ஆயுள் காப்பீடு (Term life insurance) வாங்குவது எப்படி: பணமயமான எதிர்காலம் - மூன்றாம் படி

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  • Опубликовано: 1 янв 2025

Комментарии • 174

  • @narasimmalurajasekaran718
    @narasimmalurajasekaran718 4 года назад +9

    சார் உங்களோட வாய்ஸ் செம !!👍👌
    என்ன ஒரு எதார்த்தமான பேச்சு !!
    படிக்காத பட்டிகாட்டானுக்கு கூட புரியும் !!
    என்னோட வெல்விஷர் எனக்கு சொன்ன மாதிரி இருந்தது !!
    அருமை !
    அருமை !!
    அருமை !!!👍👌

  • @rajcreation360
    @rajcreation360 5 лет назад +5

    I love u so much உங்கள் எதார்த்தத்தை எதார்த்தமாக பேசுவது எனக்கு மிகவும் பிடித்திருக்கிறது, அனைத்தும் அருமை சொல்ல வர்த்தை இல்லை மிக்க மகிழ்ச்சி நன்றிகள் என் அறிவை வளர்த்து கொள்ள வாய்ப்பாக அமைந்தது நன்றி

  • @esakkisankaralingam5692
    @esakkisankaralingam5692 5 лет назад +4

    அருமையான,எளிமையான, தெளிவான, நகைச்சுவை கலந்த விளக்கம்.

  • @AnuDhanvika-i9n
    @AnuDhanvika-i9n 9 месяцев назад +1

    எதிர்த்தமாக சொல்றீங்க அருமையாக உள்ளது

  • @ashokkumarnatarajan51
    @ashokkumarnatarajan51 5 лет назад +6

    Super a தெளிவாக சொல்லி உள்ளீர்கள் நன்றி
    இது போன்ற வேற நல்ல தகவல்கள் தரவும்

  • @adhikesavana5322
    @adhikesavana5322 5 лет назад +6

    Bro, andha suicide matter Sema, one year ku aparam venumna pannikalam nu sonningale Vera level....

  • @mouthwateringeats4808
    @mouthwateringeats4808 5 лет назад +21

    10:25 First year suicide pannikitta kudukka maatanga. Adhukkappuram pannikkalam :)

  • @uvarajkrishna
    @uvarajkrishna 3 года назад

    Puttu sir. Very informative. I am loving your style very much

  • @OmPrakash-kk9bx
    @OmPrakash-kk9bx 4 года назад +1

    Trustful.speech.valzthukal

  • @arunasalamj.n8488
    @arunasalamj.n8488 5 лет назад +1

    Anna sema Explanations.,
    Keep going😍

  • @vadivelrajasekar1423
    @vadivelrajasekar1423 4 года назад

    Nala pesuringaa bro . Super . Very informative. Thanks for your efforts

  • @ashokkumar1807
    @ashokkumar1807 3 года назад

    Superbly explained brother 🎉

  • @justbe3708
    @justbe3708 3 года назад

    First of all thanks to you for a great explanation.
    some practical doubts below, it may be useful for Many peoples too.
    * Is it really easy to claim the amount since the amount is high value?
    * If the dependents are not well educated, not much experience in the outside world, Is it easy to claim even they have a proper certificate?
    * If the insurance company not handled properly, It is one more stressful in a difficult situation, they already lost the family member, this is additional.

  • @prapakaran4811
    @prapakaran4811 4 года назад

    Simple sollunga bro, 3 to 4 minutes la solluratha 17 minutes sonnathave solli pesathenga bro , neenga sonnamathiri...... But super information.... Thanks for your information.....🙏🤝

  • @shahul1396
    @shahul1396 5 лет назад +1

    Dear sir thanks for your clear information.

  • @yuvaraj-lt7mz
    @yuvaraj-lt7mz 4 года назад +1

    Very useful video

  • @nandarockzzzz
    @nandarockzzzz 6 лет назад

    Very helpful and straight to point! Expecting investment topics in Tamil on this playlist soon sir!!

