Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.
Financial planning and retirement strategies are crucial, especially in today's economic climate. With global economic fluctuations and uncertainties, it's essential to have a solid plan in place to protect your financial future.
It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.
Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.
My CFA, James Brendan McCall is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.
In Australia our SCHD version is VHY ASX. It yields around 5% p.a. compared to 3.5% SCHD. We don't have a Realty Income equivalent in AUS I believe. Besides CharterHall Dexus and CIP Centuria. VanEck LEND invests in ARCC MAIN etc. and yields 10% p.a. We also have CGT discounts for holding ETFs for >12 months. Investing $20,000 a year for 10 years into a portfolio yielding 8% p.a. average, and after tax 6% p.a. will create a portfolio of $265,643.27 and an annual cash flow stream of $15,938.59 p.a. after tax. Investing $40,000 a year for 10 years into the same portfolio for 10 years at 6% net after tax rate = $31,877.19 p.a. after tax. That is doable if you live in a fully paid off house. Groceries are around $10,000 p.a. single person, $10,000 insurance, car, transport. $10,000 for holidays and entertainment (modest lifestyle).
SCHD is a solid choice for dividend investors, especially in uncertain markets. With its consistent dividend growth and solid track record, it feels like a reliable long-term hold. I’m focusing on ETFs like SCHD to balance growth with stability, especially as we navigate the impacts of rising interest rates.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2025.
My CFA, ‘’Aileen Gertrude Tippy’’ is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
To me, the crucial aspect is that if you invest and have additional income apart from dividends, you can sustain your lifestyle solely through dividends without the need to sell investments. This enables you to pass on those dividends to your children, granting them a significant advantage in life. In 2023, I received dividends amounting to $52,000..
I wholeheartedly agree! That's why it is advisable to invest while maintaining a steady job or a regular source of income and to do so consistently. Even when engaging in investments, it's important to have a stable foundation to support you. The crucial factors here are effective financial planning and prudent money management.
As a novice investor, it's truly motivating to hear from someone who has experienced the ups and downs of investing and emerged successfully. I'm curious to know about some effective strategies that I can employ to increase my chances of success.
I would recommend engaging the services of a financial advisor to assist you in diversifying your portfolio. This can be achieved by incorporating mutual funds, exchange-traded funds (ETFs), the 11 GICS (Global Industry Classification Standard) groups, inflation-indexed bonds, and stocks of companies with stable cash flows instead of focusing solely on growth stocks, which are valued based on future earnings potential. By following these principles and leveraging insights from my Certified Financial Planner (CFP), I have managed to generate approximately $900,000 in earnings since 2023.
Absolutely amazing! It's indeed an incredible beginning towards achieving financial independence. I'm interested in contacting your financial planner, please let me know
Julianne Iwersen Niemann is the name of a remarkable individual. I initially came across her on a CNBC report and later discovered her presence on Smart Advisors. Intrigued by her accomplishments, I promptly conducted an online search. Choosing to follow her guidance amidst these turbulent times has proven to be the most beneficial decision I've made. Her expertise and performance have been truly exceptional..
Don't be a one or the other investor. Be growth AND dividend. Your wallet doesn't care if the income comes from a 5% dividend or half of 10% growth.That's the beauty of the SP. All of the Dividend Aristocrats, all the mag 7 high growers, internationals like Ford and Coke but with US stability.
im kinda with you, have both......so you have diffrent types of income coming in.....but F and KO are really bad examples. they are doing horrible and getting killed right now, lol
Even better, buy VT. Own the total stock market. We can’t predict the future so holding the whole market and not just one country is the most optimal way to invest. The only free lunch in investing.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Sophie Lynn Carrabus is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Please what do you think of Exxon mobile as a dividend stock? because I want to invest around 140K of my cash savings and was wondering the best strategies during volatile times like this?
Having an investment advisor is the best approach to the stock market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.
Dividend investing is my thing! I'm building wealth with a buy-and-hold strategy in my Roth account, featuring rockstars like Berkshire B stock, SCHD, and S&P 500 and total market ETFs. My taxable account is also getting in on the action, generating regular income through dividend-paying stocks. It's a winning combo that's helping me achieve my financial dreams!
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2025.
My CFA, ‘’Lauren Camille Brown’ is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Dividend investing is my jam! I'm building wealth with a buy-and-hold strategy in my Roth account, featuring rockstars like Berkshire B stock, SCHD, and S&P 500 and total market ETFs. My taxable account is also getting in on the action, generating regular income through dividend-paying stocks. It's a winning combo that's helping me achieve my financial dreams!
Your strategy is a perfect example of a solid plan! Combining dividend stocks with a buy-and-hold approach sets you up for success.it's clear you've done your research. Yet, I still think consulting with expert advisors can take your success to the next level. They can offer valuable insights, help you mitigate risks, and optimize your strategy for even greater returns.
True, initially I wasn't quite impressed with my gains, I was doing so badly, figured I needed to diversify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
Just gotta give props to Viviana Marisa Coelho , my CFA, she's the real deal in the finance game. Dive into her background, this lady's a treasure trove of experience and knowledge for anyone navigating the financial jungle.
Dividend investing is my thing! I'm building wealth with a buy-and-hold strategy in my Roth account, featuring rockstars like Berkshire B stock, SCHD, and S&P 500 and total market ETFs. My taxable account is also getting in on the action, generating regular income through dividend-paying stocks. It's a winning combo that's helping me achieve my financial dreams!
Your strategy is a perfect example of a solid plan! Combining dividend stocks with a buy-and-hold approach sets you up for success.it's clear you've done your research. Yet, I still think consulting with expert advisors can take your success to the next level. They can offer valuable insights, help you mitigate risks, and optimize your strategy for even greater returns.
I agree, though some doubt financial advisors. Mine has delivered, growing my portfolio by over $1 million for the past decade through savvy diversification. Financial security is my goal, and I'm pleased with my results.
This is definitely worth considering! Do you have any recommendations for professionals or advisors I could speak with? I really need help with proper portfolio allocation.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, “Brenda Davies Clarke” turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon. Thanks
This will be forever debated until the end of time for people who don't want to realize taxes when dividends are paid, but having passive income without having to sell shares of a quality company can be a lifeline in between a job loss or other financial crisis. For some, cash flow right now is more critical than a peak total return when you're 80. I know too many people that didn't even make it to be that old.
A lot of news have been going on about a rally after the election, urging investors to watch out for stocks that would be experiencing significant growth. Any idea which stocks to put on my watchlist?
