if interest rates fall, the market has an overdue correction or investors simply begin rotating from growth stocks into value stocks, dividend stocks could shine. A buy and hold strategy for dividend stocks looks like the way to go in 2025.
While yours remains a good strategy, DCAing amongst Tech stocks and Dividend stocks can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .
True, initially I wasn't quite impressed with my gains, I was doing so badly, figured I needed to diversify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
Just gotta give props to Viviana Marisa Coelho , my CFA, she's the real deal in the finance game. Dive into her background, this lady's a treasure trove of experience and knowledge for anyone navigating the financial jungle.
I’d be interested to see the performance by dividend income for all of these players vs the S&P 500. Considering the current volatility, how can I possibly safeguard and grow $350k cash reserve into a 7 figure ballpark for the next 2 years?
Agreed, having a professional can be smart move sometimes. I remember amid covid-19 crash, I really was having investing nightmare prior touching base with a coach, and as of today, I've accrued nearly $1m from a shaky $400k portfolio. No gimmicks!
I love Josh but he is wrong about dividend stocks not being more stable. I'm retired and want and need cash flow and I write covered calls as well. I generated $67K in dividends and $76K in options income for 2024 and here is the thing I don't have to worry about selling shares or timing the market. No thank you.
Stock buybacks are good when the companies stock price is cheap otherwise if you can’t reinvest for good return give cash dividend. Just use Warren Buffett’s metric as to when to do buybacks.
There is obviously a compounding effect in the very long term for large capital, but is not "automatic", and with the wrong strategies you can even lose more than you have, and selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $$$ portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies.
I Invest in dividend and S&P 500 ETF, for as long as possible. Do it as often as you can. Try not to withdraw this money and let compounding do its work. Prioritise patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
So many people undervalue financial advisors until they make emotional decisions and get burned. A couple of summers ago, I needed a boost to keep my business afloat. I researched licensed advisors and found someone incredible-she helped me build a strong financial reserve.
Grace Lorraine Austin is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
I’ve been making a lot of losses trying to make a perfect trading. I thought trading on a demo account was like trading the real market. Can anyone tell me a way out because I can’t go on like this and still make 2025 my best financial year ever.
I totally understand your frustration. Demo accounts can be misleading, as they don't accurately simulate real-market emotions and risk. My CFA, has helped many traders overcome similar challenges.
According to him, the key is to acknowledge that demo trading is not the same as live trading. He recommends starting with a small live account, using proper risk management techniques, and focusing on developing a trading plan that works for you.
Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
Finding financial advisors like Lisa Grace Myer who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Our whole model is being heavy on dividends for passive income, but Josh is right here as usual. We still advocate for a portion of your overall portfolio to be in high growth stocks. We didn't perform as well as the market in 2024, but we expected that since we were not heavy in names like Nvidia with low to no dividends. People need to understand that before trying to just invest heavy for income. There's always a tradeoff.
I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. I invest in the market, but never put all my money in market.
The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off
I can only speak from my experience when I advise seeking professional advice. It looks like a smart bet if you don't know where to get an experienced one, but if you don't know anything about the market.
I have a female advisor named Stacy Lynn Staples. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I just made 65 and wish that the tax code would be switched. Raise taxes on buybacks and slash taxes on dividends. This would put alot more money into the economy and assist those of us who will retire in a couple of years.
Sshhhhhh..Be quiet. Reagan has people thinking that low corporate tax means companies will pass savings on to consumers and workers will get more money.
I abhor this misrepresentation of 'double tax WAAAAA'!! Corporations have the right to influence political activity ONLY BECAUSE THE ARE TAXED. That's why they pay taxes. If they didn't pay taxes, they MUST NOT BE ALLOWED TO LOBBY, CONTRIBUTE TO POLITAL CAMPAIGNS, OR DO ANY POLITICAL ACTIVITY WHATSOEVER!! The Individual, having the right to vote, has a duty to pay taxes on his income. Amendments 16 and 17 were intended to continue the concept of taxation implies political authority AND VICE VERSA. It is implicitly unfair to have one without the other, PERIOD!
I think investors should constantly use their money, especially The market will begin to diversify further in 2025. It is reasonable to conclude that the stock market is the finest intelligent investment available given recent stock performance. I hope others concur.
