Home Loan: Pre-EMI & Full-EMI options | Calculation included | Tamil

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  • Опубликовано: 29 июл 2024
  • This video explains the Home loan EMI options such as full-emi and pre-emi. The calculation involved in these EMI options are also explained here.
    #PreEMI
    Timestamp:
    00:00 Logo intro
    00:09 Introduction - Pre-EMI & Full-EMI
    01:20 Pre-EMI: Loan disbursement
    02:22 Pre-EMI: Terms & conditions
    03:00 Pre-EMI: Benefits
    03:44 Pre-EMI: Disadvantages
    04:50 Tranche-EMI briefing
    05:19 Pre-EMI: Calculation in Excelsheet
    10:50 Conclusion
    10:57 End credits
    Download Excel Spreadsheet Calculator here:
    Loan Repayment Calculator (v.3)
    Contact:
    / anandexplains
    Subscribe us here:
    / anandexplai. .
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    EMI calculation using calculator: • கால்குலேடரில் தவணைக்கண...
    EMI calculation using MS Excel: • அறிவோம் தவணைக்கணக்கு |...
    Home loan: Pre-EMI vs Full-EMI: • Home Loan: Pre-EMI & F...
    Loan repayment calculation: • கடனை வேகமாக முடிக்க உத...
    Gold loan calculation: • தங்க நகைக்கடன் கணக்கு ...
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    Comparing loan types: • கடன் திட்டங்களின் ஒப்ப...
    Reducing-EMI loan: • Reducing-EMI loan | பு...
    Attributions:
    Music: instrumentalsfree.com
    Disclaimer:
    This channel is for education purpose only and is not affiliated with any financial institution.

Комментарии • 62

  • @subham299
    @subham299 2 года назад +1

    Very nice

  • @arunprakash2204
    @arunprakash2204 2 года назад +1

    Nice sir

  • @7horses99
    @7horses99 2 года назад +1

    Anand bro sema useful for all ungala mari oru valikaati yaarukum kedaika maatanga intha mari oru video poda oru periya manasu venum yaaro emi katta neenga menakedarathu romba periya vishiyam...salute for your videos....aprom antha chart la vara fonts onnume paka mudiyala konjam enlarge pani Kati irukalam

    • @AnandExplains
      @AnandExplains  2 года назад +1

      Thanks brother! Upcoming videos'la fonts enlarge paneeren.

    • @7horses99
      @7horses99 2 года назад

      @@AnandExplains ok bro thanks a lot

  • @aswinjerome
    @aswinjerome Год назад

    Your videos are very informative.
    The file seems to be deleted. Please upload it again.

  • @praveenkumar-hk2oy
    @praveenkumar-hk2oy 2 года назад +1

    Education loan fast repay tips podunga

  • @maddy24r
    @maddy24r 2 года назад

    Hi, Loan Repayment Calculator (v.3) link is not working or file does not exist. could you help with the excel file?

  • @subhaanushiya436
    @subhaanushiya436 2 года назад +1

    Sir need one help my dad is having one accounts problem will u do it ?sir pls

  • @contactsri81
    @contactsri81 Год назад

    can you please reshare the excel sheet the onedrive link is not working

  • @bennisonarikadan8014
    @bennisonarikadan8014 2 года назад +1

    sir can you please explain about chit -example 5 lakhs chit amount,20 months,at 13th month i took it for rs 55000 thallu what will be the interest and how to calculate it in excel

  • @sundarsms9520
    @sundarsms9520 2 года назад +1

    Ellarum cibil na enna atha epdi maintain panrathunu solringa.. aana itha sola maatringa.. plzz cibil score check pana cibil score koraiyum nu solranga athu epdi koraiyum evlo koraiyum nu solunga.. epo epo check panlam nu solunga.. emi correct ah pay pana evlo cibil increase aagum indha maari video podunga

  • @jagadheswaranv6790
    @jagadheswaranv6790 Год назад

    Hi Anand, the link for Excel is no longer available for download. Can you please check and fix it?

