This is how every family members need to engage amongst and handle negativity positively My thoughts and preparedness just matches what is being discussed
Hello Pattu Sir, Namaskaram. I am 57, and trying to take a Health Insurance policy with a private insurer. I tested positive for covid during the omicron wave. Though the test was positive, I hardly had any symptoms beyond 1 day but was home quarantined for 7 days. This I had to declare as my adhar number was tagged by BBMP (Bangalore). Will it affect my chance of getting a higher cover in the policy or diminish any of the general benefits that the policy otherwise gives. Kindly address this in your next podcast.
Please talk about the IRDAI 8-year moratorium period - Eg: No claim for 8 years and what happens if there is a claim in the 9th year for a disease/condition started in the 5th year (undetected or NO medication). As per the IRDAI rule - will the insurance company pay in this case? Where a claim CANNOT be denied (as per the moratorium rule)
Regarding disclosing the pre-existing conditions, should we also disclose typhoid, Jaundice or any viral fever like Covid which we caught earlier before taking the policy?? Bcoz my child had Neonatal Jaundice immediately after birth and recovered. I have also included my wife and my new born child in my existing policy during same year (policy year). So, should I have explicitly disclosed the child birth (normal delivery) as Pre-existing condition for my wife while adding or is it automatically understood during their addition.
Mothathula, health insurance vaanginalum saavu dhaan, vangalanalum saavu dhaan ! and then emergency fund um serthu vaikanum, adhu ilanalum saavu dhaan ! apo vaazhradhe ivangalu kaasu kudukradhuku dhaan !!!
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This is how every family members need to engage amongst and handle negativity positively
My thoughts and preparedness just matches what is being discussed
Indha maari valuable content ku just 57 likes thaa naa 😢
Thank you for the enlightenment about health insurance eagerly waiting for the next episode. kudos to the team and pattu sir...!!
Thanks. We won't get these kinds of insights anywhere expect Pattu Sir.
Very good insights 👍 Where to park the medical emergency fund?
Hello Pattu Sir, Namaskaram.
I am 57, and trying to take a Health Insurance policy with a private insurer. I tested positive for covid during the omicron wave. Though the test was positive, I hardly had any symptoms beyond 1 day but was home quarantined for 7 days. This I had to declare as my adhar number was tagged by BBMP (Bangalore). Will it affect my chance of getting a higher cover in the policy or diminish any of the general benefits that the policy otherwise gives.
Kindly address this in your next podcast.
Please talk about the IRDAI 8-year moratorium period - Eg: No claim for 8 years and what happens if there is a claim in the 9th year for a disease/condition started in the 5th year (undetected or NO medication). As per the IRDAI rule - will the insurance company pay in this case? Where a claim CANNOT be denied (as per the moratorium rule)
Regarding disclosing the pre-existing conditions, should we also disclose typhoid, Jaundice or any viral fever like Covid which we caught earlier before taking the policy?? Bcoz my child had Neonatal Jaundice immediately after birth and recovered.
I have also included my wife and my new born child in my existing policy during same year (policy year). So, should I have explicitly disclosed the child birth (normal delivery) as Pre-existing condition for my wife while adding or is it automatically understood during their addition.
Could you please advise Which is better, to add my child to my existing plan or buy a new plan for my kids
Mam, tell about the insurance cover taken by your husband..
14:20 😂 yov anyayam pannadhinga ya. Idhuku host edhukku guest edhukku
🤩🤩🙏🙏
How can I watch English version of these videos .
My premium went up by 25%
HDFC Bank has HealthCover FD
Mothathula, health insurance vaanginalum saavu dhaan, vangalanalum saavu dhaan ! and then emergency fund um serthu vaikanum, adhu ilanalum saavu dhaan ! apo vaazhradhe ivangalu kaasu kudukradhuku dhaan !!!
U best 3 health insurance company and u health insurance company and I have need plan of chronic kidney diseases age 69 refer me