Of course, you are not alone.. However, if you are investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. I have been making more with less risk since i started working with one
I fully agree with you. I also lost a lot of money when I first started investing on my own. Following the 2020 crash, I was able to withdraw almost $160,000. After working with an analyst to invest that money, I gained about $580,000 in just seven months. It's incredible how things can improve with the correct direction!
"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.
I appreciate you sharing. Curiously, I looked up her complete name online, and after a little scrolling, her website appeared. Before approaching her, I conducted my research and reviewed her qualifications. Many thanks once again.
There's no right or wrong. Your portfolio strategy all depends on what stage you are at in your life. If you're retired, dividend payers are very important for monthly income. If you're young, then focus on growth.
Buybacks are not a way of giving cash back to investors. It is a way to keep that percentage of money in house to continue investing, in hopes of capital gains. But when you have unharvested gains will you want to part ways with your investment?
We are selling overvalued growth for undervalued dividend payers. Doesn’t matter how someone returns your capital, it matters what you pay for it. Josh going to be looking back at this with embarrassment someday.
@jpsantosss It's better to keep growth and value separate so you can trim one and move profits to the other. If you just hold VOO you would have nothing to rebalance with.
Dividends only "work" when you are alreay at your goal of capital and say thats fine i just need my 4% yeild safely moving forward. Its tax inefficient to try to start from the bottom on dividends not to mention incredibly slow to get the compounding to go.
Josh Brown: "Dividend stocks are for losers. Free Cash Flow is for losers. Buy the Magnificent Seven, which is half of the returns of the S&P500, and HODL."
One of crypto’s most bizarre developments in recent memory was the creation of “Terminal of Truths” (ToT), which led to the creation of the Goatseus Maximus memecoin ($GOAT). This was more than just a memecoin though. That’s because ToT marked the beginning of a new era of Kate in crypto - specifically, Kate Agents.
I feel like this is 5-8 years too late! I definitely lost out on faster growth by buying dividend stocks years ago. But now? We're at the dying coughing end of a 15 year bull market, not exactly the best time to invest in "growth" when most of that growth is behind us. I think there is an anti-dividend argument, which is that earnings aren't growing enough to warrant some of the dividends out there, some are scarily high compared to the earnings. Not to mention how low dividend %s are due to bubble prices.
TOTAL RETURN is king. If you can meet or beat S&P performance in total return including a dividend and your upside is NOT capped (I’m taking to the covered call folks), then that’s a winner. But if you’re dead set on a chunky dividend and your total return is much less than S&P, you’re giving money away, unless you’re in a later phase of life wherein that makes sense.
Dividends sparked my interest in the stock market. If you have other income, you can live on dividends without selling investments, allowing you to pass them on to your children. My $600,000 portfolio includes covered call ETFs for dividends and growth ETFs (SCHD, DVY, VIG, SDY, and JEPI). Am i on track?
A simple strategy to create wealth for future generations is to make long-term investments in high-dividend companies and exchange-traded funds (ETFs). Interestingly, more than 80 percent of billionaires have stock holdings that have grown to billions of dollars. What the poor dread, the rich do!
Of course! Growth investing generates wealth. In my nine years of investing, I have found that nibbling heavy red days has been profitable, even though we are not in a bear market. I'm at 2.25 million. The largest holdings are PLTR, TSLA, SCHD, and VOO. In addition to identifying high-quality value and growth stocks to purchase, we are currently trying to increase DRGO. Last year, I received $48k in taxable dividends. This year's Q3 taxable dividends came at $18,388. When the market is down, don't sell. When it comes to portfolio strategy, having a knowledgeable CFA who takes the time to conduct in-depth research can be extremely beneficial.
Lauren Christine Campbell, is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Lauren Christine Campbell is my licensed advisor, and I'm just sharing this because you asked. Just look up the name. You would find out what you need to know to make an appointment.
For me, the key is that if you invest and have additional income beyond dividends, you can live off the dividends without needing to sell your investments. This allows you to pass them on to your children, giving them a financial head start in life. I received $52K in dividends in 2022.
I completely agree! That’s why it’s crucial to start investing while you have a steady job or regular income and to invest consistently. Having a reliable income source to support you while you invest is essential. The key is smart financial planning and effective money management.