  • @Param20-20
    @Param20-20 3 года назад

    Subscribed for Mr Pattu

  • @Muthukumar-je3zz
    @Muthukumar-je3zz 3 года назад

    Superb explanation 👌

  • @Rengaraj13
    @Rengaraj13 4 года назад +1

    Ji super explanation. Antha terms and conditions la etha mukiyama pakkanumnu sollalaya bro. Ivvalavum solli kadaisi matter sollama pona eppudi bro. Terms and conditions thaan romba mukiyam. Please any one company terms solli oru video podunga. Thanks bro.

  • @Param20-20
    @Param20-20 3 года назад

    Very nice sir..Thank you

  • @cinehacker5189
    @cinehacker5189 4 года назад

    Very useful information sir.. Thank you

  • @madanchem
    @madanchem 5 лет назад

    Very well explained, thankyou

  • @narayananp5800
    @narayananp5800 5 лет назад

    very clear information

  • @buvank7741
    @buvank7741 6 лет назад

    Simply superb

  • @nakraj4267
    @nakraj4267 5 лет назад

    Really super sir?

  • @sethurajan1178
    @sethurajan1178 4 года назад +1

    Sir first time mutual fund which fund is good now

  • @sriguruprasathr1334
    @sriguruprasathr1334 4 года назад

    Thank you for advice sir

  • @ManojKumar-se8wg
    @ManojKumar-se8wg 5 лет назад

    Super information

  • @SbRaja-zj2ej
    @SbRaja-zj2ej 5 лет назад

    Super நண்பா

  • @devarajvelusamy1060
    @devarajvelusamy1060 4 года назад +3

    Sir,
    Can you please tell about Tern Insurance Return of Premium

    • @vasudevan7226
      @vasudevan7226 4 года назад

      No only death you can get amount

    • @myinvestingjourney6548
      @myinvestingjourney6548 4 года назад

      Go only for pure term insurance. Return of premium is not good option.

  • @annaduraia8745
    @annaduraia8745 Год назад

    Sir, Needed doctor certificate for natural death?

  • @shreerao5208
    @shreerao5208 4 года назад +1

    Sir, Do you think LIC is in trouble esp post disinvestment plan and buying stakes in bank with NPAs? I bought insurance for 25 years and paying premium in jeevan anand from 2005.

  • @BALUMAHENDRANdearmahendran
    @BALUMAHENDRANdearmahendran 5 лет назад

    Semma speach boss

  • @snsramkumar
    @snsramkumar 6 лет назад +2

    Nice one sir
    Expecting video on mediclaim and family floater. If it already available in english can u pls share

    • @pattufreefincal
      @pattufreefincal  6 лет назад +1

      have some. you can explore from the channel link

  • @RajaMS
    @RajaMS 5 лет назад

    Very super Sir 👏👏👏

  • @rohithrohith4791
    @rohithrohith4791 3 года назад

    44year premium yearly ethanai?

  • @veeraragavan6981
    @veeraragavan6981 3 года назад

    Max Life having Following Such plan is it worth than normal Term Plan can you please guide

  • @pabdulhakkeem
    @pabdulhakkeem 5 лет назад

    Nice sir...)

  • @liberalthamizhan4712
    @liberalthamizhan4712 5 лет назад +2

    What are the various Reasons the claim may be Rejected? Usually.

    • @pattufreefincal
      @pattufreefincal  5 лет назад +1

      Almost always a condition that cannot be covered

  • @sowmiyavelmurugan8979
    @sowmiyavelmurugan8979 5 лет назад +1

    Hi sir, how to choose term cover age.. i am confused as many companies provide till 85 yrs..

    • @sudhersanhemanathan8558
      @sudhersanhemanathan8558 5 лет назад

      Hi Mam/sir
      It depends upon by age, gender and earning capacity, it differs from person to person, for more clarifications from experts cal or ping
      7358462929

  • @abishek-m3q
    @abishek-m3q 5 лет назад +1

    Can you recommend tamil speaking Financial Advisor ?

  • @kripsraj5556
    @kripsraj5556 3 года назад +1

    Sir, Can we take term life insurance from 2 different insurance companies?