Such uncertainties are the reason I don’t base my judgement on a ''heresay'' 2020 had me holding trash stocks, but thankfully revamp my portfolio through the aid of a pro before seeing significant gains. To date, I've scaled up nearly 320% ROI. it's been 4 years and counting. I and my advisor are working on a 7 figure ballpark goal and we're not far.
good gains! does your advisor work with any specific persons? I once saw on the news folks that made fortunes from the Dotcom crash, as well as the 08’ crash and I’ve been looking into similar opportunities in this present markt
I’m cautious about giving specific recommendations as everyone's situation varies. You may consider independent financial advisors like "Amber Michelle Smith" I've worked with her for over 4 years now and I'd gladly commend her exemplary service on a public post.
Glad to have stumbled upon this, curiously inputted her on the web, easily spotted her consulting page and was able to schedule a call session. Ive seen commentary about advisers but not this phenomenal
The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2024.
I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
Lisa Grace Myer is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
To me, dividend investing is no different than buying a house to rent out. You buy the house with lump sum money (hopefully, no mortgage), find tenants to live there and collect monthly rent payments (dividends) from the tenants. Same could be said for any other business, private or public.
Investors should use their money continuously, in my opinion, especially In 2025, the market will start to diversify even further. Given recent stock success, it becomes sense to invest my $460k portfolio in conclusion that the stock market is the best intelligent investment accessible. Certainly, others agree.
I think the smartest way to go is to spread out your investments. By putting your money into different asset classes like bonds, real estate, and stocks, you can lower the risk if one part of the market goes bad.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Margarita Felicia Munoz is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
I appreciate you sharing. Curiously, I looked up her complete name online, and after a little scrolling, her website appeared. Before approaching her, I conducted my research and reviewed her qualifications. Many thanks once again.
CNBC should give us, the viewers, a weekly show that would focus on dividend investing. An hour or even a half hour and Jenny would be the host. Thoughts?
Great point, I totally agree. I watch CNBC often, and they don’t have enough focus on dividend growth/investing. I show devoted to this style of investing, with an opportunity for viewers to learn, would be great!!
been primarily a value/dividend/dividend growth investor for ~ 20 years now. Currently have ~ 80k of annual dividend income coming in. Still buy growth from time to time but The value of the portfolio is secondary to the income it produces. I will retire in 10 years with 100k of dividend income hopefully along with my rental property income.
My $185k portfolio includes covered call ETFs and growth ETFs like SCHD, DVY, SVOL, FE, and JEQ. I would like to clean up my portfolio a bit, and change my investment strategy by placing a heavier emphasis on dividends. Am I on the right track?
Investing long-term in ETFs and high-dividend stocks is a straightforward way to build generational wealth. Notably, over 80% of billionaires are stock investors, expanding their billion-dollar portfolios. The rich do what the poor fear!
Absolutely! Wealth is made in growth investing . We aren’t in a bear market, but nibbling heavy red days has proven to be fruitful for me over 9 years of investing. I am at 2.25 mil. Biggest positions PLTR, TSLA, SCHD, VOO, and now looking to build up DRGO alongside finding quality value/growth stocks to buy. I got $48k divs last year in taxable divs. Q3 taxable divs last year was $18,388. Don't sell when the market is down. Having a skilled CFA that puts the time in to do in-depth research can be invaluable in strategizing your portfolio.
My CFA is Patricia Grace Barry, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the mrkt.
Thank you for putting this out, was able to spot Patricia after inputting her full name on the web, she seems highly professional with over a decades of experience.
I believe investors should always put their cash to work, especially now that we're in 2025, as we'll start to see more market diversification. Given the recent performance of stocks, it's safe to say that the stock market is the smartest investment option available. I hope others agree.
Of course, you are not alone.. However, if you are investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. I have been making more with less risk since i started working with one
The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.
Talking about a financial market specialist, do you consider anyone worthy of recommendations? I have some money to test the waters now that large cap stocks are at a discount... Thanks
My CFA, Judith B. Richards, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
So I’ve saved up $199K in an emergency fund, and now I’m looking to dip my toes into investing. Watching this video and thinking, “This dividend investing strategy sounds like the perfect way to make that money work for me.” Need a solid head start, but hey, a little guidance couldn’t hurt, right?
Well, dividend investing is great, but don’t get too comfy just yet! I’ve been there, but after working with a financial advisor, I realized there’s more to it than just dividends. They really helped me diversify. Might be worth getting expert advice if you want to make the most of your $199K.
That’s exactly my concern! I know I need professional guidance, but how do I even find a good financial advisor? I don’t want to just pick one randomly. Anyone got suggestions on how to find the right person?
There are a handful of CFAs. I’ve experimented with a few over the past years, but I’ve stuck with Linda Aretha Reeves for some years now, and her performance has been consistently impressive. She’s known in her field, look her up.
I just looked up Linda Aretha Reeves, and wow, she seems exactly like the kind of expert I need! Thanks for the suggestion. Looks like she’s got everything to help me succeed in my financial journey.
I used to think it was just about buying stocks, but I didn’t realize there are strategies for managing risk and actually making a profit. Now I feel kinda stuck since I’m not seeing any gains in my portfolio. Do you have any recommendations on what I should consider? I’d really appreciate it!
It's not just about having money to invest in stocks; it's about knowing the right strategies for profit and managing risk. That's why working with an investment advisor is important-they have insights not available to everyone.
I totally agree with you. I started out investing on my own too and lost quite a bit. After the 2020 crash, I managed to pull out about $160k. I then invested that money with an analyst, and in just seven months, I made almost $580,000. It's amazing how having the right guidance can turn things around!
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Laurel Ann Watkins’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
Her points are really good and I never thought about the argument that it teaches good investment behaviour. It really does, at least now that I reflect about myself... I really get a little bit nervous if a conventional non dividend stock is performing well and I often ask myself when to get out.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.
Good video @Jenny have to push back on this statement "most people dont need income" actually MOST PEOPLE *NEED income! I love dividends from high yield funds that pay monthy vs stocks..
You should build your portfolios accordingly: part of them should be in growth/big tech stock ETFs, part should be in value dividend stock ETFs, and part should be in CEFs. Different portions of your money serve different financial goals.
If you can't understand why someone would pay $100 to get $4 back every year then dividend investing is not for you.i bought MRK, KMB AND PEP for passive income. I just need to divest my portfolio around $80k into cryptos and I am set for the year. Any suggestions?