While we may not be used to such volatile markets with occasional turbulence, the widespread concern is understandable, especially given that the US Stock Market has experienced its longest bull run in history. However, opportunities abound if you know where to look. With the guidance of an investment advisor who helped diversify my portfolio, I earned over $660K in profits last year.
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
Dividend investing is most effective when approached with a long-term perspective. While dividends can provide immediate income, the true power lies in the compounding effect over many years. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, “Jessica Dawn Walters” turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
Glad to see XAI508P leading the charge. One thing to note about XAI508P tokenomics that was glossed over is that usage of the XAI508P Network burns, lowering supply and well... You know the rest ;)
For a comprehensive list of zombie companies, look to dividend companies. What they don't tell you is that dividends are typically paid using the issuance of new debt. Avoid it at all costs.
@@tsav6952 I promise you, Dividends and Buybacks are always funded with debt. This is how the "banks" make their cut. Do some research and stop taking the narrative at face value.
You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I prav that anvone who reads this will be successful in life.
How..? Am a newbie in crypto investment, please can you guide me through on how you made profit?
stephanie anne program is widely available online..
I'm glad to write her today, I do hope she will help handle my paycheck properly.
YES!!! That's exactly her name (stephanie anne) so many people have recommended highly about her and am just starting with her from Northern Ireland 🇬🇧
After I raised up to 450k trading with her I bought a new House and a car here in the states also paid for my son's surgery (Bobby). Glory to God.
The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.
I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
Ask Intel shareholders if they are happy with all those buybacks.
Where would the stock price be WITHOUT those buybacks?
@@jacqdanielesyou don’t even want to know 😂
SCHD is a solid choice for dividend investors, especially in uncertain markets. With its consistent dividend growth and solid track record, it feels like a reliable long-term hold. I’m focusing on ETFs like SCHD to balance growth with stability, especially as we navigate the impacts of rising interest rates.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.
Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.
My CFA, ‘’Aileen Gertrude Tippy’’ is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
I believe investors should always put their cash to work, especially now that we're in 2025, as we'll start to see more market diversification. Given the recent performance of stocks, it's safe to say that the stock market is the smartest investment option available. I hope others agree.
Of course, you are not alone.. However, if you are investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. I have been making more with less risk since i started working with one
The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.
Talking about a financial market specialist, do you consider anyone worthy of recommendations? I have some money to test the waters now that large cap stocks are at a discount... Thanks
My CFA, Judith B. Richards, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thank you so much
Same guy who said to buy paypal at $300, sell PayPal at $100 and then buy paypal at $75
Investing is hard. Josh admits when he gets things wrong, and how he screwed up. Everyone gets calls wrong. Even Warren Buffet.
I used to think it was just about buying stocks, but I didn’t realize there are strategies for managing risk and actually making a profit. Now I feel kinda stuck since I’m not seeing any gains in my portfolio. Do you have any recommendations on what I should consider? I’d really appreciate it!
It's not just about having money to invest in stocks; it's about knowing the right strategies for profit and managing risk. That's why working with an investment advisor is important-they have insights not available to everyone.
The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.
This is incredible. Could you recommend who you work with? I really could use some help at this moment.
My CFA is Brenda Davies Clarke, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Ivy league v Public School. The guy never said people should have zero in dividend stocks.
ivy league is overrated...i would know, ,i went to one
Weird flex… it’s something called common sense which you ironically failed to display.
Dividends make Life easy !
Josh is mad he didn't get a few more losers to buy non-dividend paying stocks to exit those when they did. Now it's those losers' fault for missing out on those delicious percentage points Josh is talking about
JEPI and JEPQ
I am retired and living on interest and dividends. Josh brown is still working. End of discussion.
The world is full of working billionaires. That is an absolutely meaningless statement.
Josh doesnt have data on dividend growth but hes on here speaking like he's a dividend expert. Very narrow perspective on dividend stocks.
I agree with Brian Belski about the importance of dividends and dividend-growth stocks. I'm 72 and have created a dividend-growth portfolio since 2009, and now have a 6 digit annual income just from dividends and may never have to touch my "principal".
