U right on point. I sued Experian and the collection agency. I always send my letters out motorized and write the agency of what I need from them saying I need all documentation from signature,transactions, monthly payments and everything that contains to me saying I owe them and if they can’t provide everything I said that I want from them then I take them to court and win because they can’t produce a contract with my signature saying I owe them. Contract laws play apart in this as well because if u do not have a written contract between you and the agency, then it’s should not be on your report.
So with this information, does that mean that they (the collection agency) are in violation when they try to garnish wages? Because lawyers aren’t supposed to be involved in credit debt collections?
15 usc 1692 (e) (3) say the debt collector can not misrepresent themselves as an attorney. We all must read for ourselves to ensure we do not cause harm to ourselves or others
@@avamaria8447 I can't say that she would have to answer that for you however I read the usc she quoted and I didn't see what she quoted. I could gave missed it. Read it and tell me if you see what she says the code said.
Enforcement is the key!!! Peace and Love you All 🙌🏾🇲🇦💚Thank the Great God of the Universe for Everything especially the Knowledge, Wisdom, innerStanding and our Inalienable Rights along with the sovereign strength to Proclaim the Most High at "All Costs" hint hint ROFL We the People 🙌🏾🇲🇦💚🌎🌍🌎👍🏾👁❣ Honors to Noble Drew Ali🇲🇦
What if it says law corporation instead of law firm b/c I just made a payment b/c someone told me I had to pay b/c the account was still open n they are just collecting the payment thru a 3rd party
You have no contract with them so they must verify and or validate by proving you owe anything to them. Is it within statue of limitations? If they fail to verify or validate they need cease from sending you bill and usually they send a letter staying you don't owe anything for your records.
I have: Convergent Outsourcing, Inc. (twice), Jefferson Capital Systems, something called "MNE" (years ago, the check is from an law firm, I don't even remember who that was)., and Bank of America, among others.
@@mjohnson1741 Well, once I got the judgment (and, more often than not, they settled before trial), I sent a copy to their corporate headquarters. One such time, I got a default judgment against Quest Diagnostic, who is in every state, but their headquarters are in Secaucus, NJ. I served them at their largest location in Las Vegas, where I live, and, like I said, they defaulted. I called NJ and said, "I can domesticate this judgment (i.e., pay to file it in NJ), which I had to do once, but I got the $300 it cost to do that back when I got paid for the judgment) and put it on your Dunn & Brad, kinda like the FICO scores for businesses, or, are you gonna mail me a check?" The NEXT DAY they filed a motion, saying that I served them improperly, claiming that I SHOULD have served them at their resident agent in Carson City, the capital. I literally didn't have to say a word in opposition, the judge noted that the head of the HR department had been served (by cops, but you get to "tack on" the cost of that to your judgment), and that he, the judge, didn't care if they served the cashier, as long as it was a representative of the company. Case dismissed! They cut me a check 2 days later.
@@mjohnson1741 You are more than welcome. Btw I went for my evening walk and got a certified mail card for a letter I had my sister sent, from Henderson, NV on 8.8.22 via certified mail (but sent for free). It arrived in Pittsburgh on 8/11/22 (check the tracking number at the top of the letter, the PO used to give a description of when it left and when it arrived, but, lately, they just give the arrival day and time), and I got it back today. It's kind of a template for debt collectors, and the majority of the time, once they receive it, I never hear from them again (it needs to be tweaked for your individual circumstances, of course). Once, they actually wrote back and said, not only were they ceasing all contact, they would make sure no derogatory stuff put on my credit (that's potentially both an FDCPA and a FCRA violation) and send it BACK to the original creditor. I suspect, because of the length of the letter, I'll have to "hack it up" into several posts, here goes: Date: August 8, 2022 Delivery Confirmation: 7021.1970.0000.2068.6092 NOTICE AND DEMAND TO VALIDATE DEBT CLAIM From : Elaine xxx Street Location xxx City & State Henderson, Nevada Zip Code [89052]
