April 2024 | End of month binder tally |
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- Опубликовано: 6 сен 2024
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I am a wife and Mum to 2 beautiful kids and a Labrador named Buddy 💜 I budget for the Family, Travel, Challenges and SECURITY!
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$10000 Emergency Fund. 6 Months Ahead. Family Holiday to Japan or USA. Buying some fun toys along the way, most importantly Security for our future.
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DISCLAIMER: This is my personal budgeting journey to savings and security for our families future, I am not a financial advisor and cannot provide any advice financially.
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PO Box 7374
Sippy Downs
Qld, 4556
Australia
Great work sian. Expenses are always going to happen and fluctuate thats why we save so well done x
Yeah thanks.x makes me feel better though and I have added more into savings instead of binders recently so should be at $10k in them now. I love not adding it as it feels like a surprise when I compete them then. An added bonus.
Wow that's great! You're doing so well! 🎉
Aww Thankyou. Never thought I would enjoy saving haha
Amazing amount saved. Even with some huge expenses still managed over £20k saved🎉🎉
Thanks, I forgot we also had buddy’s surgery as well, so surgery, plants, dining table, gymnastics as expenses. Hate seeing it go down though. But has to sometimes. Thanks for watching
Yay love this video! I loved watching this to fall asleep last night and finished it this morning ❤
Thanks so much!! Have a lovely weekend.
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Here listening doing groceries 😊
Hope you find some specials :)
Keep pushing on your savings ❤❤
Yes that is the focus. I didn’t add in the nearly $10k I have saves this year in the challenge binders though.
21k is still an amazing amount to have available should you need it ❤
It is, Thankyou. Just get impatient with my goals haha, but they are all waiting in the savings challenges to complete to reallocate
It would be nice if we didnt have expenses 😁 but look at it this way, without this system you wouldve had to find the money from somewhere to pay for said expenses & may have found yourself using credit card & be on the merry-go-round of debt.
This way you've allocated money each week toward those expenses & are $20k better off (not including challenges, getting ahead etc)
Job well done 😊
Thanks for your comment. Turns out I missed adding in the body and mind binder so wasn’t too bad in the end. Main thing is I am spending less than I’m putting away. Thanks for your continued support xx
Hey Sian, add up your totals again. The body and mind binder did not get added in. Your total should be 23.927. The damage is not that bad, only 390 dollars
Ohhh yess! I re had a look and I didn’t add the body and mind binder in the totals. I knew something was off… I worked out I was down and with what I spent in the month I still ended up with nearly $500 more for month so that’s good. Main thing is that I am putting away more than I am spending which is my ultimate goal! Thanks again
In body and mind, did you need to add the buffer with the fitness total, or is it a combined amount . Great work 👏 👍
I’ll have a look back. I did miss the whole binder in the total lol. So that explains a few things. Next month I will make sure accurate haha