  • @jijojoy87
    @jijojoy87 3 месяца назад

    Hello, can you please update the excel sheet? The link in the description is not working

  • @pselvam5855
    @pselvam5855 Год назад

    Hi sir
    I paid pre EMI for my full disbursement in hdfc bank house loan first after full emi going on
    But they not less pre emi in my loan

  • @roginirogini642
    @roginirogini642 Год назад

    Good Evening sir, next yr I'm gonna to get home loan amount rs.10lakh.. can yu calculate EMI which tenure is preferable for this budget.. shall I go for 5 years.. I'm confused sir.. what shall I do

  • @user-jf6ib1td8e
    @user-jf6ib1td8e 8 месяцев назад

    Hello Excel sheet is not available

  • @revathidhanapal8335
    @revathidhanapal8335 2 года назад +2

    Can you please explain
    1.loan restructure & loan rescheduling
    2. Part payment & loan preclosure

    • @AnandExplains
      @AnandExplains  2 года назад

      Please check this video. It might help you. Video link: ruclips.net/video/6rQe0igXfug/видео.html

  • @johnwickspd9265
    @johnwickspd9265 2 года назад +1

    எளிமையான பதிவு. Pre EMI குறித்த அடிப்படை தெரிந்துகொள்ள உதவியாக இருந்தது. நன்றி ஆனந்த். சுருக்கமா நேரடியா சொல்லுங்க 2 ஆண்டுகள் கழித்து கிடைக்கப்போகிற வீட்டிற்கு நான் கடன் வாங்கினால் எனக்கு Pre EMI நல்லதா Full EMI நல்லதா. நன்றி

    • @AnandExplains
      @AnandExplains  2 года назад +1

      ஆதரவிற்கு நன்றி!
      Full-EMI நல்லது 👍

    • @johnwickspd9265
      @johnwickspd9265 2 года назад

      @@AnandExplains நன்றி

  • @saivinoth6540
    @saivinoth6540 Год назад +1

    Pre closing emi calculation solla mudiyuma sir

  • @kishoreramkumar3533
    @kishoreramkumar3533 2 года назад

    Sheet is deleted can u reupload the sheet

  • @abinayavenkat6888
    @abinayavenkat6888 2 года назад +1

    hi Bro. I am a new subscriber. Your videos are very useful. Which software u r using for this videos?

    • @AnandExplains
      @AnandExplains  2 года назад

      Thanks for the support! 👍
      Softwares used - MS PowerPoint, MS Excel, and Video Editor.

  • @lokeshm1067
    @lokeshm1067 Год назад +1

    Sir,
    Please explain about floating interest.
    How the rate to hit emi tenor and emi amount. Explain briefly.

  • @srinivasans2891
    @srinivasans2891 2 года назад +1

    Gold cheat semippu thittam pattry video poduinga sir

  • @yesare77
    @yesare77 Год назад +1

    Excel File Unlock panni share pannunga sir, loan amount maathina # Value varudhu amount update panna udan

  • @rajarl
    @rajarl 2 года назад +1

    Dear Sir, After downloading the excel file, I am not able to select the EMI-Payment Option as Full EMI or Pre-EMI as it showing only numbers in the drop down .. Can you help me on this ?

    • @AnandExplains
      @AnandExplains  2 года назад

      Excel calculator file has been updated. The issue is fixed now. Please check out the link in the description. Thanks!

  • @hersikasunitha5593
    @hersikasunitha5593 2 года назад +1

    Sir I am your subscriber and your videos are fantastic.. But this Excel is no longer available for download. Can you please check and fix it?

    • @AnandExplains
      @AnandExplains  2 года назад

      Thanks for the support! Excel sheet link is updated now. Please check the description for the link.

  • @sunidreams9
    @sunidreams9 2 года назад +1

    Sir this excel we cant able to download its locked 🔒 how down this excel sheet kindly tel me

    • @AnandExplains
      @AnandExplains  2 года назад

      Excelsheet is editable. You can only edit the input values and extra payment values.
      To download the sheet, click on the given link to open, and go to file tab, click save as and select download a copy.

  • @arunkumarj9862
    @arunkumarj9862 Год назад +1

    Hello sir I am unable to download the excel

  • @safiullahshahulhameed3170
    @safiullahshahulhameed3170 2 года назад +1

    Can you explain that how is arrived the monthly EMI amount of 22,717.52, please

    • @AnandExplains
      @AnandExplains  2 года назад

      Detailed explanation is here. Please watch this video: ruclips.net/video/KFe-CdGS_7s/видео.html

  • @rajkumar-gy4xb
    @rajkumar-gy4xb 2 года назад +1

    Full Business loan, emi , interest and guidelines sri

    • @AnandExplains
      @AnandExplains  2 года назад

      Sure bro. I will make video on business loans.