You would have had MORE money just simply buying a total market index fund, resulting in a higher portfolio value and higher withdrawals. On ex-dividend date, your stock or ETF drops in price by the exact amount of the dividend being paid. Exactly like selling shares. Whether you have 1 share worth $1000 or 10 shares worth $100, and get a 4% dividend or a 4% withdrawal, you still have the same value at the end of the transaction. How do people not understand this?
@@jpsantosss No that's not true. What is the value of YOUR portfolio vs. @davidwysocki? Don't want to show it? I didn't think so. Broke people shouldn't be trying to lecture others on their finances.
That's exactly what I'm doing now and have been the last several years. I'm 63 and my dividends and interest is now a bit under $73K.
And to jpsantoss, you don't know what you're talking about. As folks get older, they can't be in all growth equities. As we all age, rebalancing is critical. I still have 42% of my retirement funds in an S&P500 index fund (growth), but the rest is split between div/div growth and fixed income. But still weighted towards div/div growth. It's a fallacy to think that div/div growth is worse than all growth. You probably never heard of the term "beta" and have no idea about correlation between asset classes.
6 digit annual payout on dividends alone in 15 years ummmmm. You have to have millions invested.
@@richards144How much is your portfolio worth?
Josh thinks he's much smarter than he actually is.
It was a little cringe that he had nothing to say on dividend growth, when anyone working in this industry has seen some pretty insane dividend jumps especially in 2020-2022, alot of 8-12% dividend jumps out of nowhere. If you're going to be anti-dividend, a huge argument would be that that rate of change is not sustainable
Dividend stocks returning significantly less % gains plus tax efficiency were massive reasons Josh gave.
Josh is right. Dividends aren’t bad but shouldn’t use them as your only deciding factor in choosing a company.
Many investors especially those in retirement invest for dividends for retirement cash flows as their financial goals. Also qualified dividends are tax efficient outside of their IRA accounts. Beating the market indexes is not their goal. You can still get a very nice total return regardless. So different investors have different financial goals. As an advisor Mr. Brown should know this.
If the S&P 500 continues to march upward in a straight line in 2025, dividend stocks might again underperform on a relative basis. But if interest rates fall, the market has an overdue correction or investors simply begin rotating from growth stocks into value stocks, dividend stocks could shine. A buy and hold strategy for dividend stocks looks like the way to go in 2025.
While yours remains a good strategy, DCAing amongst Tech stocks and Dividend stocks can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .
True, initially I wasn't quite impressed with my gains, I was doing so badly, figured I needed to diversify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
Just gotta give props to Viviana Marisa Coelho , my CFA, she's the real deal in the finance game. Dive into her background, this lady's a treasure trove of experience and knowledge for anyone navigating the financial jungle.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I’d be interested to see the performance by dividend income for all of these players vs the S&P 500. Considering the current volatility, how can I possibly safeguard and grow $350k cash reserve into a 7 figure ballpark for the next 2 years?
the market seems to be at all time high but cant predict what next.. if i was in your shoes with 350k, I'd consider financial advisory
Agreed, having a professional can be smart move sometimes. I remember amid covid-19 crash, I really was having investing nightmare prior touching base with a coach, and as of today, I've accrued nearly $1m from a shaky $400k portfolio. No gimmicks!
pls how can I reach this expert, I need someone to help me manage my portfolio
*Marissa Lynn Babula* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Her name is Marissa Lynn Babula . I can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Best subscription ever💯
I love Josh but he is wrong about dividend stocks not being more stable. I'm retired and want and need cash flow and I write covered calls as well. I generated $67K in dividends and $76K in options income for 2024 and here is the thing I don't have to worry about selling shares or timing the market. No thank you.
Why would you post random dollar values, please share your total return %
Stock buybacks are good when the companies stock price is cheap otherwise if you can’t reinvest for good return give cash dividend. Just use Warren Buffett’s metric as to when to do buybacks.
Josh has a good point. But are there any ETFs that focus on companies that are heavily weighted towards buyback stocks?
PKW Invesco Buyback Achievers ETF
There is obviously a compounding effect in the very long term for large capital, but is not "automatic", and with the wrong strategies you can even lose more than you have, and selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $$$ portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies.