  • @galattacs9361
    @galattacs9361 4 года назад

    Health insurance ku entha company best sir ??

  • @PraveenKumar-kb2gf
    @PraveenKumar-kb2gf Год назад

    No cost TERM INSURANCE PLAN வாங்கலாமா SIR?

  • @periyasamythangavelu9776
    @periyasamythangavelu9776 5 лет назад

    Thanks brother

  • @nishant205
    @nishant205 6 лет назад +1

    Hi Pattu Please make one in English too.

  • @charleskandasamy6973
    @charleskandasamy6973 5 лет назад +1

    Nominee wife oruvelai nanum en wifum sethuvillal panam en kulanthaikalukku kidaikkuma yaravadhu padhil sollunga

    • @kuppaswamyvkuppaswamy4767
      @kuppaswamyvkuppaswamy4767 4 года назад

      Sure bro..ungalukku (nomineeki) piragu yaru irukangalo avangalukku dhan poganum ,additional neega kadana vechiirundalum athukum pogum this is govt rules & order.

    • @mrmstech5421
      @mrmstech5421 4 года назад

      Kandipa unga kolainthaiku tha kidaikum brother.... kindly contact -6385171199

  • @saravanansivakumar9259
    @saravanansivakumar9259 4 года назад +1

    Do we need to pay tax for claimed amount? Bcz for 1 crore, need to pay 30%

    • @mrmstech5421
      @mrmstech5421 4 года назад +1

      No sir.... insurance company la neeinga edukira Ella plan sec 10(10d) cover agum...life cover oda eruka entha plan tax illa

  • @RohitGUPTA-ub2qn
    @RohitGUPTA-ub2qn 5 лет назад

    Can we have basic Tamil introduction lectures for North Indian people also.
    Would love to know about Tamil.

  • @velkanthchinnasamy6463
    @velkanthchinnasamy6463 6 лет назад

    Useful info Sir. Thanks a lot for your input

  • @rathinakumar8610
    @rathinakumar8610 3 года назад

    Bro online term insurance good.

  • @amaran2471
    @amaran2471 5 лет назад +1

    if nominee also dies along with insurer in an accident, will the claim amount shall be paid to third person example to son

    • @pattufreefincal
      @pattufreefincal  5 лет назад +1

      Yes with legal heir certificate

    • @amaran2471
      @amaran2471 5 лет назад +1

      @@pattufreefincal Sry to ask again....in case all the three passed away, is my brother eligible for claim?

    • @sudhersanhemanathan8558
      @sudhersanhemanathan8558 5 лет назад

      Hi Amaran sir just call to expert and clear your doubt
      9884604842
      7358462929

    • @adhikesavana5322
      @adhikesavana5322 5 лет назад +1

      @@amaran2471 sorry ji, but Adhuku aparam Yaruku pona enna

  • @sudhasudhaas1773
    @sudhasudhaas1773 5 лет назад +3

    Sir enaku 33age aaguthu enaku term insurance Panna mudiyuma

    • @rohinichandra5552
      @rohinichandra5552 5 лет назад

      Neenga pension plan podalam sir illana MIAP plan both are best

    • @JO_MI7
      @JO_MI7 5 лет назад +1

      Sure but it's based on your salary minimum 2.5L pA

    • @priyankaradha7575
      @priyankaradha7575 5 лет назад

      Yes sir do it.

    • @priyankaradha7575
      @priyankaradha7575 5 лет назад

      Am Priyanka from Bharti AXA Gopalapuram branch.

    • @sudhersanhemanathan8558
      @sudhersanhemanathan8558 5 лет назад

      Sir nenga Term policy podalam
      Check the Claim Ration In google for current year and take policy sir
      7358462929
      9884604842

  • @doncinema391
    @doncinema391 3 года назад

    அண்ணா லைப் இன்சூரன்ஸ் ஒருத்தர் வாசிக்க முடியுமா....?. இல்ல வேற கம்பெனியில இன்னொரு இன்சூரன்ஸ் போட்டு வைக்க முடியுமா அண்ணா.....?

