As an NRI, investing has been rather rewarding to me and I've learned that getting a good return is very much attainable if you know your way around it. I've watched my net worth grow exponentially these past months.
You say it like it's easy forgetting that not everyone is as lucky as you are. I've invested for months now without any progress. How are you able to do it?
It's totally far from luck. My IA, Herman Jonas has consistently outperformed the market ever since I got on his program. He has continued to put my $25k to good use with market driven strategies making me an optimal return of over $101k
Luck is way off the picture. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $21k spread across stocks (options and futures) for the short term and Roth IRA, index funds, cryptocurrency and ETFs, for the long term. Now with over 102k in roi, I sit back and just reinvest at intervals while I handle my other businesses.
Do not forget that when it comes to investing, prices can be erratic, rising and declining quickly, often in relation to companies' policies, which individual investors or “experts” do not influence.
Keep going mate I started at 41... was in 7K debt and living in my overdraft. I'm now debt free have a 15K emergency fund. 20K saving pot and just surpassed 120K. Diversification and a clear understanding of your financial goals are key... I am almost 43 now!
I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!
Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. I’m invested in ETFs, equity index funds, and individual stocks and use a CFA. On average, she takes 10% of earnings, but using *Lina Dineikiene's* system makes it much more hands-off. I conservatively follow her recommendations and market entry and exit points, and tbh this makes it fairly simple for me... I am convinced it's not just hard work but smart work :-)
You have done an excellent job of explaining ISAs and SIPPs in simple easy to understand terms in this video and I especially like that you also said what they are best for. Well done.
I think below: Time is your most valuable asset. Invest in yourself. Build strong relationships. Health is wealth. Embrace failure. Financial literacy. Be authentic. Take risks. Gratitude and mindfulness. Seek mentorship Cheers.
Thanks for the video. But the sad part is the government doesnt want people to save money...very low interest rates...so many limitations, and confusing terms and conditions...
But isa is only giving like 1.16 point something return and I I don't see any account that gives more than 3% in fact only if you do like a bond of 1 year you get 4 percent
You can earn >10% by investing in S&P500 index funds. If you mean Cash ISA, then money market funds are paying approximately 5%. Here is an example: ruclips.net/video/8QkXdiYW-v0/видео.htmlsi=QYR0krU0eRvvc6_W
I like your content and they are very informative. I am a UK national and resident, as well as also file tax in India as NRI. Am I eligible to have general investment account (equity/etf) in UK in addition to ISA.
I was searching for this kind of information for so long... You are god sent!!! I earn 40 k a year.. I am worried about how much i can invest and taxation
Thank you so much for your kind words! I'm really happy that the information resonated with you. You should make every effort to start with an ISA account and protect your savings from Taxes.
You need a Good professional advisor like MRS VARINA MCCLAINE to avoid losing or scam, you can search for her on Google. she is all over internet. I built my estate and other expensive investment all these through her skills. Good lucky
Yes.Problem is that you can buy only Vanguard funds on its platform. However on investengine you can buy Vanguard, iShares, Invesco, fidelity,wisdomtree and many other funds.
You need a Good professional advisor like MRS VARINA MCCLAINE to avoid losing or scam, you can search for her on Google. she is all over internet. I built my estate and other expensive investment all these through her skills. Good lucky
Hello Suman Bhai i will shifting to uk soon with my family. I will request to you make more videos for people like me as beginners on investment, settlement, housing etc.
Same, I met Elizabeth stark last year for the first time at a conference in Wilshire, after then my Life has changed for good.God bless Elizabeth stark
If you are living in UK and has got PR than invest in UK to buy property otherwise you will be fool to invest in foreign country. If you have costly agriculture land in India than think before taking UK citizenship. In india a foreign citizen cannot own agriculture land. You may be taxed for selling property in India by uk after becoming UK citizen. Better use money earn in UK to invest in India where return is more. In UK there is high chance even after earning £100k after mid year to 55 years, your children maystill have to do part time job during unversity years. In most cases by third generation in UK they will in situation like na ghar ke rahe na ghat ke. USA may be better as it is made up of mostly immigrant.
You are correct. I am in UK since last 20 years+, I did not invest in ISA or London stock market. In hindsight, I did not know how then, hence did not invest; that turned out to be good for me. UK stock market went no where in this time. NIFTY 50 quadrupled. Think twice before investing in ISA; forecast does not look good here.
@@lordofrins100 I have done ISA investing through my UK Bank 10 years ago both UK and USA stocks. Withdrawn. Too little, smaller returns for me. Now an options trader on USA market.
As an NRI, investing has been rather rewarding to me and I've learned that getting a good return is very much attainable if you know your way around it. I've watched my net worth grow exponentially these past months.
You say it like it's easy forgetting that not everyone is as lucky as you are. I've invested for months now without any progress. How are you able to do it?
It's totally far from luck. My IA, Herman Jonas has consistently outperformed the market ever since I got on his program. He has continued to put my $25k to good use with market driven strategies making me an optimal return of over $101k
Luck is way off the picture. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $21k spread across stocks (options and futures) for the short term and Roth IRA, index funds, cryptocurrency and ETFs, for the long term. Now with over 102k in roi, I sit back and just reinvest at intervals while I handle my other businesses.
Do not forget that when it comes to investing, prices can be erratic, rising and declining quickly, often in relation to companies' policies, which individual investors or “experts” do not influence.
I'm green in the investing space. I work most of the week and barely have time to myself. I'd like to use mentorship. How can I get to him?
Watching in my 40s... And only just starting I feel so behind!
Gotta start somewhere
Keep going mate I started at 41... was in 7K debt and living in my overdraft. I'm now debt free have a 15K emergency fund. 20K saving pot and just surpassed 120K. Diversification and a clear understanding of your financial goals are key... I am almost 43 now!
The only comparison that matters is the one to yesterday's self. Today you're starting which means you're already better than you were yesterday:)
I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!
Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. I’m invested in ETFs, equity index funds, and individual stocks and use a CFA. On average, she takes 10% of earnings, but using *Lina Dineikiene's* system makes it much more hands-off. I conservatively follow her recommendations and market entry and exit points, and tbh this makes it fairly simple for me... I am convinced it's not just hard work but smart work :-)
You have done an excellent job of explaining ISAs and SIPPs in simple easy to understand terms in this video and I especially like that you also said what they are best for. Well done.
Thanks for the appreciation.
I think below:
Time is your most valuable asset.
Invest in yourself.
Build strong relationships.
Health is wealth.
Embrace failure.
Financial literacy.
Be authentic.
Take risks.
Gratitude and mindfulness.
Seek mentorship
Cheers.
Thank you for your assistance on this topic it was simple and clear 🤝
Glad you liked it
Thank you for setting this up 🙏
Good information sir thanks
Thanks for the video. But the sad part is the government doesnt want people to save money...very low interest rates...so many limitations, and confusing terms and conditions...
It's really easy to start investing. You can easily get 5% returns from money market funds even if you decide not to invest in stock markets
Could you please suggest which platform would be best to start my investment journey? Or a video on this would be very helpfull.
ruclips.net/video/tlmn1vEcxeg/видео.html
But isa is only giving like 1.16 point something return and I I don't see any account that gives more than 3% in fact only if you do like a bond of 1 year you get 4 percent
You can earn >10% by investing in S&P500 index funds. If you mean Cash ISA, then money market funds are paying approximately 5%. Here is an example: ruclips.net/video/8QkXdiYW-v0/видео.htmlsi=QYR0krU0eRvvc6_W
Wow you are being screwed if you think ISA are only giving 1.16%. Even a cash isa is giving about 5.1% right now (Trading212)
@@manojlds lies, which bank.
@@ssshammilots of banks
Will withdrawing from cash ISA also involve a penalty? Any age limits?
No penalty for withdrawal from cash ISA. Penalty is in Lifetime ISA only.
Thanks Suman.
I like your content and they are very informative.
I am a UK national and resident, as well as also file tax in India as NRI.
Am I eligible to have general investment account (equity/etf) in UK in addition to ISA.
Yes, that's allowed
Great video thank you. Make more videos of investment in uk.
Please I am really interest to make an investment with UKSSE, may you explain in detail for me
What is UKSSE?
Can possible for students?
yes
very useful information Suman
Thanks for your guidance. Any possibility to connect you over phone? Thanks.
You may book a call here: topmate.io/suman_paul86/
thank you :)
Finally... Thank you Bro much needed as YT is flooded with Indian SIP SWP MF nothing about UK thank you so much
I was searching for this kind of information for so long... You are god sent!!!
I earn 40 k a year..
I am worried about how much i can invest and taxation
Thank you so much for your kind words! I'm really happy that the information resonated with you. You should make every effort to start with an ISA account and protect your savings from Taxes.
You need a Good professional advisor like MRS VARINA MCCLAINE to avoid losing or scam, you can search for her on Google. she is all over internet. I built my estate and other expensive investment all these through her skills. Good lucky
Is Vanguard a good platform?
Yes.Problem is that you can buy only Vanguard funds on its platform. However on investengine you can buy Vanguard, iShares, Invesco, fidelity,wisdomtree and many other funds.
Yes it's an excellent platform. But it depends on what you want to invest in.
yes
How to apply for life time isa???
Simple online application, it's available with limited providers - A J bell, HL, moneybox etc.
You need a Good professional advisor like MRS VARINA MCCLAINE to avoid losing or scam, you can search for her on Google. she is all over internet. I built my estate and other expensive investment all these through her skills. Good lucky
Currently, it's not suitable to invest in the UK. We are in big trouble due to the new gov. Pls reconsider after change.
Hello Suman Bhai i will shifting to uk soon with my family.
I will request to you make more videos for people like me as beginners on investment, settlement, housing etc.
Sure 👍
All NRI related videos are in this playlist- ruclips.net/p/PLPV2hNfvCPlHIn46WV6CZBi7M6GNvIHxV
Can you confirm if UK SIPP can be transferred to foreign pension fund while moving out of UK and in case age is less than 55
yes
read about QROPS from gov uk website
Thank you Lord Jesus for the gift of life and blessings to me and my family $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!!🙏❤️❤️
I'm 37 and have been looking for ways to be successful, please how??
Sure, the investment-advisor that guides me is..
Elizabeth stark
Same, I met Elizabeth stark last year for the first time at a conference in Wilshire, after then my Life has changed for good.God bless Elizabeth stark
Her services is the best, I got a brand new Lambo last week and paid off my mortgage loan thanks to her wonderful services!
If you are living in UK and has got PR than invest in UK to buy property otherwise you will be fool to invest in foreign country. If you have costly agriculture land in India than think before taking UK citizenship. In india a foreign citizen cannot own agriculture land. You may be taxed for selling property in India by uk after becoming UK citizen. Better use money earn in UK to invest in India where return is more. In UK there is high chance even after earning £100k after mid year to 55 years, your children maystill have to do part time job during unversity years. In most cases by third generation in UK they will in situation like na ghar ke rahe na ghat ke. USA may be better as it is made up of mostly immigrant.
Well said
You are correct. I am in UK since last 20 years+, I did not invest in ISA or London stock market. In hindsight, I did not know how then, hence did not invest; that turned out to be good for me. UK stock market went no where in this time. NIFTY 50 quadrupled. Think twice before investing in ISA; forecast does not look good here.
@@RameshJavaneGowdaDryou do know that ISA would let you invest beyond the UK right? There are some really good USA stocks and indexes to invest in.
@@lordofrins100 I have done ISA investing through my UK Bank 10 years ago both UK and USA stocks. Withdrawn. Too little, smaller returns for me. Now an options trader on USA market.
😂😂
Never invest in India I never got money back from indian bank. Don't make big mistake.
invest in londonistan...
Investing in the UK?? Good luck mate, UK is so f**ked😂
rubbish wont invest a fime in uk!