Costs of Emergency Medical Treatment Abroad When Sailing and Traveling Without Insurance Ep108
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- Опубликовано: 29 окт 2021
- #emergency #sailing #medicalinsurance #medicaltreatment #brokenfinger #winches #safetyatsea #travelinsurance
What do you do when you arrive in a foreign country with a medical emergency requiring surgery, without travel or medical insurance or a sim card? To make matters worse you're not allowed on land because of quarantine rules!
In this episode we arrive in Martinique and face all of the above with some mechanical troubles thrown in too (as always!). Our first landfall in the Caribbean involves isolation, hospital visits, medical bills and searching for spare parts - living the dream!
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Well... fingers crossed.
PRAYING you heal fast
I am sitting in hospital in Portugal watching this 2 days after fracturing my hip while skateboarding in the dark beside the marina. So as my wife looks after our 2 kids on the boat I can in some ways resonate with you. I can't rewind time but I can choose how to react to the situation that I find myself in. Now I really appreciate the parts of my body that are working well.
Best wishes for all your family adventures
Sorry to hear that .... accidents can happen to anyone anywhere And especially to those who take a bit more risk in life and live life to the full .... happy healing 😊
so happy you got the finger fixed Irenka . another great video stay safe x
So glad you were able to get finger fixed and are healing well. It’s so depressing when you can’t do normal things and are in pain. Love your channel and family. Healing blessings.
Thanks, yes feeling helpless is not good .
Awesome video, glad your finger is ok!!!
Glad that's over with. Try to have some fun now
We finally get to enjoy a Caribbean beach in the next episode and spend some time with other families. 👍
I had a chuckle when you said fingers crossed 🤭 it sounds like the youngerlings need to step up and help mum if they want to eat. It's amazing how one finger can cause so many issues. I guess that at least the bill shock wasn't to overwhelming let's hope the fingers heal fast and you can get back to enjoying your adventures, fingers splinted🏴☠️
They absolutely do ! Things are going to change round here !
Definition of courage!
Well done Mothership
Thankyou Andre
Irenka, I feel so bad for you with that finger. I hope it heals quickly, I know from experience living with pain how it is. Excellent video again. See you soon for another.
Thanks, it is so much better now , just needs exercise to make it straight again
Oh Irenka. I’m so sorry! Huge hugs and prayers.
Thankyou dearest xx
Para reparar una junta torica y hacerla mas pequeña, se puede cortar con un cuter y pegar con loctite
Get well soon Irenka. I've broken 5 bones and lost two front teeth from motorcycle accidents before and it's not fun. With lots of sleep and a high calcium diet, fractures do heal up fast.
Kindest wishes to you all
😊😊😊😊😊
Forever safe sailing
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What a great site to follow!👍😄
Thankyou 😊
Unfortunately these kind of injuries are indeed a reminder of how important our fingers and hands are in all what we do..I am sure the kids know enough galley and other chores to help you a lot..Have a speedy recovery..
I am so super careful now ... except when I am being stupid and clumsy . 🙄
Yes! I would think some of your kids could pitch in and peel carrots or chop them and the same goes with opening cans. You shouldn't have to lift a finger while you are healing.
Whoa! At least, with time, “Mum” EGBOK👍 Had a little chuckle when Irenka sez “Living the Life”😜 Dang! That had to be Painful…Stay Safe & Enjoy😎
I follow your adventure since a long time , sorry for the accident of Irenka,I hope she will recover very quickly , And a lot thank for thecnical video of Woody we have the same engine on our sailboat, and it is a mine of information.
may be one day on the ocean
So happy that you can follow us !it is good to take in things as you need to
Hi guys. Irenka you are now in the pinned limb club along with Ant. Cod liver oil tablets or fish oil every day. Takes a week to take effect but reduces pain and inflammation really helps with joint and bones on the mend. Natural product that's also very good for you! Woody, now we have wifi for the winter we wanted to get on to your maintenance channel. The link in the description is not working for us. Just comes up 404 not found? We have an outhaul motor/ gearbox repair video in the can for the Amil main outhaul motor and gearbox. We helped Steve on dusk sort his and get it back working. It will be a winter video but it may be something we could collaborate on, across the pond repair or something if you have not already sorted yours. We sourced the bearings from a car parts shop and did the job very cheaply. PM us if this is something you think would be a good video. Just arrived at Finike. We love Turkey!!!! Sail Safe Guys, Ant, Cid & the pooch crew.