4% back in first year, and have that cash back grow by 10% per year and some capital appreciation over time. Then it gets exciting. MRK is a really good buy, you can get a qualified advisor to guide you in diversifying into cryptos for personalized guidance tailored to your risk tolerance and goals.
Having an investment advisor is the best approach to the market . I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends. So i will advise you get one as well.
Lauren Christine Campbell is the CFA I work with and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Well said. It doesn't have to be one or the other. I like dividends in dome cases and I like hyper growth in others. Invest, swing trade and day trade. Learn all the above.
Straight up, investing with the help of a financial advisor set me up for life with about $1.6m in stock portfolio roi. I max out my 401k and have few properties. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. But if it wasn't for 2020 covid lockdown, I wouldn't have supplemented my income with stocks and alternative investments.
Tesla “TSLA” shares surge with CEO Elon Musk's involvement in the US election seemingly pays off after President-elect Donald Trump's win. which stocks could potentially become the next in terms of growth over the next few months?. I've allocated $220k for lnvestments, looking for companies to make additions to boost performance.
Stock Advisors provides investors with an easy-to-follow blueprint for success, including guidance on building a portfolio, regular updates from analysts, and two new stock picks each month. The Stock Advisor service has more than tripled the return of S&P 500 since the covid pandemic.
One thing I know for certain is crypto is here to stay, the only thing that leaves is the people who don't manage their risk. Manage that, or the market will manage it for you. Thankfully, I can attest to the success of this approach aided by professional guidance seeing my portfolio of $340k grow by 42% last year alone.
Elisse Laparche Ewing is a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
@@o0usf0o good to know. I am new to investing and was having trouble deciding how to allocate my accounts. So I was thinking qualified dividends etf in my brokerage, growth in my Roth, and S&P in my 401k.
Ofcourse. Saying you retain the same number of shares if you take dividends instead of selling shares for money. Depending on your specific situation this may be valuable for you.
I want to invest $400k in profit-yielding dividend shares but am not sure which to buy into because dividend-paying stocks don't give rapid price growth and can provide a steady income stream.
Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Jessica Dawn Walters turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
Thank you CNBC.Yes I'm overweight in Dividend Stocks but Do have Growth of atleast 25% .But I've Been doing Great in OTM Covered call ETF what do you think.JEPQ,GPIQ,GPIX. And BIGY is one I just Bought.I have a Return of 314.28% last 5 Years Thanks alot to you and Tom Lee
Dividends from the stock market were a key motivator for me to start investing. In my view, if you make sound investments that generate additional income alongside dividends, you can eventually live off that dividend income without the need to sell assets. This approach not only provides financial security for yourself but also creates a lasting legacy for your children, giving them a financial advantage. Over the years, I’ve invested more than $600,000 in dividend stocks and continue to buy more, especially during market dips.
Hearing insights from seasoned investors who have successfully navigated market downturns is always reassuring. It can be challenging to see your portfolio fluctuate from gains to losses, but if you focus on high-quality companies and remain committed to your strategy, you'll be in a strong position to weather market volatility.
I completely agree, which is why I value working with an investment coach. Their specialized skills and deep understanding of risk management make it highly unlikely for them to underperform. Over the past two years, I’ve seen impressive gains of over $400K with the guidance of my investment coach.
Rebecca Lynne Buie has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.
Thank you so much for the recommendation. I've always been intrigued by investing, and your message has truly inspired me. I'll look her up and reach out soon. Best wishes to you!
@2:30, "you know you're getting your income". @2:38, "you know that's coming in". She should have mentioned that dividends aren't promised and companies can cut or eliminate them.
@@o0usf0o Usually the stock is performing poorly prior to knowing that a dividend will be cut or eliminated. Companies don't cut dividends into strength. Then you're "forced" to sell into weakness to reinvest in the dividend payor you desire. Not a great situation.
I don’t think the distinguishmdnf matters so much as long as you buy good quality companies, at a fair price (thst could be a full growth company or a passive dicidend company)
Rather than HDV,SCHD or any others. Buy Mega caps dividend stocks with better track records such as SHEL,CVX,ABBV,XOM,JNJ,TM,KO MRK and IBM all are mega caps
A 5% dividend or less is a terrible investment when you can get 5% in an FDIC insured savings account or T-bills. If you buy or hold a stock for the dividend then you are at the mercy (ha!) of the company. The minute they cut dividends, even by a small amount, the stock will fall out. On the other side, when bond and treasury yields increase all the Boomer dividend stocks tank. Take a look at how KO has performed over the last 30 years vs QQQ or SPY and you won't want to own that dead junk.
LOL lets ask buffet about how well KO has been for him and how much it has paid him in dividends. You need patience my friend!! Slow and steady wins the race! Don't forget that! Buffet loves collecting his dividends for a reason and doesn't like to pay them.
Nobody ever talks about how dividends are automatically taxed as short term gains at your tax bracket rather than long term at 15%. The more wealth you have, the worse an idea it is.
Shockingly a lot of people dont understand that dividends arent free money. Dividends are a FORCED sale. A $10 stock become a $9 stock when it pays a $1 dividend. If you need cash in retirement then it could be a good idea for you. For me if rather not pay taxes on it. And I'd rather the value of the dividend stay in the share price.
but you can hold the asset forever and still be paid VS having to sell the asset. The stock price always recovers few days after ex dividend date if it didn't people would not be holding
SCHD 28 bucks a share VOO 550 bucks a share 20 shares of SCHD 1 share of VOO VOO is being carried by the MAG 7 what happens to that ETF when/if those stocks start to crumble?
Same, I met Elizabeth stark last year for the first time at a conference in Wilshire, after then my Life has changed for good.God bless Elizabeth stark
Most dividend ETFs and its holdings are still at risk and volatility continues due free 4.3% treasury 1-3 BIL rates. Why buy dividend stocks when i can get 4.3% risk free
Why on earth, would you want a dividend, when individual companies are doibling and trippling in value and even the index S&P 500 got like 25-30% return last year.. why wpuld you settle for 5-6% when you can make much mich more thsn that, especially when compounded over a few years?? Of course nobody needs dividend, and people need to invest in nice growth stocks or at least good companies with somewhat growing income (eps)😊
Because you have to sell your asset to get money with dividends you don't. Warren B gets more dividends per year than his initial investment in KO ! Never sold a share
you are getting both dividend payments (income) along with stock appreciation (growth) if you buy on sale. I am a value dividend investor so i get both the dividend as well as price appreciation & I focus on companies that grow their dividend so I get pay raises multiple times a year from companies i own
Well you have no rights to increase the price of my everyday purchases to give out dividends to your vulturous investor. You are stalking me around the clock to land these earnings. Is there any law enforcement in society to put these rabid financiers in their place & teach them re RICO charges & civil rights???