To: CREDIT MANAGEMENT COMPANY Address FOSTER PLAZA BLDG 7, 661 ANDERSEN DRIVE City & State PITTSBURGH, PA Zip Code 15220 REF: Your correspondence purporting to allege a debt claimed by: Name EAGLES LANDING LONGEVITY CENTER Address POB 100062 City & State ATLANTA, GA 30348 Alleged Account # 15429720, 15429722, 15429724 Alleged Balance $ 143.12 This is an offer to fully pay/discharge the attached claim of debt on the condition that the claiming parties comply with this notice within 30 days of receipt of this correspondence. NOTICE OF CLAIM DISPUTE NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT APPLICABLE TO ALL SUCCESSORS AND ASSIGNS *******SILENCE IS ACQUIESCENCE******* _____________________________________________________________________ NOTICE AND DEMAND TO CEASE AND DESIST COLLECTION ACTIVITIES PRIOR TO VALIDATION OF PURPORTED DEBT Pursuant to the truth in lending laws of the United States Code, Title 15 § 1601 et. seq. and the Fair Debt Collection Practices Act laws of the United States Code § 1692 et. seq. This notice constitutes a timely written response to your Fair Debt Collection Practices Act notice that you are attempting to collect an alleged debt and is not a dishonor of your alleged claim of debt in three letters dated July 19, 2022. This notice is my, required by law, demand to “cease and desist” collection activities prior to validation of purported debt and you must validate the enclosed claim of an alleged debt. You must provide verification that an actual debt really exists by producing the following:
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This came into my feed and not sure how, but I just subscribed, you droppin gems sis!!
Love your channel and what you bring to humanity.
U right on point. I sued Experian and the collection agency. I always send my letters out motorized and write the agency of what I need from them saying I need all documentation from signature,transactions, monthly payments and everything that contains to me saying I owe them and if they can’t provide everything I said that I want from them then I take them to court and win because they can’t produce a contract with my signature saying I owe them. Contract laws play apart in this as well because if u do not have a written contract between you and the agency, then it’s should not be on your report.
Can you send me an email? I have some questions for you
@@southern_regime How can we do this because I don't like putting my email on blast because I have so many emails coming through.
@@southern_regime How can we get in contact.
@@bigbaby4584 there’s an email in the Details section. Send a message and I’ll reply
@@southern_regime ok
Great information, Well said and thought out!
You have won yourself a Subscriber 😁
U are an 😇 from heaven. Thank u for sharing the knowledge. Stay blessed
So with this information, does that mean that they (the collection agency) are in violation when they try to garnish wages? Because lawyers aren’t supposed to be involved in credit debt collections?
YES
15 usc 1692 (e) (3) say the debt collector can not misrepresent themselves as an attorney. We all must read for ourselves to ensure we do not cause harm to ourselves or others
so she's understanding it incorrectly?
@@avamaria8447 I can't say that she would have to answer that for you however I read the usc she quoted and I didn't see what she quoted. I could gave missed it. Read it and tell me if you see what she says the code said.
I presumes it means they can't give legal advice by saying what your doing is incorrect.
Umm, Thank you for that. I see extra money in my future and my books will be here within a couple days and will be getting my study on.💗
Enforcement is the key!!! Peace and Love you All 🙌🏾🇲🇦💚Thank the Great God of the Universe for Everything especially the Knowledge, Wisdom, innerStanding and our Inalienable Rights along with the sovereign strength to Proclaim the Most High at "All Costs" hint hint ROFL We the People 🙌🏾🇲🇦💚🌎🌍🌎👍🏾👁❣ Honors to Noble Drew Ali🇲🇦
Peace and Power to All!!!
Or how to discharge a credit card (debt)
Your face is sooo beautiful!!!!!
Where can I find the codes?
Thanks again
Where can I go to learn consumer laws
did you ask this on another video?
I think this is the 2nd time I'm posting this.
Does it work against judgment
Where can you find your book?
What if it says law corporation instead of law firm b/c I just made a payment b/c someone told me I had to pay b/c the account was still open n they are just collecting the payment thru a 3rd party
You have no contract with them so they must verify and or validate by proving you owe anything to them. Is it within statue of limitations? If they fail to verify or validate they need cease from sending you bill and usually they send a letter staying you don't owe anything for your records.
Do you know if sample letter to send them or links for that
So how do I get them to pay me?
My question is have you ever received $1,000 for any of the violations? If so, what company.
I have: Convergent Outsourcing, Inc. (twice), Jefferson Capital Systems, something called "MNE" (years ago, the check is from an law firm, I don't even remember who that was)., and Bank of America, among others.