Thanks for the heads up about the link.. We’ll check it out.. sometimes YT abbreviates the link for some reason which stops it working 🤷♂️the channel is ruclips.net/user/MothershipMaintenance Yes I’ve got outhaul furler maintenance footage covering three continents and we had to rebuild the casing in the end which cost more than a new furler 😑 It was a nightmare job.. then the brushes disintegrated, I made new ones, they burnt out so had to import new ones because the carbon was a copper mix or something.. not standard. Anyway, just need to edit it together. Always happy to coordinate with you guys.. you know that 😉 What do you have in mind? I’ve spent the last few months re-editing and migrating old maintenance videos to the new maintenance channel so have a backlog of blogs to put together (the editing got put on hold but the maintenance certainly didn’t!). Glad you’re now in Turkey, we loved it there.. best place for getting jobs done, great value for money, great people, hard working and very friendly. Also fascinating country, would love to return one day. 👍
In the US it costs $3,000 just to walk in to the hospital Emergency room. My Dad was airlifted to a local trauma center 20 minutes away by State Police helicopter. The cost of the helicopter flight was free, however, the cost for the 2 flight nurses provided by an outside company was twenty thousand dollars. Medicare paid all except $200.00 that my family had to pay.
That is more scary than breaking a finger !
I had my ring finger broken 20 yrs ago. What I remember is the pain. Passing out particularly after the surgery. But it's not about me it's about you. I really sympathize. You need to be the new director general and get things done for you. Put your feet up & enjoy it. You need to heal. I have had many broken bones & I believe my finger was the most painful of all. And that includes a broken back.
Wow you have been through the wars !
We also sailed long distance and didn't have health insurance - too expensive.
We only had third party for the boat.
I love your videos!thanks xxx
Yes we only have third party now as boat insurance prices have gone crazy.. when you check the small print it turns out you’re not even covered for the most likely scenarios.. or they make the conditions so evasive that you don’t know whether your complying with their requirements half the time!
@@MotherShipAdrift thanks for reply. We also had flares because we knew that if we didn't have them we would need them! Murphy's Law.
Wow, that is really good, the hospital did a great job. I had a similar break in a bone between the knuckle and the wrist and the Hospital in Australia sent me home saying that is an old break, nothing to worry about. The French are really good. My youngest daughter on a school trip to France passed out in the street in Paris due to her insulin pump overdosing with the altitude on the flight. Ambulance to hospital and an overnight stay while they watched her system stabilize, cost? €135. Supporting breaks for the full 6 weeks is vital. I took a cast off early so I could go on a date decades ago. It took the wrist half an hour to swell up and start to hurt, so the cast was back on and taped together for the rest of the time. Keep smiling, you could be in deepest darkest Britain right now and be having even worse problems.
We’ve been really impressed with the healthcare we’ve received around the world.. from Turkey to the Caribbean.. and we’ve had our fair share of accidents! Spain was particularly good and cheap. I think in the States, prices get a little crazy though, and we wouldn’t go there without insurance.
I don't know how you guys take care of the medical problem especially the one you have without health insurance to use. Be careful everyone stay healthy.
Being careful is out best chance
Wow, glad your finger is healing up well.
We are a Digital Nomad family looking to transition to liveaboard in a few years. My big worry is always, the health insurance for worst case scenarios. We don't worry about small accidents or getting sick. But definitely being on the water with our son and needing emergency services or long stay serious hospital care. And also boat insurance for worst case scenarios would worry me.