I'm favoured only God knows how much I praise Him, $230k every 4weeks! I now have a big mansion and can now afford anything and also support God’s work and the church.
Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!
I remember giving her my first saved up $20000 and she opened a brokerage account with it for me, it turned out to be the best thing that ever happened to me.
Think of your portfolio as a black box that only shows a total value and you can extract money from it as needed. Do you care if it's from dividend or growth inside? You just want the maximal total value at a volatility you can handle. Dividends are irrelevant, total return is the only metric that matters.
and a dividend can help during down markets if you are retired and need to live off the income. Pulling from a portfolio after a stock market crash is rough
you are missing the point, dividends ARE part of total return. My portfolio is not a black box that i can't see inside this makes zero sense as I need to trim, buy when opportunities come up and keep an eye on what i own therefore a black box is not a good comparison. More like a clear box I have 20/20 vision into
As an investment enthusiast, I often wonder how top-level investors are able to become millionaires through investing. I have a significant amount of capital to start with, but I'm unsure about the strategies and direct I should take to help me generate substantial profits like some people are this season.
I’m not in a position to offer financial advice, but given the significant amount of capital you're working with, it would be wise to consult a financial advisor who can guide you in developing a strategy tailored to your goals and risk tolerance.
Factos!!. After experiencing a major portfolio loss in 2020 amid the COVID pandemic while trying to manage my investments on my own, I reached out to an investment advisor. They helped me turn my 420k into a seven-figure portfolio by providing the guidance and strategy I needed. Having that expertise made a significant difference in my investment journey.
Thanks for sharing your experience! I’ve been managing my portfolio myself, but it’s not working out. Do you have any recommendations for a good investment advisor? I could really use some help.
Dividend investing is the worst equity strategy proven scientifically for three reasons: 1) it picks stocks that are flat and mostly value stocks that underperform market average 2) it is the worst strategy per taxation reasons that you pay excessive tax upfront on gains 3) every dollar given as dividends takes a dollar from company market cap which is more tax efficient and growth efficient in the long run
I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good stock recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience..
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach?? and How can i reach her, if you don't mind me asking?
From $10,000 to $76,000 that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
Venturing into crypto as a newbie was very difficult due to lack of experience which resulted in loosing funds......... But Virond Thomas, restored hope shes a good woman
Charlotte bate has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
Always a winning strategy
Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.
Financial planning and retirement strategies are crucial, especially in today's economic climate. With global economic fluctuations and uncertainties, it's essential to have a solid plan in place to protect your financial future.
It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.
Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.
My CFA, James Brendan McCall is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.
Reinvested my dividends for 30 years. Now at a point where I take them for income in my 60s.
Has the result met ur retirement goal?
you are wise
In Australia our SCHD version is VHY ASX. It yields around 5% p.a. compared to 3.5% SCHD.
We don't have a Realty Income equivalent in AUS I believe. Besides CharterHall Dexus and CIP Centuria.
VanEck LEND invests in ARCC MAIN etc. and yields 10% p.a.
We also have CGT discounts for holding ETFs for >12 months.
Investing $20,000 a year for 10 years into a portfolio yielding 8% p.a. average, and after tax 6% p.a. will create a portfolio of $265,643.27 and an annual cash flow stream of $15,938.59 p.a. after tax.
Investing $40,000 a year for 10 years into the same portfolio for 10 years at 6% net after tax rate = $31,877.19 p.a. after tax.
That is doable if you live in a fully paid off house. Groceries are around $10,000 p.a. single person, $10,000 insurance, car, transport. $10,000 for holidays and entertainment (modest lifestyle).
SCHD is a solid choice for dividend investors, especially in uncertain markets. With its consistent dividend growth and solid track record, it feels like a reliable long-term hold. I’m focusing on ETFs like SCHD to balance growth with stability, especially as we navigate the impacts of rising interest rates.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2025.
Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.
My CFA, ‘’Aileen Gertrude Tippy’’ is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
To me, the crucial aspect is that if you invest and have additional income apart from dividends, you can sustain your lifestyle solely through dividends without the need to sell investments. This enables you to pass on those dividends to your children, granting them a significant advantage in life. In 2023, I received dividends amounting to $52,000..
I wholeheartedly agree! That's why it is advisable to invest while maintaining a steady job or a regular source of income and to do so consistently. Even when engaging in investments, it's important to have a stable foundation to support you. The crucial factors here are effective financial planning and prudent money management.
As a novice investor, it's truly motivating to hear from someone who has experienced the ups and downs of investing and emerged successfully. I'm curious to know about some effective strategies that I can employ to increase my chances of success.
I would recommend engaging the services of a financial advisor to assist you in diversifying your portfolio. This can be achieved by incorporating mutual funds, exchange-traded funds (ETFs), the 11 GICS (Global Industry Classification Standard) groups, inflation-indexed bonds, and stocks of companies with stable cash flows instead of focusing solely on growth stocks, which are valued based on future earnings potential. By following these principles and leveraging insights from my Certified Financial Planner (CFP), I have managed to generate approximately $900,000 in earnings since 2023.
Absolutely amazing! It's indeed an incredible beginning towards achieving financial independence. I'm interested in contacting your financial planner, please let me know
Julianne Iwersen Niemann is the name of a remarkable individual. I initially came across her on a CNBC report and later discovered her presence on Smart Advisors. Intrigued by her accomplishments, I promptly conducted an online search. Choosing to follow her guidance amidst these turbulent times has proven to be the most beneficial decision I've made. Her expertise and performance have been truly exceptional..
Don't be a one or the other investor. Be growth AND dividend. Your wallet doesn't care if the income comes from a 5% dividend or half of 10% growth.That's the beauty of the SP. All of the Dividend Aristocrats, all the mag 7 high growers, internationals like Ford and Coke but with US stability.
im kinda with you, have both......so you have diffrent types of income coming in.....but F and KO are really bad examples. they are doing horrible and getting killed right now, lol
Even better, buy VT. Own the total stock market. We can’t predict the future so holding the whole market and not just one country is the most optimal way to invest. The only free lunch in investing.