  • @veeraragavan6981
    @veeraragavan6981 3 года назад

    MAX LIFE also having Term Insurance with return // some plans are availbale in MAX website can check and Post video on that

  • @prabhusundararajinspired
    @prabhusundararajinspired 3 года назад

    OMG! mothal varsam suscide panikata kudukamatanga ha ha

  • @nakraj4267
    @nakraj4267 5 лет назад

    Are you financial advisor?

  • @veerajamuna7123
    @veerajamuna7123 4 года назад +1

    ICICI.., Max.., Tata.., HDFC இதுல எந்த கம்பெனி சிறந்த கம்பெனி சொல்லுங்க சார் pz... ரொம்ப குழப்பமாக இருக்கு... Pz answer me

    • @sudhersanhemanathan8558
      @sudhersanhemanathan8558 4 года назад

      TATA AIA Choose pannalam sir... Lowest premium comparing to others...
      7358462929..

  • @balam1125
    @balam1125 4 года назад

    Cover upto 60 years means, 60 years from policy date? Or upto 60 years old?

    • @myinvestingjourney6548
      @myinvestingjourney6548 4 года назад

      No. Suppose if your age is 28 and taking term insurance till 60 years means your policy term is 32 years.

    • @balam1125
      @balam1125 4 года назад

      @@myinvestingjourney6548 oh thank you.

  • @PraveenKumar-kb2gf
    @PraveenKumar-kb2gf 5 лет назад

    should i surrender my money back surrender ?
    there r giving less amount compare to my annual premium!
    please reply sir

    • @sudhersanhemanathan8558
      @sudhersanhemanathan8558 5 лет назад

      Sir Just call and check for more details from Experts
      7458462929
      9884604842

  • @nethajirajaraman5306
    @nethajirajaraman5306 5 лет назад +1

    How to apply sir.

    • @selvamganesan9968
      @selvamganesan9968 5 лет назад

      வணக்கம் அன்பு நெஞ்சங்களே உங்களுடைய புதிய பாலிசிகள் எடுப்பதற்கும் பழைய பாலிசிகளில் விவரங்களை அறிவதற்கும் தொடர்பு கொள்ளவும் நீங்கள் இருக்கும் இடத்திற்கே வந்து பாலிசி காப்பீடு எடுத்து தரப்படும் 7010437259

  • @SuperNishom
    @SuperNishom 5 лет назад

    Brother what happen if insurance company will bankrupt ,whether this case LIC is good ? Please answer me ASAP

  • @thiyaguraj6429
    @thiyaguraj6429 4 года назад +1

    Suppose Indha example la 60yrs ku aprm alive ah irundha Indha term insurance fulla ve waste ah bro?

    • @Mrharidass2009
      @Mrharidass2009 4 года назад

      For that you need to select money back policy.. Adha check pannunga..

    • @prapakaran4811
      @prapakaran4811 4 года назад

      S, bro waste thaan....

    • @myinvestingjourney6548
      @myinvestingjourney6548 4 года назад +2

      60 வயதுக்கு அப்புறம் உங்களுக்கு எந்த கடமையும் இருக்காது. அதுக்குள்ள நல்ல பணமும் செத்துருவீங்க. 60 வயதுக்கு அப்புறம் இறந்தால் நம்ம சேத்து வச்ச பணமே போதும் நம்மோட குடுமபத்துக்கு

  • @SathishKumar-pi6if
    @SathishKumar-pi6if 4 года назад +1

    Sir ungaluku ungaluku nu solaatheenga athuku bathil policy edukara aal ku nu solunga athu better a irukum

  • @kidsplaycorner1156
    @kidsplaycorner1156 5 лет назад

    ji coverage 60 age nu irukula bro adhu edhuku namba adha 40 age nu vacha premium 40age varakum dhn katunum ah

    • @mrmstech5421
      @mrmstech5421 4 года назад

      Regular pay eduthinga na neeinga policy term fulla pay pannanum sir... kindly contact 6385171199

  • @itsmessr
    @itsmessr 5 лет назад

    You're good sir.