Have you made back up plans for such cases like insurance back in the UK should anyone need serious hospitalisation?
As we replied in a previous comment… we’ve been really impressed with the healthcare we’ve received around the world.. and we’ve had our fair share of accidents! Spain was particularly good and cheap. I think in the States, prices get a little crazy though, and we wouldn’t go there without insurance. It obviously helps when your country has reciprocal healthcare arrangements with the country your visiting. Rather than full insurance we have a lump sum put aside for boat/health emergencies. It wouldn’t cover worse case scenarios like total loss or evac for the entire family but it has covered everything we’ve faced so far.. and worked out far more cost effective than full insurance.. which has a lot of dubious small print anyway!
and there i was thinking you were going to lose a fingure or two 😞 glad to see you're ok 😃
Yes we left it too long to get treatment we but weren’t allowed off the boat because of quarantine. 🤷♂️
Glad you got it fixed. ...It's always a good day when your doctor doesn't refer you to a taxidermist.
😁🤣🤣
🤣👍
Glad things weren't worse for your finger. Do you plan on sailing up the east coast of the US at all?
We would love to Ryan.. and explore inland states too. it was in our original plan but Covid restrictions, visas and insurance needs sent us in a different direction unfortunately. We have made many American friends out here on the sea so one day we still hope to visit.
@@MotherShipAdrift If you guys ever make it up to New England, look us up. We have very much enjoyed following your progress around the globe, we would be glad to provide you some transportation and show you around New Hampshire, Maine, and Massachusetts.
👍🌊🎣⛵🙏💯
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Can I ask why were you struggling and in pain to prepare dinner, open tins etc when you have 3 children who are old enough to lend a hand?
Lots of people said that .... I guess i need to improve my parenting a bit too !
So what was the total cost ?
Thks
Hello, total cost was all of it minus the €1800 for the operation
@@MotherShipAdrift Wow, we live in the USA and that would have SO much more.Glad that you were able have surgery and hope all is well.
Thanks
They may have a seafarer health insurance.
Not sure we would qualify 🤔
My first thoughts are for u Irenka to heal, but why is everybody else allowing u to suffer trying to do ur normal jobs, when they should be doing them for u!!! I'm sorry but there's no excuse they need to pick up their act and help u or just do it.
I think they get used to me doing most of it and I get used to doing it .... in the end , they all had to do more and it was good for everyone .
So doesn’t Ivanka’s Czech nationality exempt her?
? It is eu
@@davidwarnes5158 Yes, I meant exempt her from paying for treatment under the EU’s social care agreement
We were travelling on our U.K. passports at the time and the rules are vague but yes, in theory it would. But the U.K. also has some reciprocal agreement with France which meant we had some of the fees waived. But it all seems to depend In the hospital administrator you talk to at the time. 🤷♂️
@@MotherShipAdrift Very pleased that the EU has come through for you all, even if only partially basis on the individual social care system in the member state involved. You don’t need hefty medical bills 👍
I missed the part about how you broke your finger
ME TOO!
It’s in the previous video (107) when we sailed from Suriname.
@@MotherShipAdrift I JUST WATCHED IT! 👍😁🤣 AMAZINGGGG! 💪👌Thank you and BLESS YOU ALL! 🙏 Much love from DURBAN 🌈🌍🏄💦South Africa! 😍
Teach the kids to be more useful doing basic cooking and cleaning many hands make light work
Absolutely ... I am trying to get them more involved !
OK you got my pity, so what's your point?
Why don’t the kids help you on board opening cans and pealing carrots and spuds
Very true, lots of people said this !
Kid get ya hands out of the pockets
That’s why you have kids…. Emergency: assign kids to help cook and clean up.
Ouch .. just saw the broken finger… give all the glory to God for the healing.
Yup , it goes in cycles ... sometimes they help a lot and then we stop reminding them and they stop ....need to be on their case more 💪