Be growth, dividend and options
@@decades2550 yeah fasure bro, thats what i do
this is the correct answer
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Your allocation looks solid. Consider dollar-cost averaging & dividend reinvestment. I suggest you consult with a financial advisor for guidance.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
@@PatrickLloyd- Please can you leave the info of your lnvestment advsor here? I’m in dire need for one
Sophie Lynn Carrabus is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Jenny Harrington is spot-on about dividend investing. Good stuff!
She picks the losers regularly
Please what do you think of Exxon mobile as a dividend stock? because I want to invest around 140K of my cash savings and was wondering the best strategies during volatile times like this?
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased.
Having an investment advisor is the best approach to the stock market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.
I could really use the expertise of this advsors
*Marissa Lynn Babula* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Her name is Marissa Lynn Babula . I can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Dividend investing is my thing! I'm building wealth with a buy-and-hold strategy in my Roth account, featuring rockstars like Berkshire B stock, SCHD, and S&P 500 and total market ETFs. My taxable account is also getting in on the action, generating regular income through dividend-paying stocks. It's a winning combo that's helping me achieve my financial dreams!
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2025.
Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.
My CFA, ‘’Lauren Camille Brown’ is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Dividend investing is my jam! I'm building wealth with a buy-and-hold strategy in my Roth account, featuring rockstars like Berkshire B stock, SCHD, and S&P 500 and total market ETFs. My taxable account is also getting in on the action, generating regular income through dividend-paying stocks. It's a winning combo that's helping me achieve my financial dreams!
Your strategy is a perfect example of a solid plan! Combining dividend stocks with a buy-and-hold approach sets you up for success.it's clear you've done your research. Yet, I still think consulting with expert advisors can take your success to the next level. They can offer valuable insights, help you mitigate risks, and optimize your strategy for even greater returns.
True, initially I wasn't quite impressed with my gains, I was doing so badly, figured I needed to diversify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
Just gotta give props to Viviana Marisa Coelho , my CFA, she's the real deal in the finance game. Dive into her background, this lady's a treasure trove of experience and knowledge for anyone navigating the financial jungle.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
Dividend investing is my thing! I'm building wealth with a buy-and-hold strategy in my Roth account, featuring rockstars like Berkshire B stock, SCHD, and S&P 500 and total market ETFs. My taxable account is also getting in on the action, generating regular income through dividend-paying stocks. It's a winning combo that's helping me achieve my financial dreams!
Your strategy is a perfect example of a solid plan! Combining dividend stocks with a buy-and-hold approach sets you up for success.it's clear you've done your research. Yet, I still think consulting with expert advisors can take your success to the next level. They can offer valuable insights, help you mitigate risks, and optimize your strategy for even greater returns.
I agree, though some doubt financial advisors. Mine has delivered, growing my portfolio by over $1 million for the past decade through savvy diversification. Financial security is my goal, and I'm pleased with my results.
This is definitely worth considering! Do you have any recommendations for professionals or advisors I could speak with? I really need help with proper portfolio allocation.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, “Brenda Davies Clarke” turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon. Thanks
This will be forever debated until the end of time for people who don't want to realize taxes when dividends are paid, but having passive income without having to sell shares of a quality company can be a lifeline in between a job loss or other financial crisis. For some, cash flow right now is more critical than a peak total return when you're 80. I know too many people that didn't even make it to be that old.
🎯🎯🎯🎯
People who care about “taxes” on these makes no sense. That’s like saying no, I don’t want an extra $5k at work because it will get taxed lol
It depends on the country, but in general dividends are not tax free and are no free lunch
A lot of news have been going on about a rally after the election, urging investors to watch out for stocks that would be experiencing significant growth. Any idea which stocks to put on my watchlist?
the market has been a basket of surprises lately, it's better to abide by professional guidance
Such uncertainties are the reason I don’t base my judgement on a ''heresay'' 2020 had me holding trash stocks, but thankfully revamp my portfolio through the aid of a pro before seeing significant gains. To date, I've scaled up nearly 320% ROI. it's been 4 years and counting. I and my advisor are working on a 7 figure ballpark goal and we're not far.
good gains! does your advisor work with any specific persons? I once saw on the news folks that made fortunes from the Dotcom crash, as well as the 08’ crash and I’ve been looking into similar opportunities in this present markt
I’m cautious about giving specific recommendations as everyone's situation varies. You may consider independent financial advisors like "Amber Michelle Smith" I've worked with her for over 4 years now and I'd gladly commend her exemplary service on a public post.
Glad to have stumbled upon this, curiously inputted her on the web, easily spotted her consulting page and was able to schedule a call session. Ive seen commentary about advisers but not this phenomenal
Ive been 70% VOO, 20% SCHD, 10%IBIT for a while and its been great
What’s the timeframe?
The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2024.
I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
Lisa Grace Myer is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
thanks to the host for allowing her to make her case
To me, dividend investing is no different than buying a house to rent out. You buy the house with lump sum money (hopefully, no mortgage), find tenants to live there and collect monthly rent payments (dividends) from the tenants. Same could be said for any other business, private or public.
Agreed 👍
Total returns is better than dividends.
you can buy house on mortgage, put tenant and let them pay your mortgage for 10 years and after than the house is yours.
we true, thats actually why they created REIT's too.... frfr
@@carlyndolphinnot if you get scared everytime your stocks fall which is 99% of investors.
She crushed it
Excellent assessment.
Investors should use their money continuously, in my opinion, especially In 2025, the market will start to diversify even further. Given recent stock success, it becomes sense to invest my $460k portfolio in conclusion that the stock market is the best intelligent investment accessible. Certainly, others agree.
I think the smartest way to go is to spread out your investments. By putting your money into different asset classes like bonds, real estate, and stocks, you can lower the risk if one part of the market goes bad.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
I've searched for financial advisors online but it's kind of hard to get in touch with one. Is is Okay if I ask you for a recommendation?
Margarita Felicia Munoz is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
I appreciate you sharing. Curiously, I looked up her complete name online, and after a little scrolling, her website appeared. Before approaching her, I conducted my research and reviewed her qualifications. Many thanks once again.
CNBC should give us, the viewers, a weekly show that would focus on dividend investing. An hour or even a half hour and Jenny would be the host. Thoughts?
Great point, I totally agree. I watch CNBC often, and they don’t have enough focus on dividend growth/investing. I show devoted to this style of investing, with an opportunity for viewers to learn, would be great!!
Fantastic idea. CNBC is great but often focuses on sports-like reporting of the moves on the day.
I love dividends. I'm big on JEPQ and SCHD.
been primarily a value/dividend/dividend growth investor for ~ 20 years now. Currently have ~ 80k of annual dividend income coming in. Still buy growth from time to time but The value of the portfolio is secondary to the income it produces. I will retire in 10 years with 100k of dividend income hopefully along with my rental property income.