I Invest in dividend and S&P 500 ETF, for as long as possible. Do it as often as you can. Try not to withdraw this money and let compounding do its work. Prioritise patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
So many people undervalue financial advisors until they make emotional decisions and get burned. A couple of summers ago, I needed a boost to keep my business afloat. I researched licensed advisors and found someone incredible-she helped me build a strong financial reserve.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with?
Grace Lorraine Austin is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I’ve been making a lot of losses trying to make a perfect trading. I thought trading on a demo account was like trading the real market. Can anyone tell me a way out because I can’t go on like this and still make 2025 my best financial year ever.
I totally understand your frustration. Demo accounts can be misleading, as they don't accurately simulate real-market emotions and risk. My CFA, has helped many traders overcome similar challenges.
What's their advice on transitioning from demo to live trading?
According to him, the key is to acknowledge that demo trading is not the same as live trading. He recommends starting with a small live account, using proper risk management techniques, and focusing on developing a trading plan that works for you.
Who’s this CFA? And how can I reach out to him?
JOSEPH NICK CAHILL
Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
Mind if I ask you to recommend this particular coach you using their service?
Finding financial advisors like Lisa Grace Myer who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds.
Blah blah blah ...
Our whole model is being heavy on dividends for passive income, but Josh is right here as usual. We still advocate for a portion of your overall portfolio to be in high growth stocks. We didn't perform as well as the market in 2024, but we expected that since we were not heavy in names like Nvidia with low to no dividends. People need to understand that before trying to just invest heavy for income. There's always a tradeoff.
I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. I invest in the market, but never put all my money in market.
The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off
I can only speak from my experience when I advise seeking professional advice. It looks like a smart bet if you don't know where to get an experienced one, but if you don't know anything about the market.
Mind if I ask you recommend this particular professional you use their service? i need all the guidance I can get.
I have a female advisor named Stacy Lynn Staples. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I just made 65 and wish that the tax code would be switched. Raise taxes on buybacks and slash taxes on dividends. This would put alot more money into the economy and assist those of us who will retire in a couple of years.
Taxes on buybacks? What?
1:13 AAPL is an exception to this rule.
71% of corporate cash goes to buybacks, yet tax breaks will create new jobs through trickle down?
To the point! People drinking trump kool aid on corporate tax cut
Sshhhhhh..Be quiet. Reagan has people thinking that low corporate tax means companies will pass savings on to consumers and workers will get more money.
I abhor this misrepresentation of 'double tax WAAAAA'!! Corporations have the right to influence political activity ONLY BECAUSE THE ARE TAXED. That's why they pay taxes. If they didn't pay taxes, they MUST NOT BE ALLOWED TO LOBBY, CONTRIBUTE TO POLITAL CAMPAIGNS, OR DO ANY POLITICAL ACTIVITY WHATSOEVER!! The Individual, having the right to vote, has a duty to pay taxes on his income. Amendments 16 and 17 were intended to continue the concept of taxation implies political authority AND VICE VERSA. It is implicitly unfair to have one without the other, PERIOD!
I think investors should constantly use their money, especially The market will begin to diversify further in 2025. It is reasonable to conclude that the stock market is the finest intelligent investment available given recent stock performance. I hope others concur.
Of course, you are not alone.. However, if you are investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. I have been making more with less risk since i started working with one
I fully agree with you. I also lost a lot of money when I first started investing on my own. Following the 2020 crash, I was able to withdraw almost $160,000. After working with an analyst to invest that money, I gained about $580,000 in just seven months. It's incredible how things can improve with the correct direction!
If you don't mind my asking, how can I contact your advisor? I could really need some help right now.
"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.
I appreciate you sharing. Curiously, I looked up her complete name online, and after a little scrolling, her website appeared. Before approaching her, I conducted my research and reviewed her qualifications. Many thanks once again.
I think we'll see some of those nasty swings towards value and small caps like last summer. A couple of those will even out things quickly this year
There's no right or wrong. Your portfolio strategy all depends on what stage you are at in your life. If you're retired, dividend payers are very important for monthly income. If you're young, then focus on growth.
