Practical Investment Advice for Government Employees: Money Mindset EP1

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  • Опубликовано: 13 янв 2025

Комментарии • 223

  • @dm6600
    @dm6600 7 дней назад +2

    Thats Great ! I was following Ankur who makes videos like that and meri khuwaish thi k kash hamare mulk mei bhi koi aesa professional advisor / RUclipsr hota.
    And finally after 1 year its happening in Pakistan too
    I am so happy, lots of love and respect from Mohen jo Daro ✨❤️🇵🇰

  • @khurramshahzad7748
    @khurramshahzad7748 17 дней назад +21

    AOA Bhai, by watching your previous video I invested 100 k in Al Habib Islamic Pension Fund and today it's current value is 124 k just in 4 months

    • @MirzaGroup-y3m
      @MirzaGroup-y3m 15 дней назад

      @@khurramshahzad7748 details pls

    • @ummehoorfashion5330
      @ummehoorfashion5330 13 дней назад

      How to open an account

    • @kashifiqbal4588
      @kashifiqbal4588 13 дней назад +1

      Sir account ksy open krwaya tha... Aur ye Habib bank aur HBL bank same hy??

    • @ummehoorfashion5330
      @ummehoorfashion5330 12 дней назад

      Account al habib asset managment company se open hota h

    • @rock33361
      @rock33361 10 дней назад

      How you open account online ?

  • @arshadtahirofficial6432
    @arshadtahirofficial6432 17 дней назад +6

    I am a govt employee, and I think har govt employee ki yahi story hy aur yahi questions hen jinhen badi achi tarah laeeq bhai ny simple words mein clarify kiya hy. Impressive and usefull video.

  • @Emraan-ud9gr
    @Emraan-ud9gr 17 дней назад +6

    Sir you are doing best for pakistani.please continue this valuable suggestions.Allah almighty bless you.

  • @umairaijaz5232
    @umairaijaz5232 14 дней назад +4

    Laeeq Bhai, your educational content is truly outstanding! After watching your videos, I’ve started investing in the Pakistan Stock Exchange (PSX) and mutual funds. The Bulls & Bears show is my absolute favorite, and you all are doing an incredible job teaching us how to build passive income.

    • @Kids-fly1
      @Kids-fly1 12 дней назад

      Invest kasy start kre,i m new

  • @waqaskhan-ok4np
    @waqaskhan-ok4np 12 дней назад +2

    Very well explained.
    specially sharia related investment. I think har kisi ko halal investment k bare mai confirm kar k zarur invest karna chahi ye.

  • @akshaykumar-lc4db
    @akshaykumar-lc4db 15 дней назад +3

    Very Informative Session About Financial Literacy
    Thank You Laeeq Ahmed Sir

  • @drhousemd3359
    @drhousemd3359 14 дней назад +2

    Can't thank you enough,m a govt employee and we all have the same story as that of Asim sahab,love and blessings from Swat Kpk.m gonna invest in pension fund just as Laeeq bhai told,thank you so much Laeeq bhai

  • @NerdsBane007
    @NerdsBane007 10 дней назад +3

    This is the story of every other middle class government employee. Very relatable.

  • @WaseemAkram-vq6rs
    @WaseemAkram-vq6rs 18 дней назад +12

    I was portaraiting my self as i am sitting in front of u..same situation with me,, only difference is i have 2 children and he has 4 children..thnx mr,laiq sb

  • @saniakhan5392
    @saniakhan5392 17 дней назад +1

    This type of consultation I am longing for thanku so much and stay blessed sarmaya team

  • @farrukhhussain9299
    @farrukhhussain9299 3 дня назад

    Sir, great job did by you and in a simple way, you explained pension funds but didn't tell charge or fees of these banks which is also very important to know for new investors.

  • @sultanqamar9172
    @sultanqamar9172 10 дней назад

    Excellent initiative
    JazakAllah Khair Laeeq Bhai, you're giving great service
    May Allah SWT Bless you always

  • @farazamin09
    @farazamin09 16 дней назад +1

    Great initiative, Laeeq Bhai! I’ve recently started my investment journey and would love to participate in this show-maybe next year, once I’ve gained a year of experience.
    Your guidance has been incredibly helpful. Jazak'Allah.