My $185k portfolio includes covered call ETFs and growth ETFs like SCHD, DVY, SVOL, FE, and JEQ. I would like to clean up my portfolio a bit, and change my investment strategy by placing a heavier emphasis on dividends. Am I on the right track?
Investing long-term in ETFs and high-dividend stocks is a straightforward way to build generational wealth. Notably, over 80% of billionaires are stock investors, expanding their billion-dollar portfolios. The rich do what the poor fear!
Absolutely! Wealth is made in growth investing . We aren’t in a bear market, but nibbling heavy red days has proven to be fruitful for me over 9 years of investing. I am at 2.25 mil. Biggest positions PLTR, TSLA, SCHD, VOO, and now looking to build up DRGO alongside finding quality value/growth stocks to buy. I got $48k divs last year in taxable divs. Q3 taxable divs last year was $18,388. Don't sell when the market is down. Having a skilled CFA that puts the time in to do in-depth research can be invaluable in strategizing your portfolio.
@@LuvmeRos I've been trying to find one, but it's been quite challenging. Could you recommend yours?
My CFA is Patricia Grace Barry, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the mrkt.
Thank you for putting this out, was able to spot Patricia after inputting her full name on the web, she seems highly professional with over a decades of experience.
I believe investors should always put their cash to work, especially now that we're in 2025, as we'll start to see more market diversification. Given the recent performance of stocks, it's safe to say that the stock market is the smartest investment option available. I hope others agree.
Of course, you are not alone.. However, if you are investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. I have been making more with less risk since i started working with one
The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.
Talking about a financial market specialist, do you consider anyone worthy of recommendations? I have some money to test the waters now that large cap stocks are at a discount... Thanks
My CFA, Judith B. Richards, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
So I’ve saved up $199K in an emergency fund, and now I’m looking to dip my toes into investing. Watching this video and thinking, “This dividend investing strategy sounds like the perfect way to make that money work for me.” Need a solid head start, but hey, a little guidance couldn’t hurt, right?
Well, dividend investing is great, but don’t get too comfy just yet! I’ve been there, but after working with a financial advisor, I realized there’s more to it than just dividends. They really helped me diversify. Might be worth getting expert advice if you want to make the most of your $199K.
That’s exactly my concern! I know I need professional guidance, but how do I even find a good financial advisor? I don’t want to just pick one randomly. Anyone got suggestions on how to find the right person?
There are a handful of CFAs. I’ve experimented with a few over the past years, but I’ve stuck with Linda Aretha Reeves for some years now, and her performance has been consistently impressive. She’s known in her field, look her up.
I just looked up Linda Aretha Reeves, and wow, she seems exactly like the kind of expert I need! Thanks for the suggestion. Looks like she’s got everything to help me succeed in my financial journey.
Watched Linda Aretha on Bloomberg Finance Summit 4 years ago, and her presentation was incredible!
Jepq and jepi ?
I used to think it was just about buying stocks, but I didn’t realize there are strategies for managing risk and actually making a profit. Now I feel kinda stuck since I’m not seeing any gains in my portfolio. Do you have any recommendations on what I should consider? I’d really appreciate it!
It's not just about having money to invest in stocks; it's about knowing the right strategies for profit and managing risk. That's why working with an investment advisor is important-they have insights not available to everyone.
I totally agree with you. I started out investing on my own too and lost quite a bit. After the 2020 crash, I managed to pull out about $160k. I then invested that money with an analyst, and in just seven months, I made almost $580,000. It's amazing how having the right guidance can turn things around!
This is incredible. Could you recommend who you work with? I really could use some help at this moment.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Laurel Ann Watkins’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
Her points are really good and I never thought about the argument that it teaches good investment behaviour. It really does, at least now that I reflect about myself... I really get a little bit nervous if a conventional non dividend stock is performing well and I often ask myself when to get out.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
Your advisor must be really good, how I can get in touch with them as my porfolio isnt doing well.
credits to 'Melissa Terri Swayne' one of the best portfolio managers out there. she’s well known, you should look her up
I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.
This was excellent. 😃 Thank you! 😊
Good video @Jenny have to push back on this statement "most people dont need income" actually MOST PEOPLE *NEED income! I love dividends from high yield funds that pay monthy vs stocks..
You should build your portfolios accordingly: part of them should be in growth/big tech stock ETFs, part should be in value dividend stock ETFs, and part should be in CEFs. Different portions of your money serve different financial goals.
Loved this! Step Finance is making waves-let’s explore them! 💥
She really did give great advice
If you can't understand why someone would pay $100 to get $4 back every year then dividend investing is not for you.i bought MRK, KMB AND PEP for passive income. I just need to divest my portfolio around $80k into cryptos and I am set for the year. Any suggestions?
4% back in first year, and have that cash back grow by 10% per year and some capital appreciation over time. Then it gets exciting. MRK is a really good buy, you can get a qualified advisor to guide you in diversifying into cryptos for personalized guidance tailored to your risk tolerance and goals.
Having an investment advisor is the best approach to the market . I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends. So i will advise you get one as well.
Could you recommend who you work with? I really could use some help at this moment please.
Lauren Christine Campbell is the CFA I work with and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Well said. It doesn't have to be one or the other. I like dividends in dome cases and I like hyper growth in others. Invest, swing trade and day trade. Learn all the above.
Why do so many dividend stocks get killed for share price? You would think dividend stocks would do a little better. Case in point: $3M.
Yes
everyone needs a margin of safety in their portfolios and remember, it's time in the market not timing the market
learning when to exit has been my issue and main reason I'd advise the use of financial experts unless you a pro yourself
@@Curran-m-i correct but not the point of the dividend strategy.
Straight up, investing with the help of a financial advisor set me up for life with about $1.6m in stock portfolio roi. I max out my 401k and have few properties. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. But if it wasn't for 2020 covid lockdown, I wouldn't have supplemented my income with stocks and alternative investments.
year in and year out, STEADY dividends BUILDS your investment, I ALWAYS let it reinvest automatically.
Growth,value and dividends combined are winning strategy
TRIN is the best 14% yield, dividend growth consistently over the past 12 quarters.
Tesla “TSLA” shares surge with CEO Elon Musk's involvement in the US election seemingly pays off after President-elect Donald Trump's win. which stocks could potentially become the next in terms of growth over the next few months?. I've allocated $220k for lnvestments, looking for companies to make additions to boost performance.