  • @kannan2
    @kannan2 2 года назад

    Unga pone nopr solluga bro plec

  • @sudhersanhemanathan8558
    @sudhersanhemanathan8558 4 года назад

    Sir... Term Insurance with Return of premium eruku... Explain panmalame..

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil 4 года назад +1

      Plain Basic straight forward ana Term Insurance thavira, vera entha features m athula iruntha, athu vithavangaluku thaan benefitey thavira, namaku illa. Use that extra money for investing in Index funds.

    • @sudhersanhemanathan8558
      @sudhersanhemanathan8558 4 года назад

      @@InvestmentInsightsTamil Nenga Pure Term Yedukka soldrengala or With return of premium Term plan yedukka soldrengala.

    • @navaneethannavaneethan3026
      @navaneethannavaneethan3026 4 года назад

      that is high premium low coverage he talk only pure life insurance if u expect return there is many investment way.

    • @balam1125
      @balam1125 4 года назад

      @@InvestmentInsightsTamil cover upto 60 years means, 60 years from policy date? Or upto age 60 years?

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil 4 года назад

      @@balam1125 Upto age 60 years. The purpose of insurance is to make sure that our dependents do not miss our income if something happens to us. After 60, we would have been retired anyways. That was the rationale for recommending upto 60 yrs.

  • @RaviKumar-md5xf
    @RaviKumar-md5xf 5 лет назад +4

    50 லட்சத்திற்கு பாலிசி எடுத்தால்தனியார் நிறுவனங்கள் க்ளைம் எப்படி கொடுக்கும். க்ளைம் கொடுக்கும் போது IRDA வின் சட்ட திட்டங்கள் என்ன என்று தெரிந்து கொண்டு . தகவல்கள் கொடுக்கவும்

  • @AbdulKareem-gd2gs
    @AbdulKareem-gd2gs 3 года назад

    Hi Pattu sir.. Good day... One quick question.. Can i buy term insurance for my wife? She is getting same salery as me... However, as im the breadwinner of my family, and i already have a Term insurance for 65 years. Is it advisable to get a term insurance for her too or instead can i invest her money in other investment portfolio?

  • @manikandan564
    @manikandan564 5 лет назад

    Coverage up to means , if death happens after that nominee wouldn't get payout is it?

    • @pattufreefincal
      @pattufreefincal  5 лет назад

      if the cover is for 25Y and if death happens after that yes no payout!

    • @sureshkarthi5128
      @sureshkarthi5128 5 лет назад

      Single payment panna ethum problem

    • @sureshkarthi5128
      @sureshkarthi5128 5 лет назад

      One payment premium pay panna ethum problem

    • @sudhersanhemanathan8558
      @sudhersanhemanathan8558 5 лет назад

      Some companies are returning the paid up premium to the insured , if nothing happens
      7358462929
      9884604842

  • @nakraj4267
    @nakraj4267 5 лет назад

    Sir Term insurance Which company best and claim correct pannura compnay plz tell company name

    • @jayaraja878
      @jayaraja878 5 лет назад

      Give me your number sir.

    • @JO_MI7
      @JO_MI7 5 лет назад +2

      TATA AIA life 99.7%

    • @priyankaradha7575
      @priyankaradha7575 5 лет назад

      Am Priyanka from Bharti AXA Life insurance and our company got excellence claim award

    • @JO_MI7
      @JO_MI7 5 лет назад

      @@priyankaradha7575 % ratio ?

    • @priyankaradha7575
      @priyankaradha7575 5 лет назад

      Hello sir, we got claim excellence award from FICCI on 3rd may 2019 in Mumbai.