  • @karthickvelusamy2133
    @karthickvelusamy2133 2 года назад +1

    வணக்கம் சார்.
    நான் வாங்க போகும் கடன் தொகையை முழுவதும் பெறாமல் இப்படி பகுதி பகுதியாக பெரும் போது ஒரு கட்டத்தில் இதுவே போதுமானது என எண்ணினால் அதுவரை மட்டும் பெற்ற தொகையை நான் என் முழுக்கடனாக மாற்றிக் கொண்டு அதற்கான வட்டி மற்றும் அசல் ஆகியவற்றை செலுத்த முடியுமா?
    இதற்கு தாங்கள் விரிவான விளக்கம் தருமாறு கேட்டுக் கொள்கிறேன்.

    • @AnandExplains
      @AnandExplains  2 года назад +2

      முடியும், வாய்ப்பு இருக்கிறது. நிர்ணயக்கப்பட்ட கடன் தொகையை விட கடன் தொகையை குறைத்து கொள்ள வாய்ப்பு இருக்கிறது. ஆனால் இது வங்கியின் நிபந்தணைகளுக்கு உட்பட்டவையாக இருக்க வேண்டும். ஏற்கனவே முழுத்தொகை sanction செய்யப்பட்டிருந்தால், எழுத்துப்பூர்வமாக வங்கி மேலாளரிடம் விண்ணப்பித்து கடன் தொகையை குறைத்து கொள்ள அணுகலாம். மேலும், நிபந்தணைகளானவை வங்கிக்குவங்கி மாறுபடலாம்.

    • @karthickvelusamy2133
      @karthickvelusamy2133 2 года назад

      @@AnandExplains தங்களின் கருத்துக்கு மிக்க நன்றி.

  • @sathisharasu405
    @sathisharasu405 2 года назад +1

    Bike loan பத்தி sollunga bro

  • @sunidreams9
    @sunidreams9 2 года назад +1

    Sir kindly tel me about Unsecured Business loan EMI ..

    • @AnandExplains
      @AnandExplains  2 года назад

      Sure brother! Will make a video on business loan.

    • @sunidreams9
      @sunidreams9 2 года назад +1

      Hi dear bro i loved your way of teaching nd make us to understand its beautiful i do work business loan nd Home loan so asking you to do business loan .. hope u know business rates nd tenure would be 36 month there is different type of Emi structure that is Reducing emi nd Step down emi is there hope you soon bro .. thanku for video 👍🏻👍🏻👍🏻🤘🏻

  • @maniyarasanganesan1118
    @maniyarasanganesan1118 Год назад +1

    Couldn't download sir

  • @ramkarthick6251
    @ramkarthick6251 2 года назад +2

    Sir iam ur new subscriber.. I have one dbt.. Home loan 15 years ku vangoromna part paymenta yearly once panradhu best ah illa 5 yrs la totalla loan a mudikardhu best a sir.Edhula intrest kammiyagum..pls reply sir

    • @AnandExplains
      @AnandExplains  2 года назад +1

      5 yrs la loan'a complete panrathu best option. Interest neraya save aagum. Calculation'ku indha excel sheet link'a use pannunga ungalluku oru idea kidaikum.
      1drv.ms/x/s!AqsYJ-VmY-g5u33cqarxVobz3P8e?e=ZiFXiP

    • @ramkarthick6251
      @ramkarthick6251 2 года назад

      @@AnandExplains ok sir.. Tq🙏🙏😊

    • @aswinjerome
      @aswinjerome 7 месяцев назад

      @@ramkarthick6251 Bro - Looks like the excel file is removed from the link now. Do you have the copy of the same?

    • @ramkarthick6251
      @ramkarthick6251 7 месяцев назад

      @@aswinjerome No bro.
      I dnt hav dt file

  • @vimalarajav88
    @vimalarajav88 2 года назад +1

    Pre emi ku porathu nallatha !? Ila full emi e better ah?