Stock Advisors provides investors with an easy-to-follow blueprint for success, including guidance on building a portfolio, regular updates from analysts, and two new stock picks each month. The Stock Advisor service has more than tripled the return of S&P 500 since the covid pandemic.
One thing I know for certain is crypto is here to stay, the only thing that leaves is the people who don't manage their risk. Manage that, or the market will manage it for you. Thankfully, I can attest to the success of this approach aided by professional guidance seeing my portfolio of $340k grow by 42% last year alone.
That's incredible. Could you recommend who you work with? I really could use some good help at this moment.
Elisse Laparche Ewing is a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I’m 75% growth (vgt, qqqm, and Schg) 25% dividend (schd)
Do you hold the S&P 500 at all or total stock market?
@ yes, the S&P 500 is by far my largest holding in my 401k. Brokerage is growth and dividends.
@@o0usf0o good to know. I am new to investing and was having trouble deciding how to allocate my accounts. So I was thinking qualified dividends etf in my brokerage, growth in my Roth, and S&P in my 401k.
Age 20-60 Dividend Growth Accumulation Phase, Age 60+ Dividend Yield Spending phase.
Perfect example Jenny!!! The best investor is the one who behaves well.! ‼️‼️‼️
jenny is the top analiss in dividend tanks
😅😅😅
Big fan of dividend tanks. 😊
YOU GO GIRL!
Other than the psychological aspect, what would be the advantage of receiving dividends vs growing your investment and simply selling when needed???
In a down market you can pull income and not be forced to lock in a loss on the sell price is what I’ve been told
@JBURDA nonsense. A down market affects dividend stocks, too
Ofcourse. Saying you retain the same number of shares if you take dividends instead of selling shares for money. Depending on your specific situation this may be valuable for you.
I love having options and if you don't need the money to live off of you can reinvest it
Wow! Investors care about dividend stocks?
yes Sir!! Ask Warren Buffet
Great interview
I want to invest $400k in profit-yielding dividend shares but am not sure which to buy into because dividend-paying stocks don't give rapid price growth and can provide a steady income stream.
Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Jessica Dawn Walters turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
What about closed end funds! You can get all the yield you need right there
Dividend stocks for income over bonds an growth stocks for long term growth
Thank you CNBC.Yes I'm overweight in Dividend Stocks but Do have Growth of atleast 25% .But I've Been doing Great in OTM Covered call ETF what do you think.JEPQ,GPIQ,GPIX. And BIGY is one I just Bought.I have a Return of 314.28% last 5 Years Thanks alot to you and Tom Lee
Im trying to build my stocks up and I'm reinvesting my dividends for now ......
Yieldmax has a NAV erosion problem but the weekly dividend is good. Along with the price being low.
Use way out of the money covered calls for tech companies.
ARCC is solid. Need ACRE to come back to life. The interest rates and occupancy rates are severely hurting that stock performance
Dividends from the stock market were a key motivator for me to start investing. In my view, if you make sound investments that generate additional income alongside dividends, you can eventually live off that dividend income without the need to sell assets. This approach not only provides financial security for yourself but also creates a lasting legacy for your children, giving them a financial advantage. Over the years, I’ve invested more than $600,000 in dividend stocks and continue to buy more, especially during market dips.
Hearing insights from seasoned investors who have successfully navigated market downturns is always reassuring. It can be challenging to see your portfolio fluctuate from gains to losses, but if you focus on high-quality companies and remain committed to your strategy, you'll be in a strong position to weather market volatility.
I completely agree, which is why I value working with an investment coach. Their specialized skills and deep understanding of risk management make it highly unlikely for them to underperform. Over the past two years, I’ve seen impressive gains of over $400K with the guidance of my investment coach.
How can I find a trusted financial planner like yours?
Rebecca Lynne Buie has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.
Thank you so much for the recommendation. I've always been intrigued by investing, and your message has truly inspired me. I'll look her up and reach out soon. Best wishes to you!
#FMCC 🎉 🎊
@2:30, "you know you're getting your income". @2:38, "you know that's coming in". She should have mentioned that dividends aren't promised and companies can cut or eliminate them.
true, however dividends are easier and more reliable and consistent to manage then stock price
@@cozyslor if you’re paying attention to your companies, you’d have dumped that stock long before this would happen.
@@o0usf0o Usually the stock is performing poorly prior to knowing that a dividend will be cut or eliminated. Companies don't cut dividends into strength. Then you're "forced" to sell into weakness to reinvest in the dividend payor you desire. Not a great situation.
Dividend yield & dividend growth is possible with etfs like SCHD & DIVO
yes sir!! some really good CEFs as well
DGRO
Love my dividends
I don’t think the distinguishmdnf matters so much as long as you buy good quality companies, at a fair price (thst could be a full growth company or a passive dicidend company)
5% of my portfolio is in dividend stocks, and I already feel it is too much 😂
define winning.
Its realized gains, every quarter or every month.
Who doesn’t need income?
Rather than HDV,SCHD or any others. Buy Mega caps dividend stocks with better track records such as SHEL,CVX,ABBV,XOM,JNJ,TM,KO
MRK and IBM all are mega caps
A 5% dividend or less is a terrible investment when you can get 5% in an FDIC insured savings account or T-bills.
If you buy or hold a stock for the dividend then you are at the mercy (ha!) of the company. The minute they cut dividends, even by a small amount, the stock will fall out. On the other side, when bond and treasury yields increase all the Boomer dividend stocks tank.
Take a look at how KO has performed over the last 30 years vs QQQ or SPY and you won't want to own that dead junk.
LOL lets ask buffet about how well KO has been for him and how much it has paid him in dividends. You need patience my friend!! Slow and steady wins the race! Don't forget that! Buffet loves collecting his dividends for a reason and doesn't like to pay them.
Apple needs to raise the divvy more than a penny a year though.... love em, but they can afford it lol.
Growth > Dividend
Nah
not over long term outlook
Depends on your age
Nobody ever talks about how dividends are automatically taxed as short term gains at your tax bracket rather than long term at 15%. The more wealth you have, the worse an idea it is.
dividend investing is a long term outlook game. Qualified dividends are taxed @ 15% not short term or your current tax bracket
Shockingly a lot of people dont understand that dividends arent free money. Dividends are a FORCED sale. A $10 stock become a $9 stock when it pays a $1 dividend. If you need cash in retirement then it could be a good idea for you. For me if rather not pay taxes on it. And I'd rather the value of the dividend stay in the share price.
but you can hold the asset forever and still be paid VS having to sell the asset. The stock price always recovers few days after ex dividend date if it didn't people would not be holding
Buy dividends when you need them. Growth until then. Imagine going in on schd instead of voo 😂😂😂
SCHD 28 bucks a share
VOO 550 bucks a share
20 shares of SCHD 1 share of VOO
VOO is being carried by the MAG 7 what happens to that ETF when/if those stocks start to crumble?