  • @waraich_zada3545
    @waraich_zada3545 17 дней назад +3

    Finally India k channel waraiko ki jhalak nazar a rai h ... But sir ap bhht depth me chly gy hn intro me just basic chezen poch k agr saving ka pocha jayd or recommendation dy jaye k jo saving bnda kr rha h wo usy kesy profitably invet kry

  • @illi711
    @illi711 18 дней назад

    answered all my queries, glad to know Hafiz sb is already familiar with other investment avenues

  • @ChaudharyAsif79
    @ChaudharyAsif79 17 дней назад

    Excellent Laeeq Sb, you the only reason to subscribe Sarmaya, as usual great job, keep up the good work ❤.

  • @syedasadaf801
    @syedasadaf801 11 дней назад

    Superb and well accuratted information given by laeeq bhai thankyou

  • @asimkhalil3975
    @asimkhalil3975 18 дней назад

    Once again excellent approach of sarmaya help me and many more for free of cost. JazakALLAH team sarmaya and Laiq bhai

  • @zainurrahman5343
    @zainurrahman5343 16 дней назад

    ماشاء اللہ بہت خوب جناب اللہ تعالٰی آپ کو مزید کامیابیاں عطا فرمائے آمین

  • @maverick5457
    @maverick5457 17 дней назад

    Laeeq bhai, may ALLAH bless you always. Aameen. Thank you so much for guiding us.

  • @AliRaza-jk6dw
    @AliRaza-jk6dw 16 дней назад

    Excellent effort, you are gem for youth. May Allah blessed you

  • @JohnHelcyon
    @JohnHelcyon 15 дней назад +2

    here after seeing you at Mansoor Ali khan's podcast

  • @nadeemahmed-qq3qi
    @nadeemahmed-qq3qi 16 дней назад

    Laeeq sb! You are doing wonderful job ❤❤❤❤❤❤

  • @zeeshanshabbirqureshi6193
    @zeeshanshabbirqureshi6193 14 дней назад +1

    Kindly Guide which is better Mutual Funds or Direct Investment in Stocks?

  • @arsalanchanna6676
    @arsalanchanna6676 18 дней назад +2

    Some pension funds also gives insurance type emergency claim like hbl pension fund fund give 5 million rupees if your investment is more than 100k in case of death.

  • @Milha-x4x
    @Milha-x4x 3 дня назад

    Sir I like this video. Plz continue

  • @yusfonline1771
    @yusfonline1771 18 дней назад +1

    zbr10 sir.... 1 or shahkar arha ha apki trf sy...

  • @razabhai9870
    @razabhai9870 17 дней назад

    Laeeq bhai Allah Taala he apko iska ajar dega❤

  • @hamzaawan8576
    @hamzaawan8576 18 дней назад +1

    Amazing boy 2nd time in 5 hours you are coming live❤❤

  • @Qasim_0014
    @Qasim_0014 17 дней назад

    Amazing video, I will invest as well.. please continue series

  • @CMedxDrIffat
    @CMedxDrIffat 2 дня назад

    Great job 👍

  • @QadeerCh-i7z
    @QadeerCh-i7z 16 дней назад +1

    Boat achha idea hai is show ka laeeq bhai 🎉

  • @thelearninghub3112
    @thelearninghub3112 18 дней назад

    A.A sir. Thanks for giving us financial education. Here is my simplequestion, how can we invest mutual fund? Have we go to bank to open mutual fund account or directly in stock market

  • @rehansamad6157
    @rehansamad6157 15 дней назад

    Very well explained sir. Kudos 👏

  • @ghulamjilani9887
    @ghulamjilani9887 18 дней назад

    Mashaallah great job

  • @Arsalanzeb
    @Arsalanzeb 15 дней назад

    great series, thank you Laeeq bhai

  • @asifraza8476
    @asifraza8476 18 дней назад

    great great great video..... what a wonderful way/idea to help in investing.

  • @WaqarKalwar-w8s
    @WaqarKalwar-w8s 15 дней назад

    Very very very nice program yar very nice God bless u

  • @muhammadmuneeb8162
    @muhammadmuneeb8162 16 дней назад

    Very informative video regarding financial development

  • @syedbilalarshad2064
    @syedbilalarshad2064 18 дней назад +2

    Sir Please share a video on how to achieve financial freedom in Pakistan for different classes of society like who needs 1lac per month or two lac per month from psx dividends.