Buybacks are not a way of giving cash back to investors. It is a way to keep that percentage of money in house to continue investing, in hopes of capital gains. But when you have unharvested gains will you want to part ways with your investment?
downtown always on point
I BELIEVE IN GROWTH---TAXED AT A MUCH LOWER RATE WHEN YOU SELL (LT CAP GAINS) THAN A DIVIDEND (TAX BRACKET)
JB got owned on this one😂
Very rightly said by Brian Belski. I agree with him.
We are selling overvalued growth for undervalued dividend payers. Doesn’t matter how someone returns your capital, it matters what you pay for it. Josh going to be looking back at this with embarrassment someday.
Buybacks cant continue forever
Buybacks benefit the major shareholders. The board room types. Dividends help regular people acquire more shares.
It's not a hot take lol it's almost cold. shareholder yield and free cash flow yield. I mean those etfs have been out for more than a decade.
And we are in a bubble and i think weve just found the top. Hes saying dont miss out on the growth opportunity like we arnt at an all time high
Diversification
That’s the key
Dividend portfolio and growth portfolio
Also … stay away from retail stocks haha :-)
"diversification" "dividend portfolio and growth portfolio" sooo.. the market? like VOO or VTI? got it.
Example of retail stocks
@jpsantosss It's better to keep growth and value separate so you can trim one and move profits to the other. If you just hold VOO you would have nothing to rebalance with.
Dividend stocks with reinvestment has actually outperformed the broader market last 30 years. Returns 11-13%.
This was a waste of a conversation.
I hate it but he is right 1:31
I prefer a mix between dividend plus growth stocks
Dividends only "work" when you are alreay at your goal of capital and say thats fine i just need my 4% yeild safely moving forward.
Its tax inefficient to try to start from the bottom on dividends not to mention incredibly slow to get the compounding to go.
How do you speed up compounding? Whether it be a dividend stock or any other.
Josh Brown: "Dividend stocks are for losers. Free Cash Flow is for losers. Buy the Magnificent Seven, which is half of the returns of the S&P500, and HODL."
One of crypto’s most bizarre developments in recent memory was the creation of “Terminal of Truths” (ToT), which led to the creation of the Goatseus Maximus memecoin ($GOAT). This was more than just a memecoin though. That’s because ToT marked the beginning of a new era of Kate in crypto - specifically, Kate Agents.
JOSH TALKING BOTH SIDES OF HIS MOUTH THOUGH---HE EMPLOYS BOTH STRATEGIES
I feel like this is 5-8 years too late! I definitely lost out on faster growth by buying dividend stocks years ago. But now? We're at the dying coughing end of a 15 year bull market, not exactly the best time to invest in "growth" when most of that growth is behind us. I think there is an anti-dividend argument, which is that earnings aren't growing enough to warrant some of the dividends out there, some are scarily high compared to the earnings. Not to mention how low dividend %s are due to bubble prices.
In the middle of the bull market he says 😂 please we all know the xurve has uninverted
DIVIDENDS ARE AWESOME. 🎉
Nvidia does pay a dividend.
He doesn’t even understand regained earnings is after paying dividends
You said XAI508P$ will 100x in your last vid. Can you share more details? Everyone needs to know!
Agree with Josh here.
TOTAL RETURN is king. If you can meet or beat S&P performance in total return including a dividend and your upside is NOT capped (I’m taking to the covered call folks), then that’s a winner. But if you’re dead set on a chunky dividend and your total return is much less than S&P, you’re giving money away, unless you’re in a later phase of life wherein that makes sense.
Star Bulk Carriers (SBLK) will perform well into the future .
"should" but i agree, and it pays dividends
@@960john
SBLK dividend yield currently is 15.48% .
This guy doesn't take into account dividends on margin.
Once again, know why you are investing.
Josh used a lot of words to say little?
1:13 That’s a coin flip 😅 not bad
Buy Reits . No double taxation
Can anyone explain XAI508P? Everwhere XAI508P
Better deal for stockholders 😂😂😂😂😂
OK thanks, Josh. 🙄
Dividends sparked my interest in the stock market. If you have other income, you can live on dividends without selling investments, allowing you to pass them on to your children. My $600,000 portfolio includes covered call ETFs for dividends and growth ETFs (SCHD, DVY, VIG, SDY, and JEPI). Am i on track?