@ schd 5-year return: 44.35%
Voo 5-year return: 83.29%
Sit your simple self down
@@lockheedload again what happens to VOO if the MAG 7 has a major drop off? It was a simple question.
@ if it really went off the rails, voo may look as bad as schd does 😂😂😂
Thank you Lord Jesus for the gift of life and blessings to me and my family $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!!🙏❤️❤️
I'm 37 and have been looking for ways to be successful, please how??
Sure, the investment-advisor that guides me is..
Elizabeth stark
Same, I met Elizabeth stark last year for the first time at a conference in Wilshire, after then my Life has changed for good.God bless Elizabeth stark
Her services is the best, I got a brand new Lambo last week and paid off my mortgage loan thanks to her wonderful services!
Most dividend ETFs and its holdings are still at risk and volatility continues due free 4.3% treasury 1-3 BIL rates. Why buy dividend stocks when i can get 4.3% risk free
you need alot of money to life of dividends
“Most people don’t need income”…….interesting 🥴
I am 95% BIL ETF, 5% XRMI which buys protective puts
Nu, ma, convins, nu😮
Nah
Dividends are not free money. Many stocks are dividend traps. Stocks falls on ex dividend dates to pay dividends on pay dates
then ur not a good dividend investor my friend
You lack reading comprehension
What do you mean by that? Most dividend stocks do fall on ex dividend date in my experience, @@diegoaespitia
I mean so is capital appreciation, nothing ia free money.
@@diegoaespitiai know what i own.
Do not buy SCHD.
I own 95% BIL, 5% XRMI which buy protective puts
Why on earth, would you want a dividend, when individual companies are doibling and trippling in value and even the index S&P 500 got like 25-30% return last year.. why wpuld you settle for 5-6% when you can make much mich more thsn that, especially when compounded over a few years?? Of course nobody needs dividend, and people need to invest in nice growth stocks or at least good companies with somewhat growing income (eps)😊
Because you have to sell your asset to get money with dividends you don't. Warren B gets more dividends per year than his initial investment in KO ! Never sold a share
@stocktalk8798 How old are you? Can you afford to wait for the growth? I cannot, I need income now.
Not everyone is a millionaire and wants to gamble every day. Lots of retirees who would like to have a little bit of income without the risk.
you are getting both dividend payments (income) along with stock appreciation (growth) if you buy on sale. I am a value dividend investor so i get both the dividend as well as price appreciation & I focus on companies that grow their dividend so I get pay raises multiple times a year from companies i own
Well you have no rights to increase the price of my everyday purchases to give out dividends to your vulturous investor. You are stalking me around the clock to land these earnings. Is there any law enforcement in society to put these rabid financiers in their place & teach them re RICO charges & civil rights???
Why is this crow cackling in my ear? Sick of shills
I'm favoured only God knows how much I praise Him, $230k every 4weeks! I now have a big mansion and can now afford anything and also support God’s work and the church.
Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!
Wow that's huge, how do you make that much monthly?
I'm 37 and have been looking for ways to be successful, please how??
I earn from investing in the digital market with the guidance of (Ms. Evelyn Vera) Brokerage services. I'm happy to talk about it!!!
I remember giving her my first saved up $20000 and she opened a brokerage account with it for me, it turned out to be the best thing that ever happened to me.
Think of your portfolio as a black box that only shows a total value and you can extract money from it as needed. Do you care if it's from dividend or growth inside? You just want the maximal total value at a volatility you can handle. Dividends are irrelevant, total return is the only metric that matters.
and a dividend can help during down markets if you are retired and need to live off the income. Pulling from a portfolio after a stock market crash is rough
you are missing the point, dividends ARE part of total return. My portfolio is not a black box that i can't see inside this makes zero sense as I need to trim, buy when opportunities come up and keep an eye on what i own therefore a black box is not a good comparison. More like a clear box I have 20/20 vision into
Dibbidends
😂😂😂😂 what a bs the 😂😂
As an investment enthusiast, I often wonder how top-level investors are able to become millionaires through investing. I have a significant amount of capital to start with, but I'm unsure about the strategies and direct I should take to help me generate substantial profits like some people are this season.
I’m not in a position to offer financial advice, but given the significant amount of capital you're working with, it would be wise to consult a financial advisor who can guide you in developing a strategy tailored to your goals and risk tolerance.
Factos!!. After experiencing a major portfolio loss in 2020 amid the COVID pandemic while trying to manage my investments on my own, I reached out to an investment advisor. They helped me turn my 420k into a seven-figure portfolio by providing the guidance and strategy I needed. Having that expertise made a significant difference in my investment journey.
Thanks for sharing your experience! I’ve been managing my portfolio myself, but it’s not working out. Do you have any recommendations for a good investment advisor? I could really use some help.
O, fy👁️👆ceva, nu, vad, cei, plouă, cu, ceva?, ce, multă, vrăjeală,,, hm,,,, oare, ploua, cu, povești, sf, oare? 🙄😉👆
8% wow! Tell this to the S&P500 with 24% in 2023 and 2024
ask a question, get a book as answer.. zzzzzzzzzzz noobs
Dividend investing is the worst equity strategy proven scientifically for three reasons: 1) it picks stocks that are flat and mostly value stocks that underperform market average 2) it is the worst strategy per taxation reasons that you pay excessive tax upfront on gains 3) every dollar given as dividends takes a dollar from company market cap which is more tax efficient and growth efficient in the long run
I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good stock recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience..
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach?? and How can i reach her, if you don't mind me asking?
From $10,000 to $76,000 that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
Please how?
Venturing into crypto as a newbie was very difficult due to lack of experience which resulted in loosing funds......... But Virond Thomas, restored hope shes a good woman
Her name rings a bell; I've encountered it multiple times, usually associated with stories of her trading achievements. She deserves a lot of credit.
Charlotte bate strategy has been instrumental in helping me navigate the past few months. Without it, I don't think I would have made it through
Charlotte bate has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
90% of the new traders/investors today only play options. They will realize in 20 years that they were morons lol
Still bringing on Jenny? She’s awful and rambles