  • @islamicteachings8109
    @islamicteachings8109 15 дней назад

    Very informative keep it up ❤

  • @abidurrehman1724
    @abidurrehman1724 8 дней назад

    Nice video. ❤

  • @faizanhijazi2509
    @faizanhijazi2509 14 дней назад

    Laeeq Bhai! Thank U ❤

  • @famhashmi
    @famhashmi 17 дней назад

    Well explained, great work ❤

  • @ehtishamhussain3829
    @ehtishamhussain3829 17 дней назад

    HATS OFF TO YOU SIR.. AWAM WANTS THIS..!

  • @angelnaveed
    @angelnaveed 18 дней назад

    amazing session, Really worth watching

  • @saadshafiq-o1z
    @saadshafiq-o1z 17 дней назад

    Good initiative ❤

  • @shoaibiftikhar1418
    @shoaibiftikhar1418 16 дней назад

    Aslam o Alaikum
    sir yeh vlog bohat informative hai.bank al habib pension fund ka accout complicated hai.accout open bhe kar lia hai.
    lakin jis tarha aap nay mahaana ko detail main samjhaya tha agar bank al habib ke account open ka vlog bana dayn to bohat help ho jay ge

  • @qshaboo
    @qshaboo 11 дней назад

    AoA, first of all thank you for sharing the valuable knowledge. I want know which al meezan fund is best for 1m or 2m invest for 1 year. Also if you can advise other options as well.

  • @AliRaza-jk6dw
    @AliRaza-jk6dw 16 дней назад

    Laeeq bhai please guide us what strategy should we use for buying Car in respect of Investment. Specially for salaried person

  • @cswithsaad
    @cswithsaad 6 дней назад

    Once we succeeded in opening an account in CDC, may we use it for both mutual fund as well purchasing the shares of different companies Sir?

  • @akramvlogz8639
    @akramvlogz8639 18 дней назад

    Sir ap ki great ho . Good work

  • @farhanali-pz8ih
    @farhanali-pz8ih 18 дней назад

    Excellent video ones again laeeq bhai

  • @KAMRANMALIK-r5p
    @KAMRANMALIK-r5p 17 дней назад +1

    Other important Question asked by Hafiz sb was about emergency need.
    Following is the additional coverage offered by Meezan Pension Fund :
    Basic Death Benefit Natural or Accident Equal to the investment amount of each individual subject to Max of Rs. 5,000,000 per investor
    Accidental Death Benefit (ADB) Accident only Equal to the investment amount of each individual subject to Max of Rs. 5,000,000 per investor in addition to Basic Death Benefit
    Permanent Total Disability (PTD) Accident only Equal to the investment amount of each individual subject to Max of Rs. 5,000,000 per investor
    Accidental Medical Expense Accident only 20% of investment amount of each individual subject to Max of Rs. 1,000,000 per investor

  • @shakoorahmed3398
    @shakoorahmed3398 17 дней назад

    Good information for employees

  • @waqarkhanpisces
    @waqarkhanpisces 18 дней назад

    you are doing amazing work well needed and quality content superb

  • @kashifiqbal4588
    @kashifiqbal4588 13 дней назад

    Very nice talk.....

  • @bilalwaince8724
    @bilalwaince8724 18 дней назад

    V well explained.
    One question.... If we invest one lac annually rather to invest 10000 per month. Is that possible in pension fund nd whts benefits it can give?

  • @waqas_sheikh
    @waqas_sheikh 8 дней назад

    Laeeq Bhai plz aik detail video mahana save + per bhe banaye apke kehnay per account banaya waha

  • @MohsinRaza-ks4cv
    @MohsinRaza-ks4cv 17 дней назад

    very informative. I am going to invest InshaAllah in pension fund

  • @sulimanbabar4698
    @sulimanbabar4698 17 дней назад

    Allah AP KO donyan or akherat man kamyab kary.aamin

  • @decentdentist
    @decentdentist 15 дней назад

    Bhai excellent pod cast
    For high end salaried class kindly make a video

  • @MuneebUrrehman-vx1oq
    @MuneebUrrehman-vx1oq 16 дней назад

    Assalamualaikum sir as i am totally a beginner in terms of finances please just specify the name or means which are totally 100% halal and please specify the means or Platforms where we can verify it before investing
    It would be better if you could make a video on it
    JazakAllah

  • @gametv9591
    @gametv9591 7 дней назад

    Good morning, the topic you guys are talking about is certainly very interesting, but I want you guys to please provide a platform for those overseas Pakistanis, especially those living in Europe, so that they too can have their own You can invest something Thank you?