@@tubeerv How did you go about getting the money exactly? What was your process?
@@mjohnson1741 Well, once I got the judgment (and, more often than not, they settled before trial), I sent a copy to their corporate headquarters. One such time, I got a default judgment against Quest Diagnostic, who is in every state, but their headquarters are in Secaucus, NJ. I served them at their largest location in Las Vegas, where I live, and, like I said, they defaulted. I called NJ and said, "I can domesticate this judgment (i.e., pay to file it in NJ), which I had to do once, but I got the $300 it cost to do that back when I got paid for the judgment) and put it on your Dunn & Brad, kinda like the FICO scores for businesses, or, are you gonna mail me a check?" The NEXT DAY they filed a motion, saying that I served them improperly, claiming that I SHOULD have served them at their resident agent in Carson City, the capital. I literally didn't have to say a word in opposition, the judge noted that the head of the HR department had been served (by cops, but you get to "tack on" the cost of that to your judgment), and that he, the judge, didn't care if they served the cashier, as long as it was a representative of the company. Case dismissed! They cut me a check 2 days later.
@@tubeerv Thanks for providing that info in such detail 👌 That helps tremendously and will help others too!
@@mjohnson1741 You are more than welcome. Btw I went for my evening walk and got a certified mail card for a letter I had my sister sent, from Henderson, NV on 8.8.22 via certified mail (but sent for free). It arrived in Pittsburgh on 8/11/22 (check the tracking number at the top of the letter, the PO used to give a description of when it left and when it arrived, but, lately, they just give the arrival day and time), and I got it back today. It's kind of a template for debt collectors, and the majority of the time, once they receive it, I never hear from them again (it needs to be tweaked for your individual circumstances, of course). Once, they actually wrote back and said, not only were they ceasing all contact, they would make sure no derogatory stuff put on my credit (that's potentially both an FDCPA and a FCRA violation) and send it BACK to the original creditor. I suspect, because of the length of the letter, I'll have to "hack it up" into several posts, here goes: Date: August 8, 2022 Delivery Confirmation: 7021.1970.0000.2068.6092
NOTICE AND DEMAND TO VALIDATE DEBT CLAIM
From : Elaine xxx
Street Location xxx
City & State Henderson, Nevada
Zip Code [89052]
To: CREDIT MANAGEMENT COMPANY
Address FOSTER PLAZA BLDG 7, 661 ANDERSEN DRIVE
City & State PITTSBURGH, PA
Zip Code 15220
REF: Your correspondence purporting to allege a debt claimed by:
Name EAGLES LANDING LONGEVITY CENTER
Address POB 100062
City & State ATLANTA, GA 30348
Alleged Account # 15429720, 15429722, 15429724
Alleged Balance $ 143.12
This is an offer to fully pay/discharge the attached claim of debt on the condition that the claiming parties comply with this notice within 30 days of receipt of this correspondence.
NOTICE OF CLAIM DISPUTE
NOTICE TO AGENT IS NOTICE TO PRINCIPAL
NOTICE TO PRINCIPAL IS NOTICE TO AGENT
APPLICABLE TO ALL SUCCESSORS AND ASSIGNS
*******SILENCE IS ACQUIESCENCE*******
_____________________________________________________________________
NOTICE AND DEMAND TO CEASE AND DESIST COLLECTION ACTIVITIES PRIOR TO VALIDATION OF PURPORTED DEBT
Pursuant to the truth in lending laws of the United States Code, Title 15 § 1601 et. seq. and the Fair Debt Collection Practices Act laws of the United States Code § 1692 et. seq.
This notice constitutes a timely written response to your Fair Debt Collection Practices Act notice that you are attempting to collect an alleged debt and is not a dishonor of your alleged claim of debt in three letters dated July 19, 2022.
This notice is my, required by law, demand to “cease and desist” collection activities prior to validation of purported debt and you must validate the enclosed claim of an alleged debt. You must provide verification that an actual debt really exists by producing the following:
Fire 🔥
Hi sis what about fraud with my house being taken 2010
Where can i find her email?
Hello.. great video, what might your email be? I didn’t see anything in the description.. thnx
Info@southernregimeventures.com
Good afternoon, I would like to know how someone can reach you via email ?