  • @rohanr221
    @rohanr221 5 лет назад

    Please do the same video in English

  • @user-cf5su4te9s
    @user-cf5su4te9s 3 года назад

    per month 300 ah ?? for 31 age yearly 14000 ? is it normal or i have been cheated

  • @RaviKumar-nf9bi
    @RaviKumar-nf9bi 5 лет назад

    Pakka bro

  • @anujkhatri
    @anujkhatri 6 лет назад

    need video on same topic in english

  • @RaviKumar-nf9bi
    @RaviKumar-nf9bi 5 лет назад

    Sir are you CFP person

  • @kannan2
    @kannan2 2 года назад +1

    இந்த இன்ஷூரன்ஸ் சிறந்த பாலிசி எது போடறதுன்னு எனக்கு ஒண்ணுமே புரியல கரெக்டா நீங்க சொல்றீங்க ஒரே குழப்பமா இருக்கு

  • @sixface9227
    @sixface9227 3 года назад +1

    72age la yedukalama bro team insurance

    • @rajaganesh010
      @rajaganesh010 Год назад

      Premium romba adhigama irukum so waste

  • @RajkumarMahendran
    @RajkumarMahendran 4 года назад +4

    1 varusathuku aporom suicide pannikalam.. just love your unintentional dark humour.

  • @vigneshwaranr3608
    @vigneshwaranr3608 3 года назад +4

    First varsham suicide panna kudukamatanga, athu aparam pannikalam 🤣🤣

  • @dineshprakasam1251
    @dineshprakasam1251 5 лет назад

    Oru all yanthinai policy yadukalam 50 lk 50lk 2 policy yadukalama vara vara company la eruthu

  • @adhiashwin8322
    @adhiashwin8322 5 лет назад

    Hi bro mooku urinjira sound, tasting sound andha mari sounds konjam avoid panalam

  • @KiddoSurgeon_DrAR
    @KiddoSurgeon_DrAR 4 года назад +2

    @4:50
    @10:26
    ha haaa haaa :-D

  • @ambedkarchidambaram
    @ambedkarchidambaram 4 года назад +2

    TATA AIA, HDFC, ICICI, SBI, LIC இதில் எது பெஸ்ட்

  • @ShangmailcomShankarRaja
    @ShangmailcomShankarRaja 4 года назад +1

    Sir நான் வெளிநாட்டில் வேலை செய்கிறேன் எனது மDeனைவிக்கு பாலிஸ் எடுக்லாமா

    • @spidylovergaming961
      @spidylovergaming961 4 года назад

      Ettukalam sir cal me my no+916382761756

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil 4 года назад

      unga wife oda earning a nambi neenga iruntha avungaluku neenga edukanum. Illa unga earnings a nambi avunga iruntha, neenga policy eduthutu avungala nominee ya podanum.

    • @Mrharidass2009
      @Mrharidass2009 4 года назад

      @@InvestmentInsightsTamil correct

  • @SasiKumar-sn1nh
    @SasiKumar-sn1nh 5 лет назад

    Bharti Axa எப்படி Sir? Podalama

    • @priyankaradha7575
      @priyankaradha7575 5 лет назад

      Bharti AXA is one of the growing life insurance company, we have term plan minimum premium and we given some facilities to customer 70 lakhs sum assured given non standard income proof.

    • @sudhersanhemanathan8558
      @sudhersanhemanathan8558 5 лет назад

      Claim ratio check panitu podunga sir for all 24 companies
      7358462929
      9884604842

    • @selvamganesan9968
      @selvamganesan9968 5 лет назад

      வணக்கம் அன்பு நெஞ்சங்களே உங்களுடைய புதிய பாலிசிகள் எடுப்பதற்கும் பழைய பாலிசிகளில் விவரங்களை அறிவதற்கும் தொடர்பு கொள்ளவும் நீங்கள் இருக்கும் இடத்திற்கே வந்து பாலிசி காப்பீடு எடுத்து தரப்படும் 7010437259

  • @yogarajg6838
    @yogarajg6838 5 лет назад +1

    Pls don't put fake information said clear information

  • @kannan2
    @kannan2 2 года назад

    பரவாயில்லை உண்மையை கரெக்டா சொல்றீங்க உங்க நம்பர் சொல்றீங்க ப்ளீஸ்

  • @sidharth_chandrasekar
    @sidharth_chandrasekar 4 года назад

    @10.27 lol

  • @hareerajarajalivg3013
    @hareerajarajalivg3013 5 лет назад

    please talk properly

  • @veeraragavan6981
    @veeraragavan6981 3 года назад

    Max Life having Following Such plan is it worth than normal Term Plan can you please guide