  • @drsarimimran6429
    @drsarimimran6429 18 дней назад

    Sir your are a champion ❤

  • @agilespace6708
    @agilespace6708 18 дней назад

    Very Informative and needed 👍👍👍

  • @afzalmasood4495
    @afzalmasood4495 17 дней назад

    Laeeq bhai, ager long term k sath sath, short term k liye monthly profit k liye invest kerna ho to kis terha hum fund select ker saktay hain?

  • @zeeshanzafar49
    @zeeshanzafar49 17 дней назад +1

    Yaha thori confusion create ho rhi hy k Layek bhai ki video dekh kr hi mainy Mahaana mai investment start ki thi ab kia waha sy paisy nikal kr Al Habib mai invest krai kia

    • @Awaiskhalid479
      @Awaiskhalid479 16 дней назад

      Pension fund ko retirement purpose k lye use karna chahye

    • @Awaiskhalid479
      @Awaiskhalid479 16 дней назад

      Mahana me ap emergency fund k lye invest kartay rahay

  • @EllahiTravels1697
    @EllahiTravels1697 14 дней назад

    ماشاءاللہ
    بہت مفید انفارمیشن ہے_ لئیق بھائی اس انٹرویو کے دوران آپ نے اپنی جن وڈیوز کا ذکر کیا ہے مہربانی فرما کر ان کا لنک بھی ڈسکریپشن میں دے دیتے تو مذید اچھا ہو جاتا_
    شکریہ

  • @Sumairkhan8163
    @Sumairkhan8163 16 дней назад

    Sir online trading or stock exchange investment mai konsi cheez behtar hai ?

  • @abidurrehman1724
    @abidurrehman1724 8 дней назад

    Laeeq bhai, is this pension fund only for government employees or anyone can invest in it? (You have mentioned about the retirement at age of 60 twice in your session due to which this question arises in mind.)

  • @bilalbutt4882
    @bilalbutt4882 17 дней назад

    Highly appreciated

  • @kizu1
    @kizu1 17 дней назад +1

    Its not easy to setup the Alhabib pension fund no detail on youtube, can you please share some detail in this regard

  • @FaizanKhan77
    @FaizanKhan77 18 дней назад

    Shared in my mutual fund group

  • @sardhi7274
    @sardhi7274 17 дней назад

    Thanks very informative video ❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤

  • @Asifkhan-gv9co
    @Asifkhan-gv9co 18 дней назад

    Great ❤🎉

  • @ShoaibKhan-vh7fv
    @ShoaibKhan-vh7fv 18 дней назад

    Great effort

  • @sz9197
    @sz9197 18 дней назад

    Jzak Allaha sir great 👍

  • @RayanKhan-p6n
    @RayanKhan-p6n 16 дней назад

    high risk mutual funds meiny observe kyen ha idk unka fund manager profit taking belkul nhe krta for example pso stock ek din ma bada high bana kr down aya aur minus ma closing de tu mutul fund walo nay be loss share kya ? its means that if there picked stock in are profit u get profit or loss ur in loss no matter that day the picked stocks perform good or bad,, simply not taking the profit at high vakue

  • @ejazhussain8511
    @ejazhussain8511 15 дней назад

    Laeeqe sab, you explained each and every thing very well, but in all your videos your never explained about.
    If share holder dies how legal heirs of share holder can claim their father/ mothers Stock Share?
    How to invest in REIT, I am planning to invest in REIT, I will retire from service in March 2025?❤🎉

    • @Sarmaayapk
      @Sarmaayapk  15 дней назад

      When you open account you need to mention next of kin who will be your beneficiaries

  • @syedshabbarbukhari2952
    @syedshabbarbukhari2952 18 дней назад

    Hello Sir I just want to say
    Ap agr 10 minutes sy ziadaa ki video bnaty hn to plz ap us video k shorts clips edit kr k reels m Dal Diya kryn shukria ❤

  • @abdulrehmandhuddizada4427
    @abdulrehmandhuddizada4427 18 дней назад

    Very nice

  • @ShiaFiqhMasael
    @ShiaFiqhMasael 17 дней назад

    1:01:18 yahan pe confuse kr dia ek k sath account bnaya and invest krna shuro kr dia to phr 2sron ko q daikhna hai? phr har jga account open krta pheron kia??