A simple strategy to create wealth for future generations is to make long-term investments in high-dividend companies and exchange-traded funds (ETFs). Interestingly, more than 80 percent of billionaires have stock holdings that have grown to billions of dollars. What the poor dread, the rich do!
Of course! Growth investing generates wealth. In my nine years of investing, I have found that nibbling heavy red days has been profitable, even though we are not in a bear market. I'm at 2.25 million. The largest holdings are PLTR, TSLA, SCHD, and VOO. In addition to identifying high-quality value and growth stocks to purchase, we are currently trying to increase DRGO. Last year, I received $48k in taxable dividends. This year's Q3 taxable dividends came at $18,388. When the market is down, don't sell. When it comes to portfolio strategy, having a knowledgeable CFA who takes the time to conduct in-depth research can be extremely beneficial.
I could really get used to your point of view and become involved, but it appears like a lot of your attention is based on your source.
Lauren Christine Campbell, is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Lauren Christine Campbell is my licensed advisor, and I'm just sharing this because you asked. Just look up the name. You would find out what you need to know to make an appointment.
For me, the key is that if you invest and have additional income beyond dividends, you can live off the dividends without needing to sell your investments. This allows you to pass them on to your children, giving them a financial head start in life. I received $52K in dividends in 2022.
I completely agree! That’s why it’s crucial to start investing while you have a steady job or regular income and to invest consistently. Having a reliable income source to support you while you invest is essential. The key is smart financial planning and effective money management.
While we may not be used to such volatile markets with occasional turbulence, the widespread concern is understandable, especially given that the US Stock Market has experienced its longest bull run in history. However, opportunities abound if you know where to look. With the guidance of an investment advisor who helped diversify my portfolio, I earned over $660K in profits last year.
Please let me know your investment adviser's name and how i can reach her?
Google Rebecca Lynne Buie and do your own research. She has portfolio management down to a science
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
Holding XAI508P and SHIB tight, we def gonna hit that 15x soon. FOMO is real!
Josh Brown is WRONG all the time
I hold XAI508P and I'm WAY up!😊
lol Tell him, Josh !
IJJ Long !
Thanks for the XAI508P update! I am loving my XAI508P!
Dividend investing is most effective when approached with a long-term perspective. While dividends can provide immediate income, the true power lies in the compounding effect over many years. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
impressive gains! how can I get your advlsor please, if you don’t mind me asking? I could really use a help as of now
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, “Jessica Dawn Walters” turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
Lol saying that buybacks are better than dividend tells you where that empty rich suit gets payment from 😂
Go home Josh. You're drunk.
This is coming from someone with the intelligence of sling-blade.
buy moated growth tech now and collect dividend later!
DTJB cooking
Darts.
Dividend aristocrats grow dividends Mag 7 grow earnings/...
in the end it's about valuation
XAI508P gonna go on a run, all the way UP!
Bro, you holding XAI508P? This is what early Bitcoin felt like fr.
Great video! Profited 30%! XAI508P$ and ADA look solid. SOL also tempting. Should I stick or diversify?
Glad to see XAI508P leading the charge. One thing to note about XAI508P tokenomics that was glossed over is that usage of the XAI508P Network burns, lowering supply and well... You know the rest ;)
Sell!
Josh is right, dividends are stupid. I want buybacks and price appreciation. I will decide when you trim and pay taxes.
For a comprehensive list of zombie companies, look to dividend companies. What they don't tell you is that dividends are typically paid using the issuance of new debt.
Avoid it at all costs.
What you’ve just said is patently untrue
You are dead wrong. Most dividends are not typically paid from debt.
@@tsav6952 I promise you, Dividends and Buybacks are always funded with debt. This is how the "banks" make their cut. Do some research and stop taking the narrative at face value.
VIP👌🏾
Made gains with PEPE, but XAI508P feels like my next big win. All in for the ride 🚀
lol
XAI508P looks different, like it’s ready to explode. Keeping momentum alive while others are slowing down. Love this.
Big shoutout for mentioning XAI508P and SUI. These two look like the future to me. Holding both tight!
Too many people are too obsessed with dividends.
XAI508P$ and ETH together? Bro, this combo feels unstoppable. 15x is just the start 🚀
Elon knew the XAI508P idea and the key changes coming with it, better be prepared for a large run