  • @azharhussain970
    @azharhussain970 15 дней назад +1

    How to invest in pension fund
    No idea about pensions fund

  • @englishwithamjad7569
    @englishwithamjad7569 16 дней назад

    Sir,mein Govt employee hon apki all videos watch karta hon isleay mein ne Sayed Faraz Equity mein account open kia ha ab mein investing start karinga,
    Tora sa in k Android app k bare mein aik video banao app use kesay Karin,

  • @happyhelping5637
    @happyhelping5637 17 дней назад +1

    Hello, I have an Alflah bank account which has options like investing in mutual funds as well as K trade, I think the process is similar, what if I start investing from there??

    • @Sarmaayapk
      @Sarmaayapk  17 дней назад +1

      Yes. Important is that you start

  • @sardhi7274
    @sardhi7274 17 дней назад

    اسلام علیکم
    میں نے سرمایہ کے پلیٹ فارم سے متاثر ہو کر میں نے پاکستان سٹاک ایکسچینج میں انویسٹ کی ہے الحمدللہ میں ایک بہترین پرافٹ میں ہوں

    • @arshadtahirofficial6432
      @arshadtahirofficial6432 17 дней назад

      Kab start kiya ap ny aur kahan investment ki?

    • @sardhi7274
      @sardhi7274 16 дней назад +1

      @arshadtahirofficial6432
      دو سال ہو گئے ہیں

  • @saeedkhansadi
    @saeedkhansadi 16 дней назад

    Bank main agr saving acc. Main rakhin to 12 sy 13 % profit to es main a jata
    2nd agr national saving certificate liye jain to itna profit es main mil jata.
    Wo kia reason hain jis ki waja sy hamin Mutual funds ki taraf jana chahiye ??

  • @hidayatullahsoomro7116
    @hidayatullahsoomro7116 11 дней назад

    Laeeq Bhai, mutual fund manager hamarey paisey mufut main to invest nahee karaiga na.

  • @cswithsaad
    @cswithsaad 6 дней назад

    agar pension fund ma invest karin gy tu hamara salary sa tax kam deduct hoga, ye wali baat pally nh pari. please samja dain gy?

  • @assarsss
    @assarsss 17 дней назад

    Laeeq ahmed Khan confirmed jannati

  • @husnainnaqvi2515
    @husnainnaqvi2515 17 дней назад

    Principal amount save rahay gi high risk may if market get negative, please reply.

  • @thisiswatermelon
    @thisiswatermelon 17 дней назад

    Amazing

  • @knowledgewithfaizan091
    @knowledgewithfaizan091 16 дней назад

    I suggest to address university students by going there.. unfortunately they don't give proper direction to graduates for savings

  • @naveedshahzad781
    @naveedshahzad781 16 дней назад

    sir mera sawal ha k aj agr hum 1 lakh invest kertay hain or uski value alaag ha or wohi 1 lakh hamin 10 saal bad value kiya ho gy , uski inflation ki waja say or cruncy de Valuue ho gy to fidaa to kuch na howa, Example aaj 2 lakh mn 70 cc bike aa reha ha , wohi bike 5 saal bad 5 lakh mn aye ga

  • @sibtehassanraja
    @sibtehassanraja 18 дней назад +1

    I am a salaried person and I would like to invest in PSX, I used to trade at etoro and binance but still wanted to start investing in the local market. I want to know if I should go with mutual funds or stocks?

    • @random-ix1le
      @random-ix1le 18 дней назад

      Both

    • @atifziaful
      @atifziaful 18 дней назад

      Earn from crypto and invest in stocks...psx

  • @dev4g276
    @dev4g276 18 дней назад

    al meezan soverign fund is good these days when interst rate is going down?

  • @ShahzadAli-cq6wk
    @ShahzadAli-cq6wk 14 дней назад

    if i invest the amount from salary which I am going to use in last 10 days of the month in mutual fund and when I withdraw it what about the tax on withdraw which I will have to pay , does my profit only going to cover the tax amount ?

  • @waseemkhaskheli
    @waseemkhaskheli 15 дней назад

    Sir har month 10 hazar khudh invest krnay pary gay ya ek bar account kholny kay bad khudh bank account say debit